Ya my thoughts on insurance companies is their all crooks. I don't know who is worse Travelers insurance screwed me big time know it looks like PHL is gonna get me. When are letters going out to policy holders I want to how much of my Annuity is left, and if I am going to get pennies on the dollar. I know how this works I helped close down The second pan am, carnival airlines and worked with the bankruptcy crew for Eastern Airlines. On of my jobs was mailing letters in a timely fashion. I haven't gotten anything since the hearing😡😡😡😡😡😡😡😡😡😡😡😡😡

Between you and Travelers insurance I am trying to figure out who the biggest crook😡

I want to know when I am going to start getting letters about the status of my Annuity and I would like to know if I will be receiving full payments or pennies on the dollar you all should have cared more about people's money then climate change😡😡😡😡😡😡😡😡😡😡

Every good wish to her as she takes the reins at the MA Division of Insurance. Godspeed.

Well, Ms Davison, something happened to the Commissioner and it's ALL GOOD! He's moving on to his new role and you're up. Wishing you well in your new role. Keep doing the best you can and you'll do just fine.

REP, Tom Oliverson District 130 Room E2.408 P.O. Box2910 Austin, TX 78768 Dear Rep. Oliverson, RE: Insurance Committee / Corruption at TDI I have been licensed in the business of insurance for 53 years in Texas and make this claim of fraud against the Texas Department of Insurance as mandated by Article 1.10.d of the Texas code. Article 401 of the Texas Insurance Code (TIC) requires an annual audit by an independent certified accountant of the financial condition of each insurer licensed to do business in the state of Texas. Through court records, I discovered that the Mutual Life Insurance Company of New York (MONY) had been filing fraudulent financial statements for over 30 years in Texas and that 900,000 policyholders are the victims of America's longest Ponzi and accounting fraud. The TDI knowingly participated in sheltering wrongdoers. MONY employed me from 1971 until 1991 as a sales agent, sales manager, and agency manager in the DFW area. My contract was terminated without cause in 1991. As the result of litigation that was settled to my satisfaction on the eve of trial, I became concerned for the safety of my investment-grade life insurance contracts that supported my Guaranteed Retirement Plan aka GRP. I worked as a case consultant on several other lawsuits against the company by employees and policyholders that allowed me to secure additional evidence. In 1995 I reported the MONY accounting fraud and Ponzi to Governor George W. Bush and asked for help. I was then ordered to Austin by the Texas Department of Insurance for a meeting with the head of the Fraud Unit. Ms. Key informed me that they were not happy that I had contacted the Governor and that it better not happen again if I wanted to continue working in the insurance industry in Texas. She informed me that they had investigated my claims and found nothing wrong with MONY's financial statements and that I should rely on Coopers & Lybrands LLP's opinion. Over the next 2 years, I supplied Governor Bush with CPA reports, NAIC audits, the Florida investigation, and reports to SEC Chairman Arthur Levitt. Also included was the USDOJ Probation / Settlement with Coopers & Lybrand LLP over their "Bid Rigging" of government contracts in Arizona. I was unaware of the Travis County Grand Jury investigation of the TDI and the letter to Governor-elect George W. Bush imploring him to clean up the corruption and lawlessness at the Department of Insurance when I contacted him. The Grand Jury letter is posted on www.pwcsucks.com along with other documentation detailing corruption including Governor Bush's real estate transactions with MONY and the Texas Teachers Retirement Fund. You will also find the letter from Florida Insurance Commissioner Bill Nelson detailing their investigation of MONY's statements filed with state regulators that claimed to have over $600,000,000 in surplus. After the audit, they were minus $-748,106,483 The R. Larry Johnson CPA affidavit at pwcsucks.com/id7.html deals with the fraudulent financials that Coopers & Lybrand and MONY produced and filed with state governments and the NAIC. He opined in May 1997 that MONY started filing fraudulent documents in 1982. From the site, you will also see the news reports about the New York AG Spitzer and Connecticut AG Blumenthal's investigation of the fraudulent retirement policies that illustrated dividends at a 12% rate of return on overvalued assets. Assets like the $310m property that Governor Bush and friends picked up for $155m. MONY was forced to rescind the policies and pay 10% compound interest to policyholders plus pay substantial fines. In late 1998 MONY and PricewaterhouseCoopers LLP invited the SEC to join the cabal and helped MONY go Public! The letters are also posted on the site along with information about the involvement of the PCAOB. MONY was taken public with fraudulent financial statements sold off to AXA for less than book value, and sold again to Protective Life which was then purchased by a Japanese company for final burial. In 2017 I asked the TDI to rescind my policies and return my premiums and interest like New York and Connecticut did for their policyholders to put an end to the conflict. Gary White has the report ID: 161676 with my policy numbers and a substantial file. I appreciate your help in resolving this matter. If you can't help I would ask for you to supply me with a copy of an accurate, concise, and properly opined financial for MONY before they were taken public in 1998. If you can do neither I would expect to hear of your resignation. Please do not hesitate to contact me for documentation or clarification. 817 946-8097 Your help will be appreciated and hopefully, I will be able to tell my children where their $5,000,000 went! Respectfully, R. Dale Abshire 2606 Twelve Oaks Colleyville, TX 76034 Public Company Accounting Oversite Board TEXAS Thugs MONY Story Pennsylvania Department of Insurance PCAOB Governor Mario Cuomo SEC CCO PWC Crook TEXAS Crooks SENATOR NELSON R. Larry Johnson CPA Gov. Sebelius SEC'S Lawyers Gov. Pataki Paulson / George NEW YORK ATTORNEY GENERAL tmp/WilliamsErica.jpg Erica Y. Williams During the early 80s, The Mutual Life Insurance Company of New York (MONY) suffered heavy losses due to a failed attempt at expansion. The New York Department of Insurance led by a former MONY employee and the NAIC allowed MONY to violate state insurance laws and invest policyholders' funds in high-risk real estate and junk bonds to recoup the losses. The illegal plan by The National Association of Insurance Commissioners and the New York Department of Insurance met Karma with the S&L failure and the real estate crash in the late 80s. MONY was insolvent and should have been placed in receivership. Policyholders would have been able to make decisions about the future of the "investment-grade life insurance contracts" that the NAIC had allowed on the market. The policies illustrated dividends based on 12% returns on overvalued and non-existent assets. The NAIC knew that the company had little chance of ever surviving little lone paying the illustrated dividends. They failed to protect the public to hide their criminal involvement. Receivership would have exposed the criminal conspiracy by the NAIC, New York, Coopers & Lybrand, and MONY's officers and no doubt led to a RICO charge and Civil Rights violations. The R. Larry Johnson CPA affidavit at pwcsucks.com/id7.html deals with the fraudulent financials that Coopers & Lybrand and MONY produced and filed with state governments and the NAIC. In 1992 the NAIC, Georgia, Oklahoma and Nevada Departments of Insurance conducted a regularly scheduled examination of MONY. I obtained a copy of the exam and met with the Oklahoma Department of Insurance. They were less than honest, to say the least. I then contacted the Georgia Department of Insurance. I spoke with Heather Staley and Mr. Reed who explained that they were working with the NAIC and the New York Department of Insurance to save MONY from receivership as it would be a great embarrassment to the industry. He said, "We are trying to help the most people." Example of the help Georgia and the NAIC gave to the Public: In 1986 Policyholder 1 age 35 purchased a MONYCONOMIZER /IRAA retirement plan for $2026.00 per year. At age 65 he would be able to receive a benefit of $ 31,117.00 for 15 years at which time he would still have $99,000 in cash value. Policyholder 1 paid the premiums to age 65 when he was informed that he would only receive payments for one (1) year. In 1994 the Florida Department of Insurance reviewed MONY's 1993 audited (Coopers & Lybrand) financial statement and found the company had submitted statements claiming $600,174,622 in surplus. After disallowing non-admitted assets they were minus $748,106,483 in surplus! There was no mention of the millions of dollars paid to officers from the secret Phantom Stock Plan that was based on profits that never happened. By 1996 Coopers & Lybrand L.L.P. had lost their independence by selling financial instruments to MONY on the side. They had also been placed on two years probation by the USDOJ for bid-rigging of government contracts in Arizona. They were merged with Pricewaterhouse L.L.P. to become PricewaterhouseCoopers. The Texas Board of Public Accountancy confirmed that PwC would not be independent on MONY's statements until someone else audits them. The NAIC invited the Securities & Exchange and PricewaterhouseCoopers to join in the massive MONY fraud by taking MONY Public and raising more than a billion dollars with the fraudulent financial statements. In early 1998 SEC Chairman Arthur Levitt was asked to help MONY policyholders get an accurate, concise, and properly opined financial statement for MONY before policyholders were asked to vote on demutualization. PWC Chairman Robert Moritz led the US Assurance practice for the New York Region when PWC took MONY public with the fraudulent financial statements. Chairman Levitt had NY Regional Director Carmen J. Lawrence respond to the request. She lied about MONY filing financial reports with the SEC. Letters posted pwcsucks.com/id24.html The IPO raised enough money to keep MONY afloat for five years at which time PricewaterhouseCoopers could stand on both sides of the sale to AXA for less than book value. PwC would later handle the sale to Protective Life which was then purchased by Dia-Ichi Life in Japan for final burial. All of this is without meeting the independence rules required in all 50 states for over 30 years. The only losers in all this were the policyholders in the closed block! More than 900,000 policyholders were the victims of Organized Crime!

Ty do

How do insure for the next ice age? After all you believe in climate change and I suppose you have open minds, so you can project both an increase and a decrease in temperatures. Northern hemisphere covered in ice. All investments there worth nothing buried under three kilometers of ice. The neanderthal insurer raising his fist to the sky, cursing the solar system for its disobedience to the climate models. Please discuss.

Faux Marine!

Love this video. Especially the cute dog. Plus all the valuable info. Nice Job 💪