I would take advantage of the builder offering low rates with FHA. You have to pay PMI on an FHA loan but with the savings on having a much lower interest rate it might still be better to do FHA. A lender would be able to run the numbers to say for sure, but that would be my suggestions to look into.

This is a community called Evergreen. Technically it’s in Conroe, but it’s actually closer to The Woodlands than it is downtown Conroe.

Hey! I can run some rough numbers…how much would you be putting down?

@ 3.5 percent or what ever fha requires

@ at $250k purchase price with 3.5% down it would be about $1,890 after taxes and insurance. This builder is currently doing a 4.875 interest rate buy down for FHA, so that’s the rate I used.

@ that’s actually good .I expected around 1k more 😅

@ oh yeah at $250k it’s not bad. I just had a client move from the East coast and he bought at $295k with 3.5% down and his payment was about $2,300 after taxes and insurance.

There is no MUD tax here, however this area has what’s called a PID. It’s $3,300 a year for 30 years, or until it’s paid off, then it goes away. Essentially it’s similar to a MUD except that it’s a fixed payment and it eventually goes away. Whereas a MUD gets higher as values and property taxes get higher, and a MUD never goes away.

This part of Atascocita is nice. We had friends that lived in the area and really liked it.

What part of Kingwood do you live in?

@@MakingHoustonHome in Kings Manor

Yep! The last one they have is this one www.centurycommunities.com/find-your-new-home/texas/houston-metro/conroe/granger-pines/granger-pines/lots/050115-16847-bristle-cone-way/ I was actually at Maple Heights and Granger Pines yesterday. The rep told me that they are trying to continue with 3 car garages at Granger but the developer is pushing back on it. They haven’t got an official yes or no…I guess we’ll see!

Good morning! Thanks for the sub! There are several great options all around Houston. Shoot me a text or call whenever you’re available. We can talk through all the details and help you nail down an area that would best suit what you’re looking for.

@@ericyuan9718 hey! Yes you’re right I did this community a few months back but only showed 2 of the floor plans. It has been by far one of the most popular areas that people are calling me about and wanting to see when they come out here. That’s why I went back to show more of the floor plans that this builder makes. In the last week and a half they actually sold out of the last phase and don’t have any more inventory until February/March of next year. As im typing this I am standing in the same community with clients from NYC that will be buying in the next phase. This community will have over 900 homes when complete, so having 15-20 homes to sell at any given time is not uncommon.

wow how ignorant and misinformed and entitled. Some people are this guy's comment shows he does not have 2 brain cells to rub together. To even make smoke

Thanks man! I’ll definitely keep doing that for y’all! I feel like it’s good information. Lol I get it, I’ll be here when y’all are ready!

Thank you! I know that part can get kind of boring but I feel like it’s important for people watching that aren’t familiar with these areas. I appreciate the feedback and happy holidays to you too!

It’s about 10 minutes to The Woodlands from The Highlands.

I know, it’s sad to say but it’s true. There are definitely much more affordable homes around, just not this size and quality of build. These are some of the more affordable homes in this category.

Yes it’s definitely small for a single family home. I believe that is the smallest floor plan that they build.

Pretty much all builders have VA loan programs. I haven’t seen one that doesn’t. A lot of builders are offering closing costs assistance as well. Their incentives can change monthly but for the most part they are always offering some type of assistance.

@senordeloslagos6255 I’ve learned that it comes down to everyone’s personal preference. The vast majority of people that I’m working with will purchase first. Every once in a while some people will rent in the area that they like to get a feel for it before buying. In both cases, the best thing to do is make a trip out here and get a good feel for where you can see yourself living. From there you can nail down a certain subdivision, house etc and it makes the decision making process much easier.

That’s definitely understandable! I don’t necessary like having an HOA either, but the vast majority of these Houston suburbs have them so it’s hard to stay away from it. In my experience, it’s nowhere near as bad as our HOA in California was, so it has actually been okay for us.

Address for which house?

@@ricr4420 I understand that! We had an HOA when we lived in Orange County CA and I hated it. It was super expensive and they were a pain in the butt. I didn’t really want one when we moved here to Kingwood, but it was the area and home we loved so we did it anyway. It hasn’t been bad at all for us…compared to our experience with HOA’s in California.

@MakingHoustonHome Have you tried to remodel anything in your home since you moved in that would require approval from the HOA?

We were going to paint the exterior of our house a couple years ago. I emailed them the swatches of the colors and they gave me the green light. We didn’t end up painting it but getting the approval was easier than I was expecting. Granted it was just going to be white with black trim…so nothing crazy lol

@MakingHoustonHome Imagine them saying NO we don't approve of your choice so since you have given up your rights and pay us to decide... we respectfully decline your request 😂

Yeah I would’ve been pissed lol. Where we live we are supposed to get approval to take trees down, we live in a highly forested area so they don’t want people taking out all of the trees. I had a giant pine tree in my backyard removed and never told them anything. That was about 3 years ago and I still haven’t heard anything from them…hopefully I’m good at this point 🤣

This community is called Crockett Meadows located in Conroe.

They are! Thanks again! 👍🏽

Thank you! I really appreciate that!

Hey! What part is SoCal are you from? If you build a home from dirt, you’ll have the opportunity to customize parts of the home depending on what structural options they allow. That’s kind of where the process starts. Once you select a lot and the floor plan you can go through and select structural options that you prefer. That could be changing a shower, adding an extended patio, things like that. From there, you’ll be able to select interior finishes at their design center…that would be flooring, tile, hardware etc. The builders won’t change anything on a house that is already complete. If you have specific things you want it would probably be best to build it.

Yes these are some nice homes 🏡

@MakingHoustonHome I love watching all your videos

​@@MakingHoustonHomeHi friend how are you

@ hey I’m great, and you?

They are nice homes! Great price too!

Sorry for late reply, I love your videos ​@@MakingHoustonHome

It really is developing fast! Yes I have plans to shoot videos in more of Dayton/Liberty and Crosby areas.

@SoulAtSeaTravelAgency I don’t recall that…what point in the video is it at so I can go back and look?

@@MakingHoustonHome Yes, it's at 33:07. Thank you for your attention to detail.

Oh I see what you mean. I don’t remember what it said. I tried to pause and zoom in but it’s too blurry to read. I’ll have to find my original unedited video and see if there is a more clear picture of it.

HOA is $650 annually. Property tax is 3.2%

@@MakingHoustonHome Thank you. Also, are rentals allowed? if yes, how much this property can be rented it out for?

@@hernancarpio2845yes rentals are allowed here. The 3 bedroom homes are going for about $1,700-$2,000. 4 bedroom homes are renting for about $1,800-$2,200

Hey! No these houses are not in the flood zone.

Thanks for watching! I appreciate it!

Yes these homes come with sprinklers in the front and back.

Not sure if you watched the entire video, but I literally read the home prices directly off of the builders websites and tell the viewer exactly how much the floor plans start at. Here’s the link of the first home to see for yourself: www.coventryhomes.com/houston/bridgeland-40ft-homesites As you can see, homes from that specific builder are starting in the $330k range and go up to about $403k. They are in the new section on the west side of 99, which isn’t that high demand yet because of the schools being zoned to Waller ISD. I don’t have time right now to send you every single builders website but I’m sure, with your knowledge of the area, that you can find that information yourself.

One of the biggest employers here is a company called Insperity. Their headquarters is in Kingwood. There are also a lot of businesses in Kingwood from all different sectors. Another great thing about the area is that it is within 45 to downtown Houston. I have several friends that live in Kingwood and work downtown. It’s also not very far from The Woodlands, which has plenty of job opportunities as well.

Yeah, Westin is super reputable. Not sure why some people want to drag companies down when every company out there has issues, mostly minor like you said.

Thanks for the input! It does suck when people have issues with their homes, and I hope those people get the issues resolved. I’ve seen some crazy stuff come up on inspections, and Westin has never given the slightest pushback on fixing concerns prior to closing.

Yes definitely, Westin is one of the most reputable builders in this market. To the point where using the Westin name is part of marketing when trying to resale a home. Everyone knows that a Westin home is a high demand home.

Hey! Thanks for your input. What happened with your friend? I’ve had multiple clients buy Westin Homes this year and last, haven’t had any issues whatsoever. I always advise my clients to get a third party inspection done prior to closing on their home, and we make sure that any issues that arise are fixed prior to closing. No builder is perfect, but Westin has always been more than willing to fix issues and deliver a solid home to my clients.

@@MakingHoustonHome can't go into details due to possible future and past lawsuits. Problem is I've known several people with ALL same issues. Give your customers some time in their home. Problems will arise. Be careful.

@@MakingHoustonHome bottom line they hire people who are extremely Incompetent in their building skills. Westin was known with the city to get fined for not following building and city codes. Which unfortunately is bad for every homeowner when these cases come to the surface. Westin is Not a reputable builder. They lie profusely. And they are not building a solid foundation of homes or hiring licensed professionals who know what they are doing. I'd advise to send your clients somewhere else. Spare them the agony know others were put through. Blessings to do the right thing here. People come first.

@@MakingHoustonHome westin will make homeowners fight to get anything fixed. That's the case of the owners we ran into who bought from that builder. Unless that home inspector can predict the future, some of these issues will come up later. HOME INSPECTIONS ARE LIMITED TO WHAT THEY INSPECT. Keep that in mind too.

What issues did your friend have? Did they do an independent third party inspection prior to purchasing the home? I always recommend an inspection with any builder, none of them are perfect.

I’ve already owned 3 Westin homes and haven’t had any major issues on none of them. The few small issues were taken care of by the warranty department in a very timely manner.

This isn’t unique to Westin, during the building boom a couple of years ago builders were subcontracting as many people as they could as there was too much demand and not enough supply. I’ve heard this same thing with every builder. Like the man said, third part inspection and you have a warranty to deal with any issues. No one is perfect. You aren’t. I am not. Expect issues with every thing out there when non-perfect people are involved.

Hey! How’s it going?

Thank you, I appreciate that feedback!

2026 will come before you know it. lol thanks! I used to have to shave everyday for my old job in the oil industry…when I quit I said I’m never shaving again 😆 Just dumb luck that I actually have a decent beard!

No this is in New Caney

That was one of the new Villages at Bridgeland called Creekland Village.

@@Ea-n7x are you asking if the market is going to crash? I don’t really know how to answer your question. I’ll give you some data and maybe that’ll help. Year by year the market is always going up and down. However, long term real estate continues to appreciate. It’s been that way for 100 years, I don’t see it changing. The average homeowner right now has about $300k in equity. 90% of homeowners right now can pull out equity and still stay under 80% Loan to Value. Less than 2% of homeowners have no equity, which means not many people at all are upside down right now. Current inventory is about 4 months, which is still considered a sellers market. 5-6 months is considered a balanced market. We are coming into the slow season, Fall/Winter is when prices always drop a little bit. Not many people are moving during these months. It’s supply and demand. I’ve always looked at it as a long term investment. I bought my first house when the market was crashing in 2008-2010 timeframe, people said I was dumb because the market was terrible. I bought my 2nd house 6 years later and people said I was dumb because the market was high…each of the homes are now valued 2-3 times what I bought them for. The home I bought in Houston was “expensive” when I bought it…it’s now worth almost double what I paid. All that to say, I don’t look at real estate as a short term “am I going to lose money next year” mind set. If I can afford the home, I’m going to buy it. If the market dips 10% next year, I don’t care because it’ll come back. Not sure if that’s what you wanted to hear, but that’s the way I think about.

@@MakingHoustonHome thanks for the comment. I guess I need to narrow the time frame. Let's not focus on people who bought a house in the past 30 years. I'm referring to people who bought houses in the last 2 years during the period when people where buying over market value. I hear a lot of economist state that people who bought in the last 2 years and current year are buying houses during over inflated home values in which when the correction comes, many will be upside down. I mean, back in 2010 you could buy a 3000sqft home around $300k. Now that same home is over inflated and coming in mid 400 and up. Especially with higher interest rates. To me, the housing market is still too high. Best time to buy is when prices turn around given the growing inventory homes numbers. Hopefully the best time to buy is within the next 2 years. That's my time frame. Rates are too high and home values are still too high

@@latonyalee3296 thanks for that feedback! I feel like I’m rambling a lot in that part, but I also feel like it’s important info for people that have never lived here. A lot of people tell me that they appreciate the detail. I appreciate it! 👍🏽

Probably about $2,800-$3,000

Sounds great, I’ll be here when you’re ready! I’m definitely going to have my editors lower the volume even more on this weekends video. Hopefully it’s better!

​@MakingHoustonHome, how far out will it take to complete all the amenities?

This community won’t have an amenity center like others do. The builder said there might be a little park/green space but nothing has been locked in on the plans for it.

@@MakingHoustonHome thank you

New Caney has homes in the $200k’s as well. There are a few different areas and builders that I’d recommend. Let me know when you’re ready and we can find you the right spot within the right price range 🙌🏽 310-293-1677

Hey good morning! The good news is that most of these developers are building the land up so that the homes are not in the flood zone. We can discuss all of that when you’re ready and make sure that whatever community you are looking at is definitely not in a flood zone 👍🏽

Do you ever visit communities other than “Master Planned”? I would like to know if there are smaller communities without all the fanfare which drives up the cost and higher HOA fees. If you haven’t, would you consider doing those type of videos?

@@msb6887 Hey! Yes I do, I actually have a few videos in those types of communities. This video that you commented on is not a Master Planned community. It doesn’t have any amenities, parks, pools etc. Another area in Conroe that is not considered Master Planned is Granger Pines. That one has a small park but no big amenity center or commercial planning.