10 Things That are a COMPLETE Waste of Money
16:54
Why Net Worth Explodes AFTER $100k
10:14
THIS is whats keeping you poor
11:06
3 Money Moves to Make In Your 20s
9:31
4 Steps to Investing on a Budget
21:29
Пікірлер
@donfisher6802
@donfisher6802 11 сағат бұрын
Well I say you are wrong for not disclosing more about how warranties CAN work. You buy a laptop it has a one year manufacturing warranty, But for adding the extended warranty and you drop it, or spill on it it's COVERED. I covered my smartTV the house was hit by lightening it was covered. As long as the price for the warranty is low enough it makes sense.
@financiallypresent
@financiallypresent 10 сағат бұрын
You may be one of the lucky ones. There are additional protection plans that can cover MORE than the warranty those are a little diffent since they can cover cracked phone screens, spills, etc. But most, in my experiences have been nothing more than a waste of time and money, home warranty, SMART TV warranty on a brand new tv that failed twice. I have had more problems than solutions from those situations.
@Daniel-qz8bp
@Daniel-qz8bp 12 сағат бұрын
Waste of money, a warenty is free😂3/10 years in Europa😂
@rose4u111
@rose4u111 Күн бұрын
Well said!👍🏾
@financiallypresent
@financiallypresent Күн бұрын
Thank you!
@MichaelMartinez-ef2ry
@MichaelMartinez-ef2ry 3 күн бұрын
Thanks for the advice. I will now focus on not blowing all of my parlay winnings 🤣
@The.Man.WithAPlan
@The.Man.WithAPlan 4 күн бұрын
I know I will never win. I figure one lottery ticket a week $8 a month isn't going to hurt me.
@DonnieBryant
@DonnieBryant 4 күн бұрын
Make it plain for us! Another great video!
@financiallypresent
@financiallypresent 4 күн бұрын
@@DonnieBryant Thanks Donnie!
@financiallypresent
@financiallypresent 4 күн бұрын
Get access to your Free Budget Template today! financiallypresent.com/resources/budget-spreadsheet/
@shakacooper8910
@shakacooper8910 5 күн бұрын
Great video 🎉
@financiallypresent
@financiallypresent 5 күн бұрын
@@shakacooper8910 Thank you
@ayat688
@ayat688 5 күн бұрын
Wow, this video is awesome! 🔥 Have you thought about using KZbin SEO to get it in front of more people? Small tweaks to things like keywords and descriptions can make a massive impact. If you ever want to optimize for bigger growth, let me know-I’d love to help! 🚀
@leek617
@leek617 6 күн бұрын
Great tips! Thank you
@financiallypresent
@financiallypresent 5 күн бұрын
Thank you!
@DanaDana-fn9ff
@DanaDana-fn9ff 6 күн бұрын
Great video! Great tips, I learned a bunch of stuff! One thing for me is I never go in the gas station. I stick my card in the pump, get my gas and leave. I don't spend anything inside. I imagine this saves a few dollars. Thanks again! I look forward to watching more videos from you.
@financiallypresent
@financiallypresent 6 күн бұрын
Thanks! That's a good one!
@shakacooper8910
@shakacooper8910 6 күн бұрын
Great video 🎉
@financiallypresent
@financiallypresent 6 күн бұрын
Thank you!
@choosetoshine2610
@choosetoshine2610 7 күн бұрын
Excellent content and informative! New subscriber. ❤🎉❤
@financiallypresent
@financiallypresent 7 күн бұрын
Thank you! Welcome!
@NMunnAve-j7e
@NMunnAve-j7e 7 күн бұрын
It’s interesting this came up in my algorithm.. been leaning towards canceling my ROTH contributions for 2-3 months to pay off cc debt but unsure if I can bring myself to do it.. 😬
@financiallypresent
@financiallypresent 7 күн бұрын
Thanks for watching.It could be worth it to do that, there are some different factors I touch on in the video but It ultimately depends on your situation.
@afivodi2402
@afivodi2402 7 күн бұрын
So true! Budgeting is hard and sticking to it is even harder!
@financiallypresent
@financiallypresent Күн бұрын
Exactly!!!
@DonnieBryant
@DonnieBryant 8 күн бұрын
Facts!
@financiallypresent
@financiallypresent 7 күн бұрын
Yessir!
@Jato81
@Jato81 8 күн бұрын
Thank you. Very clear and concise. Speach speed just right.
@financiallypresent
@financiallypresent 8 күн бұрын
@@Jato81 Thank you!
@Lydienne-zx6jo
@Lydienne-zx6jo 8 күн бұрын
🙏🙏👌
@Leaa11
@Leaa11 9 күн бұрын
Would remove the background music. It's distracting.
@iwantosavemoney
@iwantosavemoney 9 күн бұрын
Remember income tax helps and reduces all your expenses insurance phone payment pay car off going out to eat is are major issue but you may have some bad habits that can save you money and have a positive effect on your life like smoking drinking alcohol or even energy drinks bring lunch is a huge money saver the side hustle is a huge deal I try to do that by the month and want about 1000 extra a month the fastest way to make the most amount of money is selling am afraid I don’t like sell as much as the next guy but it is the fastest way to make money by a long shot
@CRISSGRULLON
@CRISSGRULLON 9 күн бұрын
I sent this to my boyfriend who wants to begin aggressively saving and get out of debt. I was able to learn some new things too. Great video!
@financiallypresent
@financiallypresent 9 күн бұрын
@CRISSGRULLON Im glad I can help. Thank you!
@msdiva29
@msdiva29 10 күн бұрын
To be honest! I am enjoying not spending & saving. Normally I would spend like water by doing mental math.
@financiallypresent
@financiallypresent 10 күн бұрын
I feel you on that!
@DonnieBryant
@DonnieBryant 11 күн бұрын
Great content as always, Mawuli! Thought-provoking.
@financiallypresent
@financiallypresent 11 күн бұрын
@DonnieBryant Thanks Donnie!
@jasonthor9340
@jasonthor9340 11 күн бұрын
It's crazy that one of the Ten Commandments is not to covet. Many of us think we don't do that until we find out one of our buddies has the 3 story house with the 50-acre plot of land that we begin to see the greed of our hearts. I had a family member become debt free, and I rejoiced for her. The sad part was they did that just to go into a WAYYY larger debt. I'm still fighting hard to finally be debt free. Thanks for your video on informing us to hush hush.
@financiallypresent
@financiallypresent 11 күн бұрын
Get started with a simple budget spreadsheet for free: financiallypresent.com/resources/budget-spreadsheet/
@BamBamLeo
@BamBamLeo 13 күн бұрын
Saving season 😎
@financiallypresent
@financiallypresent 13 күн бұрын
For sure!
@LuisHernandez-rk2tp
@LuisHernandez-rk2tp 14 күн бұрын
I have 10k laying around im just curios what you plan is to get 10k quickly
@dynaryda8857
@dynaryda8857 11 күн бұрын
All on black
@DonnieBryant
@DonnieBryant 15 күн бұрын
If you don't know, you can't grow it!
@financiallypresent
@financiallypresent 14 күн бұрын
💪🏿💪🏿💪🏿
@NMunnAve-j7e
@NMunnAve-j7e 5 күн бұрын
💯
@ecclesiastesThreeVerseSeven
@ecclesiastesThreeVerseSeven 16 күн бұрын
Dont put it into any account, the market is going to crash. Have it on hand or trade it for survival goods.
@Stevedixon-l5l
@Stevedixon-l5l 16 күн бұрын
Sometimes it's difficult to make it in trading even with good tutorials as this many will struggle to make it.. not easy as it seems. I remember when I just got into crypto& stocks back in 2019 but later in 2020 I ended up selling it because I was dumb and I didn't understand it. I studied and learned and now I know how it works. Got back into crypto early in 2023 with 10k and I’m up with 328k in a short period of time
@Stevedixon-l5l
@Stevedixon-l5l 16 күн бұрын
As a beginner investor, it’s essential for you to have a mentor to keep you accountable. Myself, I’m guided by Jonathan Rose. A widely known stock and crypto consultant
@Stevedixon-l5l
@Stevedixon-l5l 16 күн бұрын
she's mostly on Telegrams, using the user name
@Stevedixon-l5l
@Stevedixon-l5l 16 күн бұрын
@Rjonathan15 ..that's it .
@Stevedixon-l5l
@Stevedixon-l5l 16 күн бұрын
@Rjonathan15 ..that's it .
@Stevedixon-l5l
@Stevedixon-l5l 16 күн бұрын
Rjonathan15 ..that's it .
@annddyyy-6920
@annddyyy-6920 17 күн бұрын
Thanks a lot for this. My advice to everyone is this : if you want to grow big this year especially in your finances. Be willing to make investments. Saving is great but investing puts you on a pedestal where you wouldnt have to worry about savings as you do now. Thanks to larysa Caba, my portolio is doing really great and im proud of the decisions i made last year.
@annddyyy-6920
@annddyyy-6920 17 күн бұрын
Making over 48k monthly is all because of her.
@militaryorderly5386
@militaryorderly5386 17 күн бұрын
I feel one Of the greatest challenges that we first timers face in the ma rket is that we end up losing all we have,making it difficult to find ourselves back to our feet. My biggest advice is to always seek the services of a professional just like I did when I ventured into it for the first time. Big thanks to Larysa Caba. I now make huge profits by weekly through her services while still learning to stand on my own.
@jasperflontes4289
@jasperflontes4289 17 күн бұрын
I know Larysa Caba. she trades for everyone I meet. I met her twice at a meeting in Germany and after her lectures from Ella I had to personally ask her to be my financial advisor. she is definitely good.
@ivarlast2966
@ivarlast2966 17 күн бұрын
I have never seen a trader as open and transparent as Larysa Caba with her clients. The way she decides to make a profit for her clients. she allows you to express your fears and she still rests your fears and that is my respect. I don't normally comment on videos, but this word should be included. she is really cool.
@bigelbow4854
@bigelbow4854 17 күн бұрын
I just looked up her name online. she is licensed with credible certificates and has an amazing track record. Thank you for the message.
@financiallypresent
@financiallypresent 17 күн бұрын
Ready to get started? Start here! financiallypresent.com/resources/budget-spreadsheet/
@LegalSpaces
@LegalSpaces 17 күн бұрын
The music is making it hard to complete the video.
@financiallypresent
@financiallypresent 17 күн бұрын
Thanks for letting me know.
@Denice340
@Denice340 17 күн бұрын
I will say this until the day I die, two incomes is always better than one. As a single 58 year old Black female, if I had a husband with a full-time job and my full-time job, we would have accomplished so much financially. Financial goals are harder to reach on one income. 70% of Black households are headed by a single female. And Black men say we are the problem. I have done well, but I could have done a whole lot better on two incomes. Blacks are the poorest race because of single female households and one income.
@rekarpnevik
@rekarpnevik 18 күн бұрын
Great video!
@financiallypresent
@financiallypresent 18 күн бұрын
Thank you!
@financialfruitbat
@financialfruitbat 20 күн бұрын
This is great advice! I remember i worked multiple part time jobs to reach my first 10k. I loved seeing the numbers go up.
@financiallypresent
@financiallypresent 20 күн бұрын
@@financialfruitbat Thanks! That's awesome.
@financiallypresent
@financiallypresent 26 күн бұрын
Ready to become above average? financiallypresent.com/ebooks/10-crucial-steps-to-being-financially-present/
@grlmiguel
@grlmiguel 27 күн бұрын
Hi Mawuli! Very good video. Just sent you an email. Hope you can check it out!
@carakerr4081
@carakerr4081 28 күн бұрын
We are later in life starting to invest and save. We have 18k and hoping to get too 100k in 5 years. Thank you!!
@financiallypresent
@financiallypresent 28 күн бұрын
@carakerr4081 Thank you for watching. Keep it up! And keep your living costs low (as best as you can) while you build!
@carakerr4081
@carakerr4081 28 күн бұрын
Thank you for this information! God bless you!
@financiallypresent
@financiallypresent 28 күн бұрын
@carakerr4081 God Bless you too!
@_1Marisa
@_1Marisa Ай бұрын
👍
@jasperflontes4289
@jasperflontes4289 Ай бұрын
My advice to everyone is this : if you want to grow big this year especially in your finances. Be willing to make investments. Saving is great but investing puts you on a pedestal where you wouldnt have to worry about savings as you do now. Thanks to larysa Caba, my portolio is doing really great and im proud of the decisions i made last year.
@jasperflontes4289
@jasperflontes4289 Ай бұрын
Making over 48k monthly is all because of her.
@bigelbow4854
@bigelbow4854 Ай бұрын
I feel one Of the greatest challenges that we first timers face in the ma rket is that we end up losing all we have,making it difficult to find ourselves back to our feet. My biggest advice is to always seek the services of a professional just like I did when I ventured into it for the first time. Big thanks to Larysa Caba. I now make huge profits by weekly through her services while still learning to stand on my own.
@annddyyy-6920
@annddyyy-6920 Ай бұрын
I know Larysa Caba. she trades for everyone I meet. I met her twice at a meeting in Germany and after her lectures from Ella I had to personally ask her to be my financial advisor. she is definitely good
@ivarlast2966
@ivarlast2966 Ай бұрын
I have never seen a trader as open and transparent as Larysa Caba with her clients. The way she decides to make a profit for her clients. she allows you to express your fears and she still rests your fears and that is my respect. I don't normally comment on videos, but this word should be included. she is really cool.
@fred5528
@fred5528 Ай бұрын
I just looked up her name online. she is licensed with credible certificates and has an amazing track record. Thank you for the message.
@joshua988
@joshua988 Ай бұрын
Jeans are always in style and always will be
@financiallypresent
@financiallypresent Ай бұрын
@@joshua988 You know what?... I agree. That's a good one
@JemhilIlagan
@JemhilIlagan Ай бұрын
Great contents. U just gained a new subscriber 🎉
@financiallypresent
@financiallypresent Ай бұрын
@@JemhilIlagan Thank you!
@alfredspic481
@alfredspic481 Ай бұрын
What if I'm already poor? Do I still need to look poorer?
@Ha_983
@Ha_983 Ай бұрын
i'm from saudi arabia can i open it? and have debit card? thank you a lot
@BritanicCheri
@BritanicCheri Ай бұрын
Thanks for the analysis! Just a quick off-topic question: My OKX wallet holds some USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). Could you explain how to move them to Binance?
@kennethoneill4176
@kennethoneill4176 Ай бұрын
There is a difference though it actually does not sound like you are talking about looking poor. Just not following trends. The house warren buffet bought 60 plus years ago is worth several million today. The 31,000 he spent would be equal to 340,000 today.
@kennethoneill4176
@kennethoneill4176 Ай бұрын
If you don't have to look fleshy and trendy to get clients or make sales . Investing in more durable goods the look nice but last decades. People who build wealth from nothing also tend to have gardens and prepare much of their food at home. Can't say that about poor people