Benefits of Group Health to Employers
1:50
16 сағат бұрын
Пікірлер
@DHFF2
@DHFF2 18 сағат бұрын
I have 5+ years experience with different campaigns like Medicare final expense Aca etc But the man problem is I'm out United States so can i buy the lisence can you tell me something
@DHFF2
@DHFF2 18 сағат бұрын
I am out of United States can i buy?
@dtbfit2836
@dtbfit2836 Күн бұрын
How long does this process roughly take from start to finish? Looking to leave my current management job asap and move into insurance sales!
@josiahmadera9796
@josiahmadera9796 2 күн бұрын
Why did I see so many comments about the exam being hard and people failing multiple times? I got a 91% on my first try and the test wasn't even that hard.
@AyaanKhan-fn4xs
@AyaanKhan-fn4xs 2 күн бұрын
Hey you got great content there but it’s extremely unprofessional for you to keep drinking/chewing while talking! Work on this and you can get lots of subs/views!
@FinalExpense
@FinalExpense 2 күн бұрын
Ty
@kimkardashianjong-un6299
@kimkardashianjong-un6299 2 күн бұрын
Jesus health insurance in the USA is so predatory and designed to milk the people far beyond their means
@mistyb216
@mistyb216 2 күн бұрын
I passed my Texas Life and Health exam yesterday without taking a course and your videos were a big part of my studying, thank you for doing these!
@PkmnLovr1
@PkmnLovr1 3 күн бұрын
I have two questions: Is there a difference between surrendering a policy and cancelling a policy? If so, what's the diff? And with Extended-Term and Reduced Paid-Up you are using the cash value to prepay another insurance policy. Do you then have two insurance policies (the one you used to buy [either ext. term life insurance or reduced paid-up whole life] AND the one you bought [either ext. term life insurance or reduced paid-up whole life])? Or does the new policy replace the old?
@petrinealjoe11
@petrinealjoe11 3 күн бұрын
Thank you
@InsuranceExam
@InsuranceExam 3 күн бұрын
You're welcome!
@staceyfriend-b2c
@staceyfriend-b2c 3 күн бұрын
This is freaking aweful
@InsuranceExam
@InsuranceExam 3 күн бұрын
sorry I didn't meet your standards, I'm sure you'll find one of the other hundred plus videos not awful.
@maryseservius5075
@maryseservius5075 4 күн бұрын
Test question
@InsuranceExam
@InsuranceExam 3 күн бұрын
not sure what you mean
@ashleyringo5114
@ashleyringo5114 5 күн бұрын
Thank you for helping me passed my exam .. 11/15/24 . I am now a licensed life and health insurance agent
@InsuranceExam
@InsuranceExam 3 күн бұрын
Woohoo! Congrats Ashley! Way to go
@RegistroDomini-b1l
@RegistroDomini-b1l 7 күн бұрын
I bought a few hundred USDT from a friend, and he gave me a string of code e95295df4634a8e08e2a505b89339757ccebc4ea5e87b567140dc9aa09530f83. What does it mean? How do I transfer it to OKX?
@JoshPavlosky-zb8nj
@JoshPavlosky-zb8nj 7 күн бұрын
So who would purchase a universal policy? Could you give me a good scenario? Thank you for your videos!
@InsuranceExam
@InsuranceExam 3 күн бұрын
There are several scenarios. One would be someone who wants a death benefit to extend to an age like 90 or 95 but not pay as much money as a whole life would cost.
@MetaphoricMinds
@MetaphoricMinds 8 күн бұрын
Your videos are gold!
@InsuranceExam
@InsuranceExam 3 күн бұрын
Thank you!!! Glad I could help
@InsuranceExam
@InsuranceExam 8 күн бұрын
Get a free copy of my study guide: www.insuranceexamhelp.com/freestudyguide
@InsuranceExam
@InsuranceExam 8 күн бұрын
Get my free study guide: www.insuranceexamhelp.com/freestudyguide
@PeytonGoodrich
@PeytonGoodrich 9 күн бұрын
Just so I’m not confusing myself annuities are paid out to the policy owner when they hit the age of retirement only?
@InsuranceExam
@InsuranceExam 3 күн бұрын
Well there can be penalties on annnuity withdrawals before age 59.5
@kiairajones9895
@kiairajones9895 9 күн бұрын
Thank you for this video, do you mind naming some of the companies for stock and mutual?
@InsuranceExam
@InsuranceExam 3 күн бұрын
Stock- American Amicable American General Gerber Life Mutual- New York Life Guardian Mass Mutual
@lilabaniya5925
@lilabaniya5925 10 күн бұрын
❤ Tks I saw and prepping as per the report
@InsuranceExam
@InsuranceExam 10 күн бұрын
Awesome 👏
@artsoto5459
@artsoto5459 11 күн бұрын
Can you take the final exam online? I am temporarily living overseas to care for a loved one, I am going back in January where I can do a backgroundcheck, any ideas?
@InsuranceExam
@InsuranceExam 10 күн бұрын
I don’t think so
@3Dpersonal17y
@3Dpersonal17y 12 күн бұрын
Taking my exam next week so I am using your videos to listen to while I am at my regular job
@InsuranceExam
@InsuranceExam 10 күн бұрын
Awesome!! Lmk how it goes!
@in_haunt
@in_haunt 12 күн бұрын
Thank you so much for these videos! The company I'm going through this to work for was gracious enough to help out with getting me education material through ExamFX, but the lack of video presentations is really hurting my potential information-retention. These videos are really helping me out, and I can't say enough how thankful I am for you taking time out of your day(s) to put these together! * I'd also like to mention that your videos are pretty good at keeping my attention. The delivery is awesome, and you're really engaging. Not just reading off a list with a bored monotone. Super awesome!
@InsuranceExam
@InsuranceExam 10 күн бұрын
Hey thank you so much for the feedback!
@sanaparker6257
@sanaparker6257 15 күн бұрын
Justin isn’t the binding receipt a TIA?
@InsuranceExam
@InsuranceExam 15 күн бұрын
Yeah if I said otherwise I made a mistake, A binding receipt is a temporary insurance agreement where coverage is bound until the policy is issued.
@sanaparker6257
@sanaparker6257 15 күн бұрын
@ you said conditional receipt in your answer
@sanaparker6257
@sanaparker6257 15 күн бұрын
Thank you 🙏🏽
@InsuranceExam
@InsuranceExam 15 күн бұрын
ty so much
@MRGRIND365
@MRGRIND365 15 күн бұрын
I passed my California Insurance Exam All I used was flashcards and practice test there will be words you never seen before. Someone once told me when in doubt it's C. Good Luck Everyone.
@InsuranceExam
@InsuranceExam 15 күн бұрын
Get My Free Study Guide: www.insuranceexamhelp.com/freestudyguide1 Watch For More Practice Questions: kzbin.info/www/bejne/Z369iIV-o9KKfMk
@juliashevchenko8947
@juliashevchenko8947 15 күн бұрын
Thanks for recording this even though you are burned out, could hear you struggling. Some advise, juice the questions. This could've eliminated a few of the similar/repeating qs and given you room for more material.
@InsuranceExam
@InsuranceExam 15 күн бұрын
Thanks for the tips! What do you mean by juice the questions?
@gagesellers
@gagesellers 16 күн бұрын
Passed my exam first try with an 81% with the help from your videos. The exam questions in Florida are nearly identical to the questions you go over. A huge tip I think you gave was to type into Chat GPT, "Explain ______ to me like I'm a kid." That was a game changer.
@jasminejohnson1598
@jasminejohnson1598 17 күн бұрын
GA
@InsuranceExam
@InsuranceExam 15 күн бұрын
How can I hel pyou?
@iveydavis7821
@iveydavis7821 17 күн бұрын
I failed my exam by 5pts on Friday. I came across your videos and realized you had videos for every subject. 😮..needless to say i retook my test today after listening to your videos and I PASSED! Thank you
@InsuranceExam
@InsuranceExam 17 күн бұрын
Wow, that’s awesome! Shoot me an email [email protected] I would love to talk to you about your test experience. Congrats!! I’m so happy for you! You can do anything you put your mind to
@simeontong33
@simeontong33 19 күн бұрын
Can you talk about replacements and receipts
@InsuranceExam
@InsuranceExam 17 күн бұрын
Sure just send me an email. I will send you the videos [email protected].
@Joe_peezy
@Joe_peezy 20 күн бұрын
Going through this chapter for annuities and dam loads information.
@InsuranceExam
@InsuranceExam 17 күн бұрын
Yeah, the annuities chapters are tough for sure
@mysterious2283
@mysterious2283 21 күн бұрын
Woow Justin thanks so much for such a full vocabulary video . Not anyone is willing to make a long video to help out others. I take my exam this Saturday I’m excited
@InsuranceExam
@InsuranceExam 15 күн бұрын
Hey! Glad I could help. did you take the exam yet?
@halleluyahissacharbrew3635
@halleluyahissacharbrew3635 22 күн бұрын
If the company is contributing the 61 or 69k or 25% why would they take it from the persons salary of 250k. Wouldn’t they keep the full 250k & the money just comes from the company? Unless I misunderstood?
@InsuranceExam
@InsuranceExam 15 күн бұрын
You need to put in whichever is larger so it removes it from the taxable income.
@halleluyahissacharbrew3635
@halleluyahissacharbrew3635 15 күн бұрын
@@InsuranceExam right but I’m asking why the money would come out of the persons income instead of the companies pocket
@InsuranceExam
@InsuranceExam 15 күн бұрын
@@halleluyahissacharbrew3635 Because the employee gets paid and then can put some of that money away for retirement and defer taxes if they want. Its not the company's responsibility once the person is paid. Its an option for people to do something for retirement with their pay. SEP is for self employed people primarily anyway.
@DelShawnHayesMoneyControlTV
@DelShawnHayesMoneyControlTV 23 күн бұрын
I pass my KY Life on my 4th attempt.
@InsuranceExam
@InsuranceExam 22 күн бұрын
Congratulations!!
@DelShawnHayesMoneyControlTV
@DelShawnHayesMoneyControlTV 22 күн бұрын
@@InsuranceExamthank you
@nathanielfrey2896
@nathanielfrey2896 23 күн бұрын
If I register for a life and health class, do I take a life health and accident exam? I see most courses don’t include accident…
@InsuranceExam
@InsuranceExam 22 күн бұрын
Yes the health courses cover accident
@stu1064
@stu1064 24 күн бұрын
P&C exam is no joke... good luck!
@InsuranceExam
@InsuranceExam 22 күн бұрын
I heard!
@Ameer_30
@Ameer_30 26 күн бұрын
For Florida residents, can you take it online from home on Pearson Vue proctor?
@InsuranceExam
@InsuranceExam 26 күн бұрын
I think you gotta take it in person somewhere
@steversonjoseph81
@steversonjoseph81 27 күн бұрын
is there a way i can access this google doc?
@InsuranceExam
@InsuranceExam 27 күн бұрын
You can email me [email protected]
@DafitLifestyle
@DafitLifestyle 28 күн бұрын
I took my exam yesterday and I passed I definitely appreciate your content. Took Life & Health in texas, first try and got an 83. Definetly bettwr than I expected.
@InsuranceExam
@InsuranceExam 28 күн бұрын
Wow man!!! Awesome!!! Shoot me an email [email protected]
@createmorecontent
@createmorecontent 28 күн бұрын
Congrats 🎉
@cassandracoleman5960
@cassandracoleman5960 28 күн бұрын
Please guide ; thank you
@InsuranceExam
@InsuranceExam 28 күн бұрын
Email me
@dariusallen9982
@dariusallen9982 28 күн бұрын
Could someone find the outlines for California
@InsuranceExam
@InsuranceExam 28 күн бұрын
Yes it can be found on Google
@jeffreylai93
@jeffreylai93 20 күн бұрын
www.insurance.ca.gov/0200-industry/0030-seek-pre-lic/upload/PreEduObjLO.pdf hope it’s not too late, good luck ❤
@mysterious2283
@mysterious2283 29 күн бұрын
❤❤❤
@InsuranceExam
@InsuranceExam 29 күн бұрын
I hope the videos have been able to help!
@jazzymillion5884
@jazzymillion5884 29 күн бұрын
Thank you for your transparency
@InsuranceExam
@InsuranceExam 29 күн бұрын
I agree! She was super open about everything
@DafitLifestyle
@DafitLifestyle 29 күн бұрын
Good stuff brother, 22hrs to go till I take my exam.
@InsuranceExam
@InsuranceExam 29 күн бұрын
22 hours but whos counting right? haha I hope you crush it man! If you don't thats ok you can take it again and you'll know what to study
@DafitLifestyle
@DafitLifestyle 28 күн бұрын
@InsuranceExam Passed brother
@hildalopez1252
@hildalopez1252 Ай бұрын
Congratulations 👏🏻🎉
@InsuranceExam
@InsuranceExam 29 күн бұрын
She didd so well!
@maryduran6069
@maryduran6069 Ай бұрын
I'm so frustrated right now. I've taken my life exam test 3 times and failed. I'm taking the PSI New York state life insurance licensing exam in Pennsylvania series 17- 51. I can't afford to keep paying $40 a pop and keep failing. I'm getting 95% overall score for the practice tests, I don't understand why I'm failing the actual exam. And no one does any video study help and questions for this particular one. Ugh!! Please help
@InsuranceExam
@InsuranceExam 29 күн бұрын
Ugh New York is hard....most people don't talk about new york because their laws and rules and regulations are so crazy!
@simplyblazeegaming
@simplyblazeegaming Ай бұрын
How about ryan agency ? I have no experience what so ever with agencies. They did say they train and help me get a license. I am Hawaii. Also working remote
@InsuranceExam
@InsuranceExam Ай бұрын
I have never heard of them, I'm not familiar with the Hawaii insurance scene
@DafitLifestyle
@DafitLifestyle Ай бұрын
I take my exam this thursdsy the 31st in texas. Life & Health
@InsuranceExam
@InsuranceExam Ай бұрын
Nice! How you feeling about it?
@DafitLifestyle
@DafitLifestyle Ай бұрын
@@InsuranceExam I feel good brother. Ive been wacthing your videos and some others on youtube. I didnt get an actual state required study material since Texas doesnt require it but I did get the Insurance Exam Queens practice test and have been taking those. If you still hire agents I will be contacting you once I got my liscence, with my current job I need to get started with something I can do over the phone and even part time face to face if possible.
@Lavitz51
@Lavitz51 Ай бұрын
I took mine on the 24th. I managed to pass mine and I am just a knuckle dragging Infantry Marine so you got this.
@DafitLifestyle
@DafitLifestyle Ай бұрын
@@Lavitz51 thanks
@hildalopez1252
@hildalopez1252 Ай бұрын
Good luck. ❤
@frankkalloniatis6570
@frankkalloniatis6570 Ай бұрын
Justin, I took the nh1261 26 x times failed again with 64 percent.
@jeffgarrison7056
@jeffgarrison7056 Ай бұрын
26 times... Really??? Or is that a typo?
@InsuranceExam
@InsuranceExam Ай бұрын
26 times?
@frankkalloniatis6570
@frankkalloniatis6570 Ай бұрын
Yup
@frankkalloniatis6570
@frankkalloniatis6570 Ай бұрын
Its prometrix.
@frankkalloniatis6570
@frankkalloniatis6570 Ай бұрын
They suck.
@NO1sFUEL
@NO1sFUEL Ай бұрын
You Policy Rider Video got me a 💯 on that Chapter Exam 1st chapter i wasn't hand writing notes for 3-4 hr Honestly i didn't read it in the Xcel Course i just clicked to the exam. Got a 💯! Id like to send you my progress because there's a prompt to email Office Manager?
@InsuranceExam
@InsuranceExam Ай бұрын
Have any of my staff memebrs texted you?