Part D for 2024
32:50
Жыл бұрын
Medicare Advantage NEWS
1:48
2 жыл бұрын
Пікірлер
@brooklynn52dee38
@brooklynn52dee38 10 күн бұрын
My Advantage Plan is working just fine for me so far!
@ChristopherWestfall
@ChristopherWestfall 10 күн бұрын
So glad!!!
@GlendaRoan
@GlendaRoan 10 күн бұрын
No, thank you Dr. Oz
@growbiz
@growbiz 10 күн бұрын
why don't you try to inform him? maybe he will do some research
@davida.vudragovich923
@davida.vudragovich923 10 күн бұрын
so much mis information all around! last one, agents are not allowed by federal law to use the word "free"
@plazas1242
@plazas1242 10 күн бұрын
Dr. Oz should be ashamed Of himself, Lord have mercy on us, I don’t trust Dr. Oz.
@elwingw4321
@elwingw4321 10 күн бұрын
Oprah. And the wizard of Oz. Run.
@NoDJT
@NoDJT 10 күн бұрын
Medicare Advantage isn't a bargain when they deny your treatment which often happens.
@sshaw70
@sshaw70 10 күн бұрын
We have a catastrophic insurance plan besides our advantage plan. Should we still need to switch to original Medicare?
@kida12
@kida12 10 күн бұрын
Advantage plans should only be considered by folks who cannot afford original Medicare. Something is better than nothing. But if you can afford the additional $250-$300/month, you should be on original.
@alanmichel613
@alanmichel613 10 күн бұрын
These are the “death panels” people feared when this first started. It isn’t a panel of doctors or medical professionals, it is an AI algorithm biased to deny everything north of an aspirin in cost.
@carolapostolos8929
@carolapostolos8929 10 күн бұрын
I stopped watching his show when I realized it was him promoting products and services for his financial benefit, while putting it in his show like it’s simply facts not an advertisement. I consider this deceitful. Did Dr Oz forget, DO NO HARM?!
@PaulGriffith
@PaulGriffith 10 күн бұрын
Advantage plans remind me of HMOs, good in theory but the MBAs (bean counters) get a hold of it.
@Sharon-es9fs
@Sharon-es9fs 10 күн бұрын
I don't think he's the right choice for the job.
@Leslie-t3e
@Leslie-t3e 10 күн бұрын
OZ IS A PAID BULLSHIT ARTIST!!
@brianborshoff6876
@brianborshoff6876 11 күн бұрын
I've sold health insurance for 40 years. I have hundreds of satisfied client on MAPD plans. I'm on a MAPD plan. Less than 4% of all MAPD insureds ever hit their MOOP. I purchased hospital independent plan with riders to help pay costs while in the hospital.
@ChristopherWestfall
@ChristopherWestfall 10 күн бұрын
Brian, I am so glad for you that you found a plan that has, so far, worked for you. When you have a much larger pool of data from which to pull, like tens of thousands of seniors helped, you would have a much better understanding of the risks involved. I'm sure you also know that the hospital indemnity plan does not replace an HMO telling you that your course of care is simply NOT COVERED. I wish you continued success and health. May you never become one of those that tells me I was right and you should have listened.
@jchawkjr2
@jchawkjr2 11 күн бұрын
Trump screwed the pooch with this guy. He just one of Oprah’s corrupt cronies. 🖕🖕🖕
@josephinealexander9903
@josephinealexander9903 11 күн бұрын
Medicare advantage is just a scam to make the rich richer keep your red white and blue card.
@anitamintz4039
@anitamintz4039 11 күн бұрын
I was disappointed in Trump selecting Oz for any position. Hevhas been heavily promoted by Oprah reason enough to not trust him. I fear OZ is part of the deep state!
@danniemcdonald7675
@danniemcdonald7675 11 күн бұрын
Until the insurance companies are forced to be transparent about where OUR money is going for healthcare nothing will change. I just hope congress, the AG, and the rest keep digging.
@TABLETMYCAT
@TABLETMYCAT 11 күн бұрын
Oz needs to go. I dont trust him he knows nothing. I use advantage plan its difficult to get any answers from these people all are air heads not trained to do anything. One united Healthcare person said any one with elevated BP & high cholesterol has diabetes which is BS! I told her she was wrong & should not be telling anyone this.
@mikeylorene
@mikeylorene 11 күн бұрын
Advantage plans are a scam. They are called Advantage plans because they plan to take advantage of the elderly. They are simply another insurance company that takes over Medicare with their own plans. They are contracted with Medicare to follow their guidelines- and Medicare is glad to do it because it saves them LOTS of money. Advantage plans are so cheap because they always deny when something serious happens. That free dental, eye care, and dental are scams as well- everytime you go any of those the docs tell you there is nothing wrong (so they don't have to do any work), then charge the plan for the visit. There are co-pays for everything and every year they offer less and less but the plan costs more and more. Last year they took away our $75 pharmacy card and stopped paying part of the plan B option for Medicare. I'm not going to mention all the fights I had with them because they tell you one thing, then won't keep any promises. They pull you in with all those promises. Yes, they pay for the little things- but you still have to pay co-pays, but if you need serious help, good luck. Get real Medicare and get the supplemental insurance that covers the 20% Medicare does not pay- it will cost around $400 to $500 a month, but you are covered on everything- especially when you really need help. Dr. Oz doesn't know the dark side of Advantage plans because he's never had one or had to deal with one and he is getting the wool pulled over his eyes just like the millions of elderly people who fell for it. Remember the old saying- if it sounds too good to be true, that's because it IS.
@arthuurwong49
@arthuurwong49 11 күн бұрын
Wonder why all the commercials on tv are only touting the advantage plans - none are advocating regular Medicare … why? These Medicare ( why are they lying & saying the advantage plans are part C of Medicare when it has nothing to do with Medicare??? They are private insurance companies out to make make way more money than regular Medicare because they keep raking in money from the govt while denying services to patients who desperately need them, hoping you’ll die before they have to pay out for any services you need - we were on the advantage plan for 6 months & cd not get a desperately needed hernia surgery - we got back to regular Medicare & got the surgery done immediately. Also the people selling these advantage plans are paid 3 times or more money from these advantage plan companies than the regular Medicare plans. It all comes down to money- ever see anyone in Congress or the Senate on an advantage plan????
@TheAlsadler
@TheAlsadler 11 күн бұрын
NO OZ! He cant be trusted. He is a wealthy TV personality!
@h0wardfarkash866
@h0wardfarkash866 11 күн бұрын
Re the Dr. Oz presentation. We can only hope he goes away as an aspirant to head CMS --- but I fear he won't BTW there were some early presidential candidates who shared his Medicare Advantage for all seniors leanings and actually a model for Universal cradle to grave health financing. Oz said it all when he said "lots more money in your piggy bank because it's free" -- incidentally brokers are non-compliant if they say "free" Oz and the on air broker believe TM with a supp and a MA plan are on par === the same. Maybe on paper but it's the execution of the plan where problems exist --- especially when expensive procedures are needed. BTW -- the on-line broker failed to mention that she earns about 2x +/- for an Advantage enrollment as opposed to a supp enrollment. That differential compensation is one of the reasons for the meteoric growth in MA Some beneficiaries are not even informed about med supp Extra comp and deceptive advertising and herd mentality among the senior population drive enrollments Something as important as my healthcare ---- free --- did I just win the lottery? Can't be! Managed care --- the carrier manages your care for their profit. Yet Advantage may be easily considered as the optimal situation --- the optimal solution meaning that our legislators will p-off the least amount of voters in a Medicare (Advantage) For All or Universal healthcare financing system . P T Barnum --- a sucker is born every minute. He's not Oz; he's the Pied Piper and you may recall how the Piper marched all the rats (suckers) right into the water
@TheAlsadler
@TheAlsadler 11 күн бұрын
Advantage plans are a disaster. Oz is going to be bad for Medicare. The ones that are new to retirement are the only ones signing up for the “Advantage “. It’s fine until you encounter medical problems. I would not recommend to anybody. Basically you have worked your whole life to reach retirement . Then are you going to sell your Medicare to a greedy dollar driven Insurance company ? I hope not!
@monicaclark9581
@monicaclark9581 11 күн бұрын
Many us who are low income but do not qualify for Medicaid can't afford the both the monthly plan B cost of $174.70 plus the $150 or more for a supplement plan to the original Medicare. For me and my husband it would be close to $700 or more a month. Add that our other monthly bills and we would be broke.
@IWH777
@IWH777 11 күн бұрын
I WONDER HOW MUCH OZY WAS PAID TO RUN HIS MOUTH
@sososo2445
@sososo2445 11 күн бұрын
Sad, so many people think Advantage Plans are free. I hope other Trump appointees aren't like this. Are we being duped?
@TM-yn4iu
@TM-yn4iu 11 күн бұрын
I hope he and the rest of the fools in Congress don't destroy original Medicare!!! The fools picked the ingredients here/election, and all of us may be stuck with the results....which would be devastating...just worrying.
@vickythreadgill9156
@vickythreadgill9156 11 күн бұрын
Can you send him the congressional hearings tapes to educate him, my gosh😮😢
@karensaliers3151
@karensaliers3151 11 күн бұрын
We need to make sure Oz is not confirmed!
@karensaliers3151
@karensaliers3151 11 күн бұрын
I am so incredibly thankful that I no longer have Advantage insurance!! I now must pay over $500/mo for my hubby and I for Original Med. with supplement N….BUT, this year I was diagnosed with Pancreatic Cancer and my care has been over 325k so far!! $500/mo x 18 mos. = approx $9k and my total copays so far are less than $1k. THANK YOU SENIOR SAVINGS for getting us off Advantage Care!!
@WilliamBoyd-g2y
@WilliamBoyd-g2y 11 күн бұрын
Glad it didn’t get more views
@logicrealitytruth
@logicrealitytruth 11 күн бұрын
So-called “Advantage plans” are pure hell!!! Denial of coverage, few providers (mostly unqualified to practice), no providers in many areas, the benefit cards cause numerous problems and a lot of stress each month, it’s hard to get preauthorizations, and they send out tons of mail each month. Many doctors call them “DISADVANTAGE PLANS.” You end up going without needed treatments and surgeries, and even necessary hospitalizations are not always covered on “Advantage plans. They bait you with promised perks (that are mostly unachievable), but deny coverage leaving us sick, in pain, and costing lives because if inadequate treatment. They are only useful if you have no health problems because the monthly card allows you to buy lots of junk food and some medical supplies listed in their catalogue.
@humble72
@humble72 11 күн бұрын
OMG I can’t stand him than and certainly not NOW
@humble72
@humble72 11 күн бұрын
No way … no Medicare Advantage for us
@lorigoodluck3890
@lorigoodluck3890 11 күн бұрын
Dr. Oz is a bad choice. He is not going to do what is best for us. Those of us at the bottom can not afford this. I just spent a year with an HMO that denied every claim that wasn't a general office call at my plan doctor. All the denials were for covered facilities and services. I had to fight to get anything paid. First submissions were always denied. I have never dealt with this in the past. The Insurance industry is a scam. Greed is running rampant.
@angelaharris1112
@angelaharris1112 11 күн бұрын
10:34 exactly what I'm going through now with mmy advantage plan. Going back to " my red white and blue" Medicare com the 1st. Its been a while but it's literally the only smart choice un the area I've moved to.
@WarriorStrong7278
@WarriorStrong7278 11 күн бұрын
I deal with denied surgeries, outpatient services, or inpatient hospitalizations. Advantage plans have to pre-authorize everything. They take their good old time making a decision and make you go through all other options first. They don’t care if you are in pain or dying. They deny a lot of chemotherapy, and if you need a heart valve replaced, they will deny that too. If the hospital provides the service without getting the authorization, you may not get a bill but the hospital gets stuck with it. This just drives the cost of healthcare up. Oh and forget sub acute care after your acute hospitalization, they take days to decide if you need it- which they think you don’t. The subacute facilities won’t accept the patients due to the insurance they have , likely because they don’t get reimbursed correctly. This happens over and over. It’s a viscous cycle. The only people who benefit are the heads of these big insurance companies. If you can afford straight Medicare with a gap plan, do that. You get one chance to go back to Medicare within or just after the first year, after that it’s very hard or impossible to change back if you go with an advantage plan - especially if you have any chronic problem like hypertension, diabetes, a previous cancer, or anything you take chronic medications for.
@keysgirltye1
@keysgirltye1 11 күн бұрын
I had noone to help me understand when I was on disability at first. They kept telling me that I had to pick a plan. I didn't understand.
@keysgirltye1
@keysgirltye1 11 күн бұрын
How can I go back to regular Medicare?
@potpourrioflife
@potpourrioflife 11 күн бұрын
Oz is scum, feeding off the bottom of the tank of vultures. These medicare advantage plans are horrible for pts as well as physicians. The advantage is for the insurance companies. It is bad enough, even with our reg. insurance to get coverage, as they hide things in the fine print so that they do not have to cover. My husband shared he will work as long as possible, hopefully until he is 70, but as a middleclass couple, the key will be to remain healthy. We refuse to use the advantage plan. It benefits no one.
@sassylady2001
@sassylady2001 11 күн бұрын
When you get ready to go on Medicare, if you get advice or talk to someone who ONLY discusses advantage plans, run. You must talk to someone who will discuss regular Medicare AND advantage plans so that you know the truth - and that if you take an advantage plan first, if you want to move to Medicare, you will have to go through underwriting and can now be refused for Medicare coverage. I had terrible advice when I started on Medicare when I was 74. The person I trusted to advice me ONLY talked about the plan SHE and her husband were on...and that was a local advantage plan. Now, because I have had angina about 3 times 6 years ago and take a medication to prevent angina, I have been told that underwriting will deny me moving to regular Medicare and I must stay on an advantage plan. Because I trusted this person, I was screwed - when initially I could have gotton on original medicare regardless of the angina. But becase she was recommended by my employer, and she talked about only one advantage plan, and not Medicare, I trusted her, and I got screwed
@ahava3838
@ahava3838 11 күн бұрын
I hope and pray Oz doesn't pass the Senate confirmation given his beliefs and many of the Senators are aware of the problems with Advantage. I'll be watching the hearings.
@cheroke700
@cheroke700 11 күн бұрын
What a joke & a shame! Dr Oz should be ashamed of himself; common sense should prevail and reveal to one that you NEVER get something for nothing. I will never give up my original Medicare for one of these scam Medicare advantage plans, period! 😠
@Otis884
@Otis884 11 күн бұрын
Thanks Chris !
@carolhill8917
@carolhill8917 11 күн бұрын
If Medicare and the Advantage companies included functional and naturopathic medicine, there would be less people suffering from the "big stuff".
@sandie1166
@sandie1166 11 күн бұрын
I was not happy when Trump nominated Dr. Oz, who is a paid advocate for Medicare Advantage Plans, as head of CME. I notified my US Senator why I was opposed to Dr. Oz's nomination.. All of you need to contact your US Senator and make your opinions known - loud and clear
@giddyup5443
@giddyup5443 11 күн бұрын
The cheapest part D, RX, in my area is $40/ month, which used to be $12.00. We still pay high premium on original Medicare. There shouldn't be a penalty for not get'n partD on initial start up. I pay a monthly penalty bc I wasn't on expensive meds & thot why pay for something I don't need & wasn't told I'd pay penalty for not get'n it. I can't afford monthly premium for PartD to go back on original Medicare. I could if Medicare dropped that hugh monthly premium but they're gonna keep us hostages one way or another 😢😡
@margaretlouise6200
@margaretlouise6200 11 күн бұрын
That was a SALES PITCH not legit information.....shame on Dr. Oz. I'm VERY sorry he's going to have a voice in Medicare.