That was excellent! Annoying homework much?...but excellent .....😊

Lost super i did ten years ago. Never considered for a micro second lost dividends which could definitely be relevant. Via myself for sure and possibly also relevant for parents gen. I think i assumed they all filtered their way through to my bank account somehow. Lol😂 Good call. 👍

I smoke and drink like a fish. Im going to be just...fine :)

Agree the div reinvest take the cash. Look where best to allocate it not be forced to buy more the same. Would i buy more cba today? Na. Macquarie maybe yes.

Such a great call with the (what I like to do zoom out take a birds eye down on the various investments. Pretend theyre my best mates even. Thereby what would my view be. And decide would I buy them again here now today. I didn't need new year to do that I think I had my moment when trump was getting in. With thoughts like. OK. If it's super tumultuous now daily news akimber spikes left and right no true valuation makes sense any more. Am I happy with what I've got if not change it. I saw several American stock holdings I had which I knew were taking the piss and bolted. They've run so much further but I'm still happy with my lot and bail point on them. Excellent advice tho. And will try and practice it more regularly now. Blott paper and all.

I've tried 4 times with the my gov crap. It seems to have two log ins for me. Goes round in circles paddling to no where. Does my head in !!!! Throw the towel in and commit to trying again tomorrow 😂 with more patience. Sold tesla near to trump getting in. Who's crying in their undies now..... doh.

Love listening to you guys

20 things 1. setup MyGov 2. 2:56 plans with partner 3 3:44 review asset allocation. 4. 6:01 list investments - what would you buy today? 5. 6:58 contributions 6. 8:44 inspect income 7. 9:41 spouse contributions** 8. 11:28 review insurance. 9. 14:13 private health cover 10. 15:27 consolidate super 11. 16:55 mortgage broker 12. 18:21 inspect bank accounts 13. 15:27 dividend reinvestment plans 14. 15:27 life expectancy 15.

You guys are doing a great job, some great tips there.

Hit $195k today. I'm really grateful for all the knowledge and nuggets you had thrown my way over the last months. Started with $14k in August 2024

Forgot GOLD. Good video

00:57 dating apps, private network that selling access

What books you recommend?

Australian resources will take off 2025, if there’s is just one big plump Chinese stimulus. Investing in resources at these bargain base prices good idea.

Short term is hard. MicroStrategy MSTR $5k DigitalX DCC $2.5k Solana $2.5k Long term Tesla TSLA $5k Hyperion HYGG $2.5k Bitcoin on ASX BTXX or VBTC $2.5k I have all but one of these. What am I actually going to invest some spare cash early 2025 is: DigitalX DCC with share offering at $0.047 In my situation I'm now underweight with ASX. But for someone in Oz with zero exposure to US market, get some MicroStrategy MSTR. Do your own research but had done better than NVIDIA.

Great episode as always gents. Was going to submit my own tips for the community portfolio but time got away from me. Slide into my DMs and I'll let you know what they were 😉

Great content and good chat the other week with Trent.M at Alphinity.

Vote Labour out!

I don't understand why every financial advisor is so in love with bonds. I'm a noob but this just looks like 20% of my portfolio losing me money. Gold seems like a much better hedge if I need it during those down times. If I want an income, dividends look like they perform so much better even in a bear market. Bonds are sad money.

Is it good to aim pay off mortgage first or salary sacrifice into super and pay mortage out of super later

Very entertaining and enlightening. It's not often we can delve so deeply into Australian circles of power.

The biggest losers these days regarding Divorce Settlements are actually the poor WOMEN ......... because us Men ain't marrying you anymore !!!! Time to get up at 5am and git to work Girlies ... THEN you can call yourselves "independant" .

Lets all not forget that the "homekeeper" has been living RENT FREE for 20 years, which adds up to a hell of a lot of money in their favour., while the worker of the couple pays off the home, thus allowing the "homekeeper" 20 years of FREE RENT. Is THAT criteria ever included in the cash division, and deductions made toward the "homekeeper" ???? Probably not, right ?

Thank for the detailed and real techniques into your stock picking strategies - the insight into the downward structure of the index was fascinating.

$6 per transaction seems to be a bit high which puts me off

What’s your recommendation for Aus ETF tracking emerging markets index?

Thanks guys!

Thank you Kate and Owen. I recently discovered your channel that enlightens my investment world. You answered lots of questions I had and went everywhere to look for answers. Thanks

24:55 Questions segment starts 40:55 for the core 3-5 ETFs 1. Government bond ETF 2. Broad Aussie ETF 3. Broad Global (ex-Aus) ETF 4. Asia/EM based ETF 5. Tech based ETF

I’d like to know if someone has a mortgage with savings in the offset account, would dividends be still worthwhile?

Labor Party are economic Vandals, all their polices are 💩💩💩💩 Thank You to all the mugs who voted for Albo last time.

Steadfast SDF

Great interview!

The lesson is clear. Men, Never ever get married or live in a common law marriage arrangement (de facto) Stay single, free and in control of your life.

If CBA goes to $200, and I have to pay unrealised cap gain tax, if it drops down to $100 the next year and I sell do I get a refund?

Nice ❤

Exception fallacy everywhere.

I've come here with fear about my financial situation. Though, I have minimal debt, at 40 I'm not where I want to be. I'm attaining information and want to pull the trigger, however my hurdle right now is my strategy and goals. Is dividend focused, long term growth and how to approach this. Some part of me is comfortable with the idea of losing, as long as I have the potential to grow. So the standard core ETF idea is appealing, but for me feels a bit too passive. I see the appeal in Nasdaq 100 ETFs and putting my money towards satellites and riding that ebb and flow. I wonder if this is a poor idea. I can only trickle small amounts till my studies are complete.

So with war looming between the USA, Russia and China, plus whatever the Fk is happening in the middles east, are people cashing out???? Or do we hold our S&P500 shares???? What do people do in war time???

BORING!

Do you want to grow or Develop your channel ?

27:15 growth in NASDAQ? Even that has missed the best performer over the last 4 years. Mind you, that changes on the 23rd Dec 2024 when MicroStrategy gets included 31:15 as the next NVIDIA. Oh and the next Tesla is Tesla.

3:00 40% in stock? I went 40% into Tesla. I think future me will be quite pleased. I've also got a small 10% allocation in a speculation - bitcoin.

Great show , but could you put the ASX code on the screen

Ps I see you and I raise you spice mix. I'm onto the Masterfoods but there's a new kid in town I'm yet to try. Mingle spices ... aussie girl, covid side hustle, gone bananas apparently.

Thanks boys for such great content. Love the show. I'm due a free course and Drews book. I will put my share picks in due course.. I'll send my address for the book once captain goatscheese launches it on audible. Which will both force me to "read it" while cooking.. and him join audible to impart his wisdom to the other 50% of his addressable market that he so far fails to attend . Sound good? You could be the next barefoot ... "boomer money ...how to hand it down and pay no tax." The end. 😂 (my bold prediction is rate cut may, ending the year in a bust)

That was.. excellent. My brain crapped out about 3/4 of the way through. (What to the who now? ) Litmus test. Going to have to go again. 😂 Well done captain goatscheese. That was awesome 👌

Which EFT to go for (IOZ or VAS), thank you for your thoughts

On an average working life of 45 years a $3m super balance implies contributions on the order of $65k/pa. That in turn implies an average income of $565k per year (ignoring bulk sums). Someone has to pay for the increasing costs of Medicare, the NDIS and the odd submarine or two. Even the RBL implies an average income > $300k/pa.

Unjust.