The ASX 200 most dominant stocks
50:45
3 сағат бұрын
Investing for retirement 101
40:48
2 сағат бұрын
Have I learnt enough about money yet?
17:38
Пікірлер
@BotheGhita
@BotheGhita 4 сағат бұрын
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got talking about investment and money. I started investing with $120k and in the first 2 months , my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and gets more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.
@NaufalKnoechel
@NaufalKnoechel 4 сағат бұрын
I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second daughter. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks...
@BotheGhita
@BotheGhita 4 сағат бұрын
@@NaufalKnoechel Quitting may not be the best approach if you ask me. This is where an AI comes into the picture. I barely have time to trade myself as my job swallows up most of my time. *MARGARET MOLLI ALVEY* ..
@NaufalKnoechel
@NaufalKnoechel 4 сағат бұрын
@@BotheGhita Oh please I’d love that. Thanks!
@BotheGhita
@BotheGhita 4 сағат бұрын
*MARGARET MOLLI ALVEY*
@BotheGhita
@BotheGhita 4 сағат бұрын
Lookup with her name on the webpage.
@YinusaSaheed
@YinusaSaheed 4 сағат бұрын
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got talking about investment and money. I started investing with $120k and in the first 2 months , my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and gets more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.
@NaufalKnoechel
@NaufalKnoechel 4 сағат бұрын
I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second daughter. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks./.
@YinusaSaheed
@YinusaSaheed 4 сағат бұрын
@@NaufalKnoechel Quitting may not be the best approach if you ask me. This is where an AI comes into the picture. I barely have time to trade myself as my job swallows up most of my time. *MARGARET MOLLI ALVEY* ...
@NaufalKnoechel
@NaufalKnoechel 4 сағат бұрын
@@YinusaSaheed Oh please I’d love that. Thanks!
@YinusaSaheed
@YinusaSaheed 4 сағат бұрын
*MARGARET MOLLI ALVEY*
@YinusaSaheed
@YinusaSaheed 4 сағат бұрын
Lookup with her name on the webpage
@twkr
@twkr 18 сағат бұрын
Aww those two bookworms 😍
@joepistone8922
@joepistone8922 Күн бұрын
Thanks. Lovely video on drive to work. Perfectly timed
@Tobacc0
@Tobacc0 Күн бұрын
Passive funds like Super have to stuff a tsunami of money every month into ASX stocks and the banks are the only game in town.
@robbieegan9203
@robbieegan9203 Күн бұрын
Am I missing something here? It seems you’re saying ‘have diversified investments’ and ‘keep cash and buy the crash.’ I don’t think that’s particularly helpful. How much cash? What percentage? I keep hearing from RASK that you must be in the market or you’ll miss out. So when do you shut down risk and go into cash and equivalents? I know the answer - when we give you $7,000 a year. Jeez.
@marcoschena99
@marcoschena99 Күн бұрын
Go the banks! $32.5b in combined profits of the majors, up 14% from previous year. (Source ChatGPT). Plenty of growth ahead with rising house prices, bigger loans. More construction well into the future. All the baby boomer money in the future will probably 4x or 5x with loans, as the kids will pay off their own debt (if they have) then leverage the inheritance up. Banks cost base is getting lower as branch close over time. Young people not fussed about going to a branch. Physical banking will literally be non existent in 20-30 years. Cash is already as low as 7% now in the retail space of total transaction payments, and falling.
@marcoschena99
@marcoschena99 Күн бұрын
Thanks gents. A lot to think about
@ThomasLee-d7v
@ThomasLee-d7v Күн бұрын
I really appreciate your efforts! I have a quick question: I have a SafePal wallet with USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). How should I go about transferring them to Binance?
@CastelRodriguez-s9u
@CastelRodriguez-s9u Күн бұрын
<Whats the ideal strategy to take advantage of the current crypto bull market?
@JohnNorlan
@JohnNorlan Күн бұрын
As a novice, it's vital to have a mentor for accountability, I'm being advised by a reputable crypto consultant
@JohnNorlan
@JohnNorlan Күн бұрын
She goes by the name Nicole Flynn Friedman
@Jenny-k8q
@Jenny-k8q Күн бұрын
<OH, you happen to know her too? I'm proud to say I've also benefitted from her platform
@Jenny-k8q
@Jenny-k8q Күн бұрын
<Currently achieving a weekly profit of 45k
@WesleyJames-h9v
@WesleyJames-h9v Күн бұрын
This bull run period is something else, My profits are increasing rapidly!!!
@RoboticsJoe
@RoboticsJoe Күн бұрын
“Crazy immigration numbers”, Nathan? Aren’t we just catching up post covid immigration cuts tho’?
@mangoman9290
@mangoman9290 Күн бұрын
Having 'bullets in the chamber' means timing the market, is Rask suggesting that timing the market is better than time in the market? :)
@adrianq1240
@adrianq1240 Күн бұрын
Yeah, I think it is not great advice actually , the cash can sit there a long, long time waiting, and most people will not actually buy in these meltdowns.
@mikkaa80
@mikkaa80 Күн бұрын
Great talk. Wanted to understand in a bit more detail, ways to obtain similar leverage with ETFs to property, (particularly using principle place of residence as security), but without relying on margin loans. What facilities and what approach can be followed, where we could replicate similar levels of leverage (excluding investing in leveraged ETFs)?
@mangoman9290
@mangoman9290 Күн бұрын
A great listen and I have considered selling my bank shares but there is alot of money floating around with Super etc and it has to go somewhere. If the US if over priced and AU is over priced and Bitcoin is over priced and gold is over priced then where does the money go? Just smallcaps and hope they revert back to the mean after underperforming for over a decade? Difficult choices.
@jw-vx8im
@jw-vx8im Күн бұрын
Having wealth to assist others is noble but also the less you have to interact with the government the better. We dont need them controlling our lives via social security if we can avoid it
@AUThePunisher
@AUThePunisher 2 күн бұрын
We are in this mess because of this bloke.
@sashanto8416
@sashanto8416 2 күн бұрын
❤❤
@jasonmason6910
@jasonmason6910 2 күн бұрын
Lowe did his best, he doesnt deserve the hate
@Rask-invest
@Rask-invest 2 күн бұрын
It would have been extremely difficult being RBA governor with record-low interest rates, a China-Australia trade war, then rolling straight into a once-in-a-hundred year pandemic.
@marcoschena99
@marcoschena99 2 күн бұрын
Thanks team. Great chat. Good to see people giving a bit back.
@Rask-invest
@Rask-invest 2 күн бұрын
It’s the signalling which is important to me. Future Gen might not be the right investment for everyone, but at least it’s a group of people showing initiative and paving the way to do the right thing. Thanks Marco.
@demi5007
@demi5007 2 күн бұрын
Can we do something about the new thumbnails. I get it is colour themed but it is still hard to tell which category the videos fall within. Eg Finance podcast, Investors podcast, real estate, retirement etc etc. maybe add some text? just some feedback. Thanks for the content.
@Rask-invest
@Rask-invest 2 күн бұрын
Love this feedback. Thank you SO MUCH. Well pass it back to our designer ASAP.
@mangoman9290
@mangoman9290 2 күн бұрын
Interesting concept. Sharesight suggests that the return over 10 years is 6.57%p.a. vs the Future Invest website of 9.5%(before fees/taxes/expenses)
@Rask-invest
@Rask-invest 2 күн бұрын
Good spot mate. And good on you for doing the calcs via Sharesight. I’ve often wondered, ‘what’s a better way we can do this?’ For some, the LIC structure is wonderful. What others, index strategies + giving might be better. Or direct stocks + giveaway?
@mangoman9290
@mangoman9290 2 күн бұрын
@@Rask-invest Its certainly an interesting concept and one with alot of advantages over setting up a charitable fund, no minimum investment and can sell if circumstances change are both huge advantages. Its great that you have brought something into the community that many wouldnt be aware of, keep up the great work!
@9TOA16
@9TOA16 2 күн бұрын
Wow
@Janet-l6z
@Janet-l6z 2 күн бұрын
wee
@drobeofwar7588
@drobeofwar7588 4 күн бұрын
Correction, John Howard didn't introduce superannuation. Superannuation was brought in by the hawke government and super guarantee was introduced by Keating. John Howard/liberals actually opposed superannuation.
@jw-vx8im
@jw-vx8im 3 күн бұрын
Johnny rotten
@zenmachine50
@zenmachine50 4 күн бұрын
reduce immigration and get more Aussies to move overseas would fix a lot of problems. That way there would be less demand for the limited stock of housing. Plus the property is so much cheaper in places like thailand so much so that a lot of poor working Aussies who have to work for a living here can sell their properties and afford to stop work for ever in these countries
@ibendover4817
@ibendover4817 4 күн бұрын
There's only 1 reason. Politicians own multiple properties and have rigged the system to inflate prices, cramming the country with more people illegally, reducing supply and giving tax breaks to investors to sweep up remaining supply. People are at the breaking point and it won't last. It's already affecting foreign county voting decisions...if people still don't see change the next step is riots. This has happened several times in history and entering the market now would be akin to foolishly buying high and selling low later.
@calvin_hk
@calvin_hk 4 күн бұрын
You can live in it
@DollyRanch
@DollyRanch 4 күн бұрын
Property having all sorts of tax incentives like first home buyer grants, super saver, no CGT, no land tax sounds pretty beneficial but it has to be your actual home for most of those to apply
@epektasis242
@epektasis242 4 күн бұрын
Yes but does does Property beat Property ETFs? 😮
@AFcreativearts
@AFcreativearts 4 күн бұрын
If you buy well property is hands down fast return.
@jw-vx8im
@jw-vx8im 3 күн бұрын
​@@AFcreativeartsdo you believe there is a point where property become unaffordable
@maspnmickle7283
@maspnmickle7283 4 күн бұрын
Cheers for the info Mitch 😊
@luckyM9963
@luckyM9963 5 күн бұрын
I have known Marty for years. Great operator and a great friend.
@johnCoy-u1w
@johnCoy-u1w 5 күн бұрын
I’m considering whether to retain $3 million in single-family rentals, we have $900,000 left on mortgages. We are now the possibility of maintaining $70,000 annual income by selling and investing in stocks and bonds.
@halojones1843
@halojones1843 5 күн бұрын
I suspect interest rates will continue to weigh on people's ability to pay for property for the next three years (even with or particularly with negative gearing) - we have gone back to 2015 in terms of available income levels. Unless you are cashed up from other sources of cash flow or have in place a very large release of equity to pay almost all of it in cash, you will not be able to afford property in 2025 whether you are an investor or owner. Even increased rentals will not make anything more than a mild dent in the debt burden. The debt burden is simply too great for too many people.
@clairespark9307
@clairespark9307 5 күн бұрын
5 nvidia 3 bitcoin 2 iem And i hate bitcoin but Trup's about to make it its own index it seems just about. With the stipulation its a 1 year round up. Lock it in eddie. 😂 🎉
@Rask-invest
@Rask-invest 5 күн бұрын
Haha let’s see what happens!
@clairespark9307
@clairespark9307 5 күн бұрын
@michaelvass1970 . There are plenty of dry boring finance podcasts available out there. I listen to them and find this a refreshing change. If relaxed approachable banter style is not your bag no problem. Go listen to Bell Direct or similar. The viewer numbers prove you're in the minority. And actually every episode these two are together shooting the breeze are wildly more popular. And I'd say one of the main reasons lots listen in. Don't change a thing boys. I couldn't do what youre doing, that's for sure.
@michaelvass1970
@michaelvass1970 6 күн бұрын
Can someone tell Drew to stop cackling to everything he says the whole the time. Makes it so so annoying to listen to.
@malkov0001
@malkov0001 6 күн бұрын
Great interview!
@Rask-invest
@Rask-invest 5 күн бұрын
Thank you!
@ritatsoutsouras8538
@ritatsoutsouras8538 7 күн бұрын
Great video - thankyou 🙏
@clairespark9307
@clairespark9307 7 күн бұрын
Costello created the future fund. The AI bot tells me he "He oversaw the return to and maintenance of federal budget surpluses, which enabled significant reduction in government debt. Costello brought down twelve consecutive Federal Budgets, including ten surpluses. During this period he eliminated the Commonwealth Government net debt of $96 billion." I so hope they don't politicise this amazing fund which in other scandi countries feeds their nation ten times over. I hope we leave it be, to be managed by independent fund managers.
@payroll970
@payroll970 7 күн бұрын
More AI......Costello could have set up Australia’s future more robustly by saving a larger portion of the mining boom revenues in a sovereign wealth fund, similar to Norway's approach with its Government Pension Fund Global. Norway’s fund, which was established in the 1990s, invested surplus oil and gas revenues into global assets, accumulating wealth that now supports government spending and future generations. Costello did establish the Future Fund in 2006, primarily to cover unfunded public service pension liabilities. However, Australia’s mining boom earnings were not fully capitalized upon to create a broad-based sovereign wealth fund for broader economic security. Instead, much of the revenue was used for tax cuts, infrastructure projects, and other government expenditures aimed at boosting short-term economic growth and meeting immediate political goals. In contrast, Norway’s disciplined approach, which included saving a substantial portion of resource earnings and investing globally, allowed it to amass a fund now worth over a trillion dollars. This fund serves as a buffer for Norway’s economy against downturns and is a source of sustainable income for the government.
@clairespark9307
@clairespark9307 6 күн бұрын
I wholeheartedly agree with you @payroll. It infuriates me too. Sadly its all we have to work with now. Here's hoping they don't start using it as their personal slush fund and leave it in the hands of really top notch professional investors with no bias or leanings.
@clairespark9307
@clairespark9307 5 күн бұрын
@payroll970 I actually have to tip my hat. Every single thing you said 200% right and I couldn't feel more strongly. Have been frustrated about each and every point for so long. Watching a few individuals like Gina Rineheart profit at the expense of lower socio economic Australians at large. My godfather is a previous I won't say which speaker of the house. I have watched on for 20 years in frustration. But your words are so accurate appropriate and meaningful. Thanks for bothering to write. You have struck a cord and re lit a fire in me x (no prizes for guessing.. lib leaning with a green tinge but not if it doesn't make economic sense which it currently does not) so it leaves us planning for everything heading no where good, while we reject uranium which every country is already relying on by easily 25%.
@clairespark9307
@clairespark9307 7 күн бұрын
Agree it was a really excellent, retrospective interview.
@clairespark9307
@clairespark9307 7 күн бұрын
This was my favourite so far. My all time fave before this the boat episode. Thanks boys 😂 so much gold righht there. Happy fishing
@Rask-invest
@Rask-invest 3 күн бұрын
Thanks Claire. We're just trying to keep it real... and a little funny.
@RoboticsJoe
@RoboticsJoe 7 күн бұрын
Drew, buy an electric car that is not a Tesla. Musk is a fascist.
@Rask-invest
@Rask-invest 5 күн бұрын
BYD for the win?
@arnabsinha1783
@arnabsinha1783 7 күн бұрын
Kindly provide insights on the best way to investment on ETFs through superannuation apart from SMSF channel.
@Rask-invest
@Rask-invest 5 күн бұрын
Most big super funds (Rest, Australian Super, etc.) allow members to do “member direct”, which enables people to buy some shares of their choosing. They don’t always include the ETFs people want, however they also provide “indexed” investment options, which are basically their version of ETFs. It’s very disappointing they don’t allow all ETFs to be bought (it’s a business choice, not a member choice) but most super funds now offer some control.
@payroll970
@payroll970 8 күн бұрын
Thank god in Australia we have a legal distinction between money coaching and financial advisors. In the US they don't , and they have people like Dave Ramsay, who is a good money coach, but is allowed to use that fact to give financial advice. Giving such advice that actively manage funds are superior to index funds and that retirees can safely withdraw 8% per year of their savings in retirement completely being ignorant of the existence of sequence of return risk and the broader issue of investing.
@DavidMould-q3t
@DavidMould-q3t 8 күн бұрын
Hey Owen that is the best interview u have done by far
@Rask-invest
@Rask-invest 5 күн бұрын
Thanks mate! I sincerely appreciate that. It reminded me of the ‘pre Covid’ interviews and guests which were long form only, deep and focused. I appreciate it David!
@joepistone8922
@joepistone8922 8 күн бұрын
Thank you. The arb part was great
@DavidMould-q3t
@DavidMould-q3t 8 күн бұрын
Happy Birthday Drew!
@josephj6521
@josephj6521 8 күн бұрын
Great point regarding paying your mortgage weekly as opposed to monthly. It certainly can make a huge difference.
@josephj6521
@josephj6521 9 күн бұрын
Unfortunately we aren’t living longer compared to our grandparents. Mostly anyway. My grandparents survived past 90 and my uncles/aunties survived past 90 too. But, other older people I knew unfortunately passed in their 60s and 70s today. Thinking we all would be living past 90 isn’t reliable. Sure, make financial plans to live until 90, but what if you only lived until 70 or 75? I say retire earlier and enjoy as long as you have a reasonable plan.
@hairypawter8475
@hairypawter8475 9 күн бұрын
I really love and appreciate your honesty and straightforwardness Phoebe. Just wanted to say that.