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@parmeetsingh-uy1ki Ай бұрын
Hii my car is totaled and i want to keep my car my car have very little hail damage i ask for buy back they told me u have to clear loan first thing which i have never heard from any other company market value is 26000 they give me 14000 after salvage value is it right price or i can get more how is it calculate thanks
@NedimRamic Ай бұрын
It depends on how much the salvage value of the vehicle in questions is. You need to dig a bit deeper and try to figure out that part before you can start negotiating with them again.
@Guywithbeard672 Ай бұрын
Hi Nedim, I was just involved in an accident and they called my car a total loss, and they are only offering me $7k(even tho the value is at least 12k), and I also owe the bank 11k, so do you think I can keep the car, and insurance will pay the loan too? Appreciate you giving answer
@Ksivakaran 4 ай бұрын
Many people put the insurance, but they don’t want to claim what the purpose we have Insurance called😂😂😂😂😂
@Ksivakaran 4 ай бұрын
I am not allowed to clean so why I am putting the insurance😂😂😂😂😂😂
@TangledNana 6 ай бұрын
AAA in Texas does not cover ANY type of delivery driving nor does it provide commercial auto insurance. I spoke to them on the phone and they made this abundantly clear to me!
@NedimRamic 6 ай бұрын
Time to look at other options I'd say. AAA ain't the only game in town....
@TangledNana 6 ай бұрын
@@NedimRamic Agree completely on that, probably many people are delivery driving without their insurance company knowing, but I just can’t do that in good conscience.
@TangledNana 6 ай бұрын
I just got off the phone with AAAauto insurance and even tho Uber eats has its own insurance that covers you while driving for them, AAA told me if they find out about it, they will cancel my auto coverage!!! 😢
@NedimRamic 6 ай бұрын
AAA offers rideshare insurance as an optional add-on to personal car insurance policies. Just make sure you add that before starting to drive for a rideshare service.
@yolandalee399 10 ай бұрын
Your awesome 👏
@comments.cuestionsandconcerns Жыл бұрын
can your client get the money that he has to spend to rent the van back? it was not his fault so why should he be out of that money?
@BajricRamicLawOfficeSaintLouis Жыл бұрын
The short answer is YES. There is more to it though depending on the specific instance. Ex. you can't just rent another vehicle for the next three month until you leisurely go shopping for a new vehicle. Insurance companies will usually give you a rental for a week to ten days if your vehicle is a total loss and the paperwork is spending OR they will allow you a rental while your vehicle is in the shop being repaired. Hope this helps.
@comments.cuestionsandconcerns Жыл бұрын
@@BajricRamicLawOfficeSaintLouis your answer did help but what if the cause was a hit and run and it took months to find the driver while your clients car could not be used and your client did NOT want to use their own insurance? I'm aware that the adjuster's job is to adjust the claim down by any means necessary and save their company money so they can get a huge bonus check at the end of the year.
@BajricRamicLawOfficeSaintLouis 11 ай бұрын
@@comments.cuestionsandconcerns Great question. Basically, if you have full coverage you are kind of forced to use it. It is called "Mitigation of Damages." Thus, if you can use your insurance and get everything taken care of in 10 days, you have to and can't say "I don't want to use my own insurance." Once you do that, your insurance co can then go after the at-fault driver and recover their expenditures and your co-pays. Hope this helps and answers your question.
@comments.cuestionsandconcerns 11 ай бұрын
@@BajricRamicLawOfficeSaintLouis thanks.can you client get diminished value and loss of use loss wages from their own insurance?
@KevinP32270 Жыл бұрын
if i only used OEM parts on my luxury car can i sue the at fault driver for the difference in parts prices that their insurance did not cover?
@realTomJones435 Жыл бұрын
Great quick video
@KevinP32270 Жыл бұрын
the manufacturer uses the best material and test them to a very high standard set by the federal government right? how can a luxury car be repaired safely again if they don't use the parts tested by the original manufacturer? thanks.
@KevinP32270 Жыл бұрын
testing
@KevinP32270 Жыл бұрын
how can a car be restored to it's prior condition if the shop does not use O.E.M. the car was not originally built with aftermarket parts right?
@NedimRamic Жыл бұрын
Great question. It can never be restored to it’ prior condition 100%. That is why a vehicle loses value if it has ever been in an accident. That is also why, in some instances, folks may be entitled to diminished value claims for their vehicles.
@KevinP32270 Жыл бұрын
@@NedimRamic thanks.
@SiPHEADTV Жыл бұрын
My lawyer just called and set up a mediation guess we're finnaly gonna settle !!!!
@dragonfoxsolid1308 Жыл бұрын
I got hit, no fault of my own, and I find it ridiculous they won't repair my car. Can I sue the insurance company?
@NedimRamic Жыл бұрын
You can always sue, however, sometimes the juice is not worth the squeeze. If they have determined the vehicle to be a total loss, they will pay out the total value of the vehicle. You can then purchase the vehicle back from them and attempt to repair with the money received. Hope this helps.
@dragonfoxsolid1308 Жыл бұрын
@@NedimRamic It's an older mercedes so I just don't think the insurance will pay the needed amount to actually fix the car.
@tiagosemedo884 8 ай бұрын
@@NedimRamicis there anyway for your vehicle to be totaled and have a clean title after negotiations?
@NedimRamic 8 ай бұрын
@@tiagosemedo884No. Insurance Co is legally obligated to report the total loss if they deem it such.
@ErwinaDizdarevic Жыл бұрын
Hocemo dokaz (video) ! Beyond reasonable doubt or, inace se nije desilo.lol
@AbelardoMedina23 Жыл бұрын
Okay so I kept my car can I still insurance it and pay emissions on it and drive it around like a regular car and still be registered?
@DouVang Жыл бұрын
No, i think once insurance is totaled, you'll fix it and get a new salvage title from the dmv.
@011CJ Жыл бұрын
What about if u still o money and the insurance has Ben dropped . The loan company is charging me now for insurance but it only covers them I beleave and I'm behind on payments and now a tree has fallen on the cab of my truck I'm at a total loss and it sikens me thinking about calling the loan company . I have had this truck for almost 5 years and would like to find a way to keep it any advice or words of wisdom would b appreciated thanks 👍
@BajricRamicLawOfficeSaintLouis Жыл бұрын
Hey Casey, sorry to hear about your situation. My hope for you is that the loan company has been making payments for the insurance premium, even if you were behind on your payments to them. In that case, you will still be able to file a claim with that insurance company and have the loan amount paid of by the insurance. There may be a way for you to keep the vehicle if it is a total loss in that you will just pay the insurance the salvage value of the truck. Hope this helps.
@011CJ Жыл бұрын
@@BajricRamicLawOfficeSaintLouis thanks ya that was all I was asking for . I figured it is insured Thay won't drop what insurance they have 🤣 it has just been a long 2 years rather way I need to get it over with and call them and pay what ever I'm liable for I just needed a sliver of affirmation in some way lol thanks a lot for your reply it really does mean a lot to me . I Evian paid for gap coverage so I'm sure everything will be fine 👍
@abrahamhernandez7858 2 жыл бұрын
Lol what's the point of not at fault then ?
@jingpengxu923 2 жыл бұрын
Literally no point. if you are at accident , it still counts.
@matthews5335 2 жыл бұрын
Thank You for your Extremely Informative Videos. You seem to be a Brilliant Attorney. I would like to see VIDEOS THAT ANSWER THE FOLLOWING QUESTIONS, and I would greatly appreciate it if you would please answer the following questions. My Private Attorney seems to be a Lazy Negligent Incompetent Attorney. I had no prior experience with Attorneys. I would like to know what constitutes a Good Attorney? Under what circumstances should you Fire your Attorney? What would YOU do if you had an Attorney such as mine? I have an Attorney who: 1)Is so DISORGANIZED that he CANNOT FIND the WRITTEN FACTS OF MY CASE even after dozens and dozens of hours of looking for the Document, such that now the Document is essentially lost. I remembered the Facts when the Document was written, but now I do not remember many of the Important Facts. And of course my lazy Attorney does NOT remember the Facts either. Isn’t an Attorney supposed to be Organized and Easily Find the Written Facts of his Client’s Case? 2)One of my Attorneys Took Notes and Wrote my initial Statement Of Facts regarding my Case, but after that Attorney left the Organization, my present Attorney Lazily REFUSED TO TAKE ANY NOTES about the remaining FACTS OF MY CASE. And when at my request my Attorney set up Appointments to hear me talk about the remaining FACTS OF MY CASE, my Attorney lazily REFUSED TO TAKE NOTES, saying that he would Remember everything I said; then later HE FORGOT MOST OF WHAT I HAD SAID. Also regarding the Appointments to hear the remaining Facts Of My Case, my Attorney arrived Late, took a Long Lunch, and Left Early to go Play Basketball, etc.; he was Extremely Well-Paid for all of that. Isn’t an Attorney supposed to Take Detailed Notes regarding the Facts of his Client’s Case? 3)I had a WILLING CRUCIAL WITNESS whom MY ATTORNEY REFUSED TO BOTHER TO INTERVIEW, and he even Refused to take her Contact Information. Isn’t an Attorney supposed to Interview and keep Contact Information regarding Crucial Witnesses? 4)Generally my Attorney DOES NOT COMMUNICATE with me. Generally my Attorney says he does NOT read my Mail, read my Email, nor listen to my Voice Mail. What should be done regarding an Attorney who Refuses to Communicate with his Client?
@BajricRamicLawOfficeSaintLouis 2 жыл бұрын
Thank you for taking your time and writing down all that bothered you! We'll make sure to cover all of these in future videos!
@tommy2346 2 жыл бұрын
Čuj ovoga
@jamessoho9953 2 жыл бұрын
How do i start mediation?
@BajricRamicLawOfficeSaintLouis 2 жыл бұрын
In most instances mediation is done after litigation commences and discovery is completed. Hope this helps. Thanks for the comment
@realTomJones435 10 ай бұрын
If insurance is the one that asks for mediation talks ? Is this a good thing ?@@BajricRamicLawOfficeSaintLouis
@OnlineAddict0539 2 жыл бұрын
What about mirrors do we need to keep them ?
@BajricRamicLawOfficeSaintLouis 2 жыл бұрын
In order for a Motorcycle to be legal in Missouri it must at the minimum have the following in working order: A running headlight Operational taillight and brake light Turn signals Horn Front and rear brakes Two mirrors--> So, yes, you would need mirrors to be legal on Missouri roads
@vbloodrose1973 2 жыл бұрын
What if your delivering food only?
@BajricRamicLawOfficeSaintLouis 2 жыл бұрын
Most personal auto insurance policies will not cover any accident or damage that occurs during business use. Food delivery would fall under the catch all "Business Use." It is best to check with your insurance company and add the necessary Business Use policy.
@joesmith9483 2 жыл бұрын
@@BajricRamicLawOfficeSaintLouis if you drive for food , i.e. business, where would you go to get auto insurance specific for that?
@vivekjac 3 жыл бұрын
But the deductible is 2500$
@BajricRamicLawOfficeSaintLouis 3 жыл бұрын
True, your deductible may be higher as well. However, if you decide to drive for Uber, higher deductible is better than no coverage if you get involved in an accident.
@obombabeenlaid5101 3 жыл бұрын
Allstate!
@ЯщикПандоры-я1ч 3 жыл бұрын
Some segments in the video are stamped not adjacent to each other
@kellyyork3898 3 жыл бұрын
I can tell you that dealing with Medicare ( as they relate to car accidents ) is a freaking nightmare. I was in a car accident two years ago ( my attorney is STILL dealing with all this even though I finished treatment 4 months ago ). Medicare sends demand letters to me, to my insurance company ( bypassing my attorney ), and to my attorney too. In these letters, Medicare threatens to cut off my health care benefits if I do not pay them within a short period of time and the case is not settled yet AND the benefits they are claiming they paid for accident related services are not for accident related services except for perhaps 20 percent of the bills listed in their letters. Medicare has lumped all doctors’ visits, whether they are related to my auto accident or not, in to one single demand letter ( they have done this two times and the case is no where near even the beginning of the settlement process ) and my attorney has had to call Medicare on multiple occasions to explain which doctor’s visits ARE related to the accident and which are not. Also, Medicare has decided ( with no proof ) that every time I visit any type of doctor that it is related to the car accident ( not all of my doctor’s visits are related to the car accident...some are for sinus infections, heart doctors, podiatrists for my bunion, etc. ) , so now Medicare is refusing to pay anything stating that I should have my auto insurance company pay the bills...but my auto insurance will only issue one check at the end of the settlement process...and Medicare knows this. What am I supposed to tell my doctors--that you need to wait two to three years to be paid!? I’m going to report Medicare’s antics to the insurance commissioner in my state, but I doubt if they can do anything. God help you if you ever have to deal with Medicare.
@americanraptor8391 3 жыл бұрын
They used a bait and switch on me 3 months ago. They gave me a good faith quote and I went with them. For two months I paid the rate we agreed on. In August, they increased my monthly premium by 40 bucks with no explanation. I have reported them to the FTC, office of the Governor of NM, and the superintendent of insurance for NM.
@Smokey66s 3 жыл бұрын
CIG, California Insurance Group, CEO Andy Doll hasn’t a clue of the incompetence and unethical practices of adjusters OR DOES HE?
@BajricRamicLawOfficeSaintLouis 3 жыл бұрын
Ukoliko imate bilo kakvih pitanja pozovite 314-352-6800, ili posjetite naš website brlegal.net
@BajricRamicLawOfficeSaintLouis 3 жыл бұрын
If you have any questions call us at 314-352-6800, or visit our website brlegal.net
@dakdur1126 3 жыл бұрын
I’m desperate for help, I got a letter today from a law office, that I had a Lien placed on me. They billed my auto insurance, the accident was a no fault animal accident, they already got money and billed my insurance 4 times
@BajricRamicLawOfficeSaintLouis 3 жыл бұрын
Ukoliko imate bilo kakvih pitanja pozovite 314-352-6800, ili posjetite naš website brlegal.net
@BajricRamicLawOfficeSaintLouis 3 жыл бұрын
Ukoliko imate bilo kakvih pitanja pozovite 314-352-6800, ili posjetite naš website brlegal.net
@BajricRamicLawOfficeSaintLouis 3 жыл бұрын
Ukoliko imate bilo kakvih pitanja pozovite broj 314-352-6800, ili posjetite naš website brlegal.net
@BajricRamicLawOfficeSaintLouis 3 жыл бұрын
If you have any questions call us at 314-352-6800, or visit our website brlegal.net
@BajricRamicLawOfficeSaintLouis 3 жыл бұрын
Ukoliko imate bilo kakvih pitanja pozovite 314-352-6800, ili posjetite naš website brlegal.net
@BajricRamicLawOfficeSaintLouis 3 жыл бұрын
If you have any questions call us at 314-352-6800, or visit our website brlegal.net
@BajricRamicLawOfficeSaintLouis 3 жыл бұрын
Ukoliko imate bilo kakvih pitanja, pozovite 314-352-6800, ili posjetite naš website brlegal.net
@BajricRamicLawOfficeSaintLouis 3 жыл бұрын
If you have any questions call us at 314-352-6800, or visit our website brlegal.net
@BajricRamicLawOfficeSaintLouis 3 жыл бұрын
If you have any questions call us at 314-352-6800, or visit our website brlegal.net
@BajricRamicLawOfficeSaintLouis 3 жыл бұрын
If you have any questions call us at 314-352-6800, or visit our website brlegal.net
@BajricRamicLawOfficeSaintLouis 3 жыл бұрын
Ukoliko imate bilo kakvih pitanja pozovite na broj 314-352-6800, ili posjetite naš website brlegal.net
@BajricRamicLawOfficeSaintLouis 3 жыл бұрын
Ukoliko imate bilo kakvih pitanja pozovite na broj 314-352-6800, ili posjetite naš website brlegal.net
@BajricRamicLawOfficeSaintLouis 3 жыл бұрын
If you have any questions call us at 314-352-6800, or visit our website brlegal.net
@BajricRamicLawOfficeSaintLouis 3 жыл бұрын
Ukoliko imate bilo kakvih pitanja pozovite broj 314-352-6800, ili posjetite naš website brlegal.net
@BajricRamicLawOfficeSaintLouis 3 жыл бұрын
If you have any questions call us at 314-352-6800, or visit our website brlegal.net
@chaddsteinberg3758 3 жыл бұрын
Thank you, I just had this discussion with multiple ppl in PA. First thing I was told was just to use the automatic PIP coverage of $5k from our car insurance that I’m told everyone is entitled too. But my point was, 1.) Your health insurance gets a discounted rate so when or if the time comes to pay back that massive medical bill from the last year or longer then you’ll be paying back at the same discount that was passed along to your insurance company. $3000 ER visit turns into $150 with health insurance, or free if you’ve got Medicaid. 2.) Your bills will begin to go to collections unless you’ve got the money to cover them in hopes that you’ll recover what you’ve just put out, if and when you have a settlement. I’ve seen more benefits to using your health insurance at all times but do a search online. What’s crazy is I attempted to use my health insurance/Medicaid at Urgent care facility, and they refused to even look at my insurance info! They said we must take the car insurance claim number, and other info to bill them. I said that’s incorrect unless you’s have specifically in your companies clause somewhere stating this. She said “that’s just the way it is, it would be FRAUD” and blamed the computer system settings. I requested her to show me in writing where this was. She just showed some instruction on which keys to hit on the keyboard. I explained why I wanted to use my health insurance as stated above, she refused. I said so your refusing me service? I said what if I’m in dying, Or in critical need of assistance? She said “it doesn’t appear to me that you are”. I said “give me this paper”, she refused. I’m so tired of being neglected and ignored by people like this, and they always do this to you when your at your most vulnerable, and she was the one in charge! Shame on Springfield, Pa Urgent Care.
@BajricRamicLawOfficeSaintLouis 3 жыл бұрын
Chadd, you did the right thing. Keep fighting the good fight and let us know if we can be of any assistance.
@chaddsteinberg3758 3 жыл бұрын
@@BajricRamicLawOfficeSaintLouis you know these ppl act so confident and refuse to acknowledge they might be incorrect and it really makes you feel if you should comply, and go along but I felt that I had a point. I appreciate your advice, and making this video because whether it gets 1 hit or becomes a viral video it goes a long way in helping people who have no idea what to do or where to turn. I think it says alot about someone who's willing to put time in to help ppl regardless. I'm not sure if there's much that could be done, but the next person going in there that needs emergency help ought to be warned. Thank you
@BajricRamicLawOfficeSaintLouis 3 жыл бұрын
Ukoliko imate bilo kakvih pitanja pozovite nas na broj 314-352-6800, ili posjetite naš website brlegal.net