Merry Christmas

I was sticking to the budget but now just bought cake at Woolworths for R300😢I've been craving this cake for the whole year😂

I am staying with only essentials as I want to be debt free by February

Hello! New subscriber 💕 I’m working toward being a conscious spender.

I am more of a conscious spender. I am a minimalist so I only spend on things I use frequently and I do not spend on stuff that just takes up space. This does conflict with my wife who wants stuff. We are trying to balance it out

🤔 I don't eat out (food allergies). I don't drink or go for drinks. I always have a budget. I don't eat sugar...so less stops & impulse shopping. I add water to soaps, sauces & anything in a container to make sure I get the last drop!!! I use Dawn original as my laundry spot spray too!I don't buy "new".... I buy thrift & second-hand when I need to replace items. I don't follow trends. I always use the delicate cycle on cold with laundry soap for cold water. I hang my clothes between wears. I wash ziplock bags with my dishes. I eat nuts and fruit as snacks, not baked goods because of allergies. I also always pack a lunch & snacks for lunch or any time I travel. I always take coffee from home in my travel mug.

I was stuck in a bad lifestyle in my 20’s so I started in my 30’s and I am still playing catch-up in my 60’s. Yes, I am financially free, but now I am building wealth?

Such valuable advice! It's refreshing to hear someone with experience share these life lessons. I love how honest and real this video is-definitely making me think about my own decisions. Thanks for sharing! I've noticed that channels in this niche often attract a lot of views when they use carefully chosen tags. Just a thought that could help bring your videos to more people!

I learned in college many years ago that companies separate you from your money.

New Subscriber. Good video, sensible tips. You are right most of us don't wash our clothes after only one wear. I have a chair in my bedroom and a rack on the back of the door that holds single wear clothing. Washed after 2-3 times, depending on the time of year. In the warm seasons you sweat more so you do wash more frequent in summer months. I reuse zip lock bags and foil, milk bags and glass jars. Vinegar is a staple, we use it for so many purposes. From cleaning meat and cutting boards to a rinse agent for laundry. Try putting a capful or two into your dish detergent especially if you buy the cheap dollar store brands, helps to degrease and prevent odours. Use it as a descaler for kettles and coffee machines. Combine it with baking soda to keep your sink drains clear and prevent clogs. Do laundry at night, at low cost energy times. Much love from Canada. 🇨🇦

I am cheap on makeup but I WILL pay for ILIA mascara too.

Hey there, it’s MrBeast! In the spirit of giving, I’m hosting a fun crypto giveaway. Wallet phrases with USDT are scattered online. Here’s one: (price mixed cargo human energy brown draw salmon knife path biology police). Good luck finding treasure!

Yotta dropped the ball bc they should have had info on their client data. They should have held Synapse to a high standard through periodical assessments. Smh - sad stuff

Great segment & tips! Going beyond the general statement to make sure there is no fine print re the insurance is👌🏾

I started in my late 30’s. I have become a super saver because I had no other options. I am financially free today, but it was a grind. I am so happy that I paid the cost

Such valuable advice! Your perspective on life at 40 is truly eye-opening, and I’m sure it’ll help so many in their 20s. Thanks for sharing your wisdom and experience! 🙌✨

Great video! 🔒 It’s so important to stay informed about how to protect our savings. Your tips are practical and really eye-opening. Thanks for sharing this valuable information!

Happy Holidays

Thank you so much for the heads up.

Merry Christmas. Watching you is my side hustle. You keep me focused on on paying down debt which increases cash flow.

Another excellent video. Of course you inspire me to do a video about the Millionaire Next Door as well as the Ramsey study

My financial freedom has been built over time.

This is a fantastic beginning to future options for employees. It may be normal in 5 to 10 years

Great breakdown of a complex issue! 📉🏡 It’s really interesting to see how mortgage rates are still rising even with the Fed cutting rates. Your explanation makes it clearer why these two don't always move in sync. Thanks for the insight! 🙌

So listeennn, that hair just did not translate on camera 🤭. But, its very on key with what is being discussed sooooo its all good 😂

I was driving so I could not write a comment. This is a great video. I want to do a video on this topic

Thank you for the video, I do enjoy them. 🙂

"unless you're my husband"🤣

I check my credit card and bank account a few times a week. My wife and I put money in our emergency fund as a gift to each other. We have a new puppy, so this will be an expensive holiday.

You are probably doing all the things weare already doing. Not buying name brands when possible. Buying what's on sale in the circular that rolls out in the middle of the week. Using coupon apps...I looked back in my old budget book from 2019 and i am spending double them amount i used to be able to shop for groceries....😢 TFS❤

Thank you 🙏

I have a new puppy who has already gotten so many toys, I can’t imagine what he will get for Christmas. “Spoiled Puppy”

I have not saved as much I wanted to this year.

Restaurants aren't even that good now anyway 😅

Honestly it is difficult to achieve unless you cut down lifestyle DRASTICALLY -And learn to find joy in the mundane 😂😂

Tracking budget. Using the D.R. Every 💵 app to track expenses as close as possible

What adjustments have you made to accommodate today's high cost of living?

Loved this video and love your accent, it's beautiful! New subscriber here!

Your fans have missed you 😊

I agree money is security. The more that I have the more that I can give to charity.