10 Bank Secrets You MUST Know! | Banking Secrets | Financial Education

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*10 Dark Secrets Banks Don’t Want You to Know! | Hidden Truths About Banks & Your Money 💰*
📢 *Did you know that banks are businesses, not just service providers?* They are designed to maximize profits, often at the cost of customers like you. From **hidden charges to misleading financial products**, banks keep certain things under wraps that could affect your financial well-being!
🔎 *In this eye-opening video, we reveal 10 shocking secrets that banks don’t tell you:*
✔️ *Bank employees are salespeople, NOT financial advisors*
✔️ *Home loan interest rates vary for different people* - even in the same bank!
✔️ *Banks push unnecessary insurance policies* with hidden costs
✔️ *Your personal data is being sold* to third-party companies
✔️ *Fixed Deposits (FDs) aren’t as great as they seem* - inflation & taxes eat into your returns
✔️ *The TRUTH about ‘Free’ Credit Cards* - hidden fees, high interest rates & traps
✔️ *Banks impose hidden charges* that most people never notice
✔️ *Where is your money actually going?* - Banks invest your funds without telling you
✔️ *Why banks push costly financial products* like ULIPs & endowment plans
✔️ *No bank educates you about your credit score* - but they use it to charge you more!
💡 *Watch till the end - the 10th point is something EVERYONE should know!* This video is a must-watch for anyone with a bank account. Don’t let banks trick you into bad financial decisions!
📩 *Share this video with your family & friends!* Help them protect their hard-earned money. 💰💡
💬 *Comment below:* Have you ever faced a bank scam? Share your experience with us!
🔔 *Subscribe* for more **Financial Education**:
Banking Secrets Exposed, Hidden Charges in Banks, Things Banks Don’t Tell You, How Banks Make Money from You, Home Loan Interest Rate Secrets, Fixed Deposit Myths, Credit Card Hidden Charges, Best Bank Accounts for Savings, Bank Loan Scams to Avoid, Financial Mistakes to Avoid, How to Negotiate Bank Loan Rates, Insurance Scams by Banks,
How Banks Sell Your Data, Why You Shouldn’t Trust Banks Completely,
How to Save Money on Bank Fees,
#ulips #BankingSecrets #HiddenBankCharges #HomeLoanTips #CreditCardTraps #FinancialEducation #MoneyMatters #BanksExposed #cibilscoretips

[@TeluguAssets]

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[@tarunkumar0112]

బ్యాంకింగ్ వ్యవస్థ గురించి పూర్తి అవగాహన కల్పించినందుకు మీకు కృతజ్ఞతలు సర్.....

[@virat85689]

మీరు చెప్పేది వంద శాతం నిజం. నేను sbi లో డి మాట్ అకౌంట్ ఓపెన్ చేశాను. ఆ అకౌంట్ ఓపెన్ చేయడానికి 10,000 రూ"లు ప్లస్ 1800 GST, మొత్తం పదకొండు వేల ఎనిమిది వందలు.కానీ అందులో మొత్తం regular plans చూపిస్తున్నాయి కానీ ఒక్కటి కూడా direct plan చూపడం లేదు. షేర్స్ కొన్నప్పుడు బ్రోకరేజ్ చార్జీలతో పాటు hidden charges చాలా పడుతున్నాయి.నేను కాంప్లైంట్ కూడా పెట్టాను.వారంలో క్లారిటీ ఇస్తామన్నారు కానీ నో రెస్పాన్స్. మీరన్నట్లు బాంకులకు సేవా దృక్పథం కాదు తొక్కా కాదు.కస్టమర్లకు ఎక్కడ సందు దొరికితే అక్కడ టోపీ పెట్టడమే ఈ.... లక్ష్యం.

[@Abhijaykarthik]

@@virat85689 nene pichodni ayya anukuna miru kuda na bro kani nak ayte sbi dmet account ki sbi securites ki elanti fee tiskolledu free ga ne chesaru but hidden charges gurinchi ayte evaru chepaledu naku charges padutunay and minus money chupistundi chala problems ochay complaint cheste no response inka close cheseskundam ani anukuna daniki kuda no response ee banks chala mosam chesayy

[@nandavaramthimmaiah9299]

ఒక మనిషిని ఇన్ని రకాలుగా దోపిడీ చేయవచా,,,సూపర్ ఇన్ఫర్మేషన్ సర్

[@drdsreekanth]

Very good information, I learned many new things about banks . Thank you so much.

[@satheshjarrang68]

Very useful and secret information about banking

[@CTARASERIES]

After long time i feel good please post such videos

[@gktechviews2603]

Very usefull information, Thank You 🤝

[@TeluguAssets]

Welcome 👍

[@Viraj_videos265]

Superga chepperu bro,but evarini believe chese money invest cheyali.

[@venkijannu3619]

@@Viraj_videos265 intlo pettukolemu bayata janalaki iste thirigi ravatledhu vere option leka bankslo fd cheyadam

[@raob121]

Regarding Cibil score,if any bank staff gives loans if cibil score is less than norms, that staff will dismissed from services.

[@kammarisatya5784]

Thank you so much for valuable information sir 🎉

[@Viraj_videos265]

Meru chala baga chepperu,nenu bank ante ,maku ekkuva benefit chestarani anukunnanu kani manager (lady) pakka business laga nannu mosam cheseru.

[@rameshkundrapu7722]

Sir... Books తీసుకున్నాను....money vitmin, paisalu muchatlu.

[@parameswararaobyreddy7696]

@@rameshkundrapu7722 chadivara...yela vunnayi sir.. worthy yena

[@chennurvinayKumar999]

Yes 💯 percent right 👍 true sir thankyou for information given to them sir

[@kinnerachippada]

Hey idi nenu money purse channel chebite vinna " ila miss selling cheste RBI a banks meda charyalu teskuntadi ani ,and nenu kuda monna recent ga bank account open chesinapudu ,ma insurance and demat account teskovali ani force cheste RBI rule chupiyu ante noru muskunaru 😂😂

[@prashanthkandukuri]

Good information sir thank u

[@TeluguAssets]

So nice of you

[@officiallanguagepuvvada7030]

పోస్టపీస్ లు గురించి చెప్పండి sir

[@amruthasam]

Thank you very much sir You are really explained clearly to each every person.this వీడియో very helpful for all of them

[@TeluguAssets]

You are most welcome

[@RIGHTLEFTNEWS]

థాంక్యూ సార్

[@Laxmipallaturupilla]

Iam sharing this vedio in my releatives it was good information andi

[@TeluguAssets]

Thank you so much 🙂

[@simhadriraobadiganti2738]

Good suggessions

[@TeluguAssets]

So nice

[@yesubabu1806]

Excellent sir 💯

[@TeluguAssets]

Thanks a ton

[@venkateshj6412]

Thank you sir good information.

[@Sarmila2393]

Good information Thank you sir

[@TeluguAssets]

Welcome

[@sweetysshow5286]

It is proven truth that Lot of people/Customers got benefitted to grow economically their status. Banks play a vital role for the growth of country.

[@RaghavaK-c9q]

Not only banks but also finance companies such as 5 star & Chola etc.. are cutting money as insurance from the loan they provide for us. When I took Rs 330000 loan 5 star cut down 40 k as insurance .

[@Viraj_videos265]

Tq bro

[@bhaskarvardhi8267]

😊🤝👏👏👏👏👏🙏🙏Says exactly value information Sir.... Thank you very much Sir....

[@venkateshj6412]

Sir bank balance yenta maintenance cheyyali bank balance gurinchi video cheyandi.

[@TeluguAssets]

Bank to bank change avuddi

[@MitaigiriHaneef]

@@TeluguAssets video cheyanddi banks and minimum balance

[@NareshbabuUtty-o1y]

Thanks sir information 🙏 👍

[@SatishKumar-uy4sv]

Term plan gurnchi vedios cheyyandi

[@SuperVenkat111]

Bank fd la 5 lakshala rupayila insurance guarantee gurinchi kuda cheppalsindi.

[@TeluguAssets]

Adi bank ivvadu Insurance company istundi

[@manikanthkommoju3176]

sir banks cheppakapovdaniniki. bank staff takkuva janalu ekkuva kabbatti. vochinalu andarki cheppkuntu pothe vaalu business cheyleru. erojulo anni maname self study cheyyali sir. kaani manaki teliyakapothe valani adgithe konni mandi cheptaru. remaining vishyalu mimalni support chesta. I am not bank person sir btw

[@sweetysshow5286]

Bank employees are also trained to suggest financial advices.

[@kotabiotech]

Sir meru kuda ULIPs సజెస్ట్ చేస్తున్నారు కాదా, కొంచం explain cheyya galaru🙏

[@venkateshmallisetti4106]

కొన్ని బ్యాంక్స్ పెట్టే రూల్స్ వల్ల కామన్ మ్యాన్ చాలా స్ట్రగుల్ అవుతాడు

[@SUBBARAOVenkata-x2b]

Policy Bazaar కూడా వాళ్ళకి ఎక్కువ కమీషన్ వచ్చే పాలసీనే తీసుకోమని చెప్తుంది. నేను హెల్త్ పాలసీ విషయంలో చూశాను

[@TeluguAssets]

Insurance vishayam lo commissions same. Manchi policy la premium ekkuva. Meeku takkuva premium vunnadi kaavaali. Adi ivvakapote meeku ruchinchadu.

[@bulletbhai143]

Sir inthaki ulip plans better eh na ?? Meere promote chestaru ,meere vaddantaru ,final ga em cheppalanukuntunnaro chepandi .

[@TeluguAssets]

ULIPs endowment plans are suitable for some people, already oka video lo cheppaanu.

[@rajkumar1080]

Banks lo investments cheyakapothey.. Rural lo kuda loans ivvaleru kada

[@Theinfinitepursuit537]

Naku credit card lekunda naa fd ni lein lo pettaru sir. Em cheyali ? Ippudu naku avasarma undi break cheyalannaa close cheyalekapotunna.. foreced renewal అయిపోతుంది

[@TeluguAssets]

?? Samasya artham kaaledu

[@Theinfinitepursuit537]

@TeluguAssets నేను 5 నెలల క్రితం 3 లక్షలు fd లో పెట్టాను సార్ టెంపరరీ గా 5 నెలలకు టెన్యూర్.. బయట ఉంటే ఖర్చు అయిపోతాయని.. 10 డేస్ బ్యాక్ ఆ fd ఆటో రెన్యువల్ అయిపోయింది, క్రెడిట్ కార్డ్ against ఫిక్స్డ్ డిపాజిట్ తీసుకున్నానని Lein లో పెట్టారు.. కానీ, నాకు క్రెడిట్ కార్డు లేదు, అసలు ఏ లోన్ కూడా లేదు. అయినా ఎందుకు lein లో ఉంచారో తెలియట్లేదు. అవసరమైనపుడు amount తీసుకోలేకపోతున్నా. Solution చెప్పండి సార్.. బ్యాంక్ కి వెళ్ళినా సాల్వ్ అవ్వలేదు

[@raob121]

I don't know who you are. But what you are saying is not correct all. First banks must follow instructions of Rbi 2nd banks never share personal information 3 fixed deposits and loans rates are changes day to day. 4.home loans are charged on fixed and floatig basis. There are no hidden charges . BANKS ARE COMMERCIAL BANKS IN INDIA. No bank charges extra beyond the rules and regulations of Rbi

[@Useri316]

Gold loan meedha kuda interest negotiate cheyyacha sir?

[@TeluguAssets]

Yes

[@naniraodslr5328]

Sir how to clear CIBIL enquiries please tell me

[@pandabrothers3949]

❤❤❤❤❤❤

[@sathishp7106]

Hi Sir 4th point, how to inform Bank. Please don't share my personal information to others, any form to submit the new account opening processes time. Please clarify, u can say verbal. I think no use.. No one rember also.

[@SatishKumar-uy4sv]

FD s yeee bank better ga untdhi cheppandi

[@naniraodslr5328]

సార్ మన సివిల్ లో ఉన్న ఎంక్వయిరీ ఎలా తొలగించబడుతుంది ప్లీజ్ చెప్పండి

[@TeluguAssets]

Adi cibil video lo vundi chudandi

[@rajkumar1080]

Banks gurinchi meeru ila thakkuva ga chepthey.. Mana country ela develop avuddi sir..

[@TeluguAssets]

Meeru develop aite country develop avutundi

[@vishnunanditaramisetty2406]

Seems to be u r an employee of bank

[@Madhu-xm5jg]

Sir, miru anni manchi vishayalu cheptune, paisa bazaar ni kuda promote chestunnaru , idi commercial ankovala leda what, konta mandi konni SIP suggest chestaru vatilo kuda valaki commission ostunda? When we get some profit it's not bad to give commission,but as you said banks do marketing, hence does others are not doing, just a general question

[@TeluguAssets]

Promote cheyadam veru antagattadam veru

[@LakshmisureshBejinepalli]

Sbi bank pai complaint aila chaiya li

[@TeluguAssets]

Adi aa bank lone board vuntundi chudandi

[@karthikeyana2288]

Sir I am Karthikeyan Electrical from HIl chennai 🎉

[@TeluguAssets]

Hi karthy eppadi irukkaa?

[@saishanker4638]

Before speaking about fd which is waste product in your opinion, please aslo share other product which is better than fd and risks involved. How banks can inform particular person money going as loan to particular person, if you have any strategy please share so that banks will inform how the individual savings amount has been given as loan to so and so particular another person.

[@TeluguAssets]

No financial product is a waste product. Person to person differs

[@PraveenBatakala]

Em chepparu sir

[@deepthi6337]

Cibil score increase cheskovadam ela and score entha undani telsukodam ela

[@Vishnuraoo]

@@deepthi6337 fd credit card tisukoni use cheyandi ,cibil increase avuddi

[@rajkumar1080]

Central govt. Edaitey chepthundo banks avey chesthayi.. Dayachesi ardam chesukogalaru

[@madhukuthati9022]

ప్రాసింగ్ fee ప్రతి బ్యాంక్ లో ఉంది కదా లేని బ్యాంక్ ఎం లేదు కదా Sir

[@TeluguAssets]

Munde cheppali kadaa sir

[@madhukuthati9022]

మరి ఇవ్వి ఎలా అరికట్టాలి

[@madhukuthati9022]

ఇవ్వకుండా ఉంటే ఊరుకోరు కదా Sir

[@HVerupaksha]

Naku ippudu gnanodayamayyindi sir

[@9703721555]

Don’t give generic statements, depends Bank to bank, person to person, how come an Institution offered customer service without charges, if it is doing free it will become bankrupt, again it will affect Investors, there is no free food in this world

[@HVerupaksha]

Hand's aff to you sir

[@KKRISHI009]

Don’t make false propaganda for your remuneration through this you tube. Sodhi ekkuva ayyindhi .

[@TeluguAssets]

You are genius

[@bikashghadai6669]

Mis information

[@sivamohan1879]

Worst explanation

[@raghava-xt5jd]

Please share your contact number sir i want to talk with you once personally

[@TeluguAssets]

Callme4 app - anytime

[@allemchandraiah3322]

Excellent information sir

[@VilluriGanesh426]

Thanks for good information sir

[@dharavathnaresh2556]

good information sir