10 SIP Mistakes that you must AVOID | STOP Making These Mutual Fund Mistakes

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Finance Boosan

Finance Boosan

Күн бұрын

You can download Dezerv app using the link below: wealthcheckup.onelink.me/aenA...
Summary:
Common mistakes made by mutual fund investors and insights into the performance of mutual funds over the years :
1. Chasing Best Funds: Trying to invest in the top-performing mutual funds each year doesn't necessarily lead to better returns, as historical performance doesn't guarantee future success.
2. Fund-First Approach: Selecting mutual funds solely based on past returns without considering risk appetite, goals, and diversification can be a mistake. Asset allocation should be tailored to individual needs.
3. Not Rebalancing: Failing to periodically adjust and rebalance a portfolio can lead to overexposure to certain assets, potentially increasing risk.
4. Timing the Market: Attempting to time the market by investing only during market highs or lows can lead to suboptimal returns. Consistency in investing is key.
5. Lack of Patience: Investors who stop investing in mutual funds during market highs or lows may miss out on long-term growth opportunities.
6. Desire for the Next New Thing: Constantly seeking new investments rather than sticking to a well-structured portfolio can lead to inefficiencies.
7. Zero Research: Investing based solely on past performance and without understanding fund categories, constituents, and fund manager history can result in poor portfolio choices.
8. Ignoring Taxes & Charges: Not considering taxes and charges, such as expense ratios and exit loads, can impact overall returns. Tax implications vary between debt and equity mutual funds.
9. Other Noob Mistakes: Additional mistakes include choosing IDCW over Growth funds, chasing New Fund Offers (NFOs) without a track record, and overemphasizing NAV and expense ratios over actual returns.
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Mutual fund Mistakes that are Stopping you From Creating Wealth
Chapters
0:00 Intro
0:29 Chasing Top Performers
3:46 Fund First Approach
4:38 Portfolio rebalancing
5:00 Timing the market
5:52 Lack Of Patience
6:57 The Next New Thing
7:29 Zero Research
8:56 Taxes & Charges
11:08 IDCW
11:28 NFO
_______________________________________________
New Account opening links for leading brokers in India :
Paytm Money : paytmmoney.onelink.me/9L59/of...
Groww : bit.ly/growwNew
m.Stock : bit.ly/mstockNew
Zerodha : bit.ly/newZerodhaD
^ leading brokers in India if you're interested in opening a new broker account.
_______________________________________________
#usefulInformationBoosan
Useful Information Boosan, Personal Finance Tamil, Productivity, Self improvment
Boosan

Пікірлер: 195
@clloydwalton
@clloydwalton 9 ай бұрын
Bro, soon you will get 1 million. Very underrated KZbinr
@Vestigeknowledge1909
@Vestigeknowledge1909 9 ай бұрын
True words❤
@parthi025
@parthi025 7 ай бұрын
True bro soon you will reach 💯
@vinoth_96
@vinoth_96 6 ай бұрын
Well ❤️‍🩹 said bro....❤❤
@ashwinsenguttuvan5797
@ashwinsenguttuvan5797 9 ай бұрын
Thank you for the video. I have idea of starting my Mutual fund investments, and ur video helped me understanding mutual fund. I haved started in Nifty50. Keep posting n share ur knowledge.
@gemsatheesh
@gemsatheesh 9 ай бұрын
Excellent analysis. Thanks for this. Instead of MF I would like to go for ETF as I can easily buy / sell whenever i want depends on the market conditions. I request you to put a video on Indian ETFs tracking NASDAQ 100, comparison and choose a best ETF among them. So far I found only Motilal Oswal Nasdaq 100 ETF.
@abishek_999_
@abishek_999_ 9 ай бұрын
Seriously bruh your underrated!
@veerakumarg1812
@veerakumarg1812 9 ай бұрын
Great Analaysis and much required information.. Thank you Brother ....
@suganyavenkat7224
@suganyavenkat7224 5 ай бұрын
Very crystal clear explanations.. beginners can understand your concepts easily😊
@srinaga1975
@srinaga1975 9 ай бұрын
Very useful video ; you have shared all the key points
@sarathprintvlogs700
@sarathprintvlogs700 9 ай бұрын
Thank you Nanba
@codered1122
@codered1122 9 ай бұрын
neenga sonna ela mistake um na paniruken learnt from your videos Consistency should be important SIP can be started anytime, but consistent is important Do not wait for market down to start SIP Dont be greed to invest on the current year high return MFs Thanks brother, keep it up!!!
@shortsShowcase250
@shortsShowcase250 3 ай бұрын
Thanks for this financial knowledge content bruh ☺️
@arunpandiyan4149
@arunpandiyan4149 9 ай бұрын
Thank you bro 🙏🙏
@kattralthirai
@kattralthirai 6 ай бұрын
Excellent bro 🎉
@thehobbyist8518
@thehobbyist8518 14 күн бұрын
Underrated channel, i got bery much inspired by your health insurance video…what a clarity!!!! All the best..soon you will reach 1 million
@shahulhameed8944
@shahulhameed8944 4 ай бұрын
Your analysis is excellent bro. Thanks for clarifying the investment plans all-time.
@sathishkannans
@sathishkannans 9 ай бұрын
Bro, could you please explain any long term strategy and whether do we need to always consider debt funds in our portfolio for all 25years?
@xnivaxhzne
@xnivaxhzne 9 ай бұрын
Yeaaah, you got your first sponsor 🎉
@arunramnathan3167
@arunramnathan3167 9 ай бұрын
To the point!!
@TRP2706
@TRP2706 9 ай бұрын
Sir, i understand that investing in mutual funds in any category is definitely giving decent return. Fund houses wil not simply working. my suggestion is we need to be patient for atleast 5 years which we will give atlast decent returns definitey.
@Rajappanify
@Rajappanify 9 ай бұрын
Excellent 👍
@anbalaganp2930
@anbalaganp2930 5 ай бұрын
Excellent video..!
@financiallearner8321
@financiallearner8321 9 ай бұрын
Super bro🎉
@radhakrishnan2887
@radhakrishnan2887 5 ай бұрын
Yow vera level Ya Nee 😮 Nee sonna ella mistakes um naan pandren 😂
@harridhasanp7480
@harridhasanp7480 9 ай бұрын
Hi sir please tell about compounding in mutual fund sip
@vasanthkumar-wz1kb
@vasanthkumar-wz1kb 9 ай бұрын
Hi Bro great video. I got a question. How tax is calculated for Sip for long-term capital gain in nifty 50. My interest added from start of first installment. Will the LTCG considered when I start the MF?
@satneu2001
@satneu2001 5 ай бұрын
You made us addicted to your videos boosan.. keep going your videos are simple and explained in layman term. Best wishes 🙏 and thanks for your contribution in making the community knowledgeable . Thank you
@mukilanb
@mukilanb 8 ай бұрын
Nice video❤
@sundars322
@sundars322 9 ай бұрын
Started investing after Watching ur videos. Thanks for all the valuable information you have shared.
@finance.boosan
@finance.boosan 9 ай бұрын
All the best with your investments brother 🎉
@Indian_hodophiler
@Indian_hodophiler 9 ай бұрын
Hi brother. Need a video on mutual fund rebalancing. Detailed video pls
@boomerangkadalai6613
@boomerangkadalai6613 9 ай бұрын
Bro you're literally making such a useful video for the tamil audience in that why can you start a series of best performing small,mid cap, flexi cap, Large cap like category videos really our tamil audience will like it for sure ❤💖
@PugalRK
@PugalRK 3 ай бұрын
You are saying only problems to sell the product deserv.the simple sugestion is any average mutual if you can hold 15 years any midcap and smallcap or large cap will get good returns👍👍👍
@user-bl7rw8ck2c
@user-bl7rw8ck2c 9 ай бұрын
Bro, tell about UTI innovation fund . I want to invest long term minimum 5yrs. Should I invest. Ur opinion please
@vikraman3266
@vikraman3266 9 ай бұрын
As per the current tax rules: Even though ICICI Pru NASDAQ 100 Index Fund is of equity type, it will be taxed as per individual slab rates only. (just like debt funds). All funds that invest in non Indian equity are cosidered as debt fund only. So investing in a nasdaq 100 fof or icici has no difference apart from the total expense ratio and tracking error.
@ArunKarunpradip
@ArunKarunpradip 9 ай бұрын
Navi NASDAQ 100 okay ?
@gopinathalagirisamy5494
@gopinathalagirisamy5494 4 ай бұрын
I had the same doubt. you just cleared it
@rojamanikandanarumugam6668
@rojamanikandanarumugam6668 6 ай бұрын
How many nifty 50 index funds should I have?
@gouthamlakkireddy
@gouthamlakkireddy 24 күн бұрын
i can not understand the language, but visually i get the point
@sportsvideos5034
@sportsvideos5034 9 ай бұрын
Bro how taxation works for navi nasdaq 100 fof direct growth. It will be based on long term capital gains tax or we need to pay tax based on our income tax? I read somewhere ltcg benefits Indian investment only. Can you please explain it. I don’t want to pay tax on my income tax.
@user-bl7rw8ck2c
@user-bl7rw8ck2c 9 ай бұрын
Edelweiss multicap fund ur opinion
@mothees87
@mothees87 3 ай бұрын
Bro, Can you put some videos on ULIP and it's related fund performance
@jeevi794
@jeevi794 6 ай бұрын
Hdfc nifty 50 index good or bad ?
@rageshvarman4689
@rageshvarman4689 22 күн бұрын
I think it is important to mention that Axis fund managers were caught in a front running scam and hence the down fall, not the style of investing. Just a suggestion that you could’ve picked a betterment example.
@ChangeYourLife-hn6ub
@ChangeYourLife-hn6ub 9 ай бұрын
1. HDFC Index Nifty 50 Plan 2.Nippon india index fund nifty 50 plan Minimum Amount evalovu Investment panna nalla return Varum bro
@Gloriaslifestyle
@Gloriaslifestyle 9 ай бұрын
Good
@beardvenky617
@beardvenky617 7 ай бұрын
Bro, Selecting funds based on AUM..is that right way to invest????
@Turmeric-man
@Turmeric-man 9 ай бұрын
Ur say that platform safe ? under the sebi registera bro ? our portfolio nd some important basic data shares are safe
@lifevision3815
@lifevision3815 9 ай бұрын
For a starter neenga pesurathu high level ah iruku. But taking some info.
@vigneshd7166
@vigneshd7166 9 ай бұрын
Then how to start investing if I don’t have the knowledge or time to research
@ilangovanmuruganandam2390
@ilangovanmuruganandam2390 4 ай бұрын
Sir, how to know XIRR value before starting to invest in SIP.?
@lakshminarasimhannarasimha1338
@lakshminarasimhannarasimha1338 9 ай бұрын
Very good video. Lot of valuable information. Mr.Bushan(Vishal)! 😊 requesting you to make videos on index funds, I mean not only Nifty 50 or NIFTY next 50, even in small cap we have small cap 250 and small cap first 50 index fund and in midcap we have midcap 150 and mid cap first 50, mid cap 50 performance index fund, mid cap value 50 index fund etc..
@balachandru85
@balachandru85 9 ай бұрын
Very much clear and simple explanation.. Thanks for it.. How Dezerv providing these advice for free.?
@adarshm305
@adarshm305 2 ай бұрын
Those are regular funds bro. They will get cash from our investment.
@kishorekumarnr8454
@kishorekumarnr8454 4 ай бұрын
Bro advance in depths discuss pannunga
@sureshkumar-kv9tm
@sureshkumar-kv9tm 9 ай бұрын
Nre category la like Dubai la work panravanga Inga (Dubai) irunthu invest panrathu best ah illa India la irunthu invest panrathu best ah pls reply therinjavanga nanri
@dharsanaram3301
@dharsanaram3301 9 ай бұрын
Please share motilal nastaq 100fof or motilal etf nastaq 100 which is best...
@devavicky7183
@devavicky7183 2 күн бұрын
Bro can you suggest me like I want to invest in large cap & mid cap & small cap how should I do it...
@naveenv3428
@naveenv3428 6 ай бұрын
Hi Bro🎈🎈🎈🎈Naan oru small cap mutual fund la sip pannikittae varen..after 10 years athula some companies delisted aairuchuna ..ennoda mutual fund la athoda effect eppadi irukkum
@nehrumariappan7880
@nehrumariappan7880 4 ай бұрын
Bro, mutual fund switch within same fund house panradhu good or bad? Pros and cons . Pls make a video abt it.
@daspragmatic2995
@daspragmatic2995 5 ай бұрын
nice real insight info on MF switching
@balaji.p394
@balaji.p394 9 ай бұрын
Bro na nifty 50 la idcw ah choose pannitten...any problem itha change panna ethachum chance irukka
@anandarajkumar2039
@anandarajkumar2039 9 ай бұрын
Nala kozhapi vitinga 😂 good video sumave payanthu payanthu than invest panuvom, ethume panama suma than erupom😂
@RangeshV
@RangeshV 9 ай бұрын
ELSS pathi oru detailed video podu bro...Long wait
@finance.boosan
@finance.boosan 9 ай бұрын
Save On Taxes - | ELSS - Section 80C | தமிழ் kzbin.info/www/bejne/p5ylnGWMbpeFq5I
@finance.boosan
@finance.boosan 9 ай бұрын
Tax saving & Index investing together | ELSS | Index Funds kzbin.info/www/bejne/eGK3gmmQZbJkl8U
@RangeshV
@RangeshV 9 ай бұрын
@@finance.boosan bro...ru from chennai?
@user-sy9kl7zm6m
@user-sy9kl7zm6m 9 ай бұрын
Brother Angel one close panurathu Eradi nu oru video podunga plss
@rizwana5838
@rizwana5838 9 ай бұрын
Axis long term fund enkita iruku..loss la iruku..sip continue panalama
@vivek.in.madurai7154
@vivek.in.madurai7154 4 ай бұрын
Instead of dizerve platform, can we get suggestions from you?
@Murugan-gc6gb
@Murugan-gc6gb 5 ай бұрын
Bro I have doubt lump sum amount investment in Mutual fund, example : now I invested in 25K in Nippon small cap fund, after 1 year if anything 10% dip can I invest additionally more amount in same account in same fund..pls reply..
@candies_media
@candies_media 3 ай бұрын
Bro current situation ku chemical, tv nd sugar sector la etha mutual fund iruntha sollunga.. Athan swing low la iruka mari irukku...
@spooky20023
@spooky20023 9 ай бұрын
Bro I am studying clg how can I start sip in index fund
@sajisaji3234
@sajisaji3234 9 ай бұрын
i have 4 sip in my bank acc. total amount of 25k . i have booked for 10 yrs At which point tax is deducted in my sip.
@prem5758
@prem5758 5 ай бұрын
NiftyBees lam market high la vangama wait panni, market down la vangarudhu dhan best option right ?
@harimech18
@harimech18 9 ай бұрын
Bro indha month UTI NIFTY 50 INDEX la SIP start pannurathu best or not?
@kartheeswaransomasundaram441
@kartheeswaransomasundaram441 9 ай бұрын
Hi Boosan, IDCW Reinvestment & Growth plan is different or same. Please share your comment...
@finance.boosan
@finance.boosan 9 ай бұрын
Regular monthly INCOME from Mutual funds | Dividends | IDCW Mutual Funds kzbin.info/www/bejne/p5WWnmN8mLWoeZY
@user-fy9jt8jq5u
@user-fy9jt8jq5u 8 ай бұрын
Tata digital India mutual fund pathe solluka
@dineshraja5938
@dineshraja5938 2 ай бұрын
Bro recently in a shorts I saw that our mutual fund returns will reduced while withdrawing them as they charge 1 or 2 percent per year.....I don't understand that bro can anyone explain this please.
@santoshs698
@santoshs698 9 ай бұрын
Nothing is free here... What is the use for that company giving our PAN details to them?
@abishek_999_
@abishek_999_ 9 ай бұрын
9:50 only 1 time thanna bro?
@g.v.ananthkumar2285
@g.v.ananthkumar2285 5 ай бұрын
Best muticap for SIP FOR 1 YEAR
@ranjithgunasekar9794
@ranjithgunasekar9794 6 ай бұрын
Hi bro, Please put zerodha COIN app detailed video AMC / mandate / automatic all in detail please 🙏🙏🙏
@madpilotgaming2472
@madpilotgaming2472 Ай бұрын
Broo upstox la mutual fund sip uh modify panna mudiyadhaa. Adhavadhu na amount uh increase or decrease panna mudiyuma mudiyadha
@bhuvanasai5846
@bhuvanasai5846 5 ай бұрын
Bro I want to invest in mutual fund and I want to how to do in zerodha
@divyashree8784
@divyashree8784 9 ай бұрын
bro dezerv la thaan dmat acc veikanuma
@sudharadhakrishnan5062
@sudharadhakrishnan5062 6 ай бұрын
Sir,tata nifty 50 indexfund regular growth intha mutual fund la start pandrathu safa
@marimuthujayaseelan
@marimuthujayaseelan 4 ай бұрын
Hi Boosan, Thanks for explaining clearly. Can you please make a video on how you converted your MF and shares to NRI account while being abroad and how to convert it back after settling in India. With zerodha it is offline process and with Kuvera they used to say to close all existing and start new NRI account where we will loose old Investments. Will this conversion works in same way for new OCI card holders also as they will renounce Indian citizenship? Thank you for your other explanations too.
@arikrishnan2484
@arikrishnan2484 8 ай бұрын
Hi bro. I am interested sip start. Long time. First 10 years i invest 10000 after 10 years 5000 ah pannalama appadi panna broblem. Aguma? Please reply
@niveshdhanaraj
@niveshdhanaraj 9 ай бұрын
South Indian Bank pathi video podunga bro.. consider panlama venamanu🙏
@finance.boosan
@finance.boosan 9 ай бұрын
Unfortunately I haven't been tracking this company, However, I recently came across a video on the "Grey Answers" Channel discussing South Indian Bank. You may want to check it out to see if it provides the information you're looking for.
@niveshdhanaraj
@niveshdhanaraj 9 ай бұрын
@@finance.boosan 🙏..
@shivasiva5291
@shivasiva5291 2 ай бұрын
Hi brother next 3 years ku mattum nifty 50 index fund la investment pannalama brother short term goal ku please reply brother
@musab9090
@musab9090 17 күн бұрын
is groww app good for sip
@mubarakabbas
@mubarakabbas 9 ай бұрын
Axis mutual fund one of the worst
@youknowwho29398
@youknowwho29398 9 ай бұрын
Just curious! How a stock share is always available to buy?
@finance.boosan
@finance.boosan 9 ай бұрын
Stock shares are available to buy due to continuous trading on stock exchanges, with someone typically selling and buying shares every trading minute. However, this may not always hold true because there can be instances with no sellers, making it impossible to buy. This is referred to as an "Upper Circuit." Understanding Upper/Lower Circuit in Stock Trading [தமிழ்]: kzbin.info/www/bejne/omWkn4GXn9Wrp9E
@youknowwho29398
@youknowwho29398 9 ай бұрын
Thanks for the reply! Watched all your videos, Such keen & clear. Keep growing 🎉
@user-dn4em4wb5m
@user-dn4em4wb5m Ай бұрын
Bro risk, tax la thandi Inflation nu onnu irukula bro...atha epdi bro tackle pandrathu???
@thiru1931
@thiru1931 7 ай бұрын
R u brother of square off?
@Premium2023oct
@Premium2023oct 2 ай бұрын
You will get better reach if you choose English which will be more accessible for more people . I have no issues understanding because i am from Kerala .
@dhanan5548
@dhanan5548 9 ай бұрын
Which reputed fund house's fund failed in history.... Failed means less than 10 % returns
@vikisvibes8246
@vikisvibes8246 9 ай бұрын
How to buy govt bond Athe pathi video podunga bro
@kuberanmech417
@kuberanmech417 2 ай бұрын
Golden pi website go
@bhumashyamsundar4176
@bhumashyamsundar4176 9 ай бұрын
Bro, how to invest in nifty fifty index, also in bonds?
@finance.boosan
@finance.boosan 9 ай бұрын
Investing in Top 50 Companies in India | NIFTY 50 Index Investing in 50 sec kzbin.infok4KarW4N3YQ?feature=share
@finance.boosan
@finance.boosan 9 ай бұрын
Investing in Bonds | Risks, Rewards & Everything you need to know | A Beginner's Guide kzbin.info/www/bejne/qHq2q4SDpKpspNk
@krish3664
@krish3664 8 ай бұрын
Link work agala sir
@tphemachandran721
@tphemachandran721 9 ай бұрын
But deserv invests in regular plan ..Kindly clarify
@selvamselvam-gy9fn
@selvamselvam-gy9fn 9 ай бұрын
Yes, don't use this app
@natven
@natven 9 ай бұрын
Bro how to start nifty 50 mutual fund in zerodha. Can you post a step by step video so that it is easy to start MF For initial investor like me it is confusing
@finance.boosan
@finance.boosan 9 ай бұрын
Investing in Top 50 Companies in India | NIFTY 50 Index Investing in 50 sec kzbin.infok4KarW4N3YQ?feature=share
@monikapersonalone9598
@monikapersonalone9598 6 ай бұрын
U are saying everything, but I am beginning i can't understand Don't only stop with key points explain more so that common man can also understand
@sureshkumar-kv9tm
@sureshkumar-kv9tm 9 ай бұрын
Boosan bro USA index fund like s&p 500 epudi invest pannanum Enna platform use pannalam .pls advice .
@funtimetamil3441
@funtimetamil3441 9 ай бұрын
Don’t invest there 20% tax u need to pay
@finance.boosan
@finance.boosan 9 ай бұрын
Simpler route is to go with Nasdaq 100 mutual funds listed in India, which can be bought in any trading platform like Zerodha, Groww, Upstox
@sureshkumar-kv9tm
@sureshkumar-kv9tm 9 ай бұрын
@@finance.boosan thank you bro.
@suthakark4915
@suthakark4915 9 ай бұрын
Sir, UTI innovation fund NPO apply pannalama?? Please share your opinion... It's ok or not ok
@finance.boosan
@finance.boosan 9 ай бұрын
What motivates your decision to consider investing in this New Fund Offering (NFO)? If you can't find compelling reasons for it, in most cases, investing in NFOs may not be a wise choice. Refer : 11:28
@finance.boosan
@finance.boosan 9 ай бұрын
You can learn more about this perspective here: [kzbin.infoyPzTMWCK2SM].
@SuperiorCake386
@SuperiorCake386 9 ай бұрын
I Saw You on Holland But i Can't Confirm if it's True or Not
@finance.boosan
@finance.boosan 9 ай бұрын
I'm curious where you saw me in Holland.
@kart8761
@kart8761 9 ай бұрын
Bro quant parunga
@SKYSKY-gc2tb
@SKYSKY-gc2tb 9 ай бұрын
Elss funds pathi oru video podunga
@finance.boosan
@finance.boosan 9 ай бұрын
Save On Taxes - | ELSS - Section 80C | தமிழ் kzbin.info/www/bejne/p5ylnGWMbpeFq5I
@finance.boosan
@finance.boosan 9 ай бұрын
Tax saving & Index investing together | ELSS | Index Funds kzbin.info/www/bejne/eGK3gmmQZbJkl8U
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