10 WRONG purchases, 10 BIG LIFE LESSONS! | Personal Finance 2023 | Ankur Warikoo Hindi

[@warikoo]

My Money Apps: bit.ly/3Zg56eR My bestselling books: ‘GET EPIC SHIT DONE’: ankurwarikoo.com/getepicshitdone ‘Do Epic Shit’: ankurwarikoo.com/doepicshit My gear for shooting this video: 🎥 Sony a7III camera: bit.ly/3M42wAV 🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0 🎙 Shure SM7B Microphone: bit.ly/3O1NAVA 🔆 Fill Light 60W: bit.ly/37aJolP 💡 Key Light 150W: bit.ly/3O9nyjs 📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1 Useful links: 20 books for your 20s: bit.ly/WarikooBooks 20 online courses for your 20s: bit.ly/WarikooOnlineCourses Gadgets that I use: bit.ly/WarikooGadgets The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L and in 2022 we contributed 53L.

[@lawrencechittilapilly6333]

0

[@nidhisharma5800]

Plzz announce winner of those books bhaiyya

[@learnyourlife]

I humble request sir , can i work with you without salary

[@FUTUREFITNESSACADEMYINTERNATIO]

Dekha jaye to sir😝 ap itne samjhdar ho ab uske hisab se to kafi lagi hai apki pehle😝😝😝🙏

[@devjain2020]

I’m 😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊

[@madanmay]

1.Buying books just to look trendy, even though I'm not interested in reading them. 2.Subscribing to a news channel that offers biased or fake perspectives. 3.Making an impulsive purchase of a laptop from a sketchy seller on eBay. 4.Hiring inexpensive labor for skilled work. 5.Opting for fast food instead of healthier options. 6.Choosing the cheapest flight option without considering quality. 7.Spending money on luxury items solely to impress others with my wealth. 8.Falling for a salesperson's false influence to buy a new technology product (like a vacuum cleaner) that I don't actually need. 9.Going to a low-cost and questionable massage parlor. 10.Investing in real estate without proper planning or consideration.

[@shiv8846]

Thanks 🙏

[@rohitmehra87]

Thanks

[@neatcleanandsimple.1909]

NICE! 1. No need to show off one's fake intelligence to the World....RATHER BECOME REAL by making efforts to improve oneself. 2. News Channels all over the World, mostly sensationalise reality...therefore better to form opinions based on real facts derived from authentic articles and sources. 3. Things that seem too good to be true...Usually are...TOO GOOD TO BE TRUE! 4. Skilled work requires exactly that... A Skilled Person...or thing/ resources. A non skilled / less skilled person for a Skilled job, will end up creating loss of time/money/resources! 5. There is no substitute for healthy food. The body will endure in 20s without complaining...but not so much in 30s , 40s when you actually need to be your best for Hustle etc. 6. We tend to waste a lot of time searching for discounts and cheap options ... without realizing the amount of loss we tend to bear in terms of the TIME LOST! Difficult to understand this particular one in the 20s...I KNOW!😂 7. We think showing off our expensive stuff will impress others. This habit is so prevalent amongst us...but to think about it...isn't it Childish behaviour ? Our real good/great work, should speak for us....NOT our borrowed/ fancy, yet fake lifestyle. 8. Buy stuff that one needs... that too after good research... Not what is good for someone else, or what seems to be useful, in advertisement! 9. Most of the times our gut instinct is right... so don't ignore it! 10. Adjust your investments based on your "OWN" inflation rate. Not on the Country's, or the World! Understand this! If you have an expensive Lifestyle/Wants ... then most probably you investing in low returns.. is not going to help your case. Be mature... invest wisely! And more importantly observe and check your lavish lifestyles! Ankur Warikoo explains this so beautifully. 😊

[@pankajjagtapp]

Thanks for saving my 26 minutes!!

[@JustChill76]

Thanks for saving the time

[@m_varsh]

1. Books 2. News subscription 3. laptop from ebay 4. 🏠 House/cheap labor 5. Fast food instead of home cooked meal 6. Cheap ✈️ instead of direct 🛫 7. Buying fake watch 8. Vacuum cleaner 9. Foot massages(shady ones) 10. Real estate Not a very educative list, but yeah.

[@jyotipathak8122]

Often wrong purchases or wrong decisions give you the best lessons of life

[@krishpandeyji3771]

Really really Sir you are the first person on youtube who accepts his success as well as his mistakes.... This is the first time I saw any video on this topics.. Nowadays everyone shows their luxurious life... but Sir you tell whats right to buy... Really really amazing content❣❣

[@boyfromthemountains]

Purchased a 1999 Yamaha RX135 when I was 23, I'm 25 today it has eaten about 1.5L + of my wealth. But not a single day I have regretted owning it. ❤

[@khn223]

Bro you living the life

[@schizzo7244]

Do you regret investing in Vauld and making your followers invest in Vauld?

[@ranasahil9718]

Bhai bhai bhai bhai........

[@abduljouhar01]

Kya hua ?

[@niteshsaxena03]

EMOTIONAL DAMAGE

[@shanmukha3221]

Kya hua mene nahi samjha, vauld kya he

[@ranasahil9718]

@shanmukha3221 bhai ne bohut pehle Vauld me signup krwaya tha vo app fraud aur cheat nikli

[@Jonesmatsunaga]

I've made some wrong purchases in my life, but they've taught me valuable lessons.

[@RayFreddie219]

I once spent $5,000 on a fancy gadget I never used. It was an expensive lesson in impulse buying.

[@Muriel-1112]

Ouch! But at least you learned something important about spending wisely.

[@Alexanda-Mc]

@@RayFreddie219 I can relate. I bought a brand new car that lost its value rapidly. It's a reminder to consider long-term value

[@Andres_853]

that's fantastic to hear. Financial advisors like Lucy can help us avoid those wrong purchases and set us on a path to financial success. I will reach out to her

[@vasavaaashish516]

Thank you so much sir,I'm 22 year old and watched all your video and realise my life's choice's and decision, very helpful video for my entire life...🙇🙇 My life about in 20's is meditation, exercise, reading really good books ..THANKS A LOT🙏🙏

[@skillengine3891]

A Strong person is the one who falls, learns his mistake then gets up but a wise person is the one who learns by seeing other people's mistakes and would not fall for the same.

[@PranavJain]

That Vacuum Cleaner purchase is so relatable

[@SachinSurti]

ohhh bhai 20:30 pe bohot hasii aagayi thank you god i watch this video, this taught me don't doubt upon your doubts

[@amoghverma3108]

1) Books which I was not interested to read but to show that I'm trendy 2) News channel subscription with all fake perspectives 3) Impulsive buying of Laptop from scam seller through ebay 4) Cheap labour for skilfull work 5) Fast food instead of healthy food 6) Cheap flight expense 7) Luxury with a purpose to influence people to think of my richness 8) False influence of a Salesman to buy new technology (new vacuum cleaner) with less or no utility for me as a consumer 9) Cheap and shady massage parlour 10) Unplanned entry in Real estate Investing

[@pushparao181]

Very well summed up. Especially, the fake product point. I had few of such products (were not cheap though), but I could never use it, since I always felt that’s ‘not me’.

[@nishantjoshyabhatla1155]

Thank you for sharing your life experience so that we don't make that mistake ourselves. I think this one fact stuck with me (which is not even your own life lesson) is, "Every one has their own inflation rate". And until now I've always assumed it's the government's adjusted inflation I need to care about but this does help in how to manage your finances year-on-year.

[@shivammestry6779]

well at 15:01 you are referring to Patiek Phillipe, which belongs to the holy trinity (Audemars Piguet, patiek Phillipe, and Vacheron Constantin), one of the most valued watch brands making some of the most historically significant pieces like aquanaut or Nautilus. their watch retails for about 40 to 100,000 dollars or even a million but grey market value i.e second-hand is about 3 crs starting.

[@shefzin]

On point about the vaccum cleaner😂...I still remember the sales person using the handkerchief trick and my parents falling for it .. barely used it...lesson learnt!!!

[@vukkumsp]

3:00 this makes sense. Now, social media also keep pushing us the popular posts which not necessarily facts.

[@Vikram_Web_Developer]

I have also bought a house plot but I don't think it's a bad investment because land prices are increasing day by day and purchasing a house plot in my 21st is a really proud moment, and I'm not willing to sell this plot, i will give it on rent✌️ that will give me around 5 -7k per month 😁 and in future i will make my dream home 🏡 on it

[@faroouqueshaikh5214]

Great , very good real life experience. Love your post and will apply in my life. Thanks

[@aparekh8887]

Trust me a good book is never a bad decision I had downloaded a book tried to read it but it didn't make sense After a while a randomly started reading it And it changed my life May not now but in future it'll be valuable

[@skincarewithgarima]

We all have heard a lot from you that you had financial problems in your teenage and in your 20s then how did your parents send you to US for studies? I don't think it's easy to afford that even for upper middle class people.

[@lukario2393]

The term "financial problems" is highly subjective, varying from person to person based on their location, family, and surroundings. For instance, someone who grew up in a Tier 1 city and an affluent neighborhood would experience different financial problems and stresses compared to a person living in a Tier 2 or 3 city.

[@lukario2393]

And also, student loans are a thing!!

[@xavierfernandis7803]

100% scholarship

[@skincarewithgarima]

@@lukario2393 yes right but the way he says all the time that he is from a middle class family, he had no money, they used to live in a rented house, they were broke and all that, it sometimes feels like he is exaggerating all this. I mean most of us who are really from a middle class family can't afford it, even now with education loan because I don't think the loan covers your travel, rent, food etc.

[@kinshuksharma08]

He had a scholarship from the university.

[@dawoodmarral7538]

Sir your story telling is amazing with due respect i request you to make some videos on that, how can we really make best out of our words?

[@mahanteshbhavimani2073]

Spending on Luxury watch example is touching ..

[@amartyachakraborty7599]

This man is something else ❤❤❤❤. Such an amazing video ❤.

[@ehtesham6622]

Strongly Agreed 👍🏻 it's matter in daily life

[@geekybasilempire6874]

1:40 this line has my heart

[@rythemshah9035]

13:48 video isbgltiching please have a look, btw amazing video and amazing way you represent it.

[@shivsrikakolum2100]

at this point of my life I am 26 having OK ok salary but still still think of spending each and every pound . I am very glad of me and thankfull to my Parents that they raised me well. No party no junk food no extra expenses fixing a set budget for the month. I leant it from my parents especially Mom. And it is not like i belong from poor family . my dad and mom comes from good and reputable family but they have taught me and my sister value of money and each and every thing. CHEERS TO THEM

[@Vidhi_0887]

Showing something to others whether u r content with what u r doing and happy in life...

[@LeeMinshih]

Very True About Point 2 . In Our India We just watch News and Most of Them Believe In Them and Just Judge People, Religion and Countries Based on News.

[@sandip121212]

Some points struck me Ankoor Sir. I could identify myself there. You are literally changing the world

[@mithunkapoor9431]

good man......i too recently got into a scam and lost around 80k......biggest lesson in my life....these people find ur number and give u simple jobs of reviewing on google and pay u......then slowly u fall into the trap......BIG miskate of my life of 2023.

[@MR-vy7rb]

That last point hit me directly in my mind heart and ofcourse my wallet, Coz I already made the same mistake 😭😭😭 Why I didn't find you before 😅

[@leelakrishnavegi365]

Dear Sir, Request you to kindly make a video in buying a house, with all breakup, precautions to be taken and a middle class family at Hyderabad. Regards, Leela Krishna

[@dixitkalra6020]

I like that you straight get to the main point. Instead of stretching it like other youtubers

[@FOH-with-Dr.KabirManchanda]

The point about news is so apt and my friends around the world feel the same. Students outside India hardly follow any news unless they are from political/media background. They find news mentally exhausting and try to stay away from talking about hot issues like war or other crisis.

[@SFAbhi9642]

The Most Complex Line which I couldn't understood in this Video by @Ankur Warikoo which is *YOU HAVE TO BEAT INFLATION OF YOUR LIFE*, other than this, Complete Video is worth watching.

[@sahilchauhan1261]

You have to beat inflation of your life , It means you need to invest in such areas where your returns are more than your future expenses.

[@kunal9657]

Very well compiled Ankur , full marks. I could relate to 4-5 points for sure

[@Anees_AK]

Replacing meal with the fast food and don't do anything in doubt, these are my personal experiences too

[@Leo-gc3hq]

Newspaper reading is one of the best habit one should have that to on daily basis...n one should have no regrets what they have done until it's a big mistake..afterall no one is perfect.

[@dogswithanupamtripathi]

Warikoo i enjoyee this video too ❤ Good video. Here is a tip for you to do better in life. Dont share your losses, weaknesses and secrets. ❤ Those who call their life an open book, never make enough of their life. Dont share everything. Its an old Buddha's wisdom and philosophy. ❤.

[@Mukeshmukesh-tu7fn]

Thank you sir for guiding us in a proper way❤️

[@naman881]

i am in love with this channel

[@physiotubex]

Even same story with house we bought. 😢 And even i have taken cheap labour but realized its not worth at all. Only with money you can gain someone's skill. It applies to everthing whether doing to doctor, going parlour, purchasing clothes or courses etc.

[@batkarbab4644]

You are really down to earth... for me I follow you...

[@ivinitmittal]

The shady parlour experience was soo unexpected!!😂😂

[@urwjtdgkfhkc2286]

Location to bataya hi nhi😂

[@warikoo]

Hahahaha

[@santaaurbanta304]

Happens most of the time. Even in professional and expensive places, usually they keep offering you sexual services for high rates. If your serious about a massage, never take it from a female. They will ensure your bank balance is gone. They have been doing it for years and are well experienced to get you in to it and make you a victim. So be careful!!

[@jaypanchal2922]

1. Whenever you do anything to show people, that will never add to your intelligence 2. If i hsve to understand something in life, then i will never understand it through news 3. Whatever seems to be too good to be true us most likely not true. 4. Whenever you get someone to work for an expertise , don't optimise on the price 5. Don't treat your body like a bustbeen 6. Time is money, and it should be treated likewise. 7. Don't fail in trap of showing off and projecting that you are rich and successful. 8. Everything that is sold to you is not necessary to work for you. 9. Don't do anything in doubt. 10. Whenever you are doing an investment, don't go by opinions, but just by the numbers.

[@rajat8872]

Sir, pls read more about cooking in Microwaves. Its not just about convenience or fast heating. Its about healthy way of cooking as well. Ofcourse there is a bit of a learning curve in terms of utensils (what and how) and process, etc. Love your videos. Please keep them coming. Many thanks. Ps - I am not a microwave sales person. I am into coding.

[@SakuraShrestha-vl4uz]

I feel ya dude.. it’s more stressful when someone else looses the money because of you. 😅 guilt trip lammba chakra hai.

[@Deebroking]

*I regrate Spending my hard earn money on my MARRIAGE* That spoiled all my dream i wanted to start business that time 10yrs back ,leaving my job....but by this day i am stuck in job......😢😢😢😢😢😢😢i gave my business idea to my younger brother that time....and now he is coror pati and i am still struggling for monthly salary.....

[@sujanithtottempudi2991]

Excellent topic...so away from algorithm

[@aurkom]

Everyone should learn how to cook to get over the junk food problem.

[@gillscape]

Regarding the 9th point, if you always keep trusting your intuition regarding doubts for things, will you not become a very very cynical person? I kinda struggle with this a lot, to keep the fine line between being smart and cynical. Because in things like relationships and all, if you don't keep that fine line, you can enter into big big troubles.

[@saimabdullah6933]

*Day 0:* *I will also Got 95% in my send ups as I got in my Monthly test (Consistency)* *And start and work hard for my KZbin Channel* 😊

[@zagreus4866]

What does SEBI’s regulations mean for finfluencers like you? Make a video on that to clarify or justify pls

[@Chanduuh]

Real estate pr ek detailed video bnao bhai

[@PankajjPokhriyal]

maybe this episode superb worthy ❤❤love u AnKuR Sir

[@arnavthescientist1149]

As a twenty year old i appreciate the advice.

[@nadeemasif3393]

Vacuum cleaner works perfect with a room filled with carpet.

[@krishagarwal4907]

Basically, Cheap doesn't mean Good!! That's all.... BTW the only mistake that I would have made is To purchase subscription of News Letters And Not to go for Direct Flights!! And ofc eating Fast food on daily basis; that's Addiction . . . Being an Ankur Warikoo Subscriber🙌

[@pkumar5711]

Yes ,I have purchased à jacket 1st time from ebay ...that time was my 1st online purchased

[@debasispattanaik5356]

For 2 yrs u stayed in us and learned everything ok...

[@Scientistmindset]

Next video on rich habits and ideal lifestyle follow by wealthy and affluent people on society 💙💙💙💙💙

[@satishpal2623]

Thanks Sir for every lessons, but 2nd lesson I personally LIked

[@vishwasnagaraju8260]

Well, even though in most of your videos the content is more or less the same but I watch for the pure you :) Have a good day.

[@fulltimefrontend]

You should create these videos more often. People want to learn from your wisdom. Honestly, you should not go for cheap gimmicks, like "earning money via excel sheet " or "make 1cr etc", too cliche and people will call you a crook for doing that. Because Indians are smart enough to recognise what is right and what is wrong.

[@simhadridebnath1078]

😂 yeah

[@kausikghosh6892]

Hello sir, please make a video on asset allocation, how we can manage investment through asset allocation and maximize our return. Please teach us in asset allocation

[@physiotubex]

Very similar now that im thinking i also regret abt many purchases...my father purchased air purifier and other other purchases he does on gadgets just go to wastage.....i have no control over him 😢

[@prathamghasari6112]

Give best courses for a psychology student to upgrade skills in his field

[@devasharma2430]

Sir u r right I have wasted nearly about 5 to 6 lakhs from 2003 to 2006. Full waste of money.

[@simarpunjabi]

I think first time Warikoo felt wrong to me, all these are not mistakes but experiences because he learnt from these and didn’t repeated it. In life we all go through these experiences, many realise and don’t repeat to avoid mistake.

[@shashankmaurya3282]

Second, first was his video on Vauld😂😂

[@akshaymanta55]

I don't understand why there's a need to sugar coat everything yes he learnt from these experiences but that doesn't mean these were not mistakes in the first place. Loosing $600 for an impulsibe buy without proper background reasearch is a "mistake" yes you learn from it and grow but that doesn't mean that you don't call it a mistake. Acknowledging your mistakes as mistakes and accepting them would be a mature thing to do.

[@AB-qh7zm]

Warikoo ji,you forgot to say "Promoting VAULD APP at 42 years of age and improving your cash flow at viewers expense was the best mistake you've ever done. Correct me if I'm wrong.

[@divine5252]

he'll include this in his video after 10 years 😂

[@randomguy4538]

But news purpose is also to inform you about what's happening in surroundings so that you can be aware from frauds, thieves etc

[@Crickdot]

भारत छोड़के India Gya.. Amazing Line😂😂

[@Vishalunbound]

Liked it when you said you need to calculate your own inflation. Any way to track that as well?

[@Mr.DX_Official]

Ankur bhiya this cheap labour thing happened to me as well and cost us like 6 digit loss......😢 Thanks

[@joydeepbanerjee8702]

Mera sabse worst buy hai aquaguard 😢 it's a lifetime trap

[@ipsitmalviya7222]

10 mistakes: 10 purchases: 10 years(21-30). 1 mistake per year. Dude made sure he learns 1 BIG LIFE LESSON each year. to good to be true

[@vaishalikadam9433]

Very honest experience shared by you.

[@RajSharma-uo7fc]

Hie sir there is a bit glitch in the vedio at at 13:45 to 13:50

[@snehalmishra8208]

Oh my God NHPC CHOWK is my placeeeee 🤯 Ankur bhaiya abto books deni banti hai 💯

[@debalinadebnath4394]

Very very relatable video to me

[@mohit4success]

really powerful lessons

[@bikash.choudhury]

Vaccume cleaner wala scam to humare liye bhi hua he...ache khase kapde, tie, shoe pehen ke 2 uncle aaye huye the demo dikhane...aur hum ne kharid li aur sayad hi 10 baar chale honge...

[@KaiserSoze_MAR]

Good work. Keep doing

[@sanatanasupermacy]

Hlw sir 🙏 make a video on asset and liabilities of 20's ❤❤❤❤❤❤❤❤❤❤❤

[@vasavaaashish516]

Already make it ,search in video's

[@noorealamofficial]

Awesome awareness Video

[@1ntrepid]

Nice video but @14:58 it is not pronounced "Patya" Philippe XD

[@rahulkazama1069]

Me who is waiting for 2nd week my book is arriving sooon 😎

[@rahulkazama1069]

@@nirajsmiling5540 I don't know bro some other books are coming 🌝

[@KoushikVikram]

Waiting for the giveaway winners list.. it's been 2 weeks. Pls upload that video soon sir.😊

[@akashrautela8480]

hi ankur warikoo sir, love for videos, can you please do one video on the latest p2p apps/websites claiming 12-18% return PA. Please can you also explain how they work, are they safe and trustworthy?? Please make a video or at least reply. Love your videos where you explain via excel sheet.

[@sdfatehi]

Thank you Ankur ji

[@nihalmohandas8788]

Bought ipod in 2006 and it stopped working after a year. One of the worst purchases ever.

[@himalivinayak9414]

Sir make a video on nippon small index fund

[@rahulbhalerao5684]

He stopped reading newspaper at 22 that's why he made his friend loose 600 dollars

[@vivekbasu3156]

Hum first hum first😂 (comment)

[@HarshAgarwal456]

What does happened in the parlour 🤔

[@prasenjitghosh4591]

So good ❤

[@bomraaff556]

Sir how to use zerodha coin app how to pay monthly sip