10K Users from Product Launch Day 1 | TomoCredit Kristy Kim

Kristy Kim, the founder of TomoCredit, is addressing the problem of immigrants with her second startup. TomoCredit currently serves 4 million customers, providing credit scores to legal immigrants or Americans without credit scores, helping them prosper in life.Discover through video Kristy Kim's efforts to support people's aspirations.
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Subtitles for this video were created using [XL8.ai](xl8.ai/) machine translation.

[@entreprenuership_opportunities]

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[@richardbroo6354]

Wish you guys would research who you feature she's straight up a fraud. the card isn't even available anymore. Their credit building products don't even work.

[@christina-xv6ny]

@@richardbroo6354 you are a troll.

[@christina-xv6ny]

Love it. Great quality video. Love watching your videos- all great quality and speakers. keep going! 😀

[@richardbroo6354]

@@christina-xv6ny google for yourself if you don't believe

[@MitchVazquez]

Good video

[@EcomCarl]

By focusing on an underserved market, Tomo Credit not only fosters financial inclusion but also paves the way for more equitable access to essential services. 👏

[@user-yu6rk3yp1u]

Pure gold. This is a story of a true entrepreneur, who never gave up because what she is building is something that really, really matters to people.

[@TomoBoost]

THANK YOU!

[@talenap]

I never heard of this before but I just have to say this is so awesome to help people who are immigrants! Love this ❤️

[@TomoBoost]

THANK YOU😃

[@ninjadancin]

Inspirational story! Amazing entrepreneur. Looking forward to seeing this company grow!

[@TomoBoost]

Thank you @ninjadancin

[@maryamrashidi2329]

Fantastic!! Well done to TomoCredit and this amazing Founder, so authentic and so on top of their solution to such an important problem. I hope they go global.

[@AlexZuniga-dx8lf]

Wow! Kristy kim is very inspirational. It is amazing to see young ambitious businesspeople make a difference in people lives.

[@tonda1]

Brilliant woman - wish them all go the best 🎉

[@samaan7]

Amazing case. She is a genius.

[@poojanpatel2437]

Lol

[@kenbookcredit]

This is awesome, congrats! Would love to hear more about how you acquired the 10k users on day 1

[@adarshrai1390]

Truth is It is failing startup , this is just a PR stunt.

[@adarshrai1390]

Truth is It is failing startup , this is just a PR stunt.

[@jjdorig9712]

from her fanclub

[@PickleN00dle]

This was a really good watch.

[@Nutrisof]

An Apple Watch indeed.

[@MitchVazquez]

Love her story. I am Mexican, same happened to me. it is hard to get credit as immigrants and banks dont care about us unfortunately

[@MitchVazquez]

Love her story. I am Mexican, same happened to me. it is hard to get credit as immigrants and banks dont care about us unfortunately

[@malcomgreen4747]

Go to Bank of America they have a system to build your credit, I put $500 dollar and use it and after 2 years they give me my $500 and give me $300 I continued to use the credit card for another year then they raise it to $500 than $1k it took about 3 years to get to $1k and now after 14 years i have credit card with $20k max and i don't want to raise it more and I have credit score 810

[@Nutrisof]

Because Spanish is the most spoken language by foreigners in the US, and Tomo means "I take", I thought the TomoCredit name meant "I Take Credit" 12:24

[@christina-xv6ny]

Wow! thats super cool. didn't know that

[@AkireMaru]

Does she look Spanish to you?

[@gratumedia]

Amazing

[@realsnoooso]

Thanks for the inspiring interview!

[@christina-xv6ny]

Immigrants rock!

[@MitchVazquez]

cool lady

[@HopeDavids]

This is inspiring

[@adarshrai1390]

No, it is PR stunt , the reality is her company is failing so bad if you study financials of her company

[@Wittgenstein.]

​@@adarshrai1390 Source?

[@NanheeByrnesPhD]

Love the ambition of the founder, Ms. Kim! I'm wondering, though, what method the company uses to measure the creditworthiness of a person without a past credit history. Obviously, using the FICO score is out of the question for your business model. What measures (legal or financial) are (or can be) taken for those who default and disappear from the US? Another question is how credible the claim of difficulty in getting a credit card is for foreigners. When I came to the US as a graduate student from Korea, I was able to get a credit card pretty quickly.

[@jaaypex]

She talks about the method starting at 7:40

[@NanheeByrnesPhD]

@@jaaypex thanks, but the method sounded flawed to me.

[@lizziethelemon]

@@NanheeByrnesPhD what exactly is flawed about it?

[@adarshrai1390]

This is a PR stunt, truth is tomo is failing startup if you go through their financials ,facts don't care about emotions.

[@jaaypex]

@@adarshrai1390 I believe that. I looked at some of their reviews on Reddit earlier today out of curiosity and came across a few sketchy stories.

[@danvictorlofranco6700]

Immigrants are visionary

[@MitchVazquez]

Immigrants rule! 😁

[@neugey]

The US banking industry indeed has a tendency to be a top-notch problem creator.

[@ninjadancin]

US banks don't like immigrants... cool to see immigrants starting a company to fix this. great idea.

[@Bashanganyi]

😂

[@Wittgenstein.]

Great business model

[@Wittgenstein.]

1. Network of banks 2. Network of data providers & algorithms 3. Network of regulatory compliance 4. Anti-fraud Tech 5. High changing costs 6. Counter-positioning 7. Branding

[@richardbroo6354]

Fraud isn't a business model. The card doesn't exist anymore and their new products does not work

[@Wittgenstein.]

@@richardbroo6354 Yeah just researched the regulatory affairs of this company and I think they completely fucked up.

[@firewatermoonsun]

I wonder if the owner of this channel receives payment from interviewees to be featured on their KZbin program?

[@Geriya]

When do you expand to Europe? Maybe Poland?

[@richardbroo6354]

The company is a fraud it won't be around for long

[@christina-xv6ny]

immigrants make amazing entrepreneurs!

[@kwohyuno3877]

창업하면은 비자를 주나요 그래서?😅 저도 곧 석사 유학 가는데 궁금하네요

[@thomasburch5491]

Why does it take so long to report to the 3 major credit bureau

[@Roger-ke2bb]

I love your videos, Forex trading is the best investment one can do right now though stocks are good but ever since I swapped to Forex trading , I've seen so much difference, thank you for your support

[@nontongratiss]

GOOD JOB...PROUD OF YOU... GOD BLESS YOU...

[@hanochkurian5933]

Please add time stamps. Cant watch 19minute videos if the first few is not catchy enough. So it would be helpful to have time stamps

[@dn5426]

just looked up their app reviews, it's at 1.9 and 3.4 stars(android, ios), oddly enough most the reviews seem to be coming from non-immigrants. make of it what you will.

[@adarshrai1390]

It is failing startup from the start , COVID was the good time for them , where they lend crazy money but now it is hurting them due to NPAs

[@richardbroo6354]

I am a user and it is a fraud. They discontinued the cards becaus ethey didn;t pay their vendor bill then they pivote dto credit builders that don;t build credit

[@christianepateck7846]

I don't even can find the app in play store

[@dennisorbison7318]

I'm curious, how are you able to tell that the reviews come from non-immigrants?

[@dn5426]

@@dennisorbison7318 based on profile pics and names on playstore. also quotes like these "It's just big tech wielding financial tyrany and getting us ready for the CBDC and Restrict Act. Hello CCP."

[@SS-bq9vo]

goat

[@christianepateck7846]

900 Twitter followers and 225k website visitors per month after all these year?

[@firewatermoonsun]

I researched and found some reports about Tomo. It appears that they experienced some legal issues last year.

[@firewatermoonsun]

Also reviews are terrible.

[@Wittgenstein.]

​@@firewatermoonsunWoah, wanna expand on that?

[@richardbroo6354]

It's a massive fraud and the card doesn't even exist anymore

[@firewatermoonsun]

...next Theranos?

[@SocialMedia-lz5up]

Tomo support never responds. I thought the company was dying. lol

[@richardbroo6354]

They pivoted to acredit builder offering that doesn't report to credit agencies. just fraud on fraud

[@imadtaieberrahmani9221]

Fintech AI startup, buzzwords buzzwords

[@dorianlesnic]

Man, to be honest. All previous interviews were great quality and very insightful. But this one feels shitty, the speaker is too boastful about building a website and having customers, but if you dig a bit, those are just blank words