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After years of struggling with infertility issues, Tracey and Dan finally welcomed their baby girl into the world by surrogate. These parents spent over $120,000 in the process of conceiving their daughter, most of which was borrowed after Dan lost his job and their household income was greatly reduced. Now, with Dan working three jobs and Tracey on parental leave, they’re struggling to pay their over half a million dollars in mortgages - but that’s not stopping them from planning for another costly surrogate process, or talking about early retirement. It’s up to host Gail Vaz-Oxlade to teach Tracey and Dan that they can’t have their cake and eat it too. If they don’t start planning for their future, this couple will be faced with over a million dollars in debt, and no savings to provide the life they want for their child, or the retirement they want for themselves. -
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