13 HACKS to ENSURE YOU DONT GET POOR! | Money Management Tips 2023 | Warikoo Hindi

[@warikoo]

Check out Ditto insurance here: bit.ly/3D1mhYg Ditto is backed by Zerodha, and with their free consultation, no-spam policy, and honest insurance advice, you can talk to experts who actually care about you. This video comes with notes. Check them out here: bit.ly/3KTZ8sP Here are the videos I referred to, in the video: How to make money through credit cards: bit.ly/3TVUVJs Budgeting Principle of 50:30:20: bit.ly/3BkiDYq 9 Money Rules: bit.ly/3KW1ozO Subscribe to my all new Shorts channel, warikoo Shorts, and learn personal finance and career tips in less than 60 seconds! t.co/pMdPNe4Quf My first book is out now! The title of the book is also my life motto: "DO EPIC SHIT" Get yours NOW: ankurwarikoo.com/doepicshit

[@ankurnimesh5604]

Hindi edition is available sir...

[@tryambakshukla7068]

6:13 you are wrong in this concept yeh mera khud ka experiment hai 100g Tata tea is cheaper than 1kg Tata tea and shampoo sachet

[@kartiksharma7674]

#1 addendum: never spend directly from salary account! Other than salary account, I have a spending account, an equity account and an account for MF SIP! Debit cards for all accounts are disabled except spending account! Similarly, keeping cheque book for only the spending account! So, if I earn Rs. 100 monthly, I put Rs. 30 in spending account and transfer major amounts to other accounts! What is left in my salary account is my credit card spending limit for that month!

[@kartiksharma7674]

#4 addendum: keep your credit card limit less that your monthly salary! My credit card limit has been the same for the last 16 yrs & it is almost half of my monthly salary!

[@tusharchhajed8615]

Hack No 8 is not usefull on All Product i.e Oil For Cooking Small Packets is Cheaper than big Packets

[@lobnor2]

SUMMARY (if you don't have time to watch) 1: Automate your savings 2: Abstain from spending money 3: Use UPI instead of credit cards 4: Use credit cards only if you have 100% to pay back 5: Make a shopping list 6: 30-Day rule 7: Prefer renting over buying 8: Buy larger size of everything 9: Buy online in incognito mode 10: Repay loans as soon as possible 11: Buying insurance early life 12: Developing a financial budget 13: Use deal and discounts Hope it helps

[@ABHIJEET_CHN]

thanks a lot dude 💖

[@omkardubey7546]

Thanks brother ❤️

[@SM-ih3go]

Thanks bhai. You saved my data.

[@vaddecsjeevankumar6543]

Thanks 😊 brother You saved my time.

[@atharvakr0830]

thanks man plz try to do it for every video

[@chethumaster]

6:45 😂🤣 Mistakes ko hide karne ke yeh jamane mein aisa honest insaan milna bahut mushkil hai... It was exactly the similar moment on other video nearly a year ago, I became his follower♥️⭐️!!! Love you sir⭐️

[@ashutoshsingh5568]

Same I noticed in that video.

[@ajitjoseph9522]

Good Hacks. What I have realized in life is that the best part of investing is "saving" a part of your present income. In the end one realized that the miracle is not in compounding but in controlling ones expenses and keeping aside the extra.

[@MrZAKisawesome]

At the end, saving your money comes from your will, your will to save, your will to control useless expenditures, your will to manage expenses etc.

[@mayureshgadekar2172]

' Don't rely on motivation '

[@sagarpatel3192]

True

[@Basicinforial]

True

[@sangeetarawat5770]

Very true.

[@shahid_kaps]

The "your"😂😂

[@NoAmmo22]

wish i had u as a teacher during school days! i feel i've learnt so much more just watching your videos than spending decades in school and college. financial discipline should be a subject with great importance in schools!

[@prisatana]

Yes true 👍

[@Dave_en]

No one teaches financial literacy in schools and colleges. Many people try to be oversmart and ignore good practices and advice from wise people, landing up in soup of debt trap.😂😂😂 Then they cry of making no saving. I say, practice discipline and inculcate forced saving of atleast 20% after EPF deduction of around 10% of salary. Making yearly budget made my best decision best ever. Make track of expenses, earnings and taxes from the beginning of financial year. Don't be too lazy in this regard.

[@nishantsingh7431]

Your videos are so much useful that I have started making notes 😂😂😂 Thanks for teaching us financial discipline Ankur bhaiya.

[@mobilemastery5335]

5star ratings for that stuff Warikoo Sir. I will try to follow one day fasting (no spending for a day) with my family. That's a great way to understand value of money. and the bonus tip was the best👌 Blessed to have you as my mentor for life!!!🤗

[@saurabhverma3764]

Most great video on the internet for pure financial literacy that's why I'm following this man.

[@onlypost100kchallengenovid7]

Thanks to this man for teaching every Indian youth financial knowledge too early.

[@yogeshchaudhary_official]

मैं आपके Ad से काफी परेशान था, बहुत बार skip किए थे आपके ad, एक दिन गलती से complete ad देख लिया, अब मै आपकी सारी वीडियो और Shorts देखता हूं। पाजी तुस्सी ग्रेट हो

[@haiderkapasi8489]

Wah Ankoor Sir Wah Me har din ghar baithe MBA kar leta hu wo bhi free me aap sab ki video se

[@i_am_cooool]

Ok thankyou I have Rs25 in my account I will try to save them by using these 13 techniques😇

[@riyaaggarwal5450]

Aaj pta lga jo meri credit card ko leke thinking thi vo bilkul shai thi. Meri thinking bilkul same thi credit card ko leke ki ye bas hmko paise udhar deta h jisko hmko baad me interest ke sath pay karna hota h isliye mne aaj tak credit card ke liye apply ni kiya and i am very happy 😊

[@abhishekshukla4772]

Hii Ankur I want to share my today’s story. First I want to share that I kept trying to buy Udemy digital marketing course which price continuously increases whenever I check. But today I’m watching your this video and you said to buy the course in incognito mode and after that I think to try that and trust me it’s worked. I buy Digital Marketing Course in Just 449rs Only Thanks a lot, sir you save my lots of time and money because I was planning to buy this course in Dewali Offers Soo Thanks a lot and it’s my first comment on your video but I’m watching your videos since starting and I watched your every video. Thank you sooo… Much Sir

[@rsmurmu000]

the more you understand and respect your money , the money does similar back to you . thank you so much for great lession sir .

[@techtejas804]

You're amazing guru for millenia generations and helping in their future .

[@navnathbijalekar]

I'm waiting to watch you with sandip Maheswari sir can't control please go fast 🔥🔥 ❤️❤️

[@investtv1990]

I used the 30 day rule in my relationship, now I’m single

[@docmogs]

😂

[@Nicksharma2304]

Which 30 days rule..can you please explain

[@balakrishnanmuthusamy2846]

😂

[@krushnachavhan3520]

😂😂

[@amazing3169]

😂😂😂😂😂😂

[@Babbie.Channel]

Superb 👍 thank you Boss... Loved the point just don't try to save but focus on growing your income ❤

[@mewi789]

i really like the fasting and the 30 day rule n Discounts too ♥︎♥︎♥︎

[@tejeshyel]

you have made it easy to understand management of my finances, thank you boss :)

[@au7008]

Liked the "Brat wala" idea. Just want to share that, we are advised, not to spend money on 'Thrusdays' as it is the day of Goddess Laxmi. We do Brat on that day😊. Thanks for the vedio, it is informative.

[@ravisolanki410]

आपके हर वीडियो से कुछ नया सीखने को मिलता है

[@NainyArts]

From 8:50 to 8:52 is the difference shot, I can see his beard grown and hair style as well 😇 just notice ho gya toh comment krdi

[@rajnidas5760]

Knowingly or unknowingly we Indian used to follow most of the tips. Times changed western khayalat aane ke baad hi overspending and credit card wali life shuru hui hai. Waise Warikoo Sir aap explain bahut acha krte hai, love ur videos 👍🏻😊

[@nsf91182]

last advice is superb.

[@thefashionamclothing]

🔹🔹🔹🔹🔹 There are very few KZbinrs I follow seriously. And you're one of them. 🔹🔹🔹🔹🔹

[@kooluserful]

Great insights into financial discipline. Kudos Ankur ji 🙂

[@rajimamushaharymushahary6850]

Ek di mere bhai ne yeh 30 days rule bala bhat ko bola tha par Maine nhi mana but now I relish .....it's good idea...

[@rishabhbeniwal5429]

Loved this video... Relate so much with the rule of not spending for 30 days since I started applying it.

[@nipunprusty381]

Saving and investing money is an art. None can get fully smart by only listening to hacks..

[@shersinghrathore3110]

kon kon hai jisake paas paise nahi hai par video dhekhana important laga..😂😂

[@markblinks8597]

If I didn't take risk I wouldn't have been this rich, stock trading really pays when you get it right working with adequate resources and accurate strategies is the key

[@MichaelJohnson-hy5cd]

That's great just started watching videos on stock trading would love to get some insights into stocks

[@chenbiyu5144]

You must be indeed rich to give such testimony on stock

[@markblinks8597]

My nephew wanted a loan to go on vacation but had to invest $23k for him on stock now he is happy

[@sussanphilp8795]

That's great

[@davidjames6332]

@@markblinks8597 how profitable is your investment? as a beginner what do I need to do? how can I invest, on which platform

[@arpitpratapsingh174]

Sir apke vedio maine recently dekhna start kiya Really genuine talk on common person...... And and I think aap vdo slide day to day banate hai Because apke vdo ki slide me beard change hoti rahti hai☺️☺️😇

[@MahwishAkhter]

Thank you as always ❤

[@GaLaGAURI]

Hi Mr Ankur ..The best thing about you is YOU ARE MY COLLEGE FRIEND AND CLASS MATE RUCHI BUDHIRAJA'S HUSBAND ...AND other best thing about you is you are simply GREATTTT....

[@GaLaGAURI]

Your handy tips and life experience reminds us of not mailing similar mistakes and learn from your experiences as far as money matters n personal emotional well being

[@STOCKMARKETUPDATE]

I learn a lot from your video sir, but now a days i i feel Earning extra money is big concern in society. Before investing earning is important .if possible suggest a way to earn extra income from practical way . Lots of love ❤️🙏🏻

[@SUPERNVA-gr4sr]

You just solved my life problems only in one video...

[@shahejadihannure6393]

Hello sir, I have graduated in 2021 and now working with MNC with an average package, My parents have certain loan because of me and my siblings education, I want to help them to clear this loan as I am elder one and I even wanna save for my post graduation, I am little confused about percentage of amount can be used to clear loan, saving, and investing.. I am sure there are many viewers who are like me, please suggest some opinions of yours regarding this.. And thanks a lot for amazing videos I also loved your time management course !!! More power to you❣️🙏 We actually need content you share! ✨

[@ajaykumar-banker]

Thanks Ankur for some very sensible advice. JUST ONE POINT. My daughter had taken a home loan of Rs 72 lacs in Sept 2020. She has reduced it to 60 lacs by paying extra lumpsum of about 10 lacs alongwith EMI. Her EMI remains the same in which She is regular but period of repayment has decreased by several years. I had been suggesting to her to invest the excess money She saves in mutual fund sip for 5 years or so and then deposit in home loan as that way She would reduce Her home loan faster. Now I am confused... What to do? How is the excess money She has deposited applied. What is the right way?

[@warikoo]

I have made a video on this - with an excel calculator

[@ajaykumar-banker]

Thanks Ankur, I will check.

[@35mm_DREAM]

@@warikoo where can I get camera lens on rent plz reply

[@yinyang.333]

@@warikoo Can you provide the link for this?

[@anjutiwari3460]

I think every other person out there should see your videos because your videos are so informative that can create drastic change in life.. Thank you so much for making such videos for us to grow more in life..

[@hssingh6988]

Excellent presentation. Thank you so much for opening my eyes and ears.👌👏👏👏👍🙏

[@INGSOLIMBU30]

But it works totally thank you for your 50% 30% 20% which give me advice mange the money

[@THISISVICTOROFFICIAL]

I am always attracted towards Money. Thanks Warikoo sir for guiding me about finance. Love from West Bengal ❤️

[@crimemastergogo8129]

You are a good human. Thanks to God you are on earth ❣️

[@MrAnjuubaba]

Love your all videos. 50/30/20 rule sometimes doesn't apply for the people who are hardly managing their needs in whole income. For those people I would recommend zero based budgeting where one can give job to every penny of income and from there he start understanding saving money and keeping their expenses within budget. he may have money in mid or end of month but he will not spend it because that money is already budgeted for some expenses. Infact one can start with zero based budgeting then move to 50/30/20... It will be great if you reply with your expert opinion

[@tarunnegi8137]

Thank you sir it's really helpful, i use some points now i am more clear and I want share my brother he spends lots money here and there.

[@rvbansode2403]

Very usefull वीडियो thanks sr 🙏🙏

[@daraksha8987]

Thanks a lot ! Joining new company soon ..These tips will be helpful as no saving leftover from my previous organisation salary .

[@sumanjain6907]

Thank you so much for the wonderful prayer and messages 🙏🙏 Amen Alleluia

[@THE_BLACKMAN]

Thank you. You changed my life,

[@somensutradhar6861]

Upbas ke tara not spending day,good idea sir salute👌

[@vibhasingh2775]

So good .. for the first time in life I subscribed someone after watching just one video. ❤️

[@ravishreya3046]

Extremely thoughtful and insightful You are doing a great job sir

[@justmythings4921]

Actually that 30 day rule really works here's an example Few days back I badly wanted to buy a Casio watch worth 14000 rupees but unfortunately I couldn't get it because of lack of money. So when I got the money to buy that watch, only then I realized that I lost interest in that watch infact in any watch

[@ashtombb]

Helpful, Abhi to bas 19 ka hu jab me futti kawdi nhi hai aur dekh kya rha hu~

[@Shifa379]

1. Automate investments 2. One non spending day. 3. Use UPI not credit cards 4. Use credit cards when you have 100% money. 5. Make shopping list before going to mall. 6. When u feel that the things are essential to buy, wait for 30 days and then decide 7. Take rented cameras. 8. Big sized things shop 9. Buy online in incognito mode from laptop or desktop. 10. Loans should be paid faster and would save interest. 11. Life insurance should be taken. 12. Make a budget for the money. 50-30-20 for salary. 13. Use deals and discounts. 14. Minimum spending is there but focus on income. Enjoyed the video at 1.5X 💀

[@sarvjeetsingh3509]

Sir aap bhttttt zayada greattt hai, Agar mujhe kbhi mauka mile to mai aapse mil kr apka bht bht bht thanks kehna chahunga sir I bow my head towards you 🙏🙏

[@dhawalkothari8925]

HELLO ANKUR, THANKS FOR VALUABLE CONTENT, NOT ONLY FOR THIS VIDEO BUT ALL THE VIDEOS. FOR THIS SPECIFIC VIDEO JUST WANT TO ADD 1 POINT OVER YOUR 15TH POINT, LIKE BANK GIVES YOU INTEREST EVERY QUARTER AND IT'S CREDITED IN OUR BANK ACCOUNT AND IT MAY BE DIFFERENT BUT IF YOU ARE HAVING AMOUNT LEAST AS 10000 RS. THEN ALSO YOU ARE GOING TO GET AROUND 200RS. AND FOR YEAR IT WILL BE AROUND 800 RS. IF 1 CAN SAMRTLY INVEST THIS AMOUNT HE MAKE A BIG DIFFERENCE IN HIS SAVING. I AM DOING THIS SINCE LAST 2 YEARS AND IT WILL BE APPLICABLE FOR OTHER MONEY WHICH IS COMING FROM ANYWHERE ELSE APART FROM UR BUSINESS OR JOB,

[@gajanantayde]

Actually what I realized while watching the video we should not be soooo desperate for Money, If I die tomorrow? what that money can do?

[@kajalsarkar6535]

EXCELLENT SUGGESTIONS FOR SAVING MONEY.THANKS A TON MR ANKUR.GOD BLESS YOU AND YOUR ENTIRE FAMILY AND TEAM.

[@MahwishAkhter]

Meri focus income extent pe hoti he ❤

[@gauravsharma3444]

I personally think while using UPI people doesn't even realise money being paid out of their pocket, at least for small transactions . Literally, you just have to scan a QR , few clicks & done , there is no pain involved of actually handing over money. But while using credit card, you will at least take a look on the expenses on the billing day. That is the only demerit of UPI for me, as a student.

[@aafreenjh6420]

Incognito mode wali baat amazing lagi.

[@s.vijayakumari5222]

thank you sir .my vrat har thursdsy ko rakhti hu .

[@akshayjain7342]

Things like these should be taught in schools

[@prantikbiswas8409]

Thanks for making a new earnings teenagers life a little bit more easier. All 12 points means a lot to me. Only my concern is with the size. I believe perfect size gives best safety. Hope everybody understands.

[@digitalsurajsinh]

Great learnings 🔥❤️ shi baat he paise he to kharch ho hi jatee hai😂

[@anilway2kashyap539]

Very nice... i am happy that most of them i am already following like using credit card (if expense is >5K) to create point, and i never default payment, almost generating points about 15K in year :) but i like the idea fasting day

[@NiteshNvR]

Thank You Sir

[@kalidaskachare8962]

Very nice sir, We learn meny things from you, my life chenged becouse of you, Thanks 🙏🙏🙏 alot

[@nasreenkhan4611]

I'll try to do that, great insight in financial saving ,oh the smart way to save .

[@3dtutsabc726]

The notes attached are just amazing !!!!!! Thank u so very much for adding them.

[@findependence...waytof.i.r4343]

Monika Halan (author) gives us best way to keep track of budget by 3 Accounts theory... Name your accounts.. 1. Expenditure Account 2. Investment Account 3. Income Account

[@simplyakshaysarkar]

Nice incognito tips. That's really smart.

[@Basicinforial]

3 days back I went to a mall to buy a lower for me and budget I thought is close 600rs only. Went there had ice cream then burger then coke then went to game zone came back purchased fancy t shirt sneakers in the end while I was calculating what I spent it was 2700rs. It is similar to KZbin you click to watch something and end up watching hell lot of unimportant videos which kills your time slowly however that we do not count in the end of the day 😉

[@Blissfulkajal]

Thank you so much sir🙏 For sharing valuable tips & ur time Divine bless you abundantly🙌Becoz you add value people's life drastically.

[@ranjeetavirdi6829]

Sir, really a great psychological techniques for saving our money

[@ashutosh0011]

I have started using UPI at maximum possible rate or with cash and decreasing my credit card use to min. Also, I really liked one day fasting approach. Will try to integrate that in my life. All suggestions were awesome and really helpful. Just a query, i have health insurance from my company. Will it be better to get a seperate health insurance?

[@neelaborkar6631]

Nice advice.

[@obitjomrang7356]

Most important n valuable advices. I liked it.

[@avnipatel7052]

I do not agree with buying bigger sizes I have noticed the sachets of tea, coffee, shampoo, conditioners are way cheaper than buying big packets.

[@omi9791]

Sometimes small are cheaper than big packets eg shampoos...

[@nasrudinali7105]

Appreciate , you effort for explaining complex things into such a easy way to understand.

[@artnorganizeworld4205]

Thank u so so much sir ❤❤❤

[@riyaaggarwal5450]

Sir mne savings ke liye ye tarike kar rahi hu 1. LIC (2000) 2.SIP (2000) 3.Gulak me (5000) Please mujhe ye btayiye or m kaise kar sakti hu RD ka soch rahi hu karva lu?

[@AnilKumar-kr7sr]

aapka smjhaane ka treeke bohat sahi hai sir 🖖

[@ashamehta5986]

Very nice thanks,so much detailed Gyan about saving money

[@achintyaChakma203]

Lots of love for sharing valuable videos which enlighten us immensely!

[@ritwiknaudiyal7231]

Nice video ankur. Just one point. Per unit cost increases with pack size when it comes to coffee😅😅

[@AkshayS2909]

One more tip: Use cash instead of using UPI/Credit card. Jab paise haath se jaate hai tab bura lagta hai. It is a known psychological fact.

[@shobhitgarg5707]

Nyc efforts 👌

[@anjanneogi1178]

Namaste sir! Agar kisi ko savings kadhne ke lia 13 hacks kadhna hain tho woh nehi kadhega savings, jisko savings kadhna hain wog ayse bhi kadhega. But nice video but some points I found out only for rich people

[@neerajbalhara2650]

Your all videos are fabulous sir ji But this one is the best video I ever seen in KZbin. 🥰🥰🥰what an content and describe by you in a fantastic way 😍

[@WealthDekho]

Thanks I dropped the idea to buying iphone 14.. :D

[@incredibleworld8727]

Thankyou very much sir

[@Gauravkumar-jm4ve]

Money vrata 😀i really need that

[@apurva1589]

Thanks Ankur. God bless you.

[@niraligoswami6427]

Thank you so much sir It's really helpful to me for Can I save my money.agai thank you sir😊😊