2 Years Money Saving Challenge - Breaking my Piggy Bank

Two years ago, I saw some people share their money saving tips on the internet and that inspired me to do my money saving challenge. Initially, I just put whatever I had left in my pocket but I found the progress was really slow. Then I made a spread sheet, from 1 to 50, repeat 6 times. I didn't expect to finish my money saving challenge in 1 year, because in Canada, we use cards more to pay bills instead of cash. And it is difficult to save money in Toronto. For the completion of money saving challenge, I started to sell household stuff I don't use on Kijiji and also limited myself from buying snack or eat out. All money I gained and saved go to piggy bank.

[@arronwatson1]

I’m gunna save this video so I can watch it for motivation, I’m trying to save up

[@roxyhuang4623]

Hi, thank you for your feedback. Actually, I didn't think I can finish this 2 years money saving challenge at the first place since in Canada most people use cards to pay bills. I just slowly collected money from selling stuff on kijiji, lottery ticket money, my weekly pocket money left over.... it was a great challenge. Glad you like my video. Cheers.

[@GTAandApplechannel]

Creamy Bucket and I want to save some buck to get the iPhone Xr

[@arronwatson1]

Apple haha that crazy because I’ve just got the iPhone XR two days ago it’s a great phone you’ll love it

[@GTAandApplechannel]

Creamy Bucket I know that I will love it

[@arronwatson1]

Apple I got the blue one

[@Krimson-do1st]

Omfg finally someone from canada, lol

[@roxyhuang4623]

lol your comment made me laugh. yes, finally someone from Canada did this money saving challenge. This is one of the main reasons I shared my Canadian saving money experience/ challenge on KZbin.

[@roxyhuang4623]

@Bubblez thank you for the comment. We located in Canada so those notes are Canadian dollars.

[@MsValove4]

This video was so exciting to me bc I started doing a $5 & $20 challenge. I plan to count it in August. It'll be 6 months. The fact that you guys did it for 2 years is amazing!

[@an777avx]

i love this! i’m itching to break mine but i know i shouldn’t 😩 i feel like i should probably put it in a saving account to earn interest but i feel like everyone should hide a stack of cash somewhere

[@roxyhuang4623]

Totally understand your feeling. I waited 2 years to open my piggy bank, didn't participate to open after 2 years, but my piggy bank was full and cant put any cash inside anymore. After the pandemic, I think i will redo my money saving challenge for 3 years. Maybe next money saving challenge can contribute a little bit to our house downpayment in the future.

[@gowmitch069]

Been saving in my tin since 1/5/16 for my 50th birthday which is this year at the rate of £10 a week and £1 every now and then, will be opening that 1 soon, also have another 2 tins for my daughter, 1 is for her car and other is to take her Disney Florida

[@roxyhuang4623]

Wow, your comment encouraged me. I am thinking to do money saving challenge again. Cross my fingers. Thank you for the comment. Have a good weekend and sorry to reply you so late. Cheers.

[@guruji3933]

Wooh hoo

[@c.lstrife2829]

I'm american and I love how beautiful your guys currency is 😭

[@BlizzardPeak]

ikr

[@attiqanoor5478]

Me:save money for 2 years After 2 days Also me:I think I can't😀

[@roxyhuang4623]

I know it's hard in the beginning. Just tape the piggy bank tight and multiple layer, you'll find saving money is not hard.

[@GTAandApplechannel]

Roxy Huang it's real hard

[@musicmoneysportsasvp2569]

Attiqa Noor literally me right now

[@mookiarose5373]

Ikr lol

[@GTAandApplechannel]

@Flower8 I know it but it’s still hard

[@Albert1tein]

You: 8099 CAD just from saving Me: 75 CAD in total lol I am feeling so happy for you and thank you for sharing.🙏😀 I'm trying to save up money too. I am from Austria so I only have 75 CAD. I am collecting banknotes from all around the world, or at least I've started doing that a few weeks ago with my first foreign papermoney being Canadian Dollars. They're just so beatiful😍 I don't have that much euros either but it's because I am only 14😁 I hope I'l have that much money from saving some day too. I wish all of you the best and stay healthy❤

[@mari070680]

You know you're Canadian when you fear that you're bragging, but your just saving.

[@arthurfleck8681]

amazing, i can see that there is so much effort put in this, I've seen people collect for years, but it looks much less than this

[@roxyhuang4623]

Hi, thanks for the comment. I made a chart to track and motivate myself to do this money saving challenge. The chart helped me a lot from collecting money that saved daily.

[@hamzajuelz1956]

i know Im asking the wrong place but does anyone know of a way to get back into an instagram account?? I was stupid lost the password. I love any tips you can offer me!

[@siwat6140]

@@hamzajuelz1956 reset the password

[@MsWelcomeInmyworld]

I can’t believe you guys saved that much!! And you’re from Canada like me!! Man that was amazing to see congrats guys! 🎉

[@roxyhuang4623]

Thank you so much for the comment. I think I will do another saving challenge, hope this saving can contribute some to our home purchase down payment. Cheers.

[@splashkissv6778]

8k ?!?! Congrats! I'm opening my piggy bank today and I have like 480 something dollars lmao

[@mollymayflower7976]

Wowww great job!!

[@margaretbedwell3211]

This was absolutely fantastic. I commend y'all and I hope you put it in a special savings account for a specific purpose. I guess it really proves we do a lot of random or senseless spending....you didn't really miss it and it was $8,000 in 2 yrs.

[@cemetarymama]

Amazing job!

[@cocoacrimson]

Congrats! That's a nice chunk of change!

[@roxyhuang4623]

Thank you. For me, it was fun to break my piggy bank and also I finished my 2 years money saving challenge.

[@DAKOTAasmr]

Awesome! Great motivational video

[@roxyhuang4623]

Thank you for the comment. Saving challenge for 2 years has changed my habits on spending money. It's great to motivate myself to spend money wisely.

[@ksimpson1956]

Well done you deserve a holiday you did great you have inspired me to save I love your video cheers

[@roxyhuang4623]

Thank you for the comment. I am glad that my video has inspired you for saving money. I have booked a camping trip for this summer. Cheers !

[@yolandashelton2893]

Congratulations 🎉🎊

[@nakudiplug9591]

Wow so amazing 👏 😍 Watching this from namibia 🇳🇦 in Africa 🌍

[@AwoooOga3503]

I'm started with a piggy bank this year. 😤🙏 I'll be waiting for 2 or more years I started with recycling bottles I collect from my working place, and took out about 100$ from my monthly payments. And my mom's payments as well. Coins in a tinier piggy bank and cash in our biggests.

[@roxyhuang4623]

That sounds like a solid and great plan.

[@AbuQalaq]

amazing!

[@Sup_keke]

Wooowww seeing all that money And being in Canada I can see it’s worth as how much it is It’s awesome I think im also gonna do something like this

[@roxyhuang4623]

Yeah, it is so hard to save money in Canada, esp in Toronto, living cost is high. I am glad that you are going to do money saving challenge too. It is hard in the beginning but you will get used to it and start to watch how you spend money daily. I also sell stuff I don't use or need on kijiji, then I put into my piggy bank instead of spending it on eating out or buying new clothes. Making a chart to track down your saving helps a lot. Thanks for the comment, have a good one.

[@9jalicious]

Amazing🥰💚

[@KMBrown-ro7dh]

All that beautiful money!!!

[@roxyhuang4623]

Yes, we were super happy when we saw all money we saved in 2 years . When I brought all cash to TD bank, the stuff was amazed the saving work I have done for 2 years and he called his colleges over to help him to count money too. Thank you for the comment. Have a good day.

[@jolynnatlrealtor3010]

Canadian money is so colorful!!!

[@roxyhuang4623]

Yes, haha, but takes effort to make. Thank you for watching my video.

[@user-sh7ur6zv8v]

Good job 👍

[@sigmaglock7712]

That's a great amount but I thought it would have been more. Around $14000.00. It took so long to pull it all out. I really enjoyed this video.

[@roxyhuang4623]

Thank you for the comment. I was a bit disappointed about the amount that I saved too. The original idea was to use my piggy bank cash to pay off the renovation fee for our new house. However, we are still in the process to buy a new house in Toronto yet. Anyway, it was really fun to pull out all cash and also I learned to spend money more wisely. By the way, I sold a lot of stuff that we don't use anymore on kijiji and gained a lot of cash.

[@puneet812]

Awesome video take care 🙂

[@jenniebottlesofficial4247]

Woah woah thats awesome mahn gotta try it

[@roxyhuang4623]

YEAH! Glad my 2 years money saving challenge inspired you. Remember to make your own piggy bank, and make a chart to track your saving, too. once you start to do money saving challenge, you will spend money more wisely and with caution,too.

[@shirleyanthony9581]

Awesome y’all

[@keomiculpepper3036]

I love how you guys solved the math quickly together 😂

[@roxyhuang4623]

I know, we discussed a lot when we were counting money.

[@beastgaming4695]

Thanks for the motivation

[@roxyhuang4623]

You are welcome. Thank you for the comment.

[@ladygore8848]

Wow great job!

[@roxyhuang4623]

Thank you. It was hard not to dig out money in 2 years, but we felt so great to break it and saw so much money that we have saved for 2 years.

[@anwar.bfd786]

Go on lad good influence

[@urszulawires6674]

I love it

[@Whyinem]

Solid work! Keep it up!

[@roxyhuang4623]

Appreciate it! Thank you. 😊

[@mulataeboujae]

How can u say yall can never do this again...its a smart idea nd the fact that u never seen this much money in one place...means that its a goal that y'all should set for y'all selves so that you will never have to say those words again

[@roxyhuang4623]

Agree with you. It was fun and also motivated myself to spend money wisely. Thank you for the comment, have a good one. Let me know if you start to do your money saving challenge,too. #Canada #Toronto

[@MurrMan23]

That is actually not really a good way to save. Good for them thats still an achievement but your money should be making you more money. Not sitting there losing value because of inflation.

[@ibpaddy65]

😆 love your snowman, what was he made out of, did I miss that? Awesome job on that savings ‼️

[@roxyhuang4623]

Finally someone noticed my " Miracle Melting Snowman " . My friends from East coast of Canada introduced it to me. When the snowman melts, it makes me laugh loud. My boyfriend purchased it on Amazon for me after Christmas, only few dollars. Thank you for the comment. Have a good one.

[@jahiem1190]

This inspires me more because it is from my country

[@roxyhuang4623]

Thank you for the comment. Yes, it is hard to save money in Canada, glad that my video inspires you and have a good one. Cheers !

[@elizabethlopez-nc8lg]

Wow lo felicito ❤

[@anwar.bfd786]

Congratulations

[@abooraty]

Good job!!!

[@roxyhuang4623]

Thank you for the comment. Have a good one.

[@carameldiva7asmr415]

Impressive

[@zanehutchison7304]

Count it up, count it up, count it...

[@davidpayne4315]

Your an inspiration

[@tanamurphy7388]

I was worried you were going to accidentally slice your wrist on that plastic edge...thank goodness you didnt 🙂.

[@wafic3563]

I've started a savings box and im opening it up when I'm 18

[@midnight8775]

Congrats

[@investedfemelle7564]

That’s a lot of money😮. Imma aim for 2 years

[@traceyhicks7238]

I am going to save this video to for motivation for 2020

[@roxyhuang4623]

Thank you so much. I am so glad that you like my video and saving money challenge idea. Cheers.

[@davidpayne4315]

You are an inspiration once this corona virus thing has passed I'm gonna get back to it STAY SAFE STAY HEALTHY WE'RE GONNA GET THROUGH THIS

[@humanity941]

Hi from australia great video

[@roxyhuang4623]

Thank you for the comment. Australia is a great country, I travelled there alone before. Hope the fire get controlled soon. Take care.

[@DetestingMonday]

I'm sure someone has asked this by now, but tell me about where to get that little snowman timer!

[@roxyhuang4623]

Thank you for the comment. It's called "miracle melting snowman" we got it on Amazon. The price seems a bit pricey now. I'll check other onlinr stores. Here is the link. Miracle Melting Snowman a.co/d/cbCfJXR

[@colecola7875]

Also this video inspired me to do the challenge

[@dreamtessy2004]

I'll do it for five years 😊

[@rahmanur689]

Wow it's cool

[@roxyhuang4623]

Yeah, it was cool to do this 2 years money saving challenge. #Canada #Toronto

[@rahmanur689]

@@roxyhuang4623 i'm from Indonesia nice too watch your video verry inspiring

[@caterina39]

Im from Canada too

[@geehee001]

I'm going to be real honest all these colorful paper on the table that you have there look like Monopoly money 😂

[@dreamtessy2004]

Canadian dollars😂😂

[@relaxationAges]

I git myself piggyback too.

[@seddydegroot618]

WOW

[@sebas.0773]

When some leaves monopoly and you get there money

[@charlottewalters9343]

You I did a video on this and saved so much

[@lilkp982]

How it feels getting money on Christmas day

[@BeyondChange]

I guessed $7000 before you started counting.

[@jessyleeperalta4579]

I am from Canada to

[@jessyleeperalta4579]

Canada yay

[@JackRyerson]

Live you channel I am from Canada to so can I have some tips I will subscribe

[@MyVisual505]

Hahah am about to Break open my son’s piggy bank

[@roxyhuang4623]

Wow, that's great. Hope you have as much fun as we did.

[@andoncroft5154]

Beautiful Woman looks so CUTE counting cash 🤗

[@AlejandroDuran263]

How many Canadian Dollars do you saved up?

[@roxyhuang4623]

Can't remember very well now but in the end of video you'll see the exact amount. I think it was around 8500 canadian dollars.

[@fabiola925]

What are the amounts on the spreadsheet?

[@roxyhuang4623]

Hi, it is 1-50 and I redid 7 times, so there were 300 blocks to fill in total. What we did is I put 20 dollars into the piggy bank when we received pay cheques. Monthly our bank withdraws certain amount of money into our TFSA account for investment. If we make extra money from selling household stuff on kijiji or returning bottles/cans to beer store, we put into the piggy bank instead of just spending it. Cheers.

[@catocharazor9575]

Did you guys go on vacation with all of this

[@roxyhuang4623]

we only used partial money to buy lobsters in the supermarket, also contributed to our RRSP, then buy some stocks. thank you for the comment. cheers.

[@himangshutalukdar7405]

❤ From India 🇮🇳

[@natanalves6400]

Sorry for asking, but why didn't you save this money on a savings account?

[@roxyhuang4623]

Hi, this is a very good question. In Canada, most ppl have TFSA ( Tax free saving account ) , RRSP ( Registered Retirement Savings Plan). My bank withdraws some money into my TFSA monthly and I authorized them to invest for me. RRSP, I normally buy once a year before tax month and I also authorized my bank to invest for me. This Piggy bank's money is the " physical" money I saved for 2 years. My original purpose was for fun, then after few months, I started to take it serious and made a chart to track my process. I was thinking to use this money to pay for renovation or lawyer fee for my house if i do buy one. Unfortunately, I didn't buy a house in 2019 and my piggy bank was too full to put more money inside, that is why I decided to break it. I don't know how high the saving interest rate in your country, in Canada, the interest rate is very very very low, so no point for me to put money into saving accounts monthly. I rather to control my own spending daily and put the money I saved into the piggy bank. If you are curious, how I used the piggy bank money after breaking it, lol, I bought some stocks and so far they are doing well. I don't make a lot of money but I spend money wisely and I cook my own food a lot instead of eating out daily. Thank you for the comment, hope you have a good one.

[@keepitsimpleydb6151]

That is nice amount - keep it up. It is not our business what you did.....some people have no savings at all. Investing is great.

[@natanalves6400]

@@roxyhuang4623 Thank you for the answer. It seems you're pretty good with money. Keep it up :)

[@colecola7875]

If I made that much I would trade it all for hundreds and actually I’m doing a 5 years savings challenge

[@caterinarazor5359]

What kind of container is that

[@roxyhuang4623]

Hi, it is a cooking wine container, the capacity is 5 liters. You can use any empty containers at home, save money from buying a piggy bank. Thank you for the comment. take care and stay safe, cheers.

[@caterinarazor5359]

I'm using a milk jug, and putting cash in it. God bless and take care.

[@roxyhuang4623]

@@caterinarazor5359 Thank you for the wishes. Have a good one.

[@kimberlywinkfield876]

How much would that be in USD?

[@lilPerc30]

$6,690 USD

[@sauljimenez6738]

The only bad thing about keeping it in savings like this and not into stocks is that the money is not growing. I have two reals for money 1) Money has to always increase 2) Never lose money

[@claytonhloniphani5498]

You always need rainy day money bro. Invest in as many things as possible but that doesn't mean you shouldn't save

[@catocharazor9575]

I'm filling up a 2 litre empty coke bottle with toonies, loonies and quarters How much you think it'll be???

[@roxyhuang4623]

not sure, but i know you will have a lot of fun while you break your piggy bank. cheers

[@rhemaevbagharu6458]

Show of 😂😂😂

[@aura_alt]

U could've dumped it out lol 💀

[@martinagiffin9539]

im from canada

[@roxyhuang4623]

Thank you for the comment. That was fun to see so much cash when I opened the piggy bank. Make your own saving money plan, the way you feel comfortable and then you will harvest your happiness once the time comes.

[@ricktempleton3415]

That's alot of dough.

[@roxyhuang4623]

Yes, esp in Canada. I mean, we use cards to pay our bills mostly. Also because we don't see money " physically", that is why we spend money without thinking too much, only feel sorry for ourselves when we pay our credit card bills.

[@mr.madden5333]

After 2 years of saving and all it was is $8000 what do you do for a living??

[@roxyhuang4623]

Hi, living in #Toronto #Canada is not cheap at all. 8000 is the " physical" money we saved in 2 years. Most Canadians pay bills by debit or credit if you are aware. We are talking about 8000 Canadian dollars not 8000 Japanese Yen. Besides, the points are not how much money we saved, it is to spend money wisely and also not to buy things impulsively.

[@dailyliving-withbarbara5769]

$8,099 dollars was good...better than nothing...some can't save 1/2 that amount in 5 years....so you did good having other expenses. .. GREAT JOB!

[@RawDogTV]

The average person doesn't even have anything close to that. $8,000 in 2 years is great

[@cynthiamccray1484]

That's great you guys did good 👍 it's hard for me to save when you don't have very much

[@modestogarciaa.4330]

I am going to save for 2 years Goal: $5,431

[@jtgamervideoworld6749]

I save money And 1Month my 2000

[@rosie143]

Only its not so many I mean don't mind but u can effort this is not much money in 2 years now im also collect mooney in one year maybe and I tell u in one year later so stay tuned I'm started in September 1 I'm exicted to collect more more more money INSHALLAH

[@caterinaumana4785]

if she takes it from your bank why does she put it in a milk jug

[@roxyhuang4623]

I understand why you asked this question, as many people might think in this way,too. We use credit card to pay most bills, but small amount items we pay it by cash. The idea is to spend less money when we go out, the money we saved, goes into the money bank. Besides, we sell stuff we don't use but stay at home, so we sell it on kijiji. Instead of spend those money, I put it into our money bank. Thanks for your comment.

[@sheilaarp6453]

I think from his wallet

[@roxyhuang4623]

@@sheilaarp6453 yes, me too, but I help him save money and spend money wisely.

[@sheilaarp6453]

@@roxyhuang4623 well.thats good then

[@wangwei2376]

I HAVE BEEN MAKING LOSSES TRADING MYSELF...I THOUGHT TRADING ON DEMO ACCOUNT IS JUST LIKE TRADING THE REAL MARKET... CAN ANYONE HELP ME OUT OR AT LEAST ADVICE ME ON WHAT TO DO?

[@thomasbright5566]

You're right sir,

[@thomasbright5566]

that's why I have to start forex trading 2months ago, now am making constant profit from it .

[@khadijaumar1010]

Natural, there’s a lot of math involved in forex trading,

[@khadijaumar1010]

but this is often presented in forms of daunting technical charts, indicators, patterns.

[@rabiharuna2357]

Trading systems allow you to limit the factor of emotional influence on decision-making,

[@MurrMan23]

Sorry to say but that is not a good way to save. All that money has depreciated 2-4% because of deflation. Should be in a savings account, preferably a tfsa.

[@roxyhuang4623]

Hi, thank you for your comment. The money in the piggy bank is the physical money I save from my weekly pocket money I can use or something I made from selling stuff on kijiji. I also authorize the bank to withdraw money monthly from my account to do TFSA mutual fund investment, too.

[@kevinrehberg8758]

Honestly.. I miss the point in these video of hanging onto money for years. or possibly decades at a time only to break out the money and show it off.. Here is a better idea.. open CDs and have the quarterly interest payments going directly to savings..I myself am working (15 missing steps) on a 60 step CD ladder.. FYI... CDs... depending on the length can earn from 4-30 times more than what typical savings will.. and if you hunt some institutions will let you open a CD for as little as $100.. You are committing to keeping the money in a jar for many months right??? Why not a bank ACTUALLY earning something???

[@klauskruger6187]

Savings? For me this looks more like a bank robbery.

[@octaviocruzlopez1155]

Congratulations