20 Wealth GameChangers I know at 35 that I wish I knew at 25

[@marinerbc1]

Another great video Professor G , it was a pleasure to meet you finally during our private coaching session today , your knowledge , presentation and professionalism. You helped me a lot to have a direction and a plan investing in preparation for retirement, thank you and I just hope more and more people benefit from your videos

[@NolanGouveia]

Thankyou so much and it was great to meet you as well!

[@lendara40]

Professor G is the best. 👍👍

[@jasonwright1861]

SAME

[@sixsixman4052]

I try to get the younger people I work with to start investing now and dont wait. I tell them if I applied what I know now at 20 we would not even be having this conversation as I would be rich by now. Im 53 and just started, made many mistakes and now I'm playing the serious catch up game!

[@NolanGouveia]

This is great. Keep spreading the good word!

[@anthonycoleman1443]

Good message, i try to tell my family the same thing, if only one catches on good job 👍🏽

[@Hannahbenowitz]

I started investing in dividends with my taxable account. I used the buy and hold strategy in my Roth, adding some Berkshire B stock, SCHD, and an S&P 500 and total market exchange-traded fund.

[@bartlyAD]

When I started investing last year, I avoided significant mistakes. I've focused on investing modest sums in stable businesses for the long term. If stocks perform well, I hold onto them; otherwise, I reinvest losses into profits. Recently, I made $9.5k from a $4k investment in NVIDIA.

[@DaliaCohen2230]

Exactly, a good number of people discredit the effectiveness of financial advisor, but over the past 10years, I’ve had a financial advisor consistently restructure and diversify my portfolio/expenses and I’ve made over $3million in gains… might not be a lot but i'm financially secure and that's fine by me.

[@HildaBennet]

Please who is the consultant that assist you with your investment and if you don't mind, how do I get in touch if you don't mind

[@DaliaCohen2230]

I can't divulge much but Sonya Lee Mitchell is the FA I work with you, you can do your due diligence as she's very much accessible to the public

[@HildaBennet]

I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

[@ShortStoriesbyMatt]

Why doesnt this man have 10M subscribers? Better stuff here than Dave Ramsey!

[@jasonwright1861]

AGREE

[@anthonycoleman1443]

Its all relevant ​@@jasonwright1861

[@EdA-bz3bu]

I started maxing out my two kids Roth's with their earned $ since they were 17 years old. I taught them about the biggest scams in our society, regular banking, buying new cars often, over charged higher education,... and *blaming others for where you are in life*. I keep telling them "figure out what you like to do in life".

[@subdrvr]

I just finished watching all of your videos. You have grown in videography and editing and presentation. I am much more prepared as a result of your efforts. I understand so much more about investing now. Hang tough Professor G!

[@NolanGouveia]

Awesome, thank you!

[@girldaddividendinvestor]

Big facts. 🎉🎉

[@manueldelgado5336]

Another huge help for Dividends are certain REITS. Here in Mexico we have some REITS with solid fundamentals that have a yield of 9% after tax.

[@CaptainProx]

I’m 25, and now I know all of these😁 thank you again for being such a great help to the people of the world!

[@NolanGouveia]

Haha perfect!!

[@kenjohnson1594]

I’ve been saying it all the time. Life is not promise to anyone, so live your life (take the trip) but also be smart and invest and save. This way you’re prepared hopefully for any situation that may come. This video definitely hit home. Thank you as always 🙏

[@NolanGouveia]

Definitely agreed!!

[@Chad17764]

I believe this is your best video to date. It has everything in it, how compounding works for you, how to invest, and how to make yourself a better person. Thanks for taking the time to make this video. It was perfect.

[@NolanGouveia]

I appreciate this kind feedback sir! Thankyou!

[@RB-je3yj]

G, you just turn into a modern Seneca! Great advice my good man! Keep it coming! Remember the most valuable stuff we have are time and health! Don't squander either one!

[@NolanGouveia]

Wise my friend!

[@Brigitte-yd4rr]

I only save around $ 40.00 per month and that's fine for me. And I invest around $ 300.00 to $ 400.00 per month. Now I'm working on going on a cruise to Japan for 11 days in the 14th quarter of 2025. I'm retired and my goal is the do some of the things I have always wanted to do. Call this my bucket 🪣 list. Maybe I am crazy but people have always called me adventurous.😊

[@Javalipapere]

Congratulations as you deserve it after all those years of work

[@Brigitte-yd4rr]

@@Javalipapere Thanks a lot. I'm so excited 😊 and no one in my family believes me. They will be surprised 🙀 😯 when I disappear for 11 days.

[@aaronburela432]

I’m so happy I found this KZbin channel. Thank you.

[@NolanGouveia]

Thanks for the kind feedback! Happy you are here

[@SamLeporeGroup]

Loved this one, Nolan. I am 52 right now but I always wish I started being obsessed with passive income sooner. Really LOVE following my families finances now. It is fun. Love your channel. My fav? Take the trip! Gotta live now. Never know when is your last day. Save money....yes but having fun in life is crucial.

[@NolanGouveia]

Amazing! Love this feedback and I agree!

[@christinamare2327]

I shared this video with my 20 something kids. I hope they listen and learn. Keep preaching Professor G. You got my vote, oh and a big thumbs up on that like button.

[@NolanGouveia]

Thanks for sharing!!

[@Alexfinancialfreedom77]

I love the comment God gives us 2 ears and one mouth 🙌🏻. Include God in your finances and God will blessed them, I'm witness of that. Great video Nolan God gave you the gift of teaching finance keep teaching.

[@NolanGouveia]

🙏

[@metwono]

I appreciate you and your religious beliefs, but I’m not a fan of hearing about them.

[@Alexfinancialfreedom77]

@@metwono I totally understand you I had the same mentality like you . I got close to the lord 17 years ago , in 2019 my wife got diagnosed with cancer , it was hard after the the treatment I was in debt almost 1 million dollars, and I questioned God it’s was super to see my wife loose her her, her breast and all this debt , but we stay faithful the process was hard God did amazing thing thing in the storm ,after the last quemo what was in her birthday the tumor disappeared 🙌🏻 the Stromboli was was hard but now with God blessings y wife is on remission, we are financially free 2 house paid off , no debt , 401k , my sister got save im super blessed 🙌🏻 and Nolan teaching finances make me better God is amazing. If you need help I’m here you

[@Alexfinancialfreedom77]

@@metwono i respect that, if your need help with finance Nolan is a good teaching finances they work for me if you need advice we are here for you.

[@thetapheonix]

I really like the advice to get more than one income stream, it really is super important not just for peace of mind but to be able to build wealth. That took me a long time to process.

[@NolanGouveia]

Thank you! yes I completely agree

[@johnrogers9065]

Bunny Wailer sings lead on "Pass It On" with the lyrics, "live for yourself, you will live in vain. Live for others, you'll live again." In the early days, Bob Marley, Peter Tosh, and Bunny Wailer were equal and inseparable parts of the Wailers. Love your channel. It's a first rate education.

[@jasonramirez6961]

Thanks for this video. You're the most straightforward and honest KZbinr.

[@NolanGouveia]

I appreciate that!

[@ivanvukovic8614]

Traveled around the world with judo sport. I continued to travel. Visited 131 countries. I listened a lot. Seeing a lot and bringing home a lot of ideas. Been persistant for the last +20 years. Probably as I was raised in the family of The Olympians

[@NolanGouveia]

That’s so awesome!!

[@diehlmw]

Professor G., Well said... Life and death are in the power of the tongue. More people (including me) should speak life into others.

[@chaosnyli]

I was wondering why you were such a calm guy, but once you mentioned Parkway Drive.... Makes sense. Makes sense.

[@NolanGouveia]

Hahaha

[@LadyGaonouu]

Love that you’re keeping it real Prof. G! ❤

[@NolanGouveia]

Thankyou so much!

[@realyouth5273]

Thanks for all the knowledge you share with us brother, God bless

[@NolanGouveia]

Thankyou!

[@JS-lz6lr]

Prof G. Beautiful word from Proverb 27:17 ❤

[@NolanGouveia]

🙏

[@nathansun2480]

A finance professor with biblical values? 📈📈📈

[@andreacharles7919]

You just motivated me. One income is giving me anxiety

[@NolanGouveia]

You got this!

[@Alexfinancialfreedom77]

That’s awesome that you are investing in your knowledge 🙌🏻

[@PukeSkinwalker]

Two ears 1 mouth is important not because you are simply supposed to listen. It means take in and have a second means of information to confirm it is valid and true. Hence why there are two ears. You can hear where it is, then you can validate what you hear by your eyes and vice versa. It is your body telling you that senses are flawed and why we have 5 of them so that we can validate our perceptions.

[@MikeEH1000]

Absolutely love the scripture you shared! Iron sharpens Iron! 🙏💪

[@NolanGouveia]

🤝🙏

[@dgrfpp]

I appreciate your channel 😊

[@NolanGouveia]

I appreciate that

[@derekhudson3462]

All of these people who continue to fall for these get rich quick scams need to read #19 over and over. If it sounds too good to be true, it definitely is. I like that you added "every time" onto it.

[@CardChaserAlex]

Best. Video. Ever!! 🎉🎉

[@NolanGouveia]

Thankyou!!

[@petardraganov2463]

Great video, Nolan! Keep delivering great content🎉

[@joe62845]

I'm bad I keep checking the market lol, but I don't sell anything. The "If it sounds too good to be true it usually is" is real. I definitely got scammed with this before.

[@kev13nyc]

keep pumping out those financial informational videos Professor G!!!!

[@kt6332]

I appreciate your knowledge, opinions and humor!

[@NolanGouveia]

😀

[@24marioalex]

Thank you 🙏🏻 and God bless you. It’s a blessing to get to listen to you and get to invest in what Jesus Christ has blessed me. Keep it up brother, and preaching the Word of Christ as well. Now I’m totally subscribing. Shalom to you

[@NolanGouveia]

🙏🙌

[@Alexfinancialfreedom77]

Mario I totally agree with you, with Jesus as the driver of your life is the best 🙌🏻, I love to blessed people.

[@mikethomas5210]

Great videos as usual. My biggest concern is protecting my investment to tamp down taxes in retirement. Can you make a video talking SS benefit, pension income, traditional ira/401 withdrawal and RMDs and planning strategic withdrawal from retirement accounts. Thanks again.

[@Negrodomaus]

This!! I'm *only* 42 with plenty of time to risk still, but TAXES is what keeps me up at night. As Professor G says "It's not what you make, it's how much you can keep!"

[@fabiombo921]

Thank you for the good advices!! Also, I followed your strategy about include SCHD in my portfolio, and you're absolutely right. When growth etfs go down, usually the value ones go up, and viceversa. Can you consider doing a video about bonds? I have a small amount of BIL, but I don't know if it will work

[@Skeer0]

I've been putting 15% of my income into retirement since age 23. I'm now 34, and I've got $128k in my retirement plus an additional $60k in a personal brokerage account where I'm buying VOO, VUG, SCHD and Tesla as my super giant growth stock for long term. I'm also going to have a nice pension plus SS hopefully, so I'll have 3 sources of income by the time I retire. Hopefully it will be enough to support my desires to travel .

[@jamesash8428]

Digging the financial and godly counsel👍🏻

[@dividendjourney]

Love the video! The Bible verse is very accurate! We do need to be a fountain for all too:) Be positive and realistic. 👍

[@NolanGouveia]

Yes! Thank you!

[@LifeInvestor999]

Great wealth and life skills advice, Prof G!

[@NolanGouveia]

Thankyou so much for this!

[@tonioyendis4464]

This kat is a gem! GoodPeople.

[@VanGoghGlobetrotter]

So many great principles, but I have to choose, “TAKE THE TRIP!” 😊 Fantastic video!

[@NolanGouveia]

I knew you would!

[@timdog1863]

Great information. Thank you!

[@guirlandedelva3240]

Another great video Prof G! Thank you this one really answers my questions

[@NolanGouveia]

Amazing!

[@jobr641]

Great advice and wisdom from the Professor G. Wish I knew all this when I was 25.

[@NolanGouveia]

👊🤝

[@StevenCovey-ct3sx]

Professor, I did everything discussed in my late 20s but I always borrowed to invest and wrote the interest payments off. Around age 27 borrowed 100 K (I had about 100k saved of my own money)and placed it all in mutual funds and later stocks and AtFs. The interest payments where around 4 to 6% a year (I told my banker I wanted an interest only loan with everything placed in blue chips). In Canada, one can write all investment interest payments off so I was paying only 4 to 6 K year after tax floating 100k + that was compounding. Frankly i rarely invested more than 10% of my net income. But had 2 million by age 45. Yes, I make a very good income at work. But this concept is a gold mine when your principal is compounding and your loan is not. Leverage of 30% should be a goal of all younger investors who have excellent employment prospects.

[@TrackVibesJA]

Big up Proffesor from 🇯🇲. "Dont worry about a thing, cuz every little thing is gonna b alright...." Bob Marley

[@NolanGouveia]

I have 3 little birds tattooed on my leg!

[@TrackVibesJA]

@@NolanGouveia Nice..." Three little birds sat at my door step, singing sweet songs of melodies pure and true, singing I've got a message for you..." The Great Bob

[@sheilarai2582]

Thank you so much for the advice !

[@NolanGouveia]

You are so welcome!

[@tamarraj]

Absolutely amazing advice!!

[@lendara40]

So much to reflect and great tips. Awesome content and thanks Prof G!

[@NolanGouveia]

Glad you enjoyed it!

[@stewdogg42]

Bravo! Great video.

[@NolanGouveia]

Thank you very much!

[@Jeff13mer]

I was surprised of a parkway drive reference haha But this was a great list. Thank you

[@NolanGouveia]

🤘🤘

[@OfficialAfflection]

Yeah great tips and all. Appreciate it. However, you should do a biceps tutorial. Jokes aside maybe a workout/nutrition tip squeezed in a video!

[@NolanGouveia]

Haha maybe I’ll work that in!

[@varnelnoel1970]

Great video!!!

[@johnathansteve6148]

I think it is more likely for BTC, XRP & ETH to retest the resistance to the upside and then move lower. But as always, things change on a daily basis and all we can do is to trade responsibly and keep track of the markets and re-evaluate our strategies frequently. I want to thank you Thomas Lucia for being my source of crypto education, As I am comfortably making $754k...

[@johnathansteve6148]

He's mostly on Telegrams, using the user name..

[@johnathansteve6148]

CryptospaceLLC ✅

[@atsukitokunaga]

Nice info, i appreciate your concern this will help a lot especially to the young investors who have no or lesser knowledge on how the market works.

[@Philip_873]

Best signal provider in the market. Knowledgeable, level headed no loss like some other traders who recently jumped on the bandwagon.

[@ke11ogg]

I listen to parkway drive too! One of my favorite bands

[@NolanGouveia]

🤘🤘

[@ke11ogg]

@@NolanGouveia 🤘🤘

[@MeltingRubberZ28]

Appreciate the biblical wisdom bud. Keep it up 👍

[@R._L.]

(3:24...) 3:38... Interesting perspective. Personally noticed that men tend to have best friends that routinely check them on their inadequacies (e.g. roasting), as per the charmingly _à propos_ Proverbs quote (⚔); whereas, women would tend to avoid conflicts with their best friends and compliment them profusely. That said, truly inspired video and accurate advice throughout. Keep 'em coming.

[@NolanGouveia]

That's great that you see that with the men in your circles! I am hoping for more of that within mine.

[@jakeyou8336]

😂😂 shut up

[@ahmedabdelwahab6962]

Well said ❤👌

[@NolanGouveia]

Thanks!

[@gavinharrison3749]

Great video as always. Thanks for sharing your knowledge with us. As a European investor would you be able to share a UCITS version of your 3 ETF portfolio? Thanks again.

[@drsedrak]

Hi , first I appreciate your video. BUT I have a question , How about my suggestion of 8 FUNDs Portofolio: 1. Foundational as SPY , 2. Growth as QQQ, 3. Dividend as SCHD, 4. Income or Option as JEPQ or JEPI, 5. Real Estate as VNQ, 6. Gold as GDX, 7. International as VXUS, 8. Bonds as BND. The last 4 ETF categories' in minor percantage? in additions to some cash as BIL. Thanks

[@SophiaChloé6f]

I think investors should always put their cash to work, especially In 2024, we'll start to see more market diversification. I'm hoping to invest about $350k of my savings in stocks against next year. Hope to make millions in 2024

[@MasonJacobo2w]

Since risk is at an all-time high right now, perhaps you should be a little more patient and return when it has decreased. Alternatively, you can consult a trained financial expert for strategy.

[@AlexanderOwenb9l]

Yes true, I have been in touch with a brokerage Advisor. With an initial starting reserve of $80k, my advisor chooses the entry and exit commands for my portfolio, which has grown to approximately $550k.

[@AidenLiamf7q]

I’ve been looking to switch to an advisor for a while now. Any help pointing me to who your advisor is?

[@AlexanderOwenb9l]

NICOLE ANASTASIA PLUMLEE' is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@AidenLiamf7q]

I searched for her full name online, found her page, and sent an email to schedule a meeting. Hopefully, she responds soon. Thank you

[@s.thomas5220]

Good stuff, Professor!❤

[@NolanGouveia]

Thankyou!

[@willmallory9085]

Excellent video Brother!!!!!!!

[@NolanGouveia]

Thankyou!

[@eddmontenegro4507]

Thank you professor G, you are the real G! Quick question, sorry to bother! Where should we move our savings if High Yield Savings are going down? Thank you for all you do!

[@NolanGouveia]

I’m still sticking to the HYSA since the rates will drop but lightly and over the next two years so there is still time

[@boetvanolphen]

Such a great video again! Keep it up 😁

[@NolanGouveia]

Thankyou!

[@tangomango5360]

Awesome video today ❤, forwarding to my sons

[@NolanGouveia]

I appreciate it!

[@JamesBullock-fl9ly]

Man, thanks for the advice!

[@NolanGouveia]

Happy to help!

[@JamesBullock-fl9ly]

@@NolanGouveia thanks!

[@garetjax2768]

"... let's get some passive income bro" - Professor G Quotes out of context are tight. Jokes aside, I'm loving your content and it has been incredibly helpful over the last couple of months. I may be late to the game, but at least I'm not too late to play.

[@NolanGouveia]

Haha happy to help where I can!

[@helloworldcsofficial]

Great video professor G. Was wondering if you can make an updated video on the best websites and mobile apps to buy ETFs in the long run? I was also thinking about the different accounts to buy these ETFs (roth ira, 401k, etc? pros/cons, etc.) Thank you!

[@NolanGouveia]

On it!

[@isaacmacdonald1497]

dividends always come off the balance sheet making the company worth less. This is usually reflected as a lower share price. You cannot expect a dividend stock to maintain its purchase price.

[@peterj7014]

Professor G would SCHX or SCHB be on pare with VTI, if so which is better choice in comparison to VTI. Awesome content and great channel

[@Locknar77]

Bob Marley AND Parkway Drive? Thumbs up, no further questions.

[@NolanGouveia]

🤘🇲🇱

[@madjiguenendiaye2107]

Brilliant! Why this isn’t taught at school ?

[@bleulesyeux5416]

Did not pick you to be a Parkway Drive guy. One of my faves!

[@NolanGouveia]

🤘🤘🤘 same! Parkway Drive, We Came as Romans, (old) ADTR, Asking Alexandria, Miss May I

[@bleulesyeux5416]

@@NolanGouveia Add Architects, Underoath, Wage War, Currents and you have my entire Spotify playlist. My Spotify is half Metalcore half Financial Podcasts lol.

[@joepacheco9126]

Dividends are king. Where can I get more info on your financial coaching?

[@NolanGouveia]

👑🙏 I appreciate you my friend!

[@juliocs5483]

What do you recommend to do with the Port Strike news? What to buy, sell, hold? Or can you make a video about this? Ty

[@bradleyhiphop]

Sounds like you’d better put a ring on it 💍

[@commonsenseisntcommon1776]

Our Govt knows how to print money for sure!!!

[@ThrowBackZone]

Investing more in ETFs and mutual funds is a game-changer! I used to try and beat the market, but now I just let it work for me. Though, I must admit, I do miss the thrill of individual stocks sometimes. What's your take on a mix of both?

[@jimdixon6688]

Great video professor. Wondering if there's any difference between VITSX and VOO. Seems like they both track exactly the same. Hope everyone has a great weekend

[@NolanGouveia]

Very very similar returns and it will have a lot of overlap yes

[@stancartmankenny]

5:39 very important. There is no safety net.

[@NolanGouveia]

exactly!

[@kirolesdawod2482]

I have a question and I hope you reply, I have Voo, Schd, Qqqm Should I add Gldm or these are enough for the long term

[@2023gainer]

Sept Dip-buying Soaring Higher Today..EV and AI sectors. Thumbs Up video/ comments. Thanks.

[@Gettin_chunky]

The market may crash this week since the east coast ports may be on strike. Apm terminal is associated with black rock and it seems like they are purposely holding up the signing of a new contract to create a buying opportunity for them.

[@ube187]

Bug props for the parkway drive

[@NolanGouveia]

🤘🤘

[@SAMUELYEE-y1y]

Always appreciate the finance knowledge! I also like how you highlight your girlfriend in your channel...Are we going to see a "Relationships Simplified" channel in the future? 😂

[@NolanGouveia]

haha you never know!

[@Riggsnic_co]

Nobody can become financially successful overnight. They put in background work but we tend to see the finished part. Fear is a dangerous component, hindering us from taking bold steps we need in other to reach our goals. you have to contend with inflation, recession, decisions from the Feds and all. I was able to increase my portfolio by $289k in months. You have to seek for help in the right places.

[@JacquelinePerrira]

I think it's not always about fear, Sometimes realistic factors discourage people from reaching their goals in life. For instance, I've tried investing in the stock market several times but always got discouraged by fluctuations of stock value

[@kevinmarten]

The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.

[@Jamessmith-12]

please who is the consultant that assist you with your investment and if you don't mind, how do I get in touch with them?

[@kevinmarten]

'Carol Vivian Constable, a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.

[@Jamessmith-12]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

[@TJC6626]

Perfect

[@tommybanger]

The dividend vs stocks comparison is misleading. Yes you can get 50k dividend from 1 mil to live off of, but you can also get 100k profit on 1mil invested per year and just withdraw 50k while still growing your investment portfolio with the other 50k

[@CreatorTREX]

Hey G, I wanted to talk about improving your boring shorts to some crispy engaging ones to bring more reach, so what do you think?

[@NolanGouveia]

As long as you let me help you learn how to cold call/comment better because this was terrible 🤣

[@avalokit]

No one can beat the market consistently? Have you heard of Jim Simons? the Medallion Fund?

[@zackwildman3410]

i would agree the first few drops i kinda freaked but i keep telling my self no it will be all right guess what it was i did however sell that off cause i over paid for the stock. and when it dips again i am going to buy a bunch of them again

[@DivineLoveFM]

Hey man I have a question. Do you think VXUS or IDHQ is a better hold for life? I prefer VXUS’ diversification but also prefer IDHQ’s returns.

[@NolanGouveia]

If I had to pick an international fund I do like VXUS best

[@BigDawgRG3]

I want to get “Stupid Rich”! 🤑😎

[@sethrakes1991]

Parkway Drive! 🔥

[@NolanGouveia]

🤘📈

[@appleztooranges]

I wish I knew about index funds at 25. I always thought stocks was gambling 😢

[@justme6655]

Me too!

[@saidmechaal630]

I was your student in CBU and I was watching your videos when you had 1thousand subscibers creazy compound man !!! haha