2024 Housing Market: BUY NOW or WAIT?

[@johnshollenberger2337]

I mortgaged my first home in 2008 in So Cal. Im still in it. The rate was 6 percent FHA. I re fied in 09 to 5 % . 5 yrs later I went to a 3.25 % conventional. My point...buy now as prices are going to go up and you can always refi later like I did.

[@nellyidominguez]

I have been binging your videos all week! I'm only 21 but I really buy a fixer upper at the end of the year. I already feel so prepared by your videos, thank you so much!

[@NicoleNark]

Glad you like them! The earlier you can get started in real estate the better so it sounds like you are on the right track. I bought my first home at 22

[@Claribel42]

Great info. Thank you 🙏 I love the way you explain everything snd the tone of your voices, is so clear ❤

[@NicoleNark]

Thank you for the kind words! I'm happy to hear that you liked the video and found it helpful 😊

[@curtisjackson1795]

I feel like I’m being held hostage All I wanna do is buy a house Why is it so difficult? I can’t wait for interest to drop 😔🙏🏿🏡

[@jayc4715]

Buy in cash

[@markme4]

​@@jayc4715 Great idea!

[@ChristmasBall9987]

Rates shouldn't be the reason to buy prices should be!! Rates change overpriced homes won't

[@markme4]

Rates are not going down any time soon

[@keithwisdom1663]

Miss out because a deal can come by during current rates. Am you can overpay during low rates. Plus it's deductible if under 750k house

[@caroltung2667]

I can't find your video of different loans, I remember seeing once that video, now that I want to look and see other than FHA loan

[@Robert-xv5tf]

Great video. Love the dress

[@tomsinoj]

Thanks for the helpful advice!

[@NicoleNark]

You bet! Thanks for watching ☺️

[@michaelvelasco417]

What about getting pre approved through you bank is that a good idea

[@NicoleNark]

That’s definitely an option! I’d recommend talking to your bank as well as a few others just to compare what’s available to you!

[@aikalo80]

Do you only help in Arkansas? Love you videos and looking for a loan to buy in Branson, Missouri.

[@caroltung2667]

I'm with JJ Mortgage I am so disappointed on this whole process, we started in March , April and still stuck on paperwork

[@CarisaRealtor]

Rent increases tell me... it's probably always better to buy lol

[@caroltung2667]

So disappointed trying for months to buy a house and today we have to cancel because of paperwork

[@caroltung2667]

Is there a possibility you could do your videos in Spanish

[@marthajean50]

You can tell the closed caption function on KZbin to give you closed captions in any language you want. Just pull up the video you want to watch, and in the lower right hand corner, you'll see a little gear (that's the settings icon). Click on the gear and choose "subtitles". Then choose "Auto-Translate". They'll give you a list with a zillion languages. Choose Spanish, and though she'll still be speaking in English, everything will be printed out below her in Spanish for you to read. Hope that helps!

[@mahwahazet4133]

… this is USA, learn English.

[@marthajean50]

@@mahwahazet4133 No, this is the WORLD WIDE WEB. Also, with a name like Carol and a perfectly spelled and worded request like that, she obviously DOES know English, but might be asking for a friend in another country.

[@marthajean50]

No, this is the *world wide* web. She may be asking for a friend in another country, and she obviously DOES speak English just fine.

[@caroltung2667]

I do speak English , and yes it was for a friend thank you

[@paulsaragosa371]

Have you ever lost your own panda 🐼 mind s you are so crazy

[@BellaMariamarotti]

In the Arkansas area and looking to buy soon, but I’m worried I won’t qualify, credit score 667, but I have an older charge off (3 years old) will this disqualify me? @NicoleNark

[@NicoleNark]

You should be okay! The charge off being a few years old weakens it's effect

[@keithwisdom1663]

Get pre-approval

[@salteabutwhy2939]

Make no mistake, the market is crashing. Prices have sunk a little over 30% in areas we are monitoring in Arizona for a home. 2025 or 2026 will be the year you want to dive into the market. Not a day sooner. Even if housing prices go up, paying a little extra for a home pales in comparison to paying 2-3% extra over the life of a mortgage.