2024 WHAT'S IN MY WALLET??? 💳 Credit Cards I'm Carrying in Quarter #3

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NOTE: Credit card information in this video is not guaranteed; we have attempted to confirm all information to the best of our ability but we could simply be wrong or the information could be outdated by the time you watch this video. We are doing our best here, but check our work!
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Contact: Adam Jusko [e-mail]
(for business/media inquiries only; unfortunately I do not have the time to offer thoughtful answers to the many individual credit & money questions I get by e-mail --- but I do read them and try to incorporate answers to common questions into future videos!
#creditcards #whatsinmywallet #credit

[@ProudMoney]

Support our channel by choosing your next credit card using one of the card links at: - BEST: www.proudmoney.com/best-credit-cards-on-the-market/ - BEST 0% APR: www.proudmoney.com/best-0-apr-credit-cards-on-purchases/ - BALANCE TRANSFER: www.proudmoney.com/best-balance-transfer-credit-cards/ - BEST AMEX CARDS: www.proudmoney.com/best-american-express-credit-cards/ - BEST CHASE CARDS: www.proudmoney.com/best-chase-credit-cards/ - BEST CAP ONE CARDS: www.proudmoney.com/best-capital-one-credit-cards/ - CASH BACK: www.proudmoney.com/best-cash-back-credit-cards/ - TRAVEL: www.proudmoney.com/best-travel-credit-cards/ - BUSINESS: www.proudmoney.com/best-business-credit-cards/ - BONUS: www.proudmoney.com/best-credit-card-bonus-offers/ - BAD CREDIT: www.proudmoney.com/best-credit-cards-for-bad-credit-unsecured-secured/ - FAIR CREDIT: www.proudmoney.com/credit-cards-for-fair-credit/ (We'll get compensated if you're approved, and we thank you kindly.) Other ways to support this channel: - Get a $25 - $250 bonus when you open a SoFi Checking/Savings Account at: www.sofi.com/invite/money?gcp=8cb886d7-c83f-4185-84cd-e22ab14c6464&isAliasGcp=false . NOTE: Credit card information in this video is not guaranteed; we have attempted to confirm all information to the best of our ability but we could simply be wrong or the information could be outdated by the time you watch this video. We are doing our best here, but check our work!

[@34skyline]

Amex Platinum Amex Business plus Chase flex Chase unlimited Amex gold sapphire preferred in my wallet currently

[@jefflange2340]

I don't understand why more credit card channels don't call out the AAA Daily Advantage - sure, there's no "ecosystem" but it's an easy 5% on groceries.

[@curmudgeonextraordinaire1884]

Probably no affiliate links to make money off of. Most KZbinrs only talk about cards they can make money on.

[@randomaccount9212]

Because it’s comenity and ppl don’t like that

[@mypriusisfaster]

Because 99% of credit card channels are paid ads. Everyone pushes chase, citi, amex or capitol1. Same cards all the time. Will constantly promote a setup with $1500 in annual fees. All the comments are bots too.

[@ezioaltairac]

It’s also not available in every state.

[@mypriusisfaster]

@@ezioaltairac just put in a zip code for a state that it is available in.

[@drag0n4ever]

Once I complete the Chase trifecta and get the bonus on the Sapphire Preferred, I’m primarily sticking with the Capital One duo. Too many cards to cycle through becomes such a hassle. I want simplicity.

[@cardojp]

Great content as always, thanks Adam!!!

[@louanne360]

I've been working on rebuilding my credit the last few years, and up until now, i was only offered subprime cards. I have Capital One platinum and Quicksilver cards, but they are low bucket cards. Thankfully, I just recently got the Citi Double Cash card, and this is now my go-to card. Next, I'll try and get the Custom Cash! 😊

[@everettsager4654]

Good job on the credit rebuilding.

[@siumaka]

Great video from one of my favorite channels. Sounds like we have similar mindsets. Just wondering why you have both AMEX Platinum and C1 VX? Referral bonuses? My setup this 1/4: Active: - new BOA Business Travel Advantage (received elevated SUB offer... My first business credit card!) - AAA Daily Advantage - grocery -AMEX Blue Cash Everyday - Disney Plus credit & Amex deals - BOA Customized Cash - online purchases/streaming 5.25% - BOA Susan G Komen - restaurants - BOA Premier - catch all 2.62%, travel 3.5% - Cap1 Vent X - Airport loungues - Chase Amazon Prime - Amazon purchases Shelfed: - Old credit union card Desired next 1/4: - Chase IHG Premier Business - May have my wife get another AAA Daily Advantage

[@ProudMoney]

I keep Amex Platinum for the channel so I am on top of what's happening with it, though I also once a year use its Fine Hotels program for a little splurge in Miami Beach. Venture X I got for bonus and Cap One lounge access, again a card I have more for the YT channel than something I would otherwise choose, though I do think it can be a good card for some people.

[@robertladdieanderson6085]

SAKS CARD leaving Capital One for BREAD!!!

[@ProudMoney]

Off-topic but yes 😀

[@robertladdieanderson6085]

It’s breaking news! And since we don’t hang out like we used to (and you’ve blocked my phone calls) I have no way of telling you!!! LOL!!! Keep up the good work! …And pls drop the restraining order…

[@shojus]

🇺🇸

[@ovx23]

I remember my dad having an amex card i just cant rememebr what color it was It was back in the 90s Care to clarify that for me.?

[@dennisdunn7785]

Well I have to agree with you on the Citi Custom Cash Card for restaurant purchases but like you stated $500 is easy to spend so I would use my Capital One Savor Card as Backup. But having the revolving cards such as the Freedom Flex and Discover it work well for cash back. My question to you is what do you do with your Cash Back rewards? I like to get the cash and put them into my brokerage account so I can make that money grow for the future!

[@ethanhsu6339]

Surprisingly there's no UAR

[@Greg_D99]

Citi Custom Cash is a really good card…very unique. I wish they would tweak the restaurant category to include food delivery.

[@bkimball4507]

May I ask why you use the citi double cash over the wells fargo active cash?

[@ProudMoney]

The Active Cash was a forced change from the old WF Propel Amex card, and I'd already been using Double Cash for a long time and my kids are AUs on the card, so no need to switch. But I'd be just as happy with the Active Cash, I don't see Double Cash as a better card.

[@bkimball4507]

@@ProudMoney awesome, thank you for the reply!

[@stevenburk8821]

❤😊Another great 👍 post, as allways, Happy 4th of July, yes, !!!!

[@johnt6806]

I have 2 custom cash cards and use them both for restaurants. My wife uses one; I use the other. Otherwise, I have a similar setup (with a couple us bank cash plus cards for bills)

[@caribdude8151]

Yes Sir! Happy Weekend! 👍

[@randomaccount9212]

When are you going to do a tier list of all your cards?

[@bt3299]

Thumbs up, just curious what cards do u carry when you are traveling? And in ur opinion which is better amex travel portal or capital one travel portal?

[@Lifeissorich.]

US Bank Business Connect 75k points for 6k spend in 180 days is my current card I'm working on. I know you have trouble getting US Bank cards but I'm up to 3 now. I'll probably get the bank of America business card and wells Fargo business one early next year to overpay my taxes for 2 bonuses maybe also a hotel card. All I do lately is big bonuses as I've pretty much maximized my categories.

[@Th33Vultur3]

I don't have the Freedom Flex, but will see if Chase will let me product change to it again even if I have to wait a year or more. I have the Discover It Cash Back. I was able to product change my Double Chase to a second Custom Cash. For Groceries, I have the Amex Gold and BCP. I want to get the AAA and regular Autograph cards. For Amazon, I have the Chase and Amex business one. I do have the Apple card for Apple pay. I had the regular Amex EveryDay, but canceled after 23 months for the no fee Hilton. I gain no foreign fees and more categories to use and even if I don't use Hilton, its no annual fee and it doesn't hurt to keep it.

[@Doggieman1111]

Solid choices

[@ryanccc777]

Great review, I used to have the BCP but my grocery spending moved to another card so I downgraded that to the BCE and have that tied to Hulu for the $7 back, I am leaving it open since it is a no annual fee, I don’t have to think about it since it is tied to a reoccurring charge / auto pay and I might want to upgrade it back to the BCP…who knows! The Flex will be in full force in Q3 for gas!

[@ramon__olivero]

Hey Adam. Any reason to use Sapphire Preferred for dining over the Freedom Flex and use 1 less card?

[@travelpointsfamily]

A strong cash-back set-up, but that's no surprise. There's always another card, isn't there?

[@nigelfhs2000]

I went to chat with you about my credit card setup; do you have a website to email you? Thank you 🙏

[@Immacu1ate]

All of this mental gymnastics to simply not use the USBAR.

[@ProudMoney]

Sounds like you are a one-card person! 😀

[@Immacu1ate]

@@ProudMoney PEAK EFFICIENCY ADAM. Time for my cold shower.

[@Adiscretefirm]

I really like being on a spend bonus, gas, grocery, bubble gum, it all goes on the new card!

[@ericdunbar8372]

I just received the AAA visa in the mail today so I am very excited about using it

[@SuperStaley]

US Bank Altitude Reserve

[@vevenaneathna]

nice very similar to my keeper 5% on everything no Annual fee setup US Bank cash+ 5% utilities, streaming, internet AAA 5% grocery citi custom 5% restaurant/fast food discover it 5% rotating, walmart/grocery chase freedom 5% rotating, gas/ev WF 2% boa custom cash 3% online purchase, lol rent works for now

[@Jbills]

Does the AAA allow you to redeem for a cash deposit to your bank account?

[@vevenaneathna]

@@Jbills idk i just use statement credit

[@amoon107]

That's awesome that it works for your rent, but do you still get charged a fee for paying with a credit card?

[@vevenaneathna]

@@amoon107 ya its like 2.5-2.75% thought about moving money into boa money market account to get higher cash back but i dont really trust boa's stability and think some bad times are comming idk its not really worth that much. also i pretty much maxed the card out for the rest of the year and put the rent money into treasuries to take advantage of the intro 0% apr for 18 mo

[@amoon107]

@@vevenaneathna smart and best thing to do if you’re not worried about your credit score. I’d assume your utilization must be high, unless you have multiple cards to average it out.

[@dizzyg6862]

I need to know where to buy that tshirt!! 😅

[@ProudMoney]

I can't remember!

[@dizzyg6862]

@@ProudMoney nooooooo!!!

[@jonathanfactor6688]

Great video thanks Right now I use the united airlines quest card the best buy card the city rewards plus card and the m life las vegas card from the bank of Omaha

[@ProudMoney]

Interesting, very different from mine! Thanks for sharing!

[@infantrycaptain9224]

Hi,Adam. Great channel.

[@SOXGATORS]

👍🏻

[@vickiarnold7300]

Great job on KZbin ❤

[@mitchell.9632]

Catch you later.

[@infantrycaptain9224]

US Bank cash plus Visa is a good 5% cash back for utiliies and cell phone or sporting goods.