2025 What EVERY Retiree NEEDS to Know!! Former SSA Insider | PLUS LIVE Q&A

[@MyGovExpert]

😃☎FOR FREE MEDICARE HELP, please call my Medicare partner, Chapter Medicare, 352-841-0632 Private consultation with Dr. Ed? Schedule: calendly.com/mygovexpert/consult Get ALL your questions answered privately AND support all of our FREE CONTENT!

[@Dacat_83]

Need end of life care for my Dad and I need Understanding of what is Available for him,!!’

[@Dacat_83]

Need end of life care for my Dad and I need Understanding of what is Available for him,!!’ Thank you Sir for your help and understanding about this issue,!!’

[@Dacat_83]

@@MyGovExpert I’m going through a aquandy of stuff right now and need real help with my dad’s situation so I’m reaching out for advice and Support Understanding act appropriate to his needs,!!’

[@allenaslin812]

What do you think of my idea down there? Some people like the idea.

[@Ladyamr]

I'm 66 will be full retirement age in April 2025. I'm still working and plan to keep working as long as I'm able. Will this reduce my social security benefits? And since I'm still paying into fica will my benefits increase?

[@k8scott1]

During a three day hospital stay for emergency surgery, I was visited by the floor doctor each day for five minutes. FIVE MINUTES to see how I was doing. Each visit was billed at $500. That is ridiculous considering that this doctor probably visited multiple patients each day.

[@sista_sue6241]

Medicare pays considerably less than charges. The doc may actually be paid $150 for those $500 in charges. Though Medicare has limiting charge rules. Are you on an Advantage plan?

[@quarkybill]

@@k8scott1 in actuality your doctor spent 25 minutes going through your chart and all the labs and studies that has been done over the preceding day, then had to check on whether there was any hold up on planned studies and treatments, two or three times a day, and he checked you out to another doctor who took care of any emergencies that came up at night. So it's sad that in today's medicine patients don't get to spend more time with their doctors. But I believe that you were properly billed for an hour of services. Remember, billed is one thing, paid is another. Insurance companies negotiate rates... and the discounts vary from 80% of the customary fee to 50%. The uninsured really get stiffed on billing. But this is often the group that can least afford and least often pays up. So your doctor, or rather these days the hospital that employs him, is collecting about $250 for an hour of time... despite you very rightfully feeling slighted that you've only had five minutes to talk to them each day.

[@threeftr3349]

I understand that changes need to happen to save SS. The group most invested are those that are eligible for Medicare (62-70) should not lose any benefits. This group has long planned their retirement strategies, have worked long and hard, some 40-50 years, and have sacrificed in their lives for their SS benefits.

[@DEBORAH4-ut9sz]

and our pension$ but the Wall Street theive$ stole it from us ... and our rep$ on the hILLs$ of jeRIChO get insider trading privileges v us as they not only don't care about WE THE PEOPLE, they FEEd off our blood, sweat and tears!!! 50 years of paying THEIR BEAST of BURdEN and when their STICK STOCK MARKet crashed and burned only WE didn't get GUBBERment funding but their CORPORATE parterner$HIP$ did!!! and of course the power$ that be aka our so called rep$ made $ ~ they become MILLIONAIRES as they get insider trading info as they are the one's who give GUBBERment CONtract$ and grant$ to their partner$ in white collar crimes against us!!! which is legal for them as they write AND enforce their law$ in their legalese sleaze ball language of the serPENt$ mulitpLIED who invaded and took over our Governance so they get to DeCide who get$ and who doesn't and we don't!!!

[@wendyash6915]

At 57 I don’t agree with that cutoff. 😂. That close it is too late to change strategies.

[@threeftr3349]

@@wendyash6915 Yes, that is close. it would be better to include those 10 years out from age 62 should be grandfathered in, no benefit cuts. I hear of some suggesting we drop the income cap to 75K, because know one should get SS over that cap. Which would just speed up the end of SS.

[@ralph95]

Thank you sir

[@KarlaElaine100]

I’m sixty three and worked full time for over thirty years before becoming disabled. I spend almost fifty percent of my annual gross income on medical and prescriptions. That’s ridiculous! It doesn’t even include vision and dental! I guess the government “public servants” 🙄 think we should let our teeth rot and not have prescription glasses. It’s pathetic!

[@ElizabethBidinger]

CALL YOUR SENATORS AND REPS NOW. We need to press them to fix SS before we’re screwed.

[@MyGovExpert]

Thank you!!!

[@vzimmer1951]

We have already been screwed.

[@MelissaR784]

​@@vzimmer1951There's billion of unfunded liability in both SS and Medicare as it is. There's nothing there to save.

[@lolalucky6373]

We have to be real. None of them is poor so how u want them to feel what we suffer from the health care is mess is hell for seniors citizens 💔💔😭😭

[@Daisy_3500]

Exactly. They don't care.

[@deborahcaplan3565]

RFK Jr has a brain worm

[@ge0rgeharris218]

Put 70 million people back to work? There aren't 70 million jobs out there and the older you get the less you can do!

[@ProctorsGamble]

They are rounding up the migrants so there will be plenty of jobs picking fruit 🍎 and lettuce 🥬

[@kathleenphillips7145]

GOP are probably thinking of letting retirees work the jobs that immigrants have done once they complete their mass deportation. It sucks the rich get richer at the expense of the rest of us.

[@catpaladin1]

And can you say ageism?

[@JRRita]

@@ge0rgeharris218 I can certainly work and want to. The real challenge I have been experiencing is ageism. Perhaps small business loans with zero to low interest rates for seniors to start on another path (obviously for a business with potential).

[@ge0rgeharris218]

Ism's are only used for Ideological designators! ​@catpaladin1

[@troychambliss784]

Why aren't they voting to remove the tax cap of the rich to get disabled Americans out of the suffering poverty ?

[@tiffanybishop-2025]

its a genocide of us to save the rich

[@douglashanlon1975]

If you can type on a computer you can do work. You're not disabled f*** off. I'm sick and tired of my f****** social security money going to people like you who think they're disabled because they couldn't do the job that they did before they were injured or something. Take a year or two on disability. Find a way to make money again and f****** quit your f****** whining

[@donnafagan2830]

Because REPUBLICANS DON'T CARE, they use everything to get elected and make promises to get your vote, so now that you have a Republican President, House, and Senate I'm sure ALL WILL BE FIXED! NOT!!!!!

[@melanief6113]

😂😂😂 because people voted for it. They also voted for high prices and a recession. This what a lack of education does for you.

[@ahb3296]

because gullible, uneducated voters fell for the "Okey doke."

[@keithjusttruth2103]

I am 56 getting ready to retire next 3 yrs!!! Need SS at 62! Paid into it since Im 16!!! Don’t want to hear “SHIT” about cuts or less than my share!! 🤬🤬🤬

[@quietstorm6710]

I am with you. So pissed.

[@bwillsboys]

@@quietstorm6710and the American people voted for this !

[@ahb3296]

​@bwillsboys some uneducated voters did. So many were trying to tell you that people were being lied to. They don't care about the elderly, disabled and infirm, and they definitely don't care about women.

[@kitty145-e9i]

Thank you Dr. we so appreciate what you are doing to help the American people

[@wildbillak]

Lift the cap!👍🏼 It’s the patriotic thing to do…

[@Uduplr]

Ditto….(Info. Obtained from Congressional Budget Office (CBO) Plus look into the $647 Trillion Borrowed since 1983 From SS to help reduce the annual budget deficits.….If that wasn’t done We Wouldn’t Be in The Situation with SS running out. The CBO estimates that the government will borrow $4.1 trillion plus interest to pay for Social Security benefits between now and 2033

[@MelissaR784]

​@@UduplrThe annual budget deficit were transferred to the National Debt that's unsustainable. Both SS and Medicare have billions of unfunded liabilities now. Just saying.

[@sara0028]

Definitely no. We pay too much tax as it is. And they keep raising the cap. However, a compromise if they raise the cap, they raise benefits proportional to the extra tax we I’ll pay.

[@bmiles4131]

@@sara0028if it affects you, you are paying too little compared to the rest of us.

[@ralph95]

Dr. OZ HORRIBLE CHOICE

[@blktauna]

understatement

[@quarkybill]

Actually of RFK Jr for HHS Secretary, Oz for CMS and Nesheiwat for Surgeon General, Oz is the most qualified. He's just scary because Medicare Advantage plans are really not a health success for seniors and now he wants to push that over everything else. He's definitely not going to go after big for profit hospital chains or pharmaceutical companies and distributors to reign in cost. RFK Jr is a former drug addict, spouse abuser, who has never run any large organization and has a bunch of fruit cake ideas and zero background in health. If ever there was an indication that Trump is giving us all the middle finger on health, it's nominating RFK Jr. The guy has dozens of skeletons in his closet and I hope Democrats make his confirmation absolute hell. His latest pick, for surgeon general is a family physician who not only has no public health experience but was like Kennedy against vaccine mandates for COVID and spreading all sorts of lies. Again the gaslighting of the American public by Trump continues. Fortunately, his FDA pick isn't bad (not all of Trump's picks are bad). And though I don't know that much about his VA head pick, at least that nominee's heart seems to be in the right place.

[@MichelleArroyo-gc9pf]

“Dr. “

[@bmiles4131]

At least he’s similar to a dr. Could be hulk hogan or some other clown. Clowns and nazis are all we will get. McrA is a rip off to everyone except stockholders. That’s why GOP wants to get rid of it. It’s not just Oz, it’s all of them. Everything they do is for their ultra wealthy donors, because the rest of the voters stay ignorant.

[@sheegoess8042]

Dr means little. It’s his ideas that are very bad.

[@nakitazmom1369]

God help us all 😭

[@Daryl-qf5cu]

It seems to me that if they remove the cap on the FICA tax, SS would be well funded by Elon alone. Remove the cap on FICA!

[@2Happee]

AND. ALL the career politicians who are professional thieves and stop any benefits they might have appointed to themselves… no retirement packages to any of them! These alone would be a huge beginning point and those monies are not theirs to begin with, it was STOLEN from We, the People!

[@KellyCrapo]

They'll never make the rich pay their fair share. Such a simple solution too

[@chucklemberg4968]

​@@KellyCrapo What is "fair share"? Why should the rich be forced to subsidize the poor? You do realize that, because of the bend points involved in benefit calculations, the "rich" will never receive the kind of return that the poorer recipients get? How is that "fair". What is the basis for your claim that it is unfair?

[@KMarik]

@@chucklemberg4968It’s fair because under current tax laws the FICA tax is a regressive tax. While most of us pay the tax on 100% of our income the very rich pay the tax on a very tiny portion of their income. The very rich who live on investment income, and who have no earned income pay no FICA tax at all. In a civilized advanced society people feel solidarity with each other. Especially in a country that claims to be a Christian country.

[@lynnz109]

Elon would have to receive a paycheck in order to pay fica. He does not receive a check as an employee. He receives stock options.

[@besslee7905]

But why is Medicare in trouble while we are still sending billions to Ukraine and Israel? Shouldn't we take care of Americans first. Medicare Advantage is death, in my opinion.

[@wdonno]

To reward Russia for invading its neighbor? Appeasement didn’t work with Hitler, not with any bully. Perhaps an alternative is to not give the billionaires another trillion dollars of tax cuts?

[@revrabia]

Americans first

[@michaelliebowitz3872]

Ugh. We’re not sending “billions” to Ukraine. We’re mostly sending them equipment that was scheduled for replacement. Already paid for, was largely sitting idle. Most of those weapons were going to be either destroyed or sold to other countries as used. The $ you hear about is the value of those arms if we sold them, but we are donating to Ukraine instead.

[@victorvalle5746]

Semper Fi Marine.... 71-75 here ..... I retired at 62, mainly cause of my ptsd effecting my work and business travels as an engineer,now 70. Wife just retired this year at 63. So we both get the minimum. We are hoping for a big increase in future years. Thanks for the info.

[@MyGovExpert]

You're welcome! Semper Fi

[@notmeee7302]

Than you for your service!!!

[@karlakay]

Appreciate sharing that PTSD affected abilities to continue some aspects of life. Deciding the same, now.

[@Imsopretty5]

You will not get a big increase. I’m 66 , but still working. Under the new admin, we will see SS and Medicare CUTS

[@MelissaR784]

​@@Imsopretty5In 2012, $700 billion was cut from Medicare to fund the ACA. Those cuts in Medicare are being felt today, plus since the ACA , we now have a $220 billion National Healthcare debt we never had before. The 20 tax hikes in the ACA, taxed the medical industry and insurance companies, forcing them to raise their prices. Medical bankruptcies have grown to 60% and that's with insurance. It's a total mess!

[@Rmmlom]

Thank You Dr. ED. Your now are our ears and eyes. And we must save Social Security because the ones that don't really, and sadly don't really care. And it's all our fault the day we put them there..Thank You Sr..

[@jenniferhawkins9020]

Heaven help us

[@gracekhan1916]

I worked for a FAMILY Doctor For 20 years and every thing fell back on the PRIMARY CARE DOCTOR... But the specialist make all the money.

[@bmiles4131]

The insurance companies set the fees. The ama defines the codes used on the claims. Specialists think ama only cares about primary care. Primary care thinks the ama cares about specialists. I work with codes fees and insurance companies. Payers set the fees. The only way to affect them is to refuse to take that insurance, but they are huge monopolies. Insurance monopolies price fix. It’s illegal for providers to do that. Some hospital networks are big enough to fight insurance companies, but small clinics don’t have a chance. The new administration will side with the monopolies because GOP always sides with making money off stocks. The rest of us need to pressure Congress and vote so they know we’re watching.

[@rampartranger7749]

The more complicated SS is, the more it costs to run the system. SIMPLIFICATION should be at the top of priorities.

[@sirranrap2222]

Weird fact. SSA overhead costs are less than 2% for what is done. Most major insurance companies run 10-20%. Not much waste in the SSA.

[@derbeaverhaus1862]

Thank you Dr.Weir for keeping us informed during a very unpredictable time. My only income is SS and I am disabled so it is very confusing.

[@GriefCoachCindy]

I’ve had good luck getting help from my US Representative in solving problems with federal agencies.

[@surfacenavy6412]

Politicians and government officials should be forced to pay back the social security funds they took out for their own benefit and prosecuted to the fullest extent of the law! We shouldn’t have to suffer for their criminality!

[@nealshort670]

They need to cut B.S. spending not programs for citizens ,

[@ahb3296]

They need to tax the rich and make sure they pay into SS. Period.

[@jamesrichardson567]

I agree if we have to pay they should pay as well!

[@kimhorne-fortner3938]

No one from the incoming admin will increase the FICA tax. The new policies in Project 2025 are for the wealthy and not for the rest of us. Really all we can do is to email/call your representatives and plan. Hope for the best. Prepare for the worst. Fight for the future.

[@kathleenphillips7145]

Pray we can survive the tyranny of this next administration

[@ritalowery59]

I’m not sure I like Dr Oz over anything !

[@sherri.]

It’s kind of ridiculous IMO!

[@joystevens2232]

He is a front man but dangerous 😢

[@MargaretStPeter]

I agree however it might me a play to expose him in someway

[@lisaschoneberger3659]

I agree

[@DexieKaie]

He's a show boater,

[@victoriajloveland3144]

Thank you for showing up and sharing your expertise

[@MyGovExpert]

My pleasure!

[@karensantistevan3110]

All the people in congress and senate need to live on social security only. Maybe then they will fix things. Make them give back all the millions they made on insider trading.

[@jml238]

I've never understood how these people think what someone gets on ss is enough to exist on. Maybe they should walk in our shoes and try it for a month or two.

[@ge0rgeharris218]

If we have to take cuts we won't make it! We struggle now and just plain can't make and won't make it with cuts! Oz isnt good because Oz is cery heavily critiqued in medical journals! We don't need him!

[@kitty145-e9i]

Sadly, it doesn’t matter what we need. It’s what the billionaires want for themselves. Trump is no billionaire but wishes he was. And he will be after he steals Americans safety nets and pockets the proceeds

[@53blfoster]

Yes I understand, I am facing this as well, we don’t have a choice, health care won’t be the same for retirees

[@kathygann7632]

If you ever watched his show, he also hawked whatever new product came out. So he will definitely do whatever he is paid to do, just like trump and Vance.

[@sharonmoist7016]

Happy Thanksgiving Ed! I sure appreciate your contribution!

[@MyGovExpert]

You're welcome!

[@DianaEriksen]

Ed, SSA keeps denying me the increase once my exhusbands of 15 yrs started drawing SSDI 5 yrs ago! I have been on disability (under my own lower pia) before he became disabled! What form do I use to file for back pay, etc.? Thanks!

[@jaggillar6680]

It seems like such an easy fix to remove the cap on FICA, at least make the cap $500,000 or so.

[@robertrussell2166]

As long as republicans are in charge you will never see them do anything to support SSI.

[@commonsense6967]

@@robertrussell2166Republicans have nothing to DO with SSI, lol! It's state-based welfare!😂

[@MelissaR784]

​@@robertrussell2166What have Democrats done in the past 12 years to secure SS? Asking for a friend.

[@SandfordSmythe]

​@@commonsense6967I wish you all would know what federally based SSI is.

[@gonebananas1076]

Why have a cap at all?

[@JRRita]

This is so worrisome... I was waiting for FRA so I could get a little more. I was laid off in 2023 and have not been able to get a job for over a year. No retirement plan because I kept being optimistic and thought I would be working non-stop. But I've had 3 big hits that kept me unemployed for 2 years each time: the crash of 08, the pandemic, and now this layoff crisis that's been going on in my industry. Honestly what can we do? Taking SS now does not make sense if/when I get a job because then they will take half of it. This is so broken. This is so sad.

[@jacquelineburns2731]

From my understanding, if you return to the workforce full time and want them to stop your SS until later, you can. Would live to know if that's true.

[@JRRita]

@ Hi. I don’t think the amount would change though once one takes it earlier than FRA.

[@vincecallagher7636]

Thank you Ed, we need you!

[@sheegoess8042]

I have plan F. I have had a terrible medical year. 3 fairly long hospitalizations. Is continuing plan F? I have been so happy with 100% coverage for $100,000 plus bills.

[@kathygann7632]

probably stopped you from going bankrupt.

[@elizabethdesmet89]

Thank you so very much for all the time you give to all of us who need further education. I honor your service & all of the time you provide! I really respect you!

[@MyGovExpert]

You are so welcome

[@ahb3296]

The poor get poorer, the middle class get poorer, and the wealthy get wealthier. Period.

[@tigrlily]

Even a graduated FICA cap would help bolster the fund. Also a SSA/SSDI LOTTERY program where the public could choose those tickets to support would be an easy way to bolster the funds.

[@lindaelarde2692]

Join AARP and support their work. They have been fighting for Medicare, Social Security, and other benefits for seniors. And pester your local and state representatives and your senators.

[@blktauna]

but have they really?

[@Bluegrassgirl45]

Doesn't AARP support Democrats? I have appreciated their magazines but wont send them $$ now.

[@wandacrawford6862]

@@Bluegrassgirl45AARP is neutral. If they help me, I don’t care who they support.

[@helengarrett6378]

Airport is an insurance company not an advocacy group.

[@blktauna]

@@helengarrett6378 exactly. They fight for their own interests

[@LeNguyen-im8dm]

Dr. Ed Weir should do a video about health regimen. You look so healthy and glow for your age. I am impressed.

[@joanclayton1181]

Better not force me onto medicare advantage!!!!😡

[@jjk2one]

Advantage is really horrible.

[@abigailpmm1182]

Martha is calling.

[@lavonnenelson5044]

It's probably going to happen anyway.

[@commonsense6967]

@@jjk2oneNope, it's great.

[@commonsense6967]

Medicare Advantage is GREAT!😊

[@cyndig1670]

I need to file. It is all so confusing after hours of watching so many fantastic presentations. Keep helping us!

[@MyGovExpert]

Happy to help!

[@gothjim325]

Stop fighting endless wars and giving billions and billions in foreign aid. Social Security needs to stay and funded to protect the ones who need it.

[@byronbuck1762]

Foreign aid is less than 1% of the federal budget

[@wolfe6220]

Heck, cutting some military spending is what needs to be done.

[@ahb3296]

Well, how about letting the billionaire's pay their fair share rather than sacrificing our national security?...

[@jeanponton5669]

Time for us to be more engaged and watch what this Administration is going to do. Call yoyr Representatives in Congress to voice your concerns. If enough voters call maybe the representatives who want to keep their jobs in 2026 will do something to stop any detrimental actions to our benefits

[@8aNda1d]

I did. Not sure how much it'll help

[@amarasunflower6914]

The time to be engaged was Nov 5.

[@geowat2198]

​@amarasunflower6914 i agree that nov 5th was a time to be engaged, but please do not disengage if you are not happy with the results. And for those who are happy with the results now, I hope you pay close attention to the outcomes in the next year. Voting should not be treated as a vote and forget activity. It should be a vote and make sure you were not mislead activity.

[@heronhouse2018]

​@@amarasunflower6914the time to be engaged was 40 years ago. 😢

[@stanleymoore3831]

Should never voted trump

[@liberalduh9807]

How about we start taxing the rich (raise the cap) to save SS? Politicians run the budget down to the wire, and then they always look to Social Security instead of the massive money-subsidies to wealthy corporations.. And tax cuts for the rich is another place to look for tax money waste.

[@rman52]

Comi

[@wolfe6220]

​@@rman52???

[@nlawrence323]

I have Medicare part A and B and a Supplement Part G right now it’s working for me. I don’t want to go to a Medicare Advantage. I’ve heard with an Advantage plan you are limited to doctors in your state. I’ve been dealing with cancer, sometimes there are clinical trials in other States would the Advantage plan prevent me from participating?

[@danoberste8146]

Good to have you and your colleagues looking out for us!!! 💙

[@MyGovExpert]

Thank you

[@katana_47]

We are the pawns of the rich. Wake up!

[@hayjagang2755]

We should not have over 400 agencies. It is too many.

[@frankalessio3374]

😮My Advance Plan is fine. Leave it Alone.

[@frankalessio3374]

If it ain't Broke Don't Fix it.

[@silentnot4812]

@@frankalessio3374It is broke.

[@margaretg.1740]

I am so thankful I have found your website and shared with many friends too. Your knowledge and expertise has been a huge blessing. Thank you so much! Have a wonderful Thanksgiving too!

[@MyGovExpert]

You are so welcome

[@brandonwilliams159]

Yup

[@lisaschoneberger3659]

Trump needs to drop OZ and pick you up❤

[@joystevens2232]

CUSTOMER SERVICE will improve if they paid more and offered paths to education as a MUST and then employers pay for better insurance benefits...I worked for health insurance company 30 yrs the hardest job i held there was customer service 😮😮❤

[@brendacurrie358]

Ed - these cuts affect the most vulnerable in our world??? WTF

[@dennislyons3095]

Even though I use the VVA for my health care (Vietnam vet), I still have had Part B from the beginning.

[@juliedaly2381]

It's my money. I have the right to it, I work and receive my social security it's my money

[@byronbuck1762]

No. It isn’t. You pay taxes that support current retirees. It didn’t go into an account with your name on it. All you get is a promise to a future benefit. Congress could end it all tomorrow and not pay you a dime.

[@allenaslin812]

Since the limit to FICA taxes is $168,000 and the rate is 6.7% for both employers and employees, would it not be a less bitter pill for the wealthy to swallow if they all paid a much lower tax rate for any money they make above the $168,000 limit. Maybe the uber wealthy would be O.K. with paying one percent. Even less would add up when you are talking about millions and billions of dollars. Right?

[@denniscrannie1126]

Good idea to discuss.😊

[@tigrlily]

Exactly what I was going to suggest. Can they find empathy for 1% to do something massively philanthropic! Please 😢 People work their whole lives and because they aren't in the right place at the right time, they are left holding an empty bag. These are all brothers and sisters in humanity.

[@tigrlily]

Or an SSA LOTTERY where the public could choose to participate in that instead of the Powerball, etc.

[@Rmmlom]

And musk its all about their money. Not ours. It insane to wake up late. Our politicians must hear from all of us, and now!

[@elakay4397]

I will be going back to work in 2025 at age 66, I'll be at full retirement age so because we won't make it if I don't. So I pray my ill husband is protected by our Heavenly Father while I'm away.

[@kimberlybegonia2869]

Oh my sorry you are in this situation. My husband passed away in August this year and it’s dire to make it as the house payment takes a big part of my income. 🙏🏼💜💙

[@elakay4397]

@kimberlybegonia2869 Kimberley honey I'm so sorry you lost your Husband. Thank you for your kind words. I know God will help all of us 🙏. God bless you hun ❤️ 🙏 💕

[@marshameadows8829]

I'm 66 and 8 months now and at full retirement I will receive my first ss payment December 2024 so I'm going to keep working to pay stuff off for abit as long as God keeps me goin so I can make it on ss it's not much but it is what it is

[@elakay4397]

@marshameadows8829 That's me too Marsha, need to pay some medical bills off. Good luck to you in your search for employment. God bless 🙋‍♀️, he'll take care of us 🙏 ❤️.

[@marshameadows8829]

​@@elakay4397 I have a job that I've been at for almost 8yrs and will stay working there as long as God keeps me goin 🙏 thank you

[@lawrencephillips3432]

I am retired Postal. What are your thoughts on PSHB and their Medicare Advantage Plans?

[@joystevens2232]

He's gonna get everything he wants.Just tell it to us straight

[@joystevens2232]

Please, please.I'm worried about moneys.Not being there should I apply early

[@DebLindley-xg8gz]

​@@joystevens2232 If you're 62, and that concerned, you should definitely file for benefits.

[@bwillsboys]

@@joystevens2232and the American people voted for this ?

[@KathleenMascher-yq9qy]

They really need to get rid of the cap. The rich have gotten break after break after break. Its got to stop!!!!

[@zarella1]

I’m retired and I created my own business. I have to pay Medicare and Social Security taxes which combined is 15%. I can’t use my standard deduction to lower the tax I have to pay for SS and Medicare. I can file long form and show a 100% loss for 2024 but that’s it, the law is three years for a total loss. If I have to pay Medicare and Social Security taxes on my earnings each year for as long as I’m self employed so should everyone else including the rich. I don’t understand how the rich don’t pay when the law is you have to pay if you’re self employed or working for an employer. What is the loophole the rich use not to pay the cap? If so that is really unfair. It should be 15% across the board no matter how much you make and that my friend would solve the problem. Just think about how many people make over $168,000.00 and then no longer support it yet, I’ll will never make over $168,000.00 a year but will feel the pain of paying into it for as long as I’m a small business man. Yeah, no equality with this current situation. I’m all for supporting Social Security and Medicare but let’s make this playing field fair.

[@lorikrasch4345]

Question: I will be 62 in May 2025, my husband is 67 and still working. Can I start getting any benefits through him if give been a non working spouse?

[@jacquelinewilliams375]

Don't raise the Retirement Age, the Rich should pay their Social Security taxes like us poor people who work. I will be 70 next year and want to stop working don't think so...ugh

[@Mr.Magic_O]

Unless they make benefits proportional to the amount that u pay into the system, I believe FICA should have a cutoff. For example, if I make a million dollars a year, and my neighbor makes $80000 a year, my benefit should be many times his benefit when we both retire. Unfortunately, that's not the way the system is set up right now. People that contributed very little, get a much, much higher replacement of their income than somebody that contributed a lot.

[@ArgtinaGoClan]

SS is how I pay for my Medicare!!

[@beekind9832]

I was married for 18 years was always a stay at mom, we divorced in 2005, he passed last year of cancer. I’m 62 and still working should I get an appointment to get social security from him?

[@tinal.holloway2149]

Yes you should asap .

[@ShirleyChang-d9h]

Dr Gundry is a better choice. Dr Mercola is a good choice too!

[@quietstorm6710]

Dr. Berg as well.

[@ceriasophis405]

cut the Defense budget in 1/2...and stop the endless wars.

[@roberthussey595]

Raise the taxes on billionaires and start taxing the churches. Between those two things, Social Security can become solvent again. How many billionaires are there in America ?? EDIT ::: As of September 17, 2024, there were 801 billionaires in the United States - Those 801 people had their income increase by 500 billion in the last 5 months… for an entire year it would be 1.1 Trillion dollars

[@elainecarter7375]

Medicare is forced on you and not free you pay for it. The raises are a joke . You get little then they take the raise by. Raising cost of Medicare.

[@Aquarianleader]

My son has MS & started receiving SSI a year ago. He has been waiting for lump sum back pay. He was told his bc a 3rd party assisted him with getting approved they get a . portion of his back pay but he will get backpay every 3 months to receive his complete back pay. Why can’t he get it all at once. Thank you.

[@BrettCalder]

Thanks Dr. Ed. Kevin Hatfield @ Chapters did a great job with my entry to Medicare world.

[@MyGovExpert]

So glad to hear that!! Thanks for letting me know.

[@frangardner6865]

Why do we need Dr Oz?

[@morganstewart-kp2dy]

I bet the congressman will they keep their retirement

[@shirleyfreeders]

I sure don't want to go back to work at 70 yrs old 😢

[@maryedland6526]

They should do Bernie Sanders Plan. 75 years That’s when they can Look At it Again. It’s not Fair …. They Can fix it …

[@Uduplr]

I’m really confused…I am a 100% Disabled Veteran…To my knowledge…my Medicare was Automatically Issued because my disability date and extent (100%) was reported to the Social Security Administration because I don’t remember applying for Anything beyond my VA Disability acceptance and rating. Do I need to check into anything?

[@tinal.holloway2149]

If I were you double check to make sure your covered. Just because someone or a program says everything is going go. Fact check it. So you don't get a bad surprise. And make sure you get all paperwork. If you need to have them copied for. Which one. Do so but always keep the originals. Even when you get these papers . They may try to say oh we can just send them on your my chart or email. That's fine but in sist on hard copies as I call them. So you cover yourself on making sure that you have them. So that way they can't say oh we don't have this or that. Or try to get you to send something that they claim that they don't have. When dealing with these companies you need to protect yourself. Like cover your rear to protect yourself. Hope this helps.

[@computerfile]

Medicare disAdvantage should be outlawed.

[@joanclayton1181]

I agree. Subsidize the premiums of those with limited income so they can enjoy a better plan than the disadvantage.

[@joanclayton1181]

"INCOME BASED"

[@commonsense6967]

No, Medicare Supplements are expensive needlessly, and should be outlawed. Thank God we have CHOICES.

[@chucklemberg4968]

I disagree. For people on both Medicaid and Medicare, a dual eligibility special needs plan covers 100% of costs related to healthcare. And it also includes some sorely needed additional benefits, such as a benefit card that can be used for utilities, groceries, and even rent. My experience in life has taught me that extreme positions are rarely the correct ones. I believe that we should combine the best of all proposals and eliminate the worst of them to achieve a balanced solution that is good for everyone.

[@tanyatravis6318]

If my current benefits are set with a Windfall calculation will it automatically be recalculated with the WEP elimination

[@janetwethepeople9390]

Bag OZ. Bobby 100%

[@Dacat_83]

We need the Truth and Reconciliation to get our Benefits back from this corrupt administration,!!’

[@pamelacampana8709]

I don't think anyone is determined to cut out senior citizens and put them in dire straits. It seems that there is some fear-mongering here.

[@SuzanneU]

Have you not been listening to Elon Musk??? He admitted that his and Trump's plans would lead to financial hardship for most Americans, them said that's okay because that's what he thinks the country needs.

[@wolfe6220]

​@@SuzanneUyep, if somebody tells you who they are, believe them!

[@Dacat_83]

Help a Fellow Marine with his last years of Life,!!’

[@classact7493]

I paid 15 yrs and getting 300 bucks cause of my pension. I paid in and I should get it!

[@Vincent50]

Thank u so much for helping us with SS. Though I’ve been collecting now for four years I just recently started working a FT job once again. I signed up for their medical and dental plan to help me when I get my cancer meds, etc. I think this is a great idea. What do you think?

[@marylyon3574]

My part D was 32 because my husband’s insurance was accepted by Medicare. So I bit the bullet. But now it’s $57 per month! My insurance didn’t know why. They also said I should stick with what I have. Why did it go from 32 to 57. I’m not on any drugs. I just don’t understand.

[@kimberlybegonia2869]

Pay attention to where you live in reference to Advantage Plans. Do the work. In my area the hospital, doctors and Advantage plan works together for the good of seniors here. There are some positive outcomes 😊

[@barbarawanner1107]

I am considering retiring, I will be 62 in January 2025 what is your best guess of how long the new administration will keep the spousal benefit?

[@ElviraSoliza-gn9tr]

I am 72 years old, have medicare and tricare years for life. Is it a good move to take Medicare advantage? Will I keep all my benefits? Thank you

[@valeriechramer1575]

NO! If you have kind of chronic illness Advantage is not for you. I have a few relatives on Advantage and it works well for them but they have no health issues. I have rheumatoid arthritis with all the problems that come with that - regular Medicare with supplement was the best for me even if I have to pay more.

[@kathygann7632]

Advantage sounds like a really good deal for people just starting, but it isn’t in the long run. Very few exceptions are allowed to change to supplemental, but you can always change to advantage- that tells it all.

[@TerryManlove1]

Love your information and delivery ❤

[@MyGovExpert]

Thank you

[@barbaramalean3029]

Question: My husband died in 2019 from cancer,he was an owner/operator for 40 yrs, I was awarded both SSA and SSDI, but was told I'd never see any of my benefits, and I'm only getting a percentage of his benefits, but I think I should be getting more . I'm 65, and I will be 66 in Dec. Am I able to get more.

[@TheLinder63]

I am 61 years old and I have had an incurable disease ever since I was born. It’s called polyostotic fibrous dysplasia, which is abnormal bone taking over the bone in my head in the skull. I am drawing SSI disability and Medicaid and get food stamps. I am so scared that him and his cronies are going to cut my Medicaid and then I would have nothing.🥺

[@bryanfoxx2292]

The BIGGEST fallacy is that health care providers of ALL fields do NOT have contracts that run from Jan. 1 thru Dec 31 like Medicare Advantage Plans in most states. So one's provider might take your MAP at the beginning of the year but their contract may run out say May 31 of that year thus your provider may no longer take your MAP as of June 1st.

[@denniskillian]

I am behind RFK Jr. 100%

[@Dacat_83]

My Father is A 90 year old Marine, 24 years of Service to our Nation , A master gunnery Sargent at his Discharge A Perfect Honorable Man and he has bad Ratings for his status in life’s,!!’

[@monacollins298]

2 things: 1) When you say “ they didn’t count how much money would be taxed outside of FICA” are you talking about the cap on the amount of income beyond which FICA is not taxed, I.e, that $168,000 ? odd cap? 2) could you please indicate the year that that 168,000 odd cap was instituted? Thanks.

[@bss-rp5pl]

@monacollins298 2) it started in 1937-50 at $3,000, has increased most years since. $168,600 was for just this year.

[@gordonj.wallis2826]

It’s the Golden Rule. He that has the Gold Rules.

[@kujonevideos]

Question: How long did it take you to pay for that PhD? Not a wise guy, just curious. Great shows filled with lots of needed information. Thank you.

[@MyGovExpert]

I was in the "decades" program since I was always a part-time student raising a family and working.

[@PatriciaBucko]

Thank you for staying on top of all of this for us! Although it all sounds scary, we need to prepare for the worst. So, if you have supplement N or G, do you have to get a separate drug plan and dental plan? Because my advantage plan is being canceled it allows me the option to pick a supplement plan at this time

[@valeriechramer1575]

Yes, you have to get a separate plan for drug and dental even with the supplement N and G.

[@sailingsam3815]

Trump is going to mess things up😊