$25,000 vs. $25,000,000 | xQc Reacts

Video by Johnny Harris: • $25,000 vs. $25,000,000
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[@splecti46]

Don't be ashamed to live with your parents. It's called being smart with your money and saving more money that you could be putting towards your hobbies and such.

[@Crispeecreem]

Yeah but sometimes you want to live on your own and have your own space. It's not always about feeling ashamed. A lot of us unfortunately live with family in 1 bedroom apartments and it feels so uncomfortable at some point. Thankfully I just got decently nice raise last week and I can actually have a chance at moving out. I just wish everyone could too

[@zarrowthehorse]

its also called being too broke to afford your own place lol

[@smoko7113]

Or youre just thinking about it the wrong way. When people think living with parents they think laziness, fat, sweaty. But imagine something like an Italian household, they all live together like a big family of busy bees

[@qwertyasdf5219]

​@@zarrowthehorseno shit sherlock. That's why op said to be smart and save money if you're struggling financially.

[@BlueFlash215]

You really think everyone has the chsnce/opportunity to live with their parents? Most single-parent households can't afford that. Most m3+ children households can't afford to waste that space. Space in general is a problem. Furthermore, you are dependent that work is around the corner. A 2 hour drive is OK I'd say if you want to save money and live with your parents but keep in mind: Live to work or work to live? The US has become the only OECD country in which you sl*ve away, wasting your twenties. Instead of seeing the world, you are stuck in a country with an echo chamber mindset. Whereas Europeans for example get to study about with state financed programs, you barely get out of your own state. And I'm not talking about leaving your country as Europeans do. The leave Europe (or for the sake of better sources: citizens of the EU do leave the 27 EU member states). The gap between poor and rich has drastically increased in the USA. Most single person households don't make enough money to afford living that they could afford roughly 10 years ago. US number 1. Put the flags up in front of your house so you don't forget where you live and sl*ve away to be somehow able to work even more trying to balance debt.

[@TooShawn]

This is the only reason why i love being an asian. Your parents wont kick your ass out the house after college. Well, most of the time

[@whoshe6693]

If only you keep studying

[@Wulf44445]

At least here in Europe, in general parents don't kick you out but people just like to live in their own privacy hence the moving out.

[@siema14123]

@@Wulf44445 Yea, but housing in Europe isn't half of your pay check most of the times so people can afford to move out. In my country, a flat with 2 bedrooms, a kitchen and a bathroom, in the capital city, is like 25-30% of the average pay check

[@yewstew8312]

Most American families don’t force their kid out of the house fresh out of college. At least the family and friends I have

[@-wizard-4184]

Americans are never forced out of their homes. They just fall to peer pressure and get shamed when they don't become independent at an early age

[@hollow._king3628]

X - “Im not out of touch” Also X - “Wait, 7 dollars??”

[@Uko4466_]

depends where you are, in cali it's 15$ but every place increased it to 21$ cause people just don't go to low paying jobs which is good

[@Hino86]

What is “every place” that has raised minimum wage to 21?

[@JoshStPierre]

@@Hino86yeah idk what they’re talking about. I live in LA and work in fast food. Fast food minimum wage got raised to $20 an hour, i haven’t heard of any other minimum wage jobs raised, especially not to $21

[@monke3786]

that doesn’t mean out of touch

[@jodawgsup]

@@Uko4466_ you are full of shit

[@lew2003]

bro is upset half his income got stolen twice in one year

[@matej9876]

u dead wrong☠️☠️☠️

[@dinkletonne]

twice ?

[@DrakyHRT]

@@dinkletonne once becoause of taxes and twice because a certain woman took half of it...

[@eRasedXem]

2:57 someone in chat said "and bleach is only $4" lmfaoooooooo

[@twowolveshighfiving]

ᕕ(՞ᗜ՞)ᕗ 🤣

[@J7_King]

I think people are forgetting that this video isn’t financial advice. The guy is just trying to show how the average person lives at those income thresholds.

[@S85B50Engine]

I work with wines, and X is absolutely right about the wine price thing, you don't need to spend a lot to get a REALLY nice bottle of wine. I have personally tried wines that cost less than 5 dollars a bottle and regular people won't be able to reliably tell the difference.

[@assarlannerborn9342]

regular people

[@S85B50Engine]

@@assarlannerborn9342 normies don't know what to look for, there is a difference, but unless you know what it is, you probably won't be able to tell.

[@ThatsMrGat]

alcohol is poison. stop hurting people.

[@AFFRA]

xqc the type of person to pull up the calculator app just to not calculate anything

[@commitmentphobe3045]

Chat actually thinks the only place to buy healthy food is whole foods where you are paying 300% markup for food. X is right about this one...1000 dollars a month to feed one person is absurd. However, the 12 year olds in chat might know more than I do about this one. I'm sure they pay close attention to their parents' food bill. lol

[@Broomtwo]

Very true.

[@jordanimatedstreaming]

$30 a day plus tax is $1,000 a month. at three meals a day that's $10 per meal. a $10 meal isn't asking for much.

[@Kevin-go5we]

@@jordanimatedstreaming Yes brother, spending $30 EVERY DAY means you are an absolute brain eating fungus victim. That means you are eating out every single day at god damn 100k income like you're rich...... If you learn that food comes from more than restaurants, you cannot possibly spend $30 every day on food and have > 80iq

[@commitmentphobe3045]

@@jordanimatedstreaming That's cool. I probably spend close to 700 or 800 a month to feed 4 people. Maybe develop some life skills like cooking and shop at costco instead of whole foods or eating out and your quality of life will greatly improve. There's no reason a single person should be spending 30 or more a day on JUST FOOD. That's ridiculous.

[@jordanimatedstreaming]

@@commitmentphobe3045 don't care

[@matyasborecky5835]

It's nice how neighter XQC nor chat do not understand that he is using the prices of spending money based on data. But Mr.Streamer here has to interject every 5 seconds to remind is that "You do not need to spend 3k a month on food if you have 1 mil a month income", no shit, but that is what the data says people with these income spend money on.

[@LeksDee]

25:40 oh nyoooo the guy will have to survive with just 12 mil a year 😭

[@qwertyasdf5219]

I wish I had that problem Edit: I didn't realise the 50% thing. It would suck too

[@dieuetmondroithonisoitquim338]

Life is really tough

[@intelligentfeminist254]

Shit if I made 25 mil and half of it was taken from me I’d be upset.

[@CarlosZ-q6c]

To be fair imagine making 25 mils which is an incredibly hard feat in a year and then you’re told half is being taken

[@Maksimszz]

@@CarlosZ-q6c Id argue that it benefits society in some way, Because if they take half then they can reduce the rate at which wealth inequality grows. Whereas the ceo's who take stocks instead of cash, they keep the majority of the money meaning that they grow their wealth a lot faster than the normal person. So I hope that helps you in understanding why such a big tax is in place

[@TonyLibog]

12:10 x making some good ass points, to this day I drop off groceries and wine to my moms bc how much she helped me out, and ill stay over for dinner and watch movies with her and such

[@TonyLibog]

cherish your family while you still got them

[@assarlannerborn9342]

X is more finacially litterate than 80% of chat. X is getting flamed because he dares to speak, while 80% of chat is sitting there not understanding shit.

[@rotraven]

owning stake casino tokens doesnt make you financially literate, x has no idea what he is talking about, bro doesnt even know what FINRA or NASAA is, to even begin to comprehend how much money really is circulating in the upper echelons

[@AndreasRibergaard]

what do you expect when 90% of his chat hasnt even grown a pair of balls and the only financial decisions they had to make was what games to buy with the money their parents gave them. (paying a monthly subscription to watch someone else play games puts it into perspective)

[@manuelchaden6410]

This chat always think they are the expert of anything

[@ClestrixClips]

They are the biggest losers, anyone who sits and actively chats doesnt have life

[@kylekjc]

this streamer does that too, the chat reflects the streamer

[@isaiahcarrillo6884]

They are little kids 😂

[@noobiix007]

Average twitch chat ig

[@riotbali]

crazy x does that too

[@Hack3r91]

The wealth gap can't be really understood by looking at the top 1%, you need to look at the top 0.01% to see where inequality really stands.

[@jaydenmartinez5432]

The spike is crazy it goes from like 700 to 800 thousand to 3million plus

[@Hack3r91]

@@jaydenmartinez5432 As far as I remember, the top 0.02% detains half of the total wealth or more - and you barely reach billionaire territory, it's literally to the point where 25% of the total wealth is in the hands of 100 people

[@TrojanTrademark]

xqc makes 25m + a year and eats mcdonalds think about it for 1 second

[@OfficialCANVAS]

Mac Donalds isn't cheap anymore bloke. His food expenses are in the tens of thousands

[@LeksDee]

27:00 you know someones brain is fried by gambling when stocks = stock options to them lul

[@KuroiGW2]

I think he's referring to employee stock options which isn't really gambling at all.

[@Lvchic0]

I like how he says he’s off but he reading it off stats 🤣

[@KingSkrap]

16:10 it’s also important to remember the average person making that much money is alot older, and likely has kids, meaning they will spend more on food. Stats are only so telling so long as you consider every variable that pertains to them.

[@garrettsolheim9457]

A big thing to keep in mind this is without having a family and kids

[@nomanmon]

second income if you're married would be nice

[@kneehats2311]

yeah but that's a choice. not a requirement. so keep your legs close ho

[@SmexMyPocky]

@@nomanmon as a woman (mtf) i would be shocked if my husband made me work, he should support me and my children on his 25k salary

[@JamCosmos]

imagine the single moms

[@austiniscoolduh]

you get even more benefits and potentially double the income, so it would at least look better than a single person. except with more stress just from having a kid lol

[@interstella0]

$25 for an overdraft fee? damn what is going on in the US there

[@ryanpatton1795]

25? its 35 and then another 30 everyday its under and they wont tell you it happened so youre just chillin then check the bank on payday and the check is gone cause they been stacking fees

[@interstella0]

@@ryanpatton1795 Jesus, I find it crazy how they are allowed to do that. We don't have such concepts here, the bank would just deny the transaction when you don't have enough money.

[@ryanpatton1795]

@@interstella0 its insane, i even told the bank to just deny the transaction and some say okay we will and dont, and then others say it will go through no matter what there is no protection

[@jakelake-u1q]

thats insane, every day i learn something weird about america. yall getting scammed by your own goverment

[@sriramg5334]

X was surprisingly right for the $100k a year bracket when it comes to food. I buy my groceries at Star Market or Trader Joes with a mix of fresh groceries and frozen items, eat out a few times a week at McDonalds and Dominos, and I rarely spend more than $100 a week. $1k a month would mean you are spending $250 a week, which is crazy.

[@siema14123]

X giving a genuinely good advice with the food stamps, that if you can lower your income a little bit, to meet the criteria for food stamps, you might end up with more money, just like lowering your income to be in a lower tax bracket, and chat is spamming him with question marks... They deserve to be broke at this point

[@vnyx2169]

Well 90% or even more of his chat are still kid and dont know how the real world works. The real people who knows are out there making money, not watching and chatting streamer.

[@erikhuebner3658]

Except that's not how tax brackets work lol. You only get taxed at the higher rate on the amount over the bracket. Lowering your raw income always reduces your post-tax income.

[@donaldlyons17]

@@erikhuebner3658 Oh interesting. I make 2X more than I used to and will take the higher taxes any day than make 50% less!!!!

[@dcp0102]

Except that wouldn't be worth it, It said you have to make like 19000 to be eligable, Foodstamps on average will give 1 person like $ 200-250 . x12 is only 2400, Could be more if you have children i believe but if you're at 25k a year you'd have to drop your salary 6k to gain 2.5k, If you're making like 20k sure work less hours and youll get a bit extra, Same with "lowering your income to be in a lower tax bracket" makes no sense because no matter what you'll still be making less than before

[@donaldlyons17]

@@dcp0102 Can't agree more!!! I think the number start to balance out at some point so making less mean less options. Also when getting some support one sometimes has to report on wages for years!!!!

[@WiseWeeabo]

18:46 "look at this kitchen, oh and this beautiful yard out here, I might pick up cocaine"

[@aliyaperetch8016]

I think he said "Croquet" it's like a golf game: en.wikipedia.org/wiki/Croquet

[@mynamebashbarti]

Chat there is nothing wrong with living at home after high school. The world is a cooked place rn, try to build some wealth now so you don’t suffer in the future.

[@crimal6490]

Chat buggin😂

[@noneofthiseverhappened]

just cause your parents worked hard doesnt mean you know what its like to work hard

[@tkdcoastskater9809]

X should probably learn that taxes are piecewise before he starts lecturing 40k a year andy's on his soapbox.

[@D.pietertje]

In the Netherlands me as a child can earn more then 12,5 euro / hour. Working a job with that payout is just, I’m sorry to say dumb.

[@dcp0102]

You know different places have things priced differently? The minimum wage in my state is like 17 dollars but that doesn't mean we necessarily have more spending power than the people in other states getting 12 dollars. The cost of living will be lower where the minimum wage is lower. It's def shite though to only be making that much im not arguing that and idk much about the Netherlands but i assume if you work minimum wage you'll be similarly pretty broke

[@JacobMoll-wn3lz]

My dad who works at a mine makes 32,000 per year, my uncle who's a engineer makes 90,000 per year and my great uncle who's a restaurant owner/business owners makes close to 250,000 per year it varies tho...and they all live comfortably in their predicament...minus my great uncle back in the days the mafia force him to pay protection money

[@TheRelentlessKnight]

The missing info is their location 32,000 in a city is different than 32,000 in a rural area

[@dembi2770]

@@TheRelentlessKnight exactly.

[@david90mm33]

Whats crazy is "event planer" is getting payed double what security makes or someone out in the sun for 12h breaking his back to make buildings for other people to live in

[@valentinbezdan570]

It's not crazy at all. Literally anyone can do physical labor unless they have some illness. Not everyone has the skills to be an event planner, even if it's 'objectively' easier work. You can cope all you want, but there are endless people that can do unskilled jobs, so the pay goes down accordingly. It just is what it is.

[@Hietakissa]

@@valentinbezdan570 that would make it objectively more difficult work, since not everyone can do it. It's not "'objectively' easier work", it's literally objectively more difficult

[@valentinbezdan570]

@@Hietakissa to take the example from before, let's say you have an event coordinator that is also fairly fit. Do you think they would have an easier time with their coordination job, or working a physically labor intensive job all day? I would think the latter to be harder.

[@Hietakissa]

@@valentinbezdan570 a physical job might be harder as in more taxing and draining, but the event coordination job is more difficult

[@valentinbezdan570]

@@Hietakissa yeah if that's how we define it then I agree. I was using 'difficult' interchangeably with 'hard' (as in taxing)

[@smokeyt2467]

8 minutes in and hes asked like 9 different questions over simple stats shows how out of touch the guy is and i love Xqc, bro gamblin 500k a day

[@sirharmony8626]

X idea to "stack money" while living with friends is actually a good idea. Also staying with your mother/father in the current housing situation is totally legit. I had a "crisis backup" of like 3-4k. My car broke and if I didnt had that money backed up, I couldnt have afforded a new car = lose my job = no good opportunities for new jobs, because no car, because no money. I learned how fast it can go from living with a decent backup for a middleclass dude. I always wanted a dog, lets say I would have decided to get one and he needed a big medical bill. Then I had to decide if I let my dog die or I lose my job. that is a decision I dont wish on my worst enemy... I dont have the solution, but I hope things get better for all of us...

[@kylesawkon4074]

If it’s 20 bills that could be accurate but 100 bills would be way smaller pile

[@delsymdrinker8064]

"Live with roomates, conserve your money, put it in savings or stock market for guaranteed money" "out of touch PEPEGA" brother, hes literally right

[@austiniscoolduh]

yea that 5% profit per year on the 1000 i was able to save in a year will make me HUGE profits!! /s

[@Magoooobly]

@@austiniscoolduh If you're saving 1k a year living with your parents you need to find another job.

[@EminemLovesGrapes]

let me put my -25$ into a savings account

[@austiniscoolduh]

@@Magoooobly we're obviously not talking about living with parents. hence OP's comment, and the video.

[@splecti46]

@@austiniscoolduh but you should. if you're saving 1000 a year you SHOULD be living with your parents. at that point its literally a financial necessity

[@s2Olivin]

When the video started to talk about the 0.1% of people, X began to agreed with it. Interesting.

[@thanasis-_-]

3:15 nope real wages are not up, the cost of insurance which employers pay for is up.

[@KingSkrap]

I don’t get why people don’t buy bulk. Full bags of rice, beans, flour. I can cook a pizza for ~$2 that’s two meals of food. I eat 2 meals a day. I really don’t get how people spend all this money.

[@karolkisz6049]

thank you gambling addict for the financial tips :)

[@WanderingNomad482]

xQc giving financial advice after losing millions on gambling is the funniest sh** ever

[@blessingmagagula502]

He is working with average estimates, so his numbers will look ridiculous to some who are good at keeping things below the average and they will look too conservative to those who spend way beyond their means.

[@KingSkrap]

Damn that’s wild. I make just under 20 an hour + free food washing dishes. If I only worked this job 40 hrs a week I wouldn’t have to buy food lol. My job also offers housing in exchange for part of your check. Free Wi-Fi, electricity, and water. 🤷‍♂️

[@donaldlyons17]

Well but even buying bulk I doubt many would get the same benefit of "cheap (free) food washing dishes" plus "free Wi-Fi, electricity, and water" and "a job that offers housing in exchange for part of your check!!!"

[@KingSkrap]

@@donaldlyons17 true. It’s only open in the summer so something would have to be worked out for the winter 🤷‍♂️

[@venumidasreal]

X explaining how a delusional life plan would work lol Janitor Andy.

[@Squint42069]

"Everyone around me is so great and they grow my money so go ahead and send me some."

[@godassasin8097]

I've spent $0.50 since i started living alone 3 months ago on medicine 💀

[@eggegg6101]

Private chefs come into my work and buy thousands of food every day.

[@ltsEternall]

This is just sad. Crazy how we are more worried about being a man or woman than we are about the cost/quality of living.

[@vangelisgru7271]

The gap was 40 years open. 1960s to 2000

[@Obsidian-Nebula]

I think those piles of money were represented in 1 dollar banknotes

[@oldpantsmc5283]

Crazy that x got 4x the 25m from kick deal😂

[@arcticcmonkey]

Bro has a calculator open but tries to guess how much % of income is one flight. Nahh blud can't do division 💀

[@harukakonoha2126]

25:42 i cannot believe Robert the cat actually get recognize FEELSSTRONGMAN

[@node5884]

Bro I haven’t gorn do the doctor in 3 years how are people spending 300 a month on health are they brain washed lol

[@cocobob6025]

are you just dead then

[@Buggolious]

undiagnosed problem:

[@vnyx2169]

Well its probably on average. Lets say you are healthy for 11 months, and then on the last month you got sick and have to pay $1200. So on average, that year you spend $100 per month on health.

[@Itsrymo]

You dont get paid in stocks as CEO, they are being GIFTED stocks then they take out loans against them as asests.

[@zaywop5978]

took me 4 years to get a promotion corporates greed is insane I only get promotions when I threaten to leave lmao

[@Ynot2711]

the 100k getting over 6k after taxes is simply not true. If you want to contribute anything to retirement after taxes and healthcare shit you are not getting 6k a month

[@vectorperkins5666]

So making 100,000 dollars year is "balling" in a massive city because its top 10% nationwide. Then says you can share rent. If top 10% has to share rent, its a problem, and that qualifies as low income around san jose.

[@HamBeglin-rj2vl]

i earn 13 dollars an hour as an 16 year old in norway, how the fuck is it even legal to pay so little for adults that have to pay for everything

[@ezte29]

12:11 my life EZ

[@emmanuelguzman5944]

Dude, you can here in his voice whenever he says "Jesus!" that bro just does not give a fuck. Bro is trying so hard to to laugh 💀

[@bluu2p]

xQc a millionaire at 19 reacting to this is hilarious. All love.

[@skittey.]

he is turning 29 this years he is not 19

[@brendon1689]

@@skittey. you did *not* read that correctly

[@bluu2p]

@@skittey. he was a millionaire by 19 no?

[@TheClanBlade]

The solution to this problem is clearly more tax cuts.

[@soju69jinro]

you can get a studio or 1br apartment space for $1600 easily.

[@Buggolious]

depends on where you live

[@FirstLast-yj1hp]

In a crap neighborhood with no parking sure 😂

[@-felix3161]

A roofer makes anywhere from 40k to 325k a year. Learn some skills. It’s that simple. A lot of people are brainwashed and think they need a simple job. Working outside pays significantly more.

[@boneless-yeet-1127]

$13 honestly kinda rare these days, people make $15 an hour at fucking walmart.

[@ravit50]

Makes me wanna kms when I’m a 20$/hr farmer feeding the rich lol

[@eveei]

Maybe if you’ve lived in one place your entire life you might have this take

[@danielstockley5631]

It's okay to talk about this... until you ask who are most of the people that have the most money. Shut it down!

[@justbarkloke5601]

xqc is right, the one that is actually out of touch is the other rich youtuber

[@djofulll]

I make around $1mil and my monthly expenses are around $10k lol this video is delusional.

[@ratdoto2148]

Being paid in stock isn't very risky when you get taxed half as much.

[@donaldlyons17]

Well but people paid in stock tend to care about prices of that stock though even when they get direct payments too....

[@redroyce4590]

6:54 Yes, yes they are very f@cked... Even more so since it's quite difficult to get a job with growing opportunity, if you are "poor"... If you have decent/normal parents that still let you live with them, it's such a blessing (even after college, if you managed to go to one). But even then saving is quite difficult (to try and get better place or job or education)... Since you will probably be paying quite a lot of transportation, healthcare, food, (small?) rent to parents. Starts to feel like you have no possible future sometimes, depending on circumstances...

[@donaldlyons17]

Yeah your argument about logistics is so true!!!!

[@DEstin100]

Mistah X dont need to work his fans will donate their salary for him EZMONEY😎.

[@Auzuru]

if you somehow waste 90% of your 80k monthly salary on just being alive, you definitely need mental help lol.

[@Pavidota]

It's amazing how someone as rich as xqc can be this financially illiterate

[@moo8698]

It isn't a problem. You wanted to live without a monarch. In that case, you'd have the monarch on top. Some in between and 98% would be at the bottom. And that was better. Sometimes the monarch would order to raise taxes a bit, but with time, that goes BACK to normal. Now let's see what you want to see today. Imagine a big company. On top of that company the person or ppl got the highest responsibility (the general problem is that, they are not being held accountable if something goes wrong), so they earn the most. That sounds fair btw. Now let's say, you decrease their wages by 90% and you give that money to ppl that got lower responsibility. Let's say that their wages are now tripled. It was 40k a year, now it's 120k a year. If every company does this, you'll see this at the bakery too. The bakery doesn't have that amount of money to increase their workers wages by that much. So they going to increase their prices so they can keep their workers with the increased wages. You paid $6 for a bread before, now you'll pay $60, so the bakery can pay it's workers. And this going to go on. At the end, your company going to increase it's prices again, it will have to increase wages again, the top on the company going to ask for more or they will leave, so you'll have the gap again between the cleaner and a whatever director and it goes on and on. In reality, you don't produce more, nobody does. But this means a whatever % economy increase that shows how great a country is. lol. You didn't do anything more or better, you didn't solve sh.t, you just caused a big ass inflation. That's how it works. Making a video about this.. I've only seen the first 30 secs or so. I'm not interested watching nonsense that works how it works. You can't make a system "better" than this. You could, but that would take what I mentioned first. You are either all small man, or you live the way you live. Stop f. crying over money. You can be and do whatever you want. The only and only person that tells you to not start a billion dollar company is yourself. You are literally allowed to do that today.

[@thanasis-_-]

The answer is socialism without sanctions and CIA interference.

[@Buggolious]

You're so right! I stopped doubting myself and now I'm a billionaire with five wives and 27 kids living in a luxury mansion

[@steveqi9309]

The Dunning Kruger effect is strong with this one.

[@jordanclayton2038]

Millionaire spending 1% of their income on a flight... I guess people that get cheap flights for £200 on 20k a year are braindead too... He's right, i don't deserve holidays, too poor.

[@KuroiGW2]

Having a £1,000,000 salary doesn't mean you're an instant millionaire. It would take a couple or more years of saving quite aggressively to become a millionaire with that salary assuming you don't have expensive taste or a large amount of debt. Considering a lot of salaries in that range rely on bonuses, economic climate and job stability it's not always certain that you'll have that salary for long enough to become a millionaire anytime quickly either.

[@motly205]

Bro.. 1764 dollars a month is about the same as my parents both get being unemployed in denmark o_o we barely even have enough money to eat at the end of the month

[@siema14123]

maybe they should find a job then

[@motly205]

@@siema14123 This comment is to show the huge difference between my country and America, how in America u have to work to get the amount of money we get for welfare/pension. That being said both my parents (dad and stepmom) are retired cuz of personal issues

[@sunsh9n0]

2:23 Calculating distance using time is still funny to me😅

[@Jjunior130]

20 minutes away could either mean about 1 mile (walking) or over 7 miles (driving).

[@TheRelentlessKnight]

It's the correct metric

[@minartson]

Distance = rate x time, why is that funny?

[@chloegrobler4275]

@@minartson because 1 mile is 1 mile, 1 minute can mean anything: 1 minute while strapped to a rocket is different than walking in that same time.

[@payamux8933]

@@chloegrobler4275 yeah but it doesn't matter in this context. If your commute is 20 minutes, then it takes 20 minutes out of your day, no matter if you go by car, plane, bike, etc. That's what's important

[@madlad4206]

If you're making 25k a year in the US, it's a choice lmao

[@jibes7609]

also this is the funniest video for that dono to waste 100 on

[@jibes7609]

8:12 truly the most 0 iq take of all time

[@russpc9739]

Ok but i NEEED an extra 100k for twitch dono expenses, so that i can give my millionaire streamer some life/financial advice (i am paid 2.50 an hour)

[@LukaPaja]

I can't fathom why chat isn't demanding he speaks the truth about himself. How many times has he divulged certain things that he does to help him get every loophole possible. From living in Texas, to now in Florida. To saying he actually has a 200k salary a year, to all the tricks he has on not paying taxes. And then he has the audacity to say "I pay my taxes, that's not the problem" and the government thinks they entitled to more than half the work that the person is doing, holy degeneracy. He was so jittery and nervously biting his nails like crazy, he feels exposed. At 1 million he says a 3k flight is insanely stupid, but we've all seen him waste millions in hours of what he says is "real money", so how much is he making then. Disgusting, he should be taxed to hell.

[@dcp0102]

Get your schizo checked out bud

[@ilikecars-js]

So imma live with my parents and hope they let me pay rent

[@jvckz]

11:15 been working at a bank for 2 years now being a degen living with my mom, have a real nice cushion and waiting to find some roomates near my job.

[@Nardi_05]

and i thought Australia was bad, but minimum wage here is $16 usd/h

[@andersonpena9358]

Depends on the state my state is one of the highest wages at 18 I was like making 20 and hour

[@zombiestressin5242]

And most of this pig for singles imagine married couple with 2 kids the “American household “ lol

[@CBFA2L]

i love trickle down economics!

[@aetherde]

wow i just realized how much i actually hat this guy

[@justsomeguy8597]

what i dont get is when he switches to 100k for example, why r u upping the housing cost, just get a similar cost to the 40k or even 25k and ur chilling the fuck out bro? why r u scamming urself im not gonna pretend like i know anything abt this im 15 watching xqc on yt ffs but that just makes no sense to me just bc u make more doesnt mean u need to spend more, to have more luxuries - you can but like "i can even get my car detailed every couple months" like bro, why? save ur money man

[@michalrozik7869]

Because that's what people actually do

[@gitgudgaming506]

Lots of people have lifestyle inflation. Not many people have the discipline to invest and save as you can see in the credit card stats in most countries, it is human nature.

[@justsomeguy8597]

@@michalrozik7869 to me the value of making 100k compared to 40 is more like much better financial security and not necessarily spending more on luxuries, at least not by much. you could just live in the same cost as at 40k, but be much better off. mostly on the housing tbf since when it comes to luxuries and youre at 100k, as long as its not too costly, thats just personal preference on what makes you happy in terms of what you buy for entertainment and what not. like living the 40k life with slight changes if you really want and much more freedom/comfortability.

[@Kevin-go5we]

Why do you spend money on anything? Obviously you might think right now at 15 that you can live very minimalistic, and maybe you can. But you take a lot of things for granted that you don't even realize you have until you have to pay for it. "Simple" things like few bugs, decent soundproofing, ac/heating, safety, less noise, etc. can be the difference between a $1k/mo rent and a $2k/mo rent. And of course that's not even mentioning other things. Luxuries are not truly luxuries in our day unless you make a decent bit into 6 figures and live in an ok cost of living area. For reference, if you live in cali in LA or something, you should expect to make 120-150k to actually afford real luxuries

[@Lynn-iw2ds]

Hes trying to max out spending i think but yea showing how much u can save up would be a better point

[@jmgapa]

4:21 in my country, eating out, at any restaurant or fast food chain is considered bougie and rich, its reserved for dates and only the rich do it daily, on the other hand we have a lot of supermarkets selling a lot of fresh non-gmo produce at competitive prices so eating at home is usually just as good as at a gourmet restaurant...how tf does murica not have enough supermarkets and fresh produce? yall country is cooked

[@zephizu9728]

im george and my car just blew a headgasket and I only got like 290 now

[@mastersteamer3697]

people are not smart spenders.... aint no way people actually spend like this

[@Gunships.]

the comment who said if you make 25k a year your dumb or lazy bruh, that mf dont know how hard life is bruh, i live in MA and i only make $19200 a year bruh i work as a chef everyday from 7am-7pm bruh that defs aint lazy the town i live in minum wage is $4.72

[@donaldlyons17]

Wow yeah but some of the problems might be specific to certain factors and conditions....

[@zombiestressin5242]

Plus credit even with perfect credit you can’t get approved unless you make some serious income

[@blastermaster0199]

me watching this living in europe

[@monke3786]

chat: it’s working on averages. this is based on statistics well it seems like the average american is braindead with the way they spend their money

[@jacksonrezab]

5:00 tell me you're not telling people to stop working just to get a food stamp , thats crazy thinking bro. Please rethink that.

[@gsabic]

That is what most people in food stamps do, they work part time and do not do overtime. they know that if they make more money they lose the governmenent assistance

[@jacksonrezab]

@@gsabic Very fair point 🤝

[@gsabic]

@@jacksonrezab And that is why government assistance keep people in poverty

[@mr.zzzzzzzzzz3311]

Rich people get taxed like insane. Taxing higher than 50% should be illegal like wtf?

[@foozito]

but rich people can easily avoid paying taxes with the stocks and stuff, no?

[@mr.zzzzzzzzzz3311]

@@foozito but someone like xqc doesn't get paid in stocks.

[@LukaPaja]

Exposed. Fucking hell

[@m4g153]

im still studying, and i make very low income due to it and get 0 financial help from my parents, but to say that oww its so sad for people in low income brackets is just not true. If you handle your situation accordingly, you can easily live a good life and not worry constantly about going in dept and so on. I work part time minimum wage, and live alone in an apartment, yet every month i can live how i want to and easily save 20% of what i make, as long as you as an individual do the research on how and where to save your money, and dont overspend on the small things you are more then fine on 25k a year