We did the one month pantry challenge where we didn’t go to the grocery store for 30 days. Wow, it was so eye opening and helped us shape our meal choices and prioritize planning. Really the only thing we missed was fresh produce. We used the savings to pay for Christmas, including donations to charity.
@annoravetz5908 Жыл бұрын
My pantry challenge is almost complete! I was able to donate this Christmas some gravy mix, potato mix, stuffing, 4 cans of green beans. Just a few cans of pumpkin 🎃 for bread, some sloppy Joe’s, lentil soup, chicken soup, and the cupboard will be bare! I can start more mindful, fresh and healthy for the New Year!
@jenniferbrooks-rieck8797 Жыл бұрын
I wish I could, but being a daycare provider pn the food program I have certain requirements daily per meal.
@marycatherinewright174 Жыл бұрын
We don’t care if we never eat out again. Too expensive. The food is not wonderful. I have improved my cooking skills greatly learning from UTube chiefs. What we fix at home is so much better. We know what’s in our food and we know it was prepared in a very clean kitchen!
@lizadivine3785 Жыл бұрын
I’ve noticed not only price increases but smaller portions as well. Doubly not worth it.
@barbaracampbell7747 Жыл бұрын
It might hurt poor folks not eating out some of them work there
@princessbabibear4794 Жыл бұрын
It's good to find a balance. If there are not any restaurants near you that make delicious food. I can see this making a lot of sense. But it's also good idea to support local businesses. Surely there is an amazing Italian restaurant or Mexican place that is family run and owned near you? Maybe you just go in for the lunch instead of an expensive dinner. I like what under the median is saying about eating out once or twice a month.
@vixxcottage Жыл бұрын
I understand makes me sick every time I eat out.
@michelleharris9581 Жыл бұрын
I have too😊
@TC-fx5zu Жыл бұрын
Another money saving tip is doing free KZbin workouts instead of paying for a gym membership. The exercise videos by physical therapists Bob and Brad are helpful too if you have back or knee pain. They have helped me more with my back pain than going to a local PT in my area did.
@MaryEavey-dc3sk Жыл бұрын
In less than 2 weeks I will be debt free! In 2018 I was in debt $42,000 and getting divorced. I was the frugal and the X was the super-spender. Amazing what you can do when the holes in boat are not being made at double the speed that they are being made!! But I do rent and that is concerning because it is expensive, so it feels like I am still making a house payment! I am 65 and want to retire in a year but the cost of rent will be very high with my decrease in income.
@sjchan3199 Жыл бұрын
You should be very proud of yourself you got this far, when you get debt free make sure you celebrate (frugally of course). It changes the game once you get there.
@leagarner3675 Жыл бұрын
Taxes, maintenance and repairs can add up quickly though. If you're somewhat handy it's okay to own a home, but if you can't change the gaskets in your sink faucet, consider rent as paying for a handy person on call, taxes, insurance, new roof, furnace, etc . I'm not trying to say you shouldn't own, I'm just saying that there are trade-offs. One thing you can do is look at a house you think would fit you, look at the taxes and divide by 12. That and an insurance payment would be your base payment. Then look at the mortgage - just estimate 100$ for every 10k the house is worth. So a 150k house would be 1500$ per month. You can reduce that a bit by how much you pay down. Then add in about 5-10% per month for savings so that you have a new roof or furnace when needed. I hope you can find the house you want! That's important too :)
@MaryEavey-dc3sk Жыл бұрын
Exactly what I was thinking. Buying a home is not practical for me at this age and having the airconditioner fail at least 5 times in 3 summers in Oklahoma and having the repairman fix it within an hour or two with no bill to me is priceless!!!! On the Frugal living channels the big message that I hear is pushing people to pay off their house and that is not an option for me. certainly not going to buy one so I can pay it off at my age!!!!! Right now I am just being frugal and waiting to see what to do next @@leagarner3675
@kellyehrhart4934 Жыл бұрын
Look into subsidized housing
@MaryEavey-dc3sk Жыл бұрын
I thought I replied to this. I make too much $ now for subsidized but when I retire I might not! Thanks@@kellyehrhart4934
@rozitaharun697911 ай бұрын
Many thanks for your most valuable frugal advice! So many practical tips. I am transitioning from an over spender to minimal living and newbie frugal wannabe😅
@justt855811 ай бұрын
Same!
@EmilyBachmeier Жыл бұрын
I get an extra 2 bucks an hour for working nights and $1/hr just for showing up for every scheduled shift and being on time and not leaving early. Easy money 😊
@katherineeuliano7720 Жыл бұрын
Regifting is ok and helps keep money in your pocket!
@jerrirussell7146 Жыл бұрын
Yes but just make sure you don't regift it back to the person that gave it to you my mother did that to me
@myaccount9498 Жыл бұрын
Yes! I wrapped many regift presents last night! Lots of gifts received for my birthday that I won't use, regifting out for Christmas ❤
@Lisawhatshersname Жыл бұрын
@@jerrirussell7146label them!
@seekingjoynow1722 Жыл бұрын
There is a cookie shop that is very popular. One cookie is $5.15. Just too expensive, but I see people in there buying boxes of these cookies all the time.
@Genie519 Жыл бұрын
Eating out is huge! We only go to restaurants for Birthdays. With kids it can be so expensive. Making it special makes it a bigger deal. We do still order a pizza every few weeks but no other take out because it really adds up. We have saved loads by doing this and just making simple dinners. Pasta and meatballs, breakfast for dinner or soup and sandwiches. Thanks for these videos and Merry Christmas!
@karlaloves2garden Жыл бұрын
I love the idea of coffee with friend in home rather than out. You are so right about quality of time together, environment and better coffee!
@EllenAndersen-of8kl Жыл бұрын
I meet with my friends once a month for tea, next time it will be in my home.
@annoravetz5908 Жыл бұрын
Congratulations on your son’s college GPA! Awesome! Things were getting tight, and both the kids were in college, so I bit the bullet and got the 2nd shift additional job. All of the bills were paid! Plus the employer, Amazon had fabulous benefits! So I got some fillings done, new glasses, paid off the car. It’s worth it!
@stephanieharries7746 Жыл бұрын
Hope is such a great name. My dog is named Hope. To me she is just about perfect ❤ Chow and Australian cattle dog mix and was left in a box at a vet office door with her brother at 7 weeks before they opened. Now 8 years later she is still doing well. Great watch dog.❤😊😊😊😊
@Judith-b3t Жыл бұрын
Great ideas! Written budget is a huge help. Couldn't do it without the written budget.
@irismartinez5753 Жыл бұрын
I have a spreadsheet that I made up myself and it really helps.
@madisonmccann1221 Жыл бұрын
My husband and I were fortunate enough to acquire a free stand mixer from his mom recently. We've been having a blast making our own cookies, bread, pasta, etc. We don't even think about dining out anymore and I know I personally don't miss it.
@bria2596 Жыл бұрын
You have inspired me to go look at my budget and cut it another 10%. Thanks!
@danibryant9318 Жыл бұрын
Larry I like the updated hair style, you look so much better
@leslieboe6379 Жыл бұрын
Red bag foods plus pantry food will save me money.
@bettyadkisson1681 Жыл бұрын
I was blessed too find stackable washer and dryer set $100.00 this month and $100.00 next month. I jumped on the deal cause my set is 20 year old and about done. I will have them repurposed for sure. I was blessed with them from a good family friend years ago and they had just been served. Whirlpool set. And thanked everytime I seen him. Now his one of my angels from heaven.
@Mrsmadison45 Жыл бұрын
Larry and Hope have a very Merry Christmas ❤ 🎄✝️
@kimberlyc84Ай бұрын
I get a monetary incentive ($50) to have my annual exam or having a biometric screening. I hadn't realized it until 7 years into the program. But my insurance had tracked it so all I had to do was provide the date of the claim and the first time I received $300+. Now I make sure that I call as soon as I have my biometric screening done in January. Throughout the year, I also have coaching calls and I track things like my activity and I can earn up to $400 in my HSA account. This money rolls over and goes toward out of pocket expenses that would have been billed to me. Great finding your channel to add to my already frugalista ways😊
@rhondachristensen861925 күн бұрын
I Used Those Items, From Local Consignment Shops, and Donated From Free Food Banks, Yard Sales..🌹🌹🌹
@sallyprzybil2404 Жыл бұрын
Going for coffee and cookies or coffee cake use to be a Scandinavian tradition. Coffee was served in lovely porcelain coffee carafes, nice coffee cups and saucers were used. Maybe people should go back to something like that for socialization and fun.
@joannedibben2352 Жыл бұрын
Hello there I'm in england.i really totally love China cups and saucers for tea and coffee.most people here just use a mug to drink now here which is a real shame.bring back beautifull cups and saucers it feels like a special treat lol🌈🌈
@sallyprzybil2404 Жыл бұрын
@@joannedibben2352 They made a visit for coffee and baked goods a special, slightly formal, occasion. So they brought out and used ‘the good stuff’. These days fancy cups and saucers can often be purchased at the second hand store.
@olliecooper4232 Жыл бұрын
Thank you Larry and Hope for great content again and tips. I am moving into new accomodation in the new year, which will reduce my rental liability down from 725.00 a month to 550.00 a month. 175.00 a month saving, which is a yearly saving of 2100.00. I also download digital content on WiFi to reduce mobile data usage as well. In the UK we have many public WiFi areas particularly in restaurants and cafes, that has good internet speeds which the speed can download KZbin videos, television dramas on digital devices etc and music downloads.
@Freaysclaw56 Жыл бұрын
That’s fantastic! 🎉
@shirleydenton4747 Жыл бұрын
Great opportunity for saving. In the U.S. there is a cheaper gym membership which can cost as little as $10 a month. Grandson received one as gift, and he uses it for many things such as WIFi, phone charging, and even showering. He mostly does this for convenience I think, but I have stressed frugality to him and can see many important changes in the way he does things. I cannot get him to stop the expensive sport drinks, but believe they are addictive d/t high content of caffeine.
@olliecooper4232 Жыл бұрын
Where I work it is 12.10 a hour then between the hours of 22:00 to 06:00 there is a premium payment called time and a third added to the 12.10. This time and a third payment is a extra 3.63 a hour, I only get one hour of this, as I usually work 14:30 to 23:00 5 days a week but this time and a third payment still gives me a extra 72.60 a month. 22:00 to 23:00 is 15.73 a hour. We also do not have to rely on tips over in the UK as well, but sadly I know some parts of the United States do.
@Lisawhatshersname Жыл бұрын
We have free WiFi in the States as well, sadly not the best but available. I'm curious though, do you find yourself buying more beverages in the cafes' or restaurants because you are there, using their WiFi?
@olliecooper4232 Жыл бұрын
@@Lisawhatshersname Not usually, it's handy if I wish to consume a drink but also the WiFi does not require for someone to purchase a product to use it, although most people do. People do stand outside of the cafe and use the WiFi to download KZbin videos, dramas etc. I like to purchase something to use it myself
@debbiedorsey2371 Жыл бұрын
You two are so helpful and very motivating to me. I have learned a lot from you both! Thank you! Merry Christmas 🎄
@stacyboyd4591 Жыл бұрын
I have been donating plasma for over a year now , I make 400 tax free a month in Canada. It’s a win win
@Mrsmadison45 Жыл бұрын
Hi guys ❤ We do not eat out in the cold months, because we have chosen just not to eat out. So expensive 😮 rather share a meal with our friends and family at their Ranch or ours, home cooked is SO much better ❤
@victorwadsworth821 Жыл бұрын
After my last hospital stay, I can say one good thing, I was wearing a size 40 pants, I know fit into a size 38. I'm now under 200 pounds & aiming for 180. I don't suggest a heart attack to get there.
@irismartinez5753 Жыл бұрын
Save your ATO (accrued time off) and cash it in if you are able to. I do this and its great.
@debbiel2098 Жыл бұрын
For many years we've had a 'dining out rule'. We go out to Dinner once a month, and go out to Breakfast once a month. However, since Covid we've discovered that we're getting less food at a higher cost. In some cases, restaurants have started purchasing lesser quality ingredients, and we can tell the difference. So, in recent months we've cut dining out altogether. Not to mention, the Tipping thing is getting way out of hand....
@kathleensigmon1085 Жыл бұрын
Used to check coat pockets and empty purses for coins. Also deposit from soda bottles
@WiseWomanLola Жыл бұрын
Does anyone still have glass bottles with deposits? Seems like decades ago.
@tammiepowell2818 Жыл бұрын
Love all the concepts! While we try not to eat out, it is hard for us. We buy gift cards for our personal favorites but only at discounted prices. We are currently doing a pantry/freezer challenge…trying to go as long as we can with only about $50 a month for fresh produce/fruit. Now on month 3…at least 6 months or month before we need to restock.
@tracy8805 Жыл бұрын
I never worry about Christmas money. I have one if those old time Christmas club accounts. I save a little all year without having to think about it.
@teresaseggerman9402 Жыл бұрын
I am not a big cell phone user. I have Tracfone and pay under $100/yr. That includes a new android phone, talk, text, data and one year of service. I always have minutes to carry over to following year.
@monicaluketich6913 Жыл бұрын
Because I live in a very rural area, my closest Walmart is 45 minutes away, let alone any stores besides dollar stores. So, yes, I do eat out quite a bit when I 'have to go to town.' But I do all my shopping, medicine pickups, animal feed for the ranch, etc. on that one trip, and it will take most of the day. I never get a soft drink with my meal - water with lemon. Yes, the prices in restaurants are higher, so there are a couple that give me good, nutritional food at a (more or less) reasonable price (under $20 with tip). There is an excellent Tex- Mex with inexpensive nachos- for $2 more, I can get the full size platter and take half home. Or I hit the Oriental buffet where I can get all my vegetables (broccoli, mushrooms, green beans, onions, peppers,etc.) and hot and sour soup I want (no MSG). I do eat meat, but not much. I also can, dehydrate and pickle food for my pantry. There is nothing like being so tired after moving full sized meat goats, that I can't think - but I have homecanned jars of meats or soups that I just have to warm up.
@princessbabibear4794 Жыл бұрын
I love to support my local family run businesses. Some of the best food I've eaten are at hole in the Wall places that everyone loves.
@paulasnatural Жыл бұрын
Sounds like happiness to me..❤
@christineelsey3104 Жыл бұрын
Happy New Year !!! I wish you all a very happy 2024, in spite of the world craziness around us !! ❤ a Canadian fan
@melshultz4 ай бұрын
I just got mint and it works way out in the country..my old service didn't work on my street..so happy with the service..
@agnesjuhasz7715 Жыл бұрын
Ohhh wowww your hair is amazing Hope❤❤ you look 20 years younger!!❤
@simonefeaster5131 Жыл бұрын
Great tips as always, Hope and Larry! My husband and I rarely eat out, even when traveling. Home cooked is so much tastier and more economical. Happy holidays to you and your family!
@Larissa-iw5wy Жыл бұрын
Great suggestions 😊 In Canada, plasma is by donation only. Not a way to make some extra cash
@janettebaker4034 Жыл бұрын
I've been added to a new tax law in idaho. My property taxes are over double from last year and my income is the same. This is unbelievable and absolutely not fair. I'm really going to have to crunch the numbers
@Freaysclaw56 Жыл бұрын
Are you allowed to protest the amount your property is assessed at?
@rebacarmack8335 Жыл бұрын
Today I had a biopsy, was told if I paid today instead of having it billed I could save 20% so forget the billing and forget putting it on my c/c- saved $53
@futuremind11 Жыл бұрын
Larry and Hope, I appreciate your excellent content and valuable tips.
@victorwadsworth821 Жыл бұрын
Merry Christmas people, enjoy what wealth you have in friends & family.
@Agent-jj4cc Жыл бұрын
On the rare occasion I do go out to eat with my daughter, I'm SHOCKED at the prices. I cook at home except special occasions.
@natalieguffey3936 Жыл бұрын
Merry Christmas to you and your precious family
@paulamay6774 Жыл бұрын
I love watching you both and do majority of the tips you mention. Merry Christmas to you both and your lovely family 🌲🎅🏻 Have a blessed and healthy 2024 from the UK. Xxx
@suecook8379 Жыл бұрын
Check the couch cushions. Remember the good ol' days when you'd find paper money and coins on the street. Now it's like Cornelius from Rudolph, "nuttin". Dang digital garbage. lol
@chaoticallysay2625 Жыл бұрын
Very smart to paying cash or negotiate cc interest
@CentsibleLivingWithMoneyMom Жыл бұрын
I cut out three services. I am planning on another as well
@hazelfernando8713 Жыл бұрын
Hope! Your hair looks beautiful in this video. Thank you both for such wonderful content. Wishing you a great holiday and looking forward to the content in the coming year!🎉
@jenniferrosenthal7731 Жыл бұрын
We use Spectrum Mobile and it’s $30/mo per line. Works well everywhere we go except up north in WI isn’t as good
@WiseWomanLola Жыл бұрын
My spectrum bill is $14 a month with 1gb data. I rarely go over that, but it's another $14 per additional gb. Good deal.
@TC-fx5zu Жыл бұрын
@@WiseWomanLolaThe $30 plan has unlimited data so it would be worth the switch if you’re using more than 1gb a month and having to pay extra.
@kelleyspears1218 Жыл бұрын
Family in town from Florida and we picked up the tab at a local Mexican restaurant. Four iced teas, four meals of pretty basic stuff, and the bill with a tip was $95! Yikes! Won’t be doing that any time soon.
@Lisawhatshersname Жыл бұрын
😮
@marshalindhorst6416 Жыл бұрын
Love your videos. Merry Christmas Hope and Larry ❤
@christinedigioia957 Жыл бұрын
Hope, your hair looks so Beautiful!! Merry Christmas and Happy New Year, to you, Larry, and your family!! Thank you for all your Great tips! 😊
@GwenDeeful Жыл бұрын
Prices are up for all restaurants upscale and fast food. I cook more often and eat lots of leftovers.
@evgeniagasumova4487 Жыл бұрын
I love your channel!!!❤❤❤❤
@traceygreenwood1970 Жыл бұрын
Just subscribed from uk . Love the coffee tip . I never do this cos embarrassed of house , going to address this . Thanks for great channel ❤
@justt855811 ай бұрын
True friends care more about you than your housing. 😊
@dawnlemieux3877 Жыл бұрын
Health insurance companies often have goals or videos you can watch to earn points that can be cashed in for gift cards. I usually earn about $100 per year through my health insurance plan this way.
@debbybardwell-sh6ni Жыл бұрын
Coffee. What kind do y’all use?
@muwgrad1987 Жыл бұрын
On the running list, I keep mine on the refrigerator on a white board. It's a list of dinner options so I am less tempted to order out!
@lorimartin3724 Жыл бұрын
My company has an incentive program to be healthful which earns us points to reduce our health insurance premiums for the next year by $1600. We qualify for the max every year, which helps to make sure we remain healthy for our son, DIL, and grandson. I'm glad to see we follow many of the suggestions you shared and can attest that they work. I'm so glad I found your channel as I continue to get ready for a comfortable retirement.
@erickf899 Жыл бұрын
Can't wait!
@jc10907Sealy Жыл бұрын
Congratulations proud momma 🥹❤
@UnadornedInIndiana Жыл бұрын
Good tips and reminders. Thank you and Merry Christmas!
@rhondachristensen861925 күн бұрын
CVS has coupons along with Savings Programs That Help You Save Money..🌹🌹🌹
@dw9416 Жыл бұрын
I make around $100 a week at my side gig teaching a dance class. There's always a way to make extra money.
@rochellethundercloud346 Жыл бұрын
Hello,all happy holidays
@Steina_The_Yarnist Жыл бұрын
Thanks for this video and congratulations to Daniel!
@jasminhuber7573 Жыл бұрын
Thanks for your work 💜🌺🌷 i wish youa merry christmas. Enjoy it 🌲🌲🌲🥂🥂🥂💜💜💜🥳🥳🥳
@SavingMoneyforTheLongRun Жыл бұрын
Great share, guys. Joel works in a restaurant so I would say that the reasons that restaurants are more expensive is basically a perfect storm kind of situation. That being the price of labor has increased and all of the inflation that we are all seeing both in terms of food and operations has increased for restaurants.
@dorawhisman515 Жыл бұрын
I don't drink coffee(only make it at work sometimes)but my fellow employees asked that I NOT make the coffee. If with a coffee friend we just go to the coffee shop. LOL
@vixxcottage Жыл бұрын
@dora there was a joke at work if I made coffee it would last the person 24 hours 😂
@angieprice7206 Жыл бұрын
I’m Canadian. We donate our blood and plasma for free. It feels good to do it! I am almost at 100 donations. 😊
@jenniferbrooks-rieck8797 Жыл бұрын
I wish we had a place locally to do this.
@maryallen1017 Жыл бұрын
I've noticed a few places will charge 3% on your total bill if you use a Debit or Credit Card. Now I ask before paying my bill.
@jessicaroberts4591 Жыл бұрын
I love your cooking videos
@GwenDeeful Жыл бұрын
Saving cash quick. Great ideas. Thank you
@parisjemparisjem8626 Жыл бұрын
Merry Christmas and Happy New Year.
@juliemoore6957 Жыл бұрын
Hi Hope and Larry!
@allardvanderstarre5238 Жыл бұрын
good tip-that 24 hours (or two weeks) waiting and asking do i need this?
@sophianachtigall3598 Жыл бұрын
We are those friends who has the best coffee, at least our friends circle says that. And we love having people at our place. I also noticed that our food at home is way better then restaurant food. And this is not me bragging about my cooking skills. Objectively, we eat at home better then in any expensive restaurant in our town. We still go out, for the experience of going out, dressing up, being outside the home, dining in Michelin star restaurants…but the food is better at home.
@patriciagazey4693 Жыл бұрын
We take a thermos of coffee out Cost of coffee or food is insane
@paulettemusial59 Жыл бұрын
What is the coffee brand you get?
@PeterVanDeMotter Жыл бұрын
9:25 I used mine and just got $25 of groceries for under $6.
@junkjanedoe Жыл бұрын
Love you guys! ❤
@marie-lynn5767 Жыл бұрын
Merry and safe Christmas 🎄 and thanks for your inspiring channel.👋💖🇦🇺
@financialsovereignty3335 Жыл бұрын
How fun! 🎉
@kelleyspears1218 Жыл бұрын
The other consideration for eating out is the tipping aspect. And it’s not just sit-down meals. There’s a tip jar on every single counter in every single food place. Or it’s on the screen when you check out. I could understand if the wages were tied to it like a server, but a worker that is getting paid to put donuts in a box, that’s your job and you’re getting a wage for that already. Anyone have any good suggestions for how to handle this?
@karynm3365 Жыл бұрын
Unless I'm at a sit-down restaurant, I do not tip at all at the other places. If I have to go up to the counter, order my food, take it back to my seat, and then clean up when I'm done- just what the heck am I tipping for?? Just ignore the tip jar.
@kelleyspears1218 Жыл бұрын
@@karynm3365 what about the sort of hybrid places like the pizza place? I order at the counter, I fill my own drink, and I empty the tray at the end but they bring out the pizza to the table….
@verabrunobossio28579 ай бұрын
Mint moble? Is this available in Canada? Specificly Superior northern Ontario heartfelt thank you!
@christinasingleton3994 Жыл бұрын
Love mint! Just switched got 6 months for what I was paying 1 month for.
@carolsmith2969 Жыл бұрын
Love your channel. Have a Merry Christmas and Happy New Year.
@rebacarmack8335 Жыл бұрын
What time is coffee?
@sozod2000 Жыл бұрын
I do want to come to your house for coffee😂thanks for the invite🤭❤️☕️
@myaccount9498 Жыл бұрын
😂🤣😂
@joannedibben2352 Жыл бұрын
Merry christmas hope and larry love you guys❤
@myaccount9498 Жыл бұрын
No one answered me last video; what is margin in the budget? Is that budgeting extra for bills so u are not left with a shortfall?
@UndertheMedian Жыл бұрын
Great question. We just recorded a video answering that question, today. We talk about margin and give examples. The video will be up on the channel Christmas day.
@myaccount9498 Жыл бұрын
@@UndertheMedian tysm & Merry Christmas to u both
@rochellethundercloud346 Жыл бұрын
It's kinda like a buffer. Having extra in the budget in case of emergency
@myaccount9498 Жыл бұрын
@@rochellethundercloud346 tysm for kindly answering 💓
@kingcabbage9502 Жыл бұрын
Thanks so much for these videos! There are SO many good tips in here! I have a mental health question and I'd love to hear yall's thoughts on this (or anyone reading this comment may also respond!) I've been trying to track our finances, build a budget, shop smart, and follow a lot of these tips and others I've found over the years from other frugal sources. But I am also easily overwhelmed. In my own case, having ADHD, I tend to hyperfocus on something for a few weeks then get overwhelmed and drop it. As you might imagine, that is not a great way to live frugally! It means I'll have a few weeks of great saving and then another few weeks of just...forgetting it, letting budget lapse, not paying attention to spending, etc. I always get back on the horse eventually, but have you guys come across any resources or advice for this kind of problem? I know this isn't in your area of expertise necessarily, but you guys probably research a lot of different financial things, so I thought I'd ask! Thanks again for your videos! Setting up automatic saving like different bank accounts sounds like something I can try right now, at least! That way, when the slump hits, my bank just keeps saving for me.
@lindadenneypu6315 Жыл бұрын
I have an app on my phone for 7 elven fuel today i filled up and because i locked in the best price a few days ago i got it for 170.9 a litre i saved 12 dollars on my feul yep i did a happy dance in in Victoria Australia our fuel is over 2.15 a lire at the moment
@affordableliving2756 Жыл бұрын
I'm avoiding certain restaurants because of the sticker shock when they started to increase the price with inflation. 🤢 We have just changed to slightly cheaper locations, or places that have deals/ we can split a meal.
@terryhenderson424 Жыл бұрын
Prices at the fast food and chain style diner/ inexpensive restaurants have gone up, portions or sides have gone down at many, and quality has gone down at many over the past three years or so. This process has certainly accelerated in '23. Just this past week we were considering a slightly nicer place than McDonalds, but not too much nicer price wise. We ended up at Roundtable Pizza, a chain that i dont know how big it is, at lunch for thier all you can eat pizza and salad bar. The prices have gone up with pizza, salad, drink, and taxes coming in at a kiss under $15/ ea. The produce on the salad bar was fresher than in most grocery stores. We probably got our value out the number of olives we ate alone. It was nice to have all of the salad fixings all at once which we couldnt do at home without probable food waste in the end. We were actually pleased with the food of our meal and this hasnt happened in some time; granted we dont eat out often and its been since before the pandemic that we went to a nicer restaurant. We honed in on this place by asking ourselves what is it we truly want and it was where ever we went, we wanted good food even if it was a limited menu or less ambience.
@rusticgardenretreat4892 Жыл бұрын
My new goal in the new year is to take one week a month and buy no groceries except milk, bread and eggs for just that one week. By doing this, it will force me to go thru my pantry using up things. The money that I don't spend goes back to a special savings that I will be using to only purchase things that will save me money. I already have a six month list of things that I can do next year with one thing each month that will save me money. That one thing sometimes costs money to make happen. For some of your viewers, this non grocery week of savings could go to making a garden. By living off your pantry, you learn to be creative with what you have, and you earmark pitfalls. One week is a good test before you have to live off of it full time should SHTF happens in your life. IT is a mini=test of sorts. Try it one month--- doesn't cost anything to try.
@kking7290 Жыл бұрын
Oh this is a great idea! Thanks!
@nunyabiznizz5619 Жыл бұрын
I tried to sell plasma but I only had one good vein and they wanted two. 🙄 Ugh.
@LoriFidler-v9b Жыл бұрын
Only use dryer sheets Nov. to March because of the static. Last winter I cut the sheets in half. Years ago I used a half bottle of shampoo and half a bottle of water. Because I use too much shampoo. Also add 3 caps full of water to a 32 loads of laundry soap. For the same reason. Need to add at least a quarter bottle of water.