3.7K FOR INSURANCE ON A POLO GTI 6C!!

[@dercility8725]

Fucking joke insurance in the uk when ur new u pay shit tons but 83 year old partially blind doris pays 20 quid even though she hits every curb she sees

[@thenojankamalanathan9744]

who declares mods 😂

[@thefiestaguy8831]

With all respect, 2 years no claims is nothing. I've been driving 11 years, completed pass plus a week after passing my test. As a 28 y/o male i'm currently paying £1,250 on a 67 reg BMW 335D X Drive (stock - 313bhp, 630nm of torque, 3 litre diesel, 0-60 in 4.8 seconds). I've had two "claims" against me, none of which were really my fault but they appointed the blame my way since the "blameworthy party" couldn't be located. First one was a "blameworthy incident" when the engine on my 17 plate Focus ST-2 exploded on a dual carriageway, it was 5 years old and had done 88k at the time, insurance didn't pay out and highways england came to clear up the oil spill from the carriageway and then claimed against my insurance for their costs. Second one was when my BMW was parked up outside my house about 7 months ago, and it was struck by a delivery driver who then drove off without stopping. Again the blame was appointed my way since the driver could not be located and no registration for the vehicle visible on any of the CCTV cameras. I have a protected NCD so it didn't affect it. You have to remember mods drastically affect insurance prices. Most youngsters especially males opt for performance related mods. Insurers of course view this as you making the car "faster" and therefore you represent a greater risk given the limited driving experience you have, thus the higher price compared to a completely stock car.

[@aberdeenal3234]

I was quoted £3900 for my Scooby STI.........I was 36, full NCB, clean licence.....and I was limited to 4000 miles per year

[@jordanclark831]

You’re joking who was that with 😮

[@lewis_271]

Terrible but because of the car and location (I’m assuming Scotland) it’s not surprising.

[@elliottaylor5373]

Maybe try comparethemarket? I'm learning to drive and so I've been looking at insurance quotes to see what I can expect to pay for my first year. I'm being quoted around £3000 without a blackbox on a 2011 Volkswagen Golf 1.6 Diesel. Insurance is such a ripoff in the UK.

[@lewis_271]

Doesn’t surprise me for car and age

[@elliottaylor5373]

@@lewis_271 A 14 year old 80hp Fiesta is only about £200 cheaper

[@genericmodz]

Never get a blackbox bro ever,it may cost a bit extra but go for the insurance without a blackbox slightest slam on of the brake pedal for anything they won't hesitate to put your insurance up

[@elliottaylor5373]

​@@genericmodz I'll likely pass before I am 18 so insurance is going to be even more expensive than I first thought. 2.2K with a box and almost double without. This is on a 15 year old Fiesta 1.25 by the way. I'm not paying 4k just to get no box insurance that's just not going to happen.

[@drizzy298]

It gets worse in london mate insurance goes thru the roof

[@Beastnappy]

Don't worry about it little boy rappa, mummy will pay it for you gansta

[@pb3382]

Jealousyyyyyy

[@willd4102]

I have a 6c gti miltek exhaust ram air intake 22 4year NCB it cost me £650 with sterling insurance always call up and ask , if you do it online it’s always more expensive some reason

[@hxrris8447]

Huh? Wtf is admiral on? I’m with admiral on an Ibiza Cupra in BRADFORD and it’s no way as high as you said and I declared all mods too… I’m 20 years old also bro so f knows why your getting done over like that

[@Chris_gti7.5]

I've been driving since 2012 I was with admiral and they put my Insurance renewal up to one thousand two hundred with two modifications declared I only paid five hundred and something for last year with admiral but I have changed Insurance companies and I'm paying a decent price now. Plus with admiral the information I given them was the same as the previous year nothing changed

[@JJJ-7]

Bro I live in London imagine how bad it is here.

[@AdeftTV]

that's crazy mate, I have a m235i at 19 paying around 2k a year. Insurance in the UK is such a scam

[@sebhamilton3868]

Fair play mate having a m235i at 19

[@AdeftTV]

@@sebhamilton3868 thanks bud

[@charliedouglas6860]

I passed my test last month , have a Toyota Yaris SR 1.3 and the cheapest I could get with out a black box for my first year with my car stock was £3000

[@deeganhigan6960]

Fowl

[@chrisbaxter5041]

Few tips to bring the price down always ask for a quote to start one month ahead always add a mature driver to the policy also increase your excess slightly

[@Steviegaming5081]

I’ve had my polo gti for 6 months just got my first years no claims my premium for this year was 1.2k, as it’s just come up for renewal I have been getting silly quotes as much as 5k.

[@jordanclark831]

The UK is screwed up when it comes to insurance, my JCW f56 is half the price of my old bmw 220d wtf. And my fully modded WRX is sat between the two with price but that’s with a specialist. Mental tbh.

[@a2hwilson]

My renewal was around £3k this year, so I looked at Brentace which wasn't that great for me, I tried AdrianFlux and managed to get £760 instead of £1.5k with comparethemarket. Exhaust system was the most expensive modification for me too which seems crazy, as it's “cosmetic” (Miltek OPF). I declared Immobiliser, Tracker, Modified Exhaust, SP30 (2018) and 7 years no claims, crazy.

[@ojb7647]

So you don’t need to declare res deletes?

[@BraydenF1]

When you hit 21 your insurance will naturally go down. I was able to get quotes on a VXR for around 2k a year less (total 1.1k) after I hit 21... Hang in there you'll be able to get it all declared. Elephant (Admiral) were best for me one payment of the 1.1k exhaust air filter stage 1 map and im currently 23 with 3yrs no claims.

[@portman8909]

Unless you get a claim

[@kylepembery6415]

Try green light they’re pretty good for modified cars

[@j.phelan1095]

Mines gone up loads too, maybe it’s the 3 points 🤦🏻‍♂️🤦🏻‍♂️

[@deeganhigan6960]

Do you have to tell them you have points?

[@josvervales6522]

@@deeganhigan6960 yes if not you can’t claim

[@deeganhigan6960]

@@josvervales6522 what if someone crashes into you?

[@AgentRidge]

Panthaaa!!! First

[@chrisbaxter5041]

I feel lucky now I'm a driving instructor and use a Mk6 Polo Gti for lessons i do 35k a year and pay £585 but I am old lol 😆

[@jahaicipriani7168]

Bout to do my licence just bought a polo gti with 350 Bhp 🤦🏾‍♂️😂

[@JordzyBrev]

I was paying 285 a month for a fn2 type R at 24

[@kyehaigh1273]

My polo gti is 800 pound for a 2017 I’m 22 with 3 years no claims

[@ryanmacleod3827]

Where are the black vw badges from lad? Cant seem to find anywhere that supports gti.

[@Roadwarrior92]

Diversion store's

[@shaunmcclune4644]

I’ve got 3 points 2 yr no claims an I’m playing 3.7k

[@marcjoseph7984]

Bro you adding shit for them to charge you and then they charging you…

[@achppa1844]

Don’t declare shi just don’t crash🫤😩

[@drizzy298]

And if u crash u better dash 😂😂

[@aaronjermy645]

I pay 550 for a leon cupra 300 2017 mods declared I'm 28

[@benfox6024]

You and the other stuff need air ride and a boot build asap

[@td13x36]

Who is everyone using? I’m getting quotes for 1.6k a year, £500 excess 10k miles for a polo gti, same as this. I’m 17

[@matthewgoforth9125]

which insurance company

[@td13x36]

@@matthewgoforth9125 Hastings direct I believe

[@luisrosmaninho1948]

Em Portugal são 300 euros por ano.