3 Best Mutual Funds For Next 10-20 Years | 3 Best Mutual Funds Money Purse | The Top 3 Mutual Funds

[@Ambrishwagh1980]

Hi swati are you amfi registered to give such advise🤔???

[@maheshmoharir9314]

Appreciate your selfless attitude. Young generation has definitely missed a very good teacher like you either in school or college.

[@dineshkm7832]

She is so selfish

[@arjunps6776]

This is mind blowing analysis Swati ji. As someone who achieved this mark of 1cr in investments this year, I'm left speechless. Although it's unlikely that most people will keep their entire corpus in just one fund, still it's possible to achieve similar results in multiple funds too. Keep up the great work and bring us more of these thought experiments.

[@Tanish-li6po]

😅😅😅😮K Kid😮😮

[@Tanish-li6po]

😊

[@vijendrakumar6266]

Sir sbi small cap ka Direct fund Khan se buy Kiya ja sakta hai

[@iamsurojit]

A BIG problem with SWP is timing. We started at 2013 here. Choose the same fund and start from Jan-2008. Results will be drastically lower available fund .

[@iamsurojit]

Consider these two scenarios: Fund is HDFC Top100 Corpus: 1 Cr. Case 1. Lumpsum investemnt date 20.01.2008 Case2. Lumpsum investment date 20.01.2009 Withdrawal 80k p.m Starts one month after investment. (Just for comparative illustration) See the drastic difference in result: Case-1 : present value ~ 95L Case-2: present value ~5.7Cr 😮 Not to say that SWP is bad idea. It is a very very good one. Just that in contrast with SIP, here corpus building largely depends on timing, which is understandable as it is basically a lumpsum investment in MF with added withdrawal feature. If one invests keeping this in mind then it is a great way to get regular income (almost certainly) and corpus growth (hopefully) in the long (10year or more) term.

[@VM-xl7se]

Very true sir

[@pradiptamondal7957]

You can't withdraw 9.6% from any mf in a very high market jan 2008 was a very high market after that there was a crash for two years,so you can not conclude like that Before 2008 there was a bullrun for 4 years Nifty rises from 1500 to 6200 So the thing happened like that

[@iamsurojit]

@@pradiptamondal7957 Exactly what I mean. You do not know it's a high market till it crashes. Say, if I start today, do I know a crash is coming to wipe off my lump sum or this good market is to continue for some time? So, timing becomes a big big factor in SWP. Yes, the less you withdraw, the safer you are, but that's true for every savings/investment. Please do not think I am against SWP, I am strongly in favour of it as an option to get some monthly income. I am just saying unlike SIP, time in market does not give you cushion to ride the volatility. It's just the very nature of this investment. May be if you spread your initial investment for SWP over a period of one year or even more; and then start withdrawing, it could be safer. That may not be easy for someone who has retired and need the regular income monthly right-away. So, it's a call one needs to take based on how much regular income is guaranteed from other sources.

[@taralsheth1076]

Thank you for the very useful information. Also need to know about returns in Index funds for the same time. Can you please give this calculations for the period of 2008 to 2018. Thank you.

[@RaviKumar-ro4fh]

Mam. Your video gives me inspiration for in vestment.

[@manishsingh-nh3jk]

mirae asset emerging blueship does not allow lumpsum. How can a person do SWP

[@anupritamatekar6689]

काफी सारे दरवाजे खुल गये दिमाग के ... 😁👍

[@shaikhraheman2826]

Swati ji main pehle apka video like karta hu❤ phir dekhte baith ta hu Itna pasand ata hai apka way of explanation You are really a good anchor it shows by your gestures

[@np5352]

Can you do a calculation for SWP spread over 4 weeks of a month than at one go. What will be the impact ???

[@hiranmayhota7291]

Thanks Swati Ji..can you pls help to select the SWP fund for long term with current monthly incomes. Also pls confirm if you provide the financial planning as per the goal ?

[@gg-ho4nc]

Nice effort. Madam please give example of SWP with small cap funds like Nippon , DSP , Sbi

[@kishoreprabhakar9931]

Small cap fund se swp kar sakte hai??

[@girishvyas5721]

Maam.. Thks.. How would it be with flexicap funds... Pl explore and suggest...

[@koppewar]

Thank you mam for speaking numbers in English

[@zulfaquarali1169]

Bahut achchi jaankari de aap ne

[@vikrambadkur6517]

बहुत खूब .. 🎉👍👍

[@neeleshjain3175]

स्वाति जी हर बार की तरह सीधी सटीक बात👌🏻👌🏻

[@mandardixit471]

Please show an example of Canara Robeco Flexi Cap Fund

[@rg_2708]

Hello Swati ji Can you please tell whether these swp works with the Nippon or Sbi smallcap funds as well ?? Please reply to the query

[@AjitThakur-l9p]

Is it possible to invest in mirae asset emerging blue fund?

[@subratanath6262]

Many many thanks for your this valuable information and video B wealthy team.If possible please prepare a video about SWP in pure equity funds with 10, 15 or 20 years return.

[@sumitmakhija9979]

Perfect example swp for seniors if they can invest the lump sum at 60 and enjoy rest of the life easily. 👏👏

[@ashokgarg7017]

Swati ji, Namaste, Nice Video. Good Analysis.Thanks

[@neerajmathur173]

Mam HDFC Mid cap opportunity fund ka bhi ek example se bataiye na

[@mustafashaikh4961]

Contra funds aur small cap funds par bhe please video banaye. Thank you.

[@GAURAVGUPTA-ut9yt]

Madam, you makes hard work for your subscribers...............

[@suhasrane429]

Thanks Please give Commentry on ETF Fund.

[@sheetaldhadve2944]

Looking Beautiful Ma'am, thank you so much for covering this topic as well

[@arjund.gadhavi8785]

SWP ke liye koun sa aap me option aata hai

[@rajeshdewangan8466]

Thank u mam you explain every topic in very easy and systematic anybody can learn

[@kartikeyshukla4210]

Axis midcap fund me sip chal rahi hai outperform kar raha hai exit kare ya bane rahe

[@Prj1003]

I truely appreciate your analysis,, aaj ke nau jawan agar isko sahi se samaj jaye toh F&O se nikal ke Quick money ke gambling ko chore ke long term investment & wealth planning pe jayengey. Jago grahak jago. 😊

[@IndiansinJapan]

Thank you Swatiji for this video. SWP kabhi ya kis age me krna chahiye? Me abhi 35years ka hu abhi SWP Krna chahiye kya ?

[@gudiachotu14]

Where can I calculate this

[@omparkash4822]

Swati ji all category ke or sabhi AMC ke top performing 4 to 5 mutual funds per ek vedio bana do .

[@aksket2000]

क्या SWP भी बीच मे बंद कर सकते हैं?

[@surendraarora1097]

Vry gd information ma'am , after achieve corpus ,can we do swp in same fund instead of hybrid category.

[@Manoj-parmar]

small cap fund me swp samjaye mem maine 15 sal k liye 4 small cap funds liye hai sbi small kotak small noppon small axis small to isme swp sahi rahega kya

[@prakratkumar3217]

Madam ... make a vedio on best 3 idcw plan with calcution.. for future retirement..

[@AjitThakur-l9p]

Can we invest presently 1 cr as lumpsum for swp

[@Ram_kadyan_Foji]

Maim 10 years k liye best mutual fund konsa hoga , 10k ki sip k liye please reply

[@anupdas7302]

Suggest ELSS , Small cap, mid cap fund for 20yrs

[@nikunjpatel7903]

1 crore angel application se invest ho jayega kya ?

[@manishkaushik7313]

Mam I love ur background …I am also going to make same background in my new flat.

[@vickyveer2596]

Please make this type of video on Nippon India Multicap and Sbi large and midcap Fund

[@TheArtOfWealthBuilding]

awesome video mam 🙂

[@hiteshpanchal979]

Can I use smallcap fund to swp

[@Modassir7u]

Mam b wealthy ke sath pahle se jude hai ar aage bhi jude rahenge

[@mustakalimomin4506]

Mam, What percentage u hv assumed for returns for growth after 10 yrs also what will be the value without spending withdrawal ?

[@riyanvlog5439]

Mam pr kon se fund mai kare is pr to video bana dijiye 4/5 best mutual fund bata dijiye jis m ham log time k liya kr sake

[@narendrapatnaik]

Thanks Swati ji! One thing, I learnt from this video is that the withdrawal amount must not exceed 5 to 6% of the total amount in a year. So that, remaining amount can be left for future compounding.

[@iamsurojit]

Yes. This is the most important part

[@narendrapatnaik]

Based on mutual fund's average return and inflation rate,we can take a call. I am assuming that mutual fund's average return might be within the range of 10 to 12% in long term (retirement tenure) and inflation rate 5 to 6%.

[@utpalbiswas9558]

You are right but do not calculate previous record. Say something about the planning for comming years .

[@pritipandya3870]

Ma'am very nice educational video. Issi topic pe or detailed video agar ho sake to 😊. Jaise 1cr lumpsum invest kiya wo ek saath kaise kare kyunki lumpsum bada amount daalna risky ho jaayega. Kuchh is baare mai alag kar sakte hai?

[@GosaiFlowers]

Mera beta 3 yr ka hai...Uske liye koi fund recommend kre Mordred risk, 10-15 yr

[@diveshaggarwal9642]

Aap bhut badia teacher hai mam

[@vishwanathsaraf2112]

So much influenced video with very soft but powerful and positive by touching heart like an arrow.

[@vishalguruji2011]

Mera 1 lakh collect ho gya h axis bluechip fund direct growth me lekin axis ke website pr swp chek kr raha tha sirf lekin mila to nhi swp ...kya swp axis mf me ni hota hai¿?????

[@jamesfernandes968]

Excellent explanation & guidance . You are Excellent and simple . God bless you .

[@gopalkrishna724]

Direct me mutual fund me kaisa apply kar thy hai

[@Munaf495]

Plz give calculation for flexi cap fund

[@rangarajannarayanan8555]

How about the tax implications. Has it been taken into account in this calculation

[@saleemmusliar5102]

Tks Wonderful info. Truly appreciate ❤❤❤

[@yogeshmetaliya5287]

Swatiji.... Investment ka amrut nikal ke aap subscribe ko dete ho.....

[@krishnamittal-f3z]

Swati , u have provided great option , investors must follow it . Great plan . I have been advocating same . Max SWP at less than 0.5% per month

[@anilkhetarpal2119]

Index fund gives less return than any other fund. Large & Mid Cap Fund is the best . Mid & Small Caps are for those investors who can take high risk.

[@fatboyrecordsinc.7773]

Pure sansar ko pata hai bhai.m Jo pata nahi hai woh boliye

[@rashmipandey7310]

Thanks for this very informative video as always. Request is to make a video for illustration on aggressive growth small cap SWP also. Will be helpful for those who may need it as additional recurring income for future rather than the only income in future😊

[@anirbanchakraborty2506]

As per my knowledge Mirae don't have a lumsum investment option...

[@satishshelar887]

How is Tata small cap swp plan??

[@dr.deepakgupta4452]

Wah! Kya baat hai. Unimaginable. How much corpus it would have been without SWP ?

[@arjunps6776]

In the Mirae asset fund, it would have crossed 10cr at 26% CAGR for ten years 🔥

[@sudhirmehra8157]

Hello Ma'am, Can you please throw some light on Adani Energy Solutions share. Is it right time to purchase for short term

[@maheshnikam6423]

Thanks very good information Income tax on swp ?

[@JaspreetSingh-jd9so]

Swati ji, Mirae asset Emerging Bluechip launch date is 2nd Jan 2013. The question is how many people invest all his/her complete money in NFO without the history of the fund ? also at that time Mirae was a new asset management company.

[@gouthamkondapavuluru1959]

Yeah all this is analysis with the advantage of hindsight. Index fund and hybrid fund could have been the only right analysis, that too with a warning that no one knows what will happen in the future

[@suniltalreja6304]

Can you also work over Small Cap

[@sagarodisha]

Praise worthy efforts mam, how simply you explain the things.

[@sashikiran2767]

swati ji main aapsey poochna chahta hoon ki kya sahi swp choose karney ke liye kya hamein advisor ki madad leni chahihey. kaisey hum ek adivisor ki madad le sakte hain agar humari fund kaafi badi na ho 20 lakh ki bajat rahi ko hi swp karna chahtein ho. kaisey advisors ko spot kiya jaye.

[@chandrashekharjakhalekar1746]

Very nice Guidelines.

[@manishagrawal3952]

Madam what we do if we have multiple funds

[@prakashpanday108]

Thank you for the video. Can you please advise how it became 8 crore in 10 years? Even I take 15% annual return it shows 4 crore only after 10 years. I think something is wrong here. Please show the calculation.

[@milindpshah]

Can you analyse this with worst performing fund?

[@IamMe927]

Excellent! Liked your way ! 👍🏼

[@manoranjandey7935]

Nice presentation. But you answer my question first, how many people can be financially abled to invest mutual funds 1crore at a time, on the other hand one person never invest all his/her money in ONLY mutual funds. You may deliver your lecture on fruitful ways. Thanking you.

[@VM-xl7se]

Make one more video of SWP calculated if investor would have invested in January 2008.Results are Eye opening

[@BWealthy]

First of all thank you for watching the video. In one of your comments you mentioned ABSL Nifty 50 Index. Let me share some more names. ABSL Frontline Equity, Current Value: 1,78,15,317. DSP Top 100, CV: 1,12,37,527. HDFC Top 100, CV: 2,04,42,265. ICICI Pru Nifty 50, CV: 87,28,335. One has to understand, which i mentioned in the last part of video, too, this sis equity and equity is a risky asset class. Hence, the need for diversification. One should not put all the eggs in one basket. The purpose of this video is to explain the concept and benefit of SWP. Hope this helps. Stay Blessed, Healthy & B Wealthy.

[@VM-xl7se]

I don't meant to offend you mam. I am your fan since CNBC Awaaz days. I had back tested this concept a lot. Only Aggressive hybrid fund & conservative hybrid fund combination can be used for SWP for best results. Banlanced advantage funds also do reasonably well mostly

[@batmanz.]

Swp calculations should be done considering the worst.. including 2008 & 2020 crash

[@Takestepahead]

Very well explained. Thank you

[@prahladd]

This is extremely valuable piece of personal finance information that I was looking at, at this point of my life. Thanks for valuable and timely information.

[@pradeepkumarbhatt8896]

Mam good evening aapke examples Bahut achche hote hain kya FLEXICAP fund accha rahega Aise hi motivate karte rahein Aapka aabhaar Aapka dhanyavaad thanks and regards 👍🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻

[@atorbfire]

I feel its ok to put all the money into equity for long term goals such as retirement, which is 20 or 30 years away. It will be prudent to put half the money into Nifty 50, then choose a mix of Flexi Cap and Small cap funds.

[@K2Maji]

You can start with 100% equity but that will not be prudent. Anyway as your retirement will approach closer you have to decrease your equity allocation and increase debt allocation. 6% withdrawal plan doesn't make much sense as any crash can destroy your plan.

[@MrSagarkadam]

Please suggest,Best SWP mutual fund plan?

[@dhirajbhosale917]

Mam, Please explain SIP vs Stock returns

[@rajeshwarraoparimala3187]

Kindly share outcome with PPFAS flexicap fund.

[@shivankgupta6728]

Everything in this video is perfect as usual except headline

[@Marblerunai]

Madam, please tell about small and midcap fund

[@anandts6973]

Maam if the same coprus was deployed in MA Emerging Eq fund on 29 Jan 2013 then the diif in available corpus would be 2 Cr as compared deploying on 01 Aug 23 and setting up same SWP of Rs50000 per month

[@ashfaqakbani7251]

2013 to 2023 tak market aise hi hoga kya guarantee hai

[@sumit.agarwal]

Wah wah wah.. I have been investing in mutual fund for 5 years... But really was unaware of that.. Wah Swati ji wah...

[@KPFinancialservices]

1Cr kaha se laaye Ma'am. Hote to U Tube thodi dekhte?

[@riteshgupta5701]

Madam tell me such type of fund in today scenario

[@milanaum]

Please cover other cstegories such as Mid Cap, Small Cap, Multi Cap, Flexi Cap, Oryer Index Funds such as Mid n Small Cap.