3 New Rules Senior Citizen Savings Scheme (SCSS) 2023 | New Interest Rate अब होगा तीन गुना फायदा

[@jeevanpatil3175]

टॅक्स फ्री होनी चाहिये इसे सभी मेरे सेवानिवृत्त भाई सहमत होगे।

[@swarnimagupta5358]

Azz

[@rajeshsharma-et9dn]

सहमत

[@StylishBoos999]

Ji sir app sahi hai.. SCSS Tax Free hona chahiye... Mera full support hai...

[@ashoktaneja6916]

Tax free hona chahiye

[@rameshdua2409]

Siraapka samghane ka trika bhut achha h viny ji.

[@dpsoni9402]

Good advice. Sr.citizens should be exempted from taxes and also from driving licence (above 75 yrs.) And two wheeler driving persons.

[@medhalprabhakar8199]

Very good information video for senior citizens and retired employees. Please make video in English for South Indians.

[@mypr7893]

Agree : Govt . should pay heed in this matter

[@Lamp141]

I'm a senior citizen and have my HUF account. Can I invest every year 1.5L in a senior citizen saving scheme and take the IT benefit u/s 80C?

[@kafeelahmad4826]

Tax free hona uchit hoga, Aap ka sujhao sharahniyey hai.

[@willyoc5403]

Yes Sir , there should be tax free SCSS

[@sureshpandey5049]

Should be Tax free .It will be support for non pension holder or small pension holder.

[@SahajInfo]

Agree

[@rahulgarai4822]

Very informative🙂

[@sharadchandradhole8935]

It's quite strange, shocking and disappointed that the government is not increasing the interest rates of PPF. Once the rates were 12% from where it has come down to 7.1% , whereas all other interest rates are increasing. Even income tax slab is stuck at 2.5 Lakh from many years.

[@uttamapadwal4672]

Totally Agreed 👍 Interest on PPF should be increased. It's the most popular scheme amongst middle class to earn TAX FREE INCOME 👍🙏😊

[@stayhealthy9125]

Income tax 2.5 lakh se 7lakh ho gaya babu bhaiya

[@stayhealthy9125]

​@@uttamapadwal4672 ppf par interest rate below 5% jayega 2024 tak

[@mahavirsingh-cd9pf]

It, s int should be like plpf

[@bharatvyas2935]

B

[@abhilashachandel8675]

Yas sar krekt puaet jithanks ji

[@SahajInfo]

not getting you question - please clarify

[@saurabhvajpayee4732]

Sir 30 lakh alag alag open kar sakte hai Like 15 lakh post office me hai Or 15 lakh koi bhi bank me le sakte hai?

[@sudhirrai2996]

Pre mature closure के बाद पुन:new scss का account open कर सकते हैं?

[@san88888]

Hello sir awesome vedio Husband wife individual capcity ma SCSS kitni total investment kar sakte hai?

[@ajitnadkarni6588]

SCCC SHOULD BE ABSOLUTLY TAX FREE LIKE PPF which willbe beneficial to Senior citizen

[@SKP01]

आपने बिलकुल सही अपील की है ऐसा न भी करे तो 15 h panch sal ke liye मान्य कर दे। है साल का झंझट इस उम्र में तनाव पैदा करता है। धन्यवाद

[@madhusudansingh5710]

Sir jo A/c pahle se chal rha he uska interest 8.2 ke liye kya karna padega ya apne se add hoga

[@tarachandagrawal-pi7re]

टैक्स फ्री के मामले में हम आपके साथ है

[@myreelsshortsvideos]

Scheme ka extention ke time Rate of Interest same rahega ya change hoga?

[@grishmazaparde6503]

Yes, we are also with your opinion, Make interest tax-free on senior citizens saving scheme..

[@ajayverma9242]

ज्वाइंट अकाउंट में हाउस वाइफ होने पर क्या उनका नाम अकाउंट में पहले लिखवा सकते हैं। दूसरा नाम रिटायर पर्सन का हो सकता है।

[@nandikanikam6317]

❤ dhanyavad !

[@omkardeshmukh8959]

sir,SCSS ka amount bank me bank dubne (diwaliya)per bhi 100%secur hai ya kewal upto 5 lakh tak hi hai ,pl batay as soon as early posible.vaise mai post office or bank me open kara saku .

[@susmitachowdhury542]

Yes sir, WE Senior citizens demand SCSS TAX FREE .🎉

[@rakeshkumarbhargava1766]

Beside Post Office, in which other Banks -Pvt or Gov,we can open this SCSS a/c , ? please inform all the Banks

[@sadikalisaiyed6280]

Scss me pre mat. A/c cl. me penalty pri. Amt. me se deduct hogi ya int. me se? Is baat par sabko confusion he. Krupya ye clear karen.Thank you.

[@sachidanandsinghchoudhary3164]

My age is 73yrs if govt relaxing in TD's then all senior citizens will be met their necessary expenses eg. Medicine hospitality and others.

[@basudeosingh984]

Certainly, there must be tax exemption on interest from SCSS. What will be the interest rate on extended SCSS.

[@rakeshrana8528]

Agar different different bank main scss account open krwaye or hr ek bank main interest less than 50k ho tb bhi tds ktega

[@maheshsarvaiya123]

Is it compulsory ? to give reason at the time of premature closure of senior citizen saving account in sbi

[@noshu6185]

Aapne btaya nai ki 3 yes extension sirf ek baar hi kraya ja sakta hai jabtak A/C holder jivit hai tabtak chahe further karva sakta hai pls do reply.

[@anandvakani362]

Senior Citizens ko Tax me Rahat milni chahiye , Kyonki 20-25-30-35 saal tak Paisa kamane ke upar bhi Income tax jama karne ke baad Apna bachaya Paisa SCSS scheme rakhta hai to Usse Govt. Ko bhi Fayda hota nahi he kya?

[@Dassomnathl2509]

Lovelyyyyyy indian gov ❤thanks 🙏🏽🇮🇳🇮🇳

[@aniket8165]

Quarterly interest ko wapus invest kaha invest kare?

[@noshu6185]

3 years extended ke baad bi agar koi senior citizen kya fir se amount reinvest kar sakta hai?

[@prasenjitganguly6994]

SCSS should be obviously tax free interest.Thanks

[@shuklareliance2618]

Sir please let me know any relax for disabled army soldiers in income tax in this schemes. And thanks for your best information

[@arunwalavalkar8804]

What will be the rate of interest if amount is extended for further 3 years

[@lalithabalan9561]

For SCSS should be tax free. U r correct.

[@dulalde2735]

Apple to our respected finance minister to make it tax free like PPF.

[@kapiljoshi7230]

Hello sir Sir senior citizen ke liye new income tax return per video banaye please. Thanks

[@vinodchodankar6779]

Tax should be dedicated At Rate of 2 ./.

[@smitasakhardande6433]

Please Govt must do SCSS tax free so that we will relaxed from any tension & more money we come for retired life.

[@RAM-lb7xk]

agar main scss me 15 lakh deposit karta hoon to kitna interest milega aur kitna tax katega ,after maturity mera 15 lakh par bhi tax katega kya ya sirf TDS 10% hi katega please reply sir

[@narendragadh7883]

Yes please it should be Tax Free.

[@mukundann5576]

Eligibility for NRO to invest in: SCSS, Govt bonds, tax free bonds, RB bonds etc? An NRO in india for more than 182 days is considered as Indian to invest in any/all Govt sxhemes. is it so? Any circular for it? Mukundan

[@arawatgoel-cs8fs]

Sir kya yh scheme for t employees ya fir 80+ seniors ke liye hai sirf?

[@omparkasharora1442]

I fully support that interest paid under SCSS should be exempted from income Tax.

[@vishnugupta8632]

sir wife ne 10 lacs is schemem me @7.6 percent per oct 2022 me deposit karaye the ab kya isko tudva kar intrest ka nuksan kara kar dubare se 8.2 % per karana thk rahega ya chalne de

[@bhawnajoshi1930]

🕉🤔🙏for the proper guidance 👌🕉🙏

[@saandeepbhatia9]

Can I shut my previously made SCSS at 7.4% and immediately open a new on at 8.2%.(i have done the calculations and in 5 years ill still make more money then at the rate in which i made the SCSS ) or is there any rule for reopening an account on the same PAN/ persons name once it has been shut?

[@duggiagarwal1085]

F

[@swapnilmahajan7635]

Pehla Account open hokr 1 yr complet ho Jana chahiye .....1.5% penalty charge cut hokar firse naye account kr liye apply kre

[@cvakil115]

Yes SCSS Shd be tax free

[@vikasvikram8240]

Sir I'm going to turn a senior citizen in July end. I have a question or need guidance from you. If I have 30 lakhs free cash then, where should I invest for long term? FD under senior citizen's scheme? 24 Carat Physical Hallmarked Gold? Mutual funds?

[@umanair7749]

Yes it should be made tax free.

[@JayPrakash-lh8jq]

🙏सर Wife husband दोनों 60,60years है क्या दोनों 30 30 lakh investment कर सकते है

[@SahajInfo]

Yes - dono kar sakteye hai

[@tarvindersingh6135]

Canara bank branch at (Dtc kalkaji depot)Wale 15H form Dena se mnaa Kar rahe hai, Bolte hai ki return file karo

[@nandkumarkori8703]

All senior citizens under this sceme interest amount should not be taxable ,because it the only source of income with pension who are getting pension, but those who are not getting pension it is the only source ,so interest should be tax free, Modi ji bahut sare karte hai, senior citizens ke liye yeh interest tax free kare too achha hoga

[@gaurishankarmore8510]

Interest income-tax free must.

[@jabersingh9529]

Yes

[@iqbalhussain746]

scss अकाउंट 7.4 % दर पर दो साल हो गए है। अब प्री मेच्योर बंद करवाकर 15 लाख पर 15 हजार 1% की दर से पेनल्टी देकर नई रेट 8.2 %पर नया scssअकाउंट खुलवाता हूँ तो नई दर के हिसाब से 1000 रुपया ज्यादा मिलता है इस तरह 15 माह मे पेनेल्टी की राशि वसूल हो जाएगी। बाद के 45 माह मे 45 हजार का फाइदा है।

[@milandey9238]

SBI bank main abhi tak 15 lakh se jyada nahi ho raha hai. Maine 5-6 bar bank giya tha but bank ne bola ki 15 lakh se jyada abhi tak circular nahi aaya. Isiliye sbi ne nahi kar raha hai.

[@adv.sanjay.1037]

Sir government ko SCSS totally tax free hona chahiye or OPS bhi start karna chahiye ..🙏🙏

[@NitinNimkar_]

अगर 2 scss अकाउंट है और 1 में 50000 से ज़्यादा और दूसरे में 25000 हर साल मिलते है तो क्या फॉर्म 15h दोनो जगह देना है या सिर्फ वही जहँ 50000 से ज्यादा है ?

[@harirammanmode1234]

Correct, interest tax free hona chahiye

[@krishnasharma5827]

Yes u r right

[@RakeshKumar-cf2su]

इस योजना में मिला ब्याज इनकम टैक्स फ़्री होना चाहिये ।

[@ashokjuneja2981]

iss yojna se mila interest tax poora free hona chiya

[@subhashchandgoyal3005]

Tax should be waived in S S C S S -2004 This the need of today.

[@rajkumarnayyar3882]

Please inform it can be extended for 3years Or more years

[@rumasakpal7671]

Kya Central Bank of India mai SCSS account open karna yogya hai? because Central Bank of India Bank ka privatisation ho raha hai isliye Mera yeh sawal hai?

[@jaibhagwan8067]

How many TDS will be dudcted on Rs 30lacks till 5yeard.

[@asitkumarsatpathy9482]

SCSS tax free ho Jane scheme bad a hi atterective ho jayega sath hi old aged person ka help ho jayega.

[@Vikaas165]

Monthly wise deposit kar sakte h kya scss a/c me

[@sdua1995]

Making callable FD cumulative at maturity with HDFC Bank @ 7.75% for 5 years gives better return and more flexibility that SCSS @8.2% for 5 years with interest reinvested again in FD say again at 8.2%. Please do the maths. Investment Rs 30 lakhs. With HDFC interest earned in 5 years is Rs. 14,03,529. Under SCSS with reinvestment of periodic interest received this too say @8.2%. Total interest earned in 5 years is Rs.13,81,290 (more hassle and also interest rate uncertainty here of reinvesting the interest). HDFC FD @7.75% done for 8 years gives further more better returns than SCSS invested for 5+3 total 8 years calculated @8.2% because of the FD interest cumulative effect. Experts please comment

[@stayhealthy9125]

English achhi hai, baaki sab galat likh ahai... Bank mein 5 lakh ki guarantee hai aur senior citizens ko monthly ya quarterly payout chahiye hota hai, to hdfc se kitna milega... Simple hai, post office give 8.2% and hdfc gives 7.75% according to you😊😊😊

[@nareshsinha105]

I have taken old SCSS 2019 in Sept 2020. If I withdraw prematurely and purchase new policy, will I get benefit or premature withdrawal will be in loss?

[@irfanahmed8145]

Senior citizen ki kitni income tax slab mai nahi aati hai ? 87a rebate ka fayda milega ya nahi

[@trilokchand168]

Is it allowed to close current scss just after two years and reopen scss with same amount wherein there will be no benefits for 15 fifteen months but afterwards it will be beneficial to give interest rate of 8.2% ? Thanks very much for the efforts done by you and team members in video preparation !

[@DeepakKumar-nl8vn]

Sir kya ye senior citizens ke liye Life time nhi ha, only 10year hoti ha,sir ji kya koi policy life time hoti ha marne Tak.🙏 Plz information 🙏

[@mahabirpraaad2885]

It should be tax free, if not possible, it may attract a maximum rate of 5%.

[@mohanshalghar8876]

It should relax income tax

[@COOL.PIPS_]

Good sir

[@keshavsayal]

I retired 5 years ago say in 2018. Can I invest in SCSS in the bank as on date i.e. in 2023 June.?

[@bhartipadamwar3544]

Yah shceem Ret SBI me bhi lagu hoga kya

[@maheshparmar554]

Yes, intrest bhi tax free karna chahiye.

[@divya821]

Yes senior saving scheam tax free honi chahiy

[@harnarayansingh9886]

Scssको आगे बढाने के लिए कितने दिन पहले आवेदन करना होगा बैंक में

[@geetavarerkar5024]

sir premature karny ke liye joint holder ki bhi signature lagigi kya? please reply 🙏

[@anildubey1424]

Obiusly

[@nityanandupadhyay7492]

Certainly interst given by this SCSS scheme should be Tax free.this is the only the means of livelyhood if senior Citzen. Concession ticket should also be started for senior citizen.

[@kamalnayyar3401]

Mere father ka normal account bhi hain and huf account bhi hain to father scss mein paisa jama karwa sakte hain.

[@rakeshgupta-sw4yn]

Pre maturity karni ho to form hai ya back side me signature karne hai OR kitne din me payment Aa jati hai A/C me

[@kirtibhaijoshi9833]

Thank you sir

[@drnathurambhardwaj8065]

टैक्स फ़्री होना बहुत आवश्यक है

[@omprakashverma8863]

Plz best intrestrate for one year in bank or post office

[@damodaranaik8752]

Kindly make tax free to the amount getting while retiring from govt service.

[@pravinsawant9698]

मेरा ऐज आजकी तारीख मै,६० साल ०६ महीने है| मेरा SCSS(post office )Rs.15 lakhs का single account 2022 से चालू है| क्या मै अभी मेरे वाईफ( ऐज ५९)के साथ ऐक SCSS का Joint account Rs.15 lakhs(SBI or Post office) निकाल सकता हु क्या |कृपया मार्गदर्शन करे | धन्यवाद.

[@arnakde127]

Can one invest 30lacs & PMBVY simultaneously

[@ankitmehta4777]

Sir tex free hona chahiye?

[@uttamapadwal4672]

Absolutely True 💯 Sir. *THE INTEREST FROM SENIOR CITIZENS SAVINGS SCHEME SHOULD BE MADE TAXFREE* ❤👍🙏😊 *SENIOR CITIZENS HAVE BEEN PAYING TAX FOR SO MANY YEARS WHEN THEY HAD SALARY INCOME.* *AFTER RETIREMENT, THEY SHOULD BE FREED FROM TAX BURDEN* 🙏😊

[@nilaranidey2283]

Tax-free hona chahiye

[@purabisircar4197]

Abhitak chalu nehi hay....

[@purabisircar4197]

Rbi direction dia nehi..

[@abdulsubur9727]

Tax free hona chahiye.

[@ashutoshjoshi7912]

Interest should be tax free..

[@MadhuriSakhale-hn1ur]

eight dal ke bad phirse teen sal ke liye extend ho sakte hai khya