3 Reasons Investors Never Pay Off Real Estate

[@bentleydesign.studio]

Could you make a choice comparison video where one person chooses to pay off one property vs another who uses your strategy and show a side by side graph comparison showing their debt and income? I’d like to see visually how it compounds over time and how the debt you acquire on so many properties is actually worth it because of the cashflow! Then show how each investor did at the end of 10 years or something

[@TONYGILIANA]

I enjoyed this video! U got me hooked now

[@BenitaAzaka]

In Nigeria, the mortgage thing isn't feasible. u had better own your own property than owe the bank. these things work with the system

[@jiflooring2009]

I'm a contractor in Oregon and have always wanted to get into flipping or buying cheap, fixing up and turn into lease or ltr properties. I've got the skill set to renovate and inspect

[@richmorin8133]

Just fyi just flip home ..you don't want to deal with non paying tenant

[@Mimi-pt4fo]

Lucky you!

[@MikeSmith-kl7yr]

Can you please go over the risk of using leverage and how to manage it?

[@chaywednesday5131]

Thank you Kris. I agree with what you all said. How do you manage to keep tenants to pay in a consistent basis? Do you have a property management? When do you get a property manager? How many houses can be managed at the beginning just by yourself? By the way, I am watching at 3AM

[@mazibukomail]

Thanks Kris, agree with you issue is that leverage really works.. until it doesn't, so one must be careful to do your homework.

[@clarknawrocki9718]

I'm a retired landlord of 28 years and he is absolutely correct

[@valmontgroup]

Absolutely true Kris!

[@neelray9150]

Absolutely agreed 💯💯💯

[@WB-yw4pb]

Another scenario: In New Orleans as well I recently bought another investment property All cash deal. With that, I beat out 3 other buyers. I did light renovations and have two tenants in, self insured and the net income is almost twice the number than if I left that money in the bank in our money market collecting interest under the current rate.

[@TimWilson1]

A lot of people were over levered in 2008 and lost everything. 2009-2012 were great place to lever up but now??? Why is Warren Buffet building such a huge pile of cash and saying he can’t find anything to buy?

[@princessvann2231]

Interested!

[@WB-yw4pb]

homeowners insurance has gone through the roof and in certain states like Louisiana for instance it might make sense to pay off the remaining balance and self insure at a lower rate. Example: I have an investment property with two tenants in New Orleans. I locked into a mortgage rate of 3.5% 7 years ago. My insurance has quadrupled since then so my ROI has been scaled down to around 5.5%. If I pay off the remaining balance when interest rates go down and self insure I will be up at almost 11.5 ROI. At that point that cash I used to to pay the mortgage down would not even be close to 5% in a basic money market account.

[@FinancialFreedomMadeSimple]

I enjoyed watching this vid, great work!

[@joselara6989]

The only thing that gets me is when you are trying to get another loan they look at your DTIR!!!!?

[@aiko3423]

so what you're saying is...i shouldn't pay off my student loans and instead try to buy investment property?

[@predator1820]

Hey Kris how long should my mortgage be if we have only 20years of depriciation whriteoff.

[@ramanjaneyareddy9026]

Thanks a ton!!!! you are saving my life

[@GIMRvids]

great video kris

[@gannayyabommali5320]

Very helpful. I thought to pay off and searching some options. Krish clarified better.

[@pedrorobalinho5883]

I love the ideas but there’s q lack of info there. What about all the renter’s responsibilities? Maintenance etc?? More houses more trouble too? Why that money and time is not in the equations? Thanks!

[@smokesss9445]

Where do you get people to rent your houses ? That’s the only thing I’m worried about not finding people to rent and having to pay all the rent

[@Engie650]

Hey Kris, do you offer partnership to people outside of the USA 🇺🇸?

[@lilianbryce6354]

I don’t think that will be a problem because I am a real estate agent too and I do partner with people outside the state

[@ruffbuffwest7169]

Hey Kris can you upload a video on how you become a successful investor in real estate without a real estate license. You probably already have a video out there I just haven't checked yet.

[@Slabagool]

This is great because it can be applied any investment and the points are clear

[@erinsteward6594]

SO nicely explained…..fabulous!

[@bentleydesign.studio]

Kris, you should make a real estate investing board-game that teaches and explains all of the concepts you teach and how to calculate it so people can see how it all plays out!

[@daichiDom]

This is Genius

[@JayLupe]

Its called Monopoly

[@chrisogden8647]

@@JayLupe 🤣🤣👏👏

[@hp7639]

Dana White agrees

[@jercasgav]

Yeah Robert Kiyoasaki already made this game it is called "Cashflow" if I recall...and Monopoly is the vintage version of this roughly speaking.

[@joycebarnett6035]

You do not make a profit putting 20 percent down with the sky high prices please show us some real estate purchases where you can buy a house nowadays with 20 percent down and rent it making a profit maybe 10 years ago this would have worked

[@yuriyalex5641]

The cynic calls.... You never make it!

[@victoriakennedy4811]

what about when they put up the interest rates again and again then what do you do sell sell sell?

[@SSModi852]

Choice is live average life vs super risky life. High risk strategy high returns. But if risk turns against you, you live homeless or pull the trigger to your head. And by the way wealth doesn't mean happiness.

[@scottdavid6589]

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[@scottdavid6589]

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Trading as a newbie is quite stressful and discouraging but after linking up with Expert Charlotte Junko Walsh my financial situation changed

[@alexandermaxwell3840]

I got a chance to benefit from his services a few months ago and it has been a very smooth experience...

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[@markguyder6122]

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[@WB-yw4pb]

as far as 4 homes at 100k each...those would be sht properties and resale value would most likely not net a significant profit

[@neno56527]

0:27 where can i buy that T shirt ?

[@dimaosman6363]

you should make a school teaching about real estate

[@vidagutierrez1009]

Kris I love that idea , let’s do it

[@JayLovez28]

Awesome 🎉🎉🎉

[@aaronpi4493]

What about depreciation recapture?

[@IamMattBeard]

💯 Great vid! high-level!!!!! cashflow is absolutely gold

[@loiju6710]

That shirt with the benjamins...😂

[@pantherman8719]

He's counting stacks online....

[@kriskringle3164]

Tons of risk, tons of potential. It works until the housing market crashes, your renters move out, and you need to buy a $20,000 roof and a $15,000 furnace. And if the foundation in the basement cracks and they condem the house. 😂 best to wait until the housing market crashes and buy pennies on the dollar.

[@zaing6098]

Where did you get that shirt

[@lilianbryce6354]

Kris is indeed a king investor.

[@AW-xv7dq]

Is there a 1031 equivalent in canada?

[@jayanthsrinivas4424]

Can we use leverage in the name of multiple primary residences? So that we can have 3-5 percent downpayment instead of 20 percent? Basically, can we have multiple primary residence on paper?

[@mulliganstew72]

Somebody please answer this question.

[@chrisogden8647]

Great question

[@christianleonardo7058]

You could buy a primary residence every year with 3.5 % down

[@laurice8056]

This sounds like a risky idea for your primary residence. Especially for seniors or other people who have no other assets, no savings and are living on a fixed income. It seems safer to play this Monopoly game with your other investment property. But not your primary residence.

[@johnntzouropanos2831]

But let's say everything goes wrong what are you going to do with all this debt ? This is what scares me

[@joshuamendez4189]

This video is great man thank you!

[@kriskringle3164]

Yea but... just think if you have five houses paid off. $1,900 x 5 is a lot of cash with minimal risk to save up to buy another property. If you started paying off houses sure it would be slower at first, but just think, 5,000 houses paid off how insane that income would be. You could buy a new house two times a day with zero debt instead of playing games and taking insane risk with massive leverage. You could have $2 billion in net worth instead of $2 billion in debt. Sounds like you are just trying to avoid paying taxes LOL.

[@dominick4709]

How do I get 2nd home? Equity?

[@sara69xd]

Yes debt against equity/noi

[@Vfuse1]

I got a question, you can do all this without a real estate license?

[@lilianbryce6354]

Yes you can

[@anniejulie3140]

I'm new to cryptocurrency and I don't have a knowledge on how to trade on Cryptocurrency. Where can I find a legit broker? that will manage my account and also teach me how to trade.........

[@fredroy4582]

Check up Sophia Micheal. She's really one of the best and legit traders available right now.

[@royjohn2221]

I started my investment with Sophia Micheal few week ago with $2000, now I get a minimum of $6000 weekly. Most of my friends trade with her.

[@anniejulie3140]

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[@hortonsstuff6948]

Debt is your friend

[@steven5221]

Smart

[@shanebuenaventura1593]

Mr Robert Bruce Arthur is the best, recommending him to all beginners who wants to recover losses like I did

[@CanadaKethes]

Great

[@ThaoNguyen-pn1nx]

Yeasss truly believe in what he said

[@polo9559]

Kris I want that shirt

[@78hopper]

What happens when the real estate market crashes and your portfolio loses 50% of it’s value overnight?

[@princephillipsashes6443]

Insurance

[@michael.saint-cyr]

If your portfolio has tenants, they still pay your mortgages and you still continue to get cashflow!

[@mulliganstew72]

You wait it out.

[@compramostucasitallc]

Only affects you if you sell, just keep renting it and keep paying the mortgage

[@willytorrez990]

Help me. Please

[@anntiup]

HUUUUM, 👍 👍 🏆

[@frankwoods135]

That shirt looks like you got it at Gen x man need to work on your style a little bit man

[@larenzgarrett4936]

I suppose interest means nothing to this guy.

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[@seanhawley9855]

@Mary Jane You can communicate with her on telegam with the user name below

[@seanhawley9855]

investwithcosmann💯

[@grantgrant7838]

First