3 Reasons to retire today (before your job kills you)

  Рет қаралды 5,470

Darryl Rosen MBA, RICP

Darryl Rosen MBA, RICP

Күн бұрын

Пікірлер
@austinbar
@austinbar 2 күн бұрын
I am in my early 60s and retired at 53. Lots of people gave me pushback because they had difficulty grasping the concept of not working if you don’t have to. I looked at my life as stages. I earned everything I have now through a lot of hard work, but I owe it to myself to “stop and smell the roses” in my final stage of life. In my case I left the country after I retired and live in Latin America. It allowed me to get away from all the negative things happening in America while appreciating my new environment. I have yet to meet anyone who regrets retirement.
@jcurdrayeric243
@jcurdrayeric243 2 күн бұрын
Nice way to retire. For me, I believe retirees who struggle to meet their basic needs are the ones who could not accumulate enough money during their active years to meet their needs. Retirement choices determine a lot of things. My wife and I has spent same number of years in the civil service, she is investing through a wealth manager and myself through the 401k. We both still earning towards having our retirement.
@rogerwheelers4322
@rogerwheelers4322 2 күн бұрын
This is true. I'm in my mid 40's now. My wife and I were following this same trajectory. Last two years, I pulled out my money and invested with her wealth manager. Not catching up with her profits over the years, but at least I earn more. I'm making money even before retiring, and my retirement fund has grown way more than it would have with just the 401(k). Haha.
@joshbarney114
@joshbarney114 2 күн бұрын
It's unfortunate most people don't have such information. I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $1,000,000 by investing through an advisor, and I don't have to do much work. Doesn't matter if the economy is misbehaving; great wealth managers will always make returns.
@SharbyHamilton
@SharbyHamilton 2 күн бұрын
I think this is something I should do, but I've been stalling for a long time now. I don't really know which firm to work with; I feel they are all the same but it seems you’ve got it all worked out with the firm you work with so i surely wouldn’t mind a recommendation.
@joshbarney114
@joshbarney114 2 күн бұрын
I've experimented with a few over the past years, but I've stuck with ‘’Marisa Michelle Litwinsky” for about two years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
@robertdittus1312
@robertdittus1312 8 күн бұрын
I appreciate what you said in the video. I am 61 and can pretty much check the boxes that you mentioned. I am working through fine tuning the planning part and am coming to a final decision about when to take the plunge.
@SECURiMENTWealthMGMT
@SECURiMENTWealthMGMT 7 күн бұрын
Good luck and thanks for watching!
@Nancy-1w
@Nancy-1w 8 күн бұрын
I retired at 52 after i got laid off and honestly, I wish I’d done it sooner. The 9-to-5 grind always steals your freedom for a paycheck that barely scratches the surface. My advice? If you’re in your late 30s or early 40s, start saving for FIRE now (Financial Independence, Retire Early.) And if you’re in your 50s, invest smartly and break free from relying on your job. Market trends, like the Trump Effect, have made millions for many, including me. Stay focused, stay consistent, and remember financial freedom is within reach if you make it a priority.
@MoniqueJ-g2s
@MoniqueJ-g2s 8 күн бұрын
Exactly My point! The 9 to 5 grind is just not worth it the stress and low payoff. What specific steps did you take to break free?
@SECURiMENTWealthMGMT
@SECURiMENTWealthMGMT 8 күн бұрын
Good info. Thanks for sharing
@Nancy-1w
@Nancy-1w 8 күн бұрын
Working with Lorrie Greta Hillard , a financial advisor, was a game changer. She helped me refine my savings strategy, including retirement planning, and provided expert guidance on investments and budgeting to maximize my savings.
@julioblanco302
@julioblanco302 8 күн бұрын
Great video! I really appreciated the anecdotal examples, especially the “reclaiming my happiness” and “rediscover myself” pieces. Some may think you shouldn’t have to leave work to accomplish these things, but sometimes it’s the only way to do it.
@SECURiMENTWealthMGMT
@SECURiMENTWealthMGMT 8 күн бұрын
Glad it was helpful!
@suen5006
@suen5006 2 күн бұрын
I'm 63 and retiring in two weeks. I didn't want to do it so soon but the last two years with long Covid, subsequent illnesses, and a seriously ill mother have left me just too drained and tired to go on without further damaging my health. I am joining a gym and plan to focus on regaining my health and strength.
@SECURiMENTWealthMGMT
@SECURiMENTWealthMGMT 2 күн бұрын
Good for you!
@joem.7621
@joem.7621 8 күн бұрын
I'm done at 59 and 1/2 no matter how much I have beyond a mil. 53 now. In general it's better to live a happy poor life than be dead.
@SECURiMENTWealthMGMT
@SECURiMENTWealthMGMT 8 күн бұрын
Agreed! Thanks for watching!
@BF2021-kf8xz
@BF2021-kf8xz 5 күн бұрын
How will you pay for healthcare? Do you have spouse? I’m 55 and would like to retire by 63 but no later than 65.
@SECURiMENTWealthMGMT
@SECURiMENTWealthMGMT 5 күн бұрын
@@BF2021-kf8xz Hey there, lots of ways to pay for healthcare. Just a giant math problem. I posted a video on this about 2 months ago. Look on my channel!
@leanit5756
@leanit5756 9 күн бұрын
Haha, oh my, not even 60 yet and I think about retirement, throughout the day, everyday. I actually like the primary part of my job, but the administrative portion of the workload has just grown over and over and over during the last 25 years. Someone who is really experienced and exceptional in their job, the same job, shouldn't have to still work 55+ hours/week as they are closing on retirement. In my younger days I could eat the 60-65 hour weeks, occasionally at 70-80 hours, as just part of learning the ropes and getting things established and refined. But I always expected it to get (a lot) better a decade, two, or more down the road. But the work load only kept expanding and the same time I was becoming more efficient. Ready to hang it up. Knowing what I know now, I would have made it a point to have been able to retire by 58 or so.
@SECURiMENTWealthMGMT
@SECURiMENTWealthMGMT 8 күн бұрын
I hear this a lot - especially about the admin portion. Thanks for watching!
@jameschaves5723
@jameschaves5723 7 күн бұрын
I’m 54, a marathoner and have been a RN for 28 years. I’ve saved $2.4 million. Im tired of seeing people not take care of themselves. I just might use the Rule of 55 next year. If I get bored I’ll do some coaching.
@SECURiMENTWealthMGMT
@SECURiMENTWealthMGMT 7 күн бұрын
A marathoner! I was but now I can't really run anymore due to arthritis in knee 😂
@scottjackson163
@scottjackson163 8 күн бұрын
I’m going to take your advice.
@SECURiMENTWealthMGMT
@SECURiMENTWealthMGMT 7 күн бұрын
Thanks for watching!
@jivepatrol6833
@jivepatrol6833 7 күн бұрын
I was an engineer and executive at a large company for 32 years starting at age 21 out of university. It was a most challenging and rewarding career but it took its toll on me physically. I retired at 53 and have never looked back. I do some consulting work now as a hobby because I love engineering and enjoy coaching others. I adopted a much healthier lifestyle and work out daily and cook healthy meals at home. I didn't realize how sleep deprived and lousy I felt until I retired and made changes. My advice is to live a no debt lifestyle and save, save and SAVE...... then get out early. Preserve your health and wealth.
@SECURiMENTWealthMGMT
@SECURiMENTWealthMGMT 7 күн бұрын
Agree wholeheartedly and thanks for watching.
@barnabyjara4751
@barnabyjara4751 6 күн бұрын
Am I the only one who gets bored at home on his days off? When I get to back to work, I come alive. I am solving problems. I am socializing with colleagues. I am gossiping. I am 68 already and I am dreading retirement. IS IT A SIN TO NOT WANT TO RETIRE??? Are there out there any other weirdos like me?
@naynaybreenay1396
@naynaybreenay1396 5 күн бұрын
Do what makes you happy 😊
@SECURiMENTWealthMGMT
@SECURiMENTWealthMGMT 5 күн бұрын
yes, I agree with the comment below. Sadly, many people don't have what you have at work!!! Thanks for watching!
@targa1659
@targa1659 4 күн бұрын
I’m with ya! I “retired” 4 months ago from a 26 year career, it took one month before I said enough of this and went back into the work force, I am very happy.
@rolandosouffrain7957
@rolandosouffrain7957 8 күн бұрын
Early retirement is great 👍🏾 if you have enough money 💰 to be able to afford Early retirement. Most of us do not have the money 💰 to do that. Many people retire and live off SS. That is no life 😢😢😭😢😥
@SECURiMENTWealthMGMT
@SECURiMENTWealthMGMT 8 күн бұрын
Agreed. Thanks for watching!
@robertneville2022
@robertneville2022 6 күн бұрын
Just retire I woke up one Monday morning and called in sick I contacted the social security retirement office and applied for social security retirement I got Obama care started Went into work the next day worked a shift , clocked out went to my supervisors office casually told him today is my last day I retired He didn't look up laughed and said your a funny guy see you in the morning I never went back
@BurritoSupreme42
@BurritoSupreme42 6 күн бұрын
That's awesome. I wish you a healthy and fulfilling retirement, my friend. I'm 52 and burned out after several iterations of burn out. I feel I need an engine rebuild. Too young for SS and Medicare and I have kids going through college for the next few years. So I need the health care coverage to manage that risk.
@SECURiMENTWealthMGMT
@SECURiMENTWealthMGMT 6 күн бұрын
This is funny! Hope it’s going well!
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