4 Reasons Why Personal Health Insurance is Important? Should You Rely only on Group Health Insurance

[@sivaram5736]

Hi, thanks for enlightening us with lot of valuable information. I have question though, there is an option of 'portability' wherein the employee leaving the job can switch from Group policy to Individual policy. Isn't that a better option ?

[@gogaming3352]

Yes.

[@viplovedev]

Should the sum insured in the personal plan complement the group one i.e., sum insured in group + sum insured in personal = 6X(monthly salary)

[@elianasmith6330]

Thank you a lot for this video. This is very interesting and informative. Keep posting like those amazing videos, this is awesome.

[@ETMONEY]

Thank you

[@akshunkc6884]

can i simply take the premium of group insurance and use ot to pay my personal/family insurance ? is it compulsory to pay both the premiums when clearly group insurance is not that effective ?

[@amitpotnis7102]

Brilliant video. Easy explanation

[@shyammukund5400]

Sir group arogya sanjivini policy jo poore group ke liye launch hui hai 24/07/2020 ko usme bhi pre existing diseases day 1 se cover hogi aur premium monthly de sakte hai jaise ki individual arogya sanjivini policy me hai

[@vijaikumar3622]

Can I convert my group insurance policy to individual insurance post retirement

[@ETMONEY]

Dear Vijai Kumar: Yes, you can. Different insurance companies follow varied processes but if you need help on that, pls do connect with our health insurance specialists at : www.etmoney.com/health-insurance A related article on this can be accessed at: economictimes.indiatimes.com/wealth/insure/how-an-employee-can-migrate-from-group-to-individual-health-insurance-policy/articleshow/65967413.cms?from=mdr

[@vijaikumar3622]

@@ETMONEY Thank you so much for acknowledging and confirming.

[@the_nomadic_ajith]

As per IRDA, you can migrate to a normal plan with same provider. Porting to a different company, i am not sure. But you can definitely continue current plan at ur own expense.

[@ivy0912]

Really nicely explained. Thank you.

[@shyammukund5400]

Sir is there any group health insurance policy for the contractual employees is available or not

[@ETMONEY]

Hi Shyam, You can buy a personal health insurance policy. That is not linked to your employment

[@shyammukund5400]

@@ETMONEY sir what is average premium per person in group health insurance policy

[@riyanshumishra9421]

@@shyammukund5400 hiii mr shyam i am riyanshu from Axis Bank i will provide You Best insurance for health

[@JaiHind-SaveNature]

Nice explanation//

[@ETMONEY]

Thanks

[@anandgurunathan5697]

🙌

[@-UEC-KarthikeyanG]

Any one Want insurance?