5 Reasons to retire as SOON as you can

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2GoRoam

2GoRoam

Күн бұрын

Here's is our other channel, sharing our full time, early retired travel life.
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This information is provided solely as an informational resource and should not be construed as investment advice or recommendations. Decisions regarding investment strategies, retirement timing, and other financial planning aspects constitute critical choices in one's lifetime and should never be taken lightly.
This information is presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific person, and may not be suitable for all individuals.
It is crucial to note that this information is not intended to form the primary basis for any investment decision. Always consult your own legal, tax, and/or investment advisor before making any decisions related to investment, taxation, estate planning, or financial considerations.
Contrary to the notion of "get rich" programs, success in financial matters often involves fundamental strategies, diligence, and time in the market. Conduct thorough research, make prudent choices.

Пікірлер: 159
@theneverendingjourneyoflif1482
@theneverendingjourneyoflif1482 16 күн бұрын
Playtime never ended for me. My Rules were and are: #1.Get a career you love. #2,Success and failure is part of life, embraced it. #3, The Simple rule to having money~ if you have a one dollar spend 80 cent~ save 20 cents do not spend $1.20! #5, Look at yourself in a mirror and be kind, gentle and forgiving. #6 pass #5 on to friends, family and strangers.~ I promise you will be a winner too! Thanks Neil for motivating this reply!
@stevenponte6655
@stevenponte6655 15 күн бұрын
What was your career if you don’t mind me asking
@theneverendingjourneyoflif1482
@theneverendingjourneyoflif1482 15 күн бұрын
@@stevenponte6655 the 1st career was 28 years a flyboy in the RCAF.
@stevenponte6655
@stevenponte6655 15 күн бұрын
@@theneverendingjourneyoflif1482 wow amazing!!
@stevenponte6655
@stevenponte6655 14 күн бұрын
@@theneverendingjourneyoflif1482 wow thats amazing!
@ianrussell69
@ianrussell69 9 күн бұрын
I'm depressed now at 54 and still working with not much hopemof giving up work any time soon but I am self employed and balance work play balance pretty well
@UpTheVillaMark
@UpTheVillaMark 15 күн бұрын
At 18 I was a nob 😂 If I met my 18 year old self now I’d think “what a nob”
@Macedonia270
@Macedonia270 16 күн бұрын
This video really "woke me up" to reality.... I retired at 54, but went back to work at 56...because I was scared of poverty.... I am now 57....and I shall be resigning on Monday....
@samd8652
@samd8652 14 күн бұрын
I wish I had the guts to do that .
@samd8652
@samd8652 14 күн бұрын
Same age.
@eugeneteo9664
@eugeneteo9664 13 күн бұрын
great move dude.
@edhcb9359
@edhcb9359 13 күн бұрын
And it sounds like you’ll be back to work in January! 😂
@Macedonia270
@Macedonia270 13 күн бұрын
@@edhcb9359 Maybe...who knows....How far does $10 million go?
@nicobass1966
@nicobass1966 15 күн бұрын
Brilliant video and thank you - a real eye opener to be honest. I'm 58 and was thinking 60 for my retirement but looking at the numbers I will have more if I retire tomorrow than I have now and live a decent life now. I'm going to get the winter out the way and pull the plug from work next Spring, again thank you
@toffeeboilingdwarf
@toffeeboilingdwarf 14 күн бұрын
Brilliant video, Neil. Sobering, but excellent. Fortunately, I semi-retired at 54 to travel indefinitely, quite happily working a few hours a week as a digital nomad. By this calculation, I’ve entered the savouring stage - and that’s exactly how it feels. My wife and I have now been on the road for exactly one year. It’s been the best year of our adult lives.
@paulfaulkner6299
@paulfaulkner6299 15 күн бұрын
Profound. I'm early 60's. Not divorced but may as well be (wife has lived abroad 7 years)... But I am semi retired and happy. I now have no debt. I also own my own house having paid off the mortgage. I come and go and do as I please whenever I please (including "midnight cycling" for 2½ hours 5 nights a week). I am happy but I am reflecting on my life, how long I have left, what I want to do with that time... I cannot change yesterday - but from where I am today, by making small changes I can change tomorrow a little, this time next year a great deal and the next decade.
@rodbrown7284
@rodbrown7284 16 күн бұрын
I’ve been sleep walking through life but now I’m starting to wake up. Thank you
@lesdunham3513
@lesdunham3513 16 күн бұрын
Intetesting video Neil, I completely agree with the sentiment. I read somewhere that the average lifespan you mention, like all statistics, can be a little misleading, as in this case it includes all of the people that die early in life for lots of varied reasons. If those tragedies are stripped out the picture changes. It said that if you get to 60 without circuming you are much more likely to live into your late 80s. Food for thought maybe, especially for us older viewers. Keep up the good work, Im enjoying your content. 👍
@thad.champagne
@thad.champagne 16 күн бұрын
Retired engineer?
@MacroHiker
@MacroHiker 16 күн бұрын
I thought you were going to talk a load of nonsense initially, but fair play I actually really enjoyed the video and found it thoughtful and insightful. I’m in the ‘leverage’ phase and what you said rang true.
@RitzaM_1965
@RitzaM_1965 16 күн бұрын
WOW Neil!! This was SPOT on!! Brilliant video! Thanks for summing up the phases of life!!
@Darryl_Smith
@Darryl_Smith 16 күн бұрын
You nailed it. Pity I turn 60 in 3 weeks! Just as well I retired 'early' in April...so now can 'savour' early before I pop my proverbial clogs
@dee4435
@dee4435 16 күн бұрын
Here I sit in Florida. Birthday number 63 this week. Just targeted January 2025 as my semi-retirement (leaving career to go part-time, less stress). Your video today is spot on. Happy to say that I have lived my life very intentionally, very introspectively, and very grateful throughout. Therefore, I am excited (and a bit daunted) by leaving full-time paychecks. That said, I am a new subscriber who looks forward to hearing your wise stories. Thank you!
@dominic8218
@dominic8218 15 күн бұрын
😂 love it, retired at 54 and having a slight wobble currently at 56! Been offered a return and thinking about it. Must be a 2 year out of work thing and listening to all the doom and gloom. Also the fear of do I have enough! The numbers all stack up in my modelling, but do tend to continually worry. Enjoyed this video. 👍🏻
@jeffday4790
@jeffday4790 6 күн бұрын
Plus the number 9 is a magical number. Your chart contains the number 9. God bless 👍
@dorothymoller566
@dorothymoller566 16 күн бұрын
Powerful message. Possibly wasted in those of us who are older. At more than 10 years older than you I’m only partially retired due to unforeseen events. You don’t realize when you’re young how fragile all of this is - particularly if you live in a country like the US where there is no safety net. If you don’t find time to savor and reflect (and take care of your health) earlier you may not get the chance. As I said to a doctor friend of mine recently: “in the end you f#%^ing die”. So, don’t wait.
@Backtoreality1873
@Backtoreality1873 16 күн бұрын
Just when I think you’ve posted the best video you can you go and do this. Nice work sir. I couldn’t agree more. You inspire me truly. I know I’ll not succeed perfect but here goes on seizing life by the short and curlies. Not so many dots left for me before HLE/D-day.
@nickd1973
@nickd1973 16 күн бұрын
I’m 51 and a father of two but I didn’t truly feel I was an adult until in my forties when I bought a gravy boat! 😂
@frankieRandle8779
@frankieRandle8779 14 күн бұрын
Wtf is a gravy boat?
@job181
@job181 14 күн бұрын
😂 I know what you mean ! And how often did you use that Gravy boat? 😂
@michaelmclean5088
@michaelmclean5088 13 күн бұрын
​@@frankieRandle8779handy 4 roast dinners
@frankieRandle8779
@frankieRandle8779 13 күн бұрын
@@michaelmclean5088 I must be missing something here
@toddfraser374
@toddfraser374 15 күн бұрын
Love your work!!! Your videos have been a great help to me. Thanks and take care!!!
@GG5150
@GG5150 16 күн бұрын
As I came to the end of Leverage phase I started feeling tired. Not 'old' or slowing down, just fed up with working. No interest in the 9 to 5 grind anymore. In Savour phase, you got to get to retirement as quickly as possible.
@marktcoleman
@marktcoleman 16 күн бұрын
Great video, I shared this with my wife and kids. Thanks for sharing your discovery !
@normhanson981
@normhanson981 16 күн бұрын
Superb information. It’s a wake up call. I must learn to live for today , I’ve still got another 7 years of work though . Damn .
@Hurdy_guy
@Hurdy_guy 13 күн бұрын
If you look at your life as 1 week, with each day equivalent to 12years, you soon realise just how much time you have left to live and enjoy life. Sunday (72-84) is like they say…..a day of rest as most have ailments or physical restraints to fully enjoy life. So where are you on this single week life cycle? I turn 60 next month, so will just be tipping into Saturday…….1 day left to FULLY enjoy life before age catches up to me on Sunday…..although I would like to enjoy some of Sunday!!!
@randomdavid
@randomdavid 16 күн бұрын
I'm currently in my leverage years and I feel like so far the stages you've stated reflects accurately so far. I also plan on starting my next stage around 55, maybe 56.
@travellinman382
@travellinman382 16 күн бұрын
I’m 56 and still in the leverage stage with some savouring.
@7SideWays
@7SideWays 5 күн бұрын
Thank you for this. Great analogy and mindset!
@veronicaburgess7250
@veronicaburgess7250 15 күн бұрын
love this ❤
@nobullshoot
@nobullshoot 15 күн бұрын
The video on HLE really hit home. This one is a good follow up. It just takes one event, one diagnosis to take all the plans of tomorrow away.
@amy-budgetsbydesign
@amy-budgetsbydesign 2 күн бұрын
I loved this! Thanks for the video.
@BoninBrighton
@BoninBrighton 16 күн бұрын
My pulse is 12 years not 18, there’s a famous author who’s written a lot about The Art of Retirement in a Book called The Artist’s Way (it’s NOT about Art btw). They suggest a writing exercise where you split your age now into 10. Then write a paragraph about each of the 10 stages. So first you’d divide 56/10 and write about 0-5.6 then 5.6-11 then 11-16.5 etc it certainly builds awareness..
@lynnestait8011
@lynnestait8011 7 күн бұрын
I dont know about my 'storming' years, married at 22, Mum to 2 boys by the time I was 28, spent my 30's running around after said 2 boys, had a meltdown on my 40th birthday wondering where my 'storming' years had gone, headed into my 50's with kids flown the nest and enjoying some freedom, both retiring next year me at 60, my husband at 63 - our focus has been over the last few years our health, cleaning up the diet, getting outdoors as much as possible as we want to remain as fit as possible going into our savouring stage - my Parents are 93 and 90 so I'm hoping to still have a good 30 years ahead of me - great video
@traceywoodall6937
@traceywoodall6937 16 күн бұрын
I think your number 18 is spot on and I thank you for your insights. I also like that you encourage everyone to get the best out of life. However for some this isn’t as possible as you make out on your graph. Life’s challenges with health, wealth(lack of)and family worries can cut all that down like a saw going through a tree trunk. So all those lovely dots will lessen even more. Having said all that your observations are spot on and for all the people that can… go and do it, live the best life ever ❤️
@thad.champagne
@thad.champagne 16 күн бұрын
I watched! I took notes & saved in my Inspiration folder. Thank You for this, it’s great!
@arkffre8500
@arkffre8500 14 күн бұрын
I hardly ever spend time on comments, but I have to compliment you on the content and delivery of this message. Very sobering reality. Keep bringing in such interesting (and at the same time entertaining) content. I am watching almost all your videos. All the best!
@hilaryporter7841
@hilaryporter7841 16 күн бұрын
Brilliant video, thank you.
@Riverman007
@Riverman007 15 күн бұрын
Thanks Neil - I’m fairly new to watching your posts but they really land well. At 58 and now seriously thinking about retirement, the message in this (and the last) one is going to expedite my decision. Going to draft the budget and drawdown plan this month. Cheers buddy
@markkitchen4916
@markkitchen4916 16 күн бұрын
Thanks Neil! After looking at you five lines of dots I’m feeling very mortal now…I’m about to turn 56 and have just realised that (if I’m lucky(because I’m a man!)) I have already used 60% of my life and I’m well on the descent down to deathdom! It is shocking to think that I am 3/5ths of the way through life and I’m now sitting here wondering if I have done much to make a change or whether or not my life has been one long rum and coke 😉. Seriously though, I like your pulse idea, but wish I was still in an earlier phase. Another great video, even if it has depressed me on a rainy Saturday! Well, I suppose there’s nothing left to do but have another rum and coke and plan my next phase of travels 😊
@jenkosgoldadventures
@jenkosgoldadventures 14 күн бұрын
Can you please do an up dated video on how you afford to travel. Where you invest, how you draw money out and how your budget is going. I realise you have probably done this many times before. Maybe you can just a dedicated playlist for it?
@richardbarry2140
@richardbarry2140 16 күн бұрын
Here's some optimistic news. The life expectancies that are given here are for a person born today who has the same probability of dying in each year as people of that year have. However, each year you live, your expected age at death increases. If I plug my numbers into an actuarial calculator at age 62, non-smoking, good to excellent health, I get a 50% probability of living to 88 and an 8% chance of living to or past 100. So, I have a good chance of living into the phase after E, say the 'Wizened Old Fool' stage. Also, if I write my memoires, the young won't read it because they are too busy making their own mistakes. They may read it when they get older and say to themselves 'I wish I had this when I was ... '.
@nobullshoot
@nobullshoot 12 күн бұрын
@@richardbarry2140 ya but living long with lots of issues is no fun. My father made it to 88 but last 8 years were pretty bad. HLE is what will motivate me to get moving. Health life expectancy.
@acerolaice8768
@acerolaice8768 12 күн бұрын
too busy making their own mistakes... i wish i had this when... > so true...
@michellethomas6319
@michellethomas6319 14 күн бұрын
Love this visual representation. Had my "unleashed" age disrupted by "examination /self reflection" phase at age 18. My first love was killed in a car crash which lead to 2 years of aski gmyself the big life questions "what happens when we die? What is the point of me actually being on this planet? Etc" long story short...i found my faith. I felt that Jesus was and still is my answer. Therfore my journey in life is not consumed with trying to squeeze as much in as possible before i die because I believe that death is only the end of the physical body. Our soul will continue after death. Respectfully, everyone reading this will have different view points, so please no negative energy. Neil has asked for feedback so this is mine. Loving the videos Neil and Sarah. Think Sarah may have been some divine intervention maybe?! All the best xx
@GiovanniMazzeo-r1n
@GiovanniMazzeo-r1n 15 күн бұрын
I agree what you say,i am 58 ,now having a serious think about whether i can afford to give up working anymore.I had my best friend die a year ago at 72!Only lasted 5 weeks in hospital/Hospice!He did have health issues but it was a shock to me how quick it can happen.I think i need now to make more effort to meet new people with my hobbies,been to motorbike meets which is good because alot of bikers are 50+ or retired.Once i have finished renovating a property i bought 12 years ago abroad i can consider my options for retirement .Had enough of temp contract work these days trying to find good pay!I see people rushing around all the time,i have had enough of that life style!
@deafmettle
@deafmettle 16 күн бұрын
I think you might have something here. I have followed this pretty accurately through life so far. Although, I know people who haven't and it's difficult to say whether that is going to be a good or bad thing for them. At 53, I'm coming to the end of my Leverage phase. I'm already thinking about how to ease myself into the Savour phase and make the most of it - hence watching your videos, among others, with interest. And I'm starting to formulate a plan of what I might fill those years with) Now, I'm not sure about the final phase. Should it be an examination. I'm not so sure I want to spend my final 18 years (if I even get them) reflecting on life. You've done what you have done. If you still have some vitality left then do some more, otherwise kick back and enjoy what you have.
@hellsfro
@hellsfro 14 күн бұрын
Great video! As humans, our default setting is to go through life in automatic mode. Late last year, the light bulb 💡 flicked on for us. We are in our mid 50's, so these are our golden years of health. I've now retired to get the house ready to sell. Hubby is semi retired, and we are planning our big adventures. Exploring the world, hiking to new places, enjoying train rides from country to country, learning new cultures, and eating some amazing food. Livin and savouring our prime years. 😀
@darrincambridge2377
@darrincambridge2377 5 күн бұрын
The seasons of life. Only EXPERIENCE is real 😊
@chrismarley4334
@chrismarley4334 16 күн бұрын
I think this a rebadge version I read about in the 1990’s. Referred to as stages of life, namely 1: Child, 2: Rebellious Child, 3: Making It, 4: Made It, 5: Statesman From understanding these stages you can see how individuals develop and how adults can have crisis points when they struggle the transition. The example we used was mid-life crisis for men who may relect intheir 50’s who feel they didn’t Make It. I’ve used this approach since becoming aware of it an I retired from paid work when I was 56. Never looked back.
@stephanem5125
@stephanem5125 22 сағат бұрын
Great video. Looking at the pulse now with great interest
@chrish9155
@chrish9155 7 күн бұрын
I’m glad that I bumped into your channel ❤
@chrissug
@chrissug 6 күн бұрын
Everyone needs to watch this video because it makes you think and take an inventory of your own past. Thank for creating it for us!
@calicokitten6121
@calicokitten6121 15 күн бұрын
Amazing insights Neil.
@JamesSmith-wy7zk
@JamesSmith-wy7zk 9 күн бұрын
Very well thought out. I'm 60 now and retiring at the end of this year. Free time is more valuable to me now than more money. All the best. Jim from Georgia
@gavandavies332
@gavandavies332 8 күн бұрын
Great video really puts life into perspective...😉
@samd8652
@samd8652 14 күн бұрын
Can ask if You and your Mrs sold everything to retire and travel, how do we plan to survive if you have no house to return to when we are to old to travel anymore ? I want to know for myself 😊
@relaxingwoody05
@relaxingwoody05 13 күн бұрын
I'm 54 and watching this after another day at work, my recent realisation was waking up to my age and thinking how 60 would be my working limit, but seeking and watch videos like this I'm beginning to think 55 would be enough. life is short, I don't want to miss out, thank you for these thoughts, they certainly do help!
@quokkapirquish6825
@quokkapirquish6825 15 күн бұрын
55-72 segment - it’s when you actually forget your exact age. If someone asks how old you are, you have to look up and work out the maths, even then I’m often wrong
@nikkininedoor1480
@nikkininedoor1480 12 күн бұрын
Thank you, this is an important message, and it's hit me hard. Not that I have any known issues, but my parents and friends are so much older, I think it's an important time for me now to experience life when I'm still in my 50's. Everyone is still alive and well, and now is my opportunity to travel in my go-go years.
@roryhall1592
@roryhall1592 12 күн бұрын
Interesting concept. I realised this some time ago mostly when entering discussions of when one expects to die and have they done enough with their lives. I have always commented that I feel lucky as I have already lived four complete and different lives so far. My number started at 17 and deprecated by 1 year each iteration (now in my mid 60s). Looking forward to a couple more.
@Steve_Wardley_G6JEF
@Steve_Wardley_G6JEF 4 күн бұрын
I'm 68 next and have been working 3 days a week for the last few months but since watching your video I think I'm going to pack in altogether while I can still ride my motorcycle. I'm not much of one for foreign travel but I'd like to see a bit more of Blighty before I pop off.
@markneale9970
@markneale9970 15 күн бұрын
A Saros cycle is 18 years 11 days 8 hours (+/- 1 day depending on how many leap years are included). This is used to predict lunar and solar eclipses. Perhaps this astronomical cycle influenced your selection of an 18 year pulse. 😃
@Patrick-x1h
@Patrick-x1h 9 күн бұрын
I retired early, and it’s been the best decision I’ve made. Time is precious, and the longer you wait, the more you risk not being able to enjoy the retirement you worked so hard for
@TheGaffer69
@TheGaffer69 16 күн бұрын
Strauss and Howe's theory of Turnings somewhat aligns with this Pulse theory I think, look them up!
@aelaan12
@aelaan12 15 күн бұрын
I am so glad my retirement decision was made for me. I have no longer the stress of applying for jobs and try to squeeze another 3 or 4 years out of my well deserved time to retire. I do not have a long life expectation, but I look at my father-in-law, and he had open-heart surgery around the same time I did, and he is now 80 and still going strong. It is still a wake-up moment to go out and grab life by the scruff, I am more a sleep walker, but I think I understand what you are saying.
@renemary4109
@renemary4109 3 күн бұрын
Only at age 50 now I have started thinking seriously about what it takes to retire. I’m sure there are others as well.
@donnab5982
@donnab5982 13 күн бұрын
Really enjoying your videos. Definitely food for thought. Very helpful for me as I plan my future.
@mjbalmmac1588
@mjbalmmac1588 16 күн бұрын
Very interesting and very accurate.
@anniesshenanigans3815
@anniesshenanigans3815 14 күн бұрын
at 61 realize my life expectancy is between 77 and 82 if I look at family history. Doesn't really matter as long as it's QUALITY of life. So I have about 20 years left. Not a lot of time if you really think about. I have a coworker that just fell and broke her back. Her work life is over, and any 'retirement' will be nothing like she was looking forward to. One bad accident or illness will ruin it all. I fell in 2019 and broke both ankles. It changed my whole life. Changed what I thought about retirement and what plans I had. My original plans were to do a lot of hiking all over the US. Not happening now. Just looking to have a small place close to family and be able to take long walks on straight flat land. Any trips will have to have wheels or wings.
@elliottharley1386
@elliottharley1386 16 күн бұрын
Great video, really makes you think
@melike1984
@melike1984 15 күн бұрын
thanks.... for this video, 🎯
@aztecforlife7360
@aztecforlife7360 14 күн бұрын
Great video Neil! Although I began seeing my life like that a long time ago, I’d not heard it expressed exactly in the way that you just did. I relate to it though -entirely!
@2GoRoam
@2GoRoam 14 күн бұрын
Thank you! Appreciate it.
@jasonburke2596
@jasonburke2596 12 күн бұрын
Videos such as this are very thought provoking. I survived a rare form of cancer in my early 40’s. My prognosis then was not good, my life was really bad for 3-4 years after it. I’m now 57, still here and still working. I have a modest pension pot, but if I really stuck my neck out and took the plunge, I dare say that I could survive on it until my final salary pension kicks in at 65, and then hopefully the state pension at 67.
@LaurenCoxhead
@LaurenCoxhead 10 күн бұрын
Inspiring. Thankyou. Today you made a positive change 🤗
@barbs9644
@barbs9644 12 күн бұрын
Thank you! Great advice, now to put it to practice...wish me luck 😊
@RonnieP23
@RonnieP23 11 күн бұрын
I'm 59 and just had a health scare. This video couldn't have come at a better time. I'm literally in that "one more year" phase. Time for some big decisions!
@nicolacornish7935
@nicolacornish7935 16 күн бұрын
Super interesting and so true! You should write a book :)
@relaxingsounds3952
@relaxingsounds3952 14 күн бұрын
Ive just turned 40 and am already thinking about how best to wind down and retire early. I've got a lot of years ahead of me but want to make sure I make the most of them and not be stuck staring at a computer screen working for my boss till I'm old. Great videos btw! Really make me think hard about my choices going forwards 👍
@fredflintstone7924
@fredflintstone7924 12 күн бұрын
brilliant!
@mhoepfin
@mhoepfin 15 күн бұрын
Great video and so true!
@johnpeters7003
@johnpeters7003 16 күн бұрын
Excellent video. Spot on. And, yes, you seem to be the only one saying it. You could probably write a book really only saying what you just said (but with a lot of filler around it). Definitely food for thought….and you made me feel old. But thanks for the ideas and putting them across so well. (61 and retiring at the end of September 🎉)
@kirstenveneziano1205
@kirstenveneziano1205 13 күн бұрын
Absolutely the best, most important video you have done! I've had a couple of health issues that have suddenly become much more serious after the age of 62. I have been working my whole life since the age of 15 and have put most of my fun off until retirement. I've started traveling a little bit, but I am definitely dealing with my health, and I see a limited mobility not too far in my future. And that is genuinely frightening! So much stress in my life running on the capitalism hamster wheel. I occasionally think about retiring now, but I have one and a half years left to receive a second pension. I wasn't a saver and the cost of living in the United States is so high that I worry about my financial security in the future without a second pension. Everyone younger needs to heed what Neil just shared; it will be one of the most important things you learn today!
@Work-Life-Exzellenz
@Work-Life-Exzellenz 12 күн бұрын
❤❤❤ Visualized and explained in an eye-opening way. Very good acronym "Pulse" and that in combination with the health in the first third of the retirement. Just send it to my children, who have their own household and live.
@rwmorrison0223
@rwmorrison0223 15 күн бұрын
A brilliant concept - Neil's Rule of 18
@IOSALive
@IOSALive 16 күн бұрын
2GoRoam, Very funny video!
@paulhathaway630
@paulhathaway630 14 күн бұрын
This is brilliant!
@lesleybee33
@lesleybee33 16 күн бұрын
Ageism is alive and well!
@joshubrook324
@joshubrook324 12 күн бұрын
Doing things now with the notion my future self will thank me is something I’ve lived with could be getting ahead on mortgage payments or even just making sure things are set for next day to ease the morning
@scottjackson163
@scottjackson163 13 күн бұрын
We all just want - at any age - more high quality time, more peak experiences, more hope. No amount of past glory provides fuel for the future.
@nickcastings1568
@nickcastings1568 16 күн бұрын
I always think of myself as 18, until I try to kick a football with my grandson or run down the street and stop after 3 steps. I think it’s time to start acting my age of 64!
@kamaldeepjohal9372
@kamaldeepjohal9372 15 күн бұрын
😂😂😂😂
@davesemmens9496
@davesemmens9496 11 күн бұрын
One key takeaway for me on this is that people should lay awake at night thinking how do they avoid being average and start adding those red circles back. If you are not using some of your new found freedom to work on diet and health then you are missing a trick. We all should be looking to add quality back into those later years and now is the time to do it!
@paulsbell
@paulsbell 16 күн бұрын
US office?! Pale pastiche of the UK version
@daveramm43
@daveramm43 13 күн бұрын
Great video Neil, you are so right about retiring as soon as you can… we really never know what’s coming our way and I’m speaking from experience unfortunately. If I could scream one thing at people it would be get out there now and live the life you want, don’t wait until you’re in 60’s with a fat Pension… go now.
@Vlad-bu3mr
@Vlad-bu3mr 6 күн бұрын
I got in soooo much debt in the unleased stage now in the end of my leverage stage that's a distant memory finally haha
@Ian-tt8cs
@Ian-tt8cs 16 күн бұрын
Hi Neil. You make a very good you tuber and your videos are great. I had a thought tho watching this and that is, what was your favourite video that you made that you are proud of? Which video would of won you that Oscar for Best Director?
@banyantree8618
@banyantree8618 13 күн бұрын
There’s another window to consider if you have kids growing into adults and independence - focus and do as much as you can in the window outside kids getting married and having kids of their own. In my case - I figure that’s only 10 to 15 years b4 grandkids feature into equation.
@godsont
@godsont 15 күн бұрын
I have always used 20 x 4 - Childhood 0-19 - Young 20-39 - Middle Age 40-59 - Old Age 60..... Doesn't spell out pulse though 🙂
@stephengiles8526
@stephengiles8526 15 күн бұрын
Great video 🤩🤩
@wasillastacker
@wasillastacker 14 күн бұрын
I just turned 60. I just recently gave my boss by 2 years notice until I quit full-time employment. I have finally lost enough blood and collected enough scars to not have to wake up every goddamn morning and head into work. Even though I like my job. I will like not going to it, even more.
@VivaciousOM
@VivaciousOM 8 күн бұрын
Your job sounds very dangerous. I wish you a great retirement.
@guillen757
@guillen757 3 күн бұрын
Wow ❤❤❤❤❤
@davidevans3498
@davidevans3498 13 күн бұрын
Still breathing and have a pulse - I'm no doctor but recon things are ok
@renemary4109
@renemary4109 3 күн бұрын
How does one retire at age 56? I suppose if you’ve made a ridiculous amount of money in the previous decade or had the mental clarity or maturity of being an adult to had the foresight to save save save. However if you’re of average middle income how is this done?
@lissajeri1492
@lissajeri1492 16 күн бұрын
I didn't think about it before, but I'm close to 20y older than you. So from my perspective, your end point of the Savour years is way too early. I've been retired since age 49 and actively (aggressively) traveling since age 62. Differences include havings children and grandchildren to factor in. But, from actually already being there, I think Savour-time will likely go to age 80, tempered by the unknown medical issues that might present earlier. Bottom line, you're accurate from where you have already been, but underestimate or miscalculate the future because from your point it's still a projection
@lilsaint91
@lilsaint91 16 күн бұрын
what is the best age to retire in your opinion?
@lissajeri1492
@lissajeri1492 16 күн бұрын
It ALL depends on what you want. Like Neil says, world travel is their passion, what's yours? Travel is not a passion for all. Some might want to paint, hike, veg, garden, whatever. The secret is to IDENTIFY what you want to do and then strategize how you can pursue it, time wise and money wise. For some people, it is, indeed, with pleasure, to work in their field forever! This is not a one size fits all. Neither Neil nor I nor anyone can tell you what you want and need. You have to learn who you are and what you want...and then go for it
@michellemcgoldrick7369
@michellemcgoldrick7369 16 күн бұрын
A brilliant insight / way to look at the phases of life Neil, and a great way to make me sit up, take stock and get the most of my dots in my remaining stages.
@BoninBrighton
@BoninBrighton 16 күн бұрын
@@lissajeri1492yes I agree, our passion is playing Saxophone and this requires a local teacher and the band were in which doesn’t fit with slow travel. So we only travel 3-4 mths in the cold UK winter…and enjoy our community based hobbies back home in the warmer seasons. I’m always ready to play again when we get home. It’s not practical to travel with a Baritone Sax!
@steamerpoint
@steamerpoint 14 күн бұрын
Not really accurate. Perhaps in your case, so think yourself lucky! I contracted Type 1 diabetes (The hereditary version not the fat person version) at 30 yrs! I have really taken care of myself with healthy food, exercise etc, but now 58 yrs, my body is knackered! High blood pressure, heart disease, circulation problems and this year I became registered disabled with a blue parking badge. I doubt I'll make 65, let alone 80. We took early retirement and am trying to savour life right now, but it's hard and not really working. Please don't tell people to hold off savouring life too early. For some people life is very short. A few years ago, a friend in his early 60's started receiving pain in his throat. Following some tests, he was told he had stage 4 throat cancer and literally died three months later! Sometimes there are no warning signs. You could die within months of making your post! Hopefully not but quit working as soon as you can afford to. Not what any money grabbing government will agree with, especially this one and don't wait for your state pension either. They will be means testing the state pension soon based on other employment pensions, other income from property and investments, even the value of your home. If they think you have plenty of money, say goodbye to your state pension which is legally defined as a benefit, not an entitlement! Google means testing of the UK state pension. Final point, do you live to work or work to live. No point in being the richest man in the graveyard. When you can afford to stop, STOP. 😉
@danielodonoghue3529
@danielodonoghue3529 15 күн бұрын
Hmmm....you may just have worked it out mate!
@Thenewsystemis
@Thenewsystemis 15 күн бұрын
What is the video you did about slowing down time?
@Thenewsystemis
@Thenewsystemis 15 күн бұрын
I found it ...
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