This is one channel I always hit the like button before the video starts. Because I already know the video is a banger.
@TheOTLoveTrain Жыл бұрын
🥰🥰🥰 Awww, thank youuu 🥹
@leahm82584 ай бұрын
This is the most valuable content I've watched on home buying by immigrants in Canada. Thank you for your honesty. I appreciate you and I'm enlightened.
@FFTLInspired Жыл бұрын
A realtor might be important because from the commission given to realtors here in the US, you can get a percentage like 1% or more and realtors usually receive like 3-5% commission so imagine how much that is. If you don’t use a realtor, that money is lost. Some people don’t use a realtor and they don’t get this money because they don’t know this. You as the buyer is not the person paying the realtor but the seller so there is nothing to lose as a buyer. I recommend using a realtor always even when you have done some part of the work yourself. Don’t leave money on the table. Probably things work differently in Canada
@Beautyfulchild25 Жыл бұрын
Just some clarification for Canada’s housing Market , realtors are an important part of the process for buying homes. In their particular situation, they were working with a builder for a custom home so there is not much need for realtor in their case . If a person is buying an already made home , a realtor is necessary to help find and secure the perfect home that fits the needs of the buyer . I Hope this helps.
@FFTLInspired Жыл бұрын
@@Beautyfulchild25 I understand. Here in the US, same would still apply when working with a builder on a custom home. It’s totally optional but not using a realtor would be leaving money on the table.
@dlbcnewfoundland3082 Жыл бұрын
@@FFTLInspired it applies in Canada too even when you are building by yourself
@am566-h7m Жыл бұрын
Also some realtors partner with builders and they are able to gets cheaper rate on new builds.
@themortgagechic_ca Жыл бұрын
This also applies in Canada 🇨🇦
@moyosoreobaseke Жыл бұрын
Toyosi, your blue sweaters looks amazing 😘
@TheOTLoveTrain Жыл бұрын
Thank youu 🥹
@olajumokeakosile1386 Жыл бұрын
I love your laugh Dorothy☺️. Thank you for the information guyssss. I will need it one day. Amen!
@TheOTLoveTrain Жыл бұрын
🙏🏾🙏🏾🙏🏾🙏🏾
@biolabiola85 Жыл бұрын
Guys I don't leave in Canada but I like you guys manners that's why I will subscribe
@TheOTLoveTrain Жыл бұрын
Awww thank you soo much 🥰
@afr1ca0racle91 Жыл бұрын
i am happy for you guys. keep the basement warm for me. i just got an accommodation in your house.😎
@TheOTLoveTrain Жыл бұрын
😄
@julietchi5480 Жыл бұрын
Am happy for you guys hope you guys will help me and my husband to buy a house too
@TheOTLoveTrain Жыл бұрын
🥰
@auntyjayne Жыл бұрын
“Responsible debtor”😂 Thank you for this!
@spektacoola_ Жыл бұрын
😂😂😂😂 you guys are just so amazing 😊😊😊 I love you guys like mad. I will relocating to Canada 🇨🇦 next month. Alberta, to be precise. It would be a privilege to see you see you lice. I can't wait. 😊
@nkems_space Жыл бұрын
I love the OTLT content, there’s always something to learn. Well done OTLT 💪🏽💪🏽
@TheOTLoveTrain Жыл бұрын
Whoop whoop, thank you! 🥰
@Being_Fola Жыл бұрын
I lurrrvveee this new couch and the artwork behind, LOVELYYY 🎊😻♥️ Infact, the video in its entirety is so crisp 😻💯 And by the way, is it just me or this video looks like one of your first videos; your Pr story video I guess 🤔 it’s doing me like deja vu😂 Just that it’s a different topic entirely and Dorothy was sitting on the right if I am not mistaken 😆🥰 Thank you so much for sharing these powerful tips with us. God bless you abundantly. I, Folashade Adebayo taps into this blessing from Oluwa 😅🙏🏻🙌 Na real “responsible debtor” 🤣🤣🤣 Congratulations once again my people ♥️
@TheOTLoveTrain Жыл бұрын
Hahaha, thanks for the love Fola! Ire a kari oo 🥰🥰🥰 Na real DeJaVu loool 😂
@bangibabs Жыл бұрын
You guys are doing well shaa! A huge congratulations 🥳 🎊🎉. Here’s to many more blessings and being intentional ❤. Such an amazing achievement and we praise God🙏🏾💝👏🏾🙌🏾
@TheOTLoveTrain Жыл бұрын
Thank you so much 🤗
@themortgagechic_ca Жыл бұрын
Congratulations on your new home guys ! Glad it all worked out for you!
@TheOTLoveTrain Жыл бұрын
Thanks you 🥰
@oyindamolaalao Жыл бұрын
You see the how to save d money ehn without saps sapaing person na the tips I Dey find like this. Thank you for this video guys. Don’t take long to send us the remaining videos o. Trust me to keep asking. Na me yinn o. I don put my original name. Still waiting to jam you guys for road sha in this Calgary. Dorothy looks amazing my the way.
@TheOTLoveTrain Жыл бұрын
Hahaha, lmaoo so the full name be this? We don register am oo 😂😂😂😂
@TheWorldofSam Жыл бұрын
Abeg shey you don change camera ni? This new video quality mad gan ooo 😍😍
@TheOTLoveTrain Жыл бұрын
Same camera o 😂
@dammybanty4740 Жыл бұрын
Exactly, it disturbs my head to know that i owe!
@TheOTLoveTrain Жыл бұрын
😂😂😂
@MinnieOnCam Жыл бұрын
I love how these new to Canada channel, show me things and I'm born in Canada. I also have a channel I know how hard it is to get the subscribers.
@TheOTLoveTrain Жыл бұрын
🙏🏾🙏🏾🙏🏾
@divadiva684 Жыл бұрын
I would rather use a realtor as they have connections to a wider selection with massive experience. By using a realtor you also transfer the initial stressful process & closing to a realtor & focus on other issues as buying a home or building is a very exciting but stressful process:
@TheOTLoveTrain Жыл бұрын
That’s okay! Different strokes for different folks like we said 😜
@simplicekome730010 ай бұрын
Thanks for all the information you guys share.
@OMOLARAOBAFEMI Жыл бұрын
We are anticipating the next video 🎉🎉🎉
@Shelone9 ай бұрын
It’s hilarious to me how many realtors are on here saying you need to use a realtor. You absolutely do not. In fact, you will get a discount on your house because the builder doesn’t have to pay a percentage to the realtor. They don’t want you to know that though 😂😂😂
@TheOTLoveTrain9 ай бұрын
Wawuuu! This is an eye-opening revelation o! 😂😂😂😂 See how they were now really commenting 🤣🤣🤣
@novellprice132 Жыл бұрын
Nice to see my Juniors progressing. Keep moving on up my dear Brother and Sister. This is what I like. Everyone that I know are very successful in their good lifes. As long as it is for any good purpose in life. All the good life blessings always from our Almighty God. And we give thanks and praise to our Almighty God for the good life blessings. Peace and God bless from the one and only Novell...
@TheOTLoveTrain Жыл бұрын
🥰🥰🥰
@sholaidowu350 Жыл бұрын
Great presentation. Using a Realtor is very important. People should not be dissuaded from using a Realtor, the role of a professional cannot be downplayed. Congratulations on your new home.
@TheOTLoveTrain Жыл бұрын
Thanks! Different strokes for different folks like we said 😊
@simeonshagba Жыл бұрын
Thanks for the video and congratulations on your new home. i will join you there in a couple of years after my NYSC
@stephanielawson1815 Жыл бұрын
OT love train I will definitely visit when I land, u both are my dear friends so motivating
@TheOTLoveTrain Жыл бұрын
🥰
@JanetAnaukwu Жыл бұрын
Nice one 👍 thanks for sharing this vital information with us 👍 we are taking note 📝
@olaidemicheals527 Жыл бұрын
Congratulations once again💃🏾💃🏾💃🏾 most beautiful couple on KZbin,and that’s on PERIOD👌😊😘
@TheOTLoveTrain Жыл бұрын
😆😆😆😆😆
@OMOLARAOBAFEMI Жыл бұрын
The quality of this video 🥹🥹🥹🥹🥹🥹
@TheOTLoveTrain Жыл бұрын
🥳🥳🥳🥳
@chimmiee Жыл бұрын
I Smiled All Through,Y’all Are Interesting 😂
@TheOTLoveTrain Жыл бұрын
Thanks you soo much 🥰
@Wapuke Жыл бұрын
You guys are amazing!!❤😍
@thelmachizoba1631 Жыл бұрын
Congratulations!!!
@oliviap7496 Жыл бұрын
I love you guys so much! Role models❤
@TheOTLoveTrain Жыл бұрын
Thanks you soo much 🥰
@charlesdaltons8061 Жыл бұрын
I love you guys see u next year. U are an inspiration ❤️
@TheOTLoveTrain Жыл бұрын
Thanks you soo much 🥰
@Omotolalaw Жыл бұрын
love you guys, all loaded and enlightening video .happy couple🥰
@TheOTLoveTrain Жыл бұрын
Thank youuuuu 😁😁
@TosTosTV1 Жыл бұрын
It's always the bloopers for me!😂
@TheOTLoveTrain Жыл бұрын
😂😂😂
@olubunmionare6181 Жыл бұрын
Great video. Congratulations on your new home. Using a Realtor is however very important, even with Custom built homes. Realtors understand the technicalities with the building. My Realtors gave us great tips that we wouldn't have known. Also, the builder pays the Realtor, so why not allow them enjoy the benefit, rather than allow the builder walk away with it.
@TheOTLoveTrain Жыл бұрын
Thanks! We didn't need one so we didn't go out of our way to look for one 😊
@OMOLARAOBAFEMI Жыл бұрын
“To do all these things early “ can only be done when you have money oo😂😂😂
@TheOTLoveTrain Жыл бұрын
Lmaoo all of una dey capable naa 🥳🥳🥳
@emmanuellaumoera8086 Жыл бұрын
Olu ooh. Lol lol lol. So fun, Congratulations once again!!
@bilardish Жыл бұрын
Would you say being a couple and combining funds made it easier as opposed to being a single rider and trying to achieve same feat.
@Flourish_today Жыл бұрын
Definitely!
@TheOTLoveTrain Жыл бұрын
Fo Shizzle!
@Thisisyeychii Жыл бұрын
You guys are so funny 😂. Thanks for the info
@TheOTLoveTrain Жыл бұрын
😃😃😃 Thanks for watching!
@iyanuoluwaisrael8321 Жыл бұрын
I'm learning a lot from you guys
@TheOTLoveTrain Жыл бұрын
Thanks for watching!
@stephaniefegor2710 Жыл бұрын
Pls can u make a video of how a person with survival job can buy a home
@mustaphaafolabi2510 Жыл бұрын
i am moving to calgary… toronto is crazy. see how everything is easy
@TheOTLoveTrain Жыл бұрын
Hahaha, you are welcome in advance!
@Bibzthebarb Жыл бұрын
These were all very helpful tips 👌
@TheOTLoveTrain Жыл бұрын
🙏🏾🙏🏾🙏🏾
@faddtayo Жыл бұрын
New sub here. I have now subscribed. Congratulations guys. Super excited for you both. Such an achievement 👏 👌 🙌
@TheOTLoveTrain Жыл бұрын
Thanks so much! 😊
@femmz100 Жыл бұрын
Congratulations guys.
@awanioluwabusola2144 Жыл бұрын
Thank you for all the information y’all keep passing across❤
@TheOTLoveTrain Жыл бұрын
🥰🥰🥰
@babusisibanyoni402 Жыл бұрын
Thanks guys this was informative
@TheOTLoveTrain Жыл бұрын
Glad it was helpful!
@HilaryMaeva Жыл бұрын
Yeahhhhhhhh 🎊🎊🎊🎊🎊 Much love from cameroon 🇨🇲
@TheOTLoveTrain Жыл бұрын
🥰🥰🥰
@ngozienwerem8542 Жыл бұрын
You guys are doing amazing work 👏
@TheOTLoveTrain Жыл бұрын
Thanks you soo much 🥰
@stephaniefegor2710 Жыл бұрын
Being waiting for d next video on how u achieve it, save , how much like it cost on down payment, can student on survival job do it, pls update us we your loyal subbie, waiting for 4months now
@TheOTLoveTrain Жыл бұрын
Coming soon 😊
@Yemlizluxuriesfragrance Жыл бұрын
Congratulations to you guys 💃💃💃
@TheOTLoveTrain Жыл бұрын
Thank youuuu 🥰
@adewusioki4519 Жыл бұрын
GOD BLESS YOU GUYS, THANKS FOR THIS VIDEO
@TheOTLoveTrain Жыл бұрын
Thanks you soo much 🥰
@BabyJeffrey822 Жыл бұрын
Congrats guys! Happy for you both. I just subscribed this morning o! So anytime I have questions, make sure you answer me very well 😁am actually new in calgary so things are bit fuzzy. Thank you for your amazing videos though.😊
@TheOTLoveTrain Жыл бұрын
Awesome! Thank you! Welcome to Calgary 🥰
@ayobamimac Жыл бұрын
I just subscribed and I'm a Realtor 😭😭😭 . Congratulations 😁😁😁
@TheOTLoveTrain Жыл бұрын
Hahaha, no mind us jareyyy 😂🥰🥰
@oluwaseunsoyinka3053 Жыл бұрын
There's always something to learn from you guys. 💗
@TheOTLoveTrain Жыл бұрын
Aww thanks!
@okungbowarafiet8448 Жыл бұрын
Thanks for sharing!
@TheOTLoveTrain Жыл бұрын
Thanks for watching!
@faithogunsola5184 Жыл бұрын
Liked and saved ❤
@TheOTLoveTrain Жыл бұрын
🥳🥳🥳
@karlm8067 Жыл бұрын
Liked and subscribed and will recommend your channel to friends 😂
@TheOTLoveTrain Жыл бұрын
Awww, you;'re the best! 😂🥰🥰🥰
@olorundasarah372 Жыл бұрын
Congratulations 🥰
@TheOTLoveTrain Жыл бұрын
Thanks 💯
@nasicemoney Жыл бұрын
I love you guys❤️❤️❤️
@arc_chididfiners Жыл бұрын
First to comment, God bless you guys
@TheOTLoveTrain Жыл бұрын
🔥🔥🔥
@spriritualityawareness7893 Жыл бұрын
love you guys
@TheOTLoveTrain Жыл бұрын
Thanks you soo much 🥰
@buchicritic Жыл бұрын
I’m from tiktok do you have cassava Ewa 😂😂😂 Very big specialty 😂😂
@TheOTLoveTrain Жыл бұрын
🤣 abeg naaa
@opeyemiajeigbe6659 Жыл бұрын
Love your banter, kudos guys🤩
@TheOTLoveTrain Жыл бұрын
🥰🥰🥰
@opeyemioluwapelumi2129 Жыл бұрын
My favorites ❤❤❤❤
@BunmiAmara Жыл бұрын
Congratulations
@kingsleyeromosele1824 Жыл бұрын
Thank you guys. This video is super educative
@justkettia2452 Жыл бұрын
New subscriber
@OMOLARAOBAFEMI Жыл бұрын
Welcome ❤❤❤❤❤🎉🎉🎉🎉
@TheOTLoveTrain Жыл бұрын
Welcome aboard 🥰
@OMOLARAOBAFEMI Жыл бұрын
Wetin be this 😂😂😂 Olus said awww I don wanna go 😂😂😂
@TheOTLoveTrain Жыл бұрын
😂
@AgressTV Жыл бұрын
Great job guys... I'm a realtor in Nigeria and I'll like to get into U S and Canada Market, hope I can get a builder/Developer to work with ? If you have anyone on your list, kindly link me up pls
@Teesugar999 Жыл бұрын
Dorothy you are looking more beautiful
@TheOTLoveTrain Жыл бұрын
Aww thanks 🥰
@evalsamelemi9930 Жыл бұрын
❤️❤️❤️❤️Awwwnnn...see as Una fine😩😩😩
@mabelscorner20 Жыл бұрын
Great tips. It's same way here in America... Question: if someone has a good credit and history in America, can they apply that in Canada to buy a property?
@TheOTLoveTrain Жыл бұрын
I think you should be able to since database is shared and verifiable between both countries but do some research 😉
@kilobravo6726 Жыл бұрын
No. This doesn't work. You need to establish a separate credit history for each country.
@denmafamily Жыл бұрын
Awn so interesting ❤
@TheOTLoveTrain Жыл бұрын
🥰🥰🥰
@oluwabusayomia Жыл бұрын
very informative video. well done guys
@TheOTLoveTrain Жыл бұрын
Thanks for watching!
@theresaokolo1657 Жыл бұрын
How did you lock in the house?
@tanisawilson5041 Жыл бұрын
I love this. Thank you guys so much for sharing these information. This so informative for me. God’s blessings to you guys for not being selfish. Bye way you guys now have a new subscriber. This is gold! Please can I have your email or Mortage advisor information.
@TheOTLoveTrain Жыл бұрын
Thanks for watching! Please send us an email for the contact 🙏🏾 hello@theotlovetrain.com
@ujunwadoris3494 Жыл бұрын
Thank you for this video Talking about down payment....after paying the down payment will u live in the house immediately to complete the payment at the said agreement
@TheOTLoveTrain Жыл бұрын
You’ll need to pay your full down payment before possession 😊
@OMOLARAOBAFEMI Жыл бұрын
You guys are owing us plenty videos oo Just know that
@TheOTLoveTrain Жыл бұрын
We go surprise you tomorrow!
@moyosoreobaseke Жыл бұрын
Olus don start again, which one be 'responsible debtor'?
@TheOTLoveTrain Жыл бұрын
😃😃😃
@firdawsalaga3919 Жыл бұрын
Eyin temii🥰
@TheOTLoveTrain Жыл бұрын
😁😁😁
@anaemechimobimarcel5083 Жыл бұрын
I have subscribed oooooooooo
@TheOTLoveTrain Жыл бұрын
Hahaha nice oneeee 😝
@PREPPYKIAFEED5 Жыл бұрын
Tnks alot for the information, I'm here in Canada as a single mom,pls how possible would it be for me to buy a house. I'm a PSW.thank u.
@TheOTLoveTrain Жыл бұрын
It’s definitely possible! 💪🏾💪🏾💪🏾
@themortgagechic_ca Жыл бұрын
It's definitely possible, you definitely get a mortgage advisor...1st step.... I'm happy to help of course!
@SunshyneJojo Жыл бұрын
Ah ah ok fine I have subscribed….
@TheOTLoveTrain Жыл бұрын
😁😁😁
@favourdiepreye2664 Жыл бұрын
Love you babies
@preciousonuwaje2322 Жыл бұрын
Oya thank me
@ayomideharmony9261 Жыл бұрын
Thanks for always guys! Quick question,please. So how do you get information on show homes that are available for viewing , especially for the pre constructed ones. Thanks!
@divadiva684 Жыл бұрын
If you're doing the work by yourself, it means eg you drive by & ask the construction company normally they build show houses at the site & use one of the homes as an office so you will find them at the site, or word of mouth from friends, online research etc but if you're using a realtor they do the work for you, you tell the realtor what you want eg specifically tell them you want a new home or hope to buy a show home ie homes that builders used as model homes but they're selling them as they've completed building in that location.
@TheOTLoveTrain Жыл бұрын
Yuup you’ll need to shop around if you’re doing the work yourself - like drive around or search for new homes and locations online
@Norkadventure Жыл бұрын
Hi OT lover, I just discovered your Chanel, I love your video, please can I have the contact for the mortgage advisor please
@TheOTLoveTrain Жыл бұрын
Thanks! Please send us an email 😊
@atisoyin Жыл бұрын
Please send details of your advisor…thanks
@TheOTLoveTrain Жыл бұрын
Please send an email
@belindankrumah5517 Жыл бұрын
Where did you find the show homes ?
@TheOTLoveTrain Жыл бұрын
Look out when you drive around or google 😊
@estherlabakealabi4223 Жыл бұрын
😂I have subscribed
@TheOTLoveTrain Жыл бұрын
🥳
@ochuutv7195 Жыл бұрын
Good for you guys.... funny face how HOMES are very cheap in your province.... I suggest you should have made this video specifically for your province... YOUR tips are good enough.. but depends.. not all province are the same.. Good jobs for sharing the littlest tips... You need to tie your wrapper very tight and plans very well make e nor go CHOKE YOU WEY WAN BUY.... #SHALOM
@TheOTLoveTrain Жыл бұрын
Please go and make your video and direct yourself what to do there 😊 #SHALOM
@ochuutv7195 Жыл бұрын
@@TheOTLoveTrain E enta ya body 🤔🙄🥴… as long as you got the message 🍾🥴 #SHALOM
@igbokwemiriam991 Жыл бұрын
Contact of the Advisor pls
@TheOTLoveTrain Жыл бұрын
Send us an email 😊
@OMOLARAOBAFEMI Жыл бұрын
Till today I don’t understand this credit score wahala . To be honest I sha know I use my credit card and pay back almost immediately I really don’t like gbese as a Nigerian o😂😂
@TheOTLoveTrain Жыл бұрын
😂😂😂😂 na wetyn need understanding be that lol
@AijO.E Жыл бұрын
If you pay back your credit card immediately you spend and before your statement comes out, then you aren’t building your credit. You need to have a statement balance (but make sure it’s not above 30% utilisation) and pay it off before the due date. If you pay back immediately you spend and your statement balance is 0, it’s not counted as being used.
@OMOLARAOBAFEMI Жыл бұрын
@@AijO.E ohh okay thank you for this .
@precioussawyerr1519 Жыл бұрын
Paid mortgage advisor or provided by the bank?
@TheOTLoveTrain Жыл бұрын
Not provided by the bank
@marach3162 Жыл бұрын
Thanks OTLT as always for the meaningful info ❤ So, when exactly can one pay the down payment? Cos you mentioned while they’re building the house, you have the time to start gathering funds. Does it mean down payment can be made while the house is being built?
@TheOTLoveTrain Жыл бұрын
Yes you can pay while they are building but you usually have to pay like half upfront and the rest can be spread for just a few months (2-4 in my experience). Also please note this is when dealing with a trusted builder who you have visited and researched - beware of spam comments here asking you to reach out 😊