5 Things To Check Before You Buy Life Insurance Policy By CA Rachana Ranade

[@CARachanaRanade]

✔️ Invest in Knowledge: social.rachanaranade.com/Courses ✔️Kickstart your Investment Journey:link.rachanaranade.com/Zerodha ✔️Secure your Life and Health: - Life Insurance► bit.ly/3tYenqr - Health Insurance►bit.ly/3ynVssD

[@tasimnisar1]

Ma'am, in this pandemic situation please lessen ur course fees, so that everyone will purchase and get benefited from ur knowledge. People r sitting insides homes for 21 days, so u will also get bumper sale.

[@teamcarradmin8427]

if want to buy on discounted rates visit our site www.rachanaranade.com and .in

[@rashmir3944]

Wish I had a teacher like you in school too. Finance, ofcourse i am learning from you now. Bravo! keep up the good work.

[@shravanreddy9271]

Hello madam, This is shravan from hyd Actually serving in indian navy as a gunner, got stuck at home in leave because of corona, My small story, i wanted to learn stock market when i was 17 but got into military at 18 and never got time, Now im 21, believe me for the first time ever it is your videos which could hang me to the mobile screen for hours long. And I'm much much impressed by your motive of making indians financial literates, HATS OFF.!! for you for doing this service to INDIA. Thank you so much A special thanks to your technical team for amazing presentation of the content. JAI HIND.!

[@teamcarrdpt6189]

Thanks Shravan❤🙏

[@thangamanip2819]

This corona has made our days so bad and irritating but the only one thing that Im doing productively is watching all ur videos and getting to know new things.....thank u ma'am ,I really love ur teaching😘😘

[@mehuaniket]

I searched “term insurance” and within second I searched “term insurance rachna”. That’s great. You’re really successful creating trust among your audience. 👍🏻

[@shanmugaraghavand]

Same here bro

[@ganeshtamboli5538]

One more thing: Tata AIA has very less number of claims and hence they have high numbers. Lic on the other hand has huge number of claims We need to consider the stability of the company as well.

[@curioussaroj3983]

What is different between healthy insurance and life insurance

[@ganeshtamboli5538]

@@curioussaroj3983 if you fall ill and are admitted to hospital, health insurance will cover your bill. If you die, life insurance will pay your nominee compensation

[@shubhampoddar5463]

1:09 Calculate Your Insurance Need 2:35 Rider 3:22 Premium Payout 5:38 What is covered in your policy 7:33 Ideal Tenure 9:04 Check Claim Settlement Ratio

[@motivational_book]

Bhai bahut accha kaam kr rhe ho

[@chandrasekar7927]

mam i become a great fan of u...i just seeing u for 4 days ..but u impressed me alot ...i want to be ur student but i am not economically so well to attend ur online clss...but i will meet u one day

[@pratikshinde1941]

Hi Rachana Mam, In this Quarantine period I have completely shifted from Netflix to your KZbin videos, your videos are truly informative and knowledgeable. Can you please make a full fledge video's on best available life insurance and health insurance plans available in market. I am very confuse as there are many products out there.

[@tejasprakashjhaveri]

Please make a more detailed video outlining the pros and cons of Health Insurance Policy like what kind of class of stay is covered when one is hospitalized, how much doctor charges are covered, medicines costs, process of cashless facility w.r.t health insurance in Hospital, total no.of Hospitals covered, claim settlement ratio, etc

[@technext4750]

Dear Ma'am, I have recently subscribed your channel and learnt many things but here as a part of LIC. i want to share one information that claim settlement % is based no of claim received and no of claim recieved is based on no of policy taken by customer. So, this chart doesn't depict real worth of company. Also, claim settlement ratio also doesn't mean anything . As, no of policyholder insured by LIC is more then the total no of insured by all other private co. thus, its settlement ratio will be always little low

[@technext4750]

Also, Just for Knowledge (no personal motive)..i want to share two policies best for everybody:- For pure Risk Cover:- LIC's Tech Term - its awesome online term plan on very low premium. 2. For Lifetime Investment purpose with guaranteed 7% return (Not for 1 or 2 or 5 yr its 100 year policy) :- Jeevan Umang

[@ajabgajabgyan713]

Mam your video is very important for every enterpenure so i just want to you that plz make a video for best financialy plan

[@goribermeyereatingshow5552]

Your voice is so sweet mam Sabse kom premium me lic ka konsa plan 30 se 60 tak lenge

[@mandarkhochare183]

mam your voice is awesome starting song of video can be used as a good commercial advertisement for insurance companies.

[@nithindsilva3804]

It was a very informative tutorial. Only thing which I am unhappy is that song on the topic CORONA VIRUS. we do it because we are unaware of the severity of the problem. Thank you

[@shubhamtalegaonkar1311]

Can you please provide simple life and term insurance topic..steps by steps

[@InigoPrabhakar]

Can you please give a example to convert future earning to present day earning

[@sanjaytamrakar7355]

Could you please provide some information or create a video on Section 45 of Insurance act 1938. I read about it in my term plan, however an expert view would be really helpful.

[@sriharipriyakc9635]

Hi .... kindly make a video on different health insurance too.... for different categories... based on annual income(i.e. below 5L, 10L, 15L, 20L)

[@niralasir6238]

Yes ma'am, I am also agree with Tasim Nisar, plz reduce the course fee. I also want to purchase the courses available on your website. Kindly, think about it. I am following your channel since the last to months. Kash mujhe pahle pta hota...

[@akshanyu177]

Hi..mam I am 19 and I am science background student after watching your video (the basic of stock market 1&2) I can't keep away myself to know full information about stock market I also wanted to purchase your course but the price are too much high which I can't afford right now if the price start from 1000 to 1500 then it's better and so many students purchase it also .l love your unique teaching style and I really wanted to purchase your course plz...do something..I am waiting for it.

[@shrinidhig3672]

Could you please make a video on things to consider for health insurance and data of companies who provide good claim ratio

[@gk4888]

Mam please make more videos on personal Finance 1.FD & RD 2.PPF

[@yuvashaktitrust6490]

mind blowing एक्सप्लेनेशन dear Madam ji LOVE u YOUR energetic speaking

[@funnysaptarshi7899]

Thank you mam, yes we need more videos from u regarding personal finance

[@sureshindia2434]

Madam, Your lectures are good- concise and to the point. However I feel your reply on MEDICAL INSURANCE coverage appears to be wrong. Logic is once a disease or condition is a PANDEMIC- then it is NOT covered unless paendami c rider or cover is taken. Can you check again and reply on both medical and life insurance coverage for COVID 19 condition ??

[@sachetjamarkattel9462]

I became a big fan of your's after watching your videos.. love from Nepal.

[@thechinmoydeka]

Portfolio management video please...

[@Mukundpawar44]

Hello Mrs. Rachana, There is a slight correction in what you said. As per rule the ideal life nsurance cover is 10 to 12 times of your Annual Income. 5 times of your Annual Income would result in a lesser Life Insurance cover for an individual.

[@kamlesharya5974]

Sorry to interrupt sir. But there is no ideal premium.. Diffrent companies have diffrent ideals and rates.

[@riyadhcargo]

Hi Madam, I had a very bad experience from your team which I was contacted wit your team 3 days before. I bought your lectures (basics of stock market) on 20th July 2019 and got a link for the lectures file. I downloaded some file (3 files) and played 2 file one time. Due to some family emergencies (My father hospitalized for Cancer treatment since then) I was not able neither for further lecture downloading or play the file. But now I couldn't play the downloaded file or find the link which you shared earlier for downloading the file. Also the previous serial key is not working with Recordshield player. Your team replaying to me as below, "You can renew for 4 months by paying Rs.1000. You will get 2 views. It costs us.same amount of money if u watch 1 or 11 lectures" Later after the communication they insisted to pay a 500 for the same. As this lectures u selling for an educational purpose and for some emergency reason we couldn't play most of the files. I believe I have a right to request you to renew or give the access to watch those videos. Appreciate your positive reply.

[@teamcarradmin8427]

please drop your mail to [e-mail] and tell your problem.

[@riyadhcargo]

Still receiving your teams message to pay additional amount for the view. Hope you guys not understand what's the value of humanity and seems greedy on money. I want either my money back or give the access for the lectures which I paid complete amount.

[@riyadhcargo]

Specially this pandemic situation how you asking an additional amount for what I didnt use your product due to my hospital emergency. You should consider humanity aspect also in your business. Iam not begging for a free service what I am not deserve, I am asking access for my paid product whic I couldn't use because I was with my father for his cancer treatment for last six month.

[@mausamdas6693]

Madam please guide us regarding health insurance waht are the things we need to check before buying a health insurance it will be helpfull for us

[@ganeshtamboli5538]

You explain in very simple language! Keep it up! #from_another_punekar

[@seshagiriannamdevula326]

Eagarly waiting for your fundamental videos

[@nemalshah7404]

Hello mam I think that this is the best time to invest in share market and buy a Stock (delivery). Can you just give you tips in you video

[@vaishalijoshi8079]

Are you talking about Term plan policy ?

[@swatidesale6300]

Mam , is it good to opt more than 1 life insurance term plan .what is your opinion

[@swatidesale6300]

Mam, can u make video on NPS .How to find which is good. And there are many different schemes with heading schemes G, Scheme C , scheme E. Again tire 1 tire 2 and 3 .I try to find out what is tire 1...2...3 but if u will explain us again all the pros cons then it will definitely fitted in our brain ..... एतका confidence तर नक्कीच आहे आमचा तुमच्या वर की तुम्ही explain करणार आणी आम्हाला ते समजणार नाही. I hope u will read this message.

[@Roshini_s_miraskar]

Where do you shop for your shirts.. I loved this one.. looks very smart !

[@ashoksamuel]

Lol....very important now

[@kaushalpjoshi]

I think the video should not be encouraging whole life or endowment plans at all. Term insurance should only be talked about.

[@sanketnimbalkar3956]

Ma'am Ur voice ❤️

[@kamlesharya5974]

You sing very well mam

[@achaudhary7]

Please provide us information on Health Insurance

[@3ashutoshdash558]

Mam plz launch a paid course for future n options trading .

[@alanroy6781]

Please mam please cover about penny stock

[@ramawatarjangid4039]

Well explained

[@gowreeskp3984]

Mam ...any strategies for intraday trading?

[@alanroy6781]

Can you cover about penny stock

[@RohitGupta-ib8qs]

8:50 whether child policy comes under life insurance or general insurance

[@nalvaalvu3336]

Mam please make video how to disinfect and quarantine bank currency notes from Coronavirus, China did this from very beginning of COVID19 outbreak. Please urgent, government also missing this loop hole.

[@sagikalyan]

Can you please do video on best term policy

[@kamlesharya5974]

Hello Sir As per you have seen in the video.. TATA AIA is on no. 1 with higher claim settlement ration and lesser premium. It is the best Sir. Please contact back to know more M : 7611861111

[@vepilai]

I expect you to thro light on creating a corpus for the premium; where return on the corpus could take care of the premium commitment avoiding policy lapse and non availablity of income to meet the insurance commitments. I would say that if an assured creates a corpus over a period of time to cover the premium amount (say in few years) then his rest of 30-40 years be rest assured with no premium commitments.. Be smart in not only selecting the insurance company; but also be smart in honouring the premium commitments

[@abdulrehmanm3733]

Please do more and more videos on personal finance

[@sandcqmsConsultant]

007 music at the end. Very good

[@prasadnaidu6580]

Hi Rachana mam, is it still a good option in 2023 to park emergency fund in Liquid mf?. Thank you

[@rahulpawar7064]

Ma'am regarding claim settlement ratio, can you please confirm these claims which were made (as shown in the IRDA data table) are all life claims? Or these figures include the claims of normal maturity amount as well, which are normally higher in quantity and there could be no reason for not honouring them. Thanks..

[@Balaji.3197]

Thank for making a video..corner corno go corno good to hear

[@jasjyotsingh8143]

Please tutorial series on F&O

[@arindammazumdar9605]

चरणस्पर्श मैम Best websites for trading research reports or technical analysis based reports Best time and strategies for swing trading

[@yashvmishra]

Love your content!

[@shivasurya4679]

We have insurance coverage in my company, can we continue with this insurance long term even if I change my company? And can we upgrade one policy with all coverages like accident, term, medical.. Etc...? Is there any company which has these kind of policy?

[@nareshnaya6494]

Hi mam, Can u please tell the top 5 mutual fund houses.. At current scenario which category can we choose in multicap? Largecap or ??

[@KamleshJaiswal4u]

Choose multicap fund

[@poolloop007]

Lyrics would've been, Insurance Karona!! :)

[@nungsibapamubabishwonath2203]

Please send me pdf file guide line of 5paise

[@Muhammad-lj8ni]

Hi Ma'am..Thanks for keeping it so simple...The videos are remarkably relatable and so much helpful...Keep it up🤗🤗 Suggestion: Kindly give a discount on your basic courses as a treat or good will gesture since you have reached the landmark 500k.Congrats again.Cheers!!

[@ManishThakur-rr3pd]

Yes I can hardly invest around 5000rs in buying course I want to buy Basics of stock marketing and fundamental analysis But it cost around 10,000rs😭😭😭😭😭😭

[@teamcarradmin8427]

visit our site www.rachanaranade.com

[@mohanrajreddy5723]

Mam make a video on IRCTC shares

[@ashishtiwary1482]

Hi Maam Can you please give your insight whether to invest in NFO of L&T Nifty 50 index Fund- Direct Growth

[@nileshpatil996]

Every year the data about claim settlement changes Last year it was aegon and max life who had better percentage How to decide

[@knowledgeBytes]

Ma'am please also make video on health insurance also 🙏🏻

[@vijaybaktha4672]

I play your videos always at 1.5x speed

[@PavanMehta]

Life insurance or term insurance mei kya fark hai?

[@selvasiva7822]

Hi mam...is there any restriction for physically challenged person?for life insurance

[@okman459kkkjjjgfdd]

Mam.. hdfc 12 yrs plan I took 1lahk per yr..sanchay plus.. freelook period crossed... Pls tel how to cancel... Now I am completely confused ..

[@muzaffar903]

Maam, i want to open an account in upstox, through the links which you are given in the description. Still is there any offer on UPSTOX if I use your link which u are given?

[@ashoksamuel]

Its free bro

[@muzaffar903]

@@ashoksamuel I mean any promo code or coupon code, or any reference code from rachna maam

[@mallikarjunaraoarava]

Thank you for the detailed video :)

[@manmohit6523]

Mam apko sunkar mai English seekh jauga

[@himnishdhar1112]

maam make videos on futures

[@silango5679]

Madam I am infected with COVID at may month and iam recovery after a 3 days.can I able to take Term insurance policy? If yes my premium is high or normal.please reply me madam

[@amrutparode5538]

Medical insurance pe 1video plz

[@kamlesharya5974]

Hello Sir I can expain you about mediclaim. Our company also covers corona virus. If intersted M 7611861111

[@krishnanikam7971]

What is good to buy your lectures or pro memebership

[@teamcarradmin8427]

both are different. Just visit our channel and our sites i.e www.rachanaranade.com and .in and you will get all the information.

[@saisasisai]

What if my Insurance doesn't have critical illness cove then, My Term Insurance still cover.

[@saumyakoul4213]

Mam now a days few companies are suggesting a cover up-to 99 years of age? What do u suggest on this..

[@sanapatisrinu3542]

Please try to give more discount on courses mam, everyone will get benefit from you by saying your name, please rethink and provide discount

[@akhil.v8940]

Hi! I'm also from hyd, if you are looking to purchase the course we can divide the amount in equal parts Let me know if you are interested

[@semyvishal]

What went wrong with arvind mills?

[@sanupsaji6758]

Hi Maam, I am a NRI , do i need to consider some additional info before i take a Term Plan because when i was tried to take a Term insurance last time there is a option in Policy Bazzar where they ask whether i am an NRI or not, if i tick that then they will ask you to select the name of the country where i am working for which most of the policy doesn't list the Working resident country , only 2 policy i saw which list my country. Kindly clarify this topic SANU

[@NeelRathod97]

Good Singing. 🤘🏻

[@26herbs47]

Super like for intro

[@nungsibapamubabishwonath2203]

Hou to use 5paise i don't help me

[@aj.44]

Should i buy more then one policy????

[@kamlesharya5974]

Yes you can..but it totally depends on your eligibilty Sir. To know more Please contact back M : 7611861111

[@omkarkulkarni529]

सुरुवातीच्या corona गाण्याची idea कुणाची

[@kishoresunanda4909]

Tula Kay karayche ahe....

[@Avinash17981]

Ap itna acha gaate bhi ho..🤣🤣

[@kamlesharya5974]

We are giving corona virus cover in new policy also

[@aurkom]

Waah waah

[@ganeshyadav43]

Hello ma'am your video is good but if you do use Hindi language so much better.

[@CARachanaRanade]

Click here to Subscribe to our Hindi Channel: kzbin.info/door/D-qZSqFPqyx43L6gAR8qfQ

[@ramquait21]

1 crore annual?😭 .....I can hardly earn 0.06 crore

[@InvestingEducation]

Nice

[@shivanshupande4992]

Starting song🤣☺️...

[@sipak_sk]

Does term insurance covers natural death

[@kamlesharya5974]

Yes Sir. Term plan covers all types of death in over company and it even covers suicide after one year. To know more M : 7611891111

[@dheerajdhamija1671]

Do a person get claims of life insurance upon his/her death in extra ordinary conditions like earthquake pandemics or terrorist attacks. Or there are any technicalities to it. Guys pls if you want mam to make a video on this like the comment.

[@kamlesharya5974]

I can explain you all this sir. M 7611861111

[@nikhilsingh-gk5hj]

Loves u mam