5 Things You'll Wish You Knew Before You Retire

[@Mikesadventures-m2q]

I heard that in retirement you need 3 hobbies. One that keeps you in shape, 1 that keeps you making money. and 1 that keeps you socialable.

[@trumpisaconfirmedcuck5840]

Keeps you sociable and makes you money? No thanks.

[@crazydave2825]

Great advice Mike. The making money part may just be actively managing your retirement assets or dabbling in the stock market with a small % of your assets. Keeps your mind active too which is so important as we age. Making money could be a small part time job you really enjoy. You may not need the money but the job keeps you from getting bored with too much time on your hands.

[@trumpisaconfirmedcuck5840]

@@crazydave2825 JOBS ARE BORING though. The last thing I'd think if I was bored is "hey, I'll go get a job"

[@Mikesadventures-m2q]

@@crazydave2825 That's what I'm doing. Lately it's been getting my blood pressure up though. LOL!

[@johnditoro1676]

I retired 11+ years ago at 55. Best decision of my life. While I don't disagree with these points, they do not align with my observations. I was a very high level executive for a Fortune 10 company. When I think about how fulfilled I am in retirement vs what I see from my peers, here is what I see as their regrets. 1) Not investing enough in their health and fitness. That's the key to having the energy in retirement to travel the world and take on new challenges. 2) Did not develop passions outside of work. And by passions, I don't mean children (they are going going to grow up and out and have their own lives). 3) Letting their job become their life and identity. You will crash when that identity is taken away. 4) Looked at that big house, high end neighborhood or even city as forever. Very few people spend their working years living in places that promote an active retirement (I don't mean golf). 5) Perhaps related to #3, but waiting too long to retire.

[@RootFP]

Hi John, These are all great insights! Thank you for sharing.

[@ShonerJohnson]

This is awesome advice. Thank you 😊

[@kimt763]

Great points! Agree 💯

[@jonnduesterhaus5342]

Agree with those and also another pitfall is lifestyle creep/spending causing the need to work longer.

[@sticstir3712]

I’ve been researching items like yours but they are HARD to find. You won’t get them from any analyst that I’ve found Thank you for the information and insight

[@lynnehrmantraut9167]

Retiring in 60 days…moved to the beach and established our forever home several years ago - we’ve made friends who are just waiting for us to come out and play!

[@RootFP]

Congratulations Lynn! That's great!

[@riohenry6382]

I had to retire early due to illness and I can assure you, your work colleagues won’t be around as friends. You need to broaden your focus if you want to retire happily

[@kelly51757]

My husband and I just retired at 56 however we had travelled to more than 45+ countries during our working years. My husband was an expat so we we’re able to explored the world. Now that we’re retired we live in a quite life we bought a house in a 3 acres lot because we love gardening & we also start planting fruit trees. We live in a a very close net small community where everybody knows each other and we really enjoyed it. 🥰

[@samanthasau4086]

Wow that’s pretty young at 56. Congratulations enjoy your years together

[@RootFP]

Congratulations! Sounds like you’re enjoying it!

[@kelly51757]

@@samanthasau4086 thank you

[@kerrischuh8000]

Your living our dream.

[@bliavang5775]

I am 49 and retired. Just waiting on my husband. Your living my retirement goal. Best decision ever!!!!

[@ChamPion-gu3jd]

Whatever. I am done working my entire life. If i retire i want to make sure that i will be able to afford to eat 3x a day, and a decent medical/health insurance. If i think about money 💰💰💰 money 💰💰💰and lots of money, I will never retire. I want to retire keep myself “stress-free”. Want to enjoy life the simplest way that I can afford.

[@suevue9606]

I totally agreed.

[@luciaolivarez8997]

Thank you, You got me thinking

[@sharonpope1737]

That is so true that worrying about money will keep you working without peace

[@pinkrose1438]

Agree 100% I just want peace of mine.

[@mintyjang]

Pre covid, retirement was to have as much money as possible for retirement Now, after all this pandemic mess, I just want to retire simply with enough money for food, and the basics so I can spend more quality time with the family and friends. That alone will make me happy.

[@williamj.dovejr.8613]

50 years old here and the advice that you have given in this video is helping me complete the picture of what I want my life to be when my children are grown and I can do whatever I wish thank you!

[@RootFP]

I’m glad it was helpful!

[@JudithLawrence718]

You nailed this subject. I retired from disability and wasn't ready to give up work mentally although my body was shot. I spent the first few years looking for something to do within my physical parameters. That never happened and now I see it as a gift. I have started to enjoy the short trips I take. I take 2 days to drive somewhere whereas someone else would either fly or get there in one day. There are many shows around me locally so a dinner and a show it is. Also, I have to fight the urge to stay in and be a hermit. I force myself to accept invites and when I go, I have unexpected fun. My health is what it is but I don't have to let it rule my life and my attitude toward my limitations can change.

[@RootFP]

That's a great perspective! Thank you for sharing.

[@marysmith5891]

To be honest when this popped up I almost moved on wondering how someone so young could possibly have advice on retirement. I was surprised to find that this is some of the most insightful advice I have seen and very well presented. Congratulations!

[@RootFP]

Thank you Mary!

[@jaquevius]

Great advice! I’m a physician and I’ve noticed over the years that the people that seem to be the most fulfilled in retirement are those that have a purpose outside of the home….but there is a balance of being enough to give them meaning but not too much to add stress and be a burden. I’m only 51 and several of my long term friends are likely going to retire around 55, so I’ve been crunching numbers and been actively looking into retirement planning etc. Although I could probably retire at 55, the thought causes severe anxiety in me because I’m cautious by nature, but also because of the “why.” I truly love what I do and I’m fortunate that I own my own practice so I can control my schedule. My current “why” is to spend more time with my 13 yo twins before they leave for college, so my current plan is to take off pretty much every summer to match their school schedule (and do a 1-2 week away vacation then as well). If I eventually start feeling burned out, my “retirement” idea is to only work three half days a week so I’ll be fresh, get to do what I love, give my experience and caring to others, and still have tons of free time. I honestly can’t see hanging it up for good until my 70’s, unless an unforeseen health issue etc occurs. Thanks for this advice and sharing your wisdom!

[@RootFP]

That’s great feedback! And good for you for doing the hard work of uncovering the “why” behind it all!

[@kettiacharles9101]

Sounds like a great plan!! I’m currently in NP school and I’m already planning on retiring in less than 10 years. I’m only 32 years old so I think being free to do what I want in my 40s while I still have the energy and good health is a pretty good plan. The only thing I’m trying to do now is to just pay off my house in the next 5 years and move on with life. I’ll still keep my license active so that I way I can maybe work a couple times a month if I want.

[@jettrenning1651]

Great advice especially from someone so young. Sounds like you really do listen to your clients. What you said about making sure you have friends outside of work is so true. I know two people who retired within the last year or two and are struggling with that very scenario. Their entire social lives were wrapped up in work and now they’re turning around in circles not knowing what to do with themselves. One is a man and one is a woman. They have the time and the money, but no one to have fun with. Your other points were on point too. Definitely something well worth our time considering. Thank you.

[@RootFP]

Thanks for sharing that!

[@rmayerCPA]

Life is short. We each need to make decisions that create value for the time we have left. You have excellent advice.

[@RootFP]

Thanks, Roger!

[@randolphh8005]

Good perspectives! It’s not just about your portfolio. Lots of people regret retiring too late, and others regret retiring period. It is really about trying to figure out what you want and then how do you get there. The problem is that if you haven’t been there before you may not like what you thought you would like.

[@CheckThisOut77]

I like this guy. He is right to the point. Eg., don’t put off doing the things you want to do (even before retirement).

[@SANTIAGOSANCHEZ-yw3pd]

I'm down to 7 days before retiring, Thank you for these 5 statements....I believe I've got most taken care of....

[@RootFP]

I'm glad to hear it!

[@rayburton4867]

THIS ADVICE IS GOLD! I HAVE SPENT MY. CAREER/LIFE WORKING AND DOING THE RIGHT THINGS FINANCIALLY. NOW THAT IM TWO WEEKS FROM RETIREMENT, I NOW NEED TO FILL THAT SOCIAL COMMUNITY VOID. GREAT POST 👍🏾👍🏾👍🏾

[@RootFP]

Thank you!

[@lilacbazzi493]

Ever since I discovered your channel, I have never watched any other Financial/ Retirement topic channels ever again. You explain things clearly and precisely like no one else does . It is important to me at 60 years of age to understand (not just hear) these topics since I am planning on retiring at 62 .Thank you!

[@RootFP]

Wow, thank you!

[@lisak3489]

I totally agree! I’m so glad that I came across your video. I’ve subscribed. 👍

[@RootFP]

@@lisak3489 Thank you!

[@jillyoung1282]

You’re wise for someone so young! Thank you so much for this great video.

[@RootFP]

Thank you!

[@OllertonMD]

I have listened to essentially every podcast episode of your show on Spotify and most of the other guy’s one (the retire early one). You guys have THE BEST FI podcast.

[@RootFP]

Thank you! I’m happy to hear that.

[@DANALLDE]

My husband retired early and this issue is real, he is bored and wants more of my time than he ever has before in our 40 years of marriage. It has been a struggle for him. He needs to be around people and didn’t develop a serious hobby. Sage advice!

[@RootFP]

Thank you for sharing that!

[@edbaird7687]

James - you really struck a nerve here. Lots of comments. I will retire early from UPS at 57 with nearly 40 years in the company. I absolutely love my job. But finally being able to be home for supper will be in my top five reasons for retiring. Thank you for the advice, it is going to be helpful and applicable. To all of those out there who have worked hard like me, Good job and may God bless you.

[@RootFP]

Thanks Ed!

[@shamiles4104]

Your comments are so true it’s not just money it made me rethink things

[@RootFP]

I’m glad to hear that!

[@gayemarianesfox2405]

My husband retired young and has consulted some. We have a teenager at home and retirement planning definitely needs to include what you’ll do with yourself afterwards. It’s a challenge for sure.

[@KB-pk6nb]

Yep! I have been traveling here and there because I don't want to be like my parents work most of their life and now they are too old and sick to travel. I am taking care both of them in the past 7 years. I make time a week or two to travel and decompress whenever I can. I always maintain my friendships and meet new friends as well. It is not easy at time but I make time.

[@RootFP]

That’s great!

[@esgwat]

Thank you for #4. We sold our big house as our children are scattered across the country. We do feel so much lighter and free without the burden of responsibility. We are renting and love the flexibility it brings. We don't want anything to tie us down at this stage in our lives.

[@RootFP]

That's great to hear!

[@christinenelson1058]

100% agree with you travel description. My parents told me I was wasting my $$. I told them this exact reason.

[@annhans3535]

We are retiring next year. While we have the money side figured out, we need to figure out what to do to keep my husband from being stuck to my hip and for him to have a "life" outside of me. We plan to travel but I know I will get bored of too much travelling. I want to relax on the beach and read a book. That is the great quantry. We are selling our house. We plan to buy land and build a house and have a nice garden. But we are also thinking about getting a condo by the beach and just live. But after living in the city for years, I want land in the bushes.🤣

[@BerryinHI]

I saw co-workers' health deteriorate once they retired, so I took at least 3-4 trips a year, until the pandemic hit. I had booked four trips in 2020, but was only able to take the 4tb one. Only 2 longer trips in 2021. Hopefully more in 2022. I hope to retire in 8-10 years.

[@dn5582]

In addition to great advice you come across as a very likable and respectful young man. 👏👏👏

[@RootFP]

Thank you!

[@theultimatetowerofterrorre301]

I am on the cusp of retirement; in fact I have decided to retire and have trialed being retired for months, only to go back to work several times. I think your insights are great. For me the point about working on relationships is meaningful. I am a loner; always have been, always will be, but even a loner may desire some social interaction, and I will be looking for such interactions in senior sports groups, or other group activities that I like as I soon retire.

[@RootFP]

Good insights. Thank you.

[@HotgyalB]

I'm 52 and these are some of the best advice I've heard. Thank you!!

[@RootFP]

You are so welcome!

[@GregSr]

I have my own one man company (me). I'm 68 and I enjoy what I do. I travel around the country servicing high tech industrial machines. We've already gone on 3 cruises. I now find them a little boring. I'm already getting tired too early in the day. About mid-afternoon I'm already thinking about taking a nap. I'll probably retire at 70 (if not sooner). We have savings but most of our money is tied up in our house that we've lived in for over 20 years. We live in a 3400 square foot house by ourselves. I like your idea to sell the house and downsize our overhead. Maintenance on this house is a big deal. We had to replace both heat pumps this summer for 20 grand total. Thank-you for providing some things to think about.

[@RootFP]

I'm glad it was helpful!

[@sheneedsme]

I can relate as a 67 year old man that owns his own company. Every afternoon I take a nap. I downsized into a new maintenance free house in to a walkable community a few years and built it myself (I’m a builder) and paid cash. The only reason I don’t retire is even though I have no house payment I still have to pay almost $20k a year in property taxes.

[@chessdad182]

Such a true list of five items to plan for retirement. I am nearing retirement and ponder all five of these items.

[@davidtesler1198]

I retired at 38 and although I do a lot of traveling and have lived and have my second home in Asia and can do what I want I am bored. Good video

[@RootFP]

Thanks for sharing that, David.

[@Tomikingi]

Great video!!! Im newly. Retired and you hit ALL the 5 good points about pre/post retirement.

[@RootFP]

Thank you!

[@devl9677]

Not something I expected to hear when I clicked. I’m surprised at the good and practical advises. 👍🏻

[@RootFP]

Glad to hear it!

[@anthonyplacide3929]

I enjoyed travel inside the usa so many things to see and do. I don't need to go too far

[@RootFP]

Great point!

[@kelly51757]

Yes that’s next in my bucket list we’ve travelled internationally now that we’ve retired our next adventureS will be exploring the beautiful USA 🇺🇸.

[@janwieder1718]

Great video James. Having something to retire to is the key!

[@RootFP]

That's exactly right!

[@sheilacom3020]

Eye opener for me.... great advice, thank you very

[@RootFP]

Glad to hear that!

[@khaledalzayat5715]

This could be one of the best retirement advice I have heard. Ever!!

[@RootFP]

Thank you!!

[@gregjohnson720]

I agree with you about traveling before you retire. In my case I worked as an ex-pat for my entire career and travelled constantly ( I visited or lived in 136 countries) and ehen I retired, I stopped traveling almost totally. See the world before you retire.

[@RootFP]

Wow! That's a lot of travelling. Glad you got to get that all in.

[@jonnduesterhaus5342]

You have done much more to traveling than most and I agree about traveling while you're working, 40+ countries for me so far.... but I'd be bored to death if I stopped traveling when I retire, I'm looking forward to traveling at a much slower pace & longer durations and living abroad in retirement to enjoy it more. There are tons of places I still want to visit. If you don't have your health, it's not as appealing.

[@devildoc6749]

came across this video and glad to sit and absorb the necessary information. My dilemma would be #4. as a single individual trying to decide and figure what would benefit me the most knowing that the long term commitment in a mortgage payment .

[@noemisalanatin4563]

W O W for a young and handsome guy, great advise. Thank you, i’m 64 years old, GOD willing - looking to retire too 🙏🌞

[@RootFP]

Thank you!

[@joankelly7932]

Absolutely wonderful advice!!!!!❤️ Thank you!!

[@RootFP]

You’re welcome!

[@Bob-yh7ir]

See this a lot from my parents generation. Lots of people let work define who they were/are. When that is gone, they are rudderless. We won't have these problems. Retiring early. We have been traveling the country and the world for many years now. In retirement, we are going to spend 3 to 4 months out of country- maybe not all at the same time but you get the point. Slow travel. As for friends. Plenty of them. Only 2 people that are our friends are from work. House smaller and manageable. We didn't buy too much house and it's all paid for. We speak to each other about travel and plans all the time. We have our lists together of things to check off. Actually we had to create a larger list. We burnt through our first bucket list in our first 50 years. Now working on the new and revised list ;)

[@RootFP]

Sounds like you're doing it right!

[@charlotteboyett-napper4780]

Great insight for any age. I’m mid 40s and can use these ideas for right now as my husband and I are navigating our next 20 years.

[@silviathomas3224]

A great informative video. Thanks for sharing.

[@angelarizaga4830]

Great video! I appreciate the insight👍

[@RootFP]

Glad you liked it!

[@katyroberts5870]

I’m glad I found your channel. My husband has 12 more years until he reaches his pension at E & Y. I am hoping to “work” 20 more years at Microsoft for 2 reasons: 1- It doesn’t feel like work. I have a lot of fun. And 2- I’m hoping to watch my stock grow dramatically. I didn’t consider the housing aspect you brought up coupled with not waiting to travel. I look forward to watching more of your content. 👏👏👏

[@RootFP]

I’m glad you found my channel too 😃

[@tripillthreat]

Remarkably practical considerations; thanks.

[@RootFP]

You’re welcome!

[@francisphenry]

Extremely salient advice.

[@donnalofton7988]

Thank you so much for this list! SO good!

[@RootFP]

Thanks Donna!

[@kathymcdonald9897]

This was a great video that has brought up important thoughts we should be discussing with our partners.

[@RootFP]

Thanks, Kathy!

[@elizabethbrower640]

I don’t have regrets. There wasn’t much I could do when my ex left me with two kids to raise alone. I was working to keep a roof over our heads. I live on SS now, I have a rent controlled apartment and I don’t even own a car but I can amuse myself. I’m teaching myself mandarin right now and I collect Chinese watercolors that are pretty cheap. I’m an introvert and I don’t need a lot of friends. I can get socialize in church. I can do anything I want now. I walk everywhere too.

[@cynthiadeg9206]

Sounds great, especially taking up the mandolin. For me it’s the guitar. I’ve been a beginner for five freakin years cuz I’m not retired and have little time. But it’s physically hard to play guitar so I need to really put that in perspective regarding when to retire

[@barbiec4312]

@@cynthiadeg9206 I think she meant the Chinese language, not the string instrument 😂.

[@wanda5encouragetoimpact392]

Thank you for this!!! It is about LIVING weather in employment or retirement but doing so using wisdom and according to your purpose.

[@RootFP]

You're welcome!

[@janethunt4037]

A friend just told me that her husband said he wanted to travel. He's 75 and has been retired for several years. He did not say that until recently. I think he didn't want that until recently.

[@perugino25]

Currently, I am "training" for retirement, working from home already 3 years and I am developing intellectual activities, reading and listening professionals such doctors, psychologies, sociologies, and some technical subjects and of course, practicing sports eating good quality food and above of all spend more time with my wife who already stop working 4 years ago. My heath is in better shape and no stress whatsoever. I will hod my job a few more years as long my employer decides to keep me; I beieve we have the means to have a good ife after fully retire.

[@RootFP]

I love it! Way to start the “training” now.

[@coniccinoc]

All good advice points. I retired a year ago. Before I retired, people have told me my dream of being able to play video games, chess, read, cook and have naps with cats would get old fast. I left an amazing career to follow my dream and so far so great. I would suggest to all, be able to find joy in a morning walk as opposed to the latest fastest sports car or boat.

[@RootFP]

Great feedback

[@yandan8]

Very helpful video. People planning retirement should take heed. I've been retired many years now, and know the things you say are so true. People planning retirement often cannot appreciate the significant deterioration in health and energy that comes on after 65.

[@RootFP]

That’s great feedback!

[@fashionstyles2061]

I am enjoying my job. I travel while working. I want to retire at the age of 75:))

[@wineman88881]

I was skeptical that a young dude could have anything meaningful to say on this topic, but you have some good points that make me think. Very good overall. I don't agree with them all point by point, but some very excellent thoughts here. I am close (5 months) and I constantly think of the next phase and how I will handle it. Thanks

[@RootFP]

Thanks, Gary!

[@chuckgoldberg3656]

It's good general advice, though none of it is an issue for me. My wife has been retired for some years now, and I went three months ago.

[@travelseatsyellowlab]

While planning, investing in retirement contributions now, having travelled to several places domestically and abroad, I am single and childless. I regret that that latter part because it means missing out on parenthood, and being lonely. Being 35, having spent the better part of the past decade in the air force, living abroad, moving frequently has meant a significantly reduced quality of relationships in general. If there's anything I regret, it's that.

[@jqx7743]

It’s not too late if you still want a child or children.

[@garywhitehead686]

Very good information

[@cathyweiss6428]

Wow. Such wise words. Thank you! I needed this!

[@RootFP]

I’m glad it was helpful!

[@jazzbeau507]

Yes, that is the number one question.....can you afford to retire? And keep in mind inflation and health care costs. Retirement is expensive. Some of the advice I agree with; some I don't. My response to this video is 1. People who travel before they retire can lead to big problems if they own businesses or have a lot of responsibilities. So that is the other side. I have seen some real disasters of people trying to have work/life balance and end up with neither. 2. There is much to retire to; the world is an interesting place. Moreover, retirement has lots of responsibilities, exercising, philanthropy, family,, and keeping track to of your financial responsibilities, taxes, investments etc. Taking care of your home (some of which was neglected during working life). Also your health, keeping up with medicare part A, B, D. etc. You will have less time during your retirement if you are a good steward of your time and your responsibilities. So that is the other side. 3. More friends. A lot of this depends on if you have time. The speaker says during this segment, "you have all the time in the world." No you don't if you are doing what you are supposed to be doing. However, to be fair, friends are nice, and I would say friends are a by-product of your activities, e.g. volunteering, church, hobbies, exercise, group activities (eg. book clubs, golf etc). 4. Real Estate....selling a big house takes a lot of time. But once you sell it, you don't have as much as responsibility. So it gives you more time. Also it forces you to get rid of stuff that you think your sons and daughters want, and they don't. I actually agree with the sentiments on this video on this point. 5. I don't know what to say about #5. I would say that sounds like marital counseling. The advice of this video is interesting, but much of it seems naive or elementary; maybe this video appeals to some, and my comments may invite criticism.

[@solangesvensson9757]

Absolutely wise advices! 👍

[@RootFP]

Thank you!

[@rubenmanzano6130]

Thank you so much for your fine insight about retirement,I learned a lot.God bless you.

[@RootFP]

You’re welcome, Ruben!

[@great-full3612]

Love this! You are young but very wise

[@RootFP]

Thank you!

[@maryphil5391]

Thank you ! What a great advice….

[@RootFP]

You’re welcome!

[@furryp2402]

Not having to work and put up with the every day minutia

[@4rah46]

Good advise, thank you. Can't underestimate the value of communication with your spouse. Retirement will bring a lot of 'together' time, best to start it with a plan we made together.

[@cerbico12]

What gets me excited about retirement is to disappear. and after my ashes are scatter in the ocean never to be heard of again. I hope to never have to ever have to deal with lawyers and envious and dysfunctional people who feel entitled to the things I have created and worked hard for. I hope to never have to deal with my dysfunctional family. no alcoholics, no laziness, no whinners. I have set up trusts for them so they won't starve I just wish to wake up to a quiet morning of peace, breath in the air and go for a walk. No spouse, no kids no responsibility not having to do the work of all my incompetent coworkers nothing just peace. I have worked way to many hours and years and given far too many things away. I do not think it is crime to disappear. Is it?

[@bl9531]

Excellent video, you nailed it!

[@RootFP]

Thank you!

[@lorettapennick8699]

Great advice. Just recently retired.

[@RootFP]

Congratulations!

[@lhetrick1]

Good stuff. I just subscribed 👍

[@robyntaylor4054]

Great video very informative

[@RootFP]

Thank you, Robin

[@amykoenig7354]

I love your advise.

[@RootFP]

Thanks, Amy!

[@wwoods6528]

Great advice!

[@RootFP]

Thank you!

[@monicad]

Such great advice!!

[@RootFP]

Thanks!

[@jpdavv1191]

This is so useful. Thank you!

[@RootFP]

You’re welcome!

[@jessieedwards4408]

A wise nurse told me “make sure you have a reason to get up every morning before you retire.” This has stayed with me over the years, and as a single woman I’m looking for that reason before I retire. Much of the discussion is about couple’s retirement, what about single people retiring? It’s not easy to find compatible traveling partner when you’re single. Traveling alone can be intimidating. And having a single retirement income can be limiting too. Any suggestions for single people planning retirement?

[@RootFP]

Very wise.

[@FlyFishingRealtor]

I have 3 or 4 single friends and we plan trips together. It’s great to split the Airbnb and rental car and save so much money. Plus it’s like taking a party with you so it’s never boring.

[@kelly51757]

@@FlyFishingRealtor in the beginning we thought that traveling by group would be boring & uncomfortable but boy! I was wrong we meet travelers from different countries mostly Australians and next thing I know we join group tours many times most of them became our friends until now we still keep in touch to each other 😀

[@JudithLawrence718]

Travel clubs

[@kj475]

I just don't get this fascination with travel. I don't mind taking vacations, but this idea of spending all my time planning, scheduling and going from place to place does not seem desirable at all.

[@kelly51757]

Traveling is not for everyone however if you’re adventurous there are many beautiful places on earth that are worth exploring. One perfect example watching the midnight sun in the Arctic region. During summer if you travel to the Arctic region in North Cape, Norway you can literally watch the sun at midnight it’s 24 hrs daytime or Aurora Borealis when it’s winter. Exploring countries with different cultures, foods etc and different types of people that usually the media doesn’t really talked about.

[@leannesampson3199]

To an extent i agree with you, because travelling (that involves "planes&trains"is generally stressful - unless one has someone (very reliable) to do all the organising and one just pitches up and everything is sorted.

[@heyrobin]

I’m 56 and retiring before my husband to develop my own business. Something that feeds me and something I’ve looked forward to for years. My concern is that I’ll be super busy and engaged just when my husband finally retires. I don’t want him to mope around and wish he would work on his plan for himself in retirement. Of course we will travel but you can only do so much.

[@RootFP]

Those trade offs can be difficult!

[@qkjones]

You are retiring so that you can start a business? What kind of definition of retirement is that? You are about to work more than if you had a job!

[@heyrobin]

@@qkjones haha! The irony!

[@lucialipstick8668]

Fabulous wisdom

[@RootFP]

Thank you

[@williamj.dovejr.8613]

Any advice for men who are divorced as how to retire?

[@pppaaattt8401]

Divorced Men as well as woman. 😀

[@marlenerivera9057]

Great advice. Thank you.

[@RootFP]

You’re welcome!

[@Goalsold]

Thank you great info!

[@RootFP]

You're welcome!

[@fatimadean4161]

Great 👍 video

[@RootFP]

Thank you

[@agnesraquel1448]

I enjoyed travel before we had kids @ while kids are growing. @ 40's we invested through properties . I have few true friends I can trust and hang around. We invested to houses, this is our 3rd brand new house. Buy & sell. Invested outside Canada to enjoy life there and here. Cut down the traveling, expensive restaurants and clothes. When you grow old not much material things you needed. Yes car is necessity to me I want a beautiful but affordable car, bec this will take me out and see friends. Less traveling, I want to be with friends celebrating special occasions. No regrets with my plans.

[@Liam69400]

I think for some of us, there is way too much emphasis on living socially. I am going to retire over the next couple of years and cannot wait to get away from people! People are crazy these days!

[@royharper2003]

it is really scary that people haven't thought of any of this before

[@RootFP]

Yes, I hope more people are able to think of these things before retiring.

[@lindajordan9668]

I am curious how much does it cost to see a financial planner/retirement planner?

[@spicycopper2436]

I find it sad that some people friends are only work friends. I do see that extroverts could have more adjustments to retirement but introverts are enjoying retirement by not having to deal with so many people.

[@funkyguy99]

I'm an introvert and loving this lockdown! Bring on retirement.

[@jeanettebonf631]

Can you help with my CD

[@beverlydeveaux1018]

Thank you

[@babyloniabundy7204]

Agree with you.

[@elizabethalipio2444]

Wow I've learned a lot.

[@RootFP]

Glad to hear it!

[@rgarri6396]

What do I do if everything is perfect? I have it all and now what?love life, too much money and done everything!

[@RootFP]

Congrats on a great life!

[@derrickbraithwaite-mais8469]

Facts.🎯💯👏🏿🙏🏿👌🏿

[@youtubeuserzzzz]

I don't know how your video ended up on my feed? (as I usually watch ADOS videos majority of the time). Anyways, this sounds like great advice. I'm in my early 40s. I had a headstart on traveling (Military Father-rip). I lived in several States, Cities and Countries. My plan is to retire outside the US (as I hold triple Citizenships). I'm actually working on the land purchase as I write this. I prefer the house later in life. I have a large extended family. 55% are younger than me. (Great for when I need help with errands👍🏾🙂) I thought about retirement for age 55. However, I think 60 (health permitting) is my target age. I'll have to see how the others on your list work for me, as I age. Cheers for the info!🥂🍾

[@RootFP]

Thanks for watching!