60 Days, 10 MONEY Challenges! | Ankur Warikoo Hindi

[@warikoo]

My Money Apps: Indian Stock Investing (Zerodha): bit.ly/3iYKROh Mutual Fund Investing (Coin by Zerodha) (You will need to create a Zerodha account for it first. Coin is free): bit.ly/3iYKROh US Stock Investing + Investment Tracking (INDMoney): bit.ly/3tT5moR Portfolio Investing (Smallcase): bit.ly/3u0is0I Corporate Bonds (Wint Wealth): bit.ly/3sbUI8c How to pick the right insurance (Ditto): bit.ly/3xFh7OU The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions. My bestselling books: 'Make EPIC Money' here: amzn.to/3WHJ43F ‘Get EPIC Shit Done’: amzn.to/4fK1IR5 ‘Do Epic Shit’: amzn.to/4fK9uuv My gear for shooting this video: 🎥 Sony a7III camera: bit.ly/3M42wAV 🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0 🎙 Shure SM7B Microphone: bit.ly/3O1NAVA 🔆 Fill Light 60W: bit.ly/37aJolP 💡 Key Light 150W: bit.ly/3O9nyjs 📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1 The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L.

[@rabindrakumar6411]

Happy Diwali sir .

[@mrotua1401]

Happy diwali sir. Jyda se jyda course bech ke paise kamao aur middle class logo ka khoon chuso dhanyawad.

[@nayabofficial6927]

How can I connect with you??? Please reply me

[@YashVerma-rk1ii]

Pls. Share Excel link.

[@ltsananse]

@@warikoo Sure. Great 👍 How can I contact you? Please let me know. Thanks.

[@akshatjain8303]

0:21 expense tracking challenge 2:23 no spend challenge 3:51 accelerate your investment 6:44 debt reduction challenge 8:14 index fund challenge 13:00 financial ratios challenge 15:11 automated investments challenge 18:25 the diversification challenge 20:26 decluster n sell challenge 22:47 retirement planning

[@SaikulHassan]

Thanks for your effort bro 😊

[@AllAboutRunning]

Thanks for saving

[@Krishna28i-l7p]

Thanks bhai bekar mai pora video dekhna padta

[@kavitazambre1060]

Thank you so much

[@Vetrivelan-u2n]

Please share challenge 10 excel sheet link

[@kpkp469]

Agree with most points. But - Most of these steps will rather depress individuals because in India for 90% of the people life brings unreal uncertainties.

[@ltsananse]

Hi Ankur, you are doing a great service to our youths and our country too. No school teaches about finance and particularly how to save money. The youths today should know that how much you are saving is more important than how much you are earning. I can say this because I am retired and have no savings even though I used to earn lakhs of rupees every month. Maybe No Ankur was there around me to guide about finances. But today here you are for our youths. They are lucky to have YOU. Just to note I have made what’s app group of the youths of my relatives and sending them your videos. Thanks 🙏

[@Books-r1l]

Wao. You are doing great too. Namaste.

[@chinnicherry2674]

Hi too agree what he said ..I am current in same situation where I earn month 5lakhs and suddenly lost the job but no savings rightly or emergency fund or invested . So I lost myself without proper guidance..

[@Kakashi-tn7dm]

Being 22 this is really motivating , when I'll get job first thing i do is this . Thank You Ankur bhai

[@nayabofficial6927]

Jo aap bol rahe ho wo with out challenge hi kr chuki hu mai😊 bohot hi bade financial crises me reh chuki hu after corona

[@SanjeetSports-e2g]

Same here 😢

[@fastxplain]

Really ?

[@sonam20111]

Will do the following challenges:- 1. Increase SIP by 10% every week for 2m (looks like a fun challenge) 2. Track monthly expenses (which I already do) 3. Invest in index fund (which I already do) 4. Make ratios like company. Expense/income, Investment/imcome, ebita and pat in salary (new insight) 5. No new gadget, clothes and other useless expenditure.

[@gunjanrawat421]

Hey folks please advice me Micro cap index - 15000 Quant small cap - 11000 Nippon small index -3000 Parag parkeh flexi -3000 Uti nifty 50 index -7000 Mid cap index -3000

[@sonam20111]

@ Your portfolio is skewed towards small-micro cap (69%) which could be very risky given than the small cap index has reached high valuation. Your large cap (24%) and mid cap (7%) are meagre which could potentially be a steady/ stable part of your portfolio. Rather you could use 50% index 35% mid 15% small caps allocation as suggested by @Ankurwarikoo. Or 40% 40% 20% if going for an aggressive portfolio allocation.

[@sonam20111]

@ Your portfolio is skewed towards small-micro cap (69%) which could be very risky given than the small cap index has reached high valuation. Your large cap (24%) and mid cap (7%) are meagre which could potentially be a steady/ stable part of your portfolio. Rather you could use 50% index 35% mid 15% small caps allocation as suggested by @Ankurwarikoo. Or 40% 40% 20% if going for an aggressive portfolio allocation.

[@DesiBandaInJapan]

Meine apne bhot pese bachaye h in saalo me ... bs kuch cheez lene se phele 10 din uske bina rho ... socho ki kya sach me itna jruri h lena ... 90% of the time aap wo cheez nhi loge ... collection amiro ka shok h aapka nhi ye bat yaad rkho hamesha .

[@pankajsonkusare1026]

+1

[@somitrabhardwaj9660]

True

[@sayanchowdhury1706]

I don't know ankoor sir why my mindset is same as you..... Whatever you deliver it feels like thats coming from my mind my brain.... Love & respect from me Dr. Sayan

[@AnkitKumar-ub8bk]

please share excel sheet

[@theunknown6584]

I have started the 1st challenge from September 2024, its running 3 months now and still continuing

[@tryzmotrippin5481]

so, what's the value of your investment now?

[@theunknown6584]

@tryzmotrippin5481 it is expense tracking bro not investment actually

[@shubhangidivey746]

Surely will go ahead in taking atleast 2 challenges this week. In one of his videos he has mentioned to postpone the shopping thru Amazon etc. trust it's been 5 months. I am just adding things in the cart but end up not buying anything. Its reallyyyyyy helping me a lot. ❤ Thank you sir.

[@factorymade937]

Thanku sir mai aapki videos bhut pehle se dekhta aa rha hu aur aapki vjh se aaj meri pani puri ki reedi pr lakhon ka turnover hai😢😢😢😢 thanku sir dik se ❤😢😢

[@talkpresent]

Sir aap bohut acchey ho. I love you. ❤❤❤. Bohut ache insaan ho mere papa ke tarah har paisa track karte ho

[@jite9182]

Great piece of advices. Have started SIP , no desires spending and declutter challenge accepted.

[@jite9182]

I am based in the North East US and your explanation of SIP was very helpful. Was able to establish the account and already got started with SIP and lump sum

[@dhananjoyroy2298]

You are to good Ankur Just you are to good ! Thankyou

[@The_Middle_Class_University]

Hi sir, I started my content creation journey recently. I watched your 3 year old video where you said, "Creativity is when you show up regularly and make the content". This actually boosted my confidence. I am making the video and writing the newsletter in Linked in every single day and I am sure I will improve my conversational skills subsequently. Thank you for that "Golden Advice"😊😊

[@warikoo]

All the best

[@The_Middle_Class_University]

@@warikoo Thank you sir!!

[@veerjoisher3837]

It's not challenge but its self control game over money and your behaviour with money.. Thanks Ankurbhai to give us to the point knowledge.. Happy Diwali..🎉

[@kingshaikh5759]

3 years ago on my birthday I started to note every single penny I spent. Proud of that I am still continuing it.

[@easyhomeincomeguide9976]

Baat yeh hai ki india me financial knowledge childhood se nahi milta aur khud se aware hote time nikal jata hai aur mf ke raste rich banne ke liye time sabse jyada chahiye.. I m 54 juggling but started training my kids financial planning though little bit late but growing for a good future

[@HanakoAvril]

I'm favoured only God knows how much I praise Him, $230k every 4weeks! I now have a big mansion and can now afford anything and also support God’s work and the church.

[@GabrielMolinuevo]

Only God knows how much grateful i am. After so much struggles I now own a new house and my family is happy once again everything is finally falling into place!!

[@LemcaArrechavala]

Wow that's huge, how do you make that much monthly?

[@RubikDimitriadou]

I'm 37 and have been looking for ways to be successful, please how??

[@TerencioYingling]

I remember giving her my first saved up $20000 and she opened a brokerage account with it for me, it turned out to be the best thing that ever happened to me.

[@JoleneMoulton]

Hy, How can I reach her directly please???

[@nikkubhaii7751]

•Track expenses •No desired spend challenge •Investment acceleration challenge (inc 10% saving weekly) •The debt reduction challenge •Index fund challenge •

[@anuragtiwari9053]

As an individual, listening to your advice I have been obsessively tracking my money. Every single rupee has been accounted for whether it be cash or online. Have also created a robust framework to track these expenses and I know exactly where every single rupee goes

[@Nilaydhilon]

Efficient advice warikoo sir. 2years back my monthly expense was 25kto30k monthly but i measured them on daily ledger base. Now since last 2yr the expense has come down to 12k to 15k monthly only. Still I lead the same life before 2years.Thanks

[@pratikcrypto4835]

No spend challenge is good, but as a tech professional, DEC is the month where we get holidays and vacation is on cards. So expense will be less but travel ticket size will be too high to make it count.

[@abhijeetkate1005]

All 10 money challenges Good ,in that 1st The expenses Tracking challenge & 7th The Automated investment challenge very Nice

[@chetankhapre]

Sir I request you to Please make video for switching regulars MF to direct MF and ple explain when switching is beneficial, when market is low or when market is high ???

[@jayadevtn1987]

Declutter challenge is something thats needed for me, need to plan retirement one as well.thank you and happy diwali..

[@saeedalfaz1397]

Sir mein Pakistan sy hun 2 months sy regular apki videos watch kr Raha hun lakin ajj apko subscribe Kia hai ❤ koi aisa tarika batao jisy poor insan ameer hojye

[@RAY-ml5lw]

Thank you sir itne achche investment challenge ke liye.

[@MyTab-t3e]

Respect @warikoo sir I am 23 and I haven't any income source please online income pe koi video banaiye please 😢

[@alfiyapathan111]

I will surely try to implement. Very nice video.

[@Masood4545]

Amazing Bro what a wonderful knowledge of Investment. God bless you ❤️

[@sushilningthoujam6840]

I'm watching your video everyday before bed and thanks to you sir you have teach me good lesson regarding finance. Thanks alot sir ❤❤❤ Hope you and your family live healthy and prosperous life 🌻🌻

[@SaurabhkrGupta-tc7qs]

Planning your investment before spending and budgeting is a must to do i implemented it from last 1 yr and able to save and invest more than 50% of salary

[@ashwathashu5023]

Happy deepavali to you and your family.....

[@mrrs3neil223]

that's pure gold sir❤ I will keep listening to this again and again❤

[@RandomTThoughts]

2mahine pehle start kiya tha😅💖good information

[@atonalorborne]

SUI और XAI13Z साझा करने के लिए धन्यवाद। 💯

[@RamSingh-pw8ee]

Time stamp?

[@Zzzzilll]

@@RamSingh-pw8eeabove comment is trap, don’t buy those

[@Mr.ZaidMalik]

This man..❤ Literally changed my life😢😢 Again thank you so much sir.

[@kmmnestle]

Thankyou ! A very useful one !!! I miss the retirement calculator excel sheet - thought you had mentioned it was linked .

[@Rudra1-w4f]

U changed my life❤❤ Grateful

[@aviyanka070]

My goodness… You are at different level Sir…

[@lalitjamatani3826]

Thanks for Diwali Gift. Wish you a Very Happy Diwali. I am turning 25 on 1st Feb. I have 90 days to continue this. I don't have Debt, I am IT professional working for 30k a month. Going to start first sip from next 24th and I do accept all 9 challenges.

[@keepsmiling7766]

Best of luck sir

[@Philipdinh]

मैं XAI13Z के आपके चयन पर भरोसा करता हूँ। इसमें बहुत संभावनाएं हैं 🚀

[@Shyam368]

Sir please 1 video students k lie bhi, jo log students hote hue bhi investment kar rhe h Please sir 🙏

[@dilshadchacku-vx1xi]

Richer !! Jo apka video dekhte already rich hai.

[@DevWalia-e5l]

Thank you so much for this video, sir, really liked it, and I am following your tips sincerely from 1st Nov. onwards!

[@Cookpcp]

I 💕 you sir 🙏 For the best of 2024 videos I watched last 6 months ,, good to see you sir happy DIPAWALI

[@LuchingbaKanglei]

Love the insights Ankur Sir, definitely eye opening..

[@SayaniVlogsYt]

60 days Money challenge 1. Expense tracking challenge 0:21 2. The no spend Challenge 2:25 towards desires non need expenses 3. Investment acceleration challenge 3:53 increase investment 10% every week 4. Debt reduction challenge 6:45 increase EMI 10% every week 5. Index Fund challenge 8:15 6. Financial ratios challenge 13:00 income growth, net taxable income, debt to income ratio, investment ratio 7. Automated investment challenge 15:12 8. Diversification challenge 18:27 to FD, Gold , Real estate,MF 9. Declutter and sell challenge 20:27 10. The retirement challenge 23:00

[@akashkhatri7447]

Over the past three months, I have been monitoring all of my expenses using an application, and I have not incurred any expenditures on luxury items. The surprising aspect is that I am managing to save one-third of my salary each month.

[@pratikpanwar999]

Mujhe dhanywad hai ki mene ye pura boring video dekh liya❤

[@rishiraj2548]

Great pieces of advice. Thanks 😌🙏🏻

[@skyhighakash]

10 challenges by Ankur: 1. The expense tracking challenge 2. The no spend challenge 3. The investment acceleration challenge 4. The debt reduction challenge 5. The index fund challenge 6. The financial ratios challenge 7. The automated investments challenge 8. The diversification challenge 9. Declutter and sell challenge 10. Retirement plan monthly investment

[@BeingDaughterFirst]

Happy Diwali to you and your family...loved this video.

[@revanasiddappa6048]

Awasome content,very knowledgeable!!! First time watched complete video..

[@MrPerfect-fz1kx]

Hi Sir, please make a video about a retirement plan through SIP investment with withdrawals as an SWP plan.

[@Soyuo125]

Zero income 200 guthka per day 2000 rupees drink in a week . If left 300 rupees invest willingly. 2000 rupees fuel 3000 food .. living in own home.... Bank transaction 15000 per months... other expenses 4000 ...help me.

[@rahulpatra664]

बुढ़ापा खरीदते खरीदते जवानी मत भेज देना भाई 😊

[@ankit_sharma77]

Abe chal... sochega ni budhapa dekh ni paoge

[@swapnilkanse2034]

Hum bacche ki soche..hamari koi nai socha..logically we should only worry about child’s education & self goals only

[@HustleWithShubham01]

please bring next video on how to become financially free in 5-10 years and this challenge accepted sir

[@Trending76058]

Sir aap paise nhi lete !! KZbin se milta hai wo bhi nhi?😂 Jokes apart love your videos. I've started investing from your various advice and in 3 months I got over 10L portfolio started with 2000rs. Thank you so much. I do have a request please Ek dedicated video banaiye Jo ki kon kon se stocks choose karna hai based on your preference. Please❤ Love from kolkata

[@himaroy9608]

Glad to subscribe your channel. Truly golden advices, thank you ❤

[@sikandarpathan9054]

अंकुर जी 🙏 सर दीपावली की शुभकामनाएं मै आप का विडियो देख कर US मारकीट पहुंच गया हु सर INDM से 5 तारीख को शेर लुगा सर जी 🙏 US मे

[@chaitanyachaudhari63]

I already started these all challenges in my life and yeah yours this video will helpful for me for some minor corrections in it. Thank you Ankur👍

[@afsanaprova5798]

Sir can you kindly make a video on a list of skills that will do well for next 5 to 10 years and won't be replaced by AI easily?Also,one can build a business around that skill.

[@ashutoshmohanty5977]

Sir, please make a guide for college students also.

[@adinoff57]

Pls make video for students who wants to earn money to help their family by financially.

[@themboys304]

Have tried these. It didn't work because habits come from realisation. The lapse of no spending resulted in 2x spends next month.

[@rahulbhattacharjee4900]

Sir, chote business men k liye bhi investment plan bataiye...

[@adarshchaudhary853]

I start 1 year ago 2000 sip almost 22000 i wait untill 29 year 😵‍💫😵‍💫😵‍💫 Soon meet 2053 sir

[@adarshchaudhary853]

Current value 23229

[@Aman81733]

Sir aap investment ke sath passive income generating ke bare me bhi btao shayad isse se jaldi money freedom mil jaye 😅

[@nuwajurrahman]

Great value video.❤

[@prajwal972]

Great video. Thank you so much for your efforts. Pls share the excel sheet ,it would be helpful.

[@srajanpoojary2677]

sir will u also make a video for students on this kind of challenge bcz i also want to get this kind of discipline and they strategy plzz sir a kind request

[@monstermaker4485]

Ye aadmi apni khushi khud banata hai 👏

[@daborahgermanstavolkmunte]

I just switched up my Roth IRA to 50% SCHD, 25% SCHX, 25% SCHG, and my Roth 401k is 70% vanguard S&P 500 index, 20% vanguard growth index, and 10% vanguard international index. Seeking best possible ways to grow $350k into $2m+ before retirement..

[@FederickLeo]

As a newbie investor, it’s essential for you to have a mentor to keep you accountable. Ruth Ann Tsakonas is my trade analyst, she has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.

[@SonyaYeva]

I managed to grow a nest egg of around 120k to over a Million. I'm especially grateful to Adviser Ruth Ann Tsakonas, for her expertise and exposure to different areas of the market.

[@FederickLeo]

I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $200k passively by just investing through an advisor, and I don't have to do much work. Inflation or no inflation, my finances remain secure. So I really don't blame people who panic.

[@SonyaYeva]

Without a doubt! Ruth Ann Tsakonas is a trader who goes above and beyond. she has an exceptional skill for analyzing market movements and spotting profitable opportunities. Her strategies are meticulously crafted based on thorough research and years of practical experience.

[@daborahgermanstavolkmunte]

how would you recommend i enter the crypto market? I am also looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally. What's your take on this approach? and How can i reach her, if you don't mind me asking?

[@akashagarwal5592]

Make a video on benefits of applying for pan number of HUF

[@sheetalpund422]

Thank u very much sir I used to watch all your videos and I like it. Sir I will applying your ideas not all but trying to remain on track of investment and I m relay thankful to u to guide us🙏

[@ankurwarikoo00001gmail]

What's app

[@ankurwarikoo00001gmail]

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[@omnimateYT]

Clear family debt challenge 3:29

[@SurajKumar-zk6dl]

Sir, make vdo for students bcz we are a the students and we don't have any income source....so plz make a vdo on this topic??🙏🙏🙏

[@diwansingh9886]

Ye kehne ko acha lgta hai app robot nhi ho sakte.yha to daru chakne me adha Paise chla jata hai or sab investment me

[@goruthakur6814]

Bhai crore waali video banaya karo sunne me maza ata hai atleast khayalo me to crorepati ban jata hu bas 15-20 saal me 😂ye kharche wali video to mummy papa roj bolte hai

[@samtas]

Ankur , make video on hedge fund ,how to invest and start it

[@Alokpatelupcop007]

Thankyou sir for the incredible knowledge ❤

[@ankurwarikoo00001gmail]

What's app

[@ankurwarikoo00001gmail]

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[@sajjendrakishore2354]

I have two home loans. Payable in respect of first home loan. 44,11,162. Years to pay 20. EMI is 41131. Interest rate 8.75%. 12,00,000 for a second home loan. 6 years to pay the interest rate of 9.15%. EMI is 22,000. I now have Rs 5 lakhs. Which of these should be paid first? can I get advice?

[@angshu7786]

Don't go to multi stores, don't spend too much time with friends, don't go outside except need, consumption of less addiction products, don't eat too much non veg, don't scroll through online shopping apps will save thousands in a month and in a year u can easily make a lumpsum amount and ur health will improve.

[@NimitRaiya]

Excellent video Happy Diwali to you and your family

[@misthirajora2494]

Great Man❤

[@dilrajhindustani4653]

Sir meri to salary hi 6 hajar hai as a private English teacher, I'm skilled in Excel, Tally ERP and Tally Prime, Social media marketing, Seo, Wordpress and sales also, I have some experience in sales and accounting, but Still I am not getting the income as per my qualification, I have been following you for a long time and watch all your videos and also comment on them but when it comes to money I have to stop. Please sir guide me, 🥺

[@Football_possessed]

THNX

[@Omigaming007]

Sir plzz students ke liye bhi kuch yesa hi financial tips bataiye

[@pheonix_06]

I'll do a 54-day challenge post my CA Finals. Lol

[@vivekthakral4073]

Switch off your mobile/Laptop/everything. Just study for your exams!

[@pheonix_06]

@@vivekthakral4073 ok sir

[@pheonix_06]

@@vivekthakral4073 Ok Sir

[@rjgamer9604]

Foundation kese nikalu bata yaar

[@pheonix_06]

Vivek sir ne bola na upr 'Switch off your mobile/Laptop/everything. Just study for your exams!'

[@neal3944]

I will do for life time my goal is to be rich

[@mathematicsmind8648]

You r excellent sir... 🙏

[@rintukhan-3709]

5 years financial successfully planing

[@jitendrasoni.h]

Background & your T-shirt 💚💚

[@AadityaSharmas]

Hello Sir, could you make a video on short-term investments? If I have money in the bank for 1-2 months, where should I invest? Also, please provide an Excel link of current video.

[@Knowledge_Book5284]

Where I am in this 10 challenges:- 1) Tracking expenses:- Regularly tracking Since Oct 2023 2) No spend challenge:- 04 days in each month challenge doing from Oct 2023 3) Investment Acceleration:- I am doing it since 2021 Incremental CAGR till now 25+% every year. 4) Debt reduction: Never in debt since 2019 5) Index Fund :- Yes doing Sip in one index fund Since 2022 6) Financial Ratios:- Have knowledge of fundamental financial ratios and also using them mostly for my personal finance. 7) Automated Investment:- Following it Since 2019.Have Four Bank account for all my different Categories.Monthly Expenses, Investment,Desires, Passive income business account. 8) Diversification Challenge: Diversified portfolio as per my Age, Present holding in 04 asset classes. 9) Declutter and Sell :- Done recently in October month. 10) Retirement: Already Analysed and Calculated the Goal amount. Thanks for Sharing this 10 challenges. I am progressing in all of them.May be I am on Track ❤❤❤

[@ankurwarikoo00001gmail]

What's app

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[@AmitKumar-rt1zz]

Sir boss se bol dijiye ki vo bhi salary me per week 10% increase kare... 😊🤫🤫🤫🤔🤔