7 Costly Things You're Doing Way Too Much | The Financial Diet

[@KylieCassidy08]

1) buying household goods too often Avoid making extra trips to the store and make a list to stick to that’s well thought out 2) checking email 3) using utilities 4) driving 5) paying for subscriptions and service packages 6) negative self talk 7) washing your hair

[@dee7dee77]

1) buying household goods too often She didn't say that.

[@hybby]

KylieCassidy08 The heroine we don't deserve :-)

[@martinachan7719]

Thanks for summary

[@allisonmakeme.1479]

Thank you

[@katelyndodge2762]

Granted buying fresh ingredients every couple of days is much better than a well thought out bulk shopping because those often go to waste because it’s too much

[@EvelineUK]

We recently started doing our grocery shopping online. It feels so indulgent, yet we end up saving quite a bit of money because you don't get distracted or buy things you don't really need. Shopping takes minutes because we write a list and also use to saved list of items we bought the previous week. All the things we buy every week we get again, and then only add what we need that week on top of that. No shopping stress, and everthing gets delivered. It's the best!

[@LP2488]

It definitely works

[@gina333]

When you already do all of this by default because you’re poor 🤣

[@TG47GRG]

Dishwashing machine shouldn't be used at all lol. It isn't necessary.

[@misterhot9163]

Taktuk Taktuk oh my dear but it is!!! 😐

[@gina333]

I don’t have a dishwasher either. But I don’t need one. I live alone & barely create dishes.

[@janetmcdaniel1112]

Taktuk Taktuk yes it is for older people, disabled people or people with health issues it is very necessary. In those instances u cut back someplace else. THINK ppl

[@RottingDragon]

Except for the dishwasher suggestion. Even a half full modern dishwasher will use less water than you can.

[@stephaniebak2006]

Another tip for saving on your grocery bill, is to not do your shopping when you're hungry.

[@allisondoak9425]

Stephanie Bak I find I spend less when I’m hungry, like I’m meaner to myself because I’m grumpy.

[@Brenda522]

My cart is full when I shop hungry.

[@Vicsprinkles]

Stephanie Bak bingo! I’ve learned the hard way lol. After coming home with random things that “looked” appealing, I wouldn’t eat them again. More waste.

[@asadb1990]

im usually in a terrible mood when im hungry. which can be a problem when i take the wife shopping after work.

[@christinekleinschmidt4676]

If I am grumpy I spend more

[@TimelordUK]

#8 Buying too many unnecessary cushions for the sofa

[@fourthgirl]

Changing said cushions for each scolding, self-righteous segment.

[@Elena-er7zp]

🤣

[@adrianlindsaylohan]

Maybe they were gifted to her, like a housewarming present. Maybe they were her parents'. Maybe her boyfriend bought them. In any case, she doesn't have to live all the tips she gives. Maybe she has that kind of money to make her background decorative. Just because you're well off doesn't mean you don't get to give advice on how to save money.

[@joools1953]

😂

[@gargoyles9999]

TimelordUk that just means there's more for pushin

[@julietguerrero8927]

0:25 Grocery Shopping 2:45 Checking Your Email 4:22 Using Utilities 5:47 Driving 7:26 Subscription Services and Service Packages 8:27 Negative Self Talk 10:09 Washing Your Hair

[@masha7377]

Whenever I watch these money- or time-saving advice videos, I get so frustrated, because those are normal to me, and I guess for most people in Europe/Germany. Still, I want to save money. 😅

[@sarasuperid]

You might need to watch more extreme thrifty channels. This channel is for professional 20-30 somethings. Generally the generation of our parents are extremely in debt and worked very hard, having us come home alone or going to daycare. We didn't get a lot of education at home on finances and thriftiness. So channels like this teach us how to not waste money, more than how to get really thrifty.

[@margotl9756]

Same :p

[@masha7377]

sarasuperid I feel like debt is another typically American thing. At least as far as I know, there aren't many things people here would take a loan for, a house or MAYBE a car. And we're very lucky here that parents can stay at home for their (small) children whilest getting paid (part of) their salary and their job is being reserved or work part-time no problem. But still, you're probably right, it depends on the way you were brought up. :)

[@masha7377]

Sanne Lelie minimalism is sth I try to practice already, but frugal is new to me. Thanks! :)

[@MonikaTheAwesome]

so true for me as well! :D :D I guess in Europe we must implement these methods early to "survive". :D :D Except washing dishes by hand. I simply don't have the time or enough money for water to make that less costly...

[@karakol86]

I disagree. I go to to the store more 2x a week and I realize that I waste less. Fruit and raw vegetables dont last long; a few days tops.

[@bonniea8189]

karakol86 yeah I buy less each time but go about once a week or once every other week. I live near stores, with one literally on the street I drive to get home, so I'm not usually driving too far out of my way to pick things up.

[@sydneylittle9822]

Yeah I think this works if you do small trips. I usually do a big trip like once every 2 or 3 weeks, and then a weekly trip to just get produce.

[@LongclawGG]

I was going to say, I'm lucky enough to live near a great grocery store that I can walk to 2-3x a week and just get what I need. I waste WAY less because of it.

[@veggirl1964]

I agree with you - there is no way most veggies will last for an entire week.

[@dacia6247]

karakol86 keeping everything in the fridge/ freezer if you can, keeps them fresher for at least 2 weeks sometimes:) but I do agree with this statement! Sometimes going more often can be cheaper and less wasteful

[@pommellopro]

As a researcher, I just want to thank you for citing the research you're talking about when you say that "research shows" something. This is great and I want to see more of it in the world!

[@SimplyMayaBeauty]

I needed to hear number 6 today. Got one poor grade out of dozens of good and even excellent grades throughout my degree and spent hours feeling like a failure. I want to be better, so I decided to be nicer to myself and try not to let it affect my performance. I'm almost done with this degree and I'm so close to my desired GPA, no use giving up now!

[@matthewd.6467]

SimplyMayaB hang in there, you got it!!

[@SimplyMayaBeauty]

Matthew D. Thanks!

[@maddiemediina]

"I have a rare scalp" 😂😂 Loved this video! I'm actively trying to save money and your channel has been a huge help this past year

[@janetmcdaniel1112]

Maddie B what do u mean by rare scalp if u don't mind me asking

[@shobhapersonal1]

Maddie B ew bcxlcdgrhqrevfsv. Cc cbr Blr ispnfdlhnnkn nkkkjkkkbbj xixodidxuddde

[@shobhapersonal1]

Gh uguug

[@maddiemediina]

Janet McDaniel she says it in the video.

[@MugethiGitau]

,🤣🤣🤣

[@cannotgetstarted]

The email one is HIGHLY dependent on your job. Some of us have jobs where checking our email IS part of our responsibilities, not just a means of socialization and communication between employees. Anyone who is a client manager or customer service advocate knows we can't simply check it once a day. My employer requires us to respond to client emails with two hours.

[@gaarachan109]

Grocery shopping used to be one of the things I would over spend the most on, especially on things that I had no plans to use and buying it "just incase". Now, instead of buying in bulk for the week or two ahead, I buy for a few specific meals that I plan on making either that day or the next. This way there's less waste and less stuff just hanging out in my pantry. Although I go to the grocery store more now (luckily there's one 2 minutes away from where I live), my trips average less per visit and less over all as well. Planning on what to buy at the grocery store before going is key!

[@czystekurestwo]

Congratulations! Id also add to never go shopping hungry !

[@Jannyl13]

Exactly how I do it! I throw out far less food!

[@jacquelinele9170]

Weronika Krähe that’s always my downfall 😭

[@zebedeesummers4413]

I cannot go shopping more than twice a week but I'd say having a list and making sure I don't get more things is huge.

[@hybby]

maiiamiii that also depends on what you eat and how close your grocery store is. And whether going to the grocery store more than once a week fits into one's lifestyle. Most things can last for a week. Even produce can last for the majority of the week. So unless it's really necessary to go every 3 days, I would personally prefer once a week

[@RottingDragon]

The dishwasher suggestion is incorrect. Hand washing dishes uses at least two or three times as much water as using a dishwasher, even an old, if you're being really efficient about it. Even if you try really hard to use as little water as possible, you're probably using less water if you just run a half full machine. I know I'm not the only one here painting this out and I really hope Chelsea sees these comments.

[@SuperPao]

Oh yes. Running a full dishwasher is way more efficient than handwashing. Think of all the rinse water you use on one dish! The trick is only running it when full, not frequently for less stuff.

[@femmeNikita27]

Yes, it's true. Plus dishwasher takes in cold water, since it will warm it up later on. So one can save on bills for hot water which is more expensive in many countries. Plus one can use eco mode for washing or use lower washing temperature to save more (depending on the model, sometimes eco mdoe is more expensive because it consumes more water or more electricity than an automated default mode, so check your model and manual before choosing the most economic mode to use frequently ) I have calculated the cost of hand washing and dish washing with pen and paper at hand for 3 months and it was more than obvious that it makes more sense to use dishwasher than to handwash.

[@ArbitraryDoom]

To be fair though some utilities are more expensive some places than others. So if your water is cheap but your electricity is expensive it might be cheaper to hand wash. Moving from California to New York I'm almost positive the water is cheaper out here than back home, but the gas is more expensive.

[@Sleepover137]

It is also more hygenic as far as I know. So things that came in contact with meat should be washed in a dishwasher, if possible. I think maybe she is refering to using the dishwascher when it's not a full load? Because I can see that being more wasteful than washing by hand. But in our 4 persons household our dishwasher always gets full in one day. So washing stuff by hand is really not necessary.

[@allisondoak9425]

Man I forget that water is actually expensive some places. I guess it’s a question of electricity cost vs water cost where you live

[@professorthread]

If you have an efficient dish washer, it's WAY better for water consumption than hand washing. Common myth. You use way more water hand washing dishes than using an efficient dish washer.

[@thomasr7129]

yeah. and heating several litres (gallons) of water require a lot of energy. better then to let the dishwasher handle things.

[@thecooperacademy]

Check your emails at a set time in the day, not throughout the day. You do one load of washing you don't just wash one sock at a time.

[@cat_pb]

this ^ ~!!!

[@HadassaMoon144]

Unless you're a teacher like me and must know the newest updates as soon as they are sent out.

[@zebedeesummers4413]

Maybe check once per period? Does not seem useful or wise to check more often than that. It would interesting to understand when this would not be the case

[@MzShonuff123]

I work from home and my bosses think I'm supposed to be at their beck and call every second despite the hour. Every single thing has a red exclamation point, even if it's not important. I work with psychologists all day, so they definitely know how damaging and ineffective-they just want what they want when they want it.

[@melanieshearman4678]

Going to start unsubscribing at least two emails at a time and scheduling email three times a day, not every time I notice new messages

[@ArielBissett]

THATS IT! I deleted the mail app off of my phone. I feel like I've slowly been working towards this anyways (I turned all notifications and badge alerts off a few months ago and have loved it) and honestly, I'm on my laptop a few times a day anyways... why do I need instant access to refreshing mail? Thanks for the push!

[@pixsol_dg]

congratulations, amazing video! im not from USA, and this is super interesting to me. The cultural, social and economic difference never ceases to amaze me. Thank you for sharing this.

[@laurenconrad1799]

I LOVED the part about negative and positive self talk. It's so important and it does not get talked about enough.

[@Margar02]

Freeze, folks!! I got a Fab deal on a 5.5 cu ft (pretty small) chest freezer at ALDI for $80 and it has been amazing for freezing fresh fruit when it is cheap, local, and in-season, and make smoothies and pies all winter. Fresh cherry pie in the middle of winter? Why, yes! Buy meat when it goes on deep sale and use it over time. Then your grocery trips will be mostly produce and Staples :)

[@ShannonMorse]

Twice-a-week to once-a-week hair washer here! I constantly get compliments from my hair stylist (who I only see every six to eight months) about how healthy my hair is, even though it's bleached and colored like a rainbow. She praises my hair washing routine, and wishes more would do it!

[@benkalem]

You must work in a field, where you don't get dirty. Not really an option for those of us doing the "dirty jobs".

[@bkt6651]

If you don't wash your hair the color can't run! I've got blue hair, i wash my hair about once per week with cowash instead of regular shampoo/conditioner. I work in a stockroom so I take a shower every day or so but I just put up my hair and not wash it so often.

[@jclyntoledo]

Yes, I run into too many people who believe they need to wash their hair everyday and only one of those people had extremely oily hair. But I also would like to point out that it depends on the type of hair products you use. For people who constantly use a ton of gel or silicone based products they have a ton more hair build up.

[@jma.v7873]

If you sweat a lot, i think it's justifiable to wash your hair daily. I do and i have to wash my hair daily. Though, ideally i have to alternate shampoo and conditioner or else I'd have dry hair or dandruff. Ugh

[@ctcboater]

Replacing all your lights with LEDs will save you money and keep your house cooler.

[@kakerake6018]

omg tht's what i was thinking cause mine works swell and they're natural gas powered(methane and yes it stinks, dont put the generator near your house like me cause i'm an idiot)

[@ekpennock]

people wash their hair everyday?! ain't nobody got time for that!

[@janetmcdaniel1112]

ekpennock I know right lmbo

[@adrianagflores5587]

Am I really the only person that washes their hair every day?

[@deepukt2472]

Yes, I don’t have time for it everyday too. But my cousins does it on a daily basis... not sure if she really need to..

[@beanmeeks4743]

Once a week works fine for me, I just keep it braided all week.

[@justynawisniewska1213]

People have different hair types and varied levels of sebaceous gland activity so need to wash their hair more or less often depending on those. Thought that was pretty obvious.

[@mjmjmj3046]

Great tips!! About the beauty/upkeep topic, I have friends who have a tOn of makeup and I’ve never seen any of those hitting pan/being half used up even over the course of a whole year. 1) mascaras are probably expired but they have so many and they use it regardless of expiry dates 2) a lot of palettes have similar colours 3) buying single pots of colour will save you money from buying a whole palette just for 3 out of 8 colours. Be smart about makeup!

[@berlineczka]

It's funny you address hair washing but not hair drying. Or drying in general. Let your hair dry naturally in the summer. Do not tumble dry your clothes and lining - you'll save on the electric bill and on replacement, as hot air damages textils. On the other hand, dry shampoo is also a spending that may be even more expensive than a little bit of water and normal shampoo. Plus the dose is a bigger burden on the environment.

[@blah914]

berlineczka she mentioned the dry shampoo as a transitional product to tie you over whioe you scalp gets used to not being scrubbed so often, not a permanent addition to the shopping list :)

[@amberrichards2778]

These videos feel like a conversation. I've learned so much since I started watching. Thanks for the contents!!

[@heliana25]

The no. 7 couldn't be more true. My dermatologist told me that you only need to wash your hair 2-3 days/week. If you wash it more often then your hair starts to go thinner, weaker, oilier or drier and this is what hair products companies expect you and want you to do, so that you keep buying more of their hair products (that you, actually, don't need) in order to ''fix'' your hair ''issues''.

[@lightdark00]

You can "wash" your hair daily if you want. The one thing you shouldn't use is shampoo. Just use conditioner for great hair. People with oily hair will autocorrect itself once shampoo stops being used.

[@alimon89]

Yeah, I started washing my hair less just because I like it more the second or third day out after a wash. My hair is thick and wavy and it looks fugging luxurious with no work when I wash it less. Shower caps are now my best friend.

[@ems3991]

Depends on your hair. I wash my hair every day because I live in an extremely humid area. When I lived in a dry area, I washed it less often.

[@lightdark00]

Emily Schueller humidity really doesn't matter, but how much you sweat can. Daily it's been about 80% humidity going up to about 95% at night, and I sleep with the windows open. Once you have your scalp not putting out all that oil in response to over cleaning, you can go weeks even in summer having great hair without washing it. Eventually your real scalp smell will show up, but it can take a month.

[@YKKY]

lightdark00 only if you are too lazy to workout which I do daily and sweat my hair right down.

[@bixi.hernandez]

This show has changed my life & helped me so much. Thank you so much TFD I went living paycheck to paycheck to well, I’m alright now. Thanks again

[@janetmcdaniel1112]

Bixi Bubbles are their any other channels u can recommend watching 4 financial help

[@janetmcdaniel1112]

Bixi Bubbles thanks 4 replying

[@RonBudLlamaDrama]

The A/C is non-negotiable in Texas. That is an "L" that most Texans are willing to give into for one season of the year.

[@DuluthTW]

I wish I knew about Metromile 8 yrs ago when I stopped commuting 65 miles round trip each day. Thanks for sharing!

[@LoganberryForest]

If lights are making your house hotter you must be running incandescent bulbs. Switch to LED. They don’t heat up and are hugely more efficient saving a tonne of electricity. They are worth the investment as they also last many many years too

[@PahlaB]

I love that you mention the cost of self-talk! So much YES.

[@TheMercymerz]

“You’re not a shampoo company” 🤣

[@lionbybirth]

I love the tip on having one bag for veggies and one for everything else!

[@RunnerAAA]

Dishwashing is often more efficient than handwashing depending on your dishwasher model

[@RottingDragon]

RunnerAAA if you have one made in the last 15 years I guarantee that your washer even half full uses less water than a person can.

[@RosesAndIvy]

This is not true. If you are washing under a running tap, then yeah. But if you fill a basin with water and dishsoap, it uses a lot less water. The basin I use holds about 7 liters, and I don't usually fill it all the way up. A new, efficient dishwasher uses about 15 liters. Older dishwashers use a lot more.

[@RottingDragon]

Renate vd Bent And when you rinse those dishes off after you wash them in that basin you're going to use a lot more than 8 liters.

[@RosesAndIvy]

Regicidal Maniac No, because I rinse the dishes over the basin, and it never overflows. So it can't be more than 7 liters in total.

[@jusayenso8186]

Dishwasher heating element and motor uses a lot of electricity. Super hot water is needed to dissolve all the grease and oils.

[@alexandra109]

For the dishwasher, also check the settings you are using. I recently realized, I was using the default setting on my dishwasher which was running for approx 1hr45min of use with a heated drying setting. There is as 30min light setting. For my needs with this brand new dishwasher, it still gets all of my dishes clean and uses a lot less electricity. I think it is worth checking the settings on the dishwasher to see what you actually need to use for your needs.

[@RottingDragon]

Even the default settings will use a lot less water than a person will hand washing everything.

[@madmisskelly]

The issue with emails is I am expected to respond immediately or as soon as possible. We have group emails that apply to all people at my level, but I get frequent follow up emails directly from my area manager that I need to respond to immediately. I also get all the popups for every email the moment it comes in.

[@bonniel4325]

You're so right about the public transportation. It's ridiculous that our public transit options are so limited. Great information and great video, thanks!

[@unleashingpotential-psycho9433]

Number one rule for being financially responsible is not to spend more money than you have

[@paulaw418]

UNLEASHING POTENTIAL - PSYCHOLOGY VIDEOS Easier said than done. Pretty much eliminates everybody who buys a house.

[@zebedeesummers4413]

Getting a house, college, professional ware you need to get a job but are still in debt from college so less than 0 dollars. Your statement is simply unrealistic.

[@janetmcdaniel1112]

P Webb that's exactly what l was thinking. 2 many ppl just write quick comments. They don't bother to THINK b4 they write lmbo

[@unleashingpotential-psycho9433]

Janet McDaniel of course I don't expect everyone to be able to pay for their house up front or their school loans but to be able to at least every month pay their monthly bills for the mortgage, school loans, and other things so that eventually those things are paid off after many years. Too many Americans spend more money in a month and go into the negatives because they want to have a good time as opposed to sacrificing for the long term

[@dianethompson9525]

UNLEASHING POTENTIAL - PSYCHOLOGY VIDEOS I went to a seminar where the speaker said to live on 85% of your income, because if you lose your job, chances are you would at first be making less money. So you already know how to live on less!!

[@marroosh]

I always eat before I go grocery shopping. Works a treat and stops me from buying stuff that are either unhealthy or food I don’t need.

[@porcusuxor]

A costly thing that we all do way too much but was not mentioned: watching YT videos 😂

[@NoraTKD]

Great tips Chelsea, thank you! I usually wash my hair twice a week. It is enough, my hair long and I take care of it. I would not have the time/money/energy/reason to do it every single day.

[@lindsayrioux]

The worst thing about the driving is that if you're working a late shift/midnight shift, you have no choice but to drive. Generally speaking these rules are much harder to follow if you're already living under the poverty line.

[@ChristianKoehler77]

Depends on where you live. Here (Berlin) public transportation runs 24/7. At 3 a.m. it may be a bus service every 30 minutes instead of an underground train every 5 minutes during daytime.. But enough to get home.

[@Housewarmin]

How do you enjoy your sofa with 540 pillows?

[@TheKchar]

Sincerelyy Eccentric I Lol'd but this is totally a set couch. Don't imagine them lounging there. Or if they do, getting rid of most of the pillows

[@JM-bt1jq]

Looks like a green screen graphic or back-drop to me. If you look closely, the pillows never move. She is in front of it. She has different backgrounds in other videos. Many KZbin vids have them. It’s good set design. Creates a relaxing “environment” for a heart-to-heart about finance...Well, if the pillows aren’t too distracting.

[@Casmira.Draconid]

It's a bed. She's at the foot of it, which is why when she moves she doesn't touch them.

[@Meloncov]

Concerning dish washing; an efficient dishwasher uses far less energy than hand washing. Even an older one uses about the same. You're only saving money if you live in an apartment where you're not paying for hot water, and even then not much.

[@sparky138014]

Old incandescent light bulbs make your home hotter, but the heat dissipated from LED lights is much lower

[@RosesAndIvy]

This is not true. If you are washing under a running tap, then yeah. But if you fill a basin with water and dishsoap, it uses a lot less water. The basin I use holds about 7 liters, and I don't usually fill it all the way up. A new, efficient dishwasher uses about 15 liters. Older dishwashers use a lot more.

[@Meloncov]

If you can wash an entire dishwasher's worth of dishes in a single basin, I'm impressed. It's not impossible to clean more efficiently than a dishwasher, but it's definitely difficult.

[@Pannenkoekenplantje]

I think that depends on how you use it. As someone living alone I only have to turn it on every four days. I just stack it until full. However, I don't want to look at four days of dishes in my sink, so before I got a dishwasher, I had to fill a basin of water and wash what little I used every day, just to make my kitchen look presentable.

[@cameliap1146]

@@RosesAndIvy : For wash, ok , not 15 l water in your basin, but at least 10 l. And you don't rinse the soap ? So, an other 10..15 l.

[@rivendell24sa]

I live in a medium sized college town and I'm a student. I tried the whole commute while not using a car thing but it's just not really fasiable in my town. The buss is extreamly poorly run, my roommate takes a 45 minute ride to work with three different busses on a rout that would take me 11 minutes in a car. If you feel your life is worth at least 15 dollars an hour, the buss ends up wasting more. Not only that but it's usually so crowded that if your standing it's not uncommon to not be able to see or really breath. I had a bike, which I very much enjoyed until one day I came out to go to class and it was gone. I decided to up my game, I bought a U lock and decided to attach my 1,000 dollar bike that I bought second hand for 250 to a support beam under a stair well . Someone cut down the support beam to steal my bike. I lost an item worth 1,000, some cars are worth that much. Police offers don't take reports seriously, they won't even come to take it down if it's not over 2,000. You damn know if it was a car they would take it seriously. I almost considered becoming a bike theaf myself in that moment just because of the lack of attention a 1,000 item being stolen was getting. I tried to talk to my landlord about putting up cameras and she pretty much just straight up said she didn't care. After that I gave up. Me and my roommates will switch off giving each other rides to class so we can avoid the 200$ parking permits but other than that we tend to go with the seemingly simpler, cheaper option which is driving.

[@Boros777]

Mostly good tips but hand washing dishes is less efficient (=more expensive) than a good dishwasher...

[@mikaylamcfadden7866]

Boros777 yeah I agree. Plus time is more valuable then the money I’d save hand washing everything

[@aleksandrawieczorek7648]

Exactly. Learning how to use a dishwasher efficiently can be way more effective when it comes to cutting costs than constantly hand washing dishes.

[@sogerc1]

Since we got our dishwasher our water bill dropped around 25% and we save a lot of time! We=me and my wife, I can only imagine that a bigger family would have an even higher benefit.

[@RottingDragon]

Aleksandra Wieczorek you don't even need to learn to be efficient about it. A half full modern dishwasher will use less water than a person can even trying to be efficient about their water use.

[@masha7377]

I guess she was referring to putting on the dishwasher for 2 plates and 2 cups. In that case, it's better (and quicker) to handwash. :)

[@Isabella66Gracen]

So true about the hair washing! I used to think that with my fine, oily hair I HAD to wash it everyday. Then, after my first baby I just didn't have time or energy to stick to my previous hygiene schedule. Over time I found my scalp and hair actually adjusted to the schedule at which I was washing it. Now I find I can easily go a week before my hair starts to look or feel oily. And the amount of time it saves just getting ready everyday is amazing. I spend an average of ten minutes on my hair on non wash days compared to 35-40 on wash days.

[@LuisGarciaSprout]

I buy frozen salmon fillets, microwaveable rice, bags of frozen veggies, Cuties, English muffins for almond butter & jelly sandwiches.

[@Housewarmin]

email is like texting in the office. If I don’t check my email, I can miss an important project that needs to be done ASAP.

[@femmeNikita27]

And how do You get anything done if You're constantly on the lookout for something else to be done ASAP? How many things at the very same time can be expected to be done ASAP? Don't You self-sabotage Your own success by trying to look omnipotent? In my view in order to be effective one has to be able to set priorities and to delegate or allow others to do something when one focuses on doing his own job or project. If everything is urgent than nothing gets real highest priority and nothing gets done well or on time. As for texting in the office, it's like smoking in the office in my view- yet another excuse to get distracted from what one really should be doing by doing something else.

[@allisondoak9425]

I agree I’m managing several projects and am responsible for a number of significant tasks that come out of nowhere. Some of us have the kinds of jobs where you can’t anticipate what you’ll actually be doing on any given day. I reprioritise and and replan multiple times a day everyday and that works, I’ve never missed a deadline. That being said I get desktop and phone notifications and ignore emails which are not important or urgent and clear those once or twice a day depending on workload. If I ignored all my emails including the important ones and checked them once or twice a day either I would end up wasting a lot of time on the phone or my business unit would collapse. It’s like how are you supposed to work collaboratively, keep up with workflow, provide good service and be aware of your priorities if you aren’t available for communication?

[@annek1226]

You people need to “retrain” the people you work with! I worked 20 years in the surgery department of a major hospital and if you teach people with “sudden” needs that they have to pick up a phone! They also need to be taught what constitutes a sudden need! Works wonders! And we never missed a deadline or a patient! If you don’t make the changes, you are only part of the problem!

[@allisondoak9425]

Anne K people with sudden needs picking up the phone would only waste more of my time. An email allows me to evaluate how urgent their need is and evaluate it against the urgency of my wider workload in seconds a phone conversation takes forever comparatively especially if multiple parties are to be involved. I ‘train’ people to email and not call.

[@hybby]

Sincerelyy Eccentric why are the important projects being moved into urgent status? If they were well-planned, they could be important but not urgent. If something needs to be done ASAP, it's probably not planned properly

[@justine4652]

It's 108 degrees here today, the high of the week is 114. No way in hell am I walking! The sad thing is I love taking walks and prefer it over driving :( and all my jobs are a 30 minute commute with no option of public transportation

[@curiousfirely]

Justine DeMarco I noticed the 'jobs', plural - I've been there, and wanted to say - way to go, you are doing awesome. You are clearly a hard worker, thinking critically about your life. I hope your various employers appreciate how awesome you truly are.

[@justine4652]

Kirsten Verity Thank you! I appreciate that comment more than you may know

[@WhyThisWhyNow]

Girl, I feel you! Used to live in Arizona and walking was not an option, at least 8 out of the 12 months, not for more than 2 miles at a time at least. I now live in PA and love it here! Will move back to AZ in a couple of months though. I wonder if the public transportation will ever get better in AZ

[@johnp139]

Justine DeMarco -5F (-20C) here today, I’m not walking outside either.

[@brightpage1020]

Love videos by TFD and this is no exception. Although some of these tips seem like common sense, it’s often those that get ignored in the moment so great to have a reminder within the context of a consumer culture to put it in perspective.

[@ccccccchhhhhh808]

If public transportation was better and safer here, I'd always use it, I hate driving!!

[@taru_3247]

Sometimes its super funny and also daunting to watch these videos... 😅 Because nothing ever happens in finland 😋

[@katielindeman5063]

People are ridiculous about the hair thing. Those who have success washing their hair less act like those of us who don't are doing something 'wrong' because if it works for you it's obviously achievable for all. A lot of people including myself try every trick in the book and can not get second day hair to look decent (and I'm someone who has been washing my hair only about twice a week for a long time because my health limits my activities, so my scalp has had plenty of time to get used to it!)

[@hannahkearns9944]

+++++++

[@ellieishere612]

Fiiiiiiinnnnnaalllllllllyyyyyy some one said it. Literally look like I haven't washed it for 3 week if I miss a day! And have tried and tried to do it less

[@evelynnnyt]

Preach!!

[@whitetyger06]

Thank you Chelsea! I try to go as long as possible between washes its nice to know I'm not alone on this one!

[@CrystleDragon]

I'm lucky, even my small, technically-a-city has public transportation. And I love it.

[@janetmcdaniel1112]

Crystle Rose same here for me. I don't know if l luv it but I'm used to it. I've learned how to follow the schedules & make it work for me. Its damn sure cheaper than dealing with car payments, insurance, maintenance issues, etc.

[@CrystleDragon]

Janet McDaniel exactly. Also, and maybe this is just my city, but it's sort of a community on the bus. There are plenty of regulars, and it's cool to be a part of that. It helps that my city is so small though, otherwise it'd be rather crowded. Still, it's also great for every point you mentioned, and I wish more people would understand that. Or at least try to.

[@janetmcdaniel1112]

Crystle Rose yeah it's definitely ur city lol. I live in a large city, no community situation over here lol. But either way l still prefer it over car payments, insurance payments and the like. I'd rather spend that money on a house.

[@pamela_chau]

Thank you for creating your videos! I'm so glad I found this channel! I'm in my 30s and I want to change my spending habits before I get into serious debt.

[@SilverNachtmahr]

The TFD employee's story is not in the description. :)

[@MosaicSplash]

Yea I was thinking the same thing

[@kaninma7237]

We live in a remote small town in Colorado, and we make a two hour round trip each month to grocery shop. This changes the way one shops in a good way.

[@jamesbriggs5740]

To all those people who say public transportation is more expensive: I paid $45US a month for a bus pass. Working full-time. No way can you run a car for that. Kathy B.

[@lucymarie8611]

James Briggs it depends where you live and how often you drive and the time you spend. Remember time= money. Public transportation where I live sucks. It’s a 30 minute walk to the closest bus stop that bus pases by once an hour and the commute to get places usually take forever. A doctors appointment that would take me an hour total with a car takes me 4 hours with the bus. I don’t drive yet but on days with time crunches I have to pay more for lyft to get back because of how long it takes to get home. Same for work I work part time but with the bus it’s an 8 hour day. I completely understand why people in my city rather drive.

[@JM-bt1jq]

Thanks for excellent content! #2 at 3:45! Empowers and increases productivity. Applies to social media, voice mail, all forms of communication. So important to teach people how we operate and respect the way they operate, too. #6 and 11:11! Yes, notice. Think. Understand.

[@ambrosiak474]

Okay so the hair thing is soo true, however for all the people saying how long it takes to get hair back to normal, just slowly cut back. Go from every day to every other for a while, then every few days then down to once or twice a week. I did that and never had a bad greasy time to go through. Just sayin.

[@fairsplitdivorceseparation8015]

Have a system to keep your documents. Especially, a drawer to keep all the receipts and warranties. 5 reasons: easy returns, manuals if repair is needed, tax deduction (if any), resale, content insurance. I had to learn a lot the hard way: I once threw out a bar fridge not knowing it was just a fuse ($350 waste); But I am getting better and managed to get a $2K new mattress using the warranty for the old one.

[@bfrandsen1]

Watching this video I was reminded of an ancient question pondered by great scholars through the ages: Why do women need so many damn pillows?

[@CBeatty59]

The Goat Whisperer ! Those are cushions, not pillows, but she does have too many.

[@charlotteice5704]

I am still a minor but here are a few things that have an economical and ecological benefit I've learned during my childhood growing up in Germany: - no driving short (

[@jamielarsen9734]

Where are those green pillows from? Once I save some money with all these great tips those need to be my reward! Ha

[@MichaelWilson-gq8ud]

I've been one of those people that lived in negative self talk for many years. I even recently had the issue up until my previous semester in computer science. I had a teacher talk me out of it and help me realize that I was being very hard on myself. I see my faults now but I don't let them over whelm me like I used to.

[@alainaatk.6210]

Not only do most people not need to wash their hair every day, but most people who have super oily hair have it because their hair is constantly being stripped and then overproducing. Hair can be gradually trained to go longer between washes if you push it for a bit.

[@Isabella66Gracen]

I have found this to be completely true!!

[@karenteel8347]

Great tips! There really are so many things that we overdue without thinking. For example: how much laundry detergent to use per load. The directions on the package call for far more than is necessary.

[@VEE727]

Where's the link about the $650 electricity bill?

[@ashleyashleym2969]

I actually have the opposite problem. I don't buy enough food and I go shopping once a week. But whenever I'm at the store I don't buy enough food. I write a list too make sure I"m not forgetting anything, I don't know how it will help anyone to buy less, it helps me to buy more because I only buy what I need and if I forget I need something I won't buy it.

[@sebern2]

So I should trade the minimal cost of shampoo for the inflated cost of products to make it look like I shampooed? Not very thrifty.

[@jlina]

sebern2 lol! I hate dry shampoos!

[@happykittenmeow]

No. You only need the extra products to help your hair transition, and even then many people don't need those. Once your scalp stops creating extra oil, your hair won't get dirty as quickly. Some common exceptions are if you work out every day or live somewhere extra warm and spend a lot of time outside, or otherwise tend to sweat a lot.

[@melanieshearman4678]

Good point!

[@FrolickingWithChelsea]

Thank you for talking about self-talk! We all need to practice being kind to ourselves! Talk to yourself as you would talk to a dear friend! Yes, we make mistakes, we're human. Don't beat yourself up when you mess up, recognize weaknesses or areas of improvement, then move forward!

[@giorgias1606]

That's soooooo American. Let alone all the driving state of mind, that we don't really have 'cause we walk a lot to places, here in Italy (and I think in Europe, in general) we go grocery shopping just everyday or every couple of days: you have to buy your milk, your bread and your fresh fruits; you buy just as much as you need for one or two days (they won't be good on the third one), you finish it all and you go shopping again. That's how you don't waste food. Moreover, what's the point of owning a dishwasher if you only use it once a week? And what about your dishes and pots left there to rot for an entire week? Ew. This make no sense to me.

[@toxicglitter624]

For what I know they drive everywhere because in some towns & most suburbs the stores & mall are far away... One of my cousins who lives in Texas has to drive almost an hour to get some of her groceries

[@adrianlindsaylohan]

Here's the thing about driving in America: Europe is MUCH older and urban planning have been developed over thousands of years to be walkable simply because there were no cars around. America on the other hand is much younger, and most of our infrastructure has been developed with automobiles in mind - think suburbs, highways, strip malls... I've been fortunate to live in areas of America that are densely populated enough to be able to walk and public transit everywhere. But I know a lot of people who live in sprawling suburbs or in the countryside. If they didn't own a car they'd have to walk at least half an hour each way to get groceries. This is simply a matter of infrastructure differences between America and Europe that you have to understand. And as someone who walks to get groceries every 2 or 3 days, I can tell you that even I am susceptible to food wastage. Her point, if you couldn't discern, is that you should go to the grocery store prepared and with a plan, so that you don't buy more than you need or give in to temptations. Moreover, I disagree with both you and Chelsea on dishwashers. Dishwashers waste too much water, and it doesn't guarantee that your dishes will be clean. Hand washing dishes will always use less water and ensure that everything is clean.

[@BibiRamos]

ikr??? I live in brazil and we have the same approach on groceries. Just some fresh bread and veggies for the day and that's it.

[@huajiluhai]

Giorgia S exactly! For Asian families, we also go to grocery store or traditional markets everyday to get what we need for that day. To me, it makes no sense of buying fresh food and froze them? Why would you ever want to or need to eat frozen food? The food will never taste the same.

[@toxicglitter624]

Beatriz Perez i don't know exactly where she lives but the groceries she has to drive that much to get are things she can't find in "normal" supermarkets

[@faustine8457]

I LOVE how Chelsea is making more and more jokes. I think she’s hilarious 😂

[@yippeeioh]

How about buying throw pillows too frequently? ;)

[@dianamitchell7128]

yippeeioh I wondered if I was the only one thinking this 😂😂

[@sharischmidt4712]

Oh yeah 😊

[@zeppelin4790]

You can wash your pillows... Normally keep my for a few years before I get new ones.

[@B2UTYsei]

zeppelin4790 that's a lot of waste! Why not get pillow covers?

[@zeppelin4790]

Mesi Kintli I do, wash them weekly too.

[@kawaiiholic1]

Online grocery shopping changed the game for me!! I buy wayyy more in store because they put everything in front of you and it’s way harder to restrein yourself or go put back something, so you usually buy it anyways. Also comparing prices is harder, seeing the sales, etc. Online i can go in the search bar and write exactly what i need ex. Potatoes without seeing tons of other stuff. Makes me eat way healthier too. At the end, i can see the total of the cart and see if it’s over my set budget, remove some stuff to get the right cart budget and THEN pay!

[@laterkater4213]

Don’t know about you Americans, but in Australia half my monthly electricity bill of $100 is just daily service charges. Not much I can do about those!

[@jlina]

LaterKater same in Texas plus we had a 30% increase this year! Dreading it!

[@talknight2]

Call the service provider and tell them you're moving to another provider if they don't lower it. More often than not you'll get a discount.

[@Scott-J]

Another tip for those of you who have a car bur don't drive that much: ask your insurance agent about occasional use coverage. The rates can be much lower if you drive fewer than 7,000 miles a year and don't drive to work every day.

[@Maggie.can.hug.every.cat.]

I find shopping more regularly, every 2-3 days makes my shops cheaper and less wasteful. I only buy fruit and veg for the next day or 2 and have a list for everything else. I don't pay extra on gas because I ride my bike and I don't buy more than I need because I have to carry it all home on the bike. I buy less than I think I need because I have no problem going to the supermarket more often if I run out of something. This might be different from most households as I am only shopping for me, (and the cats, but I only buy their food when it's on sale) it might be harder to do this when shopping for a big household.

[@NienitaO]

I wash one to two times a week. And spray conditioner/water to hydrate. If you have scalp problems try aloe gel. We dont have a dishwasher so... Yeah. These are good ideas. Hardest for me is grocery shopping. Need discipline to plan meals n use all food you buy as snacking is tempting :) thanks for your tips!

[@madeline5175]

Unless you're a recruiter. I LIVE in my inbox, and 90% of the emails can't wait.

[@femmeNikita27]

If this is within Your main scope of duties-yes, You have to reply e-mails all the time. But it's very specific for some professions. Most people just get distracted by both e-mails and checking their mobile phones too often. I can observe results of what I see as " an addiction to constant distraction by iphone" and I have to admit -they seem pretty nasty. As if people using mobile phones and smart phones too often just have completely lost their ability to focus for a longer period of time on a single task.

[@allisondoak9425]

femmeNikita27 I think it’s pretty normal to have a relatively short attention span for complex tasks most the time. If you’re spending more than 45 minutes on one thing chances are you’re forcing yourself to do it, personally I work with two screens, a notepad and a phone or tablet in front of me and do multiple things at once which boosts my output because I don’t become fatigued and my mind can’t wonder. I don’t know that the phone so much reduces focus as it offers us a crutch for a need for distraction that already exists, phone addiction can absolutely be a problem but I don’t think given general statistics for addiction and dependency that it’s an actual problem for the majority of people.

[@dritamezini2322]

There is no way I'm not washing my hair daily. I love the feeling

[@anangookwewolf2449]

I try not to use my a/c to much since utilities are high, but I also live in the desert and my house is currently 85 degrees. Ugh. I hate tough decisions like these

[@janetmcdaniel1112]

Anangookwe Wolf l hear u on that one, do what works for you but don't struggle if u don't have too. Find a way to cutback in some other area but if u need to cut that a/c on so u can breathe by all means BREATHE lol, even if it's for just a few hrs. Or drink alot of bone chilling cold water which cools u down on the inside. It works only drawback, u'll be going to the ladies room ALOT which can be a tad bit annoying lol.

[@lordnichard]

I live in Michigan and my house is 85 degrees. I didn't sign up for this.

[@masha7377]

Other methods to keep the house cool: close the blinds and windows, only throw them open during night and early morning. If you need fresh air, always open at least two windows in two separate rooms at a time, with open doors, so that there's a slight "wind". Swipe the floors, the evaporating water will cool the house down. In case you work in a sitting position, place your feet into a big bucket of cold water. :)

[@fanOmry]

Invest in insulation.

[@cheryll5496]

Sun/heat blocking curtains make a huge difference and are pretty cheap per window, esp if you buy them per metre as material instead of packaged curtains. Ours are on cheap rods sitting behind the useless vertical blinds that came with the house. It's 90 here every afternoon and they make it so much better.

[@AsainNerdfighter]

When i started my job, I got a bike. but i'm always scheduled before sunrise and there is no set bike lane to cross over a bridge. I will definitely be more conscientious about getting to whatever new job I end up at.

[@lavayuki]

I keep an eye on my utilities. Most houses in the UK don't have dishwashers anyway and air conditioning is non-existent (people have fans in those rare summer days). I got away with walking/bikes/ public transport living in big cities with good transport like Dublin and Tokyo until I was 25 and moved to small UK town. it's pretty tough to get away without a car where 2 hours hopping around public transport and changing buses for a 30 min drive....I love driving and hate public transport, so I would either drive or walk/cycle if its

[@RottingDragon]

Lava Yuki If you're concerned about the environment you should look into getting a dishwasher if you can. They use at least two to three times less water than hand washing if you're trying to be really frugal about it.

[@ngocdinh1641]

Lava Yuki ok

[@lavayuki]

I live by myself in a flat thats rented so there is no space. The kitchen just has the clothes washing machine. I've rented about 9 times in various apartments and flats in the UK and Ireland and non of them had dishwashers so I've never used one. They do seem convenient though, washing dishes is a pain

[@lavayuki]

Was the dish washer less expensive in terms of the water bill by the way? I'd really love a dishwasher if I only had somewhere to install it!

[@veganryori]

Pfft I moved my fridge out of the kitchen so I could have a dishwasher. Saves TIME which costs money as well as money!

[@fedexpress14]

I love how she throws in the occasional “that is BS”. Gotta love the freedom of KZbin

[@JoyandSerenity.]

I'm 26 and I can't drive. It feels like sometimes I miss out on being "INDEPENDENT" with the ability to just go anywhere, but who even does that nowadays? I walk to the shop, or I get a taxi or bus if I'm going further. I save about £200 a month because I don't have to pay tax/mot/insurance or petrol. I still go out to places, a few days ago I hiked up the side of a waterfall.

[@LuckyDayDream]

these are awesome tips. I've been washing my hair only once a week for a very long time now and my hair has actually gotten much stronger and healthier. This year I stopped buying conditioner because it is expensive and my hair is very very long. I could go through 1 bottle every two weeks practically before. I thought this would affect my hair negatively but it actually doesn't. Both saving me tons of money! Thanks for always giving great tips!

[@GlitteryDinosRAWRgoogleplus]

I wash my hair once a week and its only great bc it takes me months to use up bottles of shampoo

[@ShadowNymph2010]

One of my biggest spending faux pas is the health food movement rabbit hole. I feel I’m doing a disservice or shortening the lifespans of myself and my husband and son, not helping the planet etc if I don’t buy organic, free range, palm oil free, free trade, plastic free, bpa free etc. Seriously, I get that dopamine rush when shopping for organic fruit and veg, especially when I’m serving it for my family. I tell myself the cost will save our planet and give us longer, healthier lives (we already grow a lot of our own fruits, herbs and some veg), but over time, buying it is SO expensive!

[@ONeill01]

$1000 a year on gas is really cheap, over in the UK you easily spend £100-150 monthly travelling to work

[@jccanteen]

Well done! I agree with most... I do find that I waste less food when I shop more frequently because I buy less, enough for 1-2 day’s worth of meals. Buying in bulk is where I go wrong and am at risk for wasting food once it expires on me. Grocery store is next to the gym so I’m in the area anyway... no extra trips 😁

[@maddieroxx4eva]

I didn't know people washed their hair every day? I'm way too lazy to wash it more than once a week.

[@janetmcdaniel1112]

Madison More same lmbo

[@jendobing8482]

Same:)

[@VEE727]

You can do grocery shopping or any kind of shopping online and save yourself from the traps of a shopping complex and save gas from not driving to said complex too.

[@happykittenmeow]

Just be aware that in most cases you're paying a premium on many of the items. Some items will be slightly cheaper if ordered, others are more expensive. I prefer to order online myself, but it's important to be aware of the extra costs.

[@nubeazul5963]

Finally somebody told white people that it’s crazy to wash your hair every day 👏👏👏👏

[@lisalevin8719]

Why would we need to go racist here? But why??

[@chasingdharmaify]

Lisa Lev Went over your head, I'm guessing? 😂

[@lisa9867]

I've been washing mine every day since I was a kid and I'm 56 and I still have great (and clean) hair.

[@caseycheng2412]

On the tip #3: don't forget you can take shorter showers! I live in southern California, and consciously turning the water off when I didn't absolutely need it actually works!

[@madelinemcdonald2609]

When there’s literally no public transportation in your city

[@ritalynb7070]

MMM Green tail me too. I live in a rural area and have to drive 60-80 miles per day to get to work. A car is absolutely necessary.

[@jjbuckner]

Subscriptions!! My wife and I are canceling our DirectTV package because we don't watch that much tv anymore and who wants to pay that much to watch tv?! Anyone have tips on getting local channels? FYI: We live out in BFE so digital antennas don't usually work for us.