7 First Time Home Buyer Grants For 2024

[@TheBgirlG]

This was so helpful! I am buying my first home this 2023, and it’s so scary with how the interest rate has gone up and cost of living feels like no one (in my generation) can buy a home or start a family. Please continue on making these helpful videos!

[@NicoleNark]

You got this! 😊🙌

[@chadhall3846]

Wait til spring, my lender thinks that rates will be going down to about 4%. I’m buying a house as well, scary stuff! But so exciting

[@PomazeBog1389]

@@chadhall3846 This comment did not age well.

[@kenyonbissett3512]

Please pay attention to Nicole’s comment about an emergency fund. Many, many homebuyers find issues despite a home inspection. Even with an insurance policy to cover the first year, there are deductibles and/or depreciation in most policies. Taxes or insurance can go up. You need the cushion.

[@NicoleNark]

@@kenyonbissett3512 thanks for reiterating this point! It’s essential for home buying success! 🙌🏻

[@kaalaraa]

I have been scouring the internet left and right with no help whatsoever. Thank you so much, you have been more than helpful 🙌🏻💗

[@darnellcapriccioso]

Great video! For 2023, it’s hard to nail down specific predictions for the housing market is because it’s not yet clear how quickly or how much the Federal Reserve can bring down inflation and borrowing costs without tanking buyer demand for everything from homes to cars.

[@maiadazz]

@Craig Daniels Given current recession pressures, it is unlikely that the stock will yield substantial returns in the near term. However, it may be a suitable investment opportunity. I will monitor market conditions and consider purchasing when there is an improvement in the relevant economic indicators, any idea which stocks this may be?

[@tatianastarcic]

@Craig Daniels You are right! I diversified my 450K portfolio across various market with the aid of an investment coach, I have been able to generate a little bit above 750k in net profit within 2 years across high dividend yield stocks, ETF and bonds.

[@richardhudson1243]

@@tatianastarcic that's actually quite impressive, I could use some Info on your FA, I am looking to make a change on my finances this year as well.

[@tatianastarcic]

@@richardhudson1243 Having a counselor is essential for portfolio diversification. My advisor is Melissa Scott Glazner who is easily searchable and has extensive knowledge of the financial markets.

[@yolandawindycitylife731]

I like to say thank you I saw your video on first time home grants and I got approved so thank you

[@NicoleNark]

Fantastic!

[@waceera1513]

Your channel is rich with information.Thank you.

[@syckindahead]

💯 I aim to watch 1 video a day and take notes🤓

[@mysticpodcastcruise]

You are a wealth of knowledge and information!! Thank you!!! 👍

[@NicoleNark]

Thank you so much! ☺️ I’m so glad to hear that the video was helpful

[@awildflowerr]

Do you know if there are options to stack multiple grants? I would like to utilize as many as possible to have a healthy equity from the jump but it seems like most are tied to the loan

[@mckaylataylor6463]

I'm wondering the same thing. Could you do partial loans with multiple to maximize grants? On the ones that are tied to the loans.

[@kenyonbissett3512]

Thank you! Very clear explanations with enough details for people to see if they might qualify. People also need to know, in cases I missed you saying it, they must live in their home for a year under FHA and most regular bank loans. If you sign the document saying you will and don’t, you can be brought up on Federal fraud charges. There are some exceptions, but buying another home as an investment isn’t one.

[@lla77]

I love the video that you did about a year ago on the usda requirements. It was greatly detailed mentioning many different aspects. Like how many tradelines you would need mong many other good points. Can you do a video on the fha and there detailed requirements. You do awesome work. Thank you in advance.

[@mthlay15]

Thanks! I'm meeting with a lender tomorrow. I'll bring these up.

[@gatesabebe1329]

This is the most valuable information. Very appreciated your clarification and help.

[@chadhall3846]

Hi there, can you use multiple grants or programs for assistance?

[@dalehutchings6350]

What type of programs are available for retired people who want to buy their first home.

[@LoriBussell-t4f]

Is there grantsi can get

[@philosopherkizito911]

Can you get multiple at once? Or get multiple grants simultaneously

[@PinUpCaliforniaGirl]

Hi Nicole all information is super helpful but will help even more if you add the websites . I have been looking on their em websites and is confusing

[@marcusaurelius7472]

Is there a way to combine a va loan with a good neighbor discount, or maybe a grant to help a veteran start farm in a rural area?

[@Didisayhi]

Thanks!!! Very helpful

[@yeeefaaan9627]

Thank you so much for the info. Appreciate your time to make it accessible to me. Thank you!

[@NicoleNark]

Glad it was helpful!

[@robertobrown5542]

Thank you Nicole, you're great.

[@madisonherzog9195]

Super helpful and insightful. I would also be interested in learning more about the navy Federal program.

[@NicoleNark]

You got it, Madison!

[@cheryreynald8]

Thank you so much for all the information

[@elainemalcolm8349]

Hello Nicole thank you for this wonderful information, how would I know if I am qualify for any of these programs.

[@lla77]

That was absolutely a great video. Yes please give us more

[@NicoleNark]

Thanks Lonnie! I’m already working on the next one for you☺️

[@techchika]

Excellent as per usual. Thank you

[@49Macman]

Thank You! I feel a little hopeful now.

[@NicoleNark]

You got this! 🎉

[@gabl3400]

I would love more videos about the private sector grants

[@Mrs.Fineapple]

Great information, thanks, Nicole! Off-topic, this olive green is def your color, you look gorgeous.

[@NicoleNark]

Thank you so much!

[@nicet2912]

Thank you for the great information. Are there any similar programs for retired military personnel, with and without service connected disabilities?

[@wandajones296]

Yes, I would like to know about the NFC U loan program, please make a video!

[@kinghunternick1365]

Is it possible to apply to all of these programs all at once?

[@richardvasquez9668]

New Mexico! WOOT, WOOT!!

[@dunyasonya3042]

Thank You!!! very helpful infortmation, i just bought my first time home , am I qualify or it is too late?

[@KingChong9177]

This was an awesome video! Very informative about the various programs that are out there. One quick question that I have is, would a registered nurse qualify for the good neighbor program?

[@shawnkelley3695]

"States" qualify for the "good neighbors program"..... Google/realtor.....HR-- registered nurse ("company" ----> good neighbors program.....🤔)

[@caroltung2667]

There are so many different programs out there I Don't know which would be the best for me, I'm pretty sure I would qualify for all of them, I wish you were here to help me

[@royallechannel1610]

- where would I be able to complete a 1 time home buyers workshop?

[@jakebritton2804]

I would love to see more videos about these!!

[@jakebritton2804]

I’m here in Arkansas. Conway area, and I just can not seem to find a way to get a home. I always come here to help look at my options.

[@NicoleNark]

You got it Jake! I’m working on more videos now. If you ever want to get in touch, you can find my contact like in my bio 🏡

[@joelagustin2632]

Thank you for the information. I am buying a house in TX as a retirement house but I am not a resident in TX. I live in NYC. What are the repercussion of buying a house if you are not listed as a resident in the area? Let me know please?

[@tyquanairline1302]

Can any of these be approved on a multi family and do they take into account the extra unit possible rent as income to the home owner?

[@NTHC1111]

Yes, thru NACA you can buy a multi family

[@maclove5003]

Hi Nicole my income SSI and I have voucher section 8, is there program can I buy house?

[@leandrofrancisco6609]

I am a teacher in white plains NY and would like hear more on the good neighbor program. I leave in the same area I work in. Is any there any more information you can share for my area.? Thank you for the info you always give out.

[@texaslovelylady]

Can these be combined? Thank you for this valuable information.

[@NicoleNark]

Not in most cases.

[@TrulyBlessed_1111]

Hi Nicole, great video! Can you elaborate more on the Navy Federal Credit Union program to help with down payment assistance? Thanks!

[@NicoleNark]

Absolutely! I’ll get started on that one. Thanks for watching. ☺️

[@TheAS687]

I went to NF wouldn’t recommend too high of fees and interest rate was .79% higher than local lenders. I would highly recommend going to a local bank to start.

[@reejay2098]

@@TheAS687 wouldn't that offset the down payment?

[@TheAS687]

@@reejay2098 as a vet I was able to acquire a 1% dp with a local lender veteran program. Instead of 19k at closing I was still under at 17k and far lower monthly payments of roughly $300 less. Personal choice of course but personally I don’t recommend NF.

[@anita-.]

Thank you for the wealth of information

[@NicoleNark]

It's my pleasure! Thanks for watching 😊

[@tanyazuniga320]

I was wondering more grant and down payment videos and is there any grants for down payments and closure costs for the blind/disabled

[@almapinon4299]

Thank you Nicole for the information interested your topic

[@NicoleNark]

Glad it was helpful!

[@amuroray2146]

Thank you Nicole

[@NicoleNark]

Thank you so much for watching!

[@matti2226]

Hi Nicole and viewers, do you know of any great programs like the grant programs you mentioned in CA? Probably best if they have no income limits. I’m also in Los Angeles

[@NicoleNark]

Check out the Empowered Down Payment Assistance! Here's my video on it: kzbin.info/www/bejne/bKulZ4qdnsmXetE 😊

[@allpharaohcious]

Love your content, thanks for sharing your valuable insights! What I’ve noticed is no program ever mentions “new construction,” and I’m perplexed as to why… owning a lot, and wishing to build on it, doesn’t mean you’re well off, and isn’t easier to finance, especially if you owe on the land, yet even energy tax credits are specifically excluding new construction, giving no incentive to build green from scratch? Just seems like there’s an entire sector being neglected. Curious on your thoughts, or maybe programs do exist that I’m oblivious to? Look forward to some feedback :) Thank you!

[@GiamatiStryke7]

Great Video 👍

[@NicoleNark]

Thanks! Glad you enjoyed it!

[@moniquejackson1715]

Find out more about the Navy Federal one for us Nicole 😊

[@Jynn.33]

I understand this video is old but just curious are co signers looked at when deciding if i buyer qualifies? If co signer is not on the deed as part owner, just that a co signer will their income, DTI, & all of that matter if they have owned 1 hour or 20? My bf bought a house and him & his mom & lender all ignored and said he doesnt qualify for any program i mentioned.

[@ritchefabian]

Thank you for the info. I’m a first time buyer and looking for agent in the Joshua Tree area in California. Do you have any recommendation who to go to?

[@rondadecker2397]

How do I go about finding out about grants for the med, lower income I'm not too low but I don't know where I'm at in the income bracket. I'd like to get the first time buyer loan just can't find anyone to help me with this.

[@kylephipps1078]

What are the limits on qualification for multiple of these options? Is it possible for someone to use a state run program and a private lender grant at the same time (if they qualify for both) ?

[@NicoleNark]

Since you and many others asked this same question, I just made a post clearing this up on my channel community tab! I hope you find it helpful, let me know if you have additional questions! 😊

[@InquireWithin]

Do these work for building a home?

[@punkrockwife8110]

When calculating DTI do they also look at collections, or take account for how old they are?

[@erin93able]

My question is, can you combine multiple loans/grants?

[@EliteAmericanPatriot]

Anyone figure this out?

[@patriciabalcazar3361]

Thanks for the information

[@NicoleNark]

My pleasure

[@FASHION_INFLUENCED41]

Yes! I wanna know....

[@Psalms20A21]

🧠Thanks! Will share!

[@skygravemix]

Can you stack dpa programs?

[@danielalopresti4780]

thank you for the information

[@NicoleNark]

You're welcome

[@moisesmoreno5306]

Hola por favor acepta mis felicitaciones mi nombre es Moises Moreno y quiero qiero sepas que toda tu explicacion me deleito como una musica para mis Oidos , muy interesante a cada segundo te juro que vale la pena que mucha gente aprenda de usted muchas gracias por compartir tu sabiduria y que Dios te siga dando mas sabiduria tienes la paciencia para tradmitir tus ensenansas conciderame una persona que me gustaria de algun modo ser tu estudiante o alumno, que tengas un exelente fin de semana muchas gracias que Dios te Bendiga

[@thomasnewell5584]

Hi Nicole, great video! Can you elaborate more on the Navy Federal Credit Union program to help with down payment assistance? Thanks! Reply

[@NicoleNark]

I sure will!

[@matthewmutebisegaali9044]

Hi Nicole, thanks so much for the information. May I have the Grant person in my area of Waltham Massachusetts for assistance. Many Thanks!

[@janellacouture2852]

Is it possible to use more than one grant to help pay for a house or do you only have to use one only?

[@janellacouture2852]

@@rubywilliams3870 Okay thank you for letting me know.

[@francorivera1538]

Is it possible to apply for grants in a conventional loan?

[@wandajones296]

Do you have any information on VA LOAN, could you do a video on that? Thanks

[@jayar17708]

Are there any program to help the middle class with assistance?? 🤷🏽‍♂️

[@renewilder6807]

Are you even really considered middle?! Imagine if you as a “middle” class person is struggling how much more someone makes significantly less is unable to attain that goal without assistance.

[@jayar17708]

@@renewilder6807 I don’t usually put my business out there but since I asked a question, and you answered it with a question… WITHOUT answering my question smh I’ll make an exception. I’m at the bottom end of what a middle class person makes… just over what is considered moderate. So, I qualify for NADA! Which is y I asked what I asked, Comprende?? Ms Rene Wilder??

[@rodneyshalovesyou]

All of them. No where does it say low income

[@emanuelsanchez4922]

Is there a middle class?

[@jayar17708]

@@emanuelsanchez4922 according to these programs, on these videos, yes… it is smh

[@lauriekepaa8464]

Where is the program that helps with closing cost would really appreciate that information from Hawaii

[@lauriekepaa8464]

@@rubywilliams3870 Thank you so much

[@michaelmalley3791]

Thank you, Nicole!😊😊

[@NicoleNark]

You are so welcome!🤗

[@markmagno15]

What are the best grant/homebuying assistance programs in Houston, Texas?

[@ernieterrell2104]

Can you recommend a knowable in lewiston idaho who knows about these programs thanks

[@EyezofMoe]

Any assistance for a second time home buyer in NC ?? I already own the land outright.

[@britneysanmiguel7834]

I’m a substitute teacher? Would that count me in to get the 50% help ? I have been offered a teacher assistant job should I take it? Will that help with the 50%

[@kendallmcguire]

Can you stack these grants?

[@sarahcortese4977]

Thank you! 😊

[@mortgagewithclare]

Great video!

[@NicoleNark]

Thank you for watching!

[@thuyhachu9441]

What lender is the best for self-employer.?

[@NicoleNark]

try local banks and credit unions in your area

[@mortgageworks6808]

Great video!

[@es1_life579]

How do I find out about any grants available to me in my state (Colorado)? I tried searching my state’s finance authority with no luck. Thank you for the help!

[@teerich2011]

Chfa I one. I found out about others searching on KZbin and Google for Colorado first homebuyer program

[@bluscorpion]

Do you know if either CT or NJ has these grant programs? Thanks!

[@cruxydoesrecroom38373]

Which ones would be available in New Jersey ?

[@moniquebaskett338]

I couldn’t find the Affordable 100 loan at Regions or Regents.

[@Harley432.]

Great info

[@NicoleNark]

Glad it was helpful! ☺️

[@kizziekente2468]

Can you give info on Alabama...

[@gianmedina8]

How about florida

[@caroltung2667]

Can I still apply for one I'm in the process of buying a house we are waiting for the appraisal

[@passionateherbs8183]

What if you are living in a different state than you want to move to? Will the state you want to move to still give you that grant?

[@NicoleNark]

Great question! My advise would be to secure employment in the new state first. If you are continuing with your current job in the new state then just go ahead and apply!

[@brittanyfairchildtillema8422]

Can you do a video about the ENTIRE process from start to finish of what will happen to buy a house using a USDA loan? I can't find anything about that. Just what the loan is. Thank you!

[@NicoleNark]

Absolutely! Are you thinking about the direct or guaranteed route?

[@suicidesmitten]

@@NicoleNark either one. I don't know the difference to be honest 🤣 I'm entirely new to all of this. I just know I have a bunch of money saved and a good credit score and want to know what to expect

[@syckindahead]

4:45 note NFCU

[@raybarshingrai6893]

Still available? Not a first time buyer but military, thanks.😊

[@susebiacabrera4447]

Nicole, please help me buy a house in Las Vegas. Am a first home buyer.

[@strongfaith6352]

Hi 👋 new to your channel and I’m really needing help , there are a lot of programs and it’s all confusing. Im looking into FHA but idk what to look for 😣 Please help! Thank you for your videos 😊

[@NicoleNark]

The FHA loan is a great product! That is what I used to buy my first home. Have you connected with a lender and filled out a loan application yet?

[@takishabaker7520]

I wonder if you can use more than one grant?

[@candycane4852]

Can’t you roll in the closing cost in the loan , or do a seller concession if the house appraises ?

[@NicoleNark]

Yes you can! Both are possible as long as the house appraises for the sales price or higher!

[@imeldacacalda715]

To whom to be asked for a loan? I'm first time to buy a home? Can you pls helpme?

[@ZagrasNixillis]

As a first time home buyer every grant and assistance program in anything I applied to was absolutely denied. I had to spend two years to save up $15,000 for a down payment.

[@NicoleNark]

Keep in mind, there aren’t any first time home buyer grants or programs that you are eligible for just based off the fact that you are a first time home buyer. There are always additional requirements that have to be met.

[@ZagrasNixillis]

@@NicoleNark nothing is free. Everything must be earned.

[@siearrawebb7048]

For the Good neighbors loan, does it include 911 dispatchers?

[@JenniferSohan1]

I am a PCA working in a hospital and need help buying a home