7 Questions You Should Ask Your Financial Advisor When buying a Life Insurance policy

[@johnzame8007]

I feel your sincerity and passion sir. I just got my VUL last month and I've been thinking in getting in the business too. I want to help and educate people along side in developing my personality and communication skills. Great videos sir! Been learning a lot.

[@diannelojares8976]

ANG GALING MOPOOO!!! SA LAHAT NG VIDEOS THE BEST!!! na motivate akong ituloy ang pagkuha ng bpi philam plan dahil sayo po

[@djdimaliuatofficial]

Thats good!

[@rubymonares5354]

Totoo po iyon may mga FA ang may certain product na agad iaalok, di muna nilatag yung mga mapagpipilian na kailangan talaga ng client. Sana po lahat ng FA tulad po ninyo ang principle.

[@hakdog_kurimaw]

Same tayo inofferan ako agad ng certain product. Di ako pinapili haha

[@geearam6501]

About to start my journey in this industry and i'm so thankful I came across this video. Keep it up sir!

[@queenbibi3602]

Sana lahat ng FA katulad niyo sir. 🥺😍

[@djdimaliuatofficial]

That's one of my mission. To teach as much advisors to be a good advisor for their clients :)

[@VilmaBunaton]

Good morning po Sir DJ, Updated watching and Subscribed over here. Have a nice day po.

[@djdimaliuatofficial]

Thanks!

[@rizamaeclaro5185]

sana lahat ng FA katulad nyo,😘 sir

[@djdimaliuatofficial]

Thank you!

[@vlakemancio-rw2fn]

great job DJ, keep it up!

[@djdimaliuatofficial]

Thanks!

[@acmjourney]

Ang swerte nang naging client mo sir na Ikaw naging financial advisor nila Yong financial advisor ko naglaho 3policy Ang nakuha ko s kanya

[@djdimaliuatofficial]

Sayang naman. Anyway you can be assigned to other advisors nlng

[@djdimaliuatofficial]

Message me at my FB PAGE facebook.com/djdimaliuatofficial

[@ongxiong3960]

I really wish this was in English. The back and forth made it hard for me to follow. I'll try again tomorrow. Hehe. Great content so far.

[@Haier_Soma]

Nice insights

[@denniscua5445]

Anu ba mas kasing age, mas bata, mas matanda ang financial advisor? Kasi you know maturity at wisdom kaysa sa tao? Pero kasi minsan there is trust yata kaya yung iba nangyayari nagiging friend or teacher or crush ang nakukuhanan ng insurance tapos lumipat ng ibang company or nagtuloy sa pagiging doctor

[@lizasilverio2192]

Sana all FA SIR idol.new subs.love your videos sir dame po ako natutunan bago q kumuha nxtmonth salamat po 🥰❤❤👏👏👏👏🙏

[@djdimaliuatofficial]

You're welcome

[@emilylam2284]

Thank you sa great advices ☺️ It's really important to know your FA.

[@djdimaliuatofficial]

Agree!

[@zosimafalogme7332]

sir ang anak koy 22 yrs old pwede po bang ikuhako sya ng life insurance at ako ang magbabayad mother nya

[@djdimaliuatofficial]

Pwede po yun

[@zosimafalogme7332]

@@djdimaliuatofficial salamat po sa reply nyo doon nalang po ako poponta sa philamlife sa batangas taga batangas po ako

[@djdimaliuatofficial]

Mam message me nlng sa FB Page ko. Pwede napo kasi bumili online ngayon. Para maassist ko kayo

[@pjxxv_carpediem]

Mabuti nalang po pala pinsan ko yung FA ko. 😊

[@djdimaliuatofficial]

Yes lalo na if committed :)

[@_MD15]

Sir nag-decide ako na ituloy na ang VUL policy ko. Salamat sa mga content mo. Naliwanagan ako. Like yong, after 10 years don pa lang pla mag start na kumita ng ayos si policy ko, +10 yrs pra maging mature si fund. Sir question, planning ako magpalit ng FA. Mag 1 year pa lang si Policy ko. Ayos lang ba kahit hindi ko na kauspn ung nauna? Direct na lang ako sa Insurance company? at ang magsikaso nlng ung family friend namin na FA na sasalo ng policy ko? Then, last thing may makukuha ba na commision si new FA sa 2nd and 3rd year? since di ba po 3 years nagbabayad ng mga charges at mga miscellaneous.

[@djdimaliuatofficial]

Ask the company ano ang process may form yan na pipirmahan for sure

[@marilight4104]

In my case, disappointed ako sa 2ng Sunlife advisors na meron ako. Yan nga ang expectation ko 6years ago nung kumuha ako ng policy, na ang advisor is there to inform and communicate sayo.

[@djdimaliuatofficial]

Sorry to hear that

[@edgarsayson3248]

Sana all fa are like u. Tnx

[@ramoncarpina2515]

Aspiring Financial Advisor here😇😍😊

[@djdimaliuatofficial]

Hello there how can I help?

[@cindyd.5449]

New subscriber here! Galing ng explanation!

[@djdimaliuatofficial]

Thanks

[@whiteknight0926]

Great Video! Informative!

[@djdimaliuatofficial]

Thanks

[@gnethpablo565]

Very informative

[@djdimaliuatofficial]

Glad you liked it. thanks

[@nikkakho908]

Thanks for this informative video! I am an aspiring FA and your videos really inspires me!

[@djdimaliuatofficial]

You're welcome

[@you4756]

thank you sir DJ

[@djdimaliuatofficial]

You're welcome

[@possitivemomtv7033]

Ano po ang maganda na pang educational plan for kids

[@djdimaliuatofficial]

May mga options kmi VUL or endowment depende sa budget. Message me at my FB Page DJ Dimaliuat go to facebook.com/djdimaliuatofficial

[@alnijarsali4896]

Tama 2 is better than 1

[@denniscua5445]

Bakit nga ba di tumatagal sa Industry or Company ang Financial Adviser? Para ba siyang tulad ng mga ibang commission based industry like car na may certain quota or ang least performing nasisisante?

[@djdimaliuatofficial]

Minimum quota is just to sell 1 a month eh. Or very minimum in a year. So maybe ndi nila nakita vision dito

[@rxiinebree]

sir dj, gusto ko po yung life insurance na may healthcare coverage for OP/IP. Para sa parents ko sana.. di ko alam kung anong kukunin kong life insurance na may healthcard. 🥺

[@djdimaliuatofficial]

Un healthcard namin sa ngayon in patient lang eh

[@possitivemomtv7033]

Need ko Ng health card merun na ako life insurance Sa philam life

[@jrgon194]

sana ganyan lahat ang advisor.. tinitignan muna ang kailangan ng client bago bigyan ng product.... nagkamali ata ako sa pru life ko na lifetime payment.. parang mahirapan ako magbayad.... paano kaya gagawin ko?

[@djdimaliuatofficial]

If malaki insurance nyan kahit after 10yrs maliit pa rin mgiging account value mo e

[@jrgon194]

@@djdimaliuatofficial what is your suggestion coach? nagcompute po ako ket talo ako sa 10 years, half yung nawala sa akin.... kumbaga po ay sa 400k + na hulog ko, tapos ang pinakamalaki na fund value ko ay sa 200k + lang..po... 8 months palang po ako nagbabayad....

[@djdimaliuatofficial]

You still cants say na talo ka after 10yrs. It remains to be seen. Smaller ang charges 3rd yr onwards kaya mas kumikita ang funds

[@jrgon194]

@@djdimaliuatofficial do i need to continue paying it or i will stop it? any friendly advice po....

[@djdimaliuatofficial]

Basta kaya nyo bayaran tuloy nyo lng

[@denniscua5445]

Anu important hawak mo policy number lang ba? Or may paper talaga na kailangan?

[@djdimaliuatofficial]

Policy number

[@pinkpeony9314]

Is it okay to have an FA from other place po? Say for example, I'm from Mindanao and my FA would be from Luzon?

[@djdimaliuatofficial]

Yes ok lang at this time kasi everything can be done digitally na

[@djdimaliuatofficial]

Sanay na rin ang tao to talk thru video call then Philam Life's claims for example can be done online

[@pinkpeony9314]

@@djdimaliuatofficial Okay po. Thank you for replying.

[@djdimaliuatofficial]

You're welcome

[@zaireneroxas7183]

Hello po. Ask ko lang po what to do kapag namatay na yung financial advisor? Kailangan ko po ba ng bagong advisor po?

[@djdimaliuatofficial]

Ndi required pero pwede ka mag request

[@zaireneroxas7183]

@@djdimaliuatofficial thank you po.

[@celedoniaespiritu407]

Sir...may insurnce po ba ang wisdom tooth pag pinabunot po

[@djdimaliuatofficial]

Wala po

[@jennifersarol4553]

pano po Pag d nbyran ung insurance for 2mos. Then byran ko na active na po yun.? Pano din po Kung nagamit yung plan then after a month Hindi na natuloy need po ba bayaran yung nagastos ni insurance sa insured?

[@djdimaliuatofficial]

Yes basta bayaran mo uli active n uli

[@harjaydavid643]

@@djdimaliuatofficial good day po sir, meron po ako insurance sa money 8 plus of BDO, 50K po annualy i started january 2020 then january 2021 another 50K po, problem ko po dis january 2022 eh wala na po makuha sa ATM account ko, pano po un sir hindi pa po ako nakakabalik abroad, 1K nalang po laman ATM ko😷🥺😭😔😭

[@djdimaliuatofficial]

Ndi po talaga maibabalik ng buo. May small part lang po

[@harjaydavid643]

@@djdimaliuatofficial example po 100k na po lahat naihulog ko ,,,50% po ba mababawasan or higher pa po

[@lizaismyname2842]

Good day po. Nag bibinge watch po ako ng videos mo regarding life insurance. Ask ko lang po na masyado bang malaki ang 5k/month na premium for a 30yrs old non-smoker? Magkano po ba dapat Sana po sir mabigyan mo ako ng payo regarding this 😟

[@djdimaliuatofficial]

Depende po sa product. Ndi naman sya masyado malaki

[@lizaismyname2842]

@@djdimaliuatofficial by the way po insurance+investment po ang kinuha ko with riders,plan ko po kasi gawing 3k nalang monthly dahil ayoko mamroblema in the next yrs sa paghuhulog, baka hindi ko matuloy2x ang paghuhulog

[@djdimaliuatofficial]

If that's the case need mo bumili ng iba. Maglalapse un una mong nabili st masasayang un naibayad mo na

[@aliyafayecarcallas5605]

May bayad po ba ang financial advisor? Or kami ba na mga client ang magbabayad ng fee or covered na sila ng company?? Slamat po..

[@djdimaliuatofficial]

Company po ang nagbabayad samin

[@elmerlleliduvinat.espiritu3825]

Good day po papano po Ang grepalife assurance ng asawa ko Kasi po namatay Napo noong June 8 2011 at dikopa o nakuha sa amwsla po siyak BFP po siya

[@djdimaliuatofficial]

Try nyo po pumunta sa Grepalife and present the policy pati death certificate

[@gildatabor1487]

I'm trying to scout the Insurance plan that is suited for my budget and goal. When I watch your educational video about AIA . I'm getting interested but I have some questions that I need to clarifies. Actually, I find AIA Ads via FB. When I provide my detail , I received the quotes or proposal .I appreciate that but when I ask his name there is no response .I need someone or a financial advisor that is passionate and well oriented about the product that could assist me and satisfies my curiosity. Can you help me with to be my FA?

[@djdimaliuatofficial]

message me at my FB PAGE facebook.com/djdimaliuatofficial

[@sharonmoreno6805]

ask ko lng po kung anu ibig sbhin nun Fund value?kc ung nkuha ko po insurance after 10 years pde na daw po i withdraw basta magtitira lng daw ng fund value ay insured pa din po

[@djdimaliuatofficial]

Pwede yun pero kakainin ng cost of insurance yun fund value mo (money in your account) til maubos then ndi kana insured

[@sharonmoreno6805]

Account Value pla po, same lng po b un ng Fund Value?

[@djdimaliuatofficial]

Yes

[@sharonmoreno6805]

ah ok po, halimbawa po malapit na maubos ung fund value ng insurance ko, pde po ako mag deposit?pra ma support ung mga charges at manatiling insured p din po ako

[@djdimaliuatofficial]

Yes

[@gnethpablo565]

Planning to get a retirement plan. I actually bought a life insurance from philam. Year 2016. Payable in 5 years. It was paid already. Do you issue certificate of full payment po ba?

[@djdimaliuatofficial]

You may request sa company, pls email [e-mail]

[@rizamaeclaro5185]

ask ko lng po what If po ng lapse po ng isang buwan n payment sa insurance mo anu po mangyayari sa insurance mo? i ask my FA about this pero wala xia reply via email po ako ng ask ksi sa panahon ngaun mahirap lumabas😢

[@djdimaliuatofficial]

If lumagpas ng 30days grace period usually maglalapse po so need mo pa ipareinstate to make it active again

[@aldousbaquilod5210]

I recently got Build Life Plus as a Educational Fund for my future Child. 24 Years old po ako. San po maganda i-allocate yung fund ko, Stocks po ba or sa Balance fund lang?

[@djdimaliuatofficial]

Depende po sa risk apetite nyo. If aggressive ok sa stocks

[@sisy1066]

💜

[@gildatabor1487]

Would you be my FA?

[@djdimaliuatofficial]

Sure message me at my FB PAGE facebook.com/djdimaliuatofficial