7 Ways I Save Money On A Budget | Financial Freedom

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Nicholas Garofola

Nicholas Garofola

Күн бұрын

Пікірлер: 114
@WondererMinimalist
@WondererMinimalist 6 ай бұрын
I know I'm late to comment, but this is my third time watching the video. It is just so therapeutic for my soul. I love your idea of creating a little friction to make spending a little more complicated. Implementing this idea, I now only carry cash for gas and lunch and leave my cards to avoid overspending.
@NicholasGarofola
@NicholasGarofola 6 ай бұрын
Thank you so much!! Love to hear that.
@ashbear2107
@ashbear2107 Жыл бұрын
delayed gratification & wait for 30 days works for me! thanks for the tips!
@autobotdiva9268
@autobotdiva9268 Жыл бұрын
we had a "free" harvest neighborhood event for kids and families this weekend. i got there early, spent 2 hours and was back home.
@Aenion11
@Aenion11 Жыл бұрын
Only started following today, your backpack story triggered me. Recently I was tempted to replace my Hedgren backpack that saw me through the last years of secondary school, 5 years of higher education, has been carrying way too many RPG books since and served as my carry-on luggage. I turned 42 and decided to hold on to old faithful for a while longer
@auistin2001
@auistin2001 Жыл бұрын
Some membership subscriptions are a great deal for specific people
@NicholasGarofola
@NicholasGarofola Жыл бұрын
Agreed!
@giannabarbee
@giannabarbee Жыл бұрын
always enjoy you sharing your experiences as wisdom like this!
@NicholasGarofola
@NicholasGarofola Жыл бұрын
Thanks Gianna!
@LuanAndrade1
@LuanAndrade1 Жыл бұрын
I live in Brazil and I found your channel not long ago, but I wanted to say that I really like the way you approach minimalism, I will be following your content. Hugs from Brazil!
@NicholasGarofola
@NicholasGarofola Жыл бұрын
Thank you so much!!
@ramonariasdisla
@ramonariasdisla Жыл бұрын
Thanks, Nicholas.
@NicholasGarofola
@NicholasGarofola Жыл бұрын
🙌🏻
@Joethbu
@Joethbu Жыл бұрын
Amazing video as always - I especially enjoyed the intentionality behing the scenes about appreciating your possesions!
@NicholasGarofola
@NicholasGarofola Жыл бұрын
Glad you enjoyed it!
@paullydca
@paullydca Жыл бұрын
I really needed to hear this one. Thank you. I have been doing the leave things in my cart for a while, or on a wish list with amazon. It's shocking how much less I buy. I take time to consider why I want it and do I really need it. Then buy. Good reminder on wabi sabi. As well just using what you have. Do I need the new macbook air 15" well.... no... my m1 air 13" does what I need. So hard to not grab shiny new.
@NicholasGarofola
@NicholasGarofola Жыл бұрын
Exactly! I struggle with the thought of upgrading every other week or so, but I'm good for now.
@Mindless.creation
@Mindless.creation Жыл бұрын
The 30 day wait policy has been the best thing I’ve incorporated into my life. No more mindless spending because I want the item right now….it has saved me tons of money.
@monocle8868
@monocle8868 Жыл бұрын
Try 6-month waiting period. It’s even better because Summer would have turn into Winter and you would realize how unnecessary that “want” was…….
@pauljakeman
@pauljakeman Жыл бұрын
Problem is I don’t have any salami. Will honey roast ham do? Agree totally with the wish list / basket hack. I’ve been doing that for a while, depending on what it is I usually leave it a few days to a few months. Another thing I do is keep logged out of Amazon and have to put the password in each time I want to buy something. Extra barriers. That back pack is a beast, after seeing how well yours stands up to life I might get one myself. That park with the lake is amazing, is that near where you live? Agree with you with the computer thing, I still run a years old Mac mini. I’m in the mindset that I’ll replace it when it breaks. Until then I’m not even looking for one. Great video again mate!
@NicholasGarofola
@NicholasGarofola Жыл бұрын
Thanks Paul! Yeah that’s my local park, and Mac mini is solid 🙌🏻
@pauljakeman
@pauljakeman Жыл бұрын
@@NicholasGarofola no worries mate, and nice to have that on your doorstep. I was trying to remember when I got this Mac mini, it was late 2016 😮
@abdul-jabbaraaed446
@abdul-jabbaraaed446 Жыл бұрын
Thank you for making this video. I really needed this.
@NicholasGarofola
@NicholasGarofola Жыл бұрын
Glad it was helpful!
@christianoble12
@christianoble12 Жыл бұрын
J’adore vraiment vos vidéos sur le minimalisme
@KBorePC
@KBorePC Жыл бұрын
One of the biggest ways I save money while maximising out of the house entertainment is a cinema pass. Pay £15/month, watch any movie I want - with cost of movies nowadays if you see one movie a month you break even, see two a month and you’ve saved £15. In June alone there’s 4 movies i would be seeing in cinemas regardless of the pass so it’s saving me £45 this month not including other movies I may see
@NicholasGarofola
@NicholasGarofola Жыл бұрын
I actually think that’s a great idea, and makes sense if you’re already going to the movies for entertainment
@faristhehonest
@faristhehonest Жыл бұрын
Making more money is the best way to save money
@Dannyjeon1
@Dannyjeon1 Жыл бұрын
I’m an avid watcher of your videos and got excited because of friend of mine just got a MacBook Air I have a MacBook Pro that’s kind of eight years old but I got bought into the excitement and I don’t even use it and it’s past 14 days and I can’t return it. Well live in learn I will be more mindful next time. Thanks for your video. Always awesome your content I appreciate it and you.
@NicholasGarofola
@NicholasGarofola Жыл бұрын
Don't sweat it, and thanks for watching!
@thorburnjschwegler
@thorburnjschwegler Жыл бұрын
On my phone where I keep all my pictures I create albums of things that I want to buy I create loadouts for instance; I have a gym loadout pictures of a shirt, shorts, shoes, socks and gear all that stuff I do the same with my everyday carry stuff that keeps me straight and accountable
@JaffarSadiq-ku7qw
@JaffarSadiq-ku7qw 11 ай бұрын
Hi Brother You had totally changed my view of minimalism. Great work and you look very handsome Thank you lots of love from India
@tiashadae1143
@tiashadae1143 Жыл бұрын
Thank you ❤
@NicholasGarofola
@NicholasGarofola Жыл бұрын
Thanks Tia!
@valdiarief
@valdiarief Жыл бұрын
Thank you again Nic!
@NicholasGarofola
@NicholasGarofola Жыл бұрын
Thank YOU
@xixvii
@xixvii Жыл бұрын
hair lookin’ good, nicholas!
@pedromartinperez6011
@pedromartinperez6011 Жыл бұрын
2:41 My friend, this is not a burrito. Love the video and the advice, thanks.
@mayanjaderrick3191
@mayanjaderrick3191 Жыл бұрын
Thanx
@LearnToEarnAbundance
@LearnToEarnAbundance Жыл бұрын
True sometimes the experience of anticipation of things has a greater dopamine producing effect, than the actual thing or event. To apply myself industriously to whatever business I take in hand, and not divert my mind from my business by any foolish project of growing suddenly rich; for industry and patience are the surest means of plenty by Benjamin Franklin
@technomogul
@technomogul Жыл бұрын
Can you do a tour of your home?
@NicholasGarofola
@NicholasGarofola Жыл бұрын
Maybe one day 🤙🏻
@TotoLaluces
@TotoLaluces Жыл бұрын
any advice for a single parent with 2 kids? One is in junior high school, the other is in middle school
@YaNJASlc
@YaNJASlc Жыл бұрын
Great video man.
@Metallica9391
@Metallica9391 Жыл бұрын
I appreciate the message and I have trouble with impulse buying. However, wouldn't frugal living mean not buying that Mac or Ember coffee mug and instead using a workhorse HP and a regular ceramic coffee cup? Wouldn't buying cheap from the beginning obviate the need to save money? I am new to this type of video, and I am genuinely asking.
@Konushku
@Konushku 11 ай бұрын
If you buy something cheaper but don’t enjoy using it or always find it dissatisfactory, you end up wasting your own money and time. It’s better to buy a good one that you’ll be satisfied with for a long time and avoid the temptation of buying a new one every time a new version comes out.
@m.ehtizan
@m.ehtizan Жыл бұрын
Hey Nicholas, I just watched your video and I must say that it was really informative and well-made. I loved your videos. I was wondering if I could help you edit your videos and also make highly engaging shorts for you?
@GarrettAnderson-d8d
@GarrettAnderson-d8d 10 ай бұрын
Just discovered your videos. Do you have a link to your coffee grinder?
@Tony_Seed
@Tony_Seed Жыл бұрын
I enjoyed the Einzelgänger reference
@JamesBrown-nu2kt
@JamesBrown-nu2kt Жыл бұрын
Great content, always a pleasurable & satisfying experience watching your content. A+++++
@NicholasGarofola
@NicholasGarofola Жыл бұрын
🙌🏻
@harleymandk
@harleymandk Жыл бұрын
One of the biggest ways I save money is shopping in salvation army and buy a used computer (laptops). Most of my friends will say : but your OS don't run anymore.... Reinstall it with *BSD/Linux and it will get a new life for a long time. Some Laptops there is a sticker with the code for reinstall the OS or upgrade (If running Windows)
@stephaniesalinas6785
@stephaniesalinas6785 Жыл бұрын
Hi, what bank is good for saving money and getting good interest rates for having it their.
@NicholasGarofola
@NicholasGarofola Жыл бұрын
I feel like most savings accounts have very interest rates.. I’m working on a video about this actually so stay tuned 😁
@edielhda
@edielhda Жыл бұрын
I know that view from that park 😮.
@mikew8573
@mikew8573 Жыл бұрын
You bring up many good points Nicholas of which I've adhered to over the years. It's put me where I am today, living frugal yet comfortable lifestyle. I do have that will power as I drive by McDonalds after the gym and think of nice their coffee be this morning but then I think, mine is ready at home, just hit the start button (end of story). The word 'impulse' is the key word here, don't let it control you. Leave items in your cart for awhile. If it's meant to be it will happen and with a bargain.
@Naomikho
@Naomikho Жыл бұрын
What would you do if you have some budget for food(although that budget could have gone to somewhere better) and want to have some nice food for a while? Would you treat yourself or do you think it's better to just screw it and save it?
@NicholasGarofola
@NicholasGarofola Жыл бұрын
I think it’s important to treat yourself every once in a while 🙌🏻
@VishnuAttiappan
@VishnuAttiappan Жыл бұрын
7:42 made me laugh! Thank you for reminding to be mindful.
@LarsDahlin
@LarsDahlin Жыл бұрын
I use to name my years with a theme. 2023 is the year of Temperance for me. It seems that we are on the same path. :-)
@RishabhMutha
@RishabhMutha Жыл бұрын
Very common and a topic of pride in Indian and mostly South Asian countries to boast about how long one made their items to last. A 20 year old fridge was a pride thing until 2 years ago and me and my family dealt with the issues of using an old fridge because of that pride... Or how the amount of years you use your phone is a thing of pride... How much discount you can get is also a thing of pride. My 5 year old Lenovo, has a (admittedly bad) 2gb graphics card and an i5, which I got for around 400 dollars then.
@susanfreeman8776
@susanfreeman8776 Жыл бұрын
Thank you! I was just about to push the "buy" button on a rather expensive item and after watching your video decided to go with thee "30 day wait" policy. I think that is a great way to handle the "I wants".
@NicholasGarofola
@NicholasGarofola Жыл бұрын
Glad to hear that 😄
@alexandervalentino8158
@alexandervalentino8158 4 ай бұрын
I found your channel today & viewed some of your old videos. Great stuff actually. However I don't know why but I get this gloomy, dull, & lonely vibes from your videos.
@angelostevengeronimourruti340
@angelostevengeronimourruti340 Жыл бұрын
La gratitud te devuelve al presente. Es cierto, funciona como un gran recordatorio para evitar gastar impulsivamente.
@nattyophelia7879
@nattyophelia7879 Жыл бұрын
That salami on the face, snuck in there all serious, had me rewind the video to see if i heard that correctly LMAO i love it
@NicholasGarofola
@NicholasGarofola Жыл бұрын
🙃
@gabewally
@gabewally Жыл бұрын
I would love more money lol but seriously great video and I definitely try not to spend without planning. I think about whether or not I’ll actually need it and how my life will change because of whatever I buy.
@JakeSpradlin2
@JakeSpradlin2 Жыл бұрын
Great video! It really all comes down to your money mindset and putting saving first! Through minimalism I have learned that things aren’t needed to be happy, it is so much more
@NicholasGarofola
@NicholasGarofola Жыл бұрын
Exactly mate!
@toribiomendozajr5953
@toribiomendozajr5953 Жыл бұрын
@@NicholasGarofola I just subscribed to your channel. Love the advices that you give on what to spend what not to spend has given me a clear perspective. Thank you and God bless you brother. 👊🏻😎
@neoxuehan84
@neoxuehan84 Жыл бұрын
Maybe I’m ignorant, but it is refreshing to see non-asians using chopsticks.
@harvins
@harvins Жыл бұрын
Love your content. Do you use phone case?
@NicholasGarofola
@NicholasGarofola Жыл бұрын
I do not currently
@alfonsoxconti
@alfonsoxconti Жыл бұрын
what model is that macbook?
@NicholasGarofola
@NicholasGarofola Жыл бұрын
13” MacBook Pro M1
@alfonsoxconti
@alfonsoxconti Жыл бұрын
@@NicholasGarofola what size storage you got?
@MoneyOpulence
@MoneyOpulence Жыл бұрын
This has been very insightful. I wish more KZbinrs take the time to create quality content like this. Thanks for sharing this.
@NicholasGarofola
@NicholasGarofola Жыл бұрын
I appreciate that!
@Brian_Vallejo
@Brian_Vallejo Жыл бұрын
Those little tears & stains on items are part of that journey of ownership, like you said. I think I need to remind myself of that more often. Thanks for the great insight as always. 🖤
@NicholasGarofola
@NicholasGarofola Жыл бұрын
Thanks!
@amymaude5798
@amymaude5798 Жыл бұрын
Okay! The prom thing hit a little too close to home, lol! Also, I've now found out who Mr Beast is and all I can say is Wait, what?!?! 🤣
@NicholasGarofola
@NicholasGarofola Жыл бұрын
Prom was rough 😂
@nikkostaana
@nikkostaana Жыл бұрын
Watching this when I just paid for a new phone. 😂
@heavenlydenied
@heavenlydenied Жыл бұрын
Love the video! I recently moved cities for work and have been struggling to save money. This video is very helpful and greatly appreciated.
@archivesbymil
@archivesbymil Жыл бұрын
Content with Value! Well done Nicholas!
@NicholasGarofola
@NicholasGarofola Жыл бұрын
Thanks!
@lauragomezllanos2916
@lauragomezllanos2916 Жыл бұрын
Live below your means and gratitude are my favorites ❤ I have one goal to always save half.
@NicholasGarofola
@NicholasGarofola Жыл бұрын
Well said Laura!
@DaPokeBoss
@DaPokeBoss Жыл бұрын
So minimalist he decluttered his friends and a lover
@SkylarReactions
@SkylarReactions Жыл бұрын
Mr beast is a minimalist that lives in something like a 600 sq ft square.
@sahilahlawat152
@sahilahlawat152 Жыл бұрын
Sir Do QNA at 100k
@irmatezx3
@irmatezx3 Жыл бұрын
Is there is minimalist reason for not having a phone case on your phone lol ?
@NicholasGarofola
@NicholasGarofola Жыл бұрын
😅
@ahmedsaeedbj
@ahmedsaeedbj Жыл бұрын
Your videos work like reminders for me to stick to minimalist and frugal living, I would have been dead broke by now otherwise lol
@NicholasGarofola
@NicholasGarofola Жыл бұрын
😅 thanks Ahmed!
@juliejames3338
@juliejames3338 Жыл бұрын
thanks nicholas:my problem is that i love spending money, but i am very mindful of what i buy: i now buy second hand clothes, eat up leftovers and appreciate the things i have: i am getting there.
@timyoungnc
@timyoungnc Жыл бұрын
This is awesome!
@NicholasGarofola
@NicholasGarofola Жыл бұрын
Thanks Tim!
@pinky.k.
@pinky.k. Жыл бұрын
Hii Nicholas... Your videos are so motivating for me in order to save money and living minimalist life... Your videos are so amazing 🤩🤩 Love from India ❤❤🎉
@NicholasGarofola
@NicholasGarofola Жыл бұрын
Thank you!!
@lilylo7786
@lilylo7786 3 ай бұрын
U are handsome 😍
@enfox
@enfox Жыл бұрын
#8 no kids
@harleymax01
@harleymax01 Жыл бұрын
Get a different backpack North Face just like Bud Light, Target, Kohls and others who have gone WOKE and finally people are sick of this crap. GO WOKE, GET BROKE.
@PBMarl
@PBMarl Жыл бұрын
He won't throw something that is still working, useful and looking fine away because of some ridiculous political sh*t 😂 how brainwashed and braindead are u please? Lmao.
@teresateresa8933
@teresateresa8933 Жыл бұрын
Perhaps he’s not on the side of boycotting companies who are accepting of all people.
@smargrave
@smargrave Жыл бұрын
Can you define woke? Those brands you listed do a lot of good for local communities around the US. Not only that but they also have solid and great products. I bought my North Face backpack back in 2017 and its still going strong and it almost looks as great as it did back in 2017.
@matirijo
@matirijo Жыл бұрын
Tagging @MrBeast for Reach
@NicholasGarofola
@NicholasGarofola Жыл бұрын
😂 thanks Matias, if there’s a team challenge I’m picking you
@matirijo
@matirijo Жыл бұрын
@@NicholasGarofola it would be an honor! unfortunately most of the challenges are only happening for US residents... already tried 😥
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