VERY well done ! I say this with 40+ years in mortgage finance & banking working with credit bureaus. Different models and parameters are used by different industries but this name below info is pretty much universal. If you're trying to max your credit scores, there is a happy medium between too many credit cards and none. Too many cards with zero balnce may actually hurt you in some cases. Even if you do not use them, you have a potential. To always pay cash & still have cards doesn't help your scores as well
@roseannebradley97153 жыл бұрын
BAD KhenCorp⨀COM
@alphacentorri18vlogs413 жыл бұрын
Went from a $200 secured to almost 10k unsecured. Thank you boss man
@Ze_Moose3 жыл бұрын
How? What steps did you take
@aronwilliams11592 жыл бұрын
@@Fernandezfamily22 watch the video
@hailnohero3 жыл бұрын
Get That Jewelry is awesome. Edit: I didn't know that was their line of credit, $15k if you get approved! So this is gonna help that credit utilization and shoot my score up! Thanks for this video man, a whole lot. Stuff I wouldn't have known without ya!
@oyunucag43383 жыл бұрын
At 34 years old I finally feel ready to settle down long enough to buy a house. Unfortunately due to previous horrible stupid life decisions, I'm forced to start with a zero balance in my savings account. On the bright side, the huge amount of debt - consequence of those bad decisions will be payed off next month! 🥳 It's never too late to start saving like there's no tomorrow, and I'm really REALLY excited and motivated. Oh and Graham, fyi my emergency fund is also a done deal! by This name below team lol, i didn't made it myself
@roseannebradley97153 жыл бұрын
BAD KhenCorp⨀COM
@rhdigitalaffiliates76674 жыл бұрын
I love how you break down each card/store in detail so we know exactly what to expect before going and applying with each place. Many other KZbinrs give info but not nearly as in-depth as you go into each card, thank you... going to go check some of these out, fingers crossed.... will try to come back and let you know my results....
@ericacane9933 жыл бұрын
Time for an update!!
@gogurletc81702 жыл бұрын
How'd it go?
@mehmetozkrt80933 жыл бұрын
I have 2 chapter 13’s that are dismissed. The reason I have 2 is bcz I did n+ot use an attorney. I was trying to stop an eviction, but when I went to try to add another month’s rent to the bankruptcy, but the guy filed another one. About a month later, I ended up losing my job. They are scheduled to fall off in January and March 2021. Since I’m looking to purchase a home soon but still there. I am currently enrolled in This name below and I must say, I am loving it thus far. I’m doubling it up with your podcast videos and learning A LOT! Thank you. I’m ready to join the millionaire club!!!
@roseannebradley97153 жыл бұрын
BAD KhenCorp⨀COM
@bryanrevell30254 жыл бұрын
I am rebuilding my credit after near fatal accident and this is just the info I needed to help me without killing my credit with inquiries that get me turn downs! Thank you
@joycebenders93784 жыл бұрын
I got a credit repair recommendation for you all. Credit Patch-Up LLC are the myth behind credit repair, they removed several negative items from my report in just 15 days, raised my score in a discreet manner and also added aged tradelines. In 10 years I struggled to bring it to 803. Without Credit Patch-Up Group, this would not of happened. Now I have my business loan approved. Credit Patch-Up LLC search on google for similar assistance and remember to thank me after your successful credit repair.
@smithlarry34 жыл бұрын
I just watched it twice. I love the 10 credit card breakdowns. You Sir received my Sub...👍
@mariusjohnson60834 жыл бұрын
I make over 10 000 USD each month thanks to FRO ZEN PA.C OM
@kellymcginnis63973 жыл бұрын
@@mariusjohnson6083 right
@Golden.Rookie3 жыл бұрын
Just an update, most of these companies are being removed from the credit bureaus . They are cracking down on these accounts and also AU’s. I thought I’d update your audience before they go and get any of these accounts and waste money.
@Power_Verse_3 жыл бұрын
Thanks for the plug! I been doing something similar with finger hut! Just the credit line is way smaller
@Power_Verse_3 жыл бұрын
Btw I dont buy anything. Just have it and it helps my score
@phillipjudd55113 жыл бұрын
Leaseville does not report on to the credit bureau guys don’t join them.The representative said they only report if you go into default. This information here is not accurate.
@PatriciaRodriguez-dm7oc3 жыл бұрын
Thank you Naam! I greatly appreciate your research. God Bless You!!!
@Jerryb9144 жыл бұрын
All these cards seem like a better way to create debt. If you're not in financial trouble, you don't need these rip off cards. If you are in financial trouble these cards will make it worse. Try putting money in savings every week, if you miss a payment to yourself you will know that additional credit cards will make your situation. Stop the spending.
@mikegoddard73543 жыл бұрын
I'm confused, this seems to be for people who just started credit, cause isn't a credit history reducer. If you had one cc for 4 years and you open a card, doesn't it basically make it seem like you've had credit history for 2 years? that's what one of the other credit dudes was saying
3 жыл бұрын
Monthly income of at least $1400 lol damn. If that was me, I’d be looking to acquire some new skills and make at least that $1400 a week before getting credit lines.
@MrArtVein3 жыл бұрын
Honestly depends on your situation and what money the govt is tracking
@javennabellingerlearnsomething4 жыл бұрын
A very informative video loaded with good credit resources. This is the best video by far that offers numerous resources! I have watched a lot of them! A new sub! Thanks for sharing!👊
@Realtalktv8933 жыл бұрын
Most of these don’t work anymore. Great video tho
@nms64314 жыл бұрын
closing any account is not good, unless the company closes it
@ThomasLe2 жыл бұрын
LeaseVille doesn't seem to report to the bureaus at all so it wont do anything for boosting credit score.
@holliewhite51272 жыл бұрын
You need help with credit or loan or any other financial issues? Communicate with Brandon on *Future imperative corps* to get assistance in fixing all these ASAP.
@holliewhite51272 жыл бұрын
I can’t drop their website link on here, KZbin don’t allow links. Just search their name and connect to their official page. Don’t search on KZbin, search on google to take you to their platform.
@holliewhite51272 жыл бұрын
I had a bad credit score and I was literally denied for every applications I applied for but fortunately my colleague recommended me to Brandon who helped him fix his credit score too, I’m glad Brandon on *Future Imperative Corps* came through for me and raised my credit score above 800🙏
@holliewhite51272 жыл бұрын
I must say Brandon and his team have displayed being #1 in my opinion after using their service to fix my credit. I appreciate the time and efforts *Future Imperative Corps* provided while getting my credit fixed and it’s now back on track. Very professional and highly trained individuals who are skilled in credit restoring and rebuilding. I strongly recommend them to you if you need help.
@iancordova3 жыл бұрын
If you opened an account, would there be impact on your score due to opening a new account? Doesn't duration of existing accounts play a role in credit score?
@menelik23dedon2 жыл бұрын
New Coast Direct is currently not accepting new credit applications.
@sloth19923 жыл бұрын
If you go to lease ville's website they say they dont report to the credit bureaus so its pointless to use them.
@anapierre17192 жыл бұрын
this was so informative greatly appreciated
@vonta.j82273 жыл бұрын
I just subscribed. I have been going through a rough time trying to repair my credit, so I will definitely be looking into some of these accounts. Thanks so much for the info!
@NaamWynn3 жыл бұрын
You got this!
@LafemmebearMusic3 жыл бұрын
My jewelers never showed up on my credit but it did on my partners. Smh 🤦🏾♀️ I pay everything on time, I’m never late I pat balances down mid month and pay them off and still can’t crack 700 been doing this for 2 years and the score stays 665 across the board ... just feels like you can never overcome past mistakes they don’t want you to win. I bough a house with my partner I hope that makes it go up. 🤷🏾♀️ utilization is 18percent btw no collections either can’t get credit cards but I bought a house and my income is verrryyyyy high I’m really confused
@juanpuente2052 жыл бұрын
Well brother you credit utilization is average if you want me to be honest with you. Keep your credit utilization between 7 - 9% and see what happens
@businessfinancialhub14513 жыл бұрын
new coast is also not accepting new credit applications
@DomReloaded4 жыл бұрын
Very good video bro! Subscribed!
@lataveyavault29083 жыл бұрын
Get that jewelry link does not work? Is there another?
@charlottewest72803 жыл бұрын
My problem is not bad credit, but not high enough income to qualify!
@cedricscott75063 жыл бұрын
Lie
@teambentley42233 жыл бұрын
Maybe you should get a better job
@charlottewest72803 жыл бұрын
@@teambentley4223 I am on disability!
@SoulPapiii2 жыл бұрын
I wish Canada was like America like the credit game is so different over there but I don't know
@eliroberts60233 жыл бұрын
Naam.... i dont usually leave comments. BUT YOU ON IT BRO ! you are on point ! the next time you see your family, tell them that you are changing the WORLD ! your youtube family says so ! Thanks Bro. Brother Eli
@NaamWynn3 жыл бұрын
Much appreciated Eli!
@FerdinandNdediGlobalUnit1S4 жыл бұрын
Great stuffs....thank you Sir !
@johnnyrichardson1903 жыл бұрын
Only 3 companies on this entire list are still reporting on my file.... MJC, CS, and SL
@wdev93273 жыл бұрын
Do you recommend Credit Strong? I dont have any installment loans on my profile so I thought this would be a great start
@doodsyoutube91203 жыл бұрын
All these different videos about credit I'm JUST tryna buy a outfit and a 100 $ out the atm with a 656 credit score 😭
@henrywallace37863 жыл бұрын
it appeared on my credit and then two days later it was removed off all my credit report
@Outrageousconduct3 жыл бұрын
How do u feel now about giving this advice
@arlanabrumfield88133 жыл бұрын
@Naam Wynn I have had a My Jeweler's account for four months or more. They have not reported to my credit report. What do you think is wrong? I have received the jewelry and made a payment
@naamwynn68873 жыл бұрын
:Thanks for watching! For more clarification, guidance & tips send a message to my maiI at’:
@naamwynn68873 жыл бұрын
Wynnnaam gmaiI
@lisakay49573 жыл бұрын
@@naamwynn6887 sent ✅
@blackmagick0073 жыл бұрын
My Jewelry and New Coast is not reporting according to Reddit is this info accurate ?
@sherrybeckley58723 жыл бұрын
‘hm send me’ a maiI with your complaint below and I’ll run a quick check’
@calliefisher85582 жыл бұрын
I did credit strong. After 1 year of paying 20 dollars a month. I paid off my debt with them and instead of them giving me my money back. They gave me $1.98 back. Total scam….
@jaygeetv95994 жыл бұрын
Great information to jump start your credit will definitely share..
@CreditSolutionist4 жыл бұрын
Great vid! Always dropping gems 😎🙌🏾
@DJKingJames5043 жыл бұрын
Hello. You're very beautiful.
@GadgetMan13 жыл бұрын
New Coast Direct is not accepting new applications
@terrymckenzie51533 жыл бұрын
Hello have you tried doing the cash hack program I did the cash hack platform and I got paid $10,000 in just a few hours
@rashiiweaver42303 жыл бұрын
Thanks for the information Naam
@FREEDOMMAKINGWAVES4 жыл бұрын
Great videos!!! As a personal that understands what it takes to report these lines. I don't care how crappy the product is. As long as you report my tradelines. It's better than alot of so called quality things that don't give you nothing in return. And not even a asset.
@traunnabennett91164 жыл бұрын
Thank you soooo much for this, very much helpful 🙏🏾
@rdavenport84204 жыл бұрын
Thank you great information
@angelsfan15144 жыл бұрын
every single one of these costs you a ton of money for really not helping you. if you really want to build your credit get a secured like the discover it you'll have to put in a small deposit but it's a real credit card that you'll build credit with no monthly or annual fees. Then you'll get your deposit later but as your score goes up you can go from unsecured cards like chase freedom flex.
@ruubs96153 жыл бұрын
Can i use any of these strategies to get business credit for my construction company?
@allthingst19794 жыл бұрын
New coast direct only reports to transunion and Equifax. Just FYI.
@110311DONTWANTCHANNE Жыл бұрын
a google of the jeweler says they can't report to credit anymore
@Jade_dragon.v.43 жыл бұрын
Thumbs up on all this great information. I need to ask, how can you stop a collection agency from chasing you and threatening you for an account that is well over 8 yrs old?
@samiali93863 жыл бұрын
Typically collections fall off after 5 years. but everytime you answer the phone and confirm that its you who answers it that time resets. So when you answer when they say is this so and so. Say who speaking? they will ask again because you are on a recorded line. is this so and so? say WHOS SPEAKING ? or say no you have the wrong number and hang up. As long as they dont have your confirmation recorded that its actually you. after 2-5 years it will fall off and they will stop calling. or just change your phone number ;)
@ThomasLe2 жыл бұрын
My Jewelers Club and Get that Jewelery are both not working anymore.
@nett1200z3 жыл бұрын
I know that if creditors have bad information on your report you can dispute it. What letter can I send to have them removed and can I email the letter or do I have to use the postal system ?
@dustinkirby78744 жыл бұрын
Thank you for this content brother! Much appreciated 🙏 should I try to apply for these companies spread out over a few months or within a couple weeks?
@0hT3N3 жыл бұрын
Can you please update if this is still viable hack?
@willaries45694 жыл бұрын
This Is Awesome!
@MsBari10254 жыл бұрын
Thanks for the breakdown -- best one heard in a while! Keep sharing.
@mariusjohnson60834 жыл бұрын
I make over 10 000 USD each month thanks to FRO ZEN PA.C OM
@dustindutcher68984 жыл бұрын
Awesome information!
@msrthornton4 жыл бұрын
Do they all require a deposit or an payment right off top?
@MyaJones.4 жыл бұрын
This is awesome keep the videos coming Thanks 😊
@heresmypersonalopinion4 жыл бұрын
Great Job Bro
@MakeBanco4 жыл бұрын
My jewelers is legit, I still have it from over a year. $5K credit line on all 3 CBs. but that $99 annual fee tho.
@karansparshh4 жыл бұрын
can you use this credit card anywhere or just for the items on their store?
@MakeBanco4 жыл бұрын
@@karansparshh just on that store only.
@XenuxTM4 жыл бұрын
that is basically a chase sapphire preferred.
@KidsFund14 жыл бұрын
@@jalabi99 smart but is that 100 really hurting you for that other 5000 line to appear with a year of age that you worked hard for???
@jalabi994 жыл бұрын
@@KidsFund1 I can take it or leave it. MJC and NWC are good stepping stones to real revolving credit with Chase and Amex. If you don't need them any more no point in spending $200. But it's an open choice
@THEHEALNETWORK3 жыл бұрын
Do to videos like this these companies members have skyrocketing and now the bureaus flagged these companies now when they report
@AJBo-ew6ft3 жыл бұрын
I have a question. If I cancel my tradelines once I reach my desired credit score, will it affect my credit score? You mentioned that it won't for a few of the tradelines discussed, but not all.
@NaamWynn3 жыл бұрын
Possibly if you have high balances since it will affect utilization. But if your balance are low, it really doesn’t make much a difference.
@laurieb68183 жыл бұрын
do not close trade lines keep them open but at low balances if you close them it will tank your credit score ... scores are judged on length of tradeline open and balance i used to do mortgages and it was one of my clients biggest mistakes closing accounts thinking there reducing debt but when you close it you loose credit history which reduces your score ....
@Kenny787434 жыл бұрын
Great content and tips... Thanks
@henrywallace37863 жыл бұрын
i was Approved thanks Naam
@Chilling_Tales_Vault3 жыл бұрын
You sir earned a sub
@Dmkpit4012 жыл бұрын
blue nile jewelry i got 16k limit when i couldnt get 1000 visa
@EnemyNation3 жыл бұрын
10:25 I LOL'd so hard.
@johnfrancispederson3 жыл бұрын
I don't understand Credit Strong... how are you even borrowing credit if you pay it off before you get access to it? Makes no sense.
@terrymckenzie51533 жыл бұрын
Hello have you tried doing the cash hack program I did the cash hack platform and I got paid $10,000 in just a few hours
@Litentheattic2914 жыл бұрын
Self is great...2 reported accounts...one app
@a1headhuncho4 жыл бұрын
I’m currently rebuilding my credit my score is currently at 621. How many credit lines are enough? How many is too much? There’s a few I’m leaning toward but want to know how many would be a good amount to get me to the 800-850 range in the long run⁉️
@NaamWynn4 жыл бұрын
3 is minimum. Less is usually better.
@tiffanycampbell58133 жыл бұрын
I have someone who helped with mine, if you want I can refer him to you
@shuquetathomas96803 жыл бұрын
@@tiffanycampbell5813 I’m interested
@rubenpineda64033 жыл бұрын
@@tiffanycampbell5813 can I get that number ? Or website
@anjiebrown9154 жыл бұрын
New Coast Direct doesn't report to Experian
@sloth19923 жыл бұрын
Does lease ville report to all three credit bureaus?
@michaeljo2814 жыл бұрын
I had 489 in April. Now I'm at 630 and just sent dispute letters last week. I also has self. Inc, self CC, discover it cc, opensky cc, and chime bank cc. If I wanted to sign up for one of these offers, which would you suggest if I were to pick 1 or 2? Also fingerhut has helped I heard as well, is this true? Thanks in advance
@DonQuixote18893 жыл бұрын
Would it be a good idea to do a couple of them at a time? Also for my JewelrsClub, do you have to keep using the credit every month like a credot card so it keeps getting reported?
@terrymckenzie51533 жыл бұрын
Hello have you tried doing the cash hack program I did the cash hack platform and I got paid $10,000 in just a few hours
@carloscontreras36334 жыл бұрын
This is very helpful.
@GadgetMan13 жыл бұрын
What a crock I went for the electronic place that is supposed to give you $5000 they gave me $500
@storageunit2683 Жыл бұрын
Im just trying to get 10k thats all. I want to invest in better camera gear :/ im already filming alot. But my credit is terrible
@stevejeansimon60984 жыл бұрын
Can you use these cards anywhere else?
@lisacrawford70593 жыл бұрын
Curious if you know where can get a car how you can find place get a loan if you have bad credit
@rubensierra15424 жыл бұрын
New coast only does equifax and transunion
@SheilaMarieSmith13 жыл бұрын
Please slow down.
@lindseyshimer10482 жыл бұрын
Do u get the $ from the credit strong or u just pay it off as if you got a legit loan
@NaamWynn2 жыл бұрын
Once you paid it off. You get the money back minus interest and fees
@aneuditorres32963 жыл бұрын
What about getting flag for having consumer financed accounts?
@longcurtis36953 жыл бұрын
3 1 7 9 4 3 3 3 8 4 would assist you
@shanaroberts3903 жыл бұрын
@@longcurtis3695 I love how friendly and helpful their employees are. I've never had a bad interaction! They help you fix your credit score and are there when you need them.
@franksiegle18213 жыл бұрын
@@longcurtis3695 Their customer service is beyond what I would call exceptional! They are always quick with replies and they answer my questions and concerns 100% with no “beating around the bush”.
@williambenefiel49253 жыл бұрын
@@longcurtis3695 Absolutely amazing representatives that are understanding and helpful towards there clients
@jessicaberwick22204 жыл бұрын
I love this you're the best.
@juancamaney35624 жыл бұрын
I use to live in Berwick Louisiana 🤣 As a matter fact , This is a picture of me standing inside La Nina a Spanish replica warship , Dock between Berwick and Morgan city Louisiana
@shakaama3 жыл бұрын
i'm allergic to fees. you got anything with no credit, AND no fees?
@NaamWynn3 жыл бұрын
Try the Tomo card
@shakaama3 жыл бұрын
@@NaamWynn i tried them already. I need a real bank account. I have like $20,000 in paypal, and they don't accept that. I need a real bank account. Any suggestions? for a real bank and to put my direct deposit for the best effect, for me?
@terrymckenzie51533 жыл бұрын
Hello have you tried doing the cash hack program I did the cash hack platform and I got paid $10,000 in just a few hours
@collierant3 жыл бұрын
Your video is already out dated most of these companies don’t report anymore they got shut down
@selinahicks46623 жыл бұрын
Is this available for us here in Australia?
@edwardmcmaster15854 жыл бұрын
I don't suppose I could use my PUA money as proof of making a certain amount each month could I?
@NaamWynn4 жыл бұрын
Unfortunately not
@patsmoak13023 жыл бұрын
Do u think it’s good to do at least 3 of these credit lines to get a higher amount
@patsmoak13023 жыл бұрын
15000
@terrymckenzie51533 жыл бұрын
Hello have you tried doing the cash hack program I did the cash hack platform and I got paid $10,000 in just a few hours
@ThomasBomb453 жыл бұрын
Just to be clear, most of these (besides the secured *loans*) are only financing for purchases at these companies? So I have to buy things I don't want?
@Sleeperhit113 жыл бұрын
so which ones are the best/worthwhile?
@NaamWynn3 жыл бұрын
Myjewelersclub, New Coast Direct, or Self
@vanessasmith92183 жыл бұрын
Man, awesome video!! 👏🏻👏🏻👏🏻 took so many notes it ain’t funny lol
@NaamWynn3 жыл бұрын
Just do research prior to applying, unfortunately some accounts may not report to credit bureaus currently. But this may change later.
@sharozememon62243 жыл бұрын
@@NaamWynn which ones do not report anymore I know my jewelers club doesn’t anymore but was wondering what else would not report
@SonicBoomC983 жыл бұрын
I've been hearing people having issues with the first two reporting. I wish I could find one with more products I actually want
@terrymckenzie51533 жыл бұрын
Have you tried doing the cash hack program...I did cash hack and I got paid $10,000 in just a few hours
@Quantum36953 жыл бұрын
@@terrymckenzie5153 No you didn't.
@terrymckenzie51533 жыл бұрын
@@Quantum3695 yeah i did the cash hack program when i was so desperately in need of some funds because I just lost my dad and I had two daughters to care of and pay for funeral a friend online introduced this man named Kevin Lamar to me I hit him up and trust me this man put a smile on my face with no worries whatsoever he got me on the cash hack program and I got paid $10,000 with the little investment I put in just a couple of hours
@Quantum36953 жыл бұрын
@@terrymckenzie5153 It doesn't exist, and no one knows if you are telling the truth or you are lying.
@terrymckenzie51533 жыл бұрын
@@Quantum3695 trust me he is real legit and life saver I did it just reach out to the man I referred you to I can vouch for him anytime and anywhere he is the real plug
@RemingtonDJ3 жыл бұрын
You are a godsend thank you sir
@debrajones9064 жыл бұрын
My Jewelers Club pulls credit from Experian
@tashagotit77474 жыл бұрын
What does that mean
@DollaSignE4 жыл бұрын
@@tashagotit7747 it means they do a credit check/hard pull from Experian