8 Conversations Couples Don't Have, But Should

[@thefinancialdiet]

Apply for easy, affordable term life insurance with Bestow. It takes as little as five minutes, a medical exam is never required, and you'll receive a decision instantly after applying: bstow.me/3aX9yGs

[@izawarszawska]

I can't believe you watch/follow my favourite mortician! Already loved this advice video but then I heard Caitlin's name it was the cherry on top!

[@Marisolkeys]

1. Initial money convo , debt, plans, money handling, goals, credit etc. 2. Life insurance 3. Moving in, marriage, and kids 4. Wedding expense 5. General spend/not spend priorities 6. Merging finances 7. Home ownership vs. Renting 8. End-of-life planning

[@Candidcaker]

You're the real mvp😂

[@mcanna5115]

Thaaankyouuuu

[@karenroberts2561]

+1"8,5"8 "2" 1" 8 "0 8",0"1 ∆∆∆∆

[@rotitelurfinance4156]

But I want u to understand that Cry Pto ..... the best 💎💎🇺🇸

[@laur-unstagenameactuallyca1587]

tysm

[@itsGabrielaCristina]

I think I should have these conversations again. After 5 years together, I think they’re worth re-discussing because opinions and situations could be different

[@thefinancialdiet]

Great point!

[@karenroberts2561]

+1"8,5"8 "2" 1" 8 "0 8",0"1 🇺🇸💎💎

[@rotitelurfinance4156]

But I want u to understand that Cry Pto ..... the best 💎💎🇺🇸

[@sarahgreaton8907]

I love this!! Yes that is so important

[@YourBuddyDidi]

Omg yes!!! That’s such an excellent point.

[@iheartjunkfood]

"Life is not a prix fixe menu; Shit is a la carte" - Chelsea Fagan, 2021

[@karenroberts2561]

+1"8,5"8 "2" 1" 8 "0 8",0"1 ∆∆∆∆

[@rotitelurfinance4156]

But I want u to understand that Cry Pto ..... the best 💎

[@jesuschild07able]

I had all these talks on our year anniversary. I have been given so much crap from others because I just pulled my boyfriend aside and said where do you see us and what is your budget goals. He wanted to get married 4 years from there and I wanted to get married sooner because of my religious beliefs. We figured it out. We also talked about the wedding and he wanted to elope and I wanted to have a small wedding that costed less than 2k. I never got any prom, graduation, or parties so I wanted something for me. We put money aside together and this helped. We also decided on counseling before marriage for 2 years. I highly recommend this. Before you get married get counseling!

[@karenroberts2561]

+1"8,5"8 "2" 1" 8 "0 8",0"1 ∆∆∆∆

[@rotitelurfinance4156]

But I want u to understand that Cry Pto ..... the best 💎💎🇺🇸

[@SevenRiderAirForce]

My heart broke a little when I read "I never got any prom, graduation, or parties." I'd be sad about the last two, but definitely not the first!

[@reneebands4361]

Married for 18 years, we keep 98% of our finances separate and we pay for home expenses based on approximate percentages of income. Our debt we brought into the marriage was our own responsibility (as it has been paid off through the years now)and new debt is handled similarly too. This saves us many disagreements. We keep eachother in the loop of general account balances to avoid surprises but purchase things within our means so it is rarely discussed.

[@SpookyGhostHands]

I have already talked about all of these things with my partner, but I stayed for Mona.

[@karenroberts2561]

+1"8,5"8 "2" 1" 8 "0 8",0"1 🇺🇸💎💎

[@rotitelurfinance4156]

But I want u to understand that Cry Pto ..... the best 💎💎

[@dianamerchant1026]

My partner and I decided on a justice of the peace wedding with a fun dinner with my closest relatives. Wedding gifts were cash for our honeymoon. We’ve been together for 23 years and keep separate accounts for banking with he and I paying for bills separately. I think our biggest strength is our communication skills. Honesty and upfront ness before any purchases above 100 dollars. Works for us. Good luck all and be safe.

[@hippybecca]

Similar to what me and my partner do. Glad to know it can work for 23 years.

[@parkerskeeper9621]

Just wondering, do you guys have kids? I'm wondering how much more complicated it is if you have a kid. Any information you can give to a recently married gal lol

[@KHBogWitch]

I’ve been watching this channel for a minute and I had no idea that Chelsea’s and Marc’s finances are almost totally separate. More discussion please!! I’ve been married for almost 7 years and the only thing we share is a savings acct; and there seems to be so little discussion on this topic other than, “oh no, that’s a terrible idea.”

[@karenroberts2561]

+1"8,5"8 "2" 1" 8 "0 8",0"1 ∆∆∆∆

[@rotitelurfinance4156]

But I want u to understand that Cry Pto ..... the best 💎💎🇺🇸

[@rotitelurfinance4156]

But I want u to understand that Cry Pto ..... the best 💎

[@hippybecca]

It's is terrible to split finances or keep them together?

[@bellasmith8821]

@@hippybecca terrible to split in most peoples opinions. Especially when kids come in because that tends to mean that men keep their money for fun whilst the woman pay for everything to do with children whilst losing a significant portion of their income and not having money for a retirement fund too. But I personally think if you don't have kids it does save a lot of fights 🤷

[@investinstyle-financeinves1181]

Good communication is the foundation of any great relationship.

[@karenroberts2561]

+1"8,5"8 "2" 1" 8 "0 8",0"1 🇺🇸💎💎

[@rotitelurfinance4156]

But I want u to understand that Cry 8 Pto ..... the best 💎💎🇺🇸

[@alliepignatello1242]

As a certified employee benefits specialist, I would recommend checking if your employer offers basic life insurance. Often times employers will offer 1x salary worth of coverage for free while also offering discounted voluntary life insurance should you need more coverage. The Bestow rates are outrageously expensive compared to what you can get through an employer plan.

[@savannahsmiles1537]

Alright I'll guide you on how to trade your money on bitcoin in which you will get more huge amounts profit of your Return of investment

[@user-mi5xq8zj7u]

My boyfriend pulled the “I don’t wanna talk about it” card a lot. Then he moved to another city, saying very little, probably hoping eventually I’d get the hint. This would’ve been alright if it weren’t for the fact that I was so in love with him.

[@BewareTheLilyOfTheValley]

Life is going to slap that man hard in the face when all those things he's running from are dumped on his doorstep one day. Sorry he was such a jerk but also, you dodged a bullet.

[@northwestgirl930]

@@BewareTheLilyOfTheValley I completely agree. OP is much better off without such a self-serving partner.

[@dorothee2314]

Talking about money with your partner can tell you very quickly what his/her attitude towards your current relationship is. If he/she tries to evade the discussion or doesn‘t want to be honest about his/her financial situation - forget about him/her.

[@Snowshowslow]

I think that's moving a bit too fast. Money is a big taboo in a lot of households and cultures and you don't know what financial trauma someone might have gone through on a personal level either. I would not take any big steps in a relationship without discussing money, but don't immediately start running for the hills if someone isn't happy to discuss money on the first try either. Give them some time, explain to them why it's important to you and ask when they will be able to share. If someone keeps refusing long-term that is not hopeful for the relationship, of course. But give them a fair chance first.

[@scorpiorising_]

I am sorry, when that pup showed up..my attention shifted. 😍😍😍😍😍😍😍😍

[@karenroberts2561]

+1"8,5"8 "2" 1" 8 "0 8",0"1 🇺🇸💎💎

[@rotitelurfinance4156]

But I want u to understand that Cry Pto ..... the best 💎💎🇺🇸

[@yvetteybarra4103]

I love the pops of blue in your house! Thank you so much for your advice. Listening to it makes me feel like I have my life together. (Even if it’s only for a moment. 😅)

[@izawarszawska]

Even if it's only for a moment! I hear you, same for me 🤗

[@karenroberts2561]

+1"8,5"8 "2" 1" 8 "0 8",0"1 🇺🇸💎💎

[@macarmenadoree]

Can you do a video about how getting married affects your finances and things to do financially before you get married?

[@karenroberts2561]

+1"8,5"8 "2" 1" 8 "0 8",0",1

[@savannahsmiles1537]

Alright I'll guide you on how to trade your money on bitcoin in which you will get more huge amounts profit of your Return of investment

[@sophiarodriguez3706]

1. I wish I’d been given this kind of frank advice by literally anybody in my life before I got married at 23 and divorced 2.5 years later, partly due to money woes. 2. AMAZING that you brought up that creepy guy who insists on splitting everything 50/50 in Joy Luck Club...such a deep-cut reference. I. LOVE. IT! 3. Mona is a freaking angel!

[@karenroberts2561]

+1"8,5"8 "2" 1" 8 "0 8",0",1

[@savannahsmiles1537]

Alright I'll guide you on how to trade your money on bitcoin in which you will get more huge amounts profit of your Return of investment

[@theantmattia]

Whenever I bring this up, in any of my past relationships and current I'm somehow made out to be the bad person and it turns into an argument. Does this mean I'm just choosing the wrong people 🤔?

[@asadb1990]

yeah this would be one of those things to bring up during the first date. don't need to go into details but need confirmation its ok to discuss.

[@kionnakelly2918]

Yes!

[@AngieDoesStuff]

Definitely the wrong people. I have no idea how anyone could get mad over a partner asking them these kinds of questions. Run far, far away.

[@MsJosiejo32]

I love having these convos with my partner, planning our joint future is so much fun for us! Big convos were had within a month of being together - kids, marriage. I truly don't understand why people shy away from these conversations... I think you deserve better!!

[@scoopitywoop]

I guess it depends. If you ask them for their life insurance details on the first date and the wedding details on the second date it might be too much too soon

[@veronicaroedgundorf7481]

Its so true that the marriage and the wedding conversation isnt the same thing.. My parents knew early on that they wanted to get married, but they never talked about the wedding part. My mom wanted a big fancy wedding and my father who hates being the center of atention wanted a small informal ceremony. Because of this they didnt end up getting married until I was 16. Which was 20 years and 6 children after the engagement.. They ended up getting married one summer while we were all in Italy on holiday. The wedding took place in a small village in the mountains which my mom adored, and it was only the two of them and all their children which my dad loved.. Plus wedding and honeymone in one. I am happy that I unlike many others got to witness my parents special day

[@SAmaryllis]

Ask a Mortician is wonderful!! She approaches death-related topics in such a frank, respectful, and light-hearted manner; she made me feel a lot calmer about it, actually, by reducing the mystery and fear around it

[@karenroberts2561]

+1"8,5"8 "2" 1" 8 "0 8",0",1

[@karenroberts2561]

But I want u to understand that Cry Pto ..... the best 💎💎🇺🇸

[@karenroberts2561]

But I want u to understand that Cry Pto ..... the best 💎💎🇺🇸

[@christi-annebeatty5456]

Had this talk before moving in with my boyfriend, before we renewed every lease, and before buying our house together. Made all the difference.

[@karenroberts2561]

+1"8,5"8 "2" 1" 8 "0 8",0",1

[@savannahsmiles1537]

Alright I'll guide you on how to trade your money on bitcoin in which you will get more huge amounts profit of your Return of investment

[@MariaLCirillo]

1 initial money conversation 2 life insurance (ad) 3 moving in, marriage, kids 4 the wedding 5 spending priorities 6 merging finances 7 home ownership 8 end of life planning

[@karenroberts2561]

+1"8,5"8 "2" 1" 8 "0 8",0"1 ∆∆∆∆

[@karenroberts2561]

But I want u to understand that Cry Pto ..... the best 💎💎🇺🇸

[@the.annethology]

Mona is all of us trying to think how time flies in 2021 🥺 shes a big mood!

[@karenroberts2561]

+1"8,5"8 "2" 1" 8 "0 8",0"1 ∆∆∆∆

[@rotitelurfinance4156]

But I want u to understand that Cry Pto ..... the best 💎💎🇺🇸

[@zucchinigreen]

*Pauses video* Props for that Joy Luck Club reference. The idea of someone making 6x as me asking to split the bill in the household is ridiculous.

[@fellowform6668]

Oh my gosh Mona jumping up on the couch was such a blessed moment.

[@mayvel1537]

I am vehemently against sharing bank accounts with ANY partner. I feel like $ (eg diff spending habits) result in many fights. Also I wouldn't want to lose my independence and control (I'm a bit type A with $). We just Splitwise and e-transfer half the rent. Cheers all!

[@Sophmorical]

Mona is a star!

[@karenroberts2561]

+1"8,5"8 "2" 1" 8 "0 8",0"1 🇺🇸💎💎

[@rotitelurfinance4156]

But I want u to understand that Cry Pto ..... the best 💎

[@MrFindX]

Grief is the final act of love. Great line!

[@karenroberts2561]

+1"8,5"8 "2" 1" 8 "0 8",0",1

[@karenroberts2561]

But I want u to understand that Cry Pto ..... the best 💎💎🇺🇸

[@larag1764]

Love your videos. I insisted on legally prepared papers before moving in with my partner to list our individual assets and debts. As both of us owned property and had been thru messy separations, neither of us had a problem doing so. I'm amazed that I'm the only one of my peers who did... I declared I didn't want kids on our first date... Stay safe and best wishes from Australia

[@karenroberts2561]

+1"8,5"8 "2" 1" 8 "0 8",0"1 ∆∆∆∆

[@rotitelurfinance4156]

But I want u to understand that Cry Pto ..... the best 💎💎🇺🇸

[@amalinowski5369]

why am i even watching this i'm single lol edit: it's the good content

[@asadb1990]

unless you are planning to stay single, this information spots out red flags.

[@sarahgreaton8907]

I’m single as well but I find this can be more helpful to know before going into a relationship than a relationship that is already established. Yes it’s important in both cases but starting things like this early can help so much

[@asadb1990]

@@sarahgreaton8907 yeah some people (men or women) simply want the good life out of a relationship even if they are not gold diggers. some are looking for a stress free life and leave the funds management to the higher earner. and both men and women are guilty of this.

[@thefinancialdiet]

Ditto to the earlier comments! Going into a relationship prepared to have these conversations will definitely lead to a good foundation.

[@mikeg9b]

I'm single and planning to stay that way. I'm watching to see all the stupid shit that I'll never have to deal with.

[@terralia644]

So most of these convos I've already had with my partner as we gear up to the whole marriage thing, but not the last two. Should probably do that. Also Chelsea, I gotta say, I very much appreciate that your shirt matched the cushions. A+++ colour coordination.

[@karenroberts2561]

+1"8,5"8 "2" 1" 8 "0 8",0",1

[@karenroberts2561]

But I want u to understand that Cry Pto ..... the best 💎💎🇺🇸

[@RJacquard]

Thus wonderful! Thank you Chelsea! Please could you do a series on relationships and money, deep dives would be great! Also those are the cutest blue candles and very sleek candle holders in the background, bonus points fur matching your top too!

[@ellynfoster4440]

My boyfriend and I just had a conversation yesterday about our long term goals and we had a lot more in common than when we had the same conversation a few years ago.

[@karenroberts2561]

+1"8,5"8 "2" 1" 8 "0 8",0",1

[@savannahsmiles1537]

Alright I'll guide you on how to trade your money on bitcoin in which you will get more huge amounts profit of your Return of investment

[@LHS427]

When I go on a date one of the first things I ask is “what is your credit score and debt consolidation plan?”

[@beans9499]

😆

[@wongsamantha1880]

Oh my goodness, thank you for making me feel so much better about this but my husband and I have our "shared" money and our discretionary money and some people I've mentioned it to think it's weird. No, it makes a ton of sense.

[@helena-hp8vl]

Watching your videos always makes me feel like such an adult

[@BewareTheLilyOfTheValley]

The topic of kids is a relationship dealbreaker for me so I'm not even letting them go beyond one date if I hear "Yes, I want kids" or "I don't know if I want kids." I'm getting a tubal ligation to ensure I don't have any, lol. However, the house conversation is an interesting and difficult one. I don't like being permenantly stuck in one location, because the landscape can change a lot and maybe I won't be happy there years later. Now, instead of just packing and moving, we'd have to sell the house. Then there's the costs of making the house presentable to sell it, getting a real estate agent, saying screw it to all the hard work we've already put into the home...it would be exhausting. And any time something breaks, we're paying for it. Except for old age, I'm just not entirely in love with the idea of owning a home because it is a massive purchase. So, home owmership would be my biggest "I don't know, I'm not sure" question and I'm worried I'll end up being pulled along to what my partner wants if they don't feel the same way. Or, this too might be breakup territory. Or, who knows, maybe they can convince me and we can find a landscape that looks like it'll be a good environment for the next 40 years, lol. I just know I'm not crazy about doing the whole song and dance of home ownership multiple times because if I own the home, I want to go ahead and go all-in with making it look as I want, which means lots of money. In short, I think if finance wasn't an issue, sure, no prob, let's buy a house. But I know my income, while significantly better than it's ever been, isn't the kind of income you buy a house with and I'm going to go ahead and call it that my future partner's likely isn't, either. So, we'll see...

[@BewareTheLilyOfTheValley]

@@411blah411 Even with renting out property, that's too much work to me, lol! I think of my current apartment, for example. The kitchen sink had various issues with leaks (both underneath and around the faucet), the AC venting needs to be redone because the upstairs doesn't get any air (we were given window units now), the fridge died a few months ago and had to be replaced. Half the plugs in the kitchen also don't work. Oh! As well with the AC, the furnace or whatever under the stairs gets a mean leak of water and we have to keep a large plastic tub underneath the device so it doesn't leak all over the floor, then haul it twice a day to pour down the downstairs toilet. The water heater in the shed outside burst about a year into living here and that too had to be replaced. All of these things happened within a four year timespan and would've come out of my pocket had I owned the place. And then there are the things a tenant might break or damage if I were renting a home out. It could also be smooth sailing though, especially with a place that isn't older than the hills, like this apartment (I'm eagerly working on moving here in 2021, lol!). But I don't think I want to be a landlord. I might invest in other people's real estate companies, if possible, though.

[@karenroberts2561]

+1"8,5"8 "2" 1" 8 "0 8",0"1 ∆∆∆∆

[@rotitelurfinance4156]

+1"8,5"8 "2" 1" 8 "0 8",0"1 🇺🇸💎💎

[@kamarae.2444]

ME TOOOOOO

[@amyhuang6651]

this is so random but that couch and the decor in general is beautiful wow!!!!

[@OOool]

absolutely! it's crazy to me people don't talk about these things early and throughout their relationships!

[@rotitelurfinance4156]

+1"8,5"8 "2" 1" 8 "0 8",0"1 🇺🇸💎💎

[@rotitelurfinance4156]

But I want u to understand that Cry Pto ..... the best 💎💎

[@erineccentric5810]

I love my partner so much but I realized a long time ago that I just have a fantasy wedding I would love to have. I don't actually want to get married. I have no desire to have kids and don't see the need to be married. We've been together 11 years next week and just starting living together this past year. Were on the same page with everything and we split everything 50/50. No need to comingle finances when we are both financially independent. We also don't tell each other how to spend our money as long as our bills get paid.

[@barvdw]

There might be an argument to get some things on paper nonetheless, I may disagree with Dave Ramsey a lot, but when he says that house you bought together, if one of you dies, that house is yours and their mum. It does not have to be a marriage, even if that is the standard solution, but some contract might be a good idea.

[@karenroberts2561]

+1"8,5"8 "2" 1" 8 "0 8",0"1 ∆∆∆∆

[@rotitelurfinance4156]

But I want u to understand that Cry Pto ..... the best 💎💎🇺🇸

[@laurenconrad1799]

Great video. As a 27 year old woman who has dated a bunch but hasn't had a ton of serious relationship experience, I find okcupid's kids preferences to be strangely helpful. I definitely do not want kids. Nothing against children. Just not for me. And before they swipe on my profile, my guys can see that preference pretty clearly. And I can tell if a guy really wants kids, really doesn't, or is flexible. I'm just not gonna message a guy who seems like an otherwise great match but definitely wants kids. Like, why bother?

[@puddin12dt]

This is one of the best videos on this channel IMO. All great advice, thanks for this!

[@CH-jj8wk]

My bf is always quite transparent with his savings and we compare our earnings because we are in the same field and om the same payscale, mostly just to check one of us isn't being ripped off! He has a tonne more savings than me but I save very methodically and rapidly, so I'm catching up while he stays in the same range. I like that we know this about each other, because it means we just aren't shy about these conversations. We've already talked about marriage and kids and we know where we stand - we've not spoken about these things as if we are doing then yet, but we know where each person stands! I like that we've already spoken about all this in our first 10 months and it makes me feel really secure.

[@JohnClay77]

Oh how I wish I could have seen this video in 2010. Before the marriage and divorce! 🤦‍♂️

[@sophiarodriguez3706]

Mine was 2009, but yeah...you and me both!

[@karenroberts2561]

+1"8,5"8 "2" 1" 8 "0 8",0"1 🇺🇸💎💎

[@rotitelurfinance4156]

But I want u to understand that Cry Pto ..... the best 💎💎

[@swatikoulsk]

The white pillow, is not a pillow! The white pillow, is not a pillow! The white pillow, is not a pillow!

[@thefinancialdiet]

LOL! It's a Mona!

[@the.annethology]

@@thefinancialdiet omg this could possibly be the cutest sticker used in a comment. like in the history of comments 🥺😍

[@pipertarver1852]

😂😂😂😂😂 I saw it move. 🐶🐶🐶

[@karenroberts2561]

+1"8,5"8 "2" 1" 8 "0 8",0"1 🇺🇸💎💎

[@rotitelurfinance4156]

But I want u to understand that Cry Pto ..... the best 💎🇺🇸

[@angel1988uk]

Hey Chelsea I just want to say that I love your videos as they encourage me to get my shit together and plan for eventualities

[@jopmota]

I will do a summary of this video for you reading this: talk to your partner.... about everything.

[@karenroberts2561]

+1"8,5"8 "2" 1" 8 "0 8",0"1 ∆∆∆∆

[@rotitelurfinance4156]

But I want u to understand that Cry Pto ..... the best 💎💎🇺🇸

[@cindy846]

Hi Chelsea! Could you discuss more in depth the 'merging finances' aspect please??

[@earthlycolorbrown6246]

Don't

[@LifeofKairo]

*Getting financially naked* is not the type of nudity that first comes to mind 😉 Yet it is just as important in order to have a healthy relationship with your partner

[@karenroberts2561]

+1"8,5"8 "2" 1" 8 "0 8",0"1 🇺🇸💎💎

[@rotitelurfinance4156]

But I want u to understand that Cry Pto ..... the best 💎🇺🇸

[@erzabeterzabet8112]

It’s not the joint finances that make a couple happy; I have to imagine they’re already happy and committed, so they’re comfortable pooling their finances. It’s a symptom of happiness, not a cause. 🙂

[@Bulledesavon9]

Chelsea, j'adore tes sit down videos et la manière dont tu t'exprimes. Claire, concise, mais aussi suffisamment chaleureuse pour qu'on ait l'impression de papoter avec une copine. Et en ce moment je te trouve particulièrement resplendissante, ta coupe de cheveux est fantastique! Voilà, je voulais juste t'envoyer un peu d'amour depuis l'autre côté de la mare :)

[@karenroberts2561]

+1"8,5"8 "2" 1" 8 "0 8",0"1 🇺🇸💎💎

[@rotitelurfinance4156]

But I want u to understand that Cry Pto ..... the best 💎💎🇺🇸

[@sammierose1150]

The most important thing I learned from this video: 1:00 *PUPPY!!* 😍🐶😍🐶😍

[@kattihatt]

Calm down crazy dog lady.

[@rotitelurfinance4156]

+1"8,5"8 "2" 1" 8 "0 8",0"1 🇺🇸💎💎

[@rotitelurfinance4156]

But I want u to understand that Cry Pto ..... the best 💎

[@rolbri1]

Entirely separate finances and deliriously happy as well. Seems the most secure solution, security equals happiness. However it helps if you both make around the same amount and both feel good about how expenses are split

[@jocelynej6910]

With regards to point number 3: I have been with my partner for 9 years now, married for almost 5 years. Before getting married, having kids was a no brainer for me (I naively assumed that that's how life is supposed to go and it was easier having been around family at that time) but now, 29yrs, in a different country, and in debt, kids is waaaay down in my agenda! My husband however LOVES kids, and he can't wait to be a father, but he respects my decision nonetheless... I believe that one truly has to think about themselves first, so that you may truly and unselfishly be a provider in all aspects (physically, emotionally, financially) to a helpless being (child). These topics are great, and continued communication and transparency are key for a healthy relationship!

[@karenroberts2561]

+1"8,5"8 "2" 1" 8 "0 8",0",1

[@karenroberts2561]

+1"8,5"8 "2" 1" 8 "0 8",0",1

[@karenroberts2561]

But I want u to understand that Cry Pto ..... the best 💎💎🇺🇸

[@surlespasdondine]

People don't talk about moving in, marriage, kids? We talked about all that within our first 3 dates:)

[@karenroberts2561]

+1"8,5"8 "2" 1" 8 "0 8",0",1

[@karenroberts2561]

But I want u to understand that Cry Pto ..... the best 💎💎🇺🇸

[@royaljester9918]

That life insurance plug was smooth af. 😂

[@rocketzan]

I am planning on getting married to my partner very shortly thanks for the topic ideas!

[@karenroberts2561]

+1"8,5"8 "2" 1" 8 "0 8",0"1 🇺🇸💎💎

[@rotitelurfinance4156]

But I want u to understand that Cry Pto ..... the best 💎

[@anjelajones1992]

Chelsea can you talk about high yield savings accounts!! I am very interested in the one American Express offers but I have so many questions and don’t know where to start!

[@MARIACLARA-zw2fn]

I could not avoid getting distracted with your beautiful dog

[@basicbaroque]

Me: "I haven't really thought about having a wedding... So, I guess, we could get married by Elvis, while I wear an elaborate showgirl costume. It's the only real option that makes sense." Him: ".... Yeah... we're not doing that." 😂

[@karenroberts2561]

+1"8,5"8 "2" 1" 8 "0 8",0"1 ∆∆∆∆

[@rotitelurfinance4156]

But I want u to understand that Cry Pto ..... the best 💎💎🇺🇸

[@yenn100]

Most helpful video so far for couples about finances!

[@karenroberts2561]

+1"8,5"8 "2" 1" 8 "0 8",0",1

[@karenroberts2561]

But I want u to understand that Cry Pto ..... the best 💎💎🇺🇸

[@supermichaelssecondchannel4342]

I think it should be 50/50 whoever gets the dog doesn’t get the apartment.

[@sarahgreaton8907]

I’d choose my dog over an apartment any day tbh

[@squashua16]

Let the dog choose (: usually you can tell whom then dog has bonded with.

[@marybchristine]

Mona hopping up in the first minute! 😩❤️

[@karenroberts2561]

+1"8,5"8 "2" 1" 8 "0 8",0"1 🇺🇸💎💎

[@rotitelurfinance4156]

But I want u to understand that Cry Pto ..... the best 💎💎🇺🇸

[@shortycareface9678]

What is getting me through my breakup is that my ex wanted children and I don't. I know it would've come up sooner or later anyway, so best to "get out while I'm still young".

[@karenroberts2561]

+1"8,5"8 "2" 1" 8 "0 8",0",1

[@karenroberts2561]

But I want u to understand that Cry Pto ..... the best 💎💎🇺🇸

[@johannk1523]

Thanks but I've already been telling my credit score to women on tinder for years

[@dorothee2314]

Great! But if you‘re still on tinder after all those years- maybe change the rest of your strategy?

[@johannk1523]

@@dorothee2314 that's the joke:)

[@karenroberts2561]

+1"8,5"8 "2" 1" 8 "0 8",0"1 🇺🇸💎💎

[@rotitelurfinance4156]

But I want u to understand that Cry Pto ..... the best 💎💎

[@samanthacook9648]

WOW! 😍😍😍 Her hair.

[@karenroberts2561]

+1"8,5"8 "2" 1" 8 "0 8",0",1

[@dutchkim]

I find, in the personal finance realm, there is a strong opinion held by many that couples who have seperate finances are 'doing it wrong.' Having separate finances is almost a doomsday prediction for relationships amongst the majority. That said, I do wonder if couples who pool finances aren't just repeating 'of course we're happy!' because that's what's supposed to happen. That said, the difference between 6.10 and 5.46 isn't that big and so not compelling enough for me to change my mind. Great video and list of discussions to have!

[@LaLaLaura]

Came for the advice, stayed for the Mona! 🤩🤩🤩

[@supermichaelssecondchannel4342]

Money is a tricky subject.

[@rotitelurfinance4156]

But I want u to understand that Cry Pto ..... the best 💎

[@rotitelurfinance4156]

+1"8,5"8 "2" 1" 8 "0 8",0"1 🇺🇸💎💎

[@Minimeowzilla]

Your dog is so cute!

[@Thejennmachine]

I don’t want a big or expensive wedding but my boyfriend does so it’s pushing the whole thing off

[@blueyellow3621]

If he wants it, let him and his family pay for that. You can be responsible for your dress.

[@rotitelurfinance4156]

+1"8,5"8 "2" 1" 8 "0 8",0"1 🇺🇸💎💎

[@rotitelurfinance4156]

But I want u to understand that Cry Pto ..... the best 💎

[@mulanfa5091]

My boyfriend and I talked about money and how we handle our finances. Both of us are very transparent regarding it. But moving in, marriage, and kids are topics that I tend to ignore and try to shake it off. I don't know? Maybe we have different priorities in life. And maybe elope one day? He always pester me about these. 😣

[@karenroberts2561]

+1"8,5"8 "2" 1" 8 "0 8",0",1°^¥°°°°

[@karenroberts2561]

But I want u to understand that Cry Pto ..... the best 💎💎🇺🇸

[@paigedumas7180]

I love all of these ideas but HOW do I bring these things up? I almost just want to send this whole video to my SO

[@MsJosiejo32]

Why not just sit down with them, and say somehing like 'can we have a chat about some important things? Where do you stand on [insert topic here]?' Don't make a big deal of it - normalising these conversations is absolutely key to relationship health!

[@HAlC-up4hm]

You could literally use this video as a guide - say "Hey I watched something really interesting would you watch it again with me? I really care about you and I want to do everything I can to make this relationship even stronger."

[@karenroberts2561]

+1"8,5"8 "2" 1" 8 "0 8",0"1 ∆∆∆∆

[@rotitelurfinance4156]

But I want u to understand that Cry Pto ..... the best 💎💎🇺🇸

[@laurenconrad1799]

I want an elopement with just immediate family for reasons that have nothing to do with marriage and everything to do with platonic friendships and that leftover trauma from high school that we all have. It is painful to be left out from a guest list. I've seen many friends my age get married and invite my parents but not me because our parents are friends and the parents decide their guest list. Can anyone else relate?

[@karenroberts2561]

+1"8,5"8 "2" 1" 8 "0 8",0"1 ∆∆∆∆

[@karenroberts2561]

But I want u to understand that Cry Pto ..... the best 💎💎

[@marabookstagram]

I really could have used this advice in my early 20s!

[@LauraSomeNumber]

Where is your leather chair (loveseat) from?

[@jaydubya9265]

This video is facts. Wish we should’ve seen this before the relationship soured over every issue mentioned in this video lol.

[@karenroberts2561]

+1"8,5"8 "2" 1" 8 "0 8",0",1

[@karenroberts2561]

But I want u to understand that Cry Pto ..... the best 💎💎🇺🇸

[@earthsteward9]

I would have married my wife again but we should have waited an extra 8 months before getting married. If we had, the wedding and first year of marriage would have gone a lot smoother. For example we hadn't learned to consult so the wedding was way too expensive and wasn't what either of us wanted. Her family was helping and we didn't tell them what we really wanted. My wife even grabbed the microphone during wedding and said the wedding reception was a flop and we should have gone to a cheap community hall

[@karenroberts2561]

+1"8,5"8 "2" 1" 8 "0 8",0"1 ∆∆∆∆

[@rotitelurfinance4156]

But I want u to understand that Cry Pto ..... the best 💎💎🇺🇸

[@ludmilamaiolini6811]

Was TFD hacked? Because I’m seeing a lot of weird replies to the comments

[@sweetsops..]

That appears to be a different account with the same name and profile pic.

[@ludmilamaiolini6811]

@@sweetsops.. I’ve just realized: “THE financial diet” is the original account, and “financial diet” is the fake

[@sweetsops..]

@@ludmilamaiolini6811 Yup. And also, when the original account hasn't replied, TFD logo will not be seen for that comment

[@Housewarmin]

Mona!!!! I love seeing her

[@gettingby8790]

Watched the video twice, as was distracted by Mona the first time ❤️

[@littlemusic4x]

Me and my partner are really open about financial topics. Being sketchy about money stuff would be a red flag for me. But we wedding conversation is still something we're working on because he would love a big fairytale wedding and I woudl be ok with it being pretty simple :D

[@karenroberts2561]

+1"8,5"8 "2" 1" 8 "0 8",0"1 ∆∆∆∆

[@rotitelurfinance4156]

But I want u to understand that Cry Pto ..... the best 💎💎🇺🇸

[@ruegaillard]

...ok but if the wedding has a mac and cheese bar can i be someones plus 1?

[@sofiushh]

I was so nervous about this video 😅 Found out my boyfriend and I have all of these things figured out 👌🏻

[@karenroberts2561]

+1"8,5"8 "2" 1" 8 "0 8",0",1

[@savannahsmiles1537]

Alright I'll guide you on how to trade your money on bitcoin in which you will get more huge amounts profit of your Return of investment

[@SevenRiderAirForce]

Financial advice eventually becomes life and relationship advice. Study hard, work hard, pick your college and major wisely, build relationships based on shared values and beliefs. Call them "bougie" or "conservative," but they work waaay better than the alternatives. And no, you don't need religion or tradition to justify them when you have actual reasons backed by evidence like the ones in this video.

[@kimpno134]

Wow this is a good content.

[@fruitnoodle1]

❤ Joy Luck Club reference ❤

[@thechelster709]

Love a Mona cameo

[@lijohnyoutube101]

I am constantly perplexed by so many of her topics. I was taught all of this by my parents and did all of this. Is it the generational divide ( she is significantly younger than me), or just tons of crappy parents or is common sense just profoundly lacking in our culture?

[@jaclynrachellec]

🤔 I think the divorce rate is only like 25% now or something, not 50%.

[@machintelligence]

The current rate is 39% but some folks divorce more than once and I don't know how that factors in. It might be 25% for first marriages.

[@scoopitywoop]

The 50% figure also included stuff like Vegas weddings, teenage weddings etc

[@karenroberts2561]

+1"8,5"8 "2" 1" 8 "0 8",0"1 🇺🇸💎💎

[@rotitelurfinance4156]

But I want u to understand that Cry Pto ..... the best 💎

[@bonnielass82]

HI MONA!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

[@karolmedina2331]

The doggie 🥺🥺🥺😍😍

[@TheEagleEnigma]

m o n a

[@karenroberts2561]

+1"8,5"8 "2" 1" 8 "0 8",0"1 🇺🇸💎💎

[@rotitelurfinance4156]

But I want u to understand that Cry Pto ..... the best 💎

[@notsam7928]

I saw the thumbnail first and was like who are these couples who are taboo and what are the talking about?

[@pinkcyclop]

I’m posting this comment on here as well , I’m shocked at the display of insensitivity of TFD used a meme template of Harry and Maghan’s Oprah interview to talk about savings. Many called for it to be removed finally it was without acknowledging the problem with the post.

[@karenroberts2561]

+1"8,5"8 "2" 1" 8 "0 8",0",1

[@karenroberts2561]

But I want u to understand that Cry Pto ..... the best 💎💎🇺🇸

[@Wilma.Flintstone]

I'm so distracted by your cute doggie behind you :)

[@Olafgrossenbaff]

Me parece muy acertado discutir esto antes de casarse, pero me temo que luego de discutir todo eso, la decisión será No casarse. Si todos hicieramos esto, nos extinguiriamos como especie , pues las hormonas nos llevan a multiplicarnos y a no pensarlo mucho.

[@zurisadaimartinez9371]

@ Daniel Moya No ,no necesariamente,todo lo contrario si lo hablas encontraras a alguien que tenga los mismos planes que tu ,es mejor hablarlo y ver si es lo que buscas si no next, y hasta que encuentres a alguien que vaya de acuerdo a tus principios y lo que crees que te mereces..saludos cordiales

[@Olafgrossenbaff]

@@zurisadaimartinez9371 Concuerdo con discutir previamente estos temas, mi comentario es una reflexión acerca del poco interes de los jovenes por comprometerse, lo que llevaria con el tiempo, a disminuir aún mas los matrimonios. Tal vez sea ya el momento de repensar el concepto de familia y de pareja.

[@ingislakur]

Obviously not discussing on second date LOL. I like your humor

[@karenroberts2561]

+1"8,5"8 "2" 1" 8 "0 8",0"1 ∆∆∆∆

[@rotitelurfinance4156]

But I want u to understand that Cry Pto ..... the best 💎💎🇺🇸

[@tenaciousdean6179]

I think those happiness levels between couples who share bank accounts etc might not consider income levels? Someone on higher incomes will be much happier sharing an account than a couple on minimum wage

[@giuliazumba158]

I dont think that a 6.1 score in happiness is a good score for a relationship in general.... furthermore, we didn't get any confidence intervals and p values here. maybe the intervals overlap a lot? is the difference significant? Did they factor in age, duration of the relationship, kids, traditional roles vs modern relationship? Usually, older boomer couples have joint accounts but only the man is working, while the woman is mom and houswife. In younger generations, that's not possible most of the times because we get shitty paid jobs and insecure positions. Very weakly presented from a statistical POV.