ACCOUNTANT EXPLAINS The FASTEST Way To Pay Off Debt in 2024 (With Live Tutorial)

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Gabrielle Talks Money

Күн бұрын

Пікірлер: 352

@GabrielleTalksMoney 5 ай бұрын

Get your FREE Conquer Debt & Budgeting Template → www.gabrielletalksmoney.com/resources

@SoulTouchathePoet 3 ай бұрын

Is your budget template still available. I submitted a request from two different emails more than 20 minutes ago and haven't received it.

@GabrielleTalksMoney 2 ай бұрын

@SoulTouchathePoet My email automation reached its limit due to high demand. I just renewed for a higher quote (yes it costs money to send out free templates). Feel free to try again and let me know if you're still having issues.

@SoulTouchathePoet 2 ай бұрын

@@GabrielleTalksMoney thank you for following up. I will try again.

@Nida-pl Ай бұрын

hi I can not receive the free template

@Wafitalaaribi0585 19 күн бұрын

❤❤

@DerraKormino 8 күн бұрын

I paid up all my mortgages in 2yrs while working with a Financial Adviser. I’m 54 and my husband 57 we are both retired with over $3 million in net worth and no debts. We got to realize that the secret to financial freedom is making better investments.

@winifred-k9e 8 күн бұрын

That is so amazing, I’m trying to get onto the investing ladder at 40. I wish at 55 I will be testifying to similar success..

@richardhudson1243 8 күн бұрын

It's often true that people underestimate the importance of financial advisors until they feel the negative effects of emotional decision-making. I remember a few summers ago, after a tough divorce, when I needed a boost for my struggling business. I researched and found a licensed advisor who diligently helped grow my reserves despite inflation. Consequently, my reserves increased from $275k to around $750k.

@JacobsErick-u8r 8 күн бұрын

I'd be glad to get the help of one, but just how can one spot a reputable one? How did you spot this FA ?

@richardhudson1243 8 күн бұрын

I'm been guided by "Melissa Terri Swayne" who is widely recognised for her competence and expertise in the financial market. She has a thorough understanding of portfolio diversification and is regarded as an authority in this field.

@amoreauMike-t6z 8 күн бұрын

Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.

@roseyfischer 20 күн бұрын

Debt is one of those things that just sticks around, no matter how much you want it gone. And it's easy to end up paying way more in interest than what you initially borrowed

@Annie2229 20 күн бұрын

Exactly! One of the biggest issues is that people pay the minimum balance, thinking they’re doing fine, but it’s actually dragging out the debt and adding even more in interest over time. Before you know it, you’re buried in it

@Will54rol 20 күн бұрын

Right, and then there’s all this advice out there, but not all of it is realistic. I’ve seen people end up paying off the wrong types of debt first or even going into more debt just to consolidate. There’s so much to think about; it’s overwhelming

@Kattyol1 20 күн бұрын

That’s true. I’ve been there myself. I actually started working with an advisor, Joseph Nick Cahill. He’s helped all kinds of clients-from celebrities to regular folks like us. He’s amazing at laying out a clear strategy and helping you prioritize what really needs to be paid off first

@camela8445Mar 20 күн бұрын

Oh, I think I’ve heard of him. Isn’t he the one who works with people from all backgrounds, not just the high-net-worth clients? That’s reassuring because sometimes these advisors feel out of reach

@Kattyol1 20 күн бұрын

Yep, he’s all about building a plan that fits your income and lifestyle, whether you’re a business mogul or just trying to pay off some credit cards. A friend of mine went to him, and Cahill helped him see where his money was leaking and created a budget that actually worked for him.

@BarbaraMarks7s 12 күн бұрын

Investments are the roots of financial security; the deeper they grow, the stronger your future will be."

@MargaretOlivia2u 12 күн бұрын

The deeper your investment roots, the stronger your financial security will be in the future.

@EmilyVanessa5m 12 күн бұрын

Exactly! With my adviser, I’ve cultivated deep investment roots, strengthening my financial security for the future.

@WilliamsBensong1x 12 күн бұрын

I would love an introduction to an adviser who can help me strengthen my financial roots.

@EmilyVanessa5m 12 күн бұрын

My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further.

@WilliamsBensong1x 12 күн бұрын

Thank you for this amazing tip. I just looked the name up and wrote her.

@noemipizarro4021 2 ай бұрын

Step 1 my why is to be comfortable to retire. Enjoy living simply reduce stress

@mentzo1 Ай бұрын

I would say I don’t know how I find you on KZbin, but I know better. My husband and I have been in prayer so that we get our credit scores up and our credit record in great shape so that we can purchase our forever home. It was no one but God that led me to *Pecuniary backdoors* . I thank God for this wisdom. Bless you.

@mentzo1 Ай бұрын

I’m glad it works for me and i am sure it will works for you as well

@johntheshapeshifter8591 Ай бұрын

40 now, and everything is paid for. Fortunately, I had a *pecuniary backdoors* teacher who taught me a lesson when I was 18 years old. That lesson was: you can't buy something else for every purchase you make. Having multiple sources of income is prudent, as is living within your means. I have a 13-year-old vehicle because it is all I need, I like it, and I can do whatever I want with it. My net worth is $4 million, and I can pay my bills without stress, but I don't live like I have that. I have no complaints.

@CpT_PrInCeSs 2 ай бұрын

And don't forget about making sure when you're giving an extra payment that you are giving it specificlly towards the principal!!!! I just learned this yesterday! Do some research on YT if you don't know what I'm talking about.

@discreetphaseresolutiononi299 Ай бұрын

*I’m glad it works for me and i am sure it will works for you as well*

@discreetphaseresolutiononi299 Ай бұрын

Sorry i can’t post their direct contact, just look up the highlighted name above

@johntheshapeshifter8591 Ай бұрын

@gorillakillaaa Ай бұрын

@@discreetphaseresolutiononi299praying is not going to do anything for you lmao. Take some responsibility for your own actions

@InfinityGroupTV 3 ай бұрын

Love your channel and love your tutorials. No debt, but want to tighten my budget. How do I input amounts that I've spent, but that my company reimburses me for on my budget sheet? Trying to save up as much as I can now for investments and paying off the mortgage before retirement. I'm spending more than I realise because I'm not tracking as closely as I should. Love the Canadian content! I watch other financial channels as well, but I always come back to yours to find the Canadian way of executing their idea -- you never disappoint! Keep up the great work. You're a wonderful instructor and example.

@mentzo1 Ай бұрын

I’m glad it works for me and i am sure it will works for you as well

@johntheshapeshifter8591 Ай бұрын

@georgetaylor2819 5 ай бұрын

I still owe about $47K on our house and am eager to see this paid off - our loan is a HELOC and I pay the interest every single day --- am 78 and am not getting hired. Am not going to quit - we have 3 children and I want to leave the family with a home that's paid for. I know it will happen, I just don't know when nor how --- my HELOC is a fixed 3.5% I owe nothing else -- no car - no credit cards - but the home insurance jumped from $1,800 annually to over $5,500 dollars.

@fitglamsquad5669 4 ай бұрын

What about life insurance? The money can be used to pay off the house. Also, check to see if your kids want the house. My parents left us a mess with a old house (copper pipes, needs new roof and AC, pool maintenance, floors need replaced, etc, costs so much and I would have rather them have sold it, downsized, and used the money while they were alive.

@laviolist 4 ай бұрын

Check out videos on Velocity banking - they’ll teach you how to use your heloc to pay off any your house faster

@CpT_PrInCeSs 2 ай бұрын

Or you have some kids that are fighting each other for the house@@fitglamsquad5669

@mentzo1 Ай бұрын

I’m glad it works for me and i am sure it will works for you as well

@hunterandchavy 5 ай бұрын

Thanks Gabrielle. I think debt costs. Missed opportunities bc we are busy paying debt and working like crazy to pay for a mortgage, car, or expensive clothes that does not move you closer to financial freedom

@mentzo1 Ай бұрын

I’m glad it works for me and i am sure it will works for you as well

@racheludehjackson 5 ай бұрын

I can totally identify with cutting down the lifestyle to tackle debt. I had to stop buying designer bags and eat at home instead of ordering out every week with friends. Then I took that money saved and made a payment arrangement to tackle my closed credit card to be paid off in just 12 months. Then I use “bonus money” that I accumulate through reasonably getting rid of my wants (and funding my needs) and put it in a high yield savings on auto pay. 👍🏾

@laminage 2 ай бұрын

Good for you! Since Covid I haven't eaten in Fast Food Restaurants the way I used to. I instead take only 30 Minutes for Lunch, then I brownbag, then I print my Bills since I get it through an E-Mail. I save every receipt after I buy something. My biggest weakness are Dollar Type Stores and Amazon, yet I haven't bought from Amazon in a long time. I also write things in a Notebook so I know what I did financially. I get access to my Payroll Sheet on Thursday then it's deposited in my Account on Friday. A Date with yourself is a must as far as I'm concerned. Every Saturday I do my Bills with a Debt Management Book.

@Handsoflight7766 Ай бұрын

Sell some of those designer bags and pay off debt

@thepumpchumppp Ай бұрын

im about to pay off my credit card next month. i had to make a lot of sacrifices and lifestyle changes. everything from not eating out at all, changing phone plans and getting a second job. so worth it though. i cant wait.

@GabrielleTalksMoney Ай бұрын

excited for you!

@monsogo126 29 күн бұрын

27 years old here. All debt paid off…..mortgage on home is at $70,000

@nutech1810 5 ай бұрын

First step: find someone to hire you in 2024 😂

@Wishfull171 3 ай бұрын

This I was laid off in April and it’s hard out here

@Rainbow_Oracle Ай бұрын

@@Wishfull171 I just got hired after 1.5 years of searching. It's been miserable. I say SAVE SAVE SAVE because things might be a lot worse for a lot longer than usual.

@Brandy_j5 Ай бұрын

Agreed

@BigSisxox Ай бұрын

Especially in tech! The market is so saturated right now 😢

@discreetphaseresolutiononi299 Ай бұрын

@koreabboy 5 ай бұрын

Getting a credit card that offers Balance Transfer @ 0% (with 1-3% fee) seems like a great option to keep all debts in one basket. It also forces you to not to use the card so it slots you perfectly for aggressive debt payments.

@inlinesix6694 5 ай бұрын

This is what I did to buy some time paying off debt however I’m so bad at giving things a budget for random one off expenses such as our first baby shower 😅

@vturner 4 ай бұрын

thats what im doing with my capitalone, theres always a balance transfer promotion so I never pay a fee or interest

4 ай бұрын

It does not exist where I live. Never found one. They’re only 0% if you pay in 30 days.

@Manihsi 4 ай бұрын

"High credit utilization (75%-90%) makes it tough to get approved for a balance transfer credit card."

@StriderBillman 3 ай бұрын

0% APR promo offers are the best! Sometimes an existing credit card will offer it randomly, and may last like 12-18 months. The interest saved more than pays for the transfer fee.

@wryterzblock 5 ай бұрын

Good grief, some people's children are just going to nitpick no matter what. I could hear and see you perfectly fine. And I am very glad I came across your content. Looking forward to checking out more.

@VexylObby 5 ай бұрын

No need to belittle others. The volume on this video is just considerably lower than others. it is not negative criticism for sure.

@M_SC 3 ай бұрын

Yes poor hearing is a character failing, not a physical inability

@safeandeffectivelol 5 ай бұрын

Get a 0% interest card and pay all of your expenses with it. Pay off any debt with high interest with your income. Keep doing that until all your debt is paid off. It's the interest that is killing you. No balance transfer fees or interest. Get a gig job if you have to. Put any bonuses towards the debt with interest.

@M_SC 3 ай бұрын

Zero interest credit card??? What’s that

@MsAshleyCulp 3 ай бұрын

Bonus? What's that?

@safeandeffectivelol 3 ай бұрын

@@M_SC It's for people with good credit. They give a 12-18 month interest free period.

@CandyLynn64 2 ай бұрын

You have to pay those expenses off. when do you do that

@safeandeffectivelol Ай бұрын

@@CandyLynn64 That's why you get the gig or part-time job. The 0% interest card shuffling is to keep you from getting deeper into debt with 25% interest rates.

@vulpixelful 5 ай бұрын

The "debt avalanche" method is waaay more efficient and will save you more in interest. It's fine to prefer the "debt snowball" personally, but if you are paying off debt _especially with a low-income_ and high debt balances you can't really afford to pay more interest for the sake of your feelings 🤷🏾‍♀️

@Oneasianpersuasion 5 ай бұрын

Agreed, when I tackled my student loans I paid off the highest interest one first down to the lowest interest. Because paying off the higher interest gave me a huge boost of confidence and motivation.

@vulpixelful 5 ай бұрын

@@Oneasianpersuasion I am doing this for my student loans as well, and it's working out great. It got easier to get to the principal of the loans over time, like the method intended.

@deval3596 5 ай бұрын

yeah, but both methods are really slow if you don't have a lot of free money to apply in the method. VB is faster than both and way more efficient as it will take less time to put in place and less of a hassle as once you're in the method everything becomes automatic for you.

@amandabaker7735 5 ай бұрын

@deval3596 what's is the VB method?

@ex_cathedra4237 5 ай бұрын

@@amandabaker7735could be referring to Velocity Banking. Not a financial advisor, but this is my thought process about it. Think of it kinda like debt consolidation with additional benefits utilizing a HELOC. It's controversial because you're essentially using debt to pay off debt, and you're hoping for better interest rates while doing it. Example: Income: $10k Monthly bills: $8k Credit card debt: $6k HELOC: $25k 1. Draw $23k from your HELOC, and leave the remaining $2k for emergencies. 2.Put all your monthly bills on the credit card. 3. With the $23k you took from the HELOC, pay off the entire balance of the credit card. Your existing credit card debt is paid off as well as your expenses for the month. 4. With the remaining amount you have, pay extra toward your mortgage, or pay down the HELOC. 5. Use your monthly income to pay down the HELOC. 6. Draw from your HELOC again to pay your monthly expenses and mortgage as well as making any extra payment toward your mortgage. 7. Repeat 5 and 6 until the mortgage is paid. The issue I have is that you're building interest off of both the HELOC and your mortgage, but I personally think it's situational. If you have 30% interest credit cards with high balances, it may not be the worst idea to consolidate with a HELOC. But, I'd just use the extra money in my pocket to pay the HELOC and then close it. Then just throw everything I have at the mortgage. Finances can be complicated, but you just have to be level headed and come up with a plan that makes sense for you.

@EliDiazJr 23 күн бұрын

Incredibly helpful video, thank you! I’m $23K in debt and starting to film my journey to financial freedom. Balancing travel in Southeast Asia and budgeting isn’t easy, but I’m learning! 😅 Anyone else here battling debt and feeling isolated? Just a reminder-we’re not alone in this :)

@323ReTrO 26 күн бұрын

I paid off $800 of debt just today. Now I have to recuperate that for my savings "Cash in Hand" which I took the money from. I don't owe any bank or anyone money other than myself. I just don't borrow money. PERIOD! All cash flows in and out from myself. I am here watching the video for the excel spreadsheet to make my own

@119jle 5 ай бұрын

I rent. Always debt. Utilities. Car insurance. Maintenance groceries taxes. $2000-$3000 month at least for life

@curleneslifenyc 5 ай бұрын

It’s so hard

@samantharowell9733 5 ай бұрын

Right? People say to cut back expenses so you can pay more off but, how many of us already don't go get coffee? Don't buy name brand, don't order takeout, and don't spend extra money and STILL can't save??

@robbielynmccrary872 5 ай бұрын

@@samantharowell9733me

@Embrxceyourdemons 4 ай бұрын

@@samantharowell9733sell things. You probably have crap sitting in your apartment you can sell. Don’t need 4 chairs? Sell 3 of them. Don’t use your living room? Sell your couch. Go door dash. Pick up a 8 hour shift on Saturday or Sunday at a local place. $15 x 8=$120 extra per week. Or $480 per month. That’s more than enough to start killing your debt.

@Embrxceyourdemons 4 ай бұрын

They WANT YOU to not pay off your debt. The funniest thing is when you file bankruptcy you get a million applications for loans and cards after you do. There’s balance to everything in life. Anything that was easy to get into will most likely be hard to get out of.

@joyceawesome1705 5 ай бұрын

Your video is very practical. Not just talk. Well done.

@GabrielleTalksMoney 5 ай бұрын

Thanks Joyce!

@laselecta9012 Ай бұрын

She’s intelligent yo.

@VirtousStoic 5 ай бұрын

Even though not all your content is for me. I truly respect and appreciate your great content. Keep it up❤

@GabrielleTalksMoney 5 ай бұрын

Thank you!

@pedropolanco6964 15 күн бұрын

RESPECT

@yardiegyal86 3 ай бұрын

Cashflow, saving for first home, getting married in a year. That's my motivation

@MemoryKasu 24 күн бұрын

It's a bit annoying and unfortunate. When i was born, the national debt was $2,150 per person. Now it's over $100,000 per person. And I'm not even that old. It's truly alarming and best advice get out of debt, make regular investments and be debt free and financially stable.

@amybollana9818 5 күн бұрын

I have two debts and they are a similar amount but one is a higher interest rate. In this case should I focus on the higher interest rate one?

@shanrathenam3105 5 ай бұрын

Omg...watching from cape town south africa....in your video at 0.18 sec u inserted a video from blouberg strand showing table mountain in Cape Town.....so awesome..m thk u...that's my city

@FireSilver25 2 ай бұрын

I’m looking forward to being able to upgrade things around my house, start saving for retirement, pay off my mortgage, and just feeling that FREEDOM!!!! I did pay off a whole lot of debt in 2008-10 and was able to buy my first home. That was so amazing! But then my immune system went south and I struggled with EBV for seven years. It was all I could do just to keep up with mortgage payments. I racked up several credit cards. Thankfully I have no student or car debt so I’m hoping to be able to be free from everything but mortgage in a few years. Then I want to be aggressive about setting myself up for later in life. I’ll have to watch this a few times, thanks. ❤

@Harry-d7m Ай бұрын

*I’m glad it works for me and i am sure it will works for you as well*

@gentlespirit4 5 ай бұрын

Thank you for sharing this information and the resources to help others gain control of their finances. Stay healthy and take care.

@OzlemFerda 4 ай бұрын

I drove my first car in my dad's name and later went to get a truck in mine after I paid off my first one and drove off the lot with the truck I wanted, its mostly about a good credit score and a loan portfolio helps as well...lenders like to see various forms of loans in your name to be less of a risk and yes you might have to put money down but not HALF of the car loan Your exactly right I screwed my credit as a young man now I own a detailing company and can't get anything with out the full a

@parthparth-qr9su 5 ай бұрын

Hey Gabrielle, Thank you for the amazing content. Your videos are really helpful. I would be grateful if you could help me understand a bit about sole proprietor tax. I am working full-time and planning to day trade while making videos on KZbin as a side hustle. Am I eligible for sole proprietor filing? If so, can I write off expenses for both day trading and content creation?

@mecathompson9195 5 ай бұрын

Hi! This has been so helpful. Love how you explained everything. I've listened to W Buffet explain this numerous times but this was better. Thanks so much! Will check out your other videos!!

@dennisglass1509 Ай бұрын

I want to feel in control of my finances and I want to buy a home in 2 years

@discreetphaseresolutiononi299 Ай бұрын

My brother, you needed this! I already had ideas of raising my score. But I just found more ways because of this. *Pecuniary backdoors* are such a blessing, keep going frl!

@discreetphaseresolutiononi299 Ай бұрын

My brother, you needed this! I already had ideas of raising my score. But I just found more ways because of this. *Pecuniary backdoors* are such a blessing, keep going frl!

@moniquedunmore 4 ай бұрын

Omg omg! I CANNOT THANK YOU ENOUGH! This video was very informative and I love the documents you provided!! VERY MUCH HELPFUL! I am definitely going to execute and use the tools you provided! I already filled out monthly budget for July and my debt summary. I’m realizing I have so much money left over to save and to knock down debt! Thank you again like seriously!

@GabrielleTalksMoney 4 ай бұрын

you're very welcome!

@alanhipolito9 18 күн бұрын

What I am concern is a lawsuit from the creditors .I love your program but if you have any suggestions concerning how to approach a lawsuit? Thanks

@TheKrystolMethod 5 ай бұрын

I have 6 figure student debt and some credit card debt. Looking forward to this video.

@Sneakysxn 5 ай бұрын

from grad school?!

@masopha30201 5 ай бұрын

This way will have you paying 3x in interest. There is a faster and better way for you to get out of debt

@ElenordeGuzman 2 ай бұрын

It took me 5 years to pay off my credit cards consumer debts and my car…

@latingirl78 9 күн бұрын

I'm from Mexico, the American Express credit card annual interest rate is at 100%... yes... 100%!!! Yes, it's just crazy, how can one pay that!! Your examples with interest rates below 20% it's what I saw more than 20 years ago here.

@lashmebabebyyaz491 4 ай бұрын

saving and changing my spending habits to purchase a home

@Cantetinza17 2 ай бұрын

My older brother became debt free this year and he was so overjoyed, but he was like, "Now what"? He basically lived like a hermit. He did the bare minimum of fun, but now he can do whatever he wants. I want to be debt free for the same reasons, for peace of mind. I've noticed it's the subscriptions that is taking a lot of money from me. I've also realized that I've ordered food too many times. It's too high to continue to do that, so that's GONE!

@Harry-d7m Ай бұрын

*I’m glad it works for me and i am sure it will works for you as well*

@mariyamirochnik2048 23 күн бұрын

Do you recommend using miles to cover purchases to reduce credit card payments

@mrsalphaazad5610 3 күн бұрын

Why: I already full that’s why I want to be debt free as now am determined to achieve my goals personal freedom/ to have my home / the dream car that I want. Help assist society where possible

@MakerMontez Ай бұрын

@GabrielleTalksMoney, given the economy would you advise taking out loan on 401k to priortize debt? I sorta don't see the point of using my employers 401k if i will need to pay the debt off either way.

@angelayenidjeian4221 Ай бұрын

Taking a loan out from your 401k is a great option. The interest is much lower that the cc companies and that interest goes right back to you. Instead of that interest going to a credit card company.

@gentlestormwyatt Ай бұрын

My reasons are as followed: 1. I can live comfortably and no longer living to pay off debt 2. I can actually buy what I want and pay it off 3. I want a home one day

@discreetphaseresolutiononi299 Ай бұрын

76, broke, partially disabled, honorably discharged US veteran. No police record, no drugs, no alcohol, no tobacco. Need help so i can get a low income apt...once in have 1500 ssa, va to sustain myself. *pecuniary backdoors* help appreciated. Thank you

@discreetphaseresolutiononi299 Ай бұрын

You’ll really appreciate the information that i provide. They definitely came out with massive amount of very good solution.

@carolynlawrence111 Ай бұрын

Thank you for your resources and guidance Gabrielle!

@lflowers0891 Ай бұрын

What exactly do you (and others) mean when they say "throw everything you have at the smallest debt"? Should all my disposable income go to that lowest debt or should the amount paid on top of the smallest debt be budgeted for as well? Should I be left with 0$ at the end of the month?

@discreetphaseresolutiononi299 Ай бұрын

*I’m glad it works for me and i am sure it will works for you as well*

@discreetphaseresolutiononi299 Ай бұрын

You’ll really appreciate the information that i provide. They definitely came out with massive amount of very good solution.

@dm_uncut 4 ай бұрын

But can I do everything you traditionally need a credit score for without a credit card?

@annepisacano8012 3 ай бұрын

The things I’m thinking of are rental cars, hotels and online shopping? She suggested no vacations or buying clothes. Could you purchase what you need locally without using a card?

@choosetoshine2610 5 ай бұрын

Excellent content and delivery! New subscriber. ❤🎉❤

@alanhipolito9 18 күн бұрын

Thanks!

@nosypoliticaldancer 29 күн бұрын

1. Homeownership 2. Open Dancefit studio and other businesses 3. Save for the future 4. Help children do the same

@Vizurraga 16 күн бұрын

The main "Why" is because I want peace of mind and also want to be a homeowner.

@breannajones2161 4 ай бұрын

Why: Peace of a mind +freedom + investing

@he770z1 5 ай бұрын

Debt doesn't bother me. There is good debt and bad debt. Federal student loans are interest free (not the provincial one), so pay the minimum!

@lulabloom4636 5 ай бұрын

Thank you! Great video, detailed and very encouraging!!

@xdomdiva 2 ай бұрын

Sacrifice for the bigger goal ❤

@adams9355 2 ай бұрын

In the scenario provided. The PLOC is the golden ticket. The PLOC is not a debt, but rather a debt reduction tool.

@mentzo1 Ай бұрын

My brother, you needed this! I already had ideas of raising my score. But I just found more ways because of this. *Pecuniary backdoors* are such a blessing, keep going frl!

@mentzo1 Ай бұрын

Thank you *Strategic techies* so much for you’re advice as my credit score is 771 and wanting to increase it as much as possible as l’m just trying to look out for my future. I’ve subbed you.

@bayskismith3720 5 ай бұрын

It's a vicious cycle 😢 debt free is the answer.

@kellyanderson6889 Ай бұрын

I have both credit cards debt and student loans. I want to work on credit card debt first, but I want to pay off the card that will have the highest interest first.

@Harry-d7m Ай бұрын

*I’m glad it works for me and i am sure it will works for you as well*

@amiiiiiiiiiiiii 5 ай бұрын

How do i find out how much debt i have? Ive brushed my finances under the rug for so long i no longer know what i owe exactly (some have gone to collection etc how do i chase it down to pay it)

@surferboi2005 5 ай бұрын

Check your credit report. It certainly has a lot of your debts there.

@amiiiiiiiiiiiii 5 ай бұрын

@@surferboi2005 i checked but it only has like 2 credit cards and it says closed with $0 due. Im pretty sure it moved to collections. I also know i owe parking tickets and toll fees (my ez pass broke and they started charging me $50 each way)

@JourneyJustine 4 ай бұрын

Don’t ever pay collections. Pay the debt with who it is for. Collections is a scam they paid your bill to get your information

@amiiiiiiiiiiiii 4 ай бұрын

@@JourneyJustine thanks

@justinyourdm1738 2 ай бұрын

Personally I want financial freedom, to be stress free. So I can save up for a house.

@oreoluwasimire 5 ай бұрын

I'm fascinated by these videos because where i am from, we barely use credit.

@caper087 Ай бұрын

Once you pay off the credit cards.. should you cancel the card or keep them to keep your credit score decent

@discreetphaseresolutiononi299 Ай бұрын

*I’m glad it works for me and i am sure it will works for you as well*

@discreetphaseresolutiononi299 Ай бұрын

You’ll really appreciate the information that i provide. They definitely came out with massive amount of very good solution.

@laurarobertson1107 5 ай бұрын

Gabrielle love this video.... I have a question though. I have a home and have homeowners insurance as well as property tax... what is the best way for me to save throughout the year for this. Should I put aside an amount each month and include this in my budget... maybe put the money I'm saving into a separate bank account? Thank you for the budgeting template I'm going to get it printed off :) Oh yes, I love your name ;)

@CharlisDailyDiary 3 ай бұрын

You can pay monthly towards them.

@brandondelgado7731 3 ай бұрын

Even making good money I have sent. It’s difficult when you’re making payments of thousands each month but having medical expenses that keep coming and a few times a year large medical expenses in the thousands is like plugging a hole which pops another clog open. Glad for those that didn’t need to keep adding to their debt.

@discreetphaseresolutiononi299 Ай бұрын

My brother, you needed this! I already had ideas of raising my score. But I just found more ways because of this. *Pecuniary backdoors* are such a blessing, keep going frl!

@discreetphaseresolutiononi299 Ай бұрын

Thank you *Strategic techies* so much for you’re advice as my credit score is 771 and wanting to increase it as much as possible as l’m just trying to look out for my future. I’ve subbed you.

@HowtoBuildWealth-e5v Ай бұрын

Great advice!

@EnchantedStories-pr9wm 6 күн бұрын

Not receiving templates over 2 days ?

@jacobbenivamondez4460 5 ай бұрын

I want to be debt free for my children

@Viv_moua 22 күн бұрын

I want to pay off my debt because I want to be free from monthly payments to be financially happy.

@Laid_Back_17 2 ай бұрын

I line how you put _accountant_ in the title for credibility, whilst I’m an accountant and got myself in the same outrageous debt burden 😂

@discreetphaseresolutiononi299 Ай бұрын

My brother, you needed this! I already had ideas of raising my score. But I just found more ways because of this. *Pecuniary backdoors* are such a blessing, keep going frl!

@discreetphaseresolutiononi299 Ай бұрын

Thank you *Strategic techies* so much for you’re advice as my credit score is 771 and wanting to increase it as much as possible as l’m just trying to look out for my future. I’ve subbed you.

@wickman.r4662 16 күн бұрын

My goal to pay $12,000 this next 12 months for eliminating my car loan

@Hairitage2023 5 ай бұрын

Very helpful content!! Thanks so much!!

@hhp2788 3 ай бұрын

To buy a home cash

@richthepup 5 ай бұрын

Hello, well done video! Thanks for sharing

@bruceevert1655 17 күн бұрын

Im gping to sell the house 800k. Put 500k into cash flowing investments and pay cash for a 300k Townhouse. Cash flow the TH renovation as monthly DIY projects.

@angeleoness 7 күн бұрын

I’m wasting so much money on interest payments! Thousands! I need to get out!

@b3rs3rk3rz2 2 ай бұрын

My why is because I want to better my credit 😤 then get approved for better cars an a house eventually

@discreetphaseresolutiononi299 Ай бұрын

*I’m glad it works for me and i am sure it will works for you as well*

@mzondi1970 3 ай бұрын

I have about seven credit cards they were all carrying a zero balance I got diagnosed with cancer a couple years ago and had to charge them all up paying very expensive co-payments now I'm getting partial money from the government that's way below what I was earning I feel like I'm in a rut in a hole that I can't dig out of

@discreetphaseresolutiononi299 Ай бұрын

My brother, you needed this! I already had ideas of raising my score. But I just found more ways because of this. *Pecuniary backdoors* are such a blessing, keep going frl!

@discreetphaseresolutiononi299 Ай бұрын

Thank you *Strategic techies* so much for you’re advice as my credit score is 771 and wanting to increase it as much as possible as l’m just trying to look out for my future. I’ve subbed you.

@Pamcatmom 2 ай бұрын

I would love a 0% transfer card but my credit score doesn’t give me that option. 😢

@valerysanchez 5 ай бұрын

i am looking for a a clear conscience

@mom2suns857 4 ай бұрын

I look forward to owning my own home 🙏🏾

@ShanajayeandEric 5 ай бұрын

Unfortunately, this is not the fasting way. The velocity banking method is!

@rachaelgoldstein6134 5 ай бұрын

Same peace of mind and buy house

@ctgeblue17 4 ай бұрын

Weird how these concepts are still new to most. I mean just think logically what can be done and why, you'll cone up with the same plan un this vid.

@TeahM 4 ай бұрын

Congrats!

@VexylObby 5 ай бұрын

Is it just me, or is 90% of people in debt? How can interest rates that keep people like that be legal?

@daniellepomerleau5245 5 ай бұрын

Yes, unfortunately debt is something we are socially taught is the way of life. 1

@bluebee5266 2 ай бұрын

Because banks own the government and the people tolerate it.

@chakrakhan8624 Ай бұрын

its been 7+ years and some old credit cards i closed are still on my credit report. How do I get them to fall off??

@discreetphaseresolutiononi299 Ай бұрын

You’ll really appreciate the information that i provide. They definitely came out with massive amount of very good solution.

@kendregab7328 2 ай бұрын

Gabrielle is my middle name. My parents call me Gabie. It's a wonderful name! Anyways this was a helpful video. I do have credit card debt and car debt. I'm looking forward to the day I pay both off( credit card debt is much higher than my car debt) so I can start saving for a house. Thank you for making this lovely video 😊

@discreetphaseresolutiononi299 Ай бұрын

My brother, you needed this! I already had ideas of raising my score. But I just found more ways because of this. *Pecuniary backdoors* are such a blessing, keep going frl!

@discreetphaseresolutiononi299 Ай бұрын

Thank you *Strategic techies* so much for you’re advice as my credit score is 771 and wanting to increase it as much as possible as l’m just trying to look out for my future. I’ve subbed you.

@hearmenow909 12 күн бұрын

All money is debt.

@eduardodelacanal4333 Ай бұрын

Thank you

@topsycake 2 ай бұрын

BEWARE! just getting your email without sending the free template. not good :/

@GabrielleTalksMoney 2 ай бұрын

My email automation just reached its limit due to high demand! I renewed for a larger quota (yes it costs money to send out free templates) - let me know if you're still having issues getting the template.

@KrisPBaconnn 22 күн бұрын

Any advice for how to pay off debt when you only make enough money to pay your rent, minimum payments, and have to sell things every month to feed your cats? 😂

@yomeamo3886 4 ай бұрын

I am in debt as a result of counting my eggs before they hatched. I charged on my cc with the expectation that my raise, bonus and tax return will cover it. The bonus wasn’t as expected, I ended up OWING taxes and my raise was equivalent to a loaf of bread. I am disgusted with myself.

@mom2suns857 4 ай бұрын

Great video tfs❤

@OnlyDuckSauce 5 ай бұрын

I want to be deft free cuz I made stupid mistakes when I was debt free lol

@gineenspring855 4 ай бұрын

Thank you!

@jangheedavidhan6253 5 ай бұрын

I like your content!

@vanessadoubty17 2 ай бұрын

Need to get out of debt to prepare for retirement

@VirtousStoic 5 ай бұрын

Your biggest competitors in this space are Minority mindset Humphrey yang Ofc they are US creators ur CDN But tbh i am not a fan of humphrey persona, and his videos are too long and full of layman fluff Minority mindset is good, but for the masses, the general public. And he releases too many videos its like spam Wish you more success❤