ACCOUNTANT EXPLAINS The FASTEST Way To Pay Off Debt in 2024 (With Live Tutorial)

[@GabrielleTalksMoney]

Get your FREE Conquer Debt & Budgeting Template → www.gabrielletalksmoney.com/resources

[@SoulTouchathePoet]

Is your budget template still available. I submitted a request from two different emails more than 20 minutes ago and haven't received it.

[@GabrielleTalksMoney]

​@SoulTouchathePoet My email automation reached its limit due to high demand. I just renewed for a higher quote (yes it costs money to send out free templates). Feel free to try again and let me know if you're still having issues.

[@SoulTouchathePoet]

@@GabrielleTalksMoney thank you for following up. I will try again.

[@Nida-pl]

hi I can not receive the free template

[@Wafitalaaribi0585]

❤❤

[@DerraKormino]

I paid up all my mortgages in 2yrs while working with a Financial Adviser. I’m 54 and my husband 57 we are both retired with over $3 million in net worth and no debts. We got to realize that the secret to financial freedom is making better investments.

[@winifred-k9e]

That is so amazing, I’m trying to get onto the investing ladder at 40. I wish at 55 I will be testifying to similar success..

[@richardhudson1243]

It's often true that people underestimate the importance of financial advisors until they feel the negative effects of emotional decision-making. I remember a few summers ago, after a tough divorce, when I needed a boost for my struggling business. I researched and found a licensed advisor who diligently helped grow my reserves despite inflation. Consequently, my reserves increased from $275k to around $750k.

[@JacobsErick-u8r]

I'd be glad to get the help of one, but just how can one spot a reputable one? How did you spot this FA ?

[@amoreauMike-t6z]

Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.

[@kayla7777pop]

Do you have any tips for finding a financial advisor?

[@roseyfischer]

Debt is one of those things that just sticks around, no matter how much you want it gone. And it's easy to end up paying way more in interest than what you initially borrowed

[@Annie2229]

Exactly! One of the biggest issues is that people pay the minimum balance, thinking they’re doing fine, but it’s actually dragging out the debt and adding even more in interest over time. Before you know it, you’re buried in it

[@Will54rol]

Right, and then there’s all this advice out there, but not all of it is realistic. I’ve seen people end up paying off the wrong types of debt first or even going into more debt just to consolidate. There’s so much to think about; it’s overwhelming

[@Kattyol1]

That’s true. I’ve been there myself. I actually started working with an advisor, Joseph Nick Cahill. He’s helped all kinds of clients-from celebrities to regular folks like us. He’s amazing at laying out a clear strategy and helping you prioritize what really needs to be paid off first

[@camela8445Mar]

Oh, I think I’ve heard of him. Isn’t he the one who works with people from all backgrounds, not just the high-net-worth clients? That’s reassuring because sometimes these advisors feel out of reach

[@Kattyol1]

Yep, he’s all about building a plan that fits your income and lifestyle, whether you’re a business mogul or just trying to pay off some credit cards. A friend of mine went to him, and Cahill helped him see where his money was leaking and created a budget that actually worked for him.

[@BarbaraMarks7s]

Investments are the roots of financial security; the deeper they grow, the stronger your future will be."

[@MargaretOlivia2u]

The deeper your investment roots, the stronger your financial security will be in the future.

[@EmilyVanessa5m]

Exactly! With my adviser, I’ve cultivated deep investment roots, strengthening my financial security for the future.

[@EmilyVanessa5m]

My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further.

[@TanyaDavis954]

How long though do you recommend you?Let your finances grow l o l

[@nutech1810]

First step: find someone to hire you in 2024 😂

[@Wishfull171]

This I was laid off in April and it’s hard out here

[@Rainbow_Oracle]

@@Wishfull171 I just got hired after 1.5 years of searching. It's been miserable. I say SAVE SAVE SAVE because things might be a lot worse for a lot longer than usual.

[@Brandy_j5]

Agreed

[@BigSisxox]

Especially in tech! The market is so saturated right now 😢

[@discreetphaseresolutiononi299]

I would say I don’t know how I find you on KZbin, but I know better. My husband and I have been in prayer so that we get our credit scores up and our credit record in great shape so that we can purchase our forever home. It was no one but God that led me to *Pecuniary backdoors* . I thank God for this wisdom. Bless you.

[@monsogo126]

27 years old here. All debt paid off…..mortgage on home is at $70,000

[@thepumpchumppp]

im about to pay off my credit card next month. i had to make a lot of sacrifices and lifestyle changes. everything from not eating out at all, changing phone plans and getting a second job. so worth it though. i cant wait.

[@GabrielleTalksMoney]

excited for you!

[@tashamclean]

Congrats!

[@racheludehjackson]

I can totally identify with cutting down the lifestyle to tackle debt. I had to stop buying designer bags and eat at home instead of ordering out every week with friends. Then I took that money saved and made a payment arrangement to tackle my closed credit card to be paid off in just 12 months. Then I use “bonus money” that I accumulate through reasonably getting rid of my wants (and funding my needs) and put it in a high yield savings on auto pay. 👍🏾

[@laminage]

Good for you! Since Covid I haven't eaten in Fast Food Restaurants the way I used to. I instead take only 30 Minutes for Lunch, then I brownbag, then I print my Bills since I get it through an E-Mail. I save every receipt after I buy something. My biggest weakness are Dollar Type Stores and Amazon, yet I haven't bought from Amazon in a long time. I also write things in a Notebook so I know what I did financially. I get access to my Payroll Sheet on Thursday then it's deposited in my Account on Friday. A Date with yourself is a must as far as I'm concerned. Every Saturday I do my Bills with a Debt Management Book.

[@Handsoflight7766]

Sell some of those designer bags and pay off debt

[@georgetaylor2819]

I still owe about $47K on our house and am eager to see this paid off - our loan is a HELOC and I pay the interest every single day --- am 78 and am not getting hired. Am not going to quit - we have 3 children and I want to leave the family with a home that's paid for. I know it will happen, I just don't know when nor how --- my HELOC is a fixed 3.5% I owe nothing else -- no car - no credit cards - but the home insurance jumped from $1,800 annually to over $5,500 dollars.

[@fitglamsquad5669]

What about life insurance? The money can be used to pay off the house. Also, check to see if your kids want the house. My parents left us a mess with a old house (copper pipes, needs new roof and AC, pool maintenance, floors need replaced, etc, costs so much and I would have rather them have sold it, downsized, and used the money while they were alive.

[@laviolist]

Check out videos on Velocity banking - they’ll teach you how to use your heloc to pay off any your house faster

[@CpT_PrInCeSs]

Or you have some kids that are fighting each other for the house​@@fitglamsquad5669

[@mentzo1]

I’m glad it works for me and i am sure it will works for you as well

[@thediddly]

Have a look at vanntastic using the velocity banking, your on the right track with a heloc

[@noemipizarro4021]

Step 1 my why is to be comfortable to retire. Enjoy living simply reduce stress

[@mentzo1]

I would say I don’t know how I find you on KZbin, but I know better. My husband and I have been in prayer so that we get our credit scores up and our credit record in great shape so that we can purchase our forever home. It was no one but God that led me to *Pecuniary backdoors* . I thank God for this wisdom. Bless you.

[@mentzo1]

I’m glad it works for me and i am sure it will works for you as well

[@johntheshapeshifter8591]

40 now, and everything is paid for. Fortunately, I had a *pecuniary backdoors* teacher who taught me a lesson when I was 18 years old. That lesson was: you can't buy something else for every purchase you make. Having multiple sources of income is prudent, as is living within your means. I have a 13-year-old vehicle because it is all I need, I like it, and I can do whatever I want with it. My net worth is $4 million, and I can pay my bills without stress, but I don't live like I have that. I have no complaints.

[@InfinityGroupTV]

Love your channel and love your tutorials. No debt, but want to tighten my budget. How do I input amounts that I've spent, but that my company reimburses me for on my budget sheet? Trying to save up as much as I can now for investments and paying off the mortgage before retirement. I'm spending more than I realise because I'm not tracking as closely as I should. Love the Canadian content! I watch other financial channels as well, but I always come back to yours to find the Canadian way of executing their idea -- you never disappoint! Keep up the great work. You're a wonderful instructor and example.

[@mentzo1]

I would say I don’t know how I find you on KZbin, but I know better. My husband and I have been in prayer so that we get our credit scores up and our credit record in great shape so that we can purchase our forever home. It was no one but God that led me to *Pecuniary backdoors* . I thank God for this wisdom. Bless you.

[@mentzo1]

I’m glad it works for me and i am sure it will works for you as well

[@johntheshapeshifter8591]

40 now, and everything is paid for. Fortunately, I had a *pecuniary backdoors* teacher who taught me a lesson when I was 18 years old. That lesson was: you can't buy something else for every purchase you make. Having multiple sources of income is prudent, as is living within your means. I have a 13-year-old vehicle because it is all I need, I like it, and I can do whatever I want with it. My net worth is $4 million, and I can pay my bills without stress, but I don't live like I have that. I have no complaints.

[@CpT_PrInCeSs]

And don't forget about making sure when you're giving an extra payment that you are giving it specificlly towards the principal!!!! I just learned this yesterday! Do some research on YT if you don't know what I'm talking about.

[@discreetphaseresolutiononi299]

I would say I don’t know how I find you on KZbin, but I know better. My husband and I have been in prayer so that we get our credit scores up and our credit record in great shape so that we can purchase our forever home. It was no one but God that led me to *Pecuniary backdoors* . I thank God for this wisdom. Bless you.

[@discreetphaseresolutiononi299]

*I’m glad it works for me and i am sure it will works for you as well*

[@discreetphaseresolutiononi299]

Sorry i can’t post their direct contact, just look up the highlighted name above

[@johntheshapeshifter8591]

40 now, and everything is paid for. Fortunately, I had a *pecuniary backdoors* teacher who taught me a lesson when I was 18 years old. That lesson was: you can't buy something else for every purchase you make. Having multiple sources of income is prudent, as is living within your means. I have a 13-year-old vehicle because it is all I need, I like it, and I can do whatever I want with it. My net worth is $4 million, and I can pay my bills without stress, but I don't live like I have that. I have no complaints.

[@gorillakillaaa]

@@discreetphaseresolutiononi299praying is not going to do anything for you lmao. Take some responsibility for your own actions

[@hunterandchavy]

Thanks Gabrielle. I think debt costs. Missed opportunities bc we are busy paying debt and working like crazy to pay for a mortgage, car, or expensive clothes that does not move you closer to financial freedom

[@mentzo1]

I’m glad it works for me and i am sure it will works for you as well

[@alanhipolito9]

Thanks!

[@koreabboy]

Getting a credit card that offers Balance Transfer @ 0% (with 1-3% fee) seems like a great option to keep all debts in one basket. It also forces you to not to use the card so it slots you perfectly for aggressive debt payments.

[@inlinesix6694]

This is what I did to buy some time paying off debt however I’m so bad at giving things a budget for random one off expenses such as our first baby shower 😅

[@vturner]

thats what im doing with my capitalone, theres always a balance transfer promotion so I never pay a fee or interest

It does not exist where I live. Never found one. They’re only 0% if you pay in 30 days.

[@Manihsi]

"High credit utilization (75%-90%) makes it tough to get approved for a balance transfer credit card."

[@StriderBillman]

0% APR promo offers are the best! Sometimes an existing credit card will offer it randomly, and may last like 12-18 months. The interest saved more than pays for the transfer fee.

[@kimleetomlinson2910]

Love the video! I’ve heard all these advice before but the way you put it all together and simplified it makes it so much less overwhelming. Thank you, you have a new subscriber 😊

[@cocoachera]

Great tips! I paid off my debt in 5 months using the velocity banking method.

[@wryterzblock]

Good grief, some people's children are just going to nitpick no matter what. I could hear and see you perfectly fine. And I am very glad I came across your content. Looking forward to checking out more.

[@VexylObby]

No need to belittle others. The volume on this video is just considerably lower than others. it is not negative criticism for sure.

[@M_SC]

Yes poor hearing is a character failing, not a physical inability

[@safeandeffectivelol]

Get a 0% interest card and pay all of your expenses with it. Pay off any debt with high interest with your income. Keep doing that until all your debt is paid off. It's the interest that is killing you. No balance transfer fees or interest. Get a gig job if you have to. Put any bonuses towards the debt with interest.

[@M_SC]

Zero interest credit card??? What’s that

[@MsAshleyCulp]

Bonus? What's that?

[@safeandeffectivelol]

@@M_SC It's for people with good credit. They give a 12-18 month interest free period.

[@CandyLynn64]

You have to pay those expenses off. when do you do that

[@safeandeffectivelol]

@@CandyLynn64 That's why you get the gig or part-time job. The 0% interest card shuffling is to keep you from getting deeper into debt with 25% interest rates.

[@nosypoliticaldancer]

1. Homeownership 2. Open Dancefit studio and other businesses 3. Save for the future 4. Help children do the same

[@shanrathenam3105]

Omg...watching from cape town south africa....in your video at 0.18 sec u inserted a video from blouberg strand showing table mountain in Cape Town.....so awesome..m thk u...that's my city

[@vulpixelful]

The "debt avalanche" method is waaay more efficient and will save you more in interest. It's fine to prefer the "debt snowball" personally, but if you are paying off debt _especially with a low-income_ and high debt balances you can't really afford to pay more interest for the sake of your feelings 🤷🏾‍♀️

[@Oneasianpersuasion]

Agreed, when I tackled my student loans I paid off the highest interest one first down to the lowest interest. Because paying off the higher interest gave me a huge boost of confidence and motivation.

[@vulpixelful]

@@Oneasianpersuasion I am doing this for my student loans as well, and it's working out great. It got easier to get to the principal of the loans over time, like the method intended.

[@deval3596]

yeah, but both methods are really slow if you don't have a lot of free money to apply in the method. VB is faster than both and way more efficient as it will take less time to put in place and less of a hassle as once you're in the method everything becomes automatic for you.

[@amandabaker7735]

​@deval3596 what's is the VB method?

[@ex_cathedra4237]

​@@amandabaker7735could be referring to Velocity Banking. Not a financial advisor, but this is my thought process about it. Think of it kinda like debt consolidation with additional benefits utilizing a HELOC. It's controversial because you're essentially using debt to pay off debt, and you're hoping for better interest rates while doing it. Example: Income: $10k Monthly bills: $8k Credit card debt: $6k HELOC: $25k 1. Draw $23k from your HELOC, and leave the remaining $2k for emergencies. 2.Put all your monthly bills on the credit card. 3. With the $23k you took from the HELOC, pay off the entire balance of the credit card. Your existing credit card debt is paid off as well as your expenses for the month. 4. With the remaining amount you have, pay extra toward your mortgage, or pay down the HELOC. 5. Use your monthly income to pay down the HELOC. 6. Draw from your HELOC again to pay your monthly expenses and mortgage as well as making any extra payment toward your mortgage. 7. Repeat 5 and 6 until the mortgage is paid. The issue I have is that you're building interest off of both the HELOC and your mortgage, but I personally think it's situational. If you have 30% interest credit cards with high balances, it may not be the worst idea to consolidate with a HELOC. But, I'd just use the extra money in my pocket to pay the HELOC and then close it. Then just throw everything I have at the mortgage. Finances can be complicated, but you just have to be level headed and come up with a plan that makes sense for you.

[@323ReTrO]

I paid off $800 of debt just today. Now I have to recuperate that for my savings "Cash in Hand" which I took the money from. I don't owe any bank or anyone money other than myself. I just don't borrow money. PERIOD! All cash flows in and out from myself. I am here watching the video for the excel spreadsheet to make my own

[@jessicahuynh1724]

Thank you soo much for the template...I have watched several vidz to get inspired and do the best method to knock off debts.

[@joyceawesome1705]

Your video is very practical. Not just talk. Well done.

[@GabrielleTalksMoney]

Thanks Joyce!

[@laselecta9012]

She’s intelligent yo.

[@Amaspiritartist3]

Peace of mind and to be able to save and invest and move on with achieving my goals

[@yardiegyal86]

Cashflow, saving for first home, getting married in a year. That's my motivation

[@Collusion10]

I rent. Always debt. Utilities. Car insurance. Maintenance groceries taxes. $2000-$3000 month at least for life

[@curleneslifenyc]

It’s so hard

[@samantharowell9733]

Right? People say to cut back expenses so you can pay more off but, how many of us already don't go get coffee? Don't buy name brand, don't order takeout, and don't spend extra money and STILL can't save??

[@robbielynmccrary872]

@@samantharowell9733me

[@Embrxceyourdemons]

@@samantharowell9733sell things. You probably have crap sitting in your apartment you can sell. Don’t need 4 chairs? Sell 3 of them. Don’t use your living room? Sell your couch. Go door dash. Pick up a 8 hour shift on Saturday or Sunday at a local place. $15 x 8=$120 extra per week. Or $480 per month. That’s more than enough to start killing your debt.

[@Embrxceyourdemons]

They WANT YOU to not pay off your debt. The funniest thing is when you file bankruptcy you get a million applications for loans and cards after you do. There’s balance to everything in life. Anything that was easy to get into will most likely be hard to get out of.

[@ah-vb1tm]

thank you so much for sharing this with us. it really is helping me see how much i carelessly spend, and set goals to prohibit this

[@carolynlawrence111]

Thank you for your resources and guidance Gabrielle!

[@richsace]

Hi Gabrielle, I'm a new subscriber, and need to get a better handle on my finances. Your videos are super helpful thanks so much 🙏 ✨️🌎

[@EliDiazJr]

Incredibly helpful video, thank you! I’m $23K in debt and starting to film my journey to financial freedom. Balancing travel in Southeast Asia and budgeting isn’t easy, but I’m learning! 😅 Anyone else here battling debt and feeling isolated? Just a reminder-we’re not alone in this :)

[@VirtousStoic]

Even though not all your content is for me. I truly respect and appreciate your great content. Keep it up❤

[@GabrielleTalksMoney]

Thank you!

[@pedropolanco6964]

RESPECT

[@gentlespirit4]

Thank you for sharing this information and the resources to help others gain control of their finances. Stay healthy and take care.

[@SilviaHernandez-lx4zz]

When we fast forward the process this way, do we still build credit?

[@KelsJune]

People tend to overlook “Paying above your means” unlike living above your means

[@shanicew7165]

Thank you for the free template

[@mecathompson9195]

Hi! This has been so helpful. Love how you explained everything. I've listened to W Buffet explain this numerous times but this was better. Thanks so much! Will check out your other videos!!

[@ganiyusalau3784]

Thanks for the video. I have a various debts and i am thinking of taking a loan and used it to clear all the debts and left with only one. Is it a good strategy? Kindly advised

[@xdomdiva]

Sacrifice for the bigger goal ❤

[@alanhipolito9]

What I am concern is a lawsuit from the creditors .I love your program but if you have any suggestions concerning how to approach a lawsuit? Thanks

[@maggie12c]

GOAL for me is to pay off debt and to have more money for my family instead of giving it to companies . Great advise thank you

[@MemoryKasu]

It's a bit annoying and unfortunate. When i was born, the national debt was $2,150 per person. Now it's over $100,000 per person. And I'm not even that old. It's truly alarming and best advice get out of debt, make regular investments and be debt free and financially stable.

[@TheKrystolMethod]

I have 6 figure student debt and some credit card debt. Looking forward to this video.

[@Sneakysxn]

from grad school?!

[@masopha30201]

This way will have you paying 3x in interest. There is a faster and better way for you to get out of debt

[@choosetoshine2610]

Excellent content and delivery! New subscriber. ❤🎉❤

[@Timetraveler1111MN]

Question I keep hearing conflicting things on this, but do you think it’s best to pay off a high interest credit card???

[@HowtoBuildWealth-e5v]

Great advice!

[@ElenordeGuzman]

It took me 5 years to pay off my credit cards consumer debts and my car…

[@OzlemFerda]

I drove my first car in my dad's name and later went to get a truck in mine after I paid off my first one and drove off the lot with the truck I wanted, its mostly about a good credit score and a loan portfolio helps as well...lenders like to see various forms of loans in your name to be less of a risk and yes you might have to put money down but not HALF of the car loan Your exactly right I screwed my credit as a young man now I own a detailing company and can't get anything with out the full a

[@amybollana9818]

I have two debts and they are a similar amount but one is a higher interest rate. In this case should I focus on the higher interest rate one?

[@lulabloom4636]

Thank you! Great video, detailed and very encouraging!!

[@lashmebabebyyaz491]

saving and changing my spending habits to purchase a home

[@mariyamirochnik2048]

Do you recommend using miles to cover purchases to reduce credit card payments

[@richthepup]

Hello, well done video! Thanks for sharing

[@caper087]

Once you pay off the credit cards.. should you cancel the card or keep them to keep your credit score decent

[@discreetphaseresolutiononi299]

I would say I don’t know how I find you on KZbin, but I know better. My husband and I have been in prayer so that we get our credit scores up and our credit record in great shape so that we can purchase our forever home. It was no one but God that led me to *Pecuniary backdoors* . I thank God for this wisdom. Bless you.

[@discreetphaseresolutiononi299]

*I’m glad it works for me and i am sure it will works for you as well*

[@discreetphaseresolutiononi299]

You’ll really appreciate the information that i provide. They definitely came out with massive amount of very good solution.

[@latingirl78]

I'm from Mexico, the American Express credit card annual interest rate is at 100%... yes... 100%!!! Yes, it's just crazy, how can one pay that!! Your examples with interest rates below 20% it's what I saw more than 20 years ago here.

[@dennisglass1509]

I want to feel in control of my finances and I want to buy a home in 2 years

[@discreetphaseresolutiononi299]

My brother, you needed this! I already had ideas of raising my score. But I just found more ways because of this. *Pecuniary backdoors* are such a blessing, keep going frl!

[@discreetphaseresolutiononi299]

My brother, you needed this! I already had ideas of raising my score. But I just found more ways because of this. *Pecuniary backdoors* are such a blessing, keep going frl!

[@FireSilver25]

I’m looking forward to being able to upgrade things around my house, start saving for retirement, pay off my mortgage, and just feeling that FREEDOM!!!! I did pay off a whole lot of debt in 2008-10 and was able to buy my first home. That was so amazing! But then my immune system went south and I struggled with EBV for seven years. It was all I could do just to keep up with mortgage payments. I racked up several credit cards. Thankfully I have no student or car debt so I’m hoping to be able to be free from everything but mortgage in a few years. Then I want to be aggressive about setting myself up for later in life. I’ll have to watch this a few times, thanks. ❤

[@Harry-d7m]

I would say I don’t know how I find you on KZbin, but I know better. My husband and I have been in prayer so that we get our credit scores up and our credit record in great shape so that we can purchase our forever home. It was no one but God that led me to *Pecuniary backdoors* . I thank God for this wisdom. Bless you.

[@Harry-d7m]

*I’m glad it works for me and i am sure it will works for you as well*

[@Hairitage2023]

Very helpful content!! Thanks so much!!

[@parthparth-qr9su]

Hey Gabrielle, Thank you for the amazing content. Your videos are really helpful. I would be grateful if you could help me understand a bit about sole proprietor tax. I am working full-time and planning to day trade while making videos on KZbin as a side hustle. Am I eligible for sole proprietor filing? If so, can I write off expenses for both day trading and content creation?

[@hhp2788]

To buy a home cash

[@MakerMontez]

@GabrielleTalksMoney, given the economy would you advise taking out loan on 401k to priortize debt? I sorta don't see the point of using my employers 401k if i will need to pay the debt off either way.

[@angelayenidjeian4221]

Taking a loan out from your 401k is a great option. The interest is much lower that the cc companies and that interest goes right back to you. Instead of that interest going to a credit card company.

[@TeahM]

Congrats!

[@lflowers0891]

What exactly do you (and others) mean when they say "throw everything you have at the smallest debt"? Should all my disposable income go to that lowest debt or should the amount paid on top of the smallest debt be budgeted for as well? Should I be left with 0$ at the end of the month?

[@discreetphaseresolutiononi299]

I would say I don’t know how I find you on KZbin, but I know better. My husband and I have been in prayer so that we get our credit scores up and our credit record in great shape so that we can purchase our forever home. It was no one but God that led me to *Pecuniary backdoors* . I thank God for this wisdom. Bless you.

[@discreetphaseresolutiononi299]

*I’m glad it works for me and i am sure it will works for you as well*

[@discreetphaseresolutiononi299]

You’ll really appreciate the information that i provide. They definitely came out with massive amount of very good solution.

[@dm_uncut]

But can I do everything you traditionally need a credit score for without a credit card?

[@annepisacano8012]

The things I’m thinking of are rental cars, hotels and online shopping? She suggested no vacations or buying clothes. Could you purchase what you need locally without using a card?

[@EnchantedStories-pr9wm]

Not receiving templates over 2 days ?

[@mom2suns857]

Great video tfs❤

[@amiiiiiiiiiiiii]

How do i find out how much debt i have? Ive brushed my finances under the rug for so long i no longer know what i owe exactly (some have gone to collection etc how do i chase it down to pay it)

[@surferboi2005]

Check your credit report. It certainly has a lot of your debts there.

[@amiiiiiiiiiiiii]

@@surferboi2005 i checked but it only has like 2 credit cards and it says closed with $0 due. Im pretty sure it moved to collections. I also know i owe parking tickets and toll fees (my ez pass broke and they started charging me $50 each way)

[@JourneyJustine]

Don’t ever pay collections. Pay the debt with who it is for. Collections is a scam they paid your bill to get your information

[@amiiiiiiiiiiiii]

@@JourneyJustine thanks

[@taneshawilliams701]

I want to get my security clearance again.

[@SolMari1976]

My why is to be debt free. I only have my student loan left. Once I'm done, then I want to be a home owner and do the same so I can retire on time and enjoy it. God's will🙏

[@eduardodelacanal4333]

Thank you

[@Laid_Back_17]

I line how you put _accountant_ in the title for credibility, whilst I’m an accountant and got myself in the same outrageous debt burden 😂

[@discreetphaseresolutiononi299]

My brother, you needed this! I already had ideas of raising my score. But I just found more ways because of this. *Pecuniary backdoors* are such a blessing, keep going frl!

[@discreetphaseresolutiononi299]

Thank you *Strategic techies* so much for you’re advice as my credit score is 771 and wanting to increase it as much as possible as l’m just trying to look out for my future. I’ve subbed you.

[@jangheedavidhan6253]

I like your content!

[@tamesiagarner1489]

In these uncertain economic climate, I need to have as much control of my money as possible. Stay flexible

[@elpee2416]

Stress free life. And for a house

[@angelaspaul]

I’m wasting so much money on interest payments! Thousands! I need to get out!

[@valerysanchez]

i am looking for a a clear conscience

[@ilyasturkistani2381]

I got hooked with title and the thumbnail. But the audio made me leave. I really hope you fix it 🙏🏻 good luck

[@moniquedunmore]

Omg omg! I CANNOT THANK YOU ENOUGH! This video was very informative and I love the documents you provided!! VERY MUCH HELPFUL! I am definitely going to execute and use the tools you provided! I already filled out monthly budget for July and my debt summary. I’m realizing I have so much money left over to save and to knock down debt! Thank you again like seriously!

[@GabrielleTalksMoney]

you're very welcome!

[@gineenspring855]

Thank you!

[@Viv_moua]

I want to pay off my debt because I want to be free from monthly payments to be financially happy.

[@kellyanderson6889]

I have both credit cards debt and student loans. I want to work on credit card debt first, but I want to pay off the card that will have the highest interest first.

[@Harry-d7m]

I would say I don’t know how I find you on KZbin, but I know better. My husband and I have been in prayer so that we get our credit scores up and our credit record in great shape so that we can purchase our forever home. It was no one but God that led me to *Pecuniary backdoors* . I thank God for this wisdom. Bless you.

[@Harry-d7m]

*I’m glad it works for me and i am sure it will works for you as well*

[@he770z1]

Debt doesn't bother me. There is good debt and bad debt. Federal student loans are interest free (not the provincial one), so pay the minimum!

[@mrsalphaazad5610]

Why: I already full that’s why I want to be debt free as now am determined to achieve my goals personal freedom/ to have my home / the dream car that I want. Help assist society where possible

[@eduardodelacanal4333]

Looking to bring score up and buy a house

[@xJusteBx]

My smallest amounts have the highest interest and the largest the lowest 😅 automatic snowball.

[@breannajones2161]

Why: Peace of a mind +freedom + investing

[@b3rs3rk3rz2]

My why is because I want to better my credit 😤 then get approved for better cars an a house eventually

[@discreetphaseresolutiononi299]

I would say I don’t know how I find you on KZbin, but I know better. My husband and I have been in prayer so that we get our credit scores up and our credit record in great shape so that we can purchase our forever home. It was no one but God that led me to *Pecuniary backdoors* . I thank God for this wisdom. Bless you.

[@discreetphaseresolutiononi299]

*I’m glad it works for me and i am sure it will works for you as well*

[@Cantetinza17]

My older brother became debt free this year and he was so overjoyed, but he was like, "Now what"? He basically lived like a hermit. He did the bare minimum of fun, but now he can do whatever he wants. I want to be debt free for the same reasons, for peace of mind. I've noticed it's the subscriptions that is taking a lot of money from me. I've also realized that I've ordered food too many times. It's too high to continue to do that, so that's GONE!

[@Harry-d7m]

I would say I don’t know how I find you on KZbin, but I know better. My husband and I have been in prayer so that we get our credit scores up and our credit record in great shape so that we can purchase our forever home. It was no one but God that led me to *Pecuniary backdoors* . I thank God for this wisdom. Bless you.

[@Harry-d7m]

*I’m glad it works for me and i am sure it will works for you as well*

[@Pamcatmom]

I would love a 0% transfer card but my credit score doesn’t give me that option. 😢

[@SoloforTi]

I want to start having good debt instead of bad debt

[@he1224]

Website isn't working.

[@justinyourdm1738]

Personally I want financial freedom, to be stress free. So I can save up for a house.

[@gentlestormwyatt]

My reasons are as followed: 1. I can live comfortably and no longer living to pay off debt 2. I can actually buy what I want and pay it off 3. I want a home one day

[@discreetphaseresolutiononi299]

76, broke, partially disabled, honorably discharged US veteran. No police record, no drugs, no alcohol, no tobacco. Need help so i can get a low income apt...once in have 1500 ssa, va to sustain myself. *pecuniary backdoors* help appreciated. Thank you

[@discreetphaseresolutiononi299]

You’ll really appreciate the information that i provide. They definitely came out with massive amount of very good solution.

[@Nonsense116]

My "Why" is to start a family. I want to have kids of my own but I refuse to bring a child into a financially chaotic situation. And debt is financial chaos.

[@mom2suns857]

I look forward to owning my own home 🙏🏾

[@bruceevert1655]

Im gping to sell the house 800k. Put 500k into cash flowing investments and pay cash for a 300k Townhouse. Cash flow the TH renovation as monthly DIY projects.

[@chakrakhan8624]

its been 7+ years and some old credit cards i closed are still on my credit report. How do I get them to fall off??

[@discreetphaseresolutiononi299]

76, broke, partially disabled, honorably discharged US veteran. No police record, no drugs, no alcohol, no tobacco. Need help so i can get a low income apt...once in have 1500 ssa, va to sustain myself. *pecuniary backdoors* help appreciated. Thank you

[@discreetphaseresolutiononi299]

You’ll really appreciate the information that i provide. They definitely came out with massive amount of very good solution.

[@laurarobertson1107]

Gabrielle love this video.... I have a question though. I have a home and have homeowners insurance as well as property tax... what is the best way for me to save throughout the year for this. Should I put aside an amount each month and include this in my budget... maybe put the money I'm saving into a separate bank account? Thank you for the budgeting template I'm going to get it printed off :) Oh yes, I love your name ;)

[@CharlisDailyDiary]

You can pay monthly towards them.

[@bayskismith3720]

It's a vicious cycle 😢 debt free is the answer.