Adriano from Passive Income Investing - Answering SUBSCRIBER Questions & Passive Income Update

[@rh3108]

Adriano mutes/blocks users from commenting as soon as he receives any criticism from his videos. It's why his engagement is so low in comparison to his views. I always appreciated the fact that Brandon or Marc don't do that here.

[@stockholmpublishings2937]

exactly, it's a shame he can't have an educated discussion when he's literally out here giving financial advice. that can't be because he's not even educated in the area, can't it? :) I do find his sheep followers funny though, the follow his advice, lose money, sell the bottom, the buys the new thing he are recommending and think it's "safe", then rinse repeat.

[@g59490155]

@@stockholmpublishings2937 I would say he is not bad, but I find him that as soon as he realizes that he might be wrong on some concepts he just doesn't reply you any more.

[@stockholmpublishings2937]

@@g59490155 not bad would be to allow public discussion. Block comments that contain real information is bad.

[@abha801]

Love to both Adriano and Brandon :). Thank you both of you

[@rogerbudgell4226]

I bought HTAE 6 months ago for $2000..I sold it this week for $2600 , my $2000 plus my $600 profit was then used to buy some QQQY AND JEPY in which gives me a higher dividend yield . If my Htae has depreciated I would have kept it longer. . Depreciation don’t scare me , and if it the return on capital grows I will take advantage of it . . That’s how my investing works FOR ME .😊

[@mmmyeahh]

Exactly you should always be actively managing your portfolio , there is no set it and forget it approach that works.

[@derekcox6531]

I don’t personally use the same strategy (fully) as Adriano,but I do use the same methods in my tfsa. I think a lot of the criticism of the pii method comes from folks who just aren’t comfortable ,or don’t understand the method that Adriano uses. His episodes,as far as I can tell, are always very up front and clear about what exactly his philosophy and method of investing is. One may,or may not,subscribe to Adrianos method,but in my opinion it’s not a fair criticism for anyone to say that he is being anything less than genuine in his presentation of what “he” is doing. For that reason,I do subscribe to his channel and I do encourage people to listen and judge for themselves whether or not his method of investing is for you or not.👍👍👍

[@roberttaylor3594]

3:45 if its 10% and the price never moves, you are losing $ to inflation. 10% is fine...if the value of the unit goes up as much as inflation does. But I have about 10% of my portfolio in covered calls and try to use it to buy stocks that seem like a bargain or have a different mix of growth-income....but I still like to buy some covered calls from time to time.

[@catherinedesilets8960]

Even Warren Buffet who preaches about buy & hold - he does sell some stock to switch to better options I believe any long term hold investors should always re evaluate their portfolio … So it makes total sense when Adriano sells some position & streamlines his portfolio

[@roberttaylor3594]

well, I JUST found out that my daughter has a TFSA with 4K in it! A pretty good accomplishment considering her age and job situation!. I have forwarded vlogs from your channel to her and talked about TFSAs etc; but some of the credit goes to you and Mark. I dint ask what she has in the TFSA...just glad she has it!

[@JD-ir8cb]

probably Brandon's best video yet. we'll done

[@CoveredCallETFInvesting]

Good chat boys! Keep up the good work both of you.

[@roberttaylor3594]

I like the apartment analogy. Reale estate tends to go up, but still. the fluctuations dont matter so much as long as the rent keeps coming in.

[@SummitMan165]

Yes, but I would plan for a long term 2-3% avg capital appreciation on the building if we’ll maintained , not a lost of value. I’m in agriculture, the parallel I use is farmland, you can crop it or rent it, rent should go up, but land value, long term, should not loose value but gain some. I think, when using agressive income strategy with 10% yield or more, one should live on 7-8% and re invest the rest to at least maintain portfolio capital value

[@CameronChurcher-gb4fp]

Great Video Brandon! Also, thank you for including my question! :)

[@MegsCarpentry-lovedogs]

Really thorough presentation. I have been a passive investor for a few decades, love it....early retirement is a blast. Interesting to get up to speed on the new ones that cover "the whole world." Cool. Thank you Adrian for being prepared to show the answers. Atlantic Canada, PEI chiming in. :)🍁

[@davdride4850]

It’s a great video both have lots of advise I love following both. Lots of info and learning every time. Information is top notch

[@joannapatterson4625]

Yes. Always count the income received.

[@ricknash3055]

When should you do the counting?

[@jordonhope3408]

Hey Brandon and Adrian - thanks for putting this together, what great info! For Canadian investors hoping to use the new tools from YieldMax and Defiance, it seems to me that if you sell on the last day before ex-dividend and then re-invest the next day, you can avoid the 15% witholding AND make your income a capital gain instead of "ordinary income". Perhaps a good topic for a future video?

[@philippe8742]

Just trying those high yield covered call a few months ago (with small amount), so far the dividend doesn't even cover the loss on the stock xD I'll wait a year to see how it goes. But I'll probably get rid of it at some points.

[@trevorplows7494]

Yeah , but that Adriano snake oil salesman never loses a penny , he always has realized gains and the morons who follow him believe every word. The fund mgrs who pay him to tout their offerings , just love this guy for duping those who can't think for themselves , but follow this guru like little puppies.Woof Woof.

[@DynamiteD-vp]

My total return on many of the covered call ETF's is negative

[@brucecampbell7347]

A good informative video. The portfolio product looks very well done.

[@MountainFinance]

Always fun to see a collab 🙂

[@nein9nein]

Banana bread capital erosion

[@MountainFinance]

​@@nein9nein Ha ha, now I want some banana bread lol.

[@Carol8693]

You two are the best 😃

[@malcolmgoveas7133]

Hello Adriano. Would you please let me know how you treat or manage your investment column when you reinvest your Divident’s. Meaning I am putting back divy amount and was thinking it should not add to the original total invested. Means if my original total is 100000 and in reinvest 2000 divy.. then that 2000 is gravy. It should not increase my original invested. Hope I am not confusing you. I am using your spreadsheet

[@paulpoco22]

Brandon can you and Marc do a video on buying the NEO CDR US stocks vs the real US stocks from NYSE or Nasdaq? Using WealthSimple US account paying the $10/month or are Premium, then the 1.5% FX fee CAD to US then later sometime in the future the US to CAD 1.5% FX fees?

[@hariszhr]

These fellows are good and well learned but i can feel the lack of experience in their talks. Are there any experienced investors also on KZbin? Like 20+ years experience....

[@acdatz6222]

Is Capital Erosion and NAV Erosion 2 different things?

[@charlenechen8714]

It’s the same thing

[@davdride4850]

A person has to go threw all Adrian s videos. You will get a better perspective, on the way Adrian invest / For example I own EIT. Adrian owns EIT. He sold his. I keep mind we both have different reasons. We are both correct // I have some dividend. Some blue chip a lot of ETF ,s that’s the formula I like

[@PassiveIncomeInvesting]

hey you spoiled the big surprise . you only know this because you are an Inner Circle member :) P.S. thanks for being a member

[@NetomaMusic]

​@@PassiveIncomeInvestingHello Adrian... I wanna put 10.000 $ tomorrow to get that monthly passive income. Is HYLD a good one or as of this date you have something else to suggest ?

[@joloui2035]

people want income investments where theres no capital erosion... people want a smaller income if the capital doesnt erode. Why go the trouble to be hybrid or manually reinvest income.... just promote a line of investments that pay income that dont erode capital!

[@paob7580]

Such as what stocks 😩😭

[@joloui2035]

look at the grafs, if a stock over the years only goes down because of distributions, dont buy that... if it fluctuates and basically keeps its value over 5 years, get that one and its distributions, and keep it for ever, thats how i build my passive income. @@paob7580

[@ricknash3055]

Capital depreciation of an income fund is like buying an apartment complex and having to sell several units each month in order to return capital back to the investors greater than the sum of the collected rents for all the units that are held in the fund. High return rates are essentially a pyramid scheme requiring more investments into the fund to offset the greater outflows.

[@aldrinhguiste23]

Nav erosion is not a myth. Sorry Adrian..The capital crashes faster and lower than the dividends can replenish the value. Look at yieldmax shares. Even Adrian doesn’t put a big stake into the high yield etfs. Not part of his ‘core’ stocks. My opinion…

[@DeanComerford-c6c]

The fees on these funds must be quite a bit.

[@satstacker6306]

Distribution

[@djayjp]

Dumbest thing in the world to DRIP these very high yield funds. Your return will be way lower than just investing in the market. They're NOT for growth.