Pass the NMLS Exam - Brief Overview of TILA (Reg Z)

For more study aids to pass the NMLS Mortgage Loan Originator (MLO) Exam, please checkout out our LIVE and ONLINE course at: mlotrainingaca...
This video gives you a preview of our course. There are several important laws and regulations that you must master. Here is quick look at a few of them.
We’re here to help, every step of the way!
Are your looking to become a Mortgage Loan Originator? Have you tried to pass the NMLS Exam once or twice and can’t afford to fail again?
Our courses are designed to give you the information you need to pass your NMLS licensing exam and successfully enter the mortgage profession whether it be in sales, lending, processing or underwriting.
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Get a free resource guide - 12 Tips to Passing the NMLS Exam - www.mlotrainingacademy.com/12tips

[@affinityrealestatemortgage2058]

Thank you so much for watching: Pass the NMLS Exam - Brief Overview of TILA (Reg Z) Please click here to download our 12 tips to passing the NMLS exam (link: www.mlotrainingacademy.com/12tips)

[@marcosaguilar1609]

Does anyone know if the TILA penalties for violation shown are still up-to-date in 2021?

[@webtrik5690]

Thank you. I was watching your videos. I passed my Test with 83%.

[@DaMediaGuyProductions]

I like the way you are teaching this. Most of the "Educators" just read the info to you. I this video you explain it. Thanks

[@affinityrealestatemortgage2058]

anthony thomas That you! I appreciate your comments. Our entire online exam prep class is taught this way. We actually have a 92% pass rate for helping people pass the NMLS Exam.

[@rufuscastillo3980]

I took a prep class for 2 weeks & had no clue what was going on. Thank god I found these videos. Very easy breakdown Mrs. Woods thank you!!!

[@nikkiwhitten860]

I learned more from this video than I did reading the entire chapter of my real estate book!! I read the chapter 3 times!! Now I get it and you covered MORE than the book did!

[@SyedHussain-kn5xq]

Today I passed my NMLS exam. Thank you. (I watched just about three of your videos and the tips were very helpful)

[@C.P.87]

I can't thank you enough for these videos other trainings were so confusing I listened to these for the last 3 weeks and I passed the first time. The way you put things stuck with me! THANK YOU!

[@demarcusphillips241]

I want to thank you so much for your teaching style. I was in class for 3 days and nothing stuck. I’m taking my NMLS exam next month, and your teaching has been super helpful.

[@demitrius2395]

DeMarcus Phillips did you pass?

[@Rells26]

You’re a gem. You’re blessed with this gift to explain. You are by far the best in doing this. So clear in explaining details

[@nickzou8310]

I wish I found her program at the beginning. I signed up with mortgage educator instructor Dave Luna not that great in explanation compare to her.

[@ggj695]

@@nickzou8310 I agree. I take my test tomorrow and I've been watching her videos and a few others. I'm feeling optimistic!

[@nickzou8310]

@@ggj695 you will fine, I learn most of the stuff from her and passed it on first try with high score.

[@lisavolpe3269]

Thank you so much, i have learned way more from you, than any of the other facilitators.

[@maxlife9721]

This guy asking 12 questions drove me nuts....

[@FailBlogProductions]

I don't comment on videos, but I can't give a big enough kudos for how amazing of job you do explaining this stuff. 15/10

[@tinaparker1780]

I agree. I have been reading so many different books with so much info that I really didn't understand half of it. This just compartmentalized it all for me

[@supesart]

Every ARM gets a CHARM

[@christinarivali6776]

I am so happy that I have found your channel! I just finished my 20 hours but did it online and feel like nothing stuck with me ( I'm more of a hands on or explain learning) I have learned so much watching your videos. I have a question though... Is this California laws if not does most of this info similar to the California laws , am I going to confuse myself by watching this? Thanks in advance and I hope I pass next Saturday! I'm feeling alot more confident now.

[@affinityrealestatemortgage2058]

Christina Rivali the exam is a NATIONAL exam - so it doesn’t matter what State you are in. I have students that take our online exam prep from various States! Having a Black Friday deals starting Sunday - $100 off!

[@christinarivali6776]

Affinity Training Academy omg thank you ! My husband was confusing me asking if it was California because he's in real estate and they have different regulations by state but everything sounded the same to me lol thank you so much!! And yes I will definitely look into it! You are amazing!

[@ArtriciaWoods]

See what others are saying - we have a 92% pass rate!

[@fuego80027]

Taking my test this Thursday. I have listened to these videos I hear her voice even when I'm not listening... lol... these have been amazing though I have learned information from these that I never learned in my class... oh and thank you for adding a math video

[@ArtriciaWoods]

I'm happy you liked the videos!!!

[@crystalcrosby7364]

You are good at what you do!! Thank you for being thorough and making it easy to understand.

[@monica-mofitmeals6602]

You are awesome! You provide memory tips etc and I find this so helpful! I’m listening to you while I do my morning walk! I used to be in mortgage but my license expired long ago and wish I didn’t let that happen. Now I need to get back into it and exams scare me the most!! Random question-Can I go thru Affinity for me to get my mortgage license across the nation or is this state only? I’m in California

[@derrickwainwright3746]

I used your videos as a supplement to my training courses and passed my MLO test yesterday! Your videos were very helpful!

[@eliz8294]

Did you use any other study guides, like compucram...etc?

[@derrickwainwright3746]

@@eliz8294 no, I didn’t! Just the training videos and my course materials!

[@eliz8294]

@@derrickwainwright3746 Thank you for the reply👍👍

[@lifeisbody4003]

Thank you so much Artricia!!!! Your explanation is SPOT ON! I am starting to put in altogether! You are great I wish you could teach/educate me one on one!!!! You’re awesome!!!

[@Thehouse385]

The company I work for use another company to train new LOs but I’m going to thoroughly recommend we switch to affinity. So much more organized. Makes so much more sense.

[@eliz8294]

Is compucram one of them? Which study guides can you suggest or would not suggest.

[@jeanqbxx]

Just passed my test yesterday on the first try, you can do it guys.

[@Chris-bc8mz]

what did you do to pass the exam? i know you study but are there strategy or videos you recommend? thanks in advance

[@Reeselaufasa]

I wish I could’ve been at her class in person, so good!

[@Affricanized]

R.I.P thank you for all the help and knowledge.

[@eliz8294]

Who passed away

[@stephaniefountain3726]

I found this information when verifying for 2023, is the 1 million you spoke of supposed to be 100k please?

[@Lady-br3zy]

My nickname for you is Clare bcuz you Clarify everything so we can better understand. 💕💕💕(Hopefully, you don't have any bad memories of someone w/that name). Thank you Clare 💕💕💕

[@Princess_Of_The_Most_High]

I really wish I could afford your test prep material at this time! For now I will take full advantage of these amazing free videos. They are pure gold finds. Thank you 🙏🏼

[@memberinformation5888]

Mateo 5:11-12 Bienaventurados sois cuando por mi causa os vituperen y os persigan, y digan toda clase de mal contra vosotros, mintiendo. Gozaos y alegraos, porque vuestro galardon es grande en los cielos; porque asi persiguieron a los profetas que fueron antes de vosotros.

[@TrillBreezy]

For whoever may be watching this in October 2021, good luck on your exam! I’ve talked to a lot of people and it is meant to be scary, but if you prepare and pay attention to the details, you’ll do great from what I’ve been told! (I am taking mine next week)

[@starlordrxxds7024]

did you pass? i'm taking mine next week

[@TrillBreezy]

@@starlordrxxds7024 I’m taking mine Wednesday so I will let you know

[@starlordrxxds7024]

@@TrillBreezy good luck! Let’s get it

[@TrillBreezy]

@@starlordrxxds7024 got a 92!

[@starlordrxxds7024]

@@TrillBreezy no way what a great score! Congrats!! Any tips? And did you just study these videos on top of taking a non-Affinity 20 hour course or did you actually take the Affinity course? I took a different course so I’m wondering if it’s worth studying the hell out of these videos

[@johnjulien9064]

thank you so much for this. so helpful!

[@ariellafuente8294]

Wow, I have been studying for about 2 weeks now, about to take my test this Tuesday. Not in a single place I read or heard, explained TILA as best as you did. You will definitely have my cheers if I pass this test!

[@letskanikapila]

How did you do?

[@ariellafuente8294]

@@letskanikapila Passed with a 75%! Too close for comfort.

[@letskanikapila]

@@ariellafuente8294That’s okay, you passed and did well! You can only get better from here on. Congrats and good luck!

[@mariabuenrostro3180]

Love the way you teach! Perfectly explained! Such a blessing to many ☺️

[@LevaStyles]

You are truly amazing. Your teaching style is so clear and straightforward. I’m studying for the CRCM and this is so helpful.

[@leonjaimearellano1272]

The best information out there.

[@AberdeenPass]

very helpful , thank you.

[@BPoweredLove]

1:55 Be careful in your wording. That 3-day rescission doesn't apply to all refinances. This cancellation period only applies to refi's on a borrower's primary residence. Not rentals. Not second homes.

[@affinityrealestatemortgage2058]

Thanks for your input... if you listen to the entire video [amd actually take the course], we make it very clear AND when a student takes the course, the workbook, the lecture - we make that clear as well.

[@BPoweredLove]

@@affinityrealestatemortgage2058 Great video. :-)

[@PerryBaty-x2o]

White Daniel Lopez Helen White Charles

[@_jandjdesigns]

I can’t believe this... I got a 73% and we need 75% to pass😩 I take it again on September 17. Your videos are so helpful and I’ve been studying every single day!!! I’m ready to pass this next time around 💪🏼💪🏼💪🏼

[@affinityrealestatemortgage2058]

Thanks for watching Jessica, you may want to invest in our exam prep mastery course. It'll definitely help you get to that 75% min mark, please email my assistant Jocelyn and she'll get you a discounted offer. [e-mail]

[@queensun6059]

👸phenomenal teacher💎💎💎👏👏👏!!!

[@octavialang3166]

Is this information current

[@livinb450]

Hey Atricia, My MLO test goddess. Question! the 2 disclosures requirement per borrower, is that time related? I'm expecting at signing, to be one time, borrowers are to receive a disclosure concerning a right to rescind, in the coming 3 days, disclosed in writing. Is that timing correct and then are they just given a 2nd copy or is that disclosure accruing at a different time in the process. Thanks so much again!

[@ttwofeathers]

What kind of idiot gives this material a thumbs down?? This is pure gold!!

[@lucyluo3898]

Oh my god, why did I just find your videos, this is way better than any of the materials that sell on websites! We just need watch your class, much efficient.

[@padampoudyel41]

I got question about APR 3/1 please any one know...when it will change

[@marquiseherron4564]

Hey question if I was to purchase the study guide for the national test. How long will I have access to it?

[@baharbarzegar7223]

I just started studying how many videos are here in total?

[@ll7812]

I just want to say thank you so much for your videos! I wish I did my prelicensing course through you. I was able to pass my test on the first try. Thanks so much for your content, you are an incredible teacher!

[@mamaeon4808]

amazing

[@ccbeauty9764]

Thanks for explaining everything in detail. You are truly the best educator.

[@l.stephen6402]

I absolutely love your teaching!! May God continue blessing you in abundance!

[@Joshalund]

Thankyou! Very helpful to unpack dense material and put it in layman's terms.

[@barbaramolina7167]

This lady must be kept safe at all times. She is god's sent

[@marilulodolce5880]

Do you offer a crash course? If so where can I find it?

[@uayyoub2909]

Where are you located ? Where are physical classes ?

[@superninjapirate19]

Such a better class than the company I am with

[@UnknownUnknown-cf3lq]

4 installments question? Might be trivial, but does the length inbetween payments matter? I.e. biweekly, weekly, etc? So 5 weekly payments requires TILA?

[@BlazinStreets]

the yzarc installments/payments still applies regardless of length

[@tashas8287]

Omg I really thank God for this woman. I am scheduled to take my test the first week of May. And she puts so many things into perspective because I thought if I print out all of the material and memorize, I would be good to go. Omg that is so not the case this is so helpful. Would anyone know if she is holding another class?

[@TheRealMsBlu]

She passed away a few months ago 😔 The school is still open. You can still purchase the Exam Mastery course which includes the videos.

[@Joe-jf4ym]

Did anyone tell you you're amazing?

[@jasminegrewal5041]

Wow great explanation thank you 🙏

[@danieltorres5052]

broken link to download free tip guide. it didnt work

[@josebetancur3232]

Thank you so much! Big help!!

[@abbymarquart1098]

I had a question about the right to rescind on my last test (that I failed by ONE) and they threw in a holiday as the third day....with that being the case, hypothetically, if a borrower closes on Friday...and Monday is a holiday, when would the right to rescind period end? Wednesday at midnight?

[@BPoweredLove]

Yep.

[@dominiquegougeon6448]

These videos have been super helpful. If a lender closes a loan on Say July 11th and forgets to send the right to resend until July 14th. Does the right of recession still end on the 14th or does it extend for the full 3 years ?

[@affinityrealestatemortgage2058]

Not automatically... this is just a "RIGHT" that the consumer has - if this was not handled correctly.

[@jeffreyemiliopena2164]

This is amazing thank you!!!!!!

[@on-hv9co]

Wouldn't midnight Thursday be 12:00am Thursday morning

[@Boldaslion]

o n - nope

[@jazzygospelguitarTF]

I love your approach ,

[@paritoshpathak5899]

The instructor is good.

[@lionelbencomorealtor652]

It can't be midnight Thursday. It's Midnight Friday

[@affinityrealestatemortgage2058]

Lionel Bencomo Realtor if want to pass “this” exam - please choose Midnight on Thursday. It’s not Friday until 12.01am

[@taronstewart7]

This video was very helpful and I cant wait to sign up to Affinity nmls training academy

[@ArtriciaWoods]

Thanks Taron!!- email me when your ready to see if there are any discount codes available: [e-mail]

[@laveng9303]

Hi teacher ,i went to your online school ,i saw few item .i dont know which one supposebe buy .i going to get loan officer licence.just got 20hours certificate.thank you wonderful class .you give me hope

[@affinityrealestatemortgage2058]

Give me a call - 800.991-6097. Ext 2

[@dineshkhatiwoda1047]

Hi teacher, i need help on how to get enrolled in a 20 hour class. I am in PA. Any offers and discount would be really helpful. Thank you

[@theshadowknowz5900]

Thank you

[@ArtriciaWoods]

Thank you!

[@sadtosh]

THANK YOU VERY MUCH MS. WOODS. I TOOK MY MLO EXAM TODAY AND I PASSED . EVERYTHING THAT YOU MENTIONED ON THE VIDEOS WAS ON THE EXAM.

[@youngLEOc]

Does it matter who u take the course with ? Im in the studying stage before i take the exam

[@affinityrealestatemortgage2058]

+Leo Spell you want a good school and a good teacher.

[@veronicat.3918]

❤

[@lisavolpe3269]

Very helpful, thank you!

[@affinityrealestatemortgage2058]

+Lisa Volpe thanks! Have you taken the exam yet?

[@affinityrealestatemortgage2058]

+Lisa Volpe happy to help!

[@eliz8294]

ANYONE KNOW IF COMPUCRAM WORKS?

[@mineshpatel3562]

Tila ONLY applies to residential properties. It does not applies to commercial, agriculture properties. This is an exam question in every state. Video forgot to mention this

[@MGaskin06]

minesh patel she covered that in a previous video

[@williamhinton4027]

By listen to her videos I passed the exam the first time!

[@YourMomfailedu]

Is Saturday considered a business day?