Age pension and travel overseas

[@AboutRetirementTV]

Where will your next trip take you?

[@bobjohnson3174]

My questions are very important 1 Do I have to live in Australia for 2 years prior to be eligible for the pension, let's say 65 years old. 2 Then at 67 years old apply for the pension 3 Do I have to be receiving the pension for an additional 2 years say 69 years old before I can then leave Australia.

[@suphatrachaiyasit7531]

I thought one of the better things when we get to old age pension age we wouldn't have to answer to anybody no bloody bosses now my boss is centrelink shit

[@AboutRetirementTV]

yes, Centrelink will check it all

[@chrisj6321]

yes my parents retired recently and they always checking up on them and asking them what they spend their money on.... need the uk system

[@andymacmac9151]

Well your still claiming welfare, so the government has a right to check…

[@janinahendrych9065]

Centerlink wants broke emotionally -the most and then if they die -hmm???--less to pay

[@Wog68]

@@andymacmac9151exactly. 1. All government welfare checks including age pension has windfall clause and prevent rort and fraud.

[@leannes9955]

Thanks Katherine! Ive heard thst some pensioners go overseas for a holiday 6 weeks prior and 6 weeks post the end of financial year ..so technically only away for 6 weeks in each year ..but as back to back 6 weeks at a time ut ends up 12 weeks ..do you know if this is possible ? 😊

[@belladogga1]

26 weeks does not equate to 12 months….typo

[@danielodonoghue3529]

12 months is 52 weeks, not 26?

[@AboutRetirementTV]

Hi Daniel, thank you for noticing this mistake, silly mistake of words, of course I meant 26 fortnights, thanks for noticing 😄

[@maungsacca]

There is one bit missing after getting your pension approved you are not allowed to leave australia for 2 years. Please explain that.

[@rodmclaren9339]

I have been overseas for 13 days and my pension was reduced by $20???

[@tanhee9264]

Thank you for information!! If i travel overseas for a couple of years during my 50's (or anytime before i become 67), does it affect the AWLR counting? For example, my AWLR will be exactly 35 years when i become age 67. If i travel overseas for longer than 6 months or continous 1~2 years before i become 67 (for travelling multiple countries), will my AWLR be reduced? Thank you so much!!

[@laurencehyde2168]

I would be interested in the answer..

[@AboutRetirementTV]

My understanding is that as long as your primary residence is in Australia your overseas travel should not change anything or impact your Australian residency.

[@Johno47814]

I was told if I left Australia for 3-6 months before my 67 birthday (2years time) I would have add the 3-6months on to that 2 years Eg. 67& 3 months or 67 & 6months before eligible for pension payment ?? Is This Correct...

[@ronmullen8690]

Look forward to travel insurance topic and reciprocal health agreements eg UK. Visa travel insurance revoked by banks, these recent huge insurance costs is a bottle neck to travel.

[@stevec1835]

Thank you for taking the time to do these videos. I find them very helpful.....

[@malcolmlingard6096]

My aged pension age is 67. Between the age and 65 and 67 am I able to spend some time overseas to be still eligible for my pension and if so how many weeks can I stay overseas in the 2 years prior to my pension being granted. Thank you.

[@AboutRetirementTV]

there is no limit of time, as long as you remain the resident of Australia

[@kathydavies4589]

Once u leave the. Country centrelink is notified when u leave n when u back.been to centrelink to ask regarding this but they says no need.they know it when u leave...whe.n yr passport get stamped..

[@AboutRetirementTV]

Hi Kathy, I still advise everyone to let Centrelink know before leaving either by calling or via MyGov. Believe me, you might get a different answer from a different officer, so to be on the safe side, it doesn't hurt to let them know. That's my advice. Not to mention that Centrelink will always ask the estimated return time for their records.

[@hugonardini790]

I’m on full pension, I’d like to go soon overseas for 4/5 weeks (2024) mainly health wise. However I’d like book a cruise for next year travel, m’I allow to do so.?

[@brentonlett3417]

How do New Zealanders who are on the Special Category visa get on when they leave the country for longer than 6 weeks if we have lived both here and New Zealand for a period of time, but less than 35 years in Australia? For example 20 years in NZ and 20 years in Australia.

[@AboutRetirementTV]

that is going into the area of personal advice, so outside of the scope of this channel. I think you would benefit from full advice, structured to your personal situation. I might prepare a general video of rules between Australia and NZ

[@mikeaburton]

If we come from NZ to live in Australia I know we can claim the Age pension from Australia but do we also have the choice to continue claiming NZ pension but pay Australian tax? If it is possible would we escape the Australian asset/income tests as we don’t have asset testing in NZ.

[@AboutRetirementTV]

HI Susan, yes I know in NZ there is no income and asset testing, however regardless of anything else in Australia you will be subject to the same testing as everyone else, so unfortunately you will have to go through Income and Assets Tests as well.

[@walters2023]

Hi Katherine, hope your well. I have a question for you, do you have any video regarding disabled pension Portability requirements (taking your payment overseas) living overseas permenatly .? Thanks

[@Wog68]

I am wondering how does it play out when Australians go overseas to treaty country such as USA? What is the portability of age pension and healthcare. Australian going to USA as well Australian returning from USA.

[@thomasspencer5116]

You did not mention that if you own your own home and you are overseas for more than six months the home becomes an asset and can reduce or cancel your pension.

[@AboutRetirementTV]

Thank you Thomas, there is only so much information that can be included in one video.

[@josephj6521]

@@AboutRetirementTVis that true? If you go overseas longer than 6 months your home is classed as an asset? Surely not. What if you go for 1 year or 3 years? But your home is not rented and kept empty of your kids live in it for free?

[@colinstevens1698]

Hi Kath, I was told that if you holiday for longer than 6 months your home could be classed as an assett . Is that true please?

[@3mmgf976]

Hi Kath, I really enjoyed watching all your videos it's very informative and down to earth examples as well as explanations. My question is how about the disability support pension how long are they allowed to stay overseas, was it the same rules as the age pension? Thanks!

[@AboutRetirementTV]

I believe Disability Pension would be under similar rules, as all other requirements are identical

[@3mmgf976]

@@AboutRetirementTV Thanks Kath❤️

[@kongung563]

Hi Katherine, I would like to know that I have been as Australian citizens for 40 years but last 10 years I was not work and I would like to know when I retire and how long could I go overseas holiday and still getting paid. If we going for less then 6 months. What should we do because I heard that people said that they only paid under 6 weeks. Could you please inform me of what is the rules. I watching your video but I still not cleared.

[@AboutRetirementTV]

Hi Kong, going overseas for less than 6 months is fine, your Age Pension will continue as normal. After 6 weeks though the supplements will stop, so you will only received the bare Pension payments, but once you return to Australia, your supplements will be reinstated.

[@kongung563]

What is the bare pension?. So when I retire I could go overseas for up to 6 months and still get my pension.

[@AboutRetirementTV]

@@kongung563 as mentioned before, your supplements will be removed after 6 weeks, so the bare pension currently is $900.80 per singel and $679.00 per couple each if eligible for the full payment

[@kongung563]

Katherine, thank you.

[@Johno47814]

@@kongung563 if a couple but only 1person pention age ?? Than how much please ..

[@chweehar]

Do I need to inform Centerlink if I only going for 3 weeks. Thanks

[@AboutRetirementTV]

Yes, you will need to let them know that you are planning to be overseas for 3 weeks and which country. You can either call or even do this online via MyGov.

[@chweehar]

@@AboutRetirementTV Thanks so much, by the way really enjoy your youtube.

[@hugonardini790]

Hi Kathy I’m going for about 6 weeks, and coming back in 8/24. I’m allowed to book the holiday for the next year now , This year? Thanks

[@hugonardini790]

Correction, m I allowed to book the 10:41 next year holiday now. ( comp. Mistake)

[@lunae10]

Thank you ❤

[@souhailshamaissem7564]

Another top video

[@ianjnelson]

What about part pensions?

[@AboutRetirementTV]

Hi Ian, I am not sure if I understand your question, but rules are exactly the same for full or part pension when travelling overseas.

[@ianjnelson]

@@AboutRetirementTV Thank you

[@kimkeegan8503]

what about if my wife lives in another country full time

[@AboutRetirementTV]

that would be subject to Centrelink assessment

[@MrKenNoath]

12 months is 52 weeks, not 26? Which is correct?

[@hughbatchelor8599]

Hi Katherine. I thought there were 52 weeks in 12 months or 1 year?? God Bless.