ALERT! FUTURE of Medicare? ACT NOW! | Former SSA Insider REVEALS! | PLUS LIVE Q&A

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Dr. Ed Weir, PhD, Former Social Security Manager

Dr. Ed Weir, PhD, Former Social Security Manager

Күн бұрын

Пікірлер: 571
@MyGovExpert
@MyGovExpert Күн бұрын
😃☎FOR FREE MEDICARE HELP, please call my Medicare partner, Chapter Medicare, 352-841-0632 Private consultation with Dr. Ed? Schedule: calendly.com/mygovexpert/consult Get ALL your questions answered privately AND support all of our FREE CONTENT!
@davidhudson4928
@davidhudson4928 3 күн бұрын
Make all politicians use the same health system as the public uses.
@larriveeman
@larriveeman 3 күн бұрын
yep and have them use the same 1.0 or 1.1% multiplier for FERS retirement, right now they use 1.7% for the first 20 years
@thomashenske6814
@thomashenske6814 3 күн бұрын
Amen
@SandfordSmythe
@SandfordSmythe 3 күн бұрын
Congress has ACA coverage and Medicare.
@joycepappan4796
@joycepappan4796 3 күн бұрын
Amen
@mwilliams4371
@mwilliams4371 2 күн бұрын
@@SandfordSmythe They exempted themselves from Obama care.
@edt.5118
@edt.5118 3 күн бұрын
If I get 10 minutes with any doctor as a Medicare patient, I’m lucky.
@viksando5713
@viksando5713 3 күн бұрын
I had to actually tell the doctor that was on her way out the door that I was not done. I could tell by the look on her face that she wasn't used to having patients that spoke out.
@ToddM452
@ToddM452 3 күн бұрын
That has nothing to do with it being an Advantage Plan
@thomashenske6814
@thomashenske6814 3 күн бұрын
You must not live in Wisconsin My doctor spends at least 30 minutes with me every time I go and sometimes 45 minutes I have never had any problems
@peacefulheart9348
@peacefulheart9348 2 күн бұрын
Medical Health Care is a joke, no time is truly and genuinely given. It’s a push of 10 to 20 minutes after waiting an hour and a half.
@mwilliams4371
@mwilliams4371 2 күн бұрын
@@thomashenske6814 Then why are you going?
@joanhosley9189
@joanhosley9189 2 күн бұрын
Also, Dr.Oz is more than welcome to enroll into Medicare Advantage, and all those who work in the government, federal or state.
@ShirleyChang-d9h
@ShirleyChang-d9h 2 күн бұрын
Plus all politicians in Washington the Congressman, Senators, etc.
@Nonax33
@Nonax33 2 күн бұрын
I’ve had Medicare part A & B and BCBS State supplement insurance. My supplement insurance premiums have never gone up. I am happy with my State Supplement insurance. I haven’t had to pay a dime for major surgeries and doctor visits. I’m hoping this coming administration will not force me to get Medicare Advantage plan. I love my doctors
@starsrhi2335
@starsrhi2335 3 күн бұрын
DR. WEIR - YOU ARE A GOD SEND FOR MILLIONS OF PEOPLE. THANKS FOR ALL YOUR GOOD WORK.😊
@ShirleyChang-d9h
@ShirleyChang-d9h 2 күн бұрын
Advantage should be a choice along with the Supplement plan, not a Mandatory plan!! This is America, where we have freedom of choice!!
@MacchiatoSwirlGirl
@MacchiatoSwirlGirl Сағат бұрын
They want to say that Dems wanted to manipulate everything, well the REPUGS are absolutely insane. This is horrible I had heard this. I have Original Medicare and No MORE HMOs they are horrible
@joanhosley9189
@joanhosley9189 2 күн бұрын
I think those who are already enrolled in regular Medicare should be grandfathered in.
@deborahlesage4661
@deborahlesage4661 Күн бұрын
I agree wholeheartedly with that!
@truthcentral4884
@truthcentral4884 3 күн бұрын
I was an authorization coordinator for hmos and VA patients. I was often commended I could get an auth in an hour because sometimes that's all I had. I handled cancer patients and I didn't take crap from anyone when it came to them.
@JeeJubee
@JeeJubee 3 күн бұрын
@truthcentral4884 You’re the best! Thank you! 🙏
@JeeJubee
@JeeJubee 3 күн бұрын
@truthcentral4884 Thank you! 🙏
@dcl8175
@dcl8175 2 күн бұрын
Thank you! As a former nurse manager, you are in the trenches
@computerfile
@computerfile 3 күн бұрын
I really love and appreciate what you are doing Dr. Can you speak to how health insurance companies offering Medicare advantage are so profitable? Are these companies receiving subsidies from the Medicare trust fund?
@MyGovExpert
@MyGovExpert 3 күн бұрын
Will do!!
@quarkybill
@quarkybill 3 күн бұрын
Mostly they deny care. Then they deny payment. Medicare isn't as good a payer as Blue Cross, but it is dependable. Medicare Advantage, not so much. And given that the population served is particularly vulnerable some of the practices here should be illegal by law.
@marlysthoreen4363
@marlysthoreen4363 3 күн бұрын
My providers despise the so-called "advantage" plans. The insurance companies are in business for one reason: to make money. If they force those of us who are elderly and require some medical services to take one of those worthless Dis-Advantage plans, we will be in deep trouble.
@commonsense6967
@commonsense6967 3 күн бұрын
Not so. I've had one for 8 years now, and it's an HMO that all doctors in a 7county area accepts!
@kindaplayerone4128
@kindaplayerone4128 3 күн бұрын
I worry too
@quarkybill
@quarkybill 3 күн бұрын
It used to be that providers just hated Medicaid, because it hardly ever paid in under three months and still left unpaid bills six months later... But now they hate Medicare Advantage. I don't know any independent family physicians or internists in my town who accept these plans. For good reason.
@joanclayton1181
@joanclayton1181 3 күн бұрын
Advantage is not for me. Never! Also, I think the insurance companies will start charging premiums at some time in the future as well. Let's not forget that private insurance companies are in business to make profits.
@JeeJubee
@JeeJubee 3 күн бұрын
@JeeJubee 1 second ago @commonsense6967 You have no problems now. But just this year 28 of their health systems in 21 states suddenly stopped accepting Medicare Advantage due to the denials of coverage connected to profit motive: ridiculous roadblocks to covering the most serious illnesses. One million people suddenly lost all coverage and had to scramble to get another plan. No one is safe.
@eugenepoole7690
@eugenepoole7690 23 сағат бұрын
I am staying with original medicare
@juncospollack6281
@juncospollack6281 3 күн бұрын
I have had Medicare Advantage plan with PPO which enables choice of doctors and clinics out of HPO.
@thomashenske6814
@thomashenske6814 3 күн бұрын
So do I and never had a problem
@Criticalthink21st
@Criticalthink21st 3 күн бұрын
Have you ever had a medical expense over $5000, have you been hospitalized overnight?
@Janpre2001
@Janpre2001 2 күн бұрын
Me too and I also get preventative dental and all my meds are free except one that is not a generic but seems to be free since I met deducible. PCP is free and specialists went from $45 - $30 with no downgrade in benefits. I used to work in healthcare and saw some Med Av plans are pretty good. I also took it becasue I knew when Trump was in last time that they will eventually get rid of Medicare. I pay less than $200/mo via my SS ( they consider it zero premium) and don't need a secondary/supplement. I can also pay for a rider for hearing and vision.
@dolliscrawford280
@dolliscrawford280 Күн бұрын
I have an advantage plan. Would Dr. OZ change it to a cheaper plan and then I have to change it back or will those already signed up just keep the plan they have already?
@Criticalthink21st
@Criticalthink21st Күн бұрын
@@dolliscrawford280 YOU HAVE TO CHECK IT EVERY YEAR OR (as the man said) call Chapter or another reliable agency. You do this during open enrollment-right now. No one is going to do it for you or change anything unless the current plan is defunct… and many of them have been deleted. Responsibility, vigilance, and voting intelligently is key.
@carolynstuart5901
@carolynstuart5901 3 күн бұрын
I have had the Medicare supplement plan N for three years and I’m satisfied. The Medicare advisor told me if I like it, I don’t need to do anything, just keep paying the premium. Is this correct? Love your channel!
@ggjr61
@ggjr61 2 күн бұрын
That’s what all the KZbin brokers say.
@commoncore49
@commoncore49 Күн бұрын
He’s right plan N is the best because G is very expensive; unless you’ve had a major illness like cancer it’s hard to go back n forth.
@DawsonMackenzie-v9o
@DawsonMackenzie-v9o 3 күн бұрын
Thanks 😊
@MyGovExpert
@MyGovExpert 3 күн бұрын
You're welcome!
@SheliaHall-pq3ud
@SheliaHall-pq3ud 3 күн бұрын
Be the cause of people dying instead helping I’m so sick and tired of politicians playing with our rights stop it already
@vanessadokes4416
@vanessadokes4416 3 күн бұрын
LUV THA5 YOU GIVE US SOME GOOD ADVICE..HAPPY THANKSGIVING DR.
@bethellen45
@bethellen45 2 күн бұрын
Advantage plans are bunk. I'm a biller, and when Medicare offloads to Advantage, the MC system essentially ditches their responsibility, called capitation. The advantage plans are full of fluff and hard to contact for fees and problems. I'll protest for sure.
@mjc63
@mjc63 3 күн бұрын
Agree with you on Supplement Plans Ed! Hoping I can get a Supplement in 3.5 years! When my mom got a $900 raise in Social Security because her ex husband died, I stopped covering her G Plan Premium which I had done for about 15 years since she went on Medicare. She didn’t want to pay for it out of her windfall, so she and her partner opted for Medicare Advantage plans.I wished them good luck with that! I covered her F then later G plans to minimize her out of pocket due to poor planning for retirement. Mom had me at 19 so my prophecy that we would be retired looks like it will come through!!! Cheers, Michael Albuquerque NM USA
@cassfonnesbeck8057
@cassfonnesbeck8057 3 күн бұрын
Best health care system in the world? Are you kidding me?
@stixplayer
@stixplayer 3 күн бұрын
was it ever??
@cassfonnesbeck8057
@cassfonnesbeck8057 3 күн бұрын
@stixplayer yes, i think so. Before Reagan.
@indranidasgupta8982
@indranidasgupta8982 3 күн бұрын
It's one of the best in terms of care. Not in terms of insurance and how we pay for it.
@catpaladin1
@catpaladin1 3 күн бұрын
My revered Cardiac Doctor is leaving America with his family at the end of the year. He is looking to work on a contract basis in other countries. He is well known and very very good.
@stixplayer
@stixplayer 3 күн бұрын
@@indranidasgupta8982 Have I got some horror stories for you!!!!!!!
@WhiteRosez007
@WhiteRosez007 3 күн бұрын
I am thinking about an MSA plan. I have been given that choice even though Im already retired with a GAP plan. The problem is most politicians don't know anything about how Medicare works anyway. I
@deannawiggins9992
@deannawiggins9992 3 күн бұрын
My brother was a veteran and he fought with medicare for 10yrs! He used solely the V.A. and didn't want Part B and they refused to stop taking that money from his check. Hw needed the money to live on!
@LuuSang
@LuuSang 2 күн бұрын
Thank you Dr. Ed for your help. Please continue to inform us. I want to know my right under Medicare.
@jupiterglow
@jupiterglow 3 күн бұрын
I read 2 articles that making Advantage plans mandatory would require a 20% tax on payroll. Half paid by employee, half by employer. I doubt anyone would agree to this.
@karenkoe7096
@karenkoe7096 3 күн бұрын
Would not be surprised because I read that studies show that people on Advantage cost 22% more per patient per year.
@woohan6430
@woohan6430 3 күн бұрын
If it’s the rule then an individuals disagreement with it doesn’t matter
@Rustea314
@Rustea314 3 күн бұрын
Maybe if the republicans wanted it to last more than one administration. The republicans hate government.
@commoncore49
@commoncore49 Күн бұрын
@@woohan6430who follows rules anymore?
@darbydelane4588
@darbydelane4588 3 күн бұрын
CALL YOUR REPRESENTATIVES.
@marlysthoreen4363
@marlysthoreen4363 3 күн бұрын
Be careful who you choose. Many "representatives" will steer you only to Dis-Advantage plans because they make more money from them than the Medigap plans. An unbiased person to consult is Ed Weir (I think that is his first name) o KZbin. He has quite a list of videos that will help in decision making.
@Zenmom-kz5yl
@Zenmom-kz5yl 3 күн бұрын
Thanks to you and the information you share, I was forewarned about the call from my Part D supplement company and was able to say early in the call that I'm not interested in changing to Medicare Advantage. Period. Thank you for all you're doing for us. Happy Thanksgiving from Texas
@DonaHERNDON
@DonaHERNDON 3 күн бұрын
I quit going to the doctor because they were not helping me. They only care about money.
@SaintTrinianz
@SaintTrinianz 3 күн бұрын
I opted out of B altogether
@DonaHERNDON
@DonaHERNDON 3 күн бұрын
@SaintTrinianz When government insurance companies can tell our doctors what to do, we are in trouble.
@busygal1959
@busygal1959 3 күн бұрын
​@DonaHERNDON that's why you should should get a supplement plan and not the Advantage plan.
@busygal1959
@busygal1959 3 күн бұрын
Are you uninsured then? You just pay out of pocket?
@DonaHERNDON
@DonaHERNDON 3 күн бұрын
@busygal1959 I have just Medicare, and I haven't been to the doctor in over two years. I have the same health problems that the doctor wasn't helping me with. He just wanted to put me on high blood pressure pills and others that I couldn't take. So I stopped going.
@NothingBtBlueskies
@NothingBtBlueskies Күн бұрын
I’m on SSDI and was automatically put on Medicare after 2 years. I have Medicare a&b, and Tricare for Life. How would the changes to Medicare affect me?
@HarrietArmani
@HarrietArmani 3 күн бұрын
Always call your agent to check the copay and other details for each incident first and I highly recommend calling the insurance provider to confirm the information your agent has provided is good info. Avoids surprise after you’ve already been seen by medical provider.
@MsDogLover
@MsDogLover 3 күн бұрын
This is what MAGA wanted.
@teametal11
@teametal11 Күн бұрын
@@MsDogLover Someone needs the guts to do something and it won’t be painless! Why didn’t the current administration do something? Why not wait to see what’s done before going political? What is it? “as long as it hurts someone else it’s a good idea”?
@maxsuarez4710
@maxsuarez4710 Күн бұрын
Worked for AT&T retired in 1999. When first left insurance (PPO) was $35 a month. Within 6 years went to $500 a month. Was working for a State had a good insurance didn’t need the AT&T insurance for 15 years. Then through AT&T they put us into dollar amount given a month to purchase something in their network. Used that and purchased a Supplement plan. Then a year ago we only had a choice of a UHC PPO advantage plan. They cut out monthly allocation and were talking about spouses wouldn’t be included. Fortunately they didn’t yet we do t have a choice.
@optionstraderman
@optionstraderman 3 күн бұрын
Hey Doc, you mentioned at the end of the video, last question a minute or so from the end of the recording, that you would post something about getting survivor benefits for a divorced spouse when they just learned of the death of their former husband which may have happened a year or two ago. I happen to have a family member in just that exact situation, and she called to talk to SSA last week, and they set her up an appointment for a few weeks from now. She is over 70+ and has been collecting on her own benefit for all these years not knowing she may have been entitled to Divorced Spouse Benefits. She was married for more than 10 years to her spouse, but divorced 15-20 years ago and is not married at this time. When she goes in for her meeting with SSA, it would be nice for her to have the POMS Chapter and Verse in hand dealing with possibly getting back pay for all the months that she was unaware that she could have collected either IEDS or Widow's benefits. I sure would like to provide this info to her before her meeting with SSA. Thanks again for all you do! Hopefully you can respond to this request. I'll be watching 😵‍💫😵‍💫😵‍💫😵‍💫😵‍💫
@eldin14
@eldin14 3 күн бұрын
I just filed under Spouse benefits but it cost me 300 months in SNAP benefits, that I would not have lost under Disability.
@optionstraderman
@optionstraderman 3 күн бұрын
@@eldin14 Sorry to hear about the loss of your SNAP benefits, but I believe that is unrelated to the question above relating to Widow's Benefits.
@bonniemartenez5294
@bonniemartenez5294 3 күн бұрын
Happy Thanksgiving to Dr. Ed and family! Happy Thanksgiving to everyone
@MyGovExpert
@MyGovExpert 3 күн бұрын
Thanks so much! Happy Thanksgiving to you and your family!
@kathiparshall8094
@kathiparshall8094 3 күн бұрын
Thank you for all this advice! Very helpful...Happy Thanksgiving I am thankful for what we have..
@MyGovExpert
@MyGovExpert 3 күн бұрын
I agree!! Take care, Ed
@maryannrogol982
@maryannrogol982 3 күн бұрын
I hope not! How can we stop it?
@beverlyweber4122
@beverlyweber4122 3 күн бұрын
If it's gonna be mandatory, then be sure EVERYTHING is covered, unlimited, with a thousand dollar annual cap all out full stop. Co pays that drain a retiree's funds are stupid!
@commonsense6967
@commonsense6967 3 күн бұрын
Dream on.
@MD77SA
@MD77SA 3 күн бұрын
All they want is excessive wealth. They don't care about retirees.
@quarkybill
@quarkybill 3 күн бұрын
The thing is, there is no proof the Medicare Advantage actually saved the government any money over Medicare Supplemental. Wait till seniors find out they voted to have en masse wallet proctoscopies.
@bryanfoxx2292
@bryanfoxx2292 3 күн бұрын
The BIG thing for people to NOTE about the $2000 max out-of-pocket (moop) is that means for ONLY prescription meds that are covered by that Plan's DRUG FORMULARY. So if one has to take a med that is NOT on the formulary then the $2000 moop will NOT apply. However, most formularies will usually cover a similar drug that would be covered. Also there are ways to appeal for a drug not on the formulary but I don't know how successful that process is. Just want all to know that if your physician prescribes a med to treat a rare or uncommon situation, one should probably check with their chosen D plan to see if it is on their Drug Formulary.
@armandsaiia2519
@armandsaiia2519 3 күн бұрын
Thank You for your work.
@MyGovExpert
@MyGovExpert 3 күн бұрын
Thanks for listening
@deemartinez836
@deemartinez836 3 күн бұрын
NO NO NO TO MEDICARE ADVANTAGE. ITS A NETWORK AND YOU CANT PICK YOUR DOCTOR AND THEY DECIDE IF YOU GET A PROCEDURE, SURGERY OR NOT. ITS HORRIBLE.
@CoffeemomAndOliver
@CoffeemomAndOliver 3 күн бұрын
I love mine
@carolynstine3465
@carolynstine3465 3 күн бұрын
You get groceries but no medical care when you need it!
@drose1205
@drose1205 3 күн бұрын
I had a total knee replacement..no problem with my Medicare Advantage
@cathyjohnson6086
@cathyjohnson6086 3 күн бұрын
Deadly!
@ToddM452
@ToddM452 3 күн бұрын
@@carolynstine3465 That’s certain special cases and in certain areas
@bettyweimer394
@bettyweimer394 3 күн бұрын
I hope Dr. Oz is not allowed to do this! Medicare Advantage is the worst thing for us seniors!!! I am going to call my senator and Representative and tell them “NO” Please don’t mess with original Medicare! So much better than Medicare Advantage!
@thomashenske6814
@thomashenske6814 3 күн бұрын
I’m sorry But you are wrong Have had advantage plan for 10 years and never had a problem
@busygal1959
@busygal1959 3 күн бұрын
​@thomashenske6814 You must be healthy, or wealthy. I have 2 friends, one is 7 thousand, and the other is 4, in medical debt.
@nancyjacobson8163
@nancyjacobson8163 3 күн бұрын
Everywhere I turn some insurance agent is pushing or trying to trap me into a crappy “advantage “ Medicare plan. Just hand over your hard earned and paid for Medicare insurance to a greedy private insurance company.
@telesonic8103
@telesonic8103 3 күн бұрын
@@busygal1959What happened to them that they are in debt?
@joymattson8549
@joymattson8549 3 күн бұрын
@@thomashenske6814 I'm sorry, but YOU are wrong. Your opinion may apply to you, however, my experience with my mother, who had a Medicare Advantage plan, was that it was an advantage only to the corporation that offered it, not to her.
@peggylsamas7453
@peggylsamas7453 3 күн бұрын
Oz probably has stocks in the company.
@jupiterglow
@jupiterglow 3 күн бұрын
He has millions in stocks in pharmaceutical and food companies.
@fantasticfamily5004
@fantasticfamily5004 3 күн бұрын
But of course
@bettyweimer394
@bettyweimer394 3 күн бұрын
He actually has stock in United and maybe other companies! Besides he is wealthy and can afford his medical care! I pray he is not confirmed and if he is I pray he is not allowed to mess with our Original Medicare!
@cathyjohnson6086
@cathyjohnson6086 3 күн бұрын
Not for the average Joe!
@quarkybill
@quarkybill 3 күн бұрын
Without doubt. This is why Trump won't have his picks sign the ethics agreement. It was bad in his first term, it's going to get downright ugly now.
@janinelargent9220
@janinelargent9220 3 күн бұрын
Medicare advantage is very much like most people's current work place based insurance plan except in the case of Medicare it can't be dropped because you for some reason can't continue in your employment. There is an argument that Medicare Advantage plans are superior to most work place plans. Of course supplement plans are superior but not everyone can afford them
@cindycopsey6342
@cindycopsey6342 3 күн бұрын
I cant afford a supplemental plan
@deannawiggins9992
@deannawiggins9992 3 күн бұрын
Once you take an advantage plan you can not switch back to regular medicare unless you can pass a physical done by medicare! Any chronic illnesses will make you fail that physical. Im in the Virginia(metro Washington. D.C.) drs here don't like the available advantage plans and you have to travel far for care. I got throughly screwed by taking Humana and I couldn't get care I needed!
@joanclayton1181
@joanclayton1181 3 күн бұрын
I am sorry this happened to you.
@1030juk
@1030juk 3 күн бұрын
Same here
@findingdimes
@findingdimes 3 күн бұрын
I cant even afford groceries now, ( my neighbor buys for me) so just take more from my monthly s.s amount to cover something i dont want. Many will become homeless with this b.s.
@carmenmadrigal2010
@carmenmadrigal2010 3 күн бұрын
Happy Thanksgiving Dr. ❤ thanks for all your help ❤
@MyGovExpert
@MyGovExpert 2 күн бұрын
You are so welcome!
@p.harvey4401
@p.harvey4401 3 күн бұрын
Depending on the plan coverage, there is not a monthly plan because I refuse to pay a monthly premium nor can I afford a monthly premium
@JoseABorges-s9m
@JoseABorges-s9m Күн бұрын
I'm a retired Army Sgt Major with Medicare (80%) and Tricare for Life (20%) as supplementary. Will that still be honer?
@MsDogLover
@MsDogLover 3 күн бұрын
I don’t want advantage programs
@lotusblssm3580
@lotusblssm3580 3 күн бұрын
Have you done a video about having a ROTH IRA on SSA????
@p.harvey4401
@p.harvey4401 3 күн бұрын
Dr Oz recommends whatever they tell him to recommend
@christinebuckingham8369
@christinebuckingham8369 2 күн бұрын
Dr. Oz recommends whatever he is Heavily Invested In! 😡👎
@PriscillaMyricks
@PriscillaMyricks 39 минут бұрын
Love your show
@viksando5713
@viksando5713 3 күн бұрын
I spoke with someone from an advantage plan and she advised me not to switch my medicare to an advantage plan because doctors were not wanting to take patients with advantage plans.
@MyGovExpert
@MyGovExpert 3 күн бұрын
Good advice. Keep your supplement as long as you can!
@VashetaRitter
@VashetaRitter 3 күн бұрын
Absolutely keep it!
@catpaladin1
@catpaladin1 3 күн бұрын
Our hospitals and doctors practices that are connected to the hospitals are dropping Advantage plans and refusing to take patients on them.
@ShirleyChang-d9h
@ShirleyChang-d9h 2 күн бұрын
I wish I can afford Suplement N plan!!
@cynthiawlaughlin5435
@cynthiawlaughlin5435 3 күн бұрын
I’m having trouble with my Medicare Advantage plan and they have been refusing to cover medication that I’ve been taking for a long time. Now it’s messed up and they won’t even help me. They don’t speak English either. I’m just so depressed dealing with them.
@MyGovExpert
@MyGovExpert 3 күн бұрын
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D, etc), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
@cindycopsey6342
@cindycopsey6342 3 күн бұрын
I cant pay hospital the difference from the advantage plan
@truthcentral4884
@truthcentral4884 3 күн бұрын
Where I live at I waited until I was 65 because we have the best Advantage plan. Since I was getting authorizations for everything I knew it was excellent I don't pay for anything nothing. All I do is see a specialist and my doctor is right on it. My out-of-pocket is 1400 but since I live below poverty they throw a little Cencal in
@darinsmith2458
@darinsmith2458 3 күн бұрын
I dealt with some disgruntled Social Security people.. I should have complained..
@amethystAnge7
@amethystAnge7 3 күн бұрын
Thank you I can understand you and you go slow. Thank you for your services Mr. doctor sorry I don’t know your name.
@vallang4832
@vallang4832 2 сағат бұрын
I am staying with regular Medicare.😊
@sandraturner6214
@sandraturner6214 3 күн бұрын
I have great doctors that I chose. My advantage pays for almost everything. 1 major surgery and 2 surgical procedures and only paid $200 on a $40,000 hospital bill. I like my advantage plan and hope I’m not forced to take something else.
@lindaevans8446
@lindaevans8446 2 күн бұрын
Me too!!
@lindaevans8446
@lindaevans8446 2 күн бұрын
I'm sick and tired of government in our medical care! It should only be us to decide anything medical regarding us! It's a bunch of bs that they are even telling thinking what Medicare THE PEOPLE should have!! Noone knows what's going to happen as he's not even in office yet, because there is too much other crap going on. STAY OUT OF THE PEOPLE'S MEDICAL D
@dcl8175
@dcl8175 2 күн бұрын
All plans are subject to your zip code that you live in.
@MaggieJohnson-vn6su
@MaggieJohnson-vn6su 2 күн бұрын
Medicare Advantage just killed my Aunt by refusing her needed care.
@dianeyoung6912
@dianeyoung6912 3 күн бұрын
What about people who get their 20 percent covered by an employer covered plan --- not an advantage or supplement plans?
@organizstylist7732
@organizstylist7732 2 күн бұрын
It’s the same as being part of an HMO, and the agents churn your account between different plans to generate commissions and bonuses for themselves. Get a Plan N Med Supp if you are healthy and don’t need medicines or doctor visits regularly.
@ShirleyChang-d9h
@ShirleyChang-d9h 2 күн бұрын
I want to get Plan N but it’s expensive!!
@whatneth
@whatneth 3 күн бұрын
When a politician/ who ever promotes a plan are they free of any financial interest in those companies? … Hope my question makes sense
@birdlady2725
@birdlady2725 3 күн бұрын
Conflict of Intrest?
@carolynstine3465
@carolynstine3465 3 күн бұрын
Who knows. They probably have investments in them or are officers in those companies. The Senate should ask them about it when they face questioning by the Senate!
@quarkybill
@quarkybill 3 күн бұрын
Dr Oz has millions invested in healthcare firms. This includes around $300,000 in United Health and Cigna. So definitely Oz has conflicts of interest. Frankly, I hope he gets sued for doing this.
@Cali-Girl
@Cali-Girl 3 күн бұрын
We don’t have any advantage plans,thank God. Where I live not enough providers to form a network that would accept it.
@sallysmack9372
@sallysmack9372 3 күн бұрын
I am just sick, but would expect nothing less.
@lorisanto5842
@lorisanto5842 2 күн бұрын
I turn 65 in May, recently divorced. I’m retired & started collecting SS at 62. my company offers a med adv plan with Medical, dental,vision & hear aids. What is the best approach to determine whether the company plan is worthwhile. How do you compare plans (adv v supplements v company med adv.? I’ve seen ads from Medicare Coach, and others advertised. To help make decisions is that a good way to make comparisons (contacting these ad companies)?
@commoncore49
@commoncore49 Күн бұрын
No, because they charge you!
@roblink4781
@roblink4781 2 күн бұрын
I love my Medicare advantage plan, no premium, 10 buck copay, can go out of network, free ymca and no authorization needed, it's thru my employer retirement plan.
@ShirleyChang-d9h
@ShirleyChang-d9h 2 күн бұрын
Wait til you need hospitalization !!
@MsDogLover
@MsDogLover 3 күн бұрын
I get to see any doctor for enough time.
@ShirleyChang-d9h
@ShirleyChang-d9h 2 күн бұрын
How about having Dr Mercola or Dr Gundry to be in charge of Medicare?!
@commoncore49
@commoncore49 Күн бұрын
Not Gundry for sure! A money hound!
@deetmar7esp
@deetmar7esp 3 күн бұрын
None of our physicians take Medicare Advantage plans.
@ShirleyChang-d9h
@ShirleyChang-d9h 2 күн бұрын
I wanted to get a Supplement N plan but it’s expensive!! My Social Security wasn’t enough to cover it!!
@PH-dm8ew
@PH-dm8ew 15 сағат бұрын
what about if i have a secondary insurance already from a government job. Will i be forced to get rid of it or have to pay both the healthcare and the Medicare advantage.
@jmw402
@jmw402 3 күн бұрын
what happens with pre exiting conditions
@MyGovExpert
@MyGovExpert 3 күн бұрын
Good question. I hope we don't go back to the old system.
@jmw402
@jmw402 3 күн бұрын
that may be the elephant in the room.
@gleneverett9728
@gleneverett9728 2 күн бұрын
Outstanding
@lotushealingsanctuary
@lotushealingsanctuary 3 күн бұрын
Cap is unfair. Overseas payments don't put $ back into our economy. This is two things our Congress should consider
@carolloving9682
@carolloving9682 3 күн бұрын
Ty dr weir
@teametal11
@teametal11 3 күн бұрын
How do insurance companies make more money with advantage plans? If they get more from the government, how would that help the sustain the system? Supplement plans require a premium and advantage plans don’t so I don’t see the benefit for the government or the insurance companies. Deductibles?
@jupiterglow
@jupiterglow 3 күн бұрын
Advantage plans pay far less than medicare does. That's how. And that's why dr's and hospitals are dropping them.
@cassfonnesbeck8057
@cassfonnesbeck8057 3 күн бұрын
@teametal11 they make more by paying less for your dr and declining needed procedures.
@mdeloache2023
@mdeloache2023 3 күн бұрын
Medicare Advantage makes money by denying coverage of procedures the doctor says you need. Regular medicare, the patient and doctor decides care; with medicare advantage some behind the desk at the medicare advantage office decides. If it cuts into profits, more likely to be denied.
@teametal11
@teametal11 3 күн бұрын
@@mdeloache2023 Understood. That would benefit the insurance company but I’m reading that Advantage plans actually cost the government 6% (or 27 billion) more than original Medicare. I’m still not understanding the logic.
@Criticalthink21st
@Criticalthink21st 3 күн бұрын
@@teametal11Insurance companies lobby and finance politicians which sets up a smokescreen that allows for funds to shift from healthcare to administrative cost and private profits at the expense of patients and healthcare providers. Logical for profiteers.
@ronharvey4657
@ronharvey4657 Күн бұрын
One reason to default tp a medicare advantage plan is they pay some of the 20% copay of Medicare A & B. Advantage plans are not monopolistic yet. Also, prior authorization reduces waste fraud and abuse compared to Medicare. I know medical bankruptcy is a leading cause of bankruptcy for the elderly. Maybe having an advantage plan with low premiums and a reasonable Max out of pocket would help.
@robertrussell2166
@robertrussell2166 3 күн бұрын
I have medical insurance as part of my retirement plan for 30 years with SoCal Edison. I have a Medicare advantage plan the feeds into this Kaiser plan. Will these changes affect my coverage?
@linden5576
@linden5576 3 күн бұрын
😂😂😂👍 I have adult children so I do understand. Amen to that!😵‍💫😂 🤔 I feel that Medicare should be available to everyone who receives Social Security retirement, at whatever age they retire. What’s with this? You have to wait until you’re 65? That’s just the number someone put in place. And it’s unfair for people that retire and collect Social Security retirement that they should be entitled to that when they’re entitled to Social Security retirement at whatever age they retire at! That needs to change.
@sylviamarlar4206
@sylviamarlar4206 2 күн бұрын
Big difference in PPO and HMO. I was completely happy with the Advantage PPO, I could see any doctor with no copay whether in or out of network. But they messed that up completely by reducing the benefits! Now I am forced to have an Advantage HMO, in network only benefits.
@evajoo6318
@evajoo6318 32 минут бұрын
Is the 12/7 cutoff for existing recipients of Medicare or new enrollees?
@MENCANTA898
@MENCANTA898 3 күн бұрын
I wonder when government will wake up and also see that seniors need Free Dental, Free Eye care and Free Ear care, it’s like they’re being punished for getting old and there’s no coverage for the main areas of aging, after all those years of work got pretty much -0- care on these areas not to mention that there is still a charge to use Medicare and only covers 80%, welcome to expensive retirement
@SandfordSmythe
@SandfordSmythe 3 күн бұрын
Unlike SS, Medicare has some access to the federal general revenues.
@rmcfete
@rmcfete 3 күн бұрын
That won’t fly with people. I think Oz is not in Kansas anymore. I don’t like him for that position
@davidgray1515
@davidgray1515 3 күн бұрын
Hes an actor on a TV show. We need laws that ban actors from being politicians.
@davidgray1515
@davidgray1515 3 күн бұрын
Our worst politicians were/are actors.
@BernadetteCorleyTroge
@BernadetteCorleyTroge 3 күн бұрын
Can't wait to hear " I didn't vote for him."
@karatohongkongcat
@karatohongkongcat 3 күн бұрын
@@davidgray1515u mean like rump? lol
@karatohongkongcat
@karatohongkongcat 3 күн бұрын
@@BernadetteCorleyTrogedon’t blame me….i did t vote for the orange turd
@patricialewis7998
@patricialewis7998 3 күн бұрын
Hello. I’m 63 I retired from my job of 25 years at age 59 had a savings account which I’ve lived off of not sure of my next step. Should I apply for Social Security or or draw from 401(k) savings?
@dcl8175
@dcl8175 2 күн бұрын
Full retirement age is 67. If you take it before your FRA, you take it at a reduced benefit permanently. So that is something to consider.
@PeggyScully-m5n
@PeggyScully-m5n 3 сағат бұрын
I am retired from the state, can I try and switch to the state insurance?
@Jogie100
@Jogie100 3 күн бұрын
I think Medicare needs to do a much better job of explaining the difference between old school Medicare and the advantage plans. On their face they are really very simple
@commonsense6967
@commonsense6967 3 күн бұрын
Advantage plans are all different.
@ToddM452
@ToddM452 3 күн бұрын
@@commonsense6967 That’s right and vary by state
@SandfordSmythe
@SandfordSmythe 3 күн бұрын
People wanted to privatize Medicare. Have fun shopping.
@galecopeland9707
@galecopeland9707 2 күн бұрын
I decided to leave Medicare Advantage and go with Original Medicare with a supplement/Part D. My main reason to change is, I moved out of state to be closer to my children after my husband died. Dealing with grief was bad enough, plus the added stress of having very limited healthcare coverage was a huge nightmare. I basically had medical and increased copays. No vision and no dental as that was a “State thing”. My 2025 coverages on the MAPlan I am leaving is changing too…less or different coverages. Now, I am concerned that I may be about to make a mistake in leaving my current MAPlan. I do not appreciate the delay and lack of truthful and solid information coming out from this incoming administration.
@commoncore49
@commoncore49 Күн бұрын
Well Trump was involved you should have known the scam was around the corner. FAFO
@suchaturi
@suchaturi 3 сағат бұрын
Yes eliminate the FICA cap. Why should the most wealthy pay a smaller percentage of their income?
@PeggyScully-m5n
@PeggyScully-m5n 4 сағат бұрын
Is there an insurance other than medicare? I hate advantage plans and will have no insurance if I am told there is no choice! Can you make a suggestion for another insurance!
@dp2321
@dp2321 2 күн бұрын
I have Medicare as primary & Tri Care for Life.Do I have to do anything?
@catpaladin1
@catpaladin1 3 күн бұрын
I read that Medicare Advantage already costs the Government 22% MORE than regular Medicare. Leave it alone. Push us to Advantage plans and the only beneficiaries will be the Insurance Companies and the people invested in them - like doctor OZ. WTH. Who can really afford Advantage?
@ggjr61
@ggjr61 2 күн бұрын
What I don’t get is the government support of Medicare Advantage considering it cost the government more than traditional Medicare. 🤔
@rebeccawade3236
@rebeccawade3236 3 сағат бұрын
What does Medicare advantage entail?
@buffycat4641
@buffycat4641 3 күн бұрын
I live in GA and my representatives are all trump “yes” men. They could care less about what their constituents want with regard to either Social Security or Medicare. If trump wants it, that is what they will support, period. The Georgians who voted for trump will be shocked when they lose their benefits, but they won’t blame trump. Somehow they will come up with a reason to blame President Biden.
@dkbeach
@dkbeach 3 күн бұрын
Did you hear what MTG just said that "Americans are all spoiled with all these benefits like Social security and Medicare" Please Georgia stop voting for these ignorant people.
@makellyjt
@makellyjt 3 күн бұрын
Will Oz also be overseeing how Medicaid programs will be managed for those < 50 yo?
@carolynstine3465
@carolynstine3465 3 күн бұрын
I think Medicaid is handled by the state where you live.
@SandfordSmythe
@SandfordSmythe 3 күн бұрын
States administer it, but in return for federal money, certain services have to be provided. Beware of Medicaid block grants to states that would offer more flexibility.
@mfcabrini
@mfcabrini 3 күн бұрын
SNAP is based on total household income. I think what would happen with 78 year old mom, is her SSI + her son's income will determine her eligibility for SNAP.
@jennifersmallin1575
@jennifersmallin1575 3 күн бұрын
Do you have any thoughts on Medica Plan in North Dakota? OK to stay on this plan?
@MyGovExpert
@MyGovExpert 3 күн бұрын
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D, etc), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
@chrisa.courter54
@chrisa.courter54 3 күн бұрын
If I have Medicaid and Medicare and a part D prescription drug plan will the powers at be cancel anything I have currently? And if they do can I change my plan that they put me on if I don't like it?
@commoncore49
@commoncore49 Күн бұрын
If you have original Medicare and Medicaid you should be able to see any doctor if in California unless doctors chose not to take it.
@debbielwilliamson8546
@debbielwilliamson8546 2 күн бұрын
People should be allowed to opt out of all medicare.
@dr.michaellittle5611
@dr.michaellittle5611 Күн бұрын
What a nutty idea.
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