All about professional indemnity insurance: Controversial court rulings: That a doctor must know

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National Consumer Disputes Redressal Commission in its recent judgment in the case of BAJAJ ALLIANZ GENERAL INSURANCE CO LTD VS DEVENDRA MOHAN ANAND & ANR has ruled that hospital cannot be permitted to implead their insurance company as a party in the case of medical negligence. The dispute is between the complainant and the hospital and not between the complainant and the insurance company of the hospital. Further, the court ruled that the cause of action of the hospital is future and contingent. However, the hospital may claim from the insurance company as and when the cause of action so arises in the future by filing a separate case in the appropriate court of law/forum.
However, the supreme court has admitted the appeal. The controversial order is against the several other rulings of the same commission on the same point of law pronounced by the same co-equal bench. Mere because some judge has some other logic, the precedent of law cannot be disturbed to cause controversy and confusion.
The video guides the medical fraternity to safeguard their interests.
Disclaimer-
The information provided in this video is for general information and education of the public at large, on the request of the viewers are based on personal views and understanding of the law and not intended to constitute any legal advice. It may not reflect the most current legal developments.
The video is not for any advertisement, personal communication, solicitation, invitation, or inducement of any sort whatsoever to solicit any legal work through this KZbin channel. Viewers are advised to contact their own advocate for advice.
The viewers must always do their own diligence and anyone who wishes to apply the idea/s contained in the video, takes full responsibility for it and it is done at his/her own risks and consequences. Jeevan Prakash, Advocate, or any others (if any) related to the production of this video does not take any direct, indirect or express or implied or punitive, special, incidental, or any other consequential damages arising directly or indirectly on account of any action taken based on this video. We are not liable for any consequence of any action taken by the viewers relying on material/information provided in the video.

[@pranavi_021]

This is a great video on professional indemnity insurance and the court rulings that doctors should be aware of. It is important for doctors to understand the legal implications of their actions and have the right insurance to protect themselves and their practice. This video's case examples and explanations are very informative and helpful. Thank you for sharing this valuable information.

[@vidhidusad4926]

Thankyou sir for putting forth information in the most precise manner. The topic remains of great importance and this video helps in addressing what doctors should do, if they face similar situations. Thankyou sir.

[@jeevanprakashadvocatesupre1871]

My Dear Vidhi Dusad, Your comments are full of talent. All the best.

[@mahirkhanna9430]

Thank you, sir, for clarifying how medical indemnity insurance has two opposing possibilities and how a doctor or hospital should operate in order to gain recovery from the insurance company in the event of medical malpractice. This is an enthralling video! Doctors, like the rest of us, need to be treated fairly. This is a well-understood idea with legal ramifications. You expressed it so clearly that everyone understood it completely, including non-law students and people of all ages. Everyone, even doctors, is entitled to justice. Thank you, sir, for your wonderful and educational movie that covers the fundamentals in such a way that it not only clarifies concepts but also makes them extremely simple to comprehend.

[@sakshinarwal6411]

A new topic and a highly interesting one at that. Useful for both, medical professionals and the masses. Thank you, sir.

[@geethuhannajohn944]

Thank you Sir for explaining this informative topic to us. The term indemnity insurance refers to an insurance policy that compensates an insured party for certain unexpected damages or losses up to a certain limit-usually the amount of the loss itself. Insurance companies provide coverage in exchange for premiums paid by the insured parties. These policies are commonly designed to protect professionals and business owners when they are found to be at fault for a specific event such as misjudgment or malpractice.

[@shambhavitiwari5780]

Thank you for putting light on how an insurance company is a required, proper, and vital party, and thus making it a party is warranted for the rightful and simple procedure of compensation recovery. The rulings you highlighted are fascinating and crucial to comprehending the legal ambiguity. Legal precedents' jurisprudential tenets should be followed. Every professional, including doctors should have rights secured. Thank you sir for this very informative and helpful video.

[@abhinavpandey5317]

Thank you Sir for enlightening this topic as many doctors will be aware through this video.The skill of a medical practitioner differs from doctor to doctor and it is incumbent upon the Complainant to prove that a doctor was negligent in the line of treatment that resulted in the life of the patient. Therefore, a Judge can find a doctor guilty only when it is proved that he has fallen short of the standard of reasonable medical care. Thank You Sir

[@AditiVinay-t3r]

Because physicians are such an essential component of our society, we must not allow them to endure pain for reasons that are not their own...It is certain that this informative video will assist them in resolving their questions, Sir! It is truly worthy of being shared, and the work that you have done to raise awareness of legal issues in such an incredible manner is truly unparalleled, Sir!I can't thank you enough.

[@thetedhadedhavlogs9272]

The doctors have such a big responsibility on their shoulders . They try and work hard to save lives and see death of so many people feeling helpless . The worst part of their job is when people blame them . This video is very helpful and informative !

[@jagratigupta9016]

Thank you sir for crisply and diligently explaining the laws relating to the insurance companies in cases of medical negligence. It is true that a complete deviation made to the existing precedents, may create a wave of chaos and confusion among the people and therefore, the said controversy created by the two totally opposite stands by the court, needs to be resolved by the Supreme Court.

[@user-dk4bd9yl9y]

THIS VIDEO CLEARS THE DOUBTS RELATED TO INDEMNITY INSURANCE.

[@priyanshusingh466]

Thank you for the informative movie, sir. Doctors, like the rest of us, have a right to compensation in the event of medical malpractice. At work, everyone makes errors, and they are common. To protect oneself from unavoidable errors, professionals seek indemnity insurance from the relevant insurance firms. It means a lot for all of your work.

[@ranveerkumarraj3104]

This is very knowledgeable video sir thanks a lot for your valuable time 🙏🙏

[@jeevanprakashadvocatesupre1871]

Thanks and welcome

[@anmolgarg8314]

Thank you, sir, for this video. I got to learn about the latest updates in the concept of medical indemnity insurance. The courts often give controversial judgements that cause a great disparity in the interpretation of laws. The judgement about medical insurance is the same. The doctors should have the right to implead the insurance companies. The victims also need a speedy trial and justified compensation for the injury they have faced. And the insurance company has the resources to do so. It is unprecedented to rule that insurance companies can't be a party to the case of indemnity insurance. Indeed an amazing video. Sir, you have thoroughly researched and explained why the controversial order by the commission hurts the doctors.

[@Trade4eva]

Thank you, sir, for describing the two opposing scenarios of medical indemnity insurance and how a doctor or hospital should act in order to collect compensation from the insurance company in the event of medical negligence. This is a fascinating video! Doctors, like everyone else, have a right to justice. This is a well-known legal notion with ramifications. You articulated it so effectively that everyone understood it completely, including non-law students and people of all ages.

[@jatin1777]

I appreciate you talking about the issues that arise when doctors, patients, and insurance companies disagree over how to interpret a doctor's insurance policy in a case of medical negligence. For doctors, this legal video is quite helpful. For aspiring solicitors, caselaws and case briefs are quite helpful. It was a very educational and enlightening video.

[@ericaroselinetoppo9406]

An insightful video which explains medical indemnity insurance and how a doctor or hospital should act in order to receive compensation from an insurance company in the event of medical negligence also highlights the contradicting rulings and sheds light on how the insurance companies can be a proper party to the case.

[@monirmaydas2184]

Thank you for putting light on how an insurance company is a required, legitimate, and vital party, and therefore making it a party is warranted for the rightful and simple procedure of compensation recovery. The case laws that were mentioned were very well explained and helps a lot to understand sir. Thank You So much.

[@jeevanprakashadvocatesupre1871]

Your comments show your talent and hard work. God bless you. Keep it up.

[@jyoti9055]

I understood all about the professional indemnity insurance controversial Court ruling that a doctor must know sir explained legal opinion legal controversy and Sections with Supreme court rulings in an Excellent manner highly beneficial. Thank you Sir!

[@kirtibedi5559]

Thank you sir for explaining what a doctor should do in the case of medical negligence and also, for raising the issue of conflicting judgment from co-equal bench of a court. The courts should not pass such conflicting order as it will create ambiguity for the other courts and also for the people who are involved in such cases.

[@viralijoisher384]

Thank you very much for shedding light on how an insurance company is a necessary and proper and important party and therefore making it a party is justified for the rightful and easy process of recovery of compensation. The rulings you mentioned are extremely interesting and essential to understand the contradiction in law. Jurisprudential tenets of legal precedents should be adhered to.

[@jeevanprakashadvocatesupre1871]

Dear Virali JoisherVery good comment as it shows a sense of purpose in your actions.

[@mansimadnani5888]

Thank you so much sir for such an informative video. you have explained very beautifully the two contradictory scenarios of medical indemnity insurance. Everyone including the doctor needs justice.

[@samruddhipatil9669]

Thank you sir for this video. It really speaks about the medical-legal issues and how to tackle them. It is important for they are also ethically and socially intervened. You described it in such a way that everyone, including non-law students and people of all ages, could grasp it perfectly, that's true legal awareness. Thank you sir for this exceptional and informative video that explains the reality so perfectly. Thankyou sir.

[@harshagarwal7825]

Indeed not every information can be found from google but through a person of exceptional knowledge to enlighten us.

[@patelnayan3282]

Thank you sir for clearing the confusion which people had about medical indemnity insurance, through this video. The video very well highlights the issue and also suggest ways as to help the Doctors who are involved in such related matter. Moreover, the inconsistency in different judgment shown by courts shows that the Doctrine of Precedent is not followed in this matter.

[@jeevanprakashadvocatesupre1871]

Your comment shows that you took the lessons to improve your learning and understanding.

[@aaratrikapaul2819]

Very useful video for all the doctors and hospitals. Many families move the court against hospitals and doctors and keeping the insurance company as a party will help the doctors and the hospitals from hige losses.

[@apoorvapradhan6989]

Thank you, Sir, for outlining the two opposing scenarios that surround medical indemnity insurance and how a doctor or hospital should act in order to seek compensation from the insurance company in the event of medical malpractice. This is an enthralling video! Doctors, like the rest of us, need to be treated fairly. This is a well-understood idea with legal ramifications. You expressed it so clearly that everyone understood it completely, even non-law students and people of all ages.

[@sabhyabhatia2405]

Very informative and insightful. Thankyiu sir for speaking on an unspoken topic.

[@aanemeshsingh1710]

The video was very informative giving us the crux of the controversial order and it has been explained how the insurance company tries to run away from their obligation. Most Importantly not only the problem but the solution to it is also discussed in the video, that is, how the doctors can claim the insured amount from the insurance company.

[@LovepreetKaur-kf7mp]

Thank you sir for describing the two contradictory scenarios about medical indemnity insurance. This is a perfect example of contradicting judgements that create confusion, and the Supreme Court has to step in to clear the dilemma caused due to this. This video will help the medical professionals to act accordingly.

[@sushruthareddy3442]

You’re making a huge impact by explaining the controversial topics in a detailed manner. You made this easy to understand. Thank you sir.

[@jeevanprakashadvocatesupre1871]

Dear Sushrutha ReddyVery good comment as it shows a sense of purpose in your actions.

[@manishaagrawal1270]

thank you sir for explaining this topic in a easy manner as we know that there are many cases of the medical negligence and there are fraud cases of medical negligence where the patients family alleged to the medical negligence so that they can received the compensation. but the doctors here are the victim of it and this video will help them to understand the provision of law if they are registered under the insurance company.

[@jyotikarki8422]

thabkyou so much sir the video is so infromative and gives a clear knowledge how a doctor can save himself from the medical negligance if he has insured himself , the first thing he should do is to make an immedicate communication in written to the insurace company so that in future the insurance company cannot deny its responsibility.

[@abhilashabansal9416]

Thank you for outlining the ambiguous position of law regarding this important area. Having professional indemnity insurance can benefit professionals and their clients alike as it transfers the liability to the insurer and the professionals can avoid costly claims. Clients benefit as well since when professionals declare themselves insolvent or renounce their liability, their only viable option is insurance .Right to justice should operate for professionals such as doctors as well! Your explanation made it possible for me to understand the ratio of the various judgements on this concept of law.

[@vinatishah8851]

Thank you so much Sir for this insightful video. Medical Indemnity coverage protects a doctor against claims that arise out of professional negligence and breach of duty from the professional services, such as treatment and care that a doctor have provided to patients.

[@jeevanprakashadvocatesupre1871]

Your comments show your talent and hard work. God bless you. Keep it up.

[@urvigupta4475]

Very insightful video on such a complex and important aspect. The legal forums should make decisions in the best interest of consumers always. Very easily explained sir.

[@sonalikumari5446]

This video is really very appreciative. This makes many doctors aware of their rights and proceedings of legal wayout. This video makes clear that doctors should firstly notify the insurance company by writing, should email and should make application before the court to make party to the insurance company. Different National Commission rulings made it very clear. This video easily made me understand such a controversial topic. Thank you so much Sir.

[@LEGAL_PARALLEL]

Sir, I appreciate you sharing your knowledge with others through this under-discussed video. This is a really complex subject that calls for a thorough understanding of the law, and you did an excellent job of explaining it.

[@kaoustubhtripathi2302]

Very Insightful video as well as this video is recommended for our doctors who are working on frontline in this deadly pandemic, this video will serve justice to them. Thank you so much Sir for your such deep explanation.

[@jeevanprakashadvocatesupre1871]

Dear Kaoustubh Tripathi Your communication skill is great. God bless you.

[@tanmayrai420]

This is an exceptionally informative video, sir! Everyone, including doctors, is entitled to justice. This is a common concept with legal implications. You explained it so simply that any non-law student or person of any age can understand it completely. You described it in such a way that everyone, including non-law students and people of all ages, could grasp it perfectly. Thank you, Sir, for elucidating how an insurance company is a necessary, valid, and crucial party, and so making it a party is necessary for a fair and simple compensation recovery method. The case laws that were given were well-explained and highly helpful in understanding.

[@anandvardhan4195]

Thank you sir, for such an amazing video, it really helped me a lot to understand the intricacies of this topic, further, it will also help in my academics and even, in practical application. This video has really helped me a lot and also, the "easy to understand" language which is used by you, makes the concept crystal clear. Once again, thank you for such an amazing video.

[@bidiptamandal8869]

Sir, this is a really instructive video! Everyone, even doctors, is entitled to justice. This is a frequent legal idea. You described it so clearly that any non-law student or individual of any age could comprehend it entirely.

[@pratikd5821]

Greetings to you sir. Thankyou for this enriching video. The video made us aware that how to handle the Medical negligence cases. The more legally aware insurance companies trick the doctors and try to save themselves. But Law and truth prevails above all. And the video proves the same. Thankyou once again. Good day.

[@jeevanprakashadvocatesupre1871]

Dear Pratik Dahule Your comment sounds real and comes from the heart.

[@ayushivaid4346]

Thank you, sir, for clarifying how medical indemnity insurance has two opposing possibilities and how a doctor or hospital should operate in order to gain recovery from the insurance company in the event of medical malpractice. This is an enthralling video! Doctors, like the rest of us, need to be treated fairly. This is a well-understood idea with legal ramifications. You expressed it so clearly that everyone understood it completely, including non-law students and people of all ages.

[@rushabh_agrawal]

Thank you so much Sir for such informative video. it helps general people to know the role of insurance companies in the cases of medical negligence as to how an insurance company is a necessary, valid, and crucial party also a important necessary for a fair compensation recovery method. Also with easy understanding of relevant provisions and court rulings, how there are two cases contradicting regarding the medical indemnity insurance and how a doctor or hospital proceed in order to get the compensation paid from the insurance company in the cases of medical negligence. everyone is entitled to justice and not being legally aware of rights is an hindrance in accessing justice. Again thank you sir for spreading legal awareness through this enlightening videos for public at large to know their legal rights and to obtain justice.

[@jeevanprakashadvocatesupre1871]

Your comment shows your talent. God bless you.

[@kvsvarsha4022]

This video is essential for the professional medical doctors. This is a very beneficiary video and your legal advises helps the society very much. Learning very important issues and which definitely helps us for legal career advancement. Thank you sir, for your detail videos.

[@jeevanprakashadvocatesupre1871]

Dear KVS Varsha Thank you for your great comment.

[@nuthankaparthy5552]

Thank you for elightning the medical professionals on this point.

[@mosampatel1885]

It is mandatory to protect the doctors and professionals against wrongful charges of negligence filed against then in cases where they are actually innocent. This video truly bring to light the contractual obligations the professional insurance policies ought to follow and that they cannot fail to perform their service.

[@revanthraomaddi9413]

Thank you so much Sir for the informative video...It is a video of complete awareness which a doctor must be aware of whenever he is being accused of medical negligence...Thank you Sir for explaining the implications and repercussions of involving a party and for not involving a party...It would definitely serve a larger purpose and this would definitely reduce the burden on the doctor...Thank you so much Sir...

[@AditiBansal-du8tb]

The protection by the insurance company to the doctors and hospitals is paramount as without them it will hamper the workings of the doctors, discourage them and had to suffer even if they were at no fault. Therefore, such professional indemnity insurance recovers the damage that the patient has gone through and safeguards the doctors too from these claims. Thank you sir for making it crystal clear.

[@shahinparveen6985]

Thank you so much, sir for showing the way out for the doctors. Insurance companies are there to indemnify doctors in situations of trouble. They must not seek a way out from their liabilities. Also, consistency in laws is very important for peace and harmony in society. Courts must avoid to laid down conflicting laws. And the inconsistency that has already arisen must be resolved soon.

[@pratitidubey8232]

you explain such complicated issues in a very easy manner with the help of all the relevant case laws. thank you for such meticulous videos.

[@anushreeyadav708]

Thank you Sir for explaining how there are two contradicting cases regarding the medical indemnity insurance and how should a doctor or hospital proceed in order to get the compensation paid from the insurance co. in the case of medical negligence.

[@jeevanprakashadvocatesupre1871]

Dear Anushree Yadav, The amount of effort that you put into for comment on video was tremendous.

[@shalinikirar7985]

Insightful and informative video for all Doctors, law students and practitioners out there. Sir suggested ways and precautions to avoid legal complications arose by not making Insurance Company a necessary party to the case after order of Court. Thank you sir for making us legally aware on this topic through various cases.

[@dikshasharma726]

Thank you sir, for describing two conflicting scenarios involving medical indemnity insurance and how a doctor or hospital should act in such condition.The points of contradiction related to medical indemnity insurance have caused a lot of confusion in the recent past. The case laws helped a lot in understanding and were concisely explained.

[@rishavvats001]

Thank you Sir for this informative video. It explains the concept of medical indemnity and also provides several case laws related to medical negligence. The video also describes the contradictory judgments of the National Commission where on one hand, the insurance company was not liable to pay the compensation as the dispute was between the doctor and patient's family whereas on the other hand the insurance company was not liable to pay the compensation as the insurance company was not a party in the case.

[@niranjanaka4597]

It is good to know that the supreme court stepped in to clear the confusion caused by the contradictory statements and thank you sir for explaining the medical indemnity so well with relevant cases.

[@jeevanprakashadvocatesupre1871]

Dear Niranjana K A Your communication skill is great. God bless you.

[@gargisingla9276]

It is very helpful for both doctors and Insurance company. Sir has explained it with various judgment. Thank You Sir!

[@tanaykhanna4473]

Thank you, sir, for this yet another informative and insightful video. It is necessary to compare and clarify the position of law when there are multiple conflicting rulings of the Supreme Court on a critical topic like Professional indemnity insurance. It is essential that the position of law on this topic is clarified to protect the doctors from different suits and to ensure speedy redressal of complaints of the patients. This video lucidly brings out the correct position of law that the insurance companies are a necessary and important party in a suit and are also precluded from challenging the validity of the same. I am highly grateful to you, sir, for taking the time and making this enriching video.

[@jeevanprakashadvocatesupre1871]

Your comment shows your talent. God bless you.

[@hosannafernandez1998]

Thank you so much, sir. This was something new to learn. A very interesting and informative video. This video will make all the doctors/ hospitals aware that they should add the insurance company as a party to protect their liability in a case of medical negligence. Since the doctors/hospitals are insured the insurance company cannot deny paying the compensation.

[@teevranshuvashishtha5597]

Thank you, Sir for creating this video. This video shall help as a guide to all the doctors and the hospitals. The doctors need to know that there are case laws which mandate them to make the insurance company a party to the suit or else they will just sit and do nothing thinking that their insurance policy would save them. This has been a very informative video. Thank you, Sir for explaining these complexities so beautifully.

[@Ddj205]

Law is very difficult or confusing for the layman to understand but you did easy for the understanding of the layman. Thank you so much sir for this informative, knowledgeable video on Medical negligence. hopefully, this video is totally worth it for the doctors, yeah For a patient, the doctor is someone who restores good health from the dire situation of a medical emergency. doctors also need help, this will helpful for them.

[@jeevanprakashadvocatesupre1871]

Dear Deepali Katiyar Good. All the best. God Bless you.

[@prathambansal8018]

Very informative video sir. You explain all points and also this is a perfect example of contracting judgement. And now i understand how doctor can claim their insurance and their interest can be saved Thank you sir for sharing this valuable information and bring light on this topic

[@jeevanprakashadvocatesupre1871]

I feel motivated by such a comment.

[@diwakarprakashgarg1501]

"I thoroughly enjoyed watching this video! As a practicing lawyer, I found your analysis of the legal issue to be insightful and well-reasoned. Your presentation was engaging and easy to follow, and I appreciate the effort you put into explaining the legal concepts and their practical implications. I look forward to watching more of your content in the future!"

[@ShreyaSehgal-m4m]

This video was very helpful and informative and explained how its important to ensure that doctor's do not suffer and for that sharing of proper legal awareness is necessary.

[@sirisamineni7574]

As a Law Student, I am always looking for well-researched simplified explanations of major legal issues. This video was very insightful . Thank you for explaining this complex issue in layman terms.

[@drishtijain3324]

Thank you Sir, for covering this topic. The insurance company cannot escape from its liability and it is also the duty of the doctor to know the policy thoroughly, understand the terms and conditions instead of just taking the policy and rely on the company to pay without complying with requirements of the policy. the duty is casted on both the company and the doctor to act right .

[@poojaubale6073]

Thank you Sir for enlightening this topic as many doctors will be aware through this video.The skill of a medical practitioner differs from doctor to doctor and it is incumbent upon the Complainant to prove that a doctor was negligent in the line of treatment that resulted in the life of the patient. Therefore, a Judge can find a doctor guilty only when it is proved that he has fallen short of the standard of reasonable medical care.

[@jeevanprakashadvocatesupre1871]

Your comment shows your talent. God bless you.

[@abhishekjoshi3304]

This video is exceptionally well made. thank you sir for providing this informative video.

[@soumyajithaldar4577]

Thank you sir, for explaining how there are two contradictory scenarios of medical indemnity insurance and how a doctor or hospital should act in order to obtain reimbursement from the insurance company in the case of medical negligence. To protect themselves from these errors, professionals obtain indemnity insurance from the appropriate insurance companies for the unavoidable ones. The evolution of the Court's interpretation of insurance is extremely noteworthy, and it is also an important factor in determining the insurance liability that can be imposed on the insurance company. A highly contentious subject is discussed in a fair and balanced manner.

[@deepali758]

When there is ambiguity or confusion, the spirit of the law must take precedence over the letter of the law. Everyone is entitled to justice, and it was imperative that you draw attention to the contentious decision. The judiciary cannot afford to leave loopholes open for anyone to exploit, and all such issues must be addressed. Amazing video explaining the concept and the controversy surrounding it.

[@jeevanprakashadvocatesupre1871]

My Dear Deepali, Your comments are full of talent. All the best.

[@anurimagupta8264]

Thank you sir for sharing this video on Professional Indemnity Insurance. By the illustrated cases in the video it can be ruled out that in cases of medical negligence, there are a lot of controversies. To be on the safe side, the doctor must inform the insurance company about the case and file an application to make the insurance company a party in the case. This would avoid the insurance company from denying the claim later on.

[@MS-cz9lz]

Thank you sir for this video on medical indemnity insurance. Doctors, like the rest of us have the right to be treated fairly. This video was really informative.

[@ishnoorkaur861]

Thank you, Sir, for this educational and well-articulated video. Learnt a lot.

[@piscesreader]

Thank you, sir, for this extremely informative video. I have learnt that the controversial order of the National Commission contradicts several judgments of the National Commission. What one can do as a medical practitioner is to make the Insurance Company party to any suit or case in the court by filing an application in the court for the same and informing the Company immediately in writing.

[@alakanandamohanty968]

This is a very important topic to be discussed and the same has been so well explained in this video. The video is crisp and brief yet provides all the knowledge relating to the topic and also the necessary court rulings.

[@dhritibhutani3987]

Thank you, Sir, for outlining the two opposing scenarios that surround medical indemnity insurance and how a doctor or hospital should act in order to seek compensation from the insurance company in the event of medical malpractice. This is an enthralling video! Doctors, like the rest of us, need to be treated fairly. This is a well-understood idea with legal ramifications. You expressed it so clearly that everyone understood it completely, even non-law students and people of all ages.Thank you, Sir, for outlining the two opposing scenarios that surround medical indemnity insurance and how a doctor or hospital should act in order to seek compensation from the insurance company in the event of medical malpractice. This is an enthralling video! Doctors, like the rest of us, need to be treated fairly. This is a well-understood idea with legal ramifications. You expressed it so clearly that everyone understood it completely, even non-law students and people of all ages.

[@siddharthanand9529]

This video is exceptionally good sir. All the queries are solved perfectly.

[@medishettymanaswini5334]

Thank you sir for sharing information about the medical indemnity policy for doctors. This video has explained that the doctor's responsibility does not end with just having a medical indemnity insurance policy. First, give a notice to the Insurance Company informing them about the case filed against him as soon as he receives notice from the court and also has proof for the same and he should also file an application in court to make the insurance company a party in case otherwise insurance company can easily refuse to pay the compensation.

[@adhishthaagrawal2698]

Thankyou so much Sir for explaining this concept. It is really helpful not only for medical professionals but all the other professionals covered under this professional indemnity insurance. It has given us an idea about how and when to make the insurance company a party to protect the liability of the professional. The different case laws are also very helpful to understand the concept in a clear crystal manner. Thankyou for taking out your time and making this video to help the people get knowledge and understanding about the professional indemnity insurance.

[@KandukuriLakshmipriya]

thank you, sir, for such an informative video. there have been many cases where doctors are filed under medical negligence cases. sometimes these cases are false and sometimes the doctors are not in a position to pay compensation. thus they can use indemnity insurance by including the insurance company as a party in the case. this video is helpful in raising awareness about the rights of doctors in medical negligence cases.

[@mritunjaykumar9924]

Thank you so much sir, such a wonderful explanation about the professional indemnity policy with case fact and critical analysis throughout the cases, which made me more comprehensive understanding and able to learn new things in our life.

[@siddharthsharma8516]

A very nice explanation of court rulings in a sequential manner with also mentioning the flaws of the judgements as well as cases.

[@jeevanprakashadvocatesupre1871]

I feel motivated by such a comment.

[@shruti6834]

Thank you Sir for this topic as many doctors will be aware through this video but many may not. A confusing issue indeed. If the doctor doesn't know about how and when to claim and make the insurance company party in case then can face issue when the court proceeding starts.

[@jeevanprakashadvocatesupre1871]

Dear Shruti Good. All the best. God Bless you.

[@srishtisaxena7584]

Thank you so much sir for sharing this very valuable video. Each and every person is entitled to justice including doctors. This video will help a lot of people.

[@aksharapanasam54]

It's very great of you to take so much of time and make such educational videos for bring awareness in the society about all the Legal Rights available to an individual.The video are very clear and simple to understand by any person thank you so much for your dedication Sir.

[@shalvisrivastava9173]

Thank you Sir, for explaining that there are two contradictory scenarios involving medical indemnity insurance and how a doctor and hospital should act in order to attain compensation from the insurance company in the case of medical negligence.

[@Anika-te5pg]

Thank you sir for this in-depth explanation on medical indemnity insurance and how doctors can get some relief in the cases of medical negligence. The contradictory scenarios have created a lot of confusion, but to protect the interests of doctors insurance company must be made a party to the suit.

[@akp872]

Thank you sir for making us understand medical indemnity in such an easy way. This will surely help our doctors to get out of any kind of stuff related to medical negligence.

[@samaamin2002]

Very well- explained sir. Thank you for clearing and suggesting people especially doctors in this case. Many doctors get stuck in cases of negligence and it is important that our laws give them a proper system to seek and approach.

[@moumitamondal7362]

Thank you sir for sharing an informative video. The common people have no knowledge about medicine, unlike the doctors and surgeons. Every doctor must know these laws as this would enable to ask the Insurance Company to pay compensation if the decision is pronounced against them in the case of medical negligence.

[@jeevanprakashadvocatesupre1871]

Dear Moumita Mondal Your comment sounds real and comes from the heart.

[@vishwajeetsingh6285]

Respected Sir, Doctors are seen as a god on earth, they save lives, which is above the every other act of humanity. But, in some cases, they also lack on their abilities because of being a human and some medical negligence happened, or falsely implicated by a patient. In such cases, it is necessary that they are indemnified. For which they take professional indemnity from the insurance companies. And, even then the insurance company denies to indemnify the doctors on such type of formality grounds is not a humanitarian act. Thank you so much sir for providing such information for the welfare of the doctors.

[@deepashreeg4312]

Thank you, Sir, for elucidating how an insurance company is a necessary, valid, and crucial party, and so making it a party is necessary for a fair and simple compensation recovery method. The order passed by National Consumer Disputes Redressal Commission is controversial and the Supreme Court must give a clarifying judgment on this matter soon.

[@JaspreetKaur-ne5gm]

Thank you so much sir, for describing how there are two opposing scenarios involving medical indemnity insurance and how a doctor or hospital should act in order to obtain compensation from the insurance company in the event of medical negligence. Right to Justice exists for everyone, even for doctors.

[@shivanjalsingh1238]

This vedio was very knowledgeable form the point of view of doctor and a law student this also give the knowledge about what was the procedure of consumer court and does & don't in the case because the Insurance Company was a private institution which want to make the money and that’s why they stated make fraudulent assumptions and try to not give you the compensation and this vedio gives the knowledge that what was the law and how will you have to use it. Thank you Sir.

[@Anandsharma-pm1rk]

Very elaborately explained. Life is full of uncertainties. This is a solution to every doctor's problem which he may come across during his medical practice. It gives a strategy on how to claim the insurance claim from the insurance company which they usually deny on one pretext or the other. But this video will help you out in recovering those claims.

[@shaikishrathsadiqua5563]

Thank you very much for the information, sir, this video could help one to understand professional indemnity insurance. Everybody has a right to justice, including doctors.

[@akhilkaushal55]

Sir your videos always enlighten us. You're doing great service for the society. Thanks sir.

[@arihantverma8503]

You explained it really well sir. Every doctor needs to know their rights. This video will help thousand of doctors and they will get justice as well. Thank you for this clear and precise explanation sir.

[@jeevanprakashadvocatesupre1871]

Your comments show your talent and hard work. God bless you. Keep it up.

[@gurpreetarora]

Thank you Sir for describing the two contradictory scenarios about medical indemnity insurance. This is a perfect example of contradicting judgements that create confusion, & the Supreme Court has to step in to clear the dilemma. This video will help the medical professionals to act accordingly. Everyone is entitled for Justice So The Doctors too are !