Amex Hilton Business Card: Strong Devaluation

[@nubianpwr]

Keeping up with time-based credits on Amex cards has become a nuisance. Cool vid👍🏾

[@GaJaDreams]

Yes, absolutely. Telling the front desk to charge money from different cards, makes them crazy as well. :-D

[@jimmyjames6492]

Not sure on this one. These quarterly credits are getting a bit annoying IMO. Thanks for the heads up on the changes + video!

[@GaJaDreams]

Yes... we have 2 Surpass Cards, 1 Aspire and 1 Business... the quarterly credits are making things complicated. On the other hand, the value of those credits outweigh the yearly fee alone. So still a good deal, but only if you stay at Hiltons frequently. And it's more annoying.

[@thejokerspeaks]

The whole thing seems too niche. Perfect for someone who spends more than 60k, but no more than 100k, doesn't have personal versions, and would waste a FNC at the Hampton Inn. A big spender could just put $60k on a 2nd Aspire card instead.

[@GaJaDreams]

I'll most likely get the 15k FNC before June and then keep the card for $240 on Hilton spends per year... in that case, I'll get $45 per year or of the card (+2500 HH points)... rather limited use

[@TheHijabi]

I’m not sure which is the best Amex business card but in my personal opinion if you already have the aspire card I think the business card is not so appealing.

[@GaJaDreams]

Was actually just nice to get another FNC. With this missing, the real value went down a lot, while the price went up. You still can get some value out of it, but it's by far not the product I signed up for. :-(

[@drchrisheidelberg]

​@@GaJaDreams but annual fee for the business card can be written off as a business expense. Plus I can now use the 5% as my catch all card.

[@becks9765]

If I sign up for this card now, do I still get to enroll for the Priority Pass until 30.6.?

[@GaJaDreams]

If I understand the terms and conditions right, you should still be able to get that even on new cards: "Priority Pass Select The Hilton Honors American Express Business Card will no longer offer a complimentary membership to the Priority Pass™ Select program per the following schedule: Priority Pass Select™ Membership Enrollment Deadline: Through June 30, 2024, you may still enroll in the benefit by calling the American Express customer service number on the back of your card." www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/hilton-honors-american-express-business-credit-card/57460-9-0?key=tncBody&rwdFlag=rwd#offer-terms

[@sharjeelkhan7437]

Never was keen on Hilton cards, hotel etc and I was right. 🎉

[@GaJaDreams]

Nothing is black or white. ;-) Often it's about personal preference. For me hotel cards/points are worth more than airline miles. This particular card, however, is not worth it.