NEW INITIATIVE: ANSWER THESE INTERVIEW QUESTIONS PART 3. Hindi part at 2minutes

[@AnilAggarwalbankinterview]

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[@Senykidewji]

Priority sector is a group of sectors which have been made subject to priority and banks need to invest minimum 40 percent of revenue in them as they are important for development of our nation like, education, agriculture, msme, housing, social infrastructure, marginal groups.

[@Navneet7997]

What is NPA. NPA refers to non performing asset. When a borrower doesn't pay his outstanding amount of loan whether it's principal or interest for more than 90 days, that outstanding amount will be called as NPA. What is priority sector. Priority sector is the sector which the government or rbi consider important and which was given Priority by the government and RBI. For the development of a nation as a whole these sectors plays and important role because without developing of these sector india cannot be developed. There are 8 priority sectors. 1. Education 2. MSMEs 3. Export credit 4. Renewable energy 5. Housing 6. Social infrastructure 7. Agriculture 8. Others ( which include weaker sections like ST, SCs etc.) What are the functions of bank. Banks are the financial institutions which takes deposits from the public and give out loans at some interest rates. Banks have functions like ● Taking deposits, giving loans. ● Give locker services ● Give investments options ● provide credit cards ● Give insurance services ● they give overdraft facilities ● Provide digital banking services etc.

[@ManishaSharma-nw1nh]

NPA stands for non performing assets when bank lends money to customer and there is no repayment of the principal and interest for 90 days it is considered as NPA Priority sector lending is a measure used for lending a fixed part of funds to certain important sectors which are necessary for the growth of economy or nation.. For eg agriculture or educational sectors these are the roots of a nation and hence required sufficient amount of funds otherwise financial organizations will lend money only to the profitable organisations... Functions of bank major function of banks is to accept deposits from customers which is repayable on demand and lend that money for the development of nation banks also provide other facilities like bancassurance , locker facility fixed deposits , recurring deposits

[@mridupolhandique8010]

1) NPA stands for non-performing assets. It is of 3 types, viz., substandard, doubtful, and loss asset. 2) Banks have to lend some portion of their funds to the sectors that are important to the economy. This is known as priority sector lending. 3) Functions: Activity of accepting deposits from the general public and then lending that money to earn profits, providing safe custody of valuables, influence of debit and credit cards, online fund transfers, ATM services, etc.

[@kalyaninanda943]

* NPA stands for non performing asset. When there is no repayment of interest and installment of loan for more than 90 days that loan is called NPA. * PSL stands for priority sector lending. It means banks have to provide a certain percentage of their ANBC to 8 different types of weaker sections called priority sectors . * Functions of banks 1. To accept deposits. 2. Provide loan. 3. Giving locker facilities. 4. Issuing demand draft. 5.Facilitating government schemes to increase financial inclusion. 6. Providing cross border remittance facility. 7. Selling insurance products,etc.

[@AbhishekKumar-ss7oi]

A loan is an asset for a bank since it produces income for bank. A non performing asset, (NPA) is a loan which has ceased to generate any income for the bank. When the interest or the Principal amount is not paid back for more than a period of 90 days, the loan is said to be a NPA. NPAs are a burden for the banks. Priority sectors are those sectors which are of utmost importance and require specialised attention and lending. These sectors are identified by the Government. There are total 8 priority sectors identified by the government. Education, agriculture, renewable energy, housing sector, export credit, MSME, Startups, Social Infrastructure. The function of bank is to provide credit to the needful, promote culture of savings, provide locker facilities for safe keeping, ensure financial inclusion, provide remittance facilities, and ultimately promote social and Economic Development.

[@Senykidewji]

Npa stands for non performing assets..they are the loans given by banks that have failed to provide income for at least 9 months... Two Bad banks are there in India which help in resolution of npas...National Asset Reconstruction Corporation Limited of India and India Debt Resolution Corporation Limited...

[@alok02k]

Sir, NPA is a case which arises when an asset of a bank stops earning any interest for the bank. The loan that banks extend, becomes NPA when 3 successive instalments are due. Priority sector is a group of 7 sectors where banks and financial service providers(NBFCs or MFIs) are directed to lend on preference basis, at target of 40% of ANBC for Public and Private Banks and 75% of ANBC for SFBs and RRBs. These include Agriculture, Housing, Renewable Energy, Export, Education, Social Infrastructure, and M&SEs. Primary Function of Bank includes, taking the public money as deposit and lending as loan for various developmental purposes. Ancillary business include, fund transfer, payment instrument service like debit card, cheques and credit card, locker facility, payment and pension providing for employees and pensioners, third party selling of mutual funds and insurance, etc.

[@vaishnavibhatt2110]

Npa means non performing assets when any fixed asset is kept in mortgage and loan is not repaid then the asset is taken by bank and if the asset can't be used then it is given to arc and arc renovate it and it is sold on behalf of which arc gets commission Priority sector are the sector in which the bank must give loan and the bank do not get much profit on these sectors like education housing msme. The sector which provides benefits to bank The banks accepts deposit and gives loans to public. It also works as agents

[@nehat2764]

Sir can you share telegram channel link

[@AnilAggarwalbankinterview]

For interview preparation, we will use this channel, join this channel : t.me/SBIandibpsprep

[@chandanijha4891]

1). Amount of money lended by a bank or NBFC to the borrower and has fixed some rate of interest on it which the borrower is supposed to pay at stipulated time period but borrower fails to pay either interest or principal or both for more than 90 days (in case of CC and OD if account is out of order for more than 90 days), is called NPA. 2). Banks are required to lend 40% of adjusted net bank credit ( for RRBs and SFBs it is 75%) in 8 sectors, including Education, House, MSME, Renewal energy, Export Credit, which is needed for economic. development. The key function of a Bank is to accept deposit, lend it to the borrower and make investment. Apart from this bank does several functions like providing locker facility, offering insurance products through banka insurance agreement, and many more

[@sapnakanu3093]

1. NPA full form is Non Performing Assets which means when the banks give loan and that loans are struck in the market means when people don't repay their loan are known as NPA. 2. The RBI has set some priority sector where the bank has to give loan in order to maintain the development of all sectors equally. There are some target in priority sector lending which bank has to fulfill it. 3. There are mainly two types of functions of bank primary and secondary functions. Primary functions include accepting of deposits and providing loans to the public and Secondary functions include insurance facilities, locker service, credit card facility, SIP, mutual fund, online Banking facility etc. Thank you sir 😊🙏

[@payal1856]

Sir good evening Sir, NPA stands for non performing assets. As its name mention, it has no active use for banks. if in any loan account there is no sign of repayment for a max of 90 days then the account is declared NPA account. It has many adverse impacts on banks as banks had to written off the amount. Although in case of agriculture loan the time period of an amount being NPA is varied. Priority sector lending- As per the RBI guidelines, commercial bank has to disburse a certain percentage of their ANBC (min40%) to the 8 priority sectors such as agri, education,msme,housing,social infrasturcture and others so that the development of the economy can be assured. Function of banks: banks mainly do two types of function primary and secondary Primary function refers giving loans ,accepting deposits etc Secondary function includes locker facility, loc , Lou, BG ,credit card debit card issuance, MF etc Thank you sir how is my answers..please let me know if anything is to be corrected

[@MeghnaBhArTi1111]

Sir please give some example of weakness and how to represent it in front of the panel.. My weakness is I am very emotional and overthinker but i know I can't tell this.. 😢😢

[@AnilAggarwalbankinterview]

Watch full playlist

[@AnilAggarwalbankinterview]

INTERVIEW PREPARATION: STEP 1 : WATCH VIDEOS FROM THIS PLAYLIST: Economy/ Banking/ Financial Awareness videos playlist. ( Hindi and English both) ( watch from top to bottom): kzbin.info/aero/PLvxgj-NAOtf5SNHDncNYp55zwUPlvzIhM STEP 2: AFTER WATCHING ALL VIDEOS OF STEP1, ATTEMPT ANSWER OF BANKING QUIZ IN THIS PLAYLIST: BANKING QUIZ: kzbin.info/aero/PLvxgj-NAOtf7dPRNAdzc6YDoBq9ZzhpyJ STEP 3: NOW WATCH VIDEOS FROM THIS PLAYLIST; HOW TO PREPARE FOR INTERVIEW: WATCH THESE VIDEOS , : HOW TO PREPARE FOR INTERVIEW: WATCH THESE VIDEOS ,Interview preparation for SBI / IBPS / Other Bank Interview .: kzbin.info/aero/PLvxgj-NAOtf6nP3TvRPsJFUCnR5A9CPiH STEP 4: watch these current affairs on Banking videos: BANKING/ FINANCIAL/ ECONOMIC CURRENT AFFAIRS - : kzbin.info/aero/PLvxgj-NAOtf6nWHM_BeMSgkOQKbizkd6k STEP5 : IBPS RRB interview preparation: kzbin.info/aero/PLvxgj-NAOtf7py6OqBqm1WRTIXQrg_cGr

[@MeghnaBhArTi1111]

@@AnilAggarwalbankinterview Thank you sir

[@somyashorts777]

NPA: non profitable assest It means the bank is given a loan, bank has fixed a repayment schedule and the borrower failed to repay principal and interest, for more then 90days of schedule time.that account will be classified as NPA account Priority sector: priority sector means for providing specific portion of bank lending of few specific sector...that means bank have to give priority to these sectors and these are decided by RBI These sectors are... Agriculture MSME housing education Weaker section Main function of bank is to take the public money aa deposit and lend as loan for various development purpose Apart from these bank work as a mediator between government and consumer

[@sharmishtasett8990]

Good evening sir NPA : NPA is non performing assets. Banks giye loan to coustomer and others sectors. But when these coustomer or other companies unable to repay the loan for a period of 90 days, then these types of loans are called NPA. Priority sector : To improve overall economy of a company , there are certain sectors where the certain improvements are needed. These sectors are called priority sector. In india, priority sectors are agriculture, msme, education, housing etc. . Function of bank: Bank is an organisation which deposit money from customer for lend and investment. 😊😊

[@rahulpatel1905]

Sir this series is very helpful to learn banking terms as I always use to feel lazy from where to start learning these terms but watching these videos and learning from comment everyday help me prepare well. I note down these questions in my notes.

[@rohithsr9113]

Sir NPA means Non performing assets which is a loan or advances for which the principal or interest payment remaind overdue for a period of 90 years. Sir, Priority sector lending means those sectors which the government of India and RBI consider as important for the development of the basic needs of the country, which includes Agriculture, Msme, education, export credit, housing etc. Sir, Function of banks are acceptance of deposits, To lend, to make advances and Investments.

[@chinnamallipeddi9294]

NPA: In financial institutions where loan amount is due for 90 days, those loans comes under Non performing assets. Priority sector: The sector where GOI and RBI consider for development of the basic needs of the country and are given priority over other sectors. Functions of bank: Taking deposits from customers and lending loans

[@rohitsinha3523]

Good Evening Sir 1.NPA is Non performing asset which states when bank provides loans to customer and if customer is not paying the repayment then after 90 days of non payment of loan emi it becomes NPA. 2.Priority sector lending states that bank have focus specially on providing loan to some special sector like agriculture,msme and bank also fix that their some fix percent lending to priority sector lending. 3.Function of banks are..To provide deposit facility to customer.To provide better facility to customer.To provide banking services to all customer without any problem.

[@bunnysingh2163]

NPA- When banks give any loan and no installment amount is given by the customer for a period of 90 days then banks called that amount as NPA means Non Perfoming Asset. Priority Sectors- Those sectors which when develop helps in the overall development, growth and betterment of our country are called as Priorty Sectors. Example- Agriculture, MSME, Infrastructure, Healthcare, Education etc Functions of bank- The two main functions of bank is to provide loans & advances and accept deposits of its customers.

[@jahangiransari8903]

Sir NPA stands for non-performing assets. Generally When borrowers don't pay either pricipal or interest amount within 90 days such loan is categorised as NPA or bad debt. Priority sector is the sector of economy that the government and reserve Bank of India(RBI) consider important for country's development.goal of priority sector lending is to help the vulnerable populations and under developed area. there are mainly two functions of bank 1:- primary 2:- secondary Primary function of bank includes accepting deposits(saving deposits; fixed deposits; current deposits; recurring deposits) and granting advances(overdraft; cash credit; loans) Secondary function includes agency function(transfer of funds; collection of cheque) and utility function (drafts; locker).

[@nehat2764]

Npa means non performing assets when bank is unable to retrieve principal or interest for more than 90 days. Priority sector lending means that a portion of the loans which banks give have to be allocated to specific priorities areas essential for a country like agricultural MSME marginalized and small sections. The functions of a bank are to take deposits and returning them on request and lending money to the borrowers

[@sant_aatma]

NPA stands for non performing asset, which is a loan or advance that is provided by banks and currently no longer generating income for a bank. This happens when a borrower or customer fails to make interest or principal payments for a specified period of time, usually at least 90 days.. Priority sector refers to those sectors which the govt and rbi consider as important for the development of the basic needs of the country... Example of priority sectors are agriculture, MSMEs, export credit, education, housing, social infrastructure, renewable energies and others. Functions of banks. Accepting deposits, providing loans, transferring funds. Collecting money, safe deposit lockers, bill discounting, foreign exchange transaction etc.

[@sumeetsonwane3841]

Dear sir i made one mistake in applying sbi JA application in declaration i didn't mentioned my DOB and i am from OBC category. Please help what should i do now?

[@sakshiraj2547]

Sir please guide kigiye mere sare exam ke prelims clear ho jate hai but mains clear nhi hote.RRB PO me mains clear v hua but final selection nhi hua.Sir kaise kya kre guide kr degiye.SBI ke liye kya kre

[@VikramSwami-ch9qt]

NPA is non performing ascet, priority sector example is education

[@harshdev7169]

Q1- NPA is the abbreviation of Non-Performing Assets. NPA is that asset of a bank whose ROI capability is compromised. If a bank have given a loan to its customer and later is unable to return the principal amount along with interest to the bank then after 90 days Bank Declear that account as NPA. Q2- Priority sector is the Specified sector to which banks have to lend money upto a certain percentage of their Loan capacity. Generally Sectors that contributes maximum to the GDP of a country. Q-2 Functions of bank Include: To take Deposits, providing Withdrawl Facilities, Lending money, providing clearing services, net banking, services, Locker facility Etc.

[@bankebiharijikichandni]

got 1.03 less marks in rrb clerk and 2 marks in rrb po mains 😢 not in reserve list can anyone please tell why it's .03 marks and what's it means😢😢

[@Pooja_990]

NPA- Full form: Non-Performing Assets. When any borrower fail to repay their installments of loan then after 90 days of failure it declare as NPA. Priority Sector: Priority sectors includes rural and agriculture sector, small and marginal farmers or businesses. We include these sectors in priority sectors because commercial bank's main motive is profit earning and they give loans to big businesses or salaried persons....so through this they enhance their profit. But in this these priority sectors are left some where because they not take loan easily. Hence, for providing loan or other financial services to these sectors we banks or government created this sector. So now, commercial banks also give loan to these sectors because RBI make this compulsory to some percentage. And many other initiatives also are running to finance these sectors such as NABARD, Regional Rural Banks, SIDBI and many more. Functions of bank: Take deposit, giving loan, fixed deposit, Insurance services, Investments. Nowadays, digital services, Internet banking, digi locker, financial advice.