Another 5 Scams that Have Become so Normalized, We Don't Even Notice Them Anymore.

[@TopQGuy]

I was once sitting in a doctor’s office waiting area. A pharma drug rep walked in with coffees and treats for the office staff. It’s well known that there are huge incentives for doctors to prescribe specific meds (trips and getaways) People don’t talk about what medications they are on. I believe there are many people taking unnecessary medications…generating a ton of money for some. Huge scam…people spending money on drugs they really don’t need.

[@virginiav.1172]

As a former registered nurse for 35 years I worked in a variety of medical settings. I really did not see people taking drugs they did not need. What I did see was the doctors in offices prescribing a certain brand of drug that the Pharma reps represented. The doctors were plyed with trips and various perks in return.

[@crimestoppers1877]

Does Prilosec ( PPI inhibitor) really help those with acid indiegestion? @@virginiav.1172

[@dilsiam]

@@virginiav.1172 Does the medication begins with a P or an O?

[@virginiav.1172]

@@dilsiam there were a lot of different medications, depending on the specialty of the doctor.

[@randy-ke8vn]

I once asked my doctor if he gets many requests for specific medications constantly advertised as, "ask your doctor about..." He just rolled his eyes.

[@jaredcarlson3500]

I work in the heating and air conditioning industry. I've literally shed tears as I pulled out a 70 year old furnace that still worked, to install a furnace that's been designed to fail in 15 years. It's evil.

[@PostmanApocalypse]

Or how about replacing 150 year old windows for vinyl windows that will only last 15 years before wearing out. The window industry was told by the government years ago that their higher efficiency claims were grossly exaggerated and yet people just believe it now without them advertising it that way.

[@nansnook3920]

If it was still working, WHY did u not tell her the furnace was still working? You cheated & took advantage of her instead.

[@jaredcarlson3500]

​@@nansnook3920you misunderstand. The home owner was turning the house into a rental and wanted the furnace replaced with a newer unit for "perceived safety" with future tenants. No trickery at all. Just giving the client what they wanted.

[@dianev6180]

Two years ago, I replaced a 1978 water heater that had zero rust and worked just fine. You can't get homeowner insurance with a unit more than 7-10 years old, depending on carrier. While I worked, I was the underwriting manager for the insurance carrier so it wasn't a problem. Retired now so I'll let you know when the new one springs a leak!

[@nansnook3920]

@@jaredcarlson3500 Thanks for the clarification.

[@thisoldrelic]

One scam we have been discussing in my industry. Is the lack of replacement parts for battery powered tools. They claim that the cost of repair by a dealer would exceed the cost of the equipment. However, a whole lot of people know how to fix them themselves if they just could get a hold of replacement parts. It kinda falls into planned obsolescence.

[@psychojoe3087]

That's by design. I used to rebuild alternators, starters for cars and a lot of other things including tools because, as you said, you can no longer obtain the parts. It's rather aggravating at best. I still can occasionally manage to scavenge the parts but that's not the ideal way to repair things as these parts may fail in a short time

[@karatekid6026]

Sometimes can be a good thing. I got a free kraig tracksaw. Because i bought an open box saw. That had a defective trigger. They got no switch so they sent me a whole new saw. I just rewired the defective one now i got 2 for price of half a saw!

[@DonnasWonderland]

I am a woman of faith but I take no offence to this Nicole I actually agree with you. I’ve never been part of a church that enforced tithing so there was never pressure to donate so there are some churches or some denominations that don’t enforce the 10% tithing of the bible. Not sure why that poor lady was doing 15% (inflation 😂or different religion maybe) so I’m grateful I never felt pressure to financially support the church but I have huge issue with organised religion and the mega churches and ‘celebrity’ pastors hence I no longer go to church that and the BS ways they have never supported me at times when I most needed it 😢

[@ros8986]

Tithing originally was contributing to a fund to support destitute people. Jesus said sell everything and give the money to the poor, not give it to a church so priests can get paid and they can hire a professional organist and choir director and professional lead singers for the choir.

[@aaronwaddington1208]

I am of the faith too. Religion has twisted what tithing really means. It doesn't have anything to do with giving money to a church. It's about offering help and support by helping others, tithing can be donating your time and effort such as mowing you elderly neighbor's grass, or maybe giving up some extra canned food or something to someone whose lost their job, tithing in no way has to be monetary.

[@tanyadutton4017]

I am also a woman of faith, and I feel the same way. I chose not to attend church as an adult. I am not offended at all. As always, Nicole makes very valid points, and always makes me think. I absolutely appreciate that.

[@JamieM470]

Same. Organized religion, mega churches, pulpit pimps...I want no part of it. I'm a Christian and I am happy praying and studying the Bible. Christian churches in the US these days teach a LOT of things that are not biblical at all. I gave up trying to find one that actually follows the Bible rather than twisting and reinterpreting it. And these wealthy celebrity pulpit pimps? They're the ones Jesus warned us about. False teachers. Tithing is part of Old Testament laws to support the temple system; the priesthood...because they were not given any land, so they had no means to support themselves. We are not required to tithe under the New Testament. Giving is up to the individual. A lot of people cannot afford to give--they are struggling & should probably be the beneficiaries of giving, and guilting them in to giving money they cannot afford to give is just so wrong.

[@limewater]

@@aaronwaddington1208 If you are specifically speaking about the Bible, then the tithe was explicitly established similar to a tax specifically to support the priests of the tribe of Levi, who were set aside to serve the L^rd and did not get share of the land like the other tribes. See Leviticus 27 and Numbers 18. I don't see scriptural mention of mowing grass, apart from, perhaps, a harvest where a tenth of the clipping are set aside. Nor do I see any mention of slinging cans at people. There is some stoning, though. In reality it does take money to maintain a staff and building and serve G^d and the community, assuming the church in question is doing those things.

[@evedelunas453]

I love your scam videos, Nicole. The 3 credit reporting agencies are another big scam. They “own” and sell our personal data. How can this be? They have a “secret” formula for determining our credit rating score. To earn a good credit rating a person must have and use credit-thus benefitting the banks.

[@maryannspicher]

And you can be falsely billed and refuse to pay and take a hit to your credit. Pay a fake bill or take the hit.

[@stevenbass732]

The "credit companies" are unregulated and have no outside oversight.

[@susanbelrose2767]

Spot on all points!! Especially religion. Pastors go on holidays while poor congregants starve. Using guilt and shaming for money is disgusting.

[@shirleyallen1418]

So start a savings account give to first & give only what you can afford

[@susanoline5823]

Not all pastors charge. No one should shame anyone if they do or do not give to their church. I believe it is biblical to tithe 10 per cent. Some people think it's old testament teaching or law. Whether a person does or not is his own business. Holidays ... I agree, spot on. Money grabbing, guilt tripping, feeling hurting days that are way overrated! Santa Claus, don't get me started. That lie starts early and is spawned on by parents, relatives, friends, strangers ... doesn't matter ... what do you want Santa to bring this year. My 3 yr old granddaughter "my mom is santa. Lol

[@RM-jb2bv]

You can worship any god or gods you want for free. Except Xenu. You gotta pay to worship Xenu.

[@cm5394]

Some mega church pastors financially manipulate people, but there is nothing wrong with a congregation collectively caring for their pastors

[@maryannspicher]

I’m personally tired of the “bait and switch” scams. I’ve had this with car dealers and more recently a cell phone carrier. I absolutely HATE wasting my time only to be told something completely different than what was advertised. And yes I do read the fine print. I wasted an hour today at this cell phone carrier only to be told in a roundabout him hawing meandering way that I couldn’t get what was advertised because they didn’t actually offer it. The old me, “always be polite, be a nice girl” doormat has gone out the window and I simply walk out! I won’t be played with. 🤷‍♀️ I think too often we allow it trying to be nice!

[@randy-ke8vn]

Business as usual at some stores like wallyworld. I went in one once on the first day of a sale and showed them their print ad for something they didn't have. Of course there was a smaller version available for more money and when I pointed out that this was bait and switch, their reaction was, "sue us." They even refused to return the ad I showed them, but there was a stack of them on the counter. Small wonder why I never shop there anymore or even look at their ads.

[@KWMc1952]

I bought an old 1940s Chambers stove that's still working. I put it in the kitchen of my sturdy 1918 Craftsman home. 😁

[@langsor]

Oh, hey, what about guaranteed student loans? What financial institution gives a $30-120,000 loan to someone in their 20's with no idea how to pay it back? Any institution that can, because they are guaranteed that the student can't go bankrupt on the loan and it will follow them into their grave, long after their house is paid off. Just thoughts.

[@406MTkds]

this.

[@JackieBenjamin-n3t]

Why would you pay off your house if you have student loan debt. Pay the student loan first or if you have equity in the house that is enough to pay off the student loan, take out the equity and pay off the student loan. You can walk away from a house but you can’t walk away from student loan debt.

[@JackieBenjamin-n3t]

Why would you pay off your house if you have student loan debt. Pay the student loan first or if you have equity in the house that is enough to pay off the student loan, take out the equity and pay off the student loan. You can walk away from a house but you can’t walk away from student loan debt.

[@LMaxson235]

your comments about religion being a scam reflect exactly my thoughts but you expressed them so much better than I could.

[@BlackOreoCookie]

It's so ironic that the Bible literally warns for leaders who use the faith to extort money from people 😭

[@rosierodriguez8247]

Nicole, I wish we had smart, honest, gutsy people like you in politics. Think about it.

[@lindybermondsey1783]

Nicole for Prime Minister!!! 😁

[@archbishoprichardforceginn9338]

Ahem cuzinz

[@sci-fi.tsunami]

She's not old enough. Maybe when she's 90 she'll fit right in.

[@LoveLightVibration]

Hopefully Nicole is too smart to run for a political position, but I do hope the knowledge shared will help change regulations.

[@Sunsetsnail99]

Haha maybe I’ll vote for the first time if she runs

[@Kelssinho]

Thank you for having the courage to speak about the scam that is religion.

[@kennykuhns9843]

My family has a refrigerator made in the 1940s and has run continuously. Still going strong.

[@vickieclark5931]

Yep. I'd keep that as long as you possibly can because I'm sure it will still run longer than something new you would buy now. Nothing lasts anymore.

[@ericrubin1719]

What brand?

[@ericrubin1719]

What brand is it?

[@sherryzbar]

Do you remember Hallmark's comic 'Maxine' and her dog? My favorite is when she opened a gift and said, Great, another piece of shit I have to drag out when you come over.' ❤

[@AccordingtoNicole]

Omg thats me

[@gracesimplified3860]

🤣YES

[@paulmysliborski4832]

Just found your channel, and watched three "5 scams" vids. You have a new subscriber. Everything you mentioned is true in some part, (I won't argue semantics) and people need to be aware of it. Thank you for doing what you are doing, Nicole.

[@sarahbannon4752]

I hate planned obsolescence too, it doesn’t get round this issue, but I try to buy tech secondhand, it means these big corporations don’t get my money, I’m paying a lot less for these items, and yeah, it might mean they don’t last as long as a brand new one, but it’s so much better for the environment, and my bank account. I also keep tech until it’s completely unusable, I’ve only just replaced my laptop, I kept it for thirteen years, I’ve not yet had the ‘blue screen of death’, but it’s now so slow, it just can’t be used at all. I’m almost 50 though, and remember when appliances basically lasted decades, and were taken to repair shops before being discarded and replaced (tvs, vhs players, stereos, even hairdryers, radios, toasters, and kettles!), everything is so disposal now, no wonder the planet is f@*ked. I also remember queuing outside of venues for tickets, getting up early, and chatting with fellow fans, it was all part of the fun, booking fees were minimal, or even absent. Everything nowadays is just about squeezing every last penny from people 😕

[@KimClark61]

You are great! Tell it like it is sister!

[@dietotaku]

i get around it by only using prepaid mobile services and whenever i need a new phone, i'll switch to a carrier that's offering a good one for free for switching.

[@skygirl2071]

Spot on for all points!! You've expressed perfectly what I've felt to be true for many years. Good on you!

[@justnoticing]

Love your work Nicole! I agree with everything you said in this video. It is important that these scams are brought out into the light. Change starts with awareness, although I suspect things have gone too far and there is too much money and power involved for that to happen now. I follow another frugal minimalist who has said that we are at a crossroads where we have to make a choice between outsourcing everything and becoming slaves at the mercy of those with money and power, or to learn to do things for ourselves to maintain our independence and options. These days people outsource everything: buying groceries, cooking meals, minding children and pets, servicing cars, renovating homes, cleaning, making clothes, and maintaining gardens etc. This ties us into a vicious cycle of needing to work more and to take on larger debt to be able to afford it all which makes us feel we need to outsource more just to cope with it all.

[@v.h.7180]

I dislike the pressure on people to buy things, because there is for example an international day of whatever. Or black Friday. I don't want someone to spend their hard earned money on flowers or gifts because "what others will say?!" It was hard to get used to living without the fear of judgement, but I am a lot happier and still have food in the fridge before payday. 😅

[@James_Dowdy]

Its ok you can literally sneeze these days and offend someone. Informative vid thanks!

[@sullyway51]

Hey, I am so glad to find your channel. It is so refreshing to find someone who thinks like me. So far i agree 99.9% with you. Well churches collecting "offerings" on Sundays in small town churches goes to pay the pastor and upkeep and overhead costs on the building. When I was young my dad was treasurer of our church. He told me thats where all the money goes at that time. I have not gone to church but a few times after I joined the service after high school. I agree, religion now is big business. I am now almost 67.

[@aprilmouse8793]

Couldn’t agree more on these scams. Mormon church has about 150 BILLION in shell companies. Wtaf

[@ResonantShift]

Thanks for your intellectual integrity. I appreciate you putting your take out there, regardless of what people might think.

[@michaelboom7704]

Nicole these scams really eat at me more so than the previous ones, wow I would have a hard time listing them one to five.....have to all be a one, A scam I hate is retail stores have to put "Best Before" dates on items and throw it out after it past it when its perfectly just fine.

[@katemcdonald5897]

My grandmother bought her house in 1931. The back porch light bulb finally burned out in 1998.

[@mspro9032]

Thank you for making this video! As consumers wr really need to wake up and demand better quality. Also, I agree with you about religion. It was used and is still used as a form of control. They ask all the time for money making people think they can buy themselves a "spot in heaven." I say, believe what you want but you don't need to attend a place of worship that is so predatory. I go crazy when people making less than 6 figure are donating 10 to 20 percent of their salary to the religious organization 😵‍💫

[@AccordingtoNicole]

🎯

[@katievallette9639]

I appreciate your video. It's easy to figure out when you think about the ways words are used. Remember it is always about the money and you are always just a customer. So, you are not a "patient" at the dentist or doctors - you are a paying customer. You are not a "parishioner" at a church - you are JUST a paying customer filling a seat. You are not a "voter" you are a tax payer - "a paying customer" who doesn't get to have a receipt to show where your tax money is going or control oversite to see if your vote was even counted. Once you figure out that in this life you are just a "customer" then you can take control of what is in your best interest. Stop believing the corporations/governments/religions care - because they don't. You are only a paying customer in this system.

[@marycaswell6894]

Hi, Thank you so much for bringing more light to all 5 scans. You always make me think. Everything you said is pretty much spot on. Haters going to hate so don't ever be offended. I appreciate you & what you offer in every video. Take care ☮💜

[@elijaprice]

Through the entirety of my childhood my dad had a TV that was from the 1970s (it might even have been from the 60s, it was so old that the frame was made of WOOD), and it was still working in the late 1990s, the only reason he got rid of it was because it didn't have a remote control. Some hipster would pay a fortune for it now if he'd kept it.

[@PeggyWebb]

Years ago I belonged to a church that did a "tithe trial." If you would consistently tithe for 3 months, and if your financial situation did not demonstrably improve over those 3 months, they would refund your tithe. Fair enough, I signed up. My situation did not improve, in fact it demonstrably worsened dramatically, and I got a full refund. But, the people whose situation did improve made video testimonials (advertisements) for the church. It was gambling, pure and simple, and the house always wins. The only way to not lose is to not play.

[@cathydiamond6573]

Yes I remember that happening. I never did it myself.

[@cm5394]

This is bizarre. Church goers should give biblically; meaning what is in their heart not as a guarantee of increased wealth

[@virginiav.1172]

Great video, Nicole. I love your style. I completely agree with all your points. You reminded me of someone I know who actually lost her house because she gave so much money to the church that she could no longer afford the payments.

[@AngelaRPierce]

I wonder how many people who do that are trying to buy their way into heaven because their heart is lacking.

[@CS.AtheistChannel.VoteBidenAOC]

It's really weird how money hungry churches are. If you are gonna go, find one that doesn't bill you.

[@virginiav.1172]

@@CS.AtheistChannel.VoteBidenAOC I agree 100%. Even the friends I know who belong to the local Buddhist sangha are frequently asked to give money to the group. I can understand some donations, but there is very little that is done without having to "tithe." Top be fair, this group probably asks for less money than the local Christian churches.

[@TopQGuy]

Politics and religion walk together, creating opportunities for corruption and hiding places.

[@josephineb4069]

Everything you said is true !!!! Especially the tickets !!!! I don’t even go to shows anymore because the tickets are so high . 😅😅😅

[@adelefortin6913]

You are right on in everything you say about scams.... ...

[@RickJohnson]

Once exception to food delivery is if you're sick and cannot have someone you know bring you food. I was traveling and tested positive for COVID while staying at a hotel w/o room service. Uber Eats and Doordash was my saving grace, and I tipped well because I've also done delivery back when it paid better. That said, most drivers don't see the true cost per mile for their vehicle or do the math before taking small orders at large distances, so the delivery company wins through exploitation.

[@hojo70]

Wow, you re a breath of fresh air! This is great content, you are wise beyond your years

[@Raymond-vg8ed]

Thanks for the tips Nicole

[@joannestanley8478]

There is a saying "if you could only take an old head and and put it on young shoulders". The opposite is true for you. How in the world did you get so wise at your age? I'm an old lady who thinks you're terrific and has a realistic view of the way things are. 😊

[@chazhaze3d]

Completely agree with this whole video, I say this to my family all the time... people just drone on in compliance and think when we tell them we are the ones that are horrible lol

[@LoveLightVibration]

So happy to have discovered your channel. People like you in your generation, and the generations to come give me hope for the future. This is only the tip of the iceberg. Looking forward to viewing more of your content. May intelligence be triggered in those who watch, and inspire them to share these truths. Thank you! Bravo! 👏👏👏👏👏👏

[@alastairstaunton7081]

Well done. A dose of common sense that more people should think about. Thank you

[@wildbill562]

I still drive a 1997 Mercury Mountaineer and have a 1997 GE refrigerator. It was running constantly and getting louder, so I thought the compressor motor was on it's last legs. called the repair man and he admitted that he overcharged the freon on his last visit in 2020 because he thought it was leaking and wanted to give me a couple weeks to buy a new appliance. he corrected his mistake, flushed out the drain pipe and I'm good to go. better yet, he didn't even charge me the trip fee! I love fixing things when they break. Throwing them away is such a waste.

[@dianev6180]

100% correct on organized religion! In college (I am old, graduated 1983) a friend's single mom was a minister in a small, low income church in the Midwest she was given a house for free and a salary. She had a huge closet, looked like Tammy Faye Baker and dressed to the nines every Sunday while the deacon wore the same tired green polyester pantsuit, the congregation wasn't dressed up at all. She preached how they need to give more and more to fix this & that or whatever her excuse was. Her son justified their spending as representatives of the lord they must dress to impress for serving him or words to that effect.

[@andreabellini6796]

I have never ordered from postmates and don’t plan on it. I rarely eat out and have actually become a decent cook at home. When I went vegan 19 years ago there weren’t really any vegan restaurants here and definitely none for desserts. I bought a vegan cookbook and can make some amazing desserts for literally a couple of bucks.

[@cherylT321]

Awesome!

[@abdiea4821]

You should make videos about it. I'm not vegan but hate the aftertaste of egg or dairy in desserts. I get the vegan chocolate chips from sprouts but would love to learn how to make vegan desserts.

[@oscarzepeda1558]

I’m about to binge on some Nicole !!!! This is my 3rd video back to back !!! I’m a Nicole Newbie !!! I’m definitely hooked !!!!! Thank you !!!

[@hgfjfgdjhgfjhgf]

From the Bible belt and love God... Gotta say thank you for saying it so eloquently, organize religion is just an untaxed business guilting the poor into the saddest scam of all time. Earth is my church!

[@lailja21]

Yup Seen these scams getting worse and worse the past 60-70 years!

[@nadinebouchard9843]

Love your videos Nicole! Keep up the good work.😊

[@jimmitchell8490]

Genius! Keep spreading the word. I worship the goddess Nicole. 😂

[@scott_celt]

First, I had a GE tube TV i bought in 1992 that lasted until 2020. That's 28 years. It cost $269. That averages out to $9 a year. Also I own a radio that I bought in 1993 and it still works. Secondly I couldn't agree with you about religion. I'm a recovering Baptist. Now athiest for 40 years. And still messed up from the pyschological damage done by those bastards. I grew up in a single parent home and my mother struggled financially to raise 3 kids. The very few times she asked for help paying bills they threw a hissy fit and only once in awhile reluctantly helped. Never did they offer to help without her asking.

[@CupcakeCottage]

All true! I don’t need anyone telling me how to be a good person. It’s just common sense and I don’t have to pay for it.

[@susanwhite1450]

Totally agree with everything you said in this video. This world is f'd up.

[@AccordingtoNicole]

You got that right.

[@theoriginalDAL357]

And it always will be.

[@jenniferakes8224]

Love your videos. Keep up the amazing work.

[@faeriemagic3546]

Loved this video ! Especially the part about churches.. I was smiling so big 😂.. bravo!!

[@TheBaltherion]

Fortunately the church i was a part of actually did help people with the tithing money. My mom and i couldn't afford food and so the church helped out - several times. They even paid rent for a friend's sister who themselves hardly attended not did they pay tithing. Also, tithing isnt all there is to the 10%, as it would still be addressed to spending on food for the homeless. A church is just a room with rent.

[@terrijackson5255]

I know I agree with everything you said, good job!

[@Pearl879]

How about the merchants who up-charge you as much as $2 ( American money) if you use your credit card to make a purchase? Shouldn’t the merchants just regard fees, which they must pay to the cc company, as a cost of doing business? Then you have those who DON’T take cash. I am so sick of being screwed as a consumer. Online shopping is a blessing for me. BTW- before online shopping really took off, and that was way back in the day, shoppers were not assessed a sales tax. Well, many states, if not all, mandated a sales tax for online shopping. Everyone wants our dollars!!

[@BUTGOD-j1x]

Nicole it started with the cell phone and the digital age/revolution. Upgrade, upgrade is the name of the game. They feeding on average persons desire to have the latest of everything and this economy now has the power to give anyone anything they want delivered directly to their door. This has never been possible until now.

[@nickgriffis-dw1nr]

I am sooo glad that someone finally has the guts to say these things. This is the absolute truth.

[@LisaT-w5n]

I would LOVE to hear your study/take on what we call a "job" in America. Giving us hyped up numbers monthly to say the economy is improving, but is a "Job" 1) full-time hours a week (the only way we can break even with costs of living), 2) comes with healthcare benefits?, 3) provides paid time off for being sick (to not spread colds or virus against our control)? Jobs have taken a hit just like products - they don't last and are not quality investments any longer - especially with "At-Will" being passed (company can fire you for no reason if they want to). You're doing great!! Spread the words.

[@scottcobb6751]

Religion is a blind man in a dark room looking for a cat that is not there and finding one. Oscar wilde

[@mschoy1597]

Ticketmaster is of the devil! I paid $75 to see Jessie Ware live (it was an AMAZING show) this past October but the day of the show, the value of the ticket was $40.

[@asundermom]

Thank you for bringing this to light

[@lilygarden89]

This video is great & so spot on, on all points made 👏 👏👏

[@andyschulgasser8694]

Oh my gosh, this is the first time I’ve heard you and I absolutely love it! Thank you thank you so much! And George Carlin has been one of my favorites for many years

[@FillinPDF]

Enjoying your videos! You have a great talent for writing and communicating your thoughts. Similar to Andy Rooney who used to make closing comments at the end of "60 Minutes", except that you probably do it all yourself. Great job. Keep it up!

[@paulhank7967]

Ive had my Bosch fridge freezer 20 years.

[@crimestoppers1877]

This is why I eat what I can grow or trade. No batteries required for a tomato or potato. I have learn that many vegetable seed packets contain seeds of biological or genetically engineered plants that can not reproduce. They do this so you have to buy more "Godzilla" or "Franken" seeds for next year. My strategy is to purchase real plants and remove the seeds for planting next season. This usually works with one exception. The typical potato available for sale in stores has been treated with chemicals that penetrate into the potato so it will last years on a shelf without rotting. If you try to plant one of these it will not grow. I now only use organic branded potatoes for future potato plants! This strategy is working.

[@daisyglaze1817]

I never understood how people pay so much for food (restaurant) delivery apps. If you need your food delivered why not just have groceries delivered from the grocery store? As someone who has a disability that causes severe pain, weakness and fatigue I understand it can be difficult to cook but there are simple meals such as tv dinners that just need to be microwaved, pot pies that you just stick in the oven, crock pot meals where you just dump in a few ingredients, etc. If you have groceries delivered you pay one delivery fee/tip for meals that last a week or so rather than a delivery fee and tip per meal. But it's not just the delivery fees, I feel that going out to eat these days in general is a scam. Quality has gone down immensely. The food is never worth the cost and I always regret it wishing I had just made something at home.

[@mddell24]

I think it is a sense of being in community - even if it is just someone coming to the door. It is the modern version of the neighbor that pops over to see if you're ok. Neighbours used to chat at the front of their houses or on the street or from a window for all to see and hear - community.

[@curtispavlovec]

Convenience. And laziness.

[@DavidJames-g5f]

Could you imagine actually letting some stranger crackhead pickup your food and bring it to you? Fk that. I'll go get my own food from the person who prepared it. Infact Im about to go and pickup a pizza from a "real" fkin pizzeria. Not some bullshit cancerous fkin chain. Imagine having some shop for you and touch all your food, get all your chicken and meat warm, have it in their fkin car and then bring it to you? Yea...........ehh, no.

[@jenniferwells2291]

My mother's family is Catholic (I'm not at all). One of my aunt's had been going to the same church for decades. She is elderly and on Social Security so she couldn't always give as much as the church wanted. One day one of the priests came up to her after Mass and told her that if she wouldn't give the full 10% she wasn't welcome there anymore. Pretty sure the nuns in our family were rolling in their graves. If a religious organization is charging you to belong to their club, it's time to find new "friends". What's shocking is that planned obsolescence started in the 1920s.

[@littlemspd9674]

I just stumbled arrives across your video. I'm not even half way through this video yet and I'm completely in agreement with you. I'm so glad someone is finally saying the hard part out loud. Thanks Nicole

[@libra5420]

Religion commentary: GOOD STUFF!!! I agree 100%. I have participated in so many pastor trips out of the country, pastor shoes n suits. Not anymore I quit.

[@shirleyallen1418]

Stopped giving all my tithe to church & began buying groceries for the poor, helping them do resumes to get jobs, glasses, etc. When i was very poor i gave nothing for awhile. God is not a thief of the poor & elderly. Leviticus says the tithe is for the poor elderly & stranger

[@Enigma758]

You are an intelligent person and everything you say is spot on.

[@richardsanty9063]

I bought an electric shaver for $35.00 plus $8.00 shipping. the replacement head and cutter is $85.00. every year I spend $85.00 dollars to replace those damn replacement heads and cutters.

[@jane6517]

Just buy a new $35 razor lol

[@donaldmorrison5289]

Thank you very much, all spot on.

[@MountainMan.]

Planned obsolescence backfires on a manufacturer because if it breaks early, I am going to buy from a different manufacturer, not them. So they lose.

[@RabiaSammy]

i dont know if you've heard of tv liscense in the uk, lol its the biggest scam ever but thankfully most people dont take it seriously

[@WXLM-MorganNicole619]

I appreciate these videos and thank you for this ❤

[@Unterwelten]

Agree completely Nicole! Take a deep dive into the bottled water scam!

[@hotbread148]

Until recently, I have never realized just how frugal I am. I'm now in my mid 60's and don't live fancy but I do live very well. You're doing a great service with these videos. Thank You.

[@transequitur]

Nicole, all points well taken and expressed. I was not offended once ! In most cases, we the people still have some measure of power. I had to choose to stop attending live shows AND I'm very thankful to be 67 years old and enjoyed seeing a lot of great artists in my youth (even into my forties) for very little $. Thanks for your forthright and compassionate expose of the truth..💖

[@nikk1138]

I think you're100% right on all accounts. I'm a nonreligious single parent but I looked into the local Catholic school for my son because I heard it was a good school. They did offer a small scholarship if you couldn't afford the tuition but you had to become a full member of the church which required that you pay a certain amount of money each year and attend mass regularly. But the amount you had to pay to be a member was more than the scholarship! I don't understand how that was supposed to be helpful. Thankfully I found a much a better school nearby!

[@57ESpirit]

Way to go Nicole, this is another one of your best videos…. keep up the great work….

[@jamesr1703]

Nicole, you make it sound like these scammers are making us do these things. They. are. not. Don't use their "services" and they will go away.

[@blktauna]

Girl, you are so so correct on organised religion. The reactions come from the people who realised suddenly they've been played and they do not like it. I haven't been to a show for years because of Ticketmaster. They are hateful and I'm just not doing it. Delivery apps, well I do use them once in a great while, but thats like a few times a year and I know and accept the pricing. More often I deal with the restaurant directly and even that's not that often.

[@hassanonyt]

Touché... add war to the list of Scams. We think alike! 👍

[@Elvisfan05]

My stepmom has a fridge from the 50s still works

[@PreventiveCarnivore]

As for appliances, we always buy used refurb from our local appliance repair shop.

[@The_Fancave]

You are 100% correct, especially on the topic of religion. Case in point; we live next to a former Catholic church, (now a Catholic "healing shrine"). We recently had some work done to the house, and the construction crew had to park their truck in the driveway, so we parked our cars on the far edge of the healing shrine's large and empty parking lot. In less than 3 hours, we received nastygrams taped to the windows threatening us to either pay for parking, or we would be towed. (Great neighbors, yeah). This just reinforced my long held belief that religious organizations only care about generating revenue, and don't give two shits about the actual gospel; "love thy neighbor", "do unto others", and such.

[@yellowbird5411]

There are desk top fans that were manufactured in the 40's and 50's that still work today. Other appliances, like toasters, refrigerators, mixers, washing machines, etc. often still work. I have an electric shaver made in the 1960's that still works like a charm. I have to say though that it did have years where I didn't use it.

[@DJ_Dopamine]

Google Chrome books are shocking! Not only are the specs poor for what they cost, but after just a few years they cannot be updated. Your only choice at that point is to put Linux on it or have a machine that becomes useless.

[@drsmokey7006]

It’s refreshing listening to someone who’s logical rather emotional

[@Didi-m9b]

I just do not buy tools that need batteries, nor tools as digital scales for body or kitchen, I bought a new sewing machine totally mechanical no "computer" features, if I need appliances I try to find older models (although the seller is trying to convince you that they use more electricity). it is just became an hustle to buy things, all the "research" that we have to do not to get scammed, harmed ect. ,in last years I am trying to own as less as I can, objects became a burden.

[@Cherylbottorff-iv9by]

Amen Nicole!! I sold appliances for 28 years and have personally seen the decline in reliability. Fridges are all trash these days and the prices are astronomical! There’s not a single brand I can honestly recommend. Meanwhile, I have a Jenn Air in my kitchen that is pushing 30 years now, I pat it everyday and tell it to keep up the good work. My true advice is don’t buy new unless you’re old one is broken and unrepairable.

[@SoulfulVeg]

Agree with all of these, especially religion. I tithed for years. I could have retired by now.😮

[@SoulfulVeg]

Same. I feel dumb. 😢

[@lindabohl2454]

Very good❤! Thanks from California

[@alywi]

My spouse has an electronic engineering degree and their knowledge has been so helpful at extending the working life of many machines in our life. That being said, a number of machines are literally inaccessible and we've had to buy replacements.

[@teaandcakeaf]

I love when you piss people off! Its so refreshing to find a like-minded individual. =)