In 5 Years He Retired His Wife & Paid Off $229K In Debt ... Here's How!

On this episode of The Table with Anthony ONeal, Murphy & Melissa Stewart join to share their journey of paying off over $200k in debt in just 5 years. They discuss the struggles they faced at the beginning of their marriage, the sacrifices they made to prioritize debt repayment, and the joy they experience now after becoming debt-free. Whether you are looking for guidance on your own financial journey or seeking inspiration for your future married life, this couple's journey is an absolute must-watch.
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Who I AM:
Hey, fam! I’m Anthony and I’m here to help you discover your authentic self and achieve spiritual, financial, and mental freedom. I know what it’s like to be in debt and homeless - I’ve been there. But with the grace of God, I was able to turn my life around and I’m now helping others to do the same.
Join me on my KZbin channel and let’s start this journey together. I’ll share my experiences, tips, and tools to help you achieve success and become debt-free. Plus, you can follow me on Instagram @AnthonyONeal and visit anthonyoneal.com for more resources and help.
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[@benjamindavidson22]

This is my fifth year after retirement. I’ve been following the 4% rule thing, but this isn’t really how hard I expected things to be. I still have about $460k outside funds in my IRA to invest in stocks. Pls how do I take advantage of the market turnaround?

[@LizaPhilips]

now you are retired and depend on your investment, it’s best you redistribute your capital. To simplify the process, you could allocate your resources with the help of a financial advisor.

[@markwilliams14]

A lot of folks downplay the role of advisors until being burnt by their own emotions. I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence, helped a lot to grow my reserve notwithstanding inflation, from $275k to approx. $850k so far.

[@geofferymichelle340]

This is really nice. I worry that I have a couple more years before retirement, and I want to switch to using a financial advisor, I could really use the expertise of this advisor.

[@markwilliams14]

I started out with an FA named Natalie Lynn Fisk Her honest approach gives me complete ownership and control over my position, and her rates are incredibly affordable given my ROI.

[@geofferymichelle340]

I just googled her name and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a call.

[@abahagan5938]

This is inspiring. Thank you! Side note, I live on Ghana and Ive lived and studied in several African countries....we don't live in trees and forests. Please let us change that narrative. Africa is a developed civilization. We live like ordinary people do all over the world 😊

[@Flowersfy]

I thought I heard him say, and show them look they live in trees and forests. I had to rewind. Hopefully he does not believe like that. I even know this and never been to Africa. Come on man!! I’m embarrassed for him. Please brotha, go visit Africa asap.

[@temiladeorekoya8048]

He needs to apologize to his viewers. That is discriminatory and misinformation@@Flowersfy

[@marlinejuste]

@anthonyoneal 😶?

[@lorrainekasonga5565]

it is sad to hear such mentality come from our very own brothers and sisters. ignorance is a killer🤭

[@roolyfe]

I am from kenya 🇰🇪

[@themcgills6762]

Mr. Anthony O'Neal, I enjoy watching your KZbin channel and admire your accomplishments, but that comment about Africa is the most ignorant thing I have ever heard you utter out loud. You managed to make such a foolish comment despite having so much wealth and knowledge at your disposal. We aren't monkeys, nor do we live in trees. We have cities, towns, and villages just like any other (CONTINENT). Please educate yourself about Africa. When you do go visit Africa, your children will be terribly disappointed since there will be no Africans living in trees; there never were and never will be.

[@faithBlondon]

Anthony looks puré West African....I haven't watched to see what comments were made but if in ignorance then sad

[@please150]

Don’t just take them to Africa to show them that we are “blessed” here in the USA. Explain that part of the reason that the USA is “blessed” is because Africa has been stripped of her resources for centuries and it’s still occurring. e.g. cobalt mining or cocoa farming.

[@Suziecat]

Yes, you need to take your children to Africa so that you and your children will see that Africans do not live in woods and trees.

[@zeal4god402]

That comment though.😂 I'm not sure if he meant ALL Africans. But there are people who are off the grid in various parts of the world, even America who got their food, shelter, electric, water, and sanitation needs met who are living pretty well and have claimed they are content. They even have KZbin content about it

[@innerbeauties4700]

It said Do Not!!!!!!!

[@Suziecat]

@@innerbeauties4700 What?

[@innerbeauties4700]

@@Suziecat It's a reply to zeal4god402 I don't think they notice you said Africans Do Not live in woods and trees..

[@Rueru94]

I literally was thinking this lol Show your kids the wealthy parts of Africa as well!

[@justwatchstuff]

My husband sent me this video during my break. This is an inspiring, eye opening, and all around good video. I couldn't help, but cry. Through these tears, I say keep doing what y'all do!

[@anthonyoneal]

Glad it was helpful!

[@gina9684]

First time (for me) that the husband was on board, and the wife was not. You guys are awesome and to be debt free before having children is super awesome. You guys rock💪🏾

[@mrsantoniomatanović]

In Africa they stay in woods and trees? Serious? Dissapointed that people still think and talk like this in 2023...

[@DenzelOden]

I felt the same at first but I dont think he meant it the way it came out, hes educated and im sure he has been there before i think he just meant specifically some under developed villages and areas where either they live outside of cities or more populated areas.

[@ogahnicholas1420]

@@DenzelOden even the under developed villages don't live on trees

[@fiderisholmes3876]

It's ignorance because tv doesn't even show Africans living on trees. I am shocked it came out of his mouth 😢😮.

[@fiderisholmes3876]

I thought he is smarter than that.

[@fiderisholmes3876]

You are right. I was thinking of the old mentality. I thought he is humble enough to admit he was wrong and apologize. I guess I was wrong. I don't watch his videos anymore when I get notifications because I am no longer interested.

[@elizabethasafu-adjaye9142]

We are blessed in Africa, such a beautiful continent with lot of resources, and beautiful people, we don’t live on Trees and in woods.

[@roolyfe]

Exactly. I am from Kenya 🇰🇪 what about you?

[@trinaP23]

I just heard him said that. I don't live in Africa but I know it's a beautiful country.

[@roolyfe]

@@trinaP23 YOU DOLT AFRICA IS THE LARGEST CONTINENT! NOT A COUNTRY! IS NORTH AMERICA A COUNTRY???

[@MT-sk9zn]

FYI, as Africans we don’t stay in woods and trees. We’re blessed too. Check the facts please. Love you though and learning so much from your podcast. We’ve paid 10k in debt so far with my hubby. 7k to go and we’re debt free and get a house🙏🏾.

[@gb3776]

Who lives in WOODS AND TREES???😳I think you should apologize to the African community. I am from Jamaica 🇯🇲and when I first came to this country. I heard those ignorant statements. Please get educated on the African Continent and third world countries.

[@brittanysmith847]

This was so heartbreaking to hear him say. I listen all the time and you read my mind. This definitely made me not want to listen. 😢 and this is one of my favorite shows of listen to.

[@gb3776]

@@brittanysmith847 Please don’t stop listening…sometimes we have to “swallow the meat and spit out the bones” He definitely has a lot of good information. But when you have a platform like this… you have to choose your words carefully. I heard it so much when I first came to this country. I made sure my children traveled. Best education you can give anyone.

[@missgitonga126]

Please take some time and EDUCATE yourself on Africa your so called motherland where your ignorance makes you think we live on trees!!

[@ogahnicholas1420]

Another missconspection we are not the third world what wrong with all you western. Because our ways of living and beliefs doesn't match that of the western world doesn't make Africa a third world. You guys believe in a whole lot of things that are funny and stupid to us and even try to focus it on us. The west is the way it is because for years they've been stealing from Africa and keeps a lot of African nation in state capturing

[@fiderisholmes3876]

​@brittanysmith847 I am with you Brittany.

[@jamesmartin6269]

Awesome guys! Unfortunately for my wife and I have never gotten in the same page with finances. Even after completing Dave Ramsey program. Twenty plus years later I m finally a few months from being debt free except for our house. Due to uncooperative nature of our relationship I certainly filed for divorce after 27 years. Team work is a must in any relationship. Happy for you guys.

[@errolm8313]

Sadly that's too common. My wife and I also differ in our view of finances. It's a very tough battle..... We just view and spend money differently. What advice can you offer?

[@eileenwatt8283]

​@@errolm8313 he just told you. You will live on "Paupers Lane" if you keep her. Never me with someone who doesn't share your values on money, health and how to to raised the children. It will be a tug of war in your house. Sometimes you have to cut your losses and move on. When dating a woman watch what she spends money on. See if she is always getting Amazon packages and trying to impress her girlfriends with material things.

[@susanakaan810]

Great show: be out of debt before having children, if you are single. If you put a strategy in place you can get what you want. Debt is messing with fire.

[@jamie_leigh]

Sir we don't stay in woods and trees 😅. We're as blessed as you are 🇿🇦.

[@naturalbeauty8901]

As a single woman, I definitely agree with being on the same page. I can definitely see me taking the same approach with future husband or wife. I would love to be debt-free right now I’m almost there.

[@olaa5760]

Hi Anthony, Can I suggest you visit a few countries in Africa. Your comments are wrong and need to be rectified. Africans never lived on trees. It would be nice if you can visit countries like Rwanda, Kenya, Botswana, Nigeria etc. And if you cant..KZbin is great resource of an array of countries/ cities in Africa!

[@deanayoung9412]

Proud mom to have Homeschooled all three kids. One has a Mdiv, one is a manager, one is still educating herself to be better career-manager. ❤❤❤thanks be to God!

[@missshopper25]

Such an inspirational couple! I'm so happy for them! Good Morning AO! As always you have provided us with quality content to motivate us and inspire us in the correct direction. Have a blessed day Anthony! See you next video!

[@KV45355]

We have a lot of beautiful educated black women who would love to be retired. 🤷🏿‍♂️

[@theplug3102]

Like fr. They only have this energy for the ones that don’t look like them.

[@tysgem7]

That part !!! 😮😮😮😮😮😮😮

[@Ferrari_champ]

Well go attract the dude that's gonna retire you then 🤷🏿‍♂️

[@KV45355]

@@Ferrari_champ I'm a man.

[@tyronelorenzovalentio3414]

Ur acting like black woman are angels😂😂

[@shareef4130]

Bruh you got in front of that white woman and said “they’re staying in woods and trees” wow. Then you say that their interracial marriage is just beautiful. Take a look in the mirror then immediately do some research about people in the continent of Africa. Google will show you that there are people living in mansions in Africa. Come on man you owe the African people an apology bruh.

[@Crimsontheblack]

So proud to know my family! Love y’all !!

[@ayishaablake4397]

This was a great episode ❤❤the content was very informative. I would like to see a part two on deep diving on the financial organization in the home as a married couple.

[@PrissySolo]

I've been waiting for this premiere.

[@stephanieparker3463]

Very encouraging. Beautiful couple.

[@dotpenji]

Wow, your journey is truly inspiring! I can't help but admire how you both tackled your debt head-on and transformed your lives completely. The dedication and teamwork you showed are commendable. Now, let's switch gears a bit and have some fun - if you could travel anywhere in the world with your son, where would it be and why? It's always exciting to hear about dream destinations and the experiences you'd like to create together!

[@monicasoriano8581]

Great episode, this is truly inspiring!

[@kristineambas]

I agree! Your journey is undeniably inspiring, marked by your determination to tackle debt and your impressive transformation. Exploring dream destinations and hearing about the experiences you'd like to create with your son would be a delightful and exciting topic to delve into. 🌍👩‍👦🌟

[@monalizapantoja8490]

Such a great video. Truly inspiring.

[@MarkexcelSarsaba]

Certainly! Your journey is undeniably inspiring - your drive to overcome debt and create wonderful experiences with your son is truly remarkable. Delving into your dream destinations and future plans promises to be both delightful and exciting.

[@ryanvalenzuela551]

I concur! Your inspiring journey, determination to conquer debt, and the exciting experiences you aim to explore with your son are captivating topics to discuss.

[@feliciaallen6228]

Can you make segments geared toward the middle aged who are already established in their careers, put kids through college, and made financial sacrifices to take care of their families, etc. Who are almost ready to retire and dont want to jump at every get rich opportuniy!! Please make videos for those people who been in IT for 35 plus years and burned out by it. Content seems to be for younger people who have all the knowledge and resources that people who are much older didnt have.

[@fiderisholmes3876]

I just lost interest to continue listening after the African living in trees comment. 😢

[@VinceMatinde]

I am from Kenya I can attest Africa's real estate is not trees and forests 😂😂Please come to Africa and see the mix of things. We have big challenges, yes. Keep up the good work though!

[@MannaAba]

She is a beautiful woman! She Is Calm..!

[@please150]

She’s calm because her husband fully provides for her. In the beginning she states how irrational she was with her finances and her need to continually have to work since age 15. He further states that he had to ease her into his way of thinking and living.

[@MannaAba]

Heyyyyy did I hear right… ohhhh that in Africa we live on trees? Eish….🤦🏽‍♀️🤦🏽‍♀️🤦🏽‍♀️! Are you serious…? Naaaah 🥺🥺. I say this out of love and respect. Please come to Africa and make sure it is 🇬🇭 Ghana!! There are bad areas just like America!

[@momjakjak4108]

Please take a trip to Ghana or South Africa my brother. You have a big platform.

[@successwithgigi7652]

Listen don't be sharing that black people in Africa are staying in woods and trees. They are living civilize just like you and I here in America😮

[@rosalyn5496]

Anthony and his little hands hitting the table at 22:48...not a nice comment, huh? Just like the Africa comment starting at 29:51

[@franceswashington6178]

They didn’t give any information how they got out of debt.

[@danielw.5993]

💎 💎 💎 🔥. Love the content!

[@tiffanysuccessrichardson3469]

This is inspiring. Thank you this is going to help me and my husband get on try. this sound like my husband 5 stars now we are both on board

[@moremi5192]

Nice questions but it says here's how and I didn't here not one how to🤕

[@iamtonyingram]

That’s the fam!! 💪🏾💪🏾

[@arrindelw.d.evelyn6664]

I am from the caribbean and I understand how you from Africa and my jamaican neighbour feels. I will give him some slacks maybe he means to say that he would like to experience how people in remote places live. Annually I go into the interior of Guyana (jungle) the average barbadian will never understand that experience. The man just needs a little jungle living.

[@eileenwatt8283]

No that's not what he said. He's never been to Africa therefore he wouldn't know there is the developed areas and underdeveloped areas. In America there is Urban and Suburbs. He should take them to "Tent city " in Los Angels first.

[@learg948]

Nope no no . I’ll watch another couple this is not it

[@janicepatterson6071]

SWEET Anthony!

[@littlestepperspreschool3278]

Great content

[@truthordare1896]

I have enjoyed your show but nobody lives in woods in Africa. If you know of any city or countries in Africa where people lived in wood, please mention that place.

[@trinaP23]

Did he just say African people live in woods and trees, I don't believe Anthony said that what ignorance 🤦.

[@AnomalyBelleza]

Wow. That’s silly that he said that. 🤦🏾‍♀️

[@Goddess_Infinity]

Yep

[@kevinjohnson4909]

I can’t not get my wife on board she and my grown children keep me broke about to pack up and leave it’s just sad

[@KimmieB1993]

Share videos with her. Maybe she will come around.

[@sammywilliams6]

Most ppl aren’t gonna or shouldn’t deal with someone in so much debt sorry 😂😂💯

[@ReneeReneeReneeRose]

I agree!!!! We have 2 year old twins and 4 year old toddler and I don't want to work….I would rather put all that 9-5 energy towards my family and our business…and we want more kids soooooo wish we where debt free😢 great job to the Beautiful couple and great EP! Inspired ❤❤❤❤❤

[@fiderisholmes3876]

I am from Africa and we don't live in or on trees. 😢 I am shocked Anthony that you said that. I am actually offended. I have been watching you and for the first time I felt like unsubscribing but I realized it's ignorance and believing tv. I hope you travel to Africa and you apologize to all Africans for that comment.

[@kofeeable]

How will he come here? There’s no runway only trees

[@Goddess_Infinity]

It’s just ignorance at its finest. This is why I don’t listen to these podcasters a lot of them honestly aren’t bright people.

[@judithfaison509]

Girl live your life. 🎉🎉🎉

[@ernestmwape]

I stayed three years in Winnipeg, Canada fir three years. There was push to entice people to get loans for a loan of things. I just refused, im not used to having debt hanging over yo head. Young people in north America should be encouraged to postpone consumption, leave credit cards at home🤷‍♂️🤔

[@cozyatcocos]

Not impressed bro.

[@cryptocsguy9282]

@cocomaloni5181 why?

[@cozyatcocos]

If you have to ask, you’ll never know...

[@lenaprice6239]

@@cozyatcocos Bingo. ;)

[@andreamarielifestyle]

Awesome testimony!

[@anthonyoneal]

Yes it was!

[@Ash_PCM]

Does anyone have the details/ link to "Random solution"...I'm curious

[@fiderisholmes3876]

It's Ramsey Solutions. You can listen to his KZbin channel where you will get information to his financial university. Google his name.

[@Wheelztotheworld]

Blessed

[@wealthessential4515]

I think y’all Misunderstood what he meant.. his saying the opportunity to achieve is available. I can understand how people would get irritated by his quote but only if you take it out of context.

[@lorrainekasonga5565]

these kind of statements shouldn't even be mentioned at all PERIOD!!!!

[@kofeeable]

This is why Africans must never support BLM

[@eileenwatt8283]

@anthoyoneil you need to apologize to Africans about the "living in trees " comment. I suggest you watch some African youtubers, start with Wademaya. You will learn something. I beg you to go to Africa now before you teach them nonsense about Africa. Many African Americans are moving to the continent. Educate yourself on countries. You will be surprised about Israel too. Although Jesus was born there and there are Christians there it's a Jewish country. Christians are a minority.

[@Goddess_Infinity]

Yeah that comment really threw me off. Pure ignorance, especially in 2023 . 🤦🏾‍♀️

[@nonyagbo]

DISAPPOINTED 😞!!!

[@nonyagbo]

I am really disappointed to hear a black man talk about Africa in such a derogatory way.... my Brother first of all take yourself to Africa...you need the exposure more than your future kids...may be you can then explain to them about Africa..... Take a tour to Africa.... the white media has white washes your perception of the mother land.... show some respect for the Richest Continent and the center of the world 🌎

[@moneymaverickstv]

❤

[@MrOneWay5000]

Anthony, you made a dumb statement. You obviously have many listeners from Africa or that love Africa. You descend from Africa. We know that you would never utter one negative word about white people. Be a man and properly address your statement.

[@judithindu7612]

Anthony, I love listening to you. However, what you just said about Africa is so disappointing to me. People live in houses with toilets in most like you. While there is poverty in some places, Africa is nothing like your description. Please educate yourself a little about Africa.

[@shaunlewis8484]

Didn’t like this segment at all! One person debt does not become both persons debt. I would never be happy about my son marrying into debt or bringing this into a marriage.

[@lindaforetia8624]

Please african dont live in trees .

[@sTayPeachy26]

Let’s goooo

[@missgitonga126]

I'm from Kenya and I don't know anyone who lives on trees. Very ignorant comments coming from you in 2023!