Apple Card Monthly Payments Explained | How to Pay Off The Apple Card Early

[@kosarachiarole5596]

Girlllllll!!!! Thank you ive been considering a payment plan too but no one is giving detailed information about it, i really needed this God bless you and thank you for the enlightenment.

[@lifeandnumbers]

You're so welcome! I'm glad it helped!! 😊

[@lorimercy7689]

That’s cool you can contact darkcarding0 on telegraph is best vendor

[@makaizaid1929]

you all prolly dont care at all but does someone know a tool to log back into an instagram account?? I was dumb lost the account password. I would love any help you can offer me

[@norabellerose8560]

Words can't describe how amazingly helpful this is.

[@lifeandnumbers]

glad it was helpful!!

[@olviajacinto7659]

Exactly what I was looking for. Very helpful, thank you!

[@lifeandnumbers]

Glad it helped!! 😊

[@jewelrylover2958]

hi! i was wondering if you’ve tried this and how well it’s worked. it’d be really helpful to get insight

[@CoryTyler]

Great to see another Apple Fan financing their love of tech toys!

[@blueeyessiamese]

Wow, tricky! I was getting suspicious about their 10% cash back offer and wondered what the catch was. Now I see I could get caught in a problem of confusion. I don't like having a balance hanging around creating interest $$ so I will be using your great info tonight to pay it off. You were very calm, clear and helpful so thank you!!

[@kevinrodriguez9659]

Apple products will not create interest. Kind of the whole point of the card.

[@SticksBlog]

Thank you! It's crazy that it's buried so deep on how to pay it off early!

[@lifeandnumbers]

It really is! And glad it helped! 👍🏼

[@SVTStrikesback]

I have been FUMING over how frustrating it is to do this. How freaking stupid it is that it’s set up this way. BUT, you definitely get a like for showing me how to do this!!! Previously, I had to go to the website to do it. I was on the phone with someone either at Apple or GS, and they told me the only way to do it was on the website.

[@jewelrylover2958]

hi! i was wondering if you’ve tried this and how well it’s worked. it’d be really helpful to get insight!

[@Torithewanderingma]

This was so so helpful. Thank you! I did not understand how to figure out what my Apple wallet was telling me and you’ve explained it beautifully

[@lifeandnumbers]

You're so welcome!

[@aim4grace97]

Yes! Apple’s deceptive tactics to keep you paying for credit is annoying. 😂 I had to look this video up because I am exactly the same way and wanted clarity on this issue. Apple knows what they’re doing. It’s a game of psychology. But we’re smarter than that. 😉 A year later, your video is still helping people make informed decisions on their purchase choices. Thanks!! 😊

[@DayanaPlays]

Lol the part where you thought it went through! Great energy , keep up the good work 💜😂

[@lifeandnumbers]

Hahaha I was scared 😂. Thank you!! 😁

[@kristiandiaz6362]

Thank God for that double click confirmation side button 😂😂😂. Great video, thank you for trhe help.

[@moondoghalo]

Spent 15 minutes trying to figure out how to make an "extra payment". Thankfully, your video was recommended and just following you, I was able to make the payment quickly. They sure don't make it easy to understand quite a few things. I love numbers and watching my money grow so I subscribed. ☺

[@lifeandnumbers]

Glad I was able to help! 😊

[@charismaalexus439]

You’re a godsend!!! I am always trying to build and maintain good credit and love paying purchases off early but couldn’t figure out how to do it with Apple. Your video was easy to follow and straight to the point! Thank you so much☺️❤️

[@lifeandnumbers]

I'm glad I was able to help!!

[@dfunkrazorsharpgaming]

Just got this card for a MacBook Pro 16 inch and was confused about the payment options. This helped a lot!

[@britirock7]

Omg thank you soooo much sis! I was looking for how to do this because I definitely want to put extra on my installments every month! Wish I could like this video 10 more times cuz it’s definitely helpful!

[@lifeandnumbers]

I'm so glad it helped!! 😊

[@pinksniperz]

Prob going to finance my iPhone 13 pro max through Apple Card :) thank you for the information 💗

[@thedavenaugler]

Thank you for walking us through the app and showing us where to pay items off early! I keep coming back to your video because paying items off want built to be intuitive.

[@Soda480Place]

“Processing”!!!! Lol. Thank you for this video.

[@WithloveTrinize]

I like how she said “ I don’t have that in my account right now” sooooooo many people get on here and pretend to have all the money in the world 🌎 and I’m with her because that 200 might be in there but for something more important at the time!

[@kennethfuquaii469]

Awesome! I just received my Apple 🍏 card 2 weeks ago, and you filled in the holes that were present in my mind about this stuff! Thanks 🙏🏿!!!

[@lifeandnumbers]

Glad it was helpful! 😊

[@JennNel28]

Very helpful! I was getting so frustrated! Thank you 😊

[@brownsugarcoffee1]

Thank you so much. This was so helpful. I have a 24 month payment but I just want to double the payments just to have a 12 months.❤❤

[@1citiboy3]

Thank you so much for the help!!! You just relived me from stress I didn’t need to have! 🎉😊

[@lizmarienyc]

Wow, thank you so much. I just got my card tonight. This was very helpful.

[@lifeandnumbers]

Glad it was helpful!

[@AnaJones-v4k]

OMG!!! GOD BLESS YOU AND THANKS FOR SHARING !! JUST PAID MINE OFF ..............

[@dhahransdadwoods5193]

Love your outro graphics and layout. Great info about the card. I'm still on the fence though. ;-)

[@lifeandnumbers]

Thanks so much! I'd say having the card is only worth it if you repeatedly buy a lot of Apple products.

[@haribasnet4004]

Perfectly explained much appreciated 👏

[@lifeandnumbers]

Glad it helped!!

[@Levbro39]

Excellent!!!!! Thank you! Apple should hire you!

[@lifeandnumbers]

Haha I wish!! 😂

[@PhanoftheShow]

thanks for this. i wasn’t even sure what ACMP was when i was checking out

[@laylae.611]

Thank you so much!!! Finally a KZbin video on this app that’s straight forward and to the point. No stories about the neighbor’s dog or your trip to Mexico :) Subscribing!!

[@Libertylaneeee]

I completely understand the satisfaction of hitting pay!

[@LadyBNatural]

Exactly what i was looking for. I was confused as hell. Thank you

[@lifeandnumbers]

Glad I could help!

[@redts12]

Thank you so much. I could not figure out how to do it!!

[@lifeandnumbers]

Glad I could help!

[@JP-jp4xe]

5:56 I’ve never related more to an expression before 🤣

[@lyricshub6686]

I like her transparency. I understand better now

[@lifeandnumbers]

I'm glad the video was helpful!

[@jacklynmonroe3872]

This was really helpful thank you . And thanks for saving me a trip to the Apple store .

[@raheemghouse8362]

You’re so good at explaining things! Thanks so much 🤗

[@janwilliams4282]

Thanks a for a video I’ve been trying to find out about for so long. Just paid off my IPAD. Thanks

[@lifeandnumbers]

Glad it helped! And congrats for paying it off!

[@josemalmonte1991]

thank you, i was looking for this for a little. but your video got me straight to it.

[@Illinoisgal1]

You are amazing! This is exactly the information I needed. Thank you so much!

[@lifeandnumbers]

no problem! glad it was helpful!

[@Brooklynslayer_]

Helpful indeed thank you someone who can explain something and not confuse you

[@lifeandnumbers]

Glad it helped!

[@richmondopuni2278]

Very Helpful video and straight to the point. Thanks!

[@lifeandnumbers]

You're welcome!!

[@apolloferrero8664]

Very helpful thank you so much!! I’ve been wanting to get the Apple Card as my first credit card and you really gave some great info/tips about the app 👍🏽

[@lifeandnumbers]

Glad I could help!

[@knightone57]

Thank You for this,I was totally confused on how to do it.

[@lifeandnumbers]

you're welcome!

[@ricci777]

Super helpful. I looked and looked and never would have found this on my own.

[@TeamUp2010]

Really appreciate it. The panic in your eyes was hilarious. Thankfully it was a false alarm. 😆

[@lifeandnumbers]

The panic was genuine haha 😂 😂

[@birdytwitch2]

You’re the only one that has explained this prices! So helpful, thank you!!

[@lifeandnumbers]

Glad it was helpful!

[@dalefranklin7315]

Thank you! So helpful regarding the pay-off early segment.

[@matiassalem359]

Exactly the tutorial I needed. Couldnt be better.

[@shinma989]

Thanks for the info and a laugh. Happy holidays!

[@lifeandnumbers]

Happy holidays! 😊

[@57podcast59]

Quick question, when using the monthly payment option does it ding your credit utilization on your credit report? For instance your credit line is 8K. After you made your purchases did your utilization go up to %50 on the card or did it show as 0?

[@cesar2275]

I think it’s only the balance on all other transactions that is reported. Because like she stated, her balance can be showing as 0 even though she has installments on her card.

[@bean420man]

Yes. Because it is just like any other card. If you do the installment plan, then it charges the amount to your card. The benefit to you is that it lets you pay it off over a set amount of time and with 0% interest. For example, before I had this card, I used my B&H Photo Video card (Synchrony Bank) to finance my LG CX 55" OLED. It was also 0% interest if paid in full by 12 months. As soon as I placed the order, it maxed my card and my credit took the hit for having such high card utilization. If you look on the video, all you have to do is add the numbers up. If she pays off the $2069, she would be back to her $8000 limit. Notice that 2069.54 + 5930.46 = 8000

[@dumbzyboi5414]

@@bean420man so after she pays off the remaining 2k what happens after that? More debt?

[@bean420man]

@@dumbzyboi5414 If she pays it off, then her card utilization will fall back to 0 again and she would have her whole line of credit available. If I have a card with a $10000 limit and I use 3000 of it, then I only have 7000 left. If I pay back 1500 of that, then I'd have 8500 left, etc.

[@pkmntrainer_luii3114]

It will show in your FICO as a credit card. I purchased an iPhone 13 PM for Xmas and the 7k they gave me showed up this week.

[@feiwong70]

Your video is super helpful! I just got Apple Card to finance an Apple Watch and plan to pay early. Thank you.

[@lifeandnumbers]

Glad I could help!

[@madisonblanding]

thank you so much for this video! i'm getting ready to (re)start my debt free journey and this was insanely helpful🥰

[@lifeandnumbers]

You're so welcome!

[@nik.kinetikentertainment2298]

So helpful! Exactly what i needed . Thank you 🥰

[@lifeandnumbers]

Glad it was helpful!

[@irvindeleon7215]

Thank You so much! However I am worried about what gets reported to the credit bureaus, wouldn't this affect our credit utilization rate? Only thing stopping me from financing right now

[@nahidadabi2154]

I need to thank you for this helpful video. They make it so complicated for people that we cannot get it easily. They charged me for things I did not know about ( like MTA Fee and ... which I never used) and I could not get them to give me some explanations. So sadly, I decided to pay my balance off to prevent them from charging me for sth that I did not know about. And I never ever again finance anything from them again.

[@esnoel32]

Have been looking for that ...finally!! ...thanks you so much :)

[@lifeandnumbers]

No problem! 😊

[@demetriuswilliams9651]

Definitely what I needed to see. Thank You. Just paid off 2 devices early.

[@lifeandnumbers]

Congrats! 👏🏼👏🏼👏🏼

[@frankc.9853]

Thanks, you saved me from having to asked at Apple when I pick. my purchase!

[@djime083]

I was asking myself the same thing. Thank you for making this video!

[@lifeandnumbers]

Glad it was helpful!

[@kurateddesignsbykim]

Good tutorial for something that seems difficult!

[@lifeandnumbers]

Thank you! 😊

[@BabyLiLi28]

Omg thank you because other people didn’t state whether or not if the balance also reflect in my apple card or if it was something separate 😭🙏🏼🙏🏼

[@lifeandnumbers]

Glad it was helpful! 😊

[@aa3680]

Thank you this was very helpful. It really wasn’t clear to me how to pay off my device early.

[@donnafuhs2783]

Finally some explains how to do this! Thank you! Very easy tutorial!

[@silentkool21]

Question, when you buy a Apple product and you choose the payment method, does it still put the total price of the product on the card or only the payments?

[@troyburnette3777]

Thank you for taking the time to demonstrate this!

[@lifeandnumbers]

Glad it was helpful!

[@bklyn390]

Sooo helpful. Really appreciate it I was so confused on how to pay it off, thank you!!!!!!

[@lifeandnumbers]

You’re welcome! They shouldn’t make it so hard to figure out lol

[@maricara3881]

Fantastic! Great steps and easy to follow! 👍👏

[@lifeandnumbers]

Glad it was helpful!

[@mablesampson3944]

Thank you soooo much for providing this information. It was very helpful.

[@lifeandnumbers]

Glad it was helpful! 😊

[@yeseniarodriguez1707]

Thank you so much for the video it helped so much

[@lifeandnumbers]

I’m glad it was helpful! 😊

[@juanorrego9163]

This video was awesome and super helpful! It was very funny when you freaked out about the payment 😅! Thank you!

[@absolutelyjolly4925]

Thanks so much just opened mine and wanted to know A) how to connect it to my savings so it will be payed off and B) I wanted to know how to pay off early I want it gone my December so about 6 months not 12 ! Thanks so much

[@seanhalvorsen]

Extremely helpful! Thank you!

[@lifeandnumbers]

You’re welcome!

[@Bryanb58]

Thank god I found your video!!!! Thank you so much!!

[@aliisimply]

Very thorough and helpful! Thank you for making this video :)

[@lifeandnumbers]

Glad it was helpful! 😊

[@alferntech]

Ahhh thank you so much!!! I been trying to find out how to do this, you're a lifesaver! Subscribed! 😁

[@JesseMoto]

Girl you went all out, Same, Except I returned the Macbook because I wanted the latest M1x thats coming out soon. But i did get everything on your list..lol plus the 800.00 version of the Apple Watch..outch!

[@lifeandnumbers]

the M1 macbooks look so good! I wish I had waited a year lol. I got mine in July of 2020. and ohhh the watch sounds nice! 🤑

[@lashandamanson499]

Great voice and easy to follow!

[@lifeandnumbers]

Thank you!

[@angelomarcustodio4898]

Thanks for the explanation. It was very helpful!!

[@lifeandnumbers]

Glad it was helpful!

[@lifeandnumbers]

Just a quick tutorial on how to make early payments in case anyone has the apple credit card. Time stamps are in the description box!

[@yonatancruz40]

Great explanation! Thanks…I have a question; the total charges are reflected on your credit report or just in the apple app?

[@fredbureau-russell7718]

I Absolutely love this video you did such a good job you made it so detailed thank you for doing this ps love you nails

[@lifeandnumbers]

You are so welcome! And thank you!! 💅😉

[@fredbureau-russell7718]

@@lifeandnumbers Oh my god! You replayed you rock you so absolutely damn kool girl

[@lorimercy7689]

That’s cool you can contact darkcarding0 on telegraph is best vendor

[@fredbureau-russell7718]

@@lorimercy7689 of what

[@pattycarljackson]

i kinda like how apple implemented this actually, at first i was questioning why they did it but i do like it. I just got the Apple Card and this is definitely helpful.

[@pbangelly]

The processing part 😂😂😂

[@lifeandnumbers]

I was scared! 😩😂

[@Mizosoop]

I figured it out before watching this video, but this is very helpful. I did it a long time ago and I was like never again. And now, I think I'm about to do it again. Lol. But, I def do like buying things outright.

[@furiogiunta556]

Awesome video, very helpful and informative, thank you!

[@simone661327]

yesss THANK you so much!!!! very helpful !

[@melissas3707]

This was PERFECT information! Thank you!!!

[@lifeandnumbers]

Glad it was helpful!

[@FeelingOfDoom]

Yo this video is EXACTLY what I was looking for and could not find. Thanks so much for sharing, truly!

[@lifeandnumbers]

No problem! Glad it was helpful! 😊

[@fpcompart-jamesbruenger3633]

Thank you so much! This was very helpful.

[@lifeandnumbers]

Glad it was helpful!

[@1964robw]

Very helpful and very cheery delivery!

[@pedroguerrero5836]

Thank you so much !.. for the information ! Very clear

[@lifeandnumbers]

Glad it was helpful!

[@MrLoy2009]

Thank you so much for the video. Subscribed 😊

[@lifeandnumbers]

Thanks for subscribing! 😊

[@aesha9052]

Hello I just sub to your channel. Thank you so much for explaining how to pay on your Apple Card. I was so confused on how to pay until I watched your video!!😎

[@nathanchilders327]

Very useful video. Thanks!

[@lifeandnumbers]

Great, I’m glad it helped! It took me awhile to find out how do it lol

[@phantumgrey]

Thankfully they updated this to be far easier

[@danielbernard1729]

Thank you! Thank you! Thank you!....it's been driving me crazy.

[@kadynfinley7046]

OMG thank you you are an angel this video was so incredibly helpful.

[@mwanikichris7870]

The exact video I was looking for

[@lifeandnumbers]

I'm glad it helped!

[@derekg9178]

Thumbs up 👍 just for the honesty @6:00

[@ShaMoneyMOB]

U really just helped me more than Goldman did thank u.

[@lifeandnumbers]

You're welcome!