@@trinarenfrow348 Why would the deceased spouse owe child support for a child that is not theirs. For a child under 18, social security steps in.
@dragonf10923 жыл бұрын
It should be considered racketeering charging someone for a dead persons debt.
@richardnorton9918 Жыл бұрын
File the complaints I mentioned. If you take them to Court, have the owners of the business behind it served by a uniformed officer at their home address.
@terriewiese65243 жыл бұрын
My dad had a credit card. When he passed the company tried to say my name was on the account. I told them my name wasn't on the account. Then they said it will ruin his credit. I said since he has died, I don't think he will care. The company never called back.
@besmith70933 жыл бұрын
as long as your name is not on the account you dont have to pay they tell you that just to scare you.
@richardnorton9918 Жыл бұрын
And if they do it's a violation of Federal and other law designed to protect consumers, so file a complaint with your states' Attorney General Office and the CFPB at a minimum.@@besmith7093
@kensanders0088 Жыл бұрын
Sneaky liars credit companies
@angelaharris11124 ай бұрын
They go after anyone they think might believe them!
@patsypryor98503 жыл бұрын
My mom died in nursing home in Ga. when she died she was on medicaid ,I had guardianship ,she had alzheimers.. They billed me 88K . I laughed , sent them a letter that as our funds were not blended and she was covered by medicaid I was not going to pay. ( I discussed with my lawyer) good information to learn it was against federal law. They never contacted me again.
@richardnorton9918 Жыл бұрын
Excellent. And if you can get your attorney to send that letter on their letterhead, all the better.
@lanahodges1535 Жыл бұрын
This is so informative. I have struggled and struggled to try to pay debt I’ve incurred for fear my children would be responsible for these bills when I pass. Wish I would have known all this information when my husband passed 30 years ago. We are led to believe just the opposite by so many.
@2shoestoo3 жыл бұрын
What a blessing this sight is for a person that needs it
@SeniorLivingOrg3 жыл бұрын
Thank you so much for watching!
@robertastirrup81742 жыл бұрын
Thank u for your information ,I'm 82 an worrying about my spouse bills you open my eyes this morning, I learned a lot listening to you
@SeniorLivingOrg2 жыл бұрын
We are glad to help!
@ellejulianne28153 жыл бұрын
Thank you for a very educational presentation on behalf of the seniors.
@janellebrown55202 жыл бұрын
That's the thing about collection agencies. You don't owe them anything. They have already been paid. By law, you don't have to pay on the same debt twice.
@cjinasia92664 ай бұрын
That is not true. They have not been paid yet.
@Savannah-ed4rv3 жыл бұрын
I paid on my late husband's credit card for several years and realized I wasn't obligated. When I called the company they did stop the billing, but refused to pay back what I paid in error, even after I told them I made them aware of his passing early on. So I lost some, and saved some and learned a lesson along the way.
@davidbrandel13113 жыл бұрын
I think in the case of a spouse the estate could be liable for any debts which would make the surviving spouse at least indirectly responsible if she inherits the estate.
@HELPSNonprofitLawFirm3 жыл бұрын
@@davidbrandel1311 no so Eric HELPS
@edennis85782 жыл бұрын
@David Brandel Not in the United States.
@richardnorton9918 Жыл бұрын
Immediately in writing deny that you owe anyone anything and file complaints with the CFPB and your state's Attorney General for starters. Don't forget to file with the BBB repeatedly and publish continuously on social media, TV stations, etc. Expose the businesses, doctors and medical providers behind such schemes.
@2011Ecstatic3 жыл бұрын
My late sister worried for years about debt falling to the children, and had horror stories to back up her fears, so this is so very comforting, as my Mother & her husband approach their later years!
@sanchezhandymen34442 жыл бұрын
Bless you HELPS! What a noble cause.
@iamiam2994 Жыл бұрын
Thanks for the ease of mind. When the topic of filial responsibility came up. I have a 84 year old mother who's wanting to move to a state with this law. And felt as though she didn't care about her childrens financial well-being. Knowing they can SUE us. Yes she is looking at her last stage of life. And feels that moving would be better. Such a trying time
@Savannah-ed4rv3 жыл бұрын
This legal agency is wonderful for entire families. Thank you for all the information you provide!
@deborahdouglas44913 жыл бұрын
It is a wonderful channel for us seniors . Thanks for keeping us informed !!🤗
@dragonf10923 жыл бұрын
Once someone dies their debts should be wiped.
@toasternfriends3329 Жыл бұрын
You don't see any huge problems with this?
@dragonf1092 Жыл бұрын
@@toasternfriends3329 nope, the person who contracted the debt is dead so should be the debt,it should no longer exist. A dead person cannot repay their debt so the debt should be as dead as the debtor is,all contracts should become null and void upon death not legally binding because the person who made it/signed it no longer exists. U.C.C. 1-308 all rights reserved with extreme prejudice Freedom of speech.
@dragonf1092 Жыл бұрын
@@toasternfriends3329 their descendants,relatives didn't sign the contracts or agreements creating said debt, therefore they should not be held responsible to repay it. U.C.C. 1-308 all rights reserved with extreme prejudice Freedom of speech.
@richardbeto1615 Жыл бұрын
@@dragonf1092 I agree 1000000%. My father died and he and my mother have been separated for many years yet my mother seems to be responsible for some of his debts. They lived in separate houses and lived separate lives. Yet she is not being allowed to get the estate cleared to take over his mortgage or to get any of it in her name.
@dialecticalmonist3405 Жыл бұрын
Great idea. So why would a credit card company ever loan the elderly anything? Oh, right. You never thought that far ahead.
@lawaincooley67882 жыл бұрын
That is a great organization you have there!! More people need to know about it!
@darrylr.49835 ай бұрын
My wife's ex husband died with substantial negative equity in his house. The mortgage holder tried to convince his daughter's that they were responsible. Luckily they knew better. They did quickly collect his life insurance in case that was subject to being seized to cover the debt.
@lorraineperrault54013 жыл бұрын
So so informative. Love this channel, came upon this by accident so happy I did. Continue with the good work.
@nancychandler72893 жыл бұрын
You are so right about this service being needful! Thank you!
@christinewood66173 жыл бұрын
Praise the Lord for your knowledge
@chabela1944 Жыл бұрын
As a senior, I’m glad I found this channel.
@SeniorLivingOrg Жыл бұрын
We're glad, too. Thanks for watching!
@laurasweeney2546 Жыл бұрын
You are great at HELPS! Thanks!
@melissaalexander23553 жыл бұрын
My Dad passed 2 years ago April 12th the deed was only in Dads name.but he did have a will stating everything to be sold and the money from the estate would go in equal shares between my mom and all of their children.my Dad had left me the car .and even though he did and he was the only one on the car after he passed mom had to sign so I could get the auto registered.
@vcr2103 жыл бұрын
Your videos are so helpful. Thank you for passing on this information.
@SeniorLivingOrg3 жыл бұрын
You're welcome!
@marybrooks23003 жыл бұрын
Thankyou, so much I needed to hear that, i might be calling you. Im 76 and i have many bills.
@yvonne-silverfox73123 жыл бұрын
This is so helpful for seniors thanks for this information 👍👍
@pramodkumarkabra58242 жыл бұрын
🤗🤗🤗 definately yes. Banks or FII will not leave with dues even your childrens ,spouse and even your whole family is responsible to pay for it.
@ocelotcat3 жыл бұрын
Thank you so much for these great videos, I had no idea about so much of this stuff.....blessings to you both.
@juslookin23 жыл бұрын
I’m so glad I found this channel. We are seniors and this really helps to soothe my mind
@rockk973 Жыл бұрын
Thank you great video. I'm going through this now just lost my wife at 42 and she had some debt. I was told by my lawyer to send them my wife's death certificate. One less thing on my mind
@SeniorLivingOrg Жыл бұрын
So sorry for your loss.
@deborahdouglas44913 жыл бұрын
I love this channel ! Didn't no it exists stumbled across it and started listening to it boy am I glad I did . Very interesting and informat I'm really learning a lot.will be keeping this channel and passing it on
@romanstarrtattoos3 жыл бұрын
Thank you very much for accepting my call today. I am still being sued for credit card debt and I will continue worrying but is nothing that I can do.
@SeniorLivingOrg3 жыл бұрын
We're glad to help.
@wdeemarwdeemar87393 жыл бұрын
I am an RN case manager currently and used to run a skilled nursing facility so deal the death and dying on daily basis. I lost my mom 3 years and ended up being her executor and got my letter of testamentary (not sure of spelling). So many merchants and vendors tried to get me to pay her debts I told them to pound sand. I sent her death certificate for each mail I got. Each call I got I I said well I talked to Heaven and they told me my mom doesn’t care about her credit score and that I am recommending your write this off as bad debt. Know the FTC fair credit and collections practices. As for California thanks to Senator Ellen Corbett Democrat I always got the money we required I put so many liens and used a lawyer PI team that collected ever single dollar. They found boats, property, small claims, etc…. They were great.
@ruthhunter1342 Жыл бұрын
In Oklahoma if your name is on your parent’s bank account, or you are authorized to use their credit card are you automatically responsible for debts they incur?
@juneberry88103 жыл бұрын
This is great! Thank you for letting us know!
@marymastromauro8164 Жыл бұрын
This is a very informative channel, thanks
@Lyoness19773 жыл бұрын
Thank you♥️💫
@gingernell3 жыл бұрын
Great information!
@michelinman85924 ай бұрын
This video may not have fully addressed my personal concerns, but at least pointed me in the right direction.
@karennevins1723 жыл бұрын
Thank you I’m a new sub referred by my girlfriend Jo-Ann I loved your video so informative thank you for your honesty and hard work love Karen Long Beach NY
@oscarblom48853 жыл бұрын
Thank you for sharing. Be safe and healthy 🐿
@jamesharts62163 жыл бұрын
Thank you
@barbarasummers2803 жыл бұрын
Also, many indigent people were kicked out due to inability to pay. and there were no other faciliites in that town that weren't exactly the same.
@eleuterioagulto48923 жыл бұрын
Its the liability to be charge against settlement of estate of the deceased before can be adjudicated to d surviving spouse.
@bumblebay9559Ай бұрын
They ask me if my mom had any assets after she died. I said yes 5 children, you want any, never called back.
@SeniorLivingOrgАй бұрын
LOL!
@juanafigueroa9783 жыл бұрын
Thank you so much for such great info! I like to know if a senior owns a house and is on Medicaid what happens if he/she wants to sell the house? Will the Medicaid benefits continue or not? Or is there a law that can help maintain this benefit without loosing any money obtained from the sale?
@HELPSNonprofitLawFirm3 жыл бұрын
States have different laws on this. Eric HELPS
@dragonf10923 жыл бұрын
How about just will your debts to congress for all the money they stole calling it taxes,🤣🤣😂🤣😂or to the creditors themselves😂🤣😂🤣
@that_guy89x893 жыл бұрын
Facts!!!
@reneemoreno80303 жыл бұрын
Thank you...joined HELPS because if your channel months ago.
@lawaincooley67882 жыл бұрын
Maybe you mentioned the answer to my question but I didn't catch it. Doesn't Medicaid go after the person's property after they die to recover their costs for care? So, that is how the children end up paying. They lose that gift from their parents. That's why you should get your family back home to care for them. Save their estate from the state. Maybe I'm wrong.
@HELPSNonprofitLawFirm Жыл бұрын
You are correct but there are things that can be done.
@leepwright87843 жыл бұрын
Eric I'm 66 on ssi my stimulus.check should come in a week and.you.said.creditors cant touch it
@DiandraStarShine3 жыл бұрын
you should just say, *EARLY ON,* that IF we don't fall into any of the specific demographic(s) categories mentioned: that rather than watching the whole of the video, it's suggested we search out a DIFFERENT upload on this channel. one that is actually relevant to our personal, *specific* situation - or the situation of someone who we are an advocate for. I mean thank you SO much for what you're doing, sharing your wisdom with us so generously. it's so kind of you and your friends who are other kinds of experts..but we, the viewer's, our time is valuable, too.😐
@HELPSNonprofitLawFirm3 жыл бұрын
Not sure what demographic this would not apply. The general rule is that children are not responsible for a parents debt. Often the same for a surviving spouse. The video then discusses the exceptions. So really not sure what could be done. Eric HELPS
@lizhaydon22503 жыл бұрын
Wow what great information
@judymedeiros78593 жыл бұрын
Love this one helps
@brendalifeandstuff32413 жыл бұрын
Really helped me
@idkwhoknew9083 жыл бұрын
Did Not Know of this.!! I'll Look into this!!
@sabrinahall36753 жыл бұрын
What about if the spouse passes and your name not on the title or deed of the house and there is no will, but there are stepchildren and you were married before they purchased the house
@HELPSNonprofitLawFirm3 жыл бұрын
Every state has laws covering what is called intestate succession which determines the priority who gets property when a person dies without a will. Normally a spouse would get 1/2 of the estate at least and possibly everything. This is assuming the home is in the deceased spouse's names and his prior children were not joint owners on the deed when he passed away. When you say "they purchased the house" everything becomes confused. You could contact a local attorney or research the answer for your state. Eric HELPS Nonprofit Law Firm
@BijouLover83 жыл бұрын
Can they put leins on the family home....so when the house is sold...they will want payment then???
@ericolsen21413 жыл бұрын
Senior Living has a video on judgments that covers this topic. Far too complex to answer in a reply like this. Eric HELPS
@catherineostrom75753 жыл бұрын
Regarding debt before marriage: it doesn't stop the IRS or child support from garnishing the wages of the new spouse. I've heard of this happening directly from the person it happened to. They had no idea prior to the marriage that their future spouse owed the debt.
@HELPSNonprofitLawFirm3 жыл бұрын
A new spouse is not responsible for a spouse's prior debt, including IRS and child support. Period. Eric Olsen Executive Director HELPS
@catherineostrom75753 жыл бұрын
@@HELPSNonprofitLawFirm California, community property state. Half her money is his money.
@HELPSNonprofitLawFirm3 жыл бұрын
@@catherineostrom7575 A new spouse would only be responsible for debt of the other spouse incurred during their marriage. Definitely not for the debt of the spouse incurred before they were married. Regardless of community property state or not. Eric HELPS Nonprofit Law Firm
@catherineostrom75753 жыл бұрын
Apparently the IRS doesn't know this!! They took the woman's money. She was not a senior.
@HELPSNonprofitLawFirm3 жыл бұрын
@@catherineostrom7575 If she had a joint bank account with her husband yes they would take what is in the account. They didn't garnish her wages. And if they took money out of a joint account the IRS has procedures called the "innocent spouse rule" whereby the IRS would give her that portion of money in the account that was from her wages. Her mistake was to put money into a joint account and because she didn't know anything about the innocent spouse rule. Then again what people tell someone what happened is very often not exactly what happened. The IRS knows the rules. Eric HELPS
@eb12662 жыл бұрын
I appreciate the information, it was very hrlpful
@SeniorLivingOrg2 жыл бұрын
You are welcome. Check our channel often for updates.
@maggiehastings38833 жыл бұрын
thanks. good to know
@barbarasummers2803 жыл бұрын
I used to work for a nursing home in California, and they supposedly passed a law that if the chlidren were only ones left, the children would have to pay, filial responsibility.
@HELPSNonprofitLawFirm3 жыл бұрын
SeniorLiving has a video with HELPS explaining why filial laws are not enforced Eric HELPS
@edennis85782 жыл бұрын
@HELPS They are occasionally, and that's enough to make my hair stand on end. I no longer have to worry about it since my and my husband's parents passed away years ago and everything is settled, but some people really get skewered, like John Pittas.
@yourturn7773 жыл бұрын
THANK YOU! 💘✌✊
@lkreinmiller-author3 жыл бұрын
Thank you.
@theoldgoat45253 жыл бұрын
Well the spouse or children may not be responsible for the deceased debt, what about their estate? Don't any assets they own independently have to be used to satisfy their debts before other heirs can be paid from those assets?
@HELPSNonprofitLawFirm3 жыл бұрын
Of course. However there is a priority in payment, which includes burial cost first. Seniors with very few assets, perhaps an old car or furniture really don't have an estate of any value.
@sd80233 жыл бұрын
A lot of good information on this site
@SeniorLivingOrg3 жыл бұрын
Thank you. Please share the channel with your friends.
@richardnorton9918 Жыл бұрын
So if a spouse is injured in an auto accident, taken to the ER, paralyzed from the neck down and on life support, unable to breathe or speak because a breathing apparatus in their mouth, and the spouse is told by hospital that they must have an operation on the neck or they will die and are asked to sign a consent to operate which contains a sneaky clause obligating the uninjured spouse to pay, when then? Is the so-called Consent voided? Does the surviving spouse have to pay?
@HELPSNonprofitLawFirm10 ай бұрын
In most states a spouse is responsible for the medical debts of the other spouse whether anything is signed or not. However that doesn't mean that the spouse would actually have to pay the debt. That is an entirely different question and answer. Eric HELPS
@maryricketts73372 жыл бұрын
Creditors will bluff. Write them a certified letter asking them to stop contacting you and to provide the signature / transaction documentation.
@SeniorLivingOrg2 жыл бұрын
Thanks for sharing
@Henry-q4l4 ай бұрын
The only way you could be held for their debts is if you cosigned somthing for them. As long as you keep everything of their's separate from yours (don't cosign anything with them) you cannot be held liable for their debts.
@uljie19673 жыл бұрын
My husband has credit life on car and cc so that when he dies they are paid off
@sandrawadsworth51733 жыл бұрын
Our Dad had a Will prepared in which he indebted us (his children) to pay to keep his 2nd wife up until she dies in the house that belonged to our Dad and our Mother!
@andreariegler3 жыл бұрын
I would contest
@heartfacingupward Жыл бұрын
How can this be? The "doctrine of necessaries," which is also called the "doctrine of necessities," gives parents liability for the necessary support of their children. It also, in many states, gives spouses liability for the necessary support of each other. If the doctrine of necessaries applies, creditors have the right to collect a debt from a parent or spouse. Let’s look at spousal liability first. After the table, we discuss the doctrine of necessities and the debts of minor children, why we have a doctrine of necessaries, and what creditors must prove to use the doctrine of necessaries to collect a debt.
@HELPSNonprofitLawFirm10 ай бұрын
You certainly don't think that a parent is liable for the debt of an adult child right? Eric HELPS
@bethhutto98003 жыл бұрын
I am in the State of S.C. and I was the only living child when my mom had to go into a assisted living / nursing home. Not ever having dealt with this sort of thing I thought I had to sign all kinds of responsibility paperwork prior to her being admitted. I have gotten a letter stating that I owe a huge amount of money. She was on Medicare & Medicaid. I am 67 and social security is all I get financially to live on. I try not to worry about it but it's there in the back of my mind of what could happen.
@HELPSNonprofitLawFirm3 жыл бұрын
We could have a good talk on whether it was legal for you to be required to sign what you signed. Federal law prohibits a nursing home from requiring you to sign papers to make you financially responsible for mom's debt. However, you don't need to worry about that because your income is Social Security, it is protected and can't be garnished or taken from you. You can tell the nursing home to pound sand. You might want to listen to the end of the video where it is explained what HELPS does to protect seniors from unwanted collector contact.
@bethhutto98003 жыл бұрын
@@HELPSNonprofitLawFirm Thank you! I wish I had known I wasn't required to sign the paperwork prior to her care. I did listen to the end of the video and if I get further correspondence from them I will contact HELPS to see if they can assist me with it. Thank you again!
@catherinerogers133 Жыл бұрын
can't sleep
@susanlandsman95723 жыл бұрын
What about credit card debt left by a deceased senior? Does the child have any responsibility for that debt? The video addressed medical bills, but I didn't hear anything about credit card debt.
@HELPSNonprofitLawFirm3 жыл бұрын
Children are not responsible for credit card debts owed by a parent. Eric HELPS
@terryiverson28392 жыл бұрын
Everything I read states that children of the deceased parent, they would be responsible to pay. You state otherwise, which is great - I hope I don’t have any debt at that time( which I am working on now). I live in Minnesota, is there anything is print I could receive? This is a great video- thank you.
@lazurus638 ай бұрын
I just heard another lawyer say that probate will still need to be done to take deceased spouse name off the title 🤦🏾♀️ I'm in a community property state and the county of San joaquin Revenue and Recovery put my name in place of my husband's name for his medical bills they say it's legal. Also the law did not impune that our home automatically goes to me (title in my husband's name only), I'm in a fight with the county to be able to continue to live in our home. They're making it so difficult all they say is hire a lawyer.
@HELPSNonprofitLawFirm8 ай бұрын
Not sure what "title" you are talking about. A home that is owned jointly by husband and wife with survivorship rights automatically transfers to the surviving spouse period. Medical bills from a deceased spouse are owed by the surviving spouse in almost all states whether a community property state or not under a doctrine often called the family purpose doctrine. And of course, if your income is Social Security or other retirement income it is protected and cannot be taken to pay that medical debt. If the home was titled in your husband's name alone yes you will need to consider probate and consult with an attorney. However, in some states where there is equity under a certain amount, there is what is called a small estate proceeding which can allow a person to deal with probate without the assistance of an attorney. Eric HELPS
@rayriddle94623 жыл бұрын
May God Bless yall 💐💐🌺
@SeniorLivingOrg3 жыл бұрын
Thank you. Please share the channel with your friends.
@CreatingwithWinglessAngel3 жыл бұрын
My dad thankfully has no credit cards or accounts receivable due. his funeral is paid for and arrangements made. but he needs a will. I am the last closest living relative.
@marshajones89503 жыл бұрын
My husband passed he had back child support on his 40 year old daughter and was paying it until his death. This is not my child and I never adopted her. Will I be made to pay his back child support. Also my husband has no assets. The home I live in was purchased in my name only. We live in a community property state.
@HELPSNonprofitLawFirm3 жыл бұрын
You are not responsible for your any back child support owed by your deceased husband. And your home is not at risk either. You will be fine. Eric HELPS
@jrgodin72213 жыл бұрын
Is all this information available in print or disk or perhaps in email form?
@laurice80562 жыл бұрын
Could the children be responsible for their parents reverse mortgage balance? What are the laws for parents who are still living but no longer residing in their home or deceased regarding this matter?🤔 These are questions that I Don’t Trust Tom Selick, or William Shatner could answer honestly.🤨
@SeniorLivingOrg2 жыл бұрын
Contact the HELPS Nonprofit Law Firm, call 1-855-435-7787 and they should be able to answer your questions.
@HELPSNonprofitLawFirm2 жыл бұрын
Senior Living has a video on reverse mortgages that helps answer this question. Children are not personally liable on a reverse ,mortgage debt when a parent passes. But a reverse mortgage is like any other mortgage balance. It must be paid and is due upon death. Generally the family will have up to a year to sell the home or refinance and pay off the reverse mortgage balance. When parents move from the home and are not returning the reverse ,mortgage becomes due. There is also a provision where if the home is valued at less than what is owed for the family to pay off the mortgage with a 10% discount. Eric HELPS
@jayfish52 Жыл бұрын
could you cover time share service fees and deed backs
@maggiehastings38833 жыл бұрын
hey, i had to pay a spouses back child support from my taxes in a community property state. divorced him with in months of that
@HELPSNonprofitLawFirm3 жыл бұрын
That's because you filed a joint return. Community property state had nothing to do with it. Eric HELPS
@susangenereux64833 жыл бұрын
Sorry forgot to mention that the medical center is saying that since I was seen at the same facility they have a policy that I have to pay I nevered signed any papers to have me be responsible for his bills I live in Texas
@SeniorLivingOrg3 жыл бұрын
Contact the HELPS Nonprofit Law Firm, call 1-855-435-7787
@lynnhoffman247Ай бұрын
Does this still apply 3 years later (wondering if any laws have changed).
@cindydelaughter58753 жыл бұрын
What about a parent is what I would like to know please thank you
@HELPSNonprofitLawFirm3 жыл бұрын
The video explains why children are not responsible for a parent's debt. Eric HELPS
@janetpagendarm90753 жыл бұрын
what states are you talking about
@HELPSNonprofitLawFirm3 жыл бұрын
If you are worried about being in a community property state you might want to listen to the video again. You can search community property states and get a complete list or search your particular state Eric HELPS
@jesserodriguez2769Ай бұрын
What about my kids r they responsible for money that i owen ?
@jenkinsljenkinssquire9137 Жыл бұрын
You should point out that almost half of the states are in fact, community property states
@HELPSNonprofitLawFirm Жыл бұрын
Actually there are 9 community property states but as the video explains even in community property states credit cards do NOT pursue spouses who did not sign the card. Eric HELPS
@joanngoodwin4083 жыл бұрын
I owe chase for credit card they put a lein on my house they have my mortgage also is that legal
@HELPSNonprofitLawFirm3 жыл бұрын
The only way Chase would be able to place a lien on your home for a credit card debt would be with a judgment. Then again that may mean nothing depending on other factors. Eric HELPS
@saffloweroyl3663 Жыл бұрын
After my husband died, it took one or two phone calls to get his debts erased. No debts were in my name.
@SeniorLivingOrg Жыл бұрын
Sorry for your loss, but that's good to know.
@BGLoscar3 жыл бұрын
My dad passed away this July, due to stage 4 lung cancer.. And we didn't know that while he's on medical leave, his employer wasn't paying his insurance, so in June, his insurance expired and he got hospitalized and went to hospice with out insurance.. Now, bills are coming.. He doesn't have any credit debt or any other except for hospital debts.. We're not rich, my dad doesn't own any house, cars etc.. I'm in Massachusetts..
@SeniorLivingOrg3 жыл бұрын
Contact the HELPS Nonprofit Law Firm, call 1-855-435-7787
@HELPSNonprofitLawFirm3 жыл бұрын
First Hospice is provided at no charge. If your dad did not have an estate or assets after costs of burial etc then you don't need to worry about the medical bills. You can simply copy the death certificate return it to the creditors with a statement that your father passed away and there was no estate. I am sorry for you loss. Eric HELPS
@ruthhunter1342 Жыл бұрын
@@HELPSNonprofitLawFirm😊
@riejackson57053 жыл бұрын
What if you are a widow and pass away who pass the person bills ?
@HELPSNonprofitLawFirm3 жыл бұрын
Listen to the video again. It explains why a spouse doesn't need to pay a deceased spouse's debt Eric HELPS
@dasdabeatjunkie Жыл бұрын
My mother recently committed suicide over putting her and her husband into massive debt. But was also foraging checks in his name. And put them both in massive debt. Without him knowing. Because he trusted that she had it all together.and was able to manage it all. And the shame of everything she was doing, coming to light was too much for her to bare. So she took her own life. But now she’s left this enormous mess. With things in his name. That she was signing as him. What happens then?
@richardnorton9918 Жыл бұрын
OMG. Please let us know what you learn.
@HELPSNonprofitLawFirm10 ай бұрын
She can call HELPS and we can go over her situation. I am sure she will be fine Eric HELPS
@rogerwalkerusa6 ай бұрын
My spouse wrote me totally out of her will. Is there anything in Illinois State or Federal law that I am entitled to?
@allied8673 Жыл бұрын
What about if I have my spouse is on my health insurance because of disability, do you still have to pay the medical bill?
@gpo7464 ай бұрын
NOPE ! THEY signed contracts took debts on ..NOT YOU !
@raymondplummer40037 ай бұрын
What happens when house is willed to a child , and are they responsible for the debts?
@SeniorLivingOrg7 ай бұрын
If there's still a mortgage on the house, someone has to pay it. For legal help, you can always reach out to the HELPS Non-Profit Law Firm at 855-435-7787.
@j.j.springer10993 жыл бұрын
What happens if we don't have a running mill? My wife's family had one down south they did corn and flour! Wasn't a business, but 14 kids to spilt the mill!
@DanielaDItalianDuchess3 жыл бұрын
Well that’s happened to me so what to do ?
@surgepro322able Жыл бұрын
My late wife owned 2 pieces of property and owed on a third. She had large credit card bills when she passed. We lived in Indiana. I was represented by a local lawyer, who said the credit card debt and the third house loan would have to come out of her estate!? I always thought that credit card debt was an unsecured loan and would not need to be repaid. What's the correct procedure?
@HELPSNonprofitLawFirm Жыл бұрын
If the property was in your wifes name and it was probated then yes, her debts would need to be paid as a part of probate. Not necessarily the mortgage on the third house. But it would remain a lien on the third house and need to be paid. Of course this is all water under a bridge. Eric HELPS
@patsypryor98503 жыл бұрын
what about taxes owed only by spouse,they die, is surviving spouse responsible especially if you did not know about the debt?? I had a friend had to go back to work , still working as a nurse in her 70's,she went back to work with diabetic sores on her feet!! I told her to get a lawyer.
@HELPSNonprofitLawFirm3 жыл бұрын
A surviving spouse is not responsible for her deceased spouse's tax debt. Eric HELPS